Infosys Presentation

75
INFOSYS Prerna Chawla (03) Gaurav Goyal (34) Mohit Negi (38) Ishant Khanna (40) Arjun Chaudhary (42)

Transcript of Infosys Presentation

Page 1: Infosys Presentation

INFOSYSPrerna Chawla (03)Gaurav Goyal (34)Mohit Negi (38)Ishant Khanna (40)Arjun Chaudhary (42)

Page 2: Infosys Presentation

HISTORYInfosys was co-founded in 1981 by :-• Narayan Murthy • Nandan Nilekani• N.S. Raghavan• S. Gopalakrishnan• S.D Shibulal• K. Dinesh• Ashok Arora The company was incorporated as “ Infosys

Consultants Pvt Ltd.” with a capital of Rs 10,000 ($250) in model colony, Pune as the registered Office.

Page 3: Infosys Presentation

NARAYANA MURTHY Mr. Narayana Murthy was born on

August 20, 1946. He is an Indian IT industrialist and

co-founder of Infosys. Murthy studied electrical

engineering at the National institute of Engineering, University of Mysore and M.Tech at IIT, Kanpur.

Before starting Infosys, Murthy worked with IIM, Ahmedabad as Chief Systems Programmer and Patni Computer Systems in Pune.

He started Infosys in 1981 and served as its CEO from 1981 to 2002 and as Chairman from 2002 to 2011.

Murthy has been honoured with the Padma Vibhushan and Padma Shri awards.

Page 4: Infosys Presentation

Change in NameIn 1983 the company’s corporate

headquarters was relocated from Pune to Bangalore.

The company changed its name to “Infosys technologies Private Limited” in April 1992 and to “Infosys Technologies Limited”.

Became Public limited Company in June 1992 and later renamed to “Infosys limited” in June 2011.

Its shares were listed in stock exchange in June 1993.

Page 5: Infosys Presentation

VISHAL SIKKAHe was born in Shajapur, Madhya Pradesh.Vishal Sikka is the CEO and MD of Infosys.Before joining Infosys, Dr. Vishal Sikka was a member of the executive board of SAP AG and the Global Managing Board.Vishal Sikka joined the Bachelor’s in Computer Engineering course at Maharaja Satyajirao University at Baroda.On June 12, 2014, Infosys named Dr. Sikka as its CEO and Managing Director.He receives $5.08 million (₹30 Cr) and stock options worth $2 million as annual compensation.

Page 6: Infosys Presentation

MilestoneIn 1981 signs up its first client, Data Basics

Corporation, in New York.In 1987 Infosys opens first international office

in Boston, US.In 1993 it acquires ISO 9001 Certification and

goes Public.In 1995 Infosys Opens first European office in

the UK and global development centers at Toronto and Mangalore.

In 1997 Infosys was assessed at CMM level 4.In 1999 touches revenues of US $ 100 million

also opens the office in Germany, Sweden, Belgium, Australia.

Page 7: Infosys Presentation

In 2000 Infosys touches revenues of US $ 200 million and opens offices in France and Hong Kong.

In 2000 Infosys re-launches Banks 2000, the universal banking solution from Infosys, as FINACLE.

In 2001 Infosys opens offices in UAE and Argentina and in 2002 in Netherlands, Singapore and Switzerland.

In 2002 Nandan M. Nilekani takes over as CEO from N.R Narayana Murthy.

In 2003 Infosys establishes Subsidiaries in China an Australia.

In 2006 annual revenues double to $ 2 billion. It took 23 years to reach first billion.

Page 8: Infosys Presentation

In 2006 N.R. Narayana Murthy retires from the servies of the company on turning 60. The Board of Directors appoints him as Additional Director. He continues as Chairman and Chief Mentor of Infosys.

In 2007 Kris Gopalakrishnan COO, takes over as CEO. Nandan M. Nilekani was Appointed as Co-Chairman of the Board of Directors.

In 2008 Infosys crosses revenues of US$ 4 billion and annual net profits cross US$ 1 billion.

In 2011 N.R. Narayana Murthy hands over the Chairmanship to K.V. Kamath.

• S.D. Shibulal, COO, takes over as the CEO and MD from Kris Gopalakrishnan.

