Insignia Preferred Banking - Business
Transcript of Insignia Preferred Banking - Business
Insignia Preferred Banking - Current Account
RBL Bank LimitedOne Indiabulls Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013.
Registered Office: 1st Lane, Shahupuri, Kolhapur - 416 001, Maharashtra, India
CNI: U65191PN1943PLC007308
Customer Service No. : 1800 123 8040 | [email protected] | insignia.rblbank.com
Type Of Relationship *
Business Relationship (across Current Account(s))- Average Monthly RelationshipBalance - ` 10 Lakhs ` 1250 per account for non-maintenance
Demand Draft Issuance through Net Banking ` 100 as dispatch cost
Domestic Remittances
Outstation cheques drawn and payable in India at Non-Branch locations upto and including ` 5,000
Domestic Collections
Above ` 5,000 and upto and including ` 10,000
Above ` 10,000 and upto and including ` 1,00,000
Free
Above ` 1,00,000
Cash Deposit at Home Branch Location are Free upto 15 Times of previous month's MAB or ` 30 Lakh, which ever is higher ` 2/1000 or Minimum of ` 50/Txn
Cheques payable outside India 0.25% (Min ` 150, Max ` 5,000)
Foreign Currency Demand Drafts Issuance/Revalidation ` 100
Foreign Exchange Transactions
Foreign Currency Telegraphic Transfers ` 250
Cash Deposit at Non-Home Branch Location are Free upto 10 Times of previousmonth's MAB or ` 20 Lakh, which ever is higher ` 2/1000 or Minimum of ` 50/Txn
Cash Services**
ATM & Debit Card Services
Debit Card POS Spending limit*** ` 4,00,000/DayATM Cash Withdrawal limit ` 2,00,000/Day
Fuel Surcharge on Debit Card 2.50%
Balance enquiry at ATMs outside India ^^ ` 20/Txn` 200/Replacement
` 20 per instance
Replacement of Debit Card
ATM/POS transaction declined due to insufficient funds
Cash Pick-up Free Once a Day. ` 250/Additional Txn
Doorstep Banking^^^
Cash Delivery Free Once a Day. ` 120/Additional Txn
Statement Frequency Free Monthly. ` 25/Additional Txn
Statement & Certificate
Tax/ Interest Certificate Free Annually. ` 200 /Ad-hoc Request
Safe Deposit Lockers# 25% Discount
Account Closure within 6 months of opening## ` 500
Cheque Deposited and Returned - Technical Reason ` 50/Instance
Cheque Issued and Returned unpaid - Financial Reason ` 350/Instance
Inward ECS return ` 350/Instance
Other Services
SERVICES CHARGES SERVICES CHARGES
Domestic Remittances
Demand Drafts at RBL and Correspondent Branch Locations
Domestic Collections
Cheques drawn and payable at branch locations in India
Cheque books payable at par at all RBL Branches
Cancellation of Cashier's Cheque / Demand Drafts
Foreign Exchange Transactions
Foreign Inward Remittance Certificate
Foreign Currency Traveller’s Cheques commission
Credit to account for Inward Remittances
ATM and Debit Card Services
No Debit Card Annual Fee
Balance Inquiry at Non-RBL ATMs in India
Cash withdrawal at Visa/Maestro/Cirrus ATMs in India
Doorstep BankingCashier's cheque and Demand Draft Delivery
Non-Cash Courier pick-up and delivery
Other Services
Stop Payment Requests
Cheques deposited and returned unpaid for financial reason
Bill Payment on ATM, Phone Banking and Internet Banking
Payment and Collection through NEFT, RTGS, IMPS ###
Revalidation of Cashier's Cheque/ Demand Drafts
COMPLIMENTARY SERVICES
DisclaimersType of Relationship* For a New to the Bank(NTB) Customer, Average Relationship Balance across Accounts would have to maintained over a period of 6 months
Cash Services** Home Branch Location is defined as branches in the same clearing zone or City Limits. For detailscontact your nearest branch
ATM and Debit Card Services*** Type of Card- World Debit MasterCard^^ Mark up fee of 3.5% would be charged on financial transactions outside India
Door Step Banking^^^ Per Day Cash Pick-up will be only in the range of ` 1,000 - ` 2,00,000 and Cash Delivery will be only in the range of ` 1,000 - ` 3,00,000. The services will be only available for the Home Address of the Customer
Transactions
### The minimum Value of RTGS transaction is 2 Lacs. All the electronic fund transfer below 2 lacs will be routed through NEFT only. For Funds Transfer through IMPS, there is a daily limit of ` 50,000
All Cash Transaction of ` 10 Lakh & above on a single day would require prior intimation and approval of the Branch Manager at least one working day in advance
OthersTrade Service Card rates available on request
Taxes as per the prevailing rates will apply
All charges are subject to revision with an intimation of 30 days to account holders
# Locker facility is subject to availability
## Account closure charge is waived off if account is closed within 14 days from the date of account opening
T&C apply
INSIGNIA CURRENT ACCOUNT- SCHEDULE OF BENEFITS