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Transcript of ID CargoAdvantage Insurance Policy · PDF file1 CargoAdvantage Insurance Policy Polis Asuransi...

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CargoAdvantage Insurance Policy Polis Asuransi CargoAdvantage

About Chubb in Indonesia

Chubb has both general and life insurance operations in Indonesia. Its general insurance operation (PT Chubb General Insurance Indonesia) provides a comprehensive range of general insurance solutions for large corporates, small and medium-sized businesses, as well as individuals. With a network of 28 locations, the company offers its products and services through a multitude of distribution channels, including banks, multi-finance companies, brokers and agents. More information can be found at www.chubb.com/id.

Contact Us

PT Chubb General Insurance Indonesia Chubb Square, 6th Floor Jl. MH Thamrin No. 10 Jakarta 10230 Indonesia O +62-21 2949 8500 F +62-21 2949 8511 E [email protected] PT Chubb General Insurance Indonesia is registered and supervised by Otoritas Jasa Keuangan.

Tentang Chubb di Indonesia

Chubb memiliki perusahaan asuransi umum dan jiwa di Indonesia. Perusahaan asuransi umumnya (PT Chubb General Insurance Indonesia) menyediakan berbagai solusi asuransi umum yang komprehensif untuk perusahaan besar, usaha kecil dan menengah, serta individu. Dengan jaringan di 28 lokasi, perusahaan ini menawarkan produk dan layanannya melalui berbagai saluran distribusi, termasuk bank, perusahaan pembiayaan, pialang asuransi dan agen. Informasi lebih lanjut bisa dilihat di www.chubb.com/id.

Hubungi Kami

PT Chubb General Insurance Indonesia Chubb Square, 6th Floor Jl. MH Thamrin No. 10 Jakarta 10230 Indonesia O +62-21 2949 8500 F +62-21 2949 8511 E [email protected] PT Chubb General Insurance Indonesia terdaftar dan diawasi oleh Otoritas Jasa Keuangan.

PT. Chubb General Insurance Indonesia Chubb Square, 6th Floor, Jl. MH Thamrin No. 10, Jakarta 10230, Indonesia O +62-21 2949 8500 F +62-21 2949 8511

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CONTENTS IMPORTANT NOTICES 3 About Our Policy Wording 3 The Meaning of certain Words 3 Your Duty of Disclosure 3

POLICY WORDING 3 Section 1: Standard Cover 3 Section 2: Special Conditions 5 Section 3: Claims Procedures 6 Section 4: Customer Service 8 Section 5: General Provisions 8

Appendix 1: Institute Clauses 10 INSTITUTE CARGO CLAUSES (A) 10 INSTITUTE WAR CLAUSES (CARGO) 13 INSTITUTE STRIKES CLAUSES (CARGO) 17 INSTITUTE CLASSIFICATION CLAUSE 20 INSTITUTE CARGO CLAUSES (AIR) (excluding sendings by Post) 21 INSTITUTE WAR CLAUSES (AIR CARGO) 24 INSTITUTE STRIKES CLAUSES (AIR CARGO) 27 INSTITUTE CARGO CLAUSES (C) 30 TERMINATION OF TRANSIT CLAUSE (TERRORISM) 2009 34 CARGO ISM ENDORSEMENT 34 CARGO ISM FORWARDING CHARGES CLAUSE 35 INSTITUTE CYBER ATTACK EXCLUSION CLAUSE 35 INSTITUTE RADIOACTIVE CONTAMINATION, CHEMICAL, BIOLOGICAL, BIO-CHEMICAL AND ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE 35 SANCTION LIMITATION AND EXCLUSION CLAUSE 35 INSTITUTE REPLACEMENT CLAUSE 36 INSTITUTE REPLACEMENT CLAUSE (SECOND-HAND MACHINERY) 36 LOADING AND UNLOADING CLAUSE 36 INFORMATION TECHNOLOGY HAZARDS CLAUSE 36 USE OF INFORMATION AND DATA 37

DAFTAR ISI PEMBERITAHUAN PENTING 3 Tentang Ketentuan Polis Kami 3 Arti dari Kata-Kata Tertentu 3 Kewajiban Anda untuk Mengungkapkan 3

KETENTUAN POLIS 3 Bagian 1: Jaminan Standar 3 Bagian 2: Persyaratan Khusus Bagian 3: Prosedur Klaim 6 Bagian 4: Layanan Nasabah 8 Bagian 5: Ketentuan Umum 8

Lampiran 1: Institute Clauses 10 INSTITUTE CARGO CLAUSES (A) 10 INSTITUTE WAR CLAUSES (CARGO) 13 INSTITUTE STRIKES CLAUSES (CARGO) 17 INSTITUTE CLASSIFICATION CLAUSE 20 INSTITUTE CARGO CLAUSES (AIR) (excluding sendings by Post) 21 INSTITUTE WAR CLAUSES (AIR CARGO) 24 INSTITUTE STRIKES CLAUSES (AIR CARGO) 27 INSTITUTE CARGO CLAUSES (C) 30 TERMINATION OF TRANSIT CLAUSE (TERRORISM) 2009 34 CARGO ISM ENDORSEMENT 34 CARGO ISM FORWARDING CHARGES CLAUSE 35 INSTITUTE CYBER ATTACK EXCLUSION CLAUSE 35 INSTITUTE RADIOACTIVE CONTAMINATION, CHEMICAL, BIOLOGICAL, BIO-CHEMICAL AND ELECTROMAGNETIC WEAPONS EXCLUSION CLAUSE 35 SANCTION LIMITATION AND EXCLUSION CLAUSE 35 INSTITUTE REPLACEMENT CLAUSE 36 INSTITUTE REPLACEMENT CLAUSE (SECOND-HAND MACHINERY) 36 LOADING AND UNLOADING CLAUSE 36 INFORMATION TECHNOLOGY HAZARDS CLAUSE 36 USE OF INFORMATION AND DATA 37

