Income Intl. Corporate Bonds AN Risk profiling, financial...

Income

RetireTake Income

YourGoals

YourActions

Intl. Corporate Bonds

UK Gilts

Global High Yield Bonds

European ex-UK Equities

North American Equities

Japan Equities

RETIREMENT INCOME PLANNING

PLAN

Drawdown

Uncrystallised PLS Tax-free cashAnnuity

State pensionCurrent annuity

ONGOING - SUITABILITYMANAGE

Portfolio Breakdown


UK Gilts




Japan Equities

ONGOING - SUITABILITY

MANAGE

1 2 3 4 5 6 7 8 9 10LOW

LOW

HIGH

RETU

RN

PROFILEINVESTMENT RISK PROFILING

The potential losses and gains for an example portfolio

with a current value of £100,000Below Average Performance £79,973

Average Peformance

£103,145

Above Average Performance £134,627

RISK PROFILE 4LOWEST MEDIUM RISK

1 YEAR5 YEARS

10 YEARS20 YEARS

Select a Risk Profile

PLAN

Retire

Take IncomeYourGoals

Retirement Income PlanningCASHFLOW WEALTH YEAR

That’s why more than 6,000 UK advisers use Dynamic Planner. Dynamic Planner combines our powerful, market leading risk profiling, asset allocation and financial planning tools in a front office system that’s integrated with leading platforms and providers.

We believe SimplyBiz members can save over 200 hours a year, the equivalent of £25,000 a year in fees, by using Dynamic Planner as a single joined-up system to plan, transact and manage their wealth clients.

Neil Stevens, SimplyBiz

Risk profiling, financial planning & wealth management technology with Dynamic Planner

Need support transitioning to the new world of wealth?

If so, we can help.

How well does your technology help you to profile, plan and manage your clients and your business

www.distribution-technology.com

To operate successfully in the new world of wealth requires systems and processes to help you profile, plan and manage your clients and their wealth.

?


PLAN

Drawdown




Portfolio Breakdown


UK Gilts




Japan Equities

IncomeExpenses

RetireTake Income

YourGoals

YourActions


UK Gilts




Japan Equities


PLAN

Drawdown




MANAGE

HIGH




Average Peformance

£103,145



1 YEAR5 YEARS

10 YEARS20 YEARS


PLANIncome

Retire


YourActions


Looking for a market leading risk profiling solution? We can help.

DT are a strategic partner for Lighthouse and a critical part of our infrastructure for our national and our network. Dynamic Planner provides a clear audit trail defining risk in line with FCA suitability guidance as well as best-in-class risk profiling of our multi-asset funds and discretionary solutions.

Malcolm Streatfield, CEO at Lighthouse Group


MANAGE

1 2 3 4 5 6 7 8 9 10LOW

LOW

HIGH

RISK LEVELHIGH

RETU

RN

INVESTMENT RISK PROFILING

PROFILE

1 2 3 4 5 6 7 8 9 10


PLAN

Income Expenses

Retire

Take Income

YourGoals

YourActions

Retirement Income Planning

CASHFLOW WEALTH YEAR

z Best-in-class Independent Risk Profiling Tool

z Online and offline Risk Profiling app

z Streamlined process to align agreed risk profile score to a fund solution

z Client friendly reporting

z Robust evidencing MI & audit trail


PLAN

Drawdown




Portfolio Breakdown


UK Gilts




Japan Equities

IncomeExpenses

RetireTake Income

YourGoals

YourActions


UK Gilts




Japan Equities


PLAN

Drawdown




MANAGE

HIGH




Average Peformance

£103,145



1 YEAR5 YEARS

10 YEARS20 YEARS


PLANIncome

Retire


YourActions


To find out more, please contact the team on 0844 850 1780 or email [email protected]

How Distribution Technology does risk profiling – an overview

Risk profiling starts with the target asset allocation model.

Distribution Technology Financial Analytics Team does this by generating estimates as to how a wide range of asset classes are expected to behave over the long-term with respect to: returns, volatility and co-variance. Their methods are based on Modern Portfolio Theory techniques to derive efficient portfolios which maximise expected returns for any given degree of risk.

They conduct a thorough analysis of historic data, current market yields and estimates of risk premiums, as well as other factors such as, current corporate debt default rates and inflation. From this, they produce a spectrum of asset allocations that gradually increase in risk in line with the mean variance model. This allows them to break the efficient frontier into 10 risk bands and select a suitable target asset allocation as representative of each band.

z Historical snapshots of each fund’s past asset allocation positions, which we have mapped to our standard asset classes

z The volatility derived from each of the fund’s benchmarks, where appropriate

We then benchmark the results against our spectrum of 10 risk profiles.

www.distribution-technology.com

z The volatility of the actual performance achieved by each fund

z The approach the manager takes to managing risk

Risk Profile 1 2 3 4 5 6 7 8 9 10

Descriptor Lowest risk

Very low risk

Low risk

Lowest medium

risk

Low medium

risk

High medium

risk

Highest medium

risk

High risk

Very High risk

Highest risk

Risk profiled investments with Dynamic Planner

Fund risk profiling

To risk profile funds and portfolios, Distribution Technology looks at the following:

FINANCIAL ADVISERS LICENSED

O V E R 500 F I R M S P R O F I L E , P L A N A N D M A N A G E THEIR CLIENTS’ WEALTH USING DYNAMIC PLANNER

FINANCIAL PLANNING

SESSIONS

ON A BUSY DAY THERE CAN BE

PRODUCT RISK PROFILES IN THE

LAST 4 YEARS

800

85FUNDS RISK PROFILEDFROM MORE THAN

ASSET MANGERSEVERY QUARTER

MORETHAN 6,000

R E C O M M E N D A T I O N SMADE THROUGHOUT 2014

£1.2 BILLION

OVER £2.3BN OF FUNDS IN THE INDUSTRY ARE MANAGED AGA INST DYNAMICPL ANNER R ISK PROF ILE TARGETS,GROWING FROM £1.4BN A YEAR AGO.

A W A R D W I N N I N G

£2.3BN

2014

£1.4BN

2013

APPS AVAILABLE ON 3MAJOR OPERATING SYSTEMS

®

FOUNDED IN 2003

I N T E G R A T E D W I T HPLATFORMS PROVIDERSAND BACK OFFICE SYSTEMS 25+

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