Indian Financial System (Development Banks)
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Transcript of Indian Financial System (Development Banks)
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DEVELOPMENT BANKS
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DEVELOPMENT BANKS IN INDIA
NABARD ICICI IDBI
IFCISIDBICOMMERCIAL
BANKS
STATE FINANCIALCOOPERATIONS
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WHAT IS DEVELOPMENT BANKS
A Development Bankis a polygonal developmentfinance institution devoted to improving the social
and monetary development of its associatenations.
It helps improve the value of people's lives byproviding loans and scientific support for a broad
variety of development activities.
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OBJECTIVES
Lay Foundations for I ndustrial ization
Meet Capital Needs
Need for Promotional Activi ties
Help Small and Medium Sectors'
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FUNCTIONSF inancial Gap Fil lers
Undertake Entrepreneur ial Role
Joint F inance
Refinance Facil i ty
Credit Guarantee
Underwri ting of Securities
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Role of development banks
in f inancial system
ProvidingFunds
Infrastructura
l Facilities
PromotionalActivities
Developmentof Backward
Areas
PlannedDevelop
ment
Accelerating
Industrialization
Employment
Generation
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IFCI
The government of india set up the industrialfinance corporation of india in july
Management of IFCI 12 directors
4 are nominated by the IDBI
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OBJECTIVES OF IFCI Promoted by new enterpreneurs
Based on indegenous technology
Which would result in substitution of imports Providing input for incresing agricultural products
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FUNCTIONS OF IFCI
DIRECTFINANCING
JOINTFINANCING
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OPERATIONAL ACTIVITIES
Concessional finance to projects in lessdevelopment areas
Concessional finance for renewable energysystems
Power of attorney scheme
Bridging loans
Sub loans in foreign currencies
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THE PRINCIPAL SOURCE OF FUNDS
OF IDBIShare capital and reserves
Borrowing from government of india and RBI
Market borrowing by way of bonds
Deposits and other borrowings
Repayment of past assitance by borrowers
Foreign currency borrowings from woridbanks
Asian development banks and internationalmarkets
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contd.
Soft loan scheme for modernisation
Seed capital assitance scheme
SFCs special share capital schemes
Development assistance fund(DAF)
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ICICI
ICICI (INDUSTRIAL CREDIT AND INVESTMENT
CORPORATION OF INDIA) Bank Ltd.
ICICI is an Indian diversified financial servicescompanyheadquartered in Mumbai, Maharashtra.
The Bank has a network of 2,630 branches and 8,003 ATM's in
India, and has a presence in 19 countries, including India.
http://en.wikipedia.org/wiki/Financial_serviceshttp://en.wikipedia.org/wiki/Mumbai,_Maharashtrahttp://en.wikipedia.org/wiki/Mumbai,_Maharashtrahttp://en.wikipedia.org/wiki/Financial_services -
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OBJECTIVES OF ICICI
Assisting in the creation
Expansion
Modernisation of such enterprises
Encouraging and promoting theparticipation private capital
Encouraging and promoting privateownership
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FUNCTIONS OF ICICI
Assistance to industries
Provision of foreign currency loans
Merchant banking
Letter of credit
Project promotion
Housing loans
Leasing operations
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SIDBI Established in 1990 under an Act of Indian Parliament.
Objective: Promotion, Financing & Development ofMSMEs and Co-ordinating Functions of institutionsengaged in similar activities.
Ownership: Public sector banks/FIs/Insurance Cos
owned or controlled by the Government of India. Structural Linkage:With Ministry of Finance and
Ministry of SSI.
Nodal Agency : For SME Schemes of GoI
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OBJECTIVESFINANCING
PROMOTION
DEVELOPMENT
CO-ORDINATION
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NABARD
National Bank for Agriculture and RuralDevelopment(NABARD) is an apexdevelopment bank in Indiahaving headquartersbased inMumbai(Maharashtra)and other
branches are all over the country.
It was established on 12 July 1982 by a special act bythe parliament
Main focus was to uplift rural India by increasingthe credit flow for elevation of agriculture & ruralnon farm sector and completed its 25 years on 12
July 2007.
http://en.wikipedia.org/wiki/Indiahttp://en.wikipedia.org/wiki/Mumbaihttp://en.wikipedia.org/wiki/Maharashtrahttp://en.wikipedia.org/wiki/Maharashtrahttp://en.wikipedia.org/wiki/Mumbaihttp://en.wikipedia.org/wiki/India -
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OBJECTIVES OF NABARD
1 . To give financial assistance for increasingthe agricultural production
2.To supply the long term needs of the ruralareas
3.To supply loans by way of refinance
4.To help small industries ,cottage industriesand also artisans
5.To achieve overall rural development
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FUNCTIONS OF NABARD
Credit functions
Development functions
Regulatory functions
Apex institution for rural finance
Refinance institutions Contribution of share capital
Investment in securities
Conversion and rescheduling facilities
Financial help to non agricultural sector
Training programs
Co-ordination of actvities
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ACHIEVEMENT OF NABARD
Short term assistance
long term assistance
Schematic lending
Assistance to less developed statesAssistance to non-farm sector
Rehabilitation programme
Assistance to research and development projects Credit plans under the new strategy
Integrated rural development programme
Regional rural banks
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THANK YOU