INSIDE This Issue

• GCUA Awards • Annual Meeting • Bright Honored • Relay For Life • RISE Award Winner • New Employees • Security Corner

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IMPACTGEORGIA HERITAGE FEDERAL CREDIT UNION’S

upto

60months

Boats•Campers•RVsMotorcycles•JetSkis OrRefinance**

YourExisting

Summer

ToyLoan

3.99%ASLOWAS APR*

*APR – Annual Percentage Rate. Promotional rate applies to model years 2013 and newer. **Current Georgia Heritage FCU loans do not qualify for this offer. The rate you receive may vary depending on individual credit history and underwriting factors. A loan of $10,000 for 60 months will have an approximate payment of $184.15 per month. Promotion begins May 1, 2016 and ends August 31, 2016. Offer may be withdrawn without notice. Other restrictions may apply.

8th Annual

Chip in Fore CMN Golf Tournament

Benefiting

The Children’s Miracle NetworkSeptember 22, 2016

Southbridge Golf Club, Savannah

Format: 4-person Scramble

Entry Fee: $300 per team

or $75 per person

Contact:

Kelley Hannegan (912) 629-4304

khannegan@gaheritagefcu.org

Kimberly Ford (912) 629-4307

kford@gaheritagefcu.org

Wanted: Golf Teams & Sponsors

2016 College Scholarship Winners Named – See Page 3

8.000"

3.75

0"

Get ready to pay with your <Issuer Name> Visa® card using Apple Pay™ on iPhone 6®

To see how Apple Pay lets you pay in an easy, secure, private way, visit <Issuer Vanity URL>

See other side for details…

Coming soon … a new way to pay

Apple Pay® Digital Wallet

Pay with your Georgia Heritage Visa® card using Apple Pay® on

iPhone 6®, iPad Air 2®, iPad mini 3™, all with the latest version of iOS

PAGE 2 • JULY 2016 IMPACT

2016 Annual Meeting Door Prize Winners

Annie and Eulong Ware, who won $50 Outback & $50 Longhorn gift cards, are shown with Terry Hunt.

Louise and Jerry Gill won a $50 Walmart card. Louise is shown with daughter Cindy. Bob Reed, shown with Billie Dees, won a $100 Target gift card.

Joseph Mitchler, shown with Billie Dees, won a $250 Visa gift card.

Brenda Kohler, shown with Terry Hunt, won a $100 Walmart gift card.

Bright Honored for 10+ Years Board ServiceRussell Bright was honored by Board Chair Jan Griner for his 10+ years of service on the Georgia Heritage FCU Board of Directors. No longer serving on the Board, Russell joined other Directors Emeritus J.D. Dykes, Jerry Gill, Gene Johnson, and Bob Reed, all of whom have given outstanding service as Board members.

Georgia Heritage Receives GCUA Awards CEO Dale Taratuta received two Credit Union awards at the GCUA Annual Convention. Georgia Heritage was recognized for being the highest contributor per member to CMN in the $50-$100 million credit union asset size. We also surpassed our CUPAC goal. Pictured are GCUL Chair Barry Heape (L) and GCUA President Mike Mercer (R).

IMPACT JULY 2016 • PAGE 3

Fake Checks & Scams

When you open your mailbox and find a letter stating that you just won a foreign lottery, think twice before you break into your happy dance! The letter may look authentic and the cashier’s check appears genuine, but don’t be fooled. To receive your lottery winnings, it states all you have to do is deposit the check and wire the money to the sender to pay the taxes and fees. The checks may contain authentic-looking watermarks. Even though the bank and routing number on the check may be real, the check still can be fake. And there is no way to get your money back! The Federal Trade Commission accepts complaints related to many topics, including identity theft, telemarketing scams, credit scams, sweepstakes, lotteries, and prizes. To submit a consumer complaint, go to https://www.ftc.gov/complaint.

SECURITYCORNER

2016 College Scholarship Winners The $2,000 Georgia Heritage FCU scholarship award goes to Bethany Dyals, daughter of Christopher and Janna Dyals of Guyton. Bethany plans to pursue a Bachelor of Science in Nursing at Georgia College and State University, and would like to work in a pediatrician’s office or children’s hospital. A $1,500 award goes to Raquel Hazzard, daughter of Gina Hazzard of Rincon. While attending the University of Georgia as part of the Honors Program, Raquel plans to major in chemistry with a minor in creative writing. After receiving a Bachelor’s degree in Chemistry, Raquel plans to apply to Emory School of Medicine to pursue a Doctorate in Medicine. Both scholarship winners are graduates of South Effingham High School in Guyton.

Congratulations to Bethany and Raquel!

Relay for Life Team from GHFCUThis year’s Relay for Life team at Georgia Heritage included (L-R) Laura Botte, Dale Taratuta, Liz Purdee, Kelley Hannegan, Jennifer Kraft, Jim Collins, Kimberly Ford, Robby Glore, and William and Toni Brantley. Go team!

GHFCU Participates in “Paint the Mall Purple”

Lathrop Lead Teller Jennifer Kraft paints a Relay for Life ribbon tattoo on the arm of Elizabeth Fears during the RFL fund-raising event “Paint the Mall Purple,” held at the Oglethorpe Mall.

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PAGE 4 • JULY 2016 IMPACT

Kelly Krumwiede is RISE Award Winner MSO Kelly Krumwiede received the quarterly RISE Award from CEO Dale Taratuta. The award recognizes employees who demonstrate the Credit Union’s core values of Respect, Integrity, Service and Excellence. Congrats!

Talkaboutsavings…Consumerssave10%orBusinessessave15%

OnselectregularlypricedSprintmonthlyservice.

Plus,waivedactivation&upgradefees.

(upto$35insavings(upto$35insavingseach)

Learnmore •Call–877.SAVE.4.CU

•Visit–www.SprintStoreLocator.com

•Click–LoveMyCreditUnion.org/Sprint

Besuretomentionthiscodeforyourdiscount •Consumer–NACUC_ZZM

•Business–NACUC_ZDS_ZZM

Creditunionmembershipvalidationisrequired.

www.gaheritagefcu.org/services/member-discounts.html

Independence Day Monday,

July 4, 2016

Labor Day Monday,

September 5, 2016

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Mail to: Georgia Heritage Federal Credit Union, P. O. Box 1920, Savannah, GA 31402 Fax: (912) 238-5944

Lisa Romano Controller, Lathrop

Lisa has a solid banking background, having served as VP/Accounting Operations Manager at Amalgamated Bank in NYC, Controller at Atlantic Regional FCU in ME, and VP of Accounting at Pacific Capital Bancorp in CA. A former assistant vice president for JP Morgan in NYC, Lisa holds a BA in Accounting from Rutgers University.

WELCOME NEW EMPLOYEES

Rachel Triay Full-Time Teller, Lathrop

Rachel worked as the branch supervisor at the Armed Forces Bank in Junction City, KS. Her husband is a Staff Sergeant and works as a Bradley mechanic. They have a 12-year-old son, who plays on two competitive baseball leagues. Rachel holds an Associate’s Degree in Fine Arts from Allen County Community College.

Leigh Szvetics Part-Time Teller, Lathrop

While new to the credit union industry, Leigh has over 12 years of customer service experience. A native of Savannah, she enjoys spending time with her husband & four-year-old son. Leigh holds an Associate’s Degree from Armstrong State University. She likes cooking and is interested in science and history.