PT. Chubb General Insurance Indonesia Chubb Square, 6th Floor, Jl. MH Thamrin No. 10, Jakarta 10230, Indonesia O +62-21 2949 8500 F +62-21 2949 8511

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IMPORTANT NOTICES

About Our Policy Wording

Please read this policy carefully. If it does not meet with your requirements, you should inform us immediately through your insurance intermediary. PT Chubb General Insurance Indonesia and the Insured named in the individual Policy of Insurance agree that

this Policy and any specific conditions (s) subsequently issued shall be considered one document and any word or expression to which a specific meaning has been attached shall bear such meaning wherever it appears,

information supplied by the Insured shall be incorporated as part of the contract

the Company will provide the insurance described in this Policy, subject to the terms and conditions, for the period of insurance shown and any subsequent period for which the Insured shall pay and the Company shall agree to accept the premium,

provided that this Policy shall not be in force unless it has been initialled by an authorised official of the Company.

The Meaning of Certain Words

Policy means Your Policy Wording and Policy Schedule describing the insurance contract between You and Us. Policy Schedule means the Schedule which We send You with Your Policy Wording. Policy Wording means this document. Policy Period means the period stated in (Item 5) of the Schedule or such further period for which this Policy has been extended as agreed by Chubb in writing. We/Us means PT Chubb General Insurance Indonesia You/Your/Insured means the party who is refered as the policyholder or insured party in the Policy Schedule.

Your Duty of Disclosure

Before You enter into your Policy with Us, You must disclose fully and faithfully all the facts which You know or ought to know, which are relevant to Us in providing insurance to You and the Premium We calculate. If You not do so, We may have rights to cancel this insurance or to refuse to pay Your claims or You may receive no benefit from the Policy. The insurance cover under this Policy is based on the information submitted by You to Us, in the proposal form. If You provide Us any information that is incorrect, please notify Us immediately, otherwise You may receive no benefit in the event of a valid claim. If the information, which You subsequently provide Us, differs materially from the information set out in the proposal form, We may offer cover on different terms or decline it together

POLICY WORDING

Section 1: Standard Cover

To enable the cover provided under this Policy to be understood worldwide the standard cover is provided by the internationally recognised Institute Clauses listed below, subject to Special Conditions, Section 2 and Claims Procedures

For shipments by sea and/or land conveyances: Institute Cargo Clauses (A) CL 382 01/01/2009 Institute War Clauses (Cargo) CL385 01/01/2009 Institute Strikes Clauses (Cargo) CL386 01/01/2009

PEMBERITAHUAN PENTING

Tentang Ketentuan Polis Kami

Mohon membaca polis ini secara hati-hati. Jika polis ini tidak sesuai dengan kebutuhan Anda, Anda harus menginformasikan kepada kami segera melalui perantara asuransi Anda. PT Chubb General Insurance Indonesia dan Tertanggung yang disebut dalam Polis Asuransi tersendiri sepakat bahwa

Polis ini dan persyaratan(-persyaratan) khusus lainnya yang diterbitkan kemudian akan dianggap sebagai satu dokumen dan setiap kata atau pernyataan yang memiliki arti khusus yang melekat padanya mengandung arti yang sama dimanapun kata atau pernyataan itu muncul,

informasi yang diberikan oleh Tertanggung akan menjadi bagian dari kontrak tersebut,

Perusahaan akan menyediakan asuransi sebagaimana tertera dalam Polis ini, yang tunduk pada syarat dan ketentuan, selama periode asuransi yang tertera dan periode setelahnya untuk mana Tertanggung harus membayar dan Perusahaan setuju untuk menerima premi,

dengan ketentuan bahwa Polis ini tidak akan berlaku kecuali telah dibubuhi paraf oleh pejabat berwenang Perusahaan.

Arti dari Kata-Kata Tertentu

Polis berarti Ketentuan Polis Anda dan Ikhtisar Polis yang menjelaskan kontrak asuransi antara Anda dan Kami. Ikhtisar Polis berarti ikhtisar yang Kami kirimkan kepada Anda bersama dengan Ketentuan Polis Anda. Ketentuan Polis berarti dokumen ini. Periode Polis berarti periode yang tertera dalam (butir 5) pada Ikhtisar Polis atau periode selanjutnya dimana Polis ini telah diperpanjang sesuai kesepakatan dengan Chubb secara tertulis. Kami berarti PT Chubb General Insurance Indonesia Anda/Milik Anda/Tertanggung berarti pihak yang dirujuk sebagai pemegang polis atau pihak tertanggung dalam ikhtisar polis.

Kewajiban Anda untuk Mengungkapkan

Sebelum Anda mengadakan Polis Anda dengan Kami, Anda harus mengungkapkan sepenuhnya dan dengan benar semua fakta-fakta yang Anda ketahui atau seharusnya Anda ketahui, berkaitan dengan rencana Kami untuk menyediakan asuransi kepada Anda dan Premi yang Kami hitung. Jika Anda tidak melakukannya, Kami berhak untuk membatalkan asuransi ini atau menolak untuk membayarkan klaim-klaim Anda atau Anda mungkin tidak akan menerima manfaat dari Polis ini. Asuransi yang dijamin pada Polis ini didasarkan atas informasi yang disampaikan oleh Anda kepada Kami, dalam formulir pengajuan. Jika Anda memberikan informasi apapun yang tidak benar kepada Kami, mohon segera memberitahukannya kepada Kami, jika tidak maka