Identity Theft: Protect Yourself By Rachel Gaines.

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Identity Theft: Protect Yourself By Rachel Gaines

Transcript of Identity Theft: Protect Yourself By Rachel Gaines.

Page 1: Identity Theft: Protect Yourself By Rachel Gaines.

Identity Theft: Protect Yourself

By Rachel Gaines

Page 2: Identity Theft: Protect Yourself By Rachel Gaines.
Page 3: Identity Theft: Protect Yourself By Rachel Gaines.

• Shred financial documents and paperwork

• Protect your Social Security number

• Don’t give out personal information

• Never click on links sent in unsolicited emails

• Don’t use an obvious password

• Keep your personal information in secure place

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• Be alert for:– Bills that do not arrive– Unexpected credit card statements– Denials of credit for no apparent reason– Calls or letters about purchases you did not

make

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• Place “Fraud Alert” on credit reports

• Close accounts

• File a police report

• Report the theft to the Federal Trade Commission

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• ID Theft: What It’s All About

• Deter, Detect, Defend Brochure

• Virus Worms

• Anti-Virus Protection

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Anti-Virus Protection

• Multi-layers of protection is preferred

• Many people rely on the advice of others

• Free protection is not enough

• Back round information is important

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• What Does The Identity Thief Want?

• Where Does Identity Thief Find These?

• How Are These Used?

• How Can You Defend Yourself?

• Other Precautions To Take

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What Does The Identity Thief Want?

• Your Social Security number

• Your driver’s license

• Your account numbers

• Your PIN(s) and passwords

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Where Does Identity Thief Find These?

• Your wallet or purse

• Your mailbox

• Your glove compartment

• Your trash

• You

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How Are These Used?

• Counterfeit checks

• Drain bank account

• File for bankruptcy

• Give your name to police during arrest

• Change mailing address

• Open new credit card accounts

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How Can You Defend Yourself?

• Don’t put the obvious in your purse or wallet

• Don’t write your PIN on back of cards

• Check credit card bills carefully and regularly

• Take outgoing mail to local post office

• Shed anything that contains any personal information

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Other Precautions To Take

• Don’t sign back of credit card, write “check photo id” instead

• Three major credit reporting agencies– (Equifax, Experian and TransUnion)

• Cut old credit cards into small strips

• When reordering personal checks, pick them up at the bank

• Don’t carry Social Security number around

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• What Does The Virtual Thief Want?

• Where Does The Virtual Thief Find These?

• How You Can Defend Yourself

• Precautions

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What Does The Virtual Thief Want?

• To capture your information

• Create a new identity based on that information

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Where Does The Virtual Thief Find These?

• Gaps in your system

• Through spreadsheets and documents

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How You Can Defend Yourself

• Use unique passwords

• Change passwords regularly

• Don’t set your system to “Remember My Password”

• Don’t write down passwords

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Precautions

• Purchase Anti-virus software

• Keep operation system software updated

• Install a firewall

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Work cited

• Federal Trade Commission, [http://www.ftc.gov/index.shtml]

• A Better Business Bureau, [http://www.bbbonline.org/IDtheft/consumers.asp]