Illinois’ All Kids Program
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Transcript of Illinois’ All Kids Program
Illinois’ All Kids Program
Illinois Department of Healthcare and Family Services
Stephen E. Saunders, MD, MPH
Child Health Services Research Meeting
June 24, 2006
About All Kids First and only state program in the nation to
make sure that every child in Illinois has access to comprehensive and affordable healthcare
Allows most of the 253,000 uninsured children in Illinois who need health coverage to get it
Helps children get to the doctor before they get sick and before a simple problem becomes a major illness
Provides health insurance and prescription coverage at affordable rates
Begins July 2006
Qualifications for All Kids 18 and under Illinois residents No citizenship requirements No income limit Monthly premiums and co-
payments based on a sliding scale, based on income
Current Illinois Medicaid Program
Combined Medicaid and SCHIP Program Income threshold 200% of poverty Family Care 185% of poverty Primarily Fee for Service Voluntary managed care in six counties Over 2 million beneficiaries currently
enrolled One year continuous eligibility
Program Structure An extension of current Medicaid and SCHIP
program; Medicaid and SCHIP - now ALL KIDS Same Medicaid benefit package (minus non
emergency transportation or waiver services) No income limit or asset test, no deductibles Co-pays, premiums and out-of-pocket limits sliding
scale 12-months continuous eligibility No pre existing condition limitations Includes dental Provider reimbursement - same as Medicaid
Eligibility Process One application for entire program Application process:
Mail-in Web Community-based Application Agent At Department of Human Services local office,
located in each county Outreach and PR campaign One eligibility card for entire program
Crowd Out Provisions Must be uninsured since January 1,
2006, or 12 months after December 31, 2006
Exceptions: Parent looses employer sponsored health
insurance Newborn Exhausted life time benefit Child covered by COBRA
Crowd Out Provisions (continued)
Exceptions (continued) Child was covered by Title XIX or Title
XXI and family income changes Custodial parent cannot access non-
custodial parent’s insurance Affordable health insurance
definition applies at redetermination
Premium/Co-Pay 200 – 300% poverty Premium $40/child/month; $80/month - max Co-pay
$10 office visit $7/$3 pharmacy $30 ER $100 hospitalization 5% rate for outpatient hospital Yearly maximum - $500 No co-pay for preventive health care, e.g., well
child visits and immunizations
All Kids Monthly PremiumFPL Per Child Maximum Per
Month
200% - 300% $40 $80
300% - 400% $70 $140
400% - 500% $100 $200
500% - 600% $150 No Max
600% - 700% $200 No Max
700% - 800% $250 No Max
Over 800% $300 No Max
Financing Governor’s key initiative passed General Assembly November 2005 GRF funded – no waivers Cost Savings through implementation of the:
PCCM Program – FY 07 for most Medicaid/SCHIP beneficiaries Disease Management Program -July 1, 2006
Disabled Adults Family Health Population with Persistent Asthma Family Health Population – Frequent Emergency Room users
Implementing PCCM program mid FY’07
Anticipated cost saving secondary to reduction unnecessary ER and Hospitalzation
Provider Buy-In Input into the planning process with
monthly Stakeholders’ meetings 30-day payment cycle for physician
services, starting July 1, 2006 Pediatrics rate increases for selected
preventive visit and E & M codes - January 1, 2006
Support by ICAAP and IAFP
Provider Payment Providers will be responsible for collecting
co-payments under All Kids (similar to private insurance)
Providers may elect not to charge co-pays Providers are not required to deliver
services when co-pays are not paid Provider will be reimbursed under
established rates minus cost sharing co-payments
Reimbursement Rates:Select Examples
CPT 99214 - E & M office visit, established patient ($72.97)
CPT 99381 – Preventive office visit, initial evaluation, healthy infant ($91.90)
CPT 99384 – Preventive office visit, initial evaluation, adolescent ($104.96)
Conclusion Healthcare reform is possible with political
will and buy-in Medicaid package of services
comprehensive and is a model benefit package
Medicaid structure provides an efficient platform to build upon – has an established payment, claims processing system and provider enrollment processes
Conclusion (continued) Packaging the program to look like
health insurance should further eliminate “stigma” of welfare
Sliding fee scale allows higher income families who lack insurance for their children to purchase affordable health care with the benefit of a large risk pool
Outreach and simplified enrollment is key