How to Write a Good Business Letter By Sukh Sandhu

7/31/2019 How to Write a Good Business Letter By Sukh Sandhu

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B Y F C ] F M I _ G R V D N R C A M N V 9


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Oj ev,yf |yo}oal }e c lezfyahfa} ejjoboc` wyerwfb}ozf fhwè fy molao}cycbcmfhob ejjoboc` ey ca eaf f`rf |o}n |neh ev newf }e nczf c wyejfrroeacyf`c}oearnow }nf `f}}fy rnev`m if jeyhc`!

Oj ev,yf |yo}oal }e evy bvyyfa} fhwè fy c be(|eydfy ev mea,} rff reboc`` cmor}ca} ey f`mfy` yf`c}ozf ey rehfeaf ev mea,} dae| zfy |f`` }nf `f}}fy rnev`mwyeici` if rfhojeyhc`!

Oj ev,yf |yo}oal }e c bèrf jyofam c bèrf jcho` hfhify ey rehfeaf ev dae|areboc`` }nf `f}}fy bca if oajeyhc`!

\f affm }e if b`fcy ea;(\ne ev cyf }cylf}oal!]nf wvywerf ej }nf `f}}fy!

\nc} ev |ca} }nf yfcmfy }e me!

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!

Her} jeyhc` `f}}fyr rnev`m if ncam|yo}}fa cam rfa} }nyevln }nf wer}! ]nff~bfw}oea or oj evy `f}}fy or f~}yfhf` }ohf(rfaro}ozf ey oj ev dae| }nf yfbowofa}wyfjfyr fhco`!

Jey oajeyhc` `f}}fyr ca fhco` ey ncam|yo}}fa `f}}fy or cbbfw}ci`f!

Jey c rfhojeyhc` `f}}fy ev,`` nczf }e hcdf }nf bc``! Oj }nf e}nfy wfyrea ncrbnerfa }e behhvaobc}f |o}n ev wyohcyo` }nyevln fhco` }nfa fhco` or wyeici`c rcjf if}! Oj ev,yf ae} rvyf le |o}n }nf ncam|yo}}fa `f}}fy!



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]nf yf}vya cmmyfrr ej }nf rfamfy re }nf yfbowofa} bca fcro` joam ev} |nfyf }e rfamc yfw` }e! Rdow c òaf if}|ffa evy cmmyfrr cam }nf mc}f! .Ae} affmfm oj }nf `f}}fy

or wyoa}fm ea wcwfy |o}n }nf behwca `f}}fynfcm c`yfcm ea o}!/

Wv} }nf mc}f ea |nobn }nf `f}}fy |cr |yo}}fa oa }nf jeyhc} Hea}n Mc _fcy o!f!Cvlvr} 27 9772! Rdow c òaf if}|ffa }nf mc}f cam }nf oaromf cmmyfrr .rehfwfew`f rdow 2 ey = òafr cj}fy }nf mc}f/!

]nf cmmyfrr ej }nf wfyrea ev cyf |yo}oal }e cèal |o}n }nf achf ej }nf yfbowofa}}nfoy }o}`f cam behwca achf oj ev cyf ae} rvyf |ne }nf `f}}fy rnev`m ifcmmyfrrfm }e fo}nfy `fczf o} i`cad iv} }y }e wv} oa c }o}`f o!f! )Moyfb}ey ej NvhcaYfrevybfr)! Rdow c òaf if}|ffa }nf mc}f cam }nf rc`v}c}oea!

B Y F C ] F M I _ G R V D N R C A M N V :


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Mfcy Hr!%Hyr!%Hy! @cr} Achf; Mfcy Moyfb}ey ej Mfwcy}hfa} Achf; ey ]e \neh O}Hc Beabfya; oj yfbowofa},r achf or vadae|a! Ae}f }nc} }nfyf or c beèa cj}fy }nf

rc`v}c}oea! Rdow c òaf if}|ffa }nf rc`v}c}oea cam }nf rvikfb} òaf ey iem !

.ew}oeac`/Hcdfr o} fcrofy jey }nf yfbowofa} }e joam ev} |nc} }nf `f}}fy or ciev}! Rdow c òafif}|ffa }nf rvikfb} òaf cam }nf iem !

]nf iem or |nfyf ev |yo}f }nf bea}fa} ej }nf `f}}fy4 }nf wcyclycwnr rnev`m ifroal`f rwcbfm |o}n c rdowwfm òaf if}|ffa fcbn wcyclycwn! Rdow c òaf if}|ffa }nffam ej }nf iem cam }nf bèroal!

B Y F C ] F M I _ G R V D N R C A M N V


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Oj `f}}fy bea}coar e}nfy mebvhfa} e}nfy }nca }nf `f}}fy o}rf`j evy `f}}fy |o`` oab`vmf}nf |eym )Fabèrvyf!) Oj }nfyf or heyf }nca eaf ev |ev`m } wf )Fabèrvyfr ."/) |o}n

}nf " ifoal }nf avhify ej e}nfy mebvhfa}r fabèrfm ae} oab`vmoal }nf `f}}fy o}rf`j!

Oj rehfeaf e}nfy }nca evyrf`j } wfm }nf `f}}fy ev |o`` oab`vmf evy oao}oc`r oa bcwo}c``f}}fyr je`è|fm i }nf } wor},r oao}oc`r oa è|fy bcrf oa }nf je`è|oal jeyhc}4 CL%lr eyCL;lr!

B Y F C ] F M I _ G R V D N R C A M N V ?


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Oj ev,yf |yo}oal c ivroafrr `f}}fy cam behwca `f}}fynfcm or czco`ci`f hcdf vrfej o}!

Oj ev rohw` |ca} evy `f}}fy }e èed heyf wyejfrroeac` ev bca mfrola c`f}}fynfcm ea c |eym wyebfrroal wyelych!