Page 9: Infosys Presentation

In 2012 Infosys was listed on the NYSE market.In 2012 Infosys acquires Lodestone Holding AGIn 2013 N.R. Narayana Murthy was appointed as

Executive Chairman of the Board.In 2014 Dr. Vishal Sikka takes over as the CEO and

MD from S.D Shibulal.In 2014 revenue crosses 50,000 in crore in rupee

terms.In 2015 Infosys acquired Skava, a Leading

Provider of Digital Experience Solution for the Retail Industry.

Infosys acquired Panay, Inc., a leading provider of automation technology for large scale enterprise software management.

Infosys announces USD 250 million ‘Innovate in India Fund’ to support Indian start-ups.

Page 10: Infosys Presentation

Global Alliance Partners

GINNI ROMETTY CEO OF IBM

Page 11: Infosys Presentation

1. IBM IBM and Infosys have a long, proven track

record of collaboration to deliver successful client relationships for over 10 years.

Infosys has earned the Premier Level partner status with IBM.

Infosys have provided core competencies to IBM.

Page 12: Infosys Presentation

Some of which includes the IBM Logo, Websphere, Mobilefirst, Emptoris, Tivoli, Maximo, TRIRIGA, InfoSphere, Cognos, SPSS, and QRadar.

These are trademarks or registered trademarks of the International Business Machines Corporation in the United States, and /or other countries.

Page 13: Infosys Presentation

SATYA NADELLACEO OF MICROSOFT

Page 14: Infosys Presentation

2. Microsoft

Infosys is among the select few Microsoft globally managed services partners.

Microsoft has worked closely with Infosys in developing its competencies on Microsoft technologies, including Microsoft Azure, .NET and Microsoft Business Solutions. 

Infosys has the highest number of Microsoft certified consultants globally.

Page 15: Infosys Presentation

3. Hewlett PackardHP creates new possibilities for technology to

have a meaningful impact on people, businesses, and society.

With broadest technology in printing personal systems, software services and IT infrastructure, HP delivers solutions for customers.

Its healthcare solutions are helping hospitals to bring down the cost and its digital printing solutions are changing the publishing industry.

Infosys develop solutions for testing, quality, service management. They helps in application transformation.

Page 16: Infosys Presentation

SERVICES1. BUSINESS APPLICATION SERVICES Business services are services delivered to

business customers by business units.

Example can be financial services to customers of a bank, online banking services etc.

Enterprises need technology expertise to look into industry knowledge to successfully execute business agendas with robust IT strategy.

Page 17: Infosys Presentation

The challenge which comes up is enterprise technology in several organizations lags behind business demands. This necessitates creation of a flexible and efficient technology.

Infosys partners with clients across industries to solve complex challenges by reforming their technology with business strategies.

Infosys achieves this by robust business application expertise across pre-packaged business applications, functions, and technologies.

Page 18: Infosys Presentation

2. ENGINEERING SERVICES

Organizations face three key challenges to win in a dynamic business environment: Agility, Enhancement and Profitability.

They combine their engineering, supply chain, and BPO capabilities to expand their role across the offering.

They consult and invest with clients to advance technologies and help bring distinctive offerings to the market.

They design, deploy, and maintain cross-functional processes and systems for product life cycle management and telecom network operation.

Page 19: Infosys Presentation

3. INFOSYS CONSULTING

In today’s world every organization is doing business globally. Therefore the technology is turning highly complex as it evolves to meet the demand of competitive marketplace.

Infosys consulting helps global corporations in developing unique solutions to address their complex business challenges.

They help to design the entire structure and the market approach by creative thinking, technology expertise and global research.

Page 20: Infosys Presentation

4. HR SERVICESInfosys Human Resource Services has been

recognized by analysts, clients and industry bodies for delivering transformative solutions.

They offer integrated consulting, technology and outsourcing solutions that are flexible and adaptable to client business and industry considerations.

Infosys HR services enable HR functions of global clients to achieve cost savings, build efficiencies, scale and enhance quality of delivery.

Page 21: Infosys Presentation

Included in 2012 and 2013 Gartner's 'Magic Quadrant for Payroll BPO' Report.

Ranked as "Leaders" in delivering payroll services by Nelson Hall (2013).

Leader in providing Learning BPO services, 'Provide effective blended learning environment, reduce costs, strong LMS portal and learning analytics services as well' –Nelson Hall (2012).

Page 22: Infosys Presentation

PRODUCTS FINACLE

Finacle  is a core banking software package developed by Indian technology corporation Infosys.

It is used by multiple banks across several countries, it can handle multi-currency transactions.

The list of products include: Finacle Core Banking Solution, Finacle e-Banking

Solution, Finacle Treasury Solution, Finacle Wealth Management Solution, Finacle Direct Banking Solution, Finacle Mobile Banking Solution etc.

Page 23: Infosys Presentation

Several major customers of Finacle include Bank of India, Nadra Bank of Ukraine, ICICI Bank of India and Al Hilal Bank of the United Arab Emirates.

In 2004, India’s largest bank, State Bank of India decided to deploy Finacle.

DBS Bank of Singapore, selected Finacle Universal Banking Solution from Infosys as the core banking platform for the programme.

Emirates NBD Bank, created from the merger of two leading banks in Dubai (Emirates Bank and National Bank of Dubai) is the largest bank in region by asset size. The bank implemented Finacle in 2009.

Several major customers of Finacle include Bank of India, Nadra Bank of Ukraine, ICICI Bank of India and Al Hilal Bank of the United Arab Emirates.

In 2004, India’s largest bank, State Bank of India decided to deploy Finacle.

DBS Bank of Singapore, selected Finacle Universal Banking Solution from Infosys as the core banking platform for the programme.

Emirates NBD Bank, created from the merger of two leading banks in Dubai (Emirates Bank and National Bank of Dubai) is the largest bank in region by asset size. The bank implemented Finacle in 2009.

Page 24: Infosys Presentation

Finacle was implemented at Punjab National Bank, India’s second largest public sector bank at all its 4,604 branches.

In 2011, Finacle was set to enter the United States market via a deal with Union Bank N.A of California.

Finacle was chosen by Standard Bank, South Africa as the preferred solution for Africa.

Kotak Mahindra Bank implemented the Core Banking Solution platform Finacle 10 in May 2012.

In October 2012, Rizal Commercial Banking Corporation (RCBC) a private domestic commercial bank in the Philippines, implemented Finacle on the IBM System to transform its business.

Page 25: Infosys Presentation

Turkland Bank (T-Bank), one of Turkey’s private banks completed the installation of the Infosys Finacle core banking solution, which includes customer relationship management (CRM) and treasury modules in May 2013.

In November, 2014 it has successfully implemented its Finacle core banking solution for Discover Financial Services, a leading U.S. direct bank and payment services company.

Page 26: Infosys Presentation

DEALS

1. HOUSE OF FRASER It is a British department store group with over 60

stores across the United Kingdom and Ireland.

It was established in Glasgow, Scotland in 1849 as Arthur and Fraser. By 1891, it was known as Fraser & Sons.

In 1948, the company was first listed on the London Stock Exchange, and eventually was included in the FTSE Index before the company was acquired by a consortium of investors including Baugur and Don McCarthy in 2006.

Page 27: Infosys Presentation

Infosys, announced that it has been awarded a multi-year contract by House of Fraser (recently acquired by Sanpower Group China), to transform its multi channel business and IT infrastructure on April 27th, 2015.

House of Fraser is among the leading retailers in the UK, and the company is aggressively working towards enhancing its multichannel business and expanding its global footprint.

To achieve this objective, House of Fraser has selected Infosys as its strategic partner to strengthen its multichannel business, and manage and transform its core IT infrastructure.

Page 28: Infosys Presentation

2. DEUTSCHE BANK

Infosys has signed a multi-year agreement with Deutsche Bank on 8th July 2015.

Deutsche Bank is committed to applying innovative technology to enhance its efficiency and service to clients.

Infosys will provide services like development, application maintenance, digital and mobility, package implementation and testing services across the Deutsche Bank Group.

Page 29: Infosys Presentation

SUBSIDIARIES• INFOSYS LODESTONE• INFOSYS BPO LIMITED• INFOSYS TECHNOLOGY (AUSTRALIA) PTY. LIMITED• INFOSYS PUBLIC SERVICES INC.• INFOSYS TECHNOLOGIES (CHINA) CO. LIMITED

Page 30: Infosys Presentation

INFOSYS LODESTONEIt is Global Management Consultancy founded in 2005.

Committed to designing and delivering solution that enable international companies to thrive in today’s complex Business Environment.

It advises international companies on strategy and process optimization as well as IT transformation.

Page 31: Infosys Presentation

OUR SERVICES:

Page 32: Infosys Presentation

Infosys Lodestone offers advice to international corporations on devising innovative business operating models, optimizing processes and implementing new technologies.

Business Transformation Excellence - Changing and aligning the organization, its processes and tools to deliver maximum business benefits.

IT Excellence - Responding to clients’ needs for sustainable IT value management aligned with the needs of the business.

Enterprise Application Excellence - Designing and delivering the right solution, using the right platform, and the right people to create and sustain competitive advantage.

Business Process Excellence - Helping clients to create customer value, improve operational excellence and manage risk.

Page 33: Infosys Presentation

C.E.O of Infosys Loadstone

Ronald Hafner 20 years of

experienceHolds a Master’s

Degree in Economics and Business Administration from the University of Basel.

Page 34: Infosys Presentation

Old Town -Basel

Page 35: Infosys Presentation

ACQUISITION September 10, 2012 Infosys announced acquisition of Zurich-Based Lodestone Holding AG.

For $345 million or Rs 1925 cr.Strengthens Infosys management consulting capabilities globally.

Infosys Consulting practice focussed on SAP programs to bring in revenues of more than $ 1 billion.

Page 36: Infosys Presentation

INFOSYS BPO LIMITED Set up in April 2002Infosys BPO focuses on integrated end-to –end

outsourcing & delivers transformational benefits to its clients through reduced costs, ongoing productivity improvements & process reengineering.

The company applies business excellence frameworks to significantly reduce costs, enhance effectiveness, & optimize business processes.

Infosys BPO operates in India, Poland, the Czech Republic, the Netherlands, South Africa, Puerto Rico, Brazil, Mexico, Costa Rica, United States, China, Philippines, Japan & Australia.

Page 37: Infosys Presentation

VALUESInfosys BPO commits to:-• Client value: To surpass client expectations

consistently • Leadership by example: To set standards in our

business and transactions and be an exemplar for the industry and ourselves.

• Integrity and Transparency: To be ethical, sincere and open in all our transactions

• Fairness: To be objective and transaction-oriented, and thereby earn trust and respect.

• Excellence: To strive relentlessly, constantly improve ourselves, our teams, our services and products to become the best.

Page 38: Infosys Presentation

PPM MODEL ADVANTAGEA holistic model: Deployed through the entire

lifecycle of the engagement, right from design to delivery.

Focus is on the end-to-end process: Designed to view businesses processes from an end-to-end perspective, cutting across geographies and functions.

Addresses diverse client requirements: Each business situation is unique and so is the business process – the model addresses this diverse need.

Helps zero-in on the right levers: Goals for each process is unique and the model identifies the right set of change levers that needs to be applied.

Transparent deployment: Complete and transparent view of the deployment and the process progression

Page 39: Infosys Presentation

C.E.O of Infosys BPOAnup UppadhayayAnup has been with

Infosys for 22 yearsHe most recently served

as the Senior Vice President & Global Head Delivery – Financial Services with Infosys Limited

Holds Engineering degree in CS from Pune University, and an MBA from IIM Bangalore

Member of the NASSCOM BPM (Business Process Management) Council. 

Page 40: Infosys Presentation

INFOSYS TECHNOLOGIES(AUSTRALIA) Pty. LIMITED

It is a leading provider of technology-driven business solutions.

They work with their clients in the spirit of partnership to assist them in becoming globally competitive.

They deliver cost effective world-class solutions in the shortest possible time, utilizing outstanding local talent backed by vast global capability, in-depth industry knowledge and technical excellence.

Page 41: Infosys Presentation

C.E.O of Infosys Australia

Jacqueline KorhonenHolds Degree in

Bachelor of Science (B.Sc)

And Bachelor of Engineering (BEng), 1st Class Honours from University of Sydney.

Page 42: Infosys Presentation

AUSTRALIA & NEW ZEALAND- PUBLIC SECTOR Infosys works with public sector agencies &

departments across Australia & New Zealand to help them take advantage of the best of both worlds, Namely

i. Outstanding local capabilityii. Access to global best practices Infosys’ experience ranges from helping to

build Australia’s emergency alert system to implementing Cloud-Based identity management system for a government agency in New Zealand.

Infosys was one of the first companies in the region to achieve CMMI Level 5 rating.

Page 43: Infosys Presentation

INFOSYS PUBLIC SERVICES INC.Infosys Public Services is a U.S based subsidiary

of Infosys. New Head Quarter at Rockville, Maryland.They help Health Care & Public Sector

Organisation to stay a step ahead of emerging business trends and outperform the competition.

They do this by bringing:-i. Cross-industry ideas & practices to

transformation initiatives.ii. Acceleration time-to-market with readymade

industry solution.iii. Ensuring clients derive value from investments

through systematic execution.

Page 44: Infosys Presentation

C.E.O of Infosys Public Services INC. Eric Paternoster30 years of experience in

Health care, consulting and Business Technology.

 Holds a Master of Business Administration in finance from the University of Cincinnati.

A bachelor’s degree in engineering from the US Military Academy.

He served in the US Army, leading infantry units in Korea and the US, and left as a Captain.

Page 45: Infosys Presentation

INFOSYS TECHNOLOGIES (CHINA) CO. LIMITED

 Established in 2003.Head Quarter in Shanghai.First company in China to receive certification in CMMI Level 5 global process quality standard.

Also certified in ISO 27001, the global benchmark for data security operations.

Page 46: Infosys Presentation

Australia Mauritius

Belgium Mexico

Brazil Netherlands

Canada Norway

China Philippines

Czech Republic Poland

Denmark Spain

Finland Sweden

France Switzerland

Germany Thailand

Ireland UAE

Italy UK

Japan USA

Infosys Development Centres (Besides India)

Page 47: Infosys Presentation

No. Name of the Shareholder Total Shares held Shares as % of Total No. of Shares

1Life Insurance Corporation of India 127,144,076 5.54

2Abu Dhabi Investment Authority 56,535,352 2.46

3Oppenheimer Developing Markets Fund 66,679,241 2.9

4 Government of Singapore 45,051,089 1.96

5 HDFC Trustee Company Ltd 35,179,005 1.53

6Vanguard Emerging Markets Stock Index Fund 34,439,672 1.5

7Ishares India Index Mauritius Company 22,964,352 1

Total 387,992,787 16.8

Major shareholders(june 2015)

Page 48: Infosys Presentation

INFOSYS REVENUE GENERATION

Page 49: Infosys Presentation

Quarter ended Mar 31, 2015

Quarter ended Dec 31, 2014

Quarter ended Mar 31, 2014

Year ended Mar 31, 2015

Year ended Mar 31, 2014

North America 62.8 61.6 59.8 61.5 60.7

Europe 23.1 24.0 25.2 24.1 24.4

India 2.5 2.5 2.6 2.4 2.6

Rest of the world 11.6 11.9 12.4 12.0 12.3

Total 100.0 100.0 100.0 100.0 100.0

Revenue by Geographical Segment(in %)

Page 50: Infosys Presentation

Quarter ended Mar 31, 2015

Quarter ended Dec 31, 2014

Quarter ended Mar 31, 2014

Year ended Mar 31, 2015

Year ended Mar 31, 2014

Business IT Services 62.3 62.8 62.4 62.7 61.6

Application Development 14.3 14.9 15.5 15.3 15.8

Application Maintenance 19.7 19.5 19.4 19.2 19.3

Infrastructure Management Services 8.1 8.2 7.2 8.0 7.1

Testing Services 8.9 9.1 9.2 9.2 8.7

Product Engineering Services 3.5 3.4 3.4 3.4 3.3

Business Process Management 5.3 5.4 5.5 5.3 5.2

Others 2.5 2.3 2.2 2.3 2.2

Consulting, Package Implementation & Others 32.7 32.6 32.5 32.5 33.2

Products, Platforms and Solutions 5.0 4.6 5.1 4.8 5.2

Total 100.0 100.0 100.0 100.0 100.0

Revenue by Service Offering (in %)

Page 51: Infosys Presentation

Quarter ended Mar 31, 2015

Quarter ended Dec 31, 2014

Quarter ended Mar 31, 2014

Year ended Mar 31, 2015

Year ended Mar 31, 2014

Fixed Price 43.8 42.9 41.6 42.1 40.8

Time & Materials

56.2 57.1 58.4 57.9 59.2

Total 100.0 100.0 100.0 100.0 100.0

Revenue by Project Type (in %)

Page 52: Infosys Presentation

Mar 31, 2014Banking & Financial Services, Insurance

33.6 33.1 33.5 33.2 33.6

Banking & financial services

27.2 26.8 27.3 27.0 27.2

Insurance 6.4 6.3 6.2 6.2 6.4Manufacturing 23.8 23.4 23.0 23.4 22.9

Retail & Life Sciences 23.5 23.5 23.8 23.6 24.3

Retail & CPG 15.1 14.9 15.5 15.3 15.8Transport & Logistics 1.6 1.5 1.7 1.5 1.7

Life Sciences 5.1 5.1 4.7 4.9 4.7Healthcare 1.7 2.0 1.9 1.9 2.1Energy, Utilities, Communications & Services

19.1 20.0 19.7 19.8 19.2

Energy & Utilities 4.5 4.9 5.3 5.0 5.1

Telecom 8.3 8.7 8.6 8.7 8.3Others 6.3 6.4 5.8 6.1 5.8Total 100.0 100.0 100.0 100.0 100.0

Revenue by Industry (in %)

Page 53: Infosys Presentation

Infosys Stock Market (01-oct.-2015)MARKET CAP- 269,443.09 ₹CRDIVIDEND – 1190.00Market price per share.

NSE:  1,173.05 11.10 (0.96%)

BSE: 1,173.25 12.80 (1.10%)

NYSE: $ 18.89 (0.00%)

(* source- money control)

Page 54: Infosys Presentation

INFOSYSRESEARCH AND DEVELOPMENTRECENT NEWSCOMPETITORSCONTROVERSIESCSR ACTIVITIES

Page 55: Infosys Presentation

Infosys Bangalore campus

Page 56: Infosys Presentation

INFOSYS PUNE CAMPUS

Page 57: Infosys Presentation

RESEARCH & DEVELOPMENT

Queen’s University Belfast Partners with Infosys to Combat Cyber Security Threats

Uber-like app to help Infosys utilise existing resources better under an initiative called ‘Zero Bench’

 

Page 58: Infosys Presentation

RECENT NEWS RELATED TO INFOSYS

 Infosys bids goodbye to bell curve for performance assessment. Infosys bags Rs 1,380 crore contract to build GST Network

Page 59: Infosys Presentation

Infosys CEO gets highest employee approvals

Infosys gets govt nod for 3 more campuses in Bengaluru; to generate 27,000 jobs 

Page 60: Infosys Presentation

COMPETITORS

TCSCOGNIZANTWIPRO

Page 61: Infosys Presentation

NAME REVENUE PROFIT

TCS 15.5 3.5

COGNIZANT 10.26 1.43

INFOSYS 8.7 2

WIPRO 8 1.5

Page 62: Infosys Presentation

CONTROVERSIESALLEGATION OF LANGUAGE BIAS

In July 2014 Former US employees of

Infosys have filed a lawsuit against it for

alleging discrimination because of their

inability to communicate in Hindi.

Page 63: Infosys Presentation
Page 64: Infosys Presentation

SOCIAL PROJECTSHEALTHCAREEDUCATIONARTS AND CULTUREDESTITUTE CARE RURAL DEVELOPMENT

Page 65: Infosys Presentation

HEALTHCARE

Page 66: Infosys Presentation

access to primary healthcare, awareness of basic hygiene, and treatment of underprivileged patientsconstructed hospital wards and built Dharmashalasdonated more than 50crore rupees

Page 67: Infosys Presentation

EDUCATION

Page 68: Infosys Presentation

Enhance education and library facilities in rural IndiaPromotes primary education among underprivileged childrenDonated in various education institutions in India

Page 69: Infosys Presentation

ARTS AND CULTURE

Page 70: Infosys Presentation

 promotes traditional art, dance and craftassists underprivileged artists and authors.taking measures to restore the Someshwara Archaeological Complex and 14 other heritage structures.

Page 71: Infosys Presentation

DESTITUTE CARE

Page 72: Infosys Presentation

The foundation supports programs of NGOs in rural areas across India

provides vocational training to help the destitute to live with dignity and earn a livelihood

Page 73: Infosys Presentation

RURAL DEVELOPMENT

Page 74: Infosys Presentation

 donated more than 40 crore rupees for rural development and livelihood projects.

constructs roads, provides electricity, and rehabilitates flood-affected victims in rural areas

Page 75: Infosys Presentation

THANK YOU