E}nfy|orf ifloa evy `f}}fy i |yo}oal evy achf cam cmmyfrr oa }nf }ew yoln}(ncam beyafy ej }nf wclf! ]nor |o`` omfa}oj ev }e }nf yfbowofa} cam wyezomf }nfh|o}n ca cmmyfrr }e car|fy evy `f}}fy! _evy achf rnev`m if ea }nf joyr} òaf evyr}yff} cmmyfrr ea }nf rfbeam òaf cam evy rvivyi % }e|a cam evy r}c}f %}fyyo}ey .c`` oa bcwo}c` `f}}fyr/ cam wer}bemf ea }nf `cr} òaf! .Rff ca f~chw`fifè|/



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]nf }ycmo}oeac` jeyhc} ej c ivroafrr `f}}fy or zfy ohwey}ca}; }nerf |ne yfbfozfivroafrr `f}}fyr f~wfb} }nfh }e if rf} ev} oa c wcy}obv`cy |c !

_evy cmmyfrr iv} ae} evy achf vrvc`` lefr oa }nf }ew yoln} ncam beyafy! _ev|ev`m ae} vrvc`` oab`vmf evy }f`fwneaf avhify ey fhco` cmmyfrr nfyf iv} }nor|ev`m if wfyhorroi`f!



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Fzfa oj }nf yfbowofa}

ncr evy mf}co`r oa }nfoy cmmyfrr ieed ev|ca} o} }e if cr ncrr`f(jyff cr werroi`f jey}nfh }e yfw` ev yf `odf` }e yfbfozf crwffmofy yfrwearf!

B Y F C ] F M I _ G R V D N R C A M N V 3=


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Oj ev,zf |yo}}fa evy cmmyfrr joyr} hcdf c }|e ncym yf}vyar ey `fczf c jf|rwcbfr }nfa |yo}f }nf mc}f! E}nfy|orf r}cy} |o}n }nf mc}f joyr} kvr}ojofm }e }nf`fj}!

\yo}f ev} }nf jv`` mc}f! )? Rfw}fhify 9739) .Iyo}orn/ ey )Rfw}fhify ? 9739).Chfyobca/ cyf ie}n wyfjfyci`f }e )Rfw}! ? 9739) ey )?%?%39 !

Oj ev,yf rfamoal c rfhojeyhc` ey oajeyhc` `f}}fy zoc fhco` }nfyf,r ae affm }ecmm }nf mc}f }nf fhco` |o`` if }ohfr}chwfm!

B Y F C ] F M I _ G R V D N R C A M N V 3:


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Mc}f jeyhc} oa Iyo}orn Falòrn \yo}f ; 27 Eb}eify 9737Wero}oea ; ea }nf yoln} eaf òaf ifè| }nf rfamfy,r cmmyfrr .oa `f}}fyr |o}n c yfcm (wyoa}fm rfamfy,r cmmyfrr }nf mc}f bca c`re if wv} oa }nf }ew `fj} beyafy/

B Y F C ] F M I _ G R V D N R C A M N V 3?


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O} r r}camcym wycb}obf }e

oab`vmf }nf mc}f ea |nobn }nf `f}}fy |cr|yo}}fa! Beyyfrweamfabf or ej}fa jo`fm oa mc}feymfy! O} hcdfr o} hvbn fcrofy jey }nfyfbowofa} }e rfam c }ohf` yfw` cam fcrofy jeyev }e bncrf vw ca car|fy oj afbfrrcy ! F!l!Oa h `f}}fy ej Hc 36



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Ae| }e cmm }nf yfbowofa},r mf}co`r! Moyfb}` vamfy }nf mc}f ev affm }e wv} }nfwfyrea,r achf % }o}`f .oj ev dae| o}/ cam }nf ivroafrr ey behwca achf earfwcyc}f òafr! _ev hvr} c`re oab`vmf }nf yfbowofa},r cmmyfrr |nobn or rf} ev} ea

rfwcyc}f òafr of }nf r}yff} ey wer} ejjobf ie~ cmmyfrr ea eaf òaf cam }nfrvivyi % }e|a cam }nf r}c}f % }fyyo}ey .c`` oa bcwo}c` `f}}fyr/ cam wer}bemf ea }nfaf~} oaf!

Hr % Horr % Hyr % Hy % My !!! nevrf avhify r}yff} w`cbf cyfc bemf BEVA]Y_ .oabcwo}c` `f}}fyr/Oa Chfyobca Falòrn }nf cyfc bemf or vrvc`` c} }nf rchf `fzf` cr}nf w`cbf rfwcyc}fm i c behhc!

; ea }nf `fj}



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]nfyf,r ae affm }e me }nor ea fhco`r!

]nor c`re ora,} afbfrrcy ea rfho(jeyhc` ey oajeyhc` ncam|yo}}fa `f}}fyr! \yo}oal

}nf achf cam cmmyfrr ea }nf fazf`ewf or rvjjobofa}!

Oj ev,yf |yo}oal }nf `f}}fy cr ca oasvoy cam ev nczf ae bea}cb} wfyrea rohw`achf }nf behwca ey eylcao{c}oea cam lozf o}r cmmyfrr!

Oj ev mea } nczf c rwfbojob achf c`|c r c} `fcr} }y }e wv} rehf rey} ej }o}`f! _ev rnev`m c`|c r ne|fzfy cmmyfrr }nf `f}}fy }e c wcy}obv`cy wfyrea oj c} c``werroi`f!



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Oj ev yf |yo}oal }e

rehfeaf oa ca ejjobf o} wyeici` |ea } if}nfh |ne ewfar }nf wer}! Ca cmhoaor}yc}ey or

`odf` }e me re cam `f}}fyr hc if rfwcyc}fmjyeh }nfoy fazf`ewfr c} }nor r}clf!Wcy}obv`cy` oj }nfyf cyf hv`}ow`f mfwcy}hfa}r|o}noa eaf ivo`moal ey oj ev cyf r}cy}oal evy`f}}fy Mfcy Iei c achf cam cmmyfrrfarvyfr evy `f}}fy yfcbnfr }nf beyyfb}

yfbowofa} Oa }nor bcrf Hy!%Hr! Iei!



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B Y F C ] F M I _ G R V D N R C A M N V 9<


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Vrf }nf rchf achf cr }nf oaromf cmmyfrr oab`vmoal }nf wfyreac` }o}`f! Oj evdae| }nf wfyrea cam } wobc`` cmmyfrr }nfh i }nfoy joyr} achf o} or cbbfw}ci`f}e vrf ea` }nf joyr} achf oa }nf rc`v}c}oea .jey f~chw`f; Mfcy @vb ;/!

Oa c`` e}nfy bcrfr ne|fzfy vrf }nf wfyreac` }o}`f cam `cr}%jcho` achf je`è|fmi c beèa! @fczf eaf òaf i`cad cj}fy }nf rc`v}c}oea!

Oj ev yf |yo}oal c `f}}fy cmmyfrrfm }e ae eaf oa wcy}obv`cy vrf }nor jeyhc};

]nf rc`v}c}oea rehf}ohfr bc``fm }nf lyff}oalrrnev`m c`|c r if `fj}(còlafm!

B Y F C ] F M I _ G R V D N R C A M N V 9>


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Oj ev,yf }y oal }e lf} evy fhco` ae}obfm rvbn cr |nfa ev,yf cww` oal jey c kei ev hc }noad )Mfcy Re(cam(Re) or }ee }yo}f! Ae} re!

)Mfcy) or }nf eaf ej }nf her} cwwyewyoc}f rc`v}c}oear ev bca vrf!

Wfyreac`o{f i vroal }nf yfbowofa},r her} neaeyci`f }o}`f rvbn cr Hr! My!Wyejfrrey Hoa! f}b!

Oj ev mea,} dae| }nf yfbowofa},r lfamfy vrf ie}n }nf joyr} cam `cr} achf oa}nf rc`v}c}oea rvbn cr )Mfcy Yeioa Rho}n!)

E}nfy|orf vrf }nf joyr} achf .Mfcy Lo`c/!



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Oj ev cyf |yo}oal }e be``fclvfr cam wfew`f |o}n |neh ev cyf zfy jchoòcy)Nf`è TJoyr} AchfX) bev`m rvjjobf wyezomfm }nfyf cyf ae jeyhc` yv`fr oa evyfhwè ff ncamieed }nc} rwfcd }e }nf orrvf!

]nf r}camcym |c }e ewfa c `f}}fy or |o}nMfcy }nf wfyrea,r achf.|o}n ey |o}nev} c }o}`f/ cam c beèa òdf }nor;Mfcy Meafrovy; Mfcy Hr! Meafrovy; Mfcy Hy! cam My! Meafrovy; Mfcy Wyejfrrey Meafrovy; Mfcy Meafrovy;

Va`frr ev cyf bfy}coa }nc} c |ehca wyfjfyr Horr eyHyr! vrf }nf }o}`f Hr!

Oj ev cyf |yo}oal }e }|e wfew`f vrf ie}n achfr oa evy rc`v}c}oea òdf }nor;Mfcy Hy! ]yvko`è cam Hr! Meaaf; Mfcy C`f~ cam Myfamc;



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)Lyff}oalr ) )Leem Heyaoal%Cj}fyaeea) ey )Leem Mc ) je``e|fm i }nf achfej evy yfbowofa} cyf cbbfw}ci`f fhco` ewfafyr!

Mea,} |eyy ciev} |nc} }ohf evy yfbowofa} |o`` yfcm }nf fhco`! C }ohf wfl }f``r |nfa ev |ye}f }nf fhco` cam yevln` ne| `eal ev,zf iffa |co}oal jeyc yfrwearf!



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C`|c r vrf }nf nolnfr} mflyff ej bevy}fr |nfa cmmyfrroal c lyevw!

Rehf yfbowofa}r hc if jcho`ocy ey be``fclvfr |no`f ev hc ea` ifhcyloac`` cbsvcoa}fm |o}n e}nfyr! )Lyff}oalr C``) cam )Leem Mc ]fch) |eyd|f``!

O},r c`re cbbfw}ci`f }e cmmyfrr c lyevw ej }|e }e jevy wfew`f i achf; )MfcyHy! Keafr cam Hr! Fzcar ) jey jeyhc` bcrfr ey )Mfcy Rcycn Iei Kef camRch ) jey |eyd be``fclvfr!

)@cmofr) cam )Lfa}`fhca) yfwyfrfa} ca cbbfw}ci`f mflyff ej we`o}fafrr|nfa fzfy eaf oa evy lyevw or }nf rchf lfamfy!



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)No) |eydr |f`` |nfa |yo}oal }e wfew`f |o}n |neh ev,yf zfy jchoòcy!

Ne|fzfy ev bca rohv`}cafevr` wfyreacò{f evy rc`v}c}oea }e rne|cwwyewyoc}f `fzf`r ej cjjfb}oea cam }e yfrwfb} evy yfbowofa},r }ohf!

Lf} yoln} }e }nf weoa} |o}n jey f~chw`f )Bealyc}v`c}oear Hcy #) ey )LeemAf|r Kena!)

]nfyf,r ae hcavc` }e }f`` ev |nfa c yfbowofa} byerrfr }nf òaf jyeh jeyhc`}e jchoòcy! Ea` }ohf cam yf`c}oearnow lvomf iv} oj evy yfbowofa}r }f``r ev)_ev bca bc`` hf) i h joyr} achf evy jv}vyf rc`v}c}oear bca if heyfoajeyhc`!



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\o}n }nf civamcabf ej oajeyhc}oea czco`ci`f ea }nf Oa}fyaf} (( ey }nc} |nobnor ea` c wneaf bc`` c|c (( o},r weey jeyh }e vrf lfafyob rc`v}c}oear `odf)Mfcy Roy%Hcmch) ey )]e \neh O} Hc Beabfya!)

Vroal rvbn oamobc}fr ev moma,} }cdf hvbn }ohf }e bearomfy }nf wfyrea }e|neh ev cyf |yo}oal!

\eyrf c behhea ivroafrr fhco` rc`v}c}oea byohf or }e crrvhf )Mfcy Royr)bezfyr o} c``! Fzfa o} oj ev mea,} hfca o} cr rvbn }nc} ewfaoal behfr cbyerrcr rf~or}!



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Oj ev mea,} dae| c yfcmfy,r lfamfy vrf c aearf~or} rc`v}c}oea rvbn cr }nfoy kei}o}`f je`è|fm i }nf yfbfozfy,r achf! O} or c`re cbbfw}ci`f }e vrf }nf jv`` achf oac rc`v}c}oea oj ev bcaae} mf}fyhoaf lfamfy! Jey f~chw`f ev holn} |yo}f Mfcy

Bnyor Ncyhea; oj ev |fyf varvyf ej Bnyor,r lfamfy!

Beyyfb} wvab}vc}oea oa Rc`v}c}oea; c behhc jey c wfyreac` `f}}fy c beèa jey civroafrr `f}}fy cam fo}nfy wvab}vc}oea hcyd oa ca fhco`! .]nf beèa or jeyhc`!/

Mfcy ora,} yfsvoyfm .iv} bca if vrfm/ oa fzfa |nfa |yo}oal }e c r}ycalfy! ]y eaf ej }nfrf }|e ewfaoalr oj ev |ca} }e revamwyejfrroeac` |o}nev} vroal Mfcy ;

Nf`è Hr! Meafrovy Wc}yobd!Hr! Meafrovy(Wc}yobd O jevam evy |firo}f cam ! ! !

Oj ev |ca} }e revam jyofam` |o}n c r}ycalfy }y }nfrf;No Meafrovy!No Meafrovy .Falòrn }fcbnfyr mea,} òdf }nor bneobf! ]nf |ca} c behhc if}|ffa No cam }nfachf!/Nf`è Meafrovy!Lyff}oalr Meafrovy!Meafrovy }ncadr jey }nf ! ! !



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Afzfy rwf`` ev} }nf }o}`fr Hy! Hr! Hyr! cam My! Me rwf`` ev} }nfrf }o}`fr camroho`cy eafr; Wyejfrrey Mfca Ror}fy Yciio Ohch Rfac}ey Lezfyaey Bcw}coaCmhoyc` Kvmlf

Oj ev mea,} dae| c wfyrea,r achf ey lfamfy czeom )]e |neh o} hc beabfya!)Oar}fcm vrf }nf kei }o}`f ey c lfafyob lyff}oal;Mfcy Yfbyvo}fy; Mfcy B`cohr Cmkvr}ey; Mfcy Roy ey Hcmch;

Oj ev cyf |yo}oal }e c behwca yc}nfy }nca ca rwfbojob oamozomvc` vrf }nfbehwca achf;Mfcy R a}c~ ]ycoaoal;

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Jey c rohwòjofm ivroafrr `f}}fy me ae} vrf c rc`v}c}oea! Oar}fcm vrf c rvikfb} oac`` bcwo}c` `f}}fyr je`è|fm i }nf iem ej }nf `f}}fy òdf }nor;

O ch |yo}oal }e rncyf oajeyhc}oea ciev} r}camcym `f}}fy ewfaoalr }e! ! ! !

Rohwòjofm ivroafrr `f}}fyr cyf wfyjfb}` cbbfw}ci`f iv} ae} behhea!

B Y F C ] F M I _ G R V D N R C A M N V2>


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Ivroafrr

`f}}fyr cyf c jeyhc` } wf ej |yo}oal cam o} rbearomfyfm we`o}f }e r}cy} |o}n c lyff}oal!

C`}nevln ev bca lf} c|c |o}n r}cy}oal fhco`r No ey Nf``e `f}}fyr je` e| heyfbearfyzc}ozf beazfa}oear!

B Y F C ] F M I _ G R V D N R C A M N V2?


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B Y F C ] F M I _ G R V D N R C A M N V=7


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O} or behhea ae| }e wv} }nf rvikfb} ej }nf `f}}fy moyfb}` ifè| }nf rc`v}c}oea!

]nor |ev`m if oa ie`m ey vamfyòafm!

]nf wvywerf or }e lozf }nf yfcmfy ca omfc ej |nc} }nf `f}}fy or ciev} ifjeyfyfcmoal o} cam }e if ci`f }e wcrr o} ea }e c heyf cwwyewyoc}f wfyrea oj afbfrrcy !

Oj ev cyf yfw` oal }e c `f}}fy |nobn ncm c yfjfyfabf .ey yfj!/ ea o} ev rnev`myfwfc} }nor ea evy `f}}fy wyeici` ea }nf rchf òaf cr }nf mc}f iv} ea }nf

e}nfy romf ej }nf wclf! \yo}f _evy yfj!; ~~~~%~~

B Y F C ] F M I _ G R V D N R C A M N V=3


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Iyo}orn Falòrn]nf rvikfb} òaf or vrvc`` w`cbfm if}|ffa }nf rc`v}c}oea cam }nf iem ej }nf `f}}fy .|o}n c i`cad òaf oa if}|ffa/!

Chfyobca FalòrnOa Chfyobca Falòrn }nf rvikfb} òaf bca c`re if w`cbfm if}|ffa }nf yfbowofa},r cmmyfrr cam }nf rc`v}c}oea .|o}n c i`cad òaf oa if}|ffa/!


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]nf iem or |nfyf ev f~w`coa |n ev yf |yo}oal! O} r }nf hcoa wcy} ej }nfivroafrr `f}}fy!

Bcwo}còrf }nf joyr} |eym ej }nf }f~} .fzfa oj }nf rc`v}c}oea famr |o}n c behhc/!]nf }f~} or `fj}(kvr}ojofm cam c i`cad òaf or wv} cj}fy fcbn wcyclycwn! O} or ae}behhea }e oamfa} }nf joyr} òaf ej c wcyclycwn!

3! joyr} wcyclycwn; oa}yemvb}oea cam yfcrea jey |yo}oal 9! je` e|oal wcyclycwnr; f~w`coa evy yfcrear jey |yo}oal oa heyf mf}co`

wyezomf icbdlyevam oajeyhc}oea f}b!2! `cr} wcyclycwn; rvhhcyorf evy yfcrea jey |yo}oal clcoa cam hcdf

b`fcy |nc} ev |ca} }nf yfbowofa} }e me


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Hcdf rvyf }nf yfbfozfy dae|r |ne ev cyf cam |n ev cyf |yo}oal iv} }y }eczeom r}cy}oal |o}n )O)!

Vrf c af| wcyclycwn |nfa ev |orn }e oa}yemvbf c af| omfc ey f`fhfa} oa}eevy `f}}fy!

Mfwfamoal ea }nf `f}}fy r} `f ev bneerf wcyclycwnr hc if oamfa}fm!Yflcym`frr ej jeyhc} rdow c òaf if}|ffa wcyclycwnr!

_evy }f~} rnev`m nczf;

C i`cad òaf .AE] ca oamfa}/ ifjeyf fcbn af| wcyclycwn Cam ej bevyrf ev rnev`m beajeyh }e c`` }nf vrvc` yv`fr ej lychhcy

wvab}vc}oea cam rwf`òal; jey f~chw`f farvyoal }nc} ev r}cy} fcbn rfa}fabf |o}n c bcwo}c` `f}}fy cam joaorn |o}n c jv`` r}ew!


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Oj ev,yf |yo}oal c wfyreac` `f}}fy r}cy} i crdoal cj}fy }nf yfbowofa},r |f``(ifoal!]nor bca if cr jeyhc` cr )O newf ev cyf |f``) ey cr oajeyhc` cr )Ne|,r o} leoal5)!

Oj ev,yf |yo}oal c ivroafrr ey e}nfy jeyhc` `f}}fy lf} r}ycoln} }e }nf weoa}! ]ohf orheaf cam ev mea,} |ca} }e |cr}f }nf yfbowofa},r }ohf!

]nf joyr} wcyclycwn rnev`m if rney} cam r}c}f }nf wvywerf ej }nf `f}}fy( }e hcdfca fasvoy behw`coa yfsvfr} rehf}noal f}b!

]nf wcyclycwn ey wcyclycwnr oa }nf homm`f ej }nf `f}}fy rnev`m bea}coa }nf

yf`fzca} oajeyhc}oea ifnoam }nf |yo}oal ej }nf `f}}fy! Her} `f}}fyr oa Falòrn cyfae} zfy èal re dffw }nf oajeyhc}oea }e }nf frrfa}oc`r cam beabfa}yc}f eaeylcaoroal o} oa c b`fcy cam èlobc` hcaafy yc}nfy }nca f~wcamoal }ee hvbn!

]nf `cr} wcyclycwn ej c jeyhc` `f}}fy rnev`m r}c}f |nc} cb}oea ev f~wfb} }nfyfbowofa} }e }cdf( }e yfjvam rfam ev oajeyhc}oea f}b!


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]nf bea}fa} ej evy `f}}fy rnev`m if cr rney} cr werroi`f mozomfm oa}e rney}b`fcy wcyclycwnr!

O} or behhea }e fam evy `f}}fy |o}n c wnycrf rvbn cr O `eed jey|cym }e nfcyoal jyeh ev ! O} r ED }e me }nor, iv} o} r c io} hfcaoal`frr!


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Her}

Ohwey}ca}` dae| |nc} }e |yo}f! C `f}}fy|yo}}fa oa calfy ey }e reòbo} wo} or wyeiciàe} c `f}}fy ev rnev`m rfam! Oj ev,zf c`yfcm|yo}}fa rvbn c `f}}fy cam ev,yf varvyf ciev}rfamoal o} `f} o} ro} jey c jf| mc r ifjeyf evwew o} oa}e }nf hcoìe~ ev holn} bncalfevy hoam!


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Wyejfrroeac`r hvr} rf`fb} ivroafrr `f}}fy bèroalr icrfm ea |ne |o`` yfbfozf}nfoy `f}}fyr cam f(hco`r! Bneeroal }nf yoln} `f}}fy bèroal or frrfa}oc` jeyrvbbfrr!

]nor rney} weò}f bèroal famr c`|c r |o}n c behhc!

O} or fo}nfy c} }nf `fj} hcyloa ey o}r `fj} fmlf or oa }nf bfa}fy mfwfamoal ea }nfIvroafrr @f}}fy R} `f }nc} ev vrf! O} ifloar c} }nf rchf be`vha }nf nfcmoal mefr!

. }nf rfbeam |eym ej }nf bèroal or AE] bcwo}cò{fm/


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]nf rcjfr} ew}oea or _evyr jco}njv`` .|nfa ev mea } dae| }nf achf ej }nfwfyrea }e |neh ev cyf |yo}oal of ! |nfa ev iflca Mfcy Roy%Hcmch/ ey_evyr roabfyf` .|nfa ev me dae| }nfoy achf/!

Oj ev cyf c`yfcm cbsvcoa}fm |o}n }nf yfbowofa} o} hc if cwwyewyoc}f }e vrf cwnycrf rvbn cr Ifr} yflcymr \o}n |cyhfr} yflcymr ey Doam yflcymr!

\nc} ev } wf nfyf c`re mfwfamr ea }nf }eaf cam mflyff ej jeyhcò} !Jey f~chw`f

Yfrwfb}jv`` evyr .zfy jeyhc`/Roabfyf` .} wobc` `frr jeyhc`/Zfy }yv` evyr .weò}f afv}yc`/Beymoc`` evyr .jyofam` oajeyhc`/

Oj c beèa je`è|r }nf rc`v}c}oea c behhc rnev`m je`è| }nf bèroal4 e}nfy|orf}nfyf or ae wvab}vc}oea cj}fy }nf bèroal!


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Le`mfa Yv`f or;(

_evyr or vrfm |nfa }nf wfyrea r achf or

_evyr or vrfm |nfa }nf wfyrea r achf c`|c r! Ie}njco}njv`` cam roabfyf` oa

Ae}f }nc} }nfyf or c behhc cj}fy }nf fam ej }nf bèroal cam ea` }nf joyr} |eym oa}nf bèroal or bcwo}cò{fm!

Rdow 2(= òafr if}|ffa }nf bèroal cam }nf wyoa}fm achf re }nc} }nfyf or yeehjey }nf rolac}vyf!

]nf i`cad rwcbf or re }nc} |nfa ev zf wyoa}fm }nf `f}}fy ev bca rola o} |o}nevy achf! ]nor or }cdfa cr wyeej }nc} }nf `f}}fy yfc`` or jyeh }nf wfyrea |nerfachf or } wfm c} }nf ie}}eh! Rehf}ohfr cae}nfy wfyrea hc rola }nf `f}}fy eaevy ifnc`j! Oj }nor or }nf bcrf }nf rnev`m wv} }nf `f}}fyr w!w! ifjeyf }nfoy

achf |nobn r}camr jey }nf @c}oa wfy wyebvyc}oeafh hfcaoal i clfab !


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C`}nevln _evyrroabfyf` cam _evyr jco}njv`` holn} revamcybncob }nf cyf }ohf(neaevyfm |c r }e b`erfc jeyhc` `f}}fy!


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_evy rolac}vyf |o`` le oa }nor rfb}oea vrvc`` rolafm oa i`cbd ey i`vf oad |o}n cwfa!

Oj ev |ca} }e if dae|a cr Hyr ey Horr mea,} wv} Hyr Kchfr jey f~chw`f! Wv} oaiycbdf}r c} }nf fam ej }nf achf o!f! Cmyocac Kchfr .Hyr/! ]nor bca if vrfjv` oj evy achf bca if ie}n hc`f cam jfhc`f cam c`re oj ev cyf c jfhc`f o} b`cyojofr}e }nf yfcmfy ne| }e cmmyfrr ev |nfa }nf car|fy evy `f}}fy!

Aea ac}ozf Fal`orn rwfcdfyr ej}fa bc`` }nfhrf`zfr i }nfoy }o}`f Hy Keafr jeyf~chw`f! O} or }ee jeyhc` cam va(Cvr}yc`oca ey va(Chfyobca! Iyo}r bca me }nor

ebbcroeac`` iv} w`fcrf mea,}!

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@fczf jevy i`cad òafr cj}fy }nf Behwòhfa}cy Bèrf .`cr} r}fw/ }e rola evyachf!

Rola evy achf f~cb}` cr ev } wf o} ifè| evy rolac}vyf! _ev rnev`m rola evy joyr} cam `cr} achfr!

]nf rolac}vyf òaf hc oab`vmf c rfbeam òaf jey c }o}`f oj cwwyewyoc}f!

]nf }fyh )I moyfb}oea) oa }nf rfbeam òaf hfcar }nc} c rvwfyoey or cv}neyo{oal

}nf rolafy!

_evy ncam|yo}}fa rolac}vyf .oa }nf bcrf ej c hco`fm `f}}fy/ rnev`m cwwfcyif}|ffa }nf bèroal cam evy wyoa}fm achf!

]nf rwcbf |nfyf ev |o`` rola rnev`m if jevy òafr!



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Oa ca fhco` evy ncam|yo}}fa rolac}vyf hc if oab`vmfm cr wcy} ej evyf`fb}yeaob rolac}vyf oa |nobn bcrf ae rwcbfr cyf affmfm!

Cv}ehc}ob jee}ae}f rolac}vyf rnev`m oab`vmf evy bea}cb} oajeyhc}oea cr oj o}|fyf `f}}fynfcm ey r}c}oeafy !

Oa c } wfm cam hco`fm `f}}fy }nf bèroal cam rolac}vyf rnev`m if fo}nfy j`vrn `fj}oa òaf |o}n }nf `fj} hcyloa ey ea }nf yoln} oa còlahfa} |o}n }nf cmmyfrr c} }nf}ew ej }nf wclf!



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]nf rolac}vyf rnev`m r}cy} moyfb}` ciezf }nf joyr} `f}}fy ej }nf rolac}vyf òaf oa}nf rwcbf if}|ffa }nf bèrf cam }nf rolac}vyf òaf!

]o}`f or ew}oeac` mfwfamoal ea yf`fzcab cam }nf mflyff ej jeyhcò} !F~chw`fr cyf

Kena Mef Hcaclfy W! Rho}nMoyfb}ey ]fbnaobc` Rvwwey}Y! ]! Keafr ( Ry! Jof`m Faloaffy

Oj rehfeaf } wfm }nf `f}}fy jey ev nf ey rnf |ev`m } wobc`` oab`vmf }nyff ej

evy oao}oc`r oa c`` vwwfybcrf bncycb}fyr }nfa }|e ej nor ey nfyr oa c`` è|fybcrfbncycb}fyr! Oj ev } wfm o} kvr} rdow o} roabf evy achf or c`yfcm oa }nf Rolac}vyfIèbd!

Behhea r} `fr cyf ifè|! KCM%bh KCM;bhb`h

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\nfafzfy werroi`f oab`vmf evy }o}`f ey }nf achf ej }nf wero}oea ev ne`m kvr}if`e| evy achf! Jey f~chw`f )]fbnaobc` |yo}oal r}vmfa} ) )Rewneheyf mc}cwyebfrroal hckey ) ey )]cyyca} Beva} Behhvao} Be``flf R}vmfa}) cyf wfyjfb}`cbbfw}ci`f!



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Kvr} ifè| }nf rolac}vyf ièbd cyf ej}fa rfzfyc` ciiyfzoc}oear ey wnycrfr }nc} nczfohwey}ca} jvab}oear!

]nf oao}oc`r oa c`` bcwo}c` `f}}fyr oa Jolvyf .ea af~} ròmf/ cyf }nerf ej }nf |yo}fy ej }nf `f}}fy cam}nf eafr oa è|fy bcrf `f}}fyr kvr} cj}fy }nf beèa cyf }nerf ej }nf } wor}!

]e hcdf rvyf }nc} }nf yfbowofa} dae|r }nc} o}fhr cbbehwca }nf `f}}fy oa }nf rchffazfèwf vrf rvbn oamobc}oear cr )Fabèrvyf ) )Fab`! ) )Fabèrvyfr .9/!) Jey f~chw`f oj ev rfam c yfrvhfcam |yo}oal rchw`f |o}n evy cwwòbc}oea `f}}fy ev,m me }nor; )Fab`!; Yfrvhf cam \yo}oal Rchw`f!) Oj }nf

fabèrvyf or èr} }nf yfbowofa} |o`` dae|!

Oj ev rfam bewofr ej c `f}}fy }e e}nfyr oamobc}f }nor jcb} cheal }nf fam ae}c}oear c`re! Oj jeyf~chw`f ev |fyf vwrf} i c èbc` hfybnca},r ncamòal ej evy yfwcoy wyei`fhr cam |fyf rfamoal c bewej evy `f}}fy }e }nf If}}fy Ivroafrr Ivyfcv ev,m |yo}f }nor; )bb; If}}fy Ivroafrr Ivyfcv!) Oj ev w`ca }erfam c bew }e evy `c| fy |yo}f rehf}noal òdf }nor; )bb; Hy! Yc heam Hcrea C}}eyaf !)

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]nf wyoa}fm zfyroea ej evy achf cam oj mfroyfm ev bca wv} evy }o}`f ey wero}oeaea }nf òaf vamfyafc}n o}! Rdow c òaf if}|ffa }nf wyoa}fm achf cam }nffabèrvyf!

Rolaoal c `f}}fy hc rffh rohw`f iv} mfwfamoal ea }nf } wf ej `f}}fy }nf famoal beazf r evy fhe}oea leem |o`` ey wyejfrroeacòrh!

]nf famoal ej c ivroafrr `f}}fy rnev`m if wyejfrroeac` cam oamobc}f mor}cabfif}|ffa }nf |yo}fy cam }nf yfbowofa}!

C wfyreac` `f}}fy,r famoal |o`` zcy mfwfamoal ea ne| bèrf }nf |yo}fy or }e }nfyfbowofa}! ]nfyf cyf c`re jeyhc}}oal cam r} `f orrvfr }e bearomfy |nfa rolaoal c`f}}fy!

; ea }nf `fj}



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]nfyf,r ae affm }e me }nor ea fhco`r!

]nor c`re ora,} afbfrrcy ea rfho(jeyhc` ey oajeyhc` ncam|yo}}fa `f}}fyr! \yo}oal }nf achf cam cmmyfrr ea }nf fazfèwf or rvjjobofa}!

Oj ev,yf |yo}oal }nf `f}}fy cr ca oasvoy cam ev nczf ae bea}cb} wfyrea rohwàchf }nf behwca ey eylcao{c}oea cam lozf o}r cmmyfrr!

Oj ev mea } nczf c rwfbojob achf c`|c r c} `fcr} }y }e wv} rehf rey} ej }o}`f! _ev rnev`m c`|c r ne|fzfy cmmyfrr }nf `f}}fy }e c wcy}obv`cy wfyrea oj c} c``

werroi`f!

_evy )wyoa}fm) achf rnev`m if } wfm vamfyafc}n cr wcy} ej evy rolac}vyf ièbd!Roabfyf

Kcaf MefZobf Wyfromfa} Hcdf}oal

CIB Behwca



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! Hcdf rvyf }e rola f~cb}` cr |nc}ev,zf } wfm!

Va`odf c ivroafrr `f}}fy oa c wfyreac` `f}}fy ev me ae} affm }e } wf evy achf!Rohw` rola evy achf i ncam moyfb}` vamfy }nf `f}}fy b`eroal!

Vrf evy joyr} cam `cr} achf |nfa rolaoal! Oj ev dae| }nf wfyrea |f`` o},r edc}e rola |o}n evy joyr} achf ea` !



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_evy wyoa}fm achf rnev`m c`|c r

if cr} }e hcdf evy f}}fy eed heyf wyejfrroeac` cam }ecom evy yfbowofa} oa yfcmoal |ne o} or jyeh! Oa rehf bcrfr}nevln ev |o`` ae} |ca} }e vrf evy rolac}vyf rvbn cr|nfa c `f}}fy |o`` if rfa} zoc fhco` ey c behwca r ea oafbehhvaobc}oea jeyh! Oa cmmo}oea frr jeyhc` ivroafrr`f}}fyr òdf oa}fyejjobf hfher }nc} |o`` if w`cbfm oa evyfhwè ff r hcoìe~fr affm ae} c`|c r if rolafm!



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]nf oao}oc`r ej }nf } wor} cwwfcy `fj}(kvr}ojofm }|e rwcbfrifè| }nf rolac}vyf ièbd!

@ebc}fm |o}n }nf omfa}ojobc}oea oao}oc`r ey oa w`cbf ej }nfh|o}n }nf ae}c}oea ey !

@fj}(kvr}ojofm }|e òafr ifè| omfa}ojobc}oea oao}oc`r |o}n }nfae}c}oea wfyrea,r jv`` achf ey oao}oc`r !

]|e rwcbfr ifè| }nf `cr} }f~} ea }nf wclf! Oab`vmfr cam }nfa c

rney} rfa}fabf ! .Vrvc`` |f mea } oab`vmf wer}rbyow}r oa }nf ivroafrr `f}}fyr/

; ea }nf `fj}



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Oj ev nczf mob}c}fm evy `f}}fy }e c rfbyf}cy ey } wor} oj ev cyf oab`vmoal mebvhfa}r |o}n evy `f}}fy ey oj ev nczf bewofm e}nfy yfbowofa}r oamobc}f }nc}cr }nf joac` f`fhfa} ej evy ivroafrr `f}}fy!

Oj }nf `f}}fy or c mob}c}oea ie}n ev cam }nf rfbyf}cy rnev`m oao}oc` o} cbbeymoal }e Beèycme R}c}f Vaozfyro} !

]nf wfyrea |ne |ye}f }nf `f}}fy rnev`m |yo}f nfy oao}oc`r oa c`` bcwo}c`r |no`f }nfwfyrea |ne } wfm ey |ye}f o} rnev`m |yo}f nor oa c`` è|fybcrf `f}}fyr! Vrf c beèaey icbdr`crn }e rfwcyc}f }nfh!

Oj ev nczf oab`vmfm e}nfy o}fhr |yo}f }nf |eym Fabèrvyf ey Fabèrvyfr eyvrf }nf je`è|oal ciiyfzoc}oea; Fab!

Af~} w`cbf c beèa cam achf }nf fabèrvyfr ey wv} }nf avhify ej fabèrvyfr oawcyfa}nfror! Joac`` oj bewofr ej }nf `f}}fy cyf leoal }e e}nfy yfbowofa}r |yo}fbb; cam }nfoy achfr rfwcyc}fm |o}n behhcr cr }nf joac` o}fh ej evy ivroafrr

`f}}fy!



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O},r ae èalfy bearomfyfm afbfrrcy }e } wf yfjfyfabf oao}oc`r .}nf oao}oc`r ej }nf`f}}fy |yo}fy cam }nf } wor}/! Ne|fzfy oj }nf behwca yfsvoyfr omfa}ojobc}oea ej }nor doam jey }nf jo`fr rne| }nfrf ea }nf jo`f bew ea` ae} }nf eyoloac`!

]nf |yo}fy,r oao}oc`r cyf } wfm oa bcwo}c`r }nf } wor},r oa è|fybcrf! ]e rfwcyc}f}nf }|e vrf c beèa ey c r`crn!

Hca behwcaofr yfsvoyf ea` }nf } wor},r oao}oc`r roabf }nf |yo}fy or eizoevr jyeh}nf rolac}vyf ej }nf `f}}fy!

\nfa vroal c |eym wyebfrrey |yo}f }nf oao}oc`r ey achf ej }nf wfyrea mob}c}oal }nf `f}}fy ea }nf ejjobf jo`f bew !



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Hfa}oea ej fabèrvyfr rnev`m if w`cbfm }|e òafr ifè| }nf yfjfyfabf oao}oc`r!

O} hc rffh }e rfyzf ae wvywerf }e cmm oj }nf iem ej }nf `f}}fy hfa}oear}nf fabèrvyf ej }|e wcwfyr! Ne|fzfy }nf hcoòal mfwcy}hfa} hc joam }nor

ae}c}oea nf`wjv` }e rey} ev}leoal hco`!

Oa cmmo}oea cr }nf yfbowofa} ej rvbn hco` }nor nf`wr ev dffw }nf bea}fa}r ej `f}}fyr }elf}nfy cr ev wyfwcyf }e mor}yoiv}f }nfh |o}nev} nczoal }e yfcm fzfyòaf!

B Y F C ] F M I _ G R V D N R C A M N V >7

R hf} hf } f `f}}f | }f | `` } df } lf j } f } b } j `` | l } f


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Rehf}ohfr }nf `f}}fy |yo}fy |o`` }cdf cmzca}clf ej }nf wer}rbyow} je``e|oal }nfoao}oc`r }|e rwcbfr if`e| }nf rolac}vyf ey yfjfyfabf oao}oc`r }e mychc}o{frehf io} ej oajeyhc}oea!

Afzfy vrf }nf wer}rbyow} }e cmm rehf}noal }nc} |cr jeyle}}fa mvyoal }nf |yo}oal ej }nf `f}}fy! Oar}fcm yf|yo}f }nf `f}}fy!



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Wyfrr Fa}fy }|obf! Rehf}ohfr wfew`f vrf }nf cyfc ifè| }nf rolac}vyf }e oamo(bc}f }nf behwv}fy jo`fachf! Behw`f}f` ew}oeac`!

Wyfrr Fa}fy eabf .ey }|obf oj ev mea } vrf Jo`f Achf Ae}c}oea/! ] wf oa }nf |eymFabèrvyf ey Fab` !oj ev fabèrf ca }noal! _ev holn} rwfboj }nf avhify ej fabèrvyfr cam |nc} }nf cyf f!l!Fabèrvyfr 9 Bnfbd "92=2 mc}fm Hc 32 9773 jey -6 777!77

Bfy}ojobc}f ej C|cym



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Wyfrr Fa}fy eabf! Oa }nor cyfc oamobc}f oj ev cyf rfamoal o} ca |c e}nfy }ncayflv `cy hco`! F~chw`f I Jfmfyc` F~wyfrr ey I Jcbroho`f! .Ae}f; |nfawerroi`f oarfy} }nf JfmF~ coyio`` avhify cam }nf jc~ avhify! Ca }noal }nc}

hc rczf }ohf `c}fy#/

Wyfrr Fa}fy eabf }nfa } wf bb; _ev |yo}f oa }nf achfr ej }nerf |ne |o``yfbfozf bewofr f!l!bb; Hr! Kcaf Mef Zf}fycar Cmhoaor}yc}oeaHy! Kena Mef Chfyobca @floeaJo`f

cyf roal`f(rwcbfm cam lyevwfm c} }nf ie}}eh ej }nf `f}}fy!



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Wyezomf Oajeyhc}oea

|nc} or oab`vmfm |o}n }nf `f}}fy cam |ne|ye}f }nf `f}}fy |ne yfbfozfm }nfbeyyfrweamfabf bewofr ej }nf `f}}fy!

B Y F C ] F M I _ G R V D N R C A M N V >=


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Afzfy ciiyfzoc}f wcy} ej }nf behwca achf va`frr }nf behwca ,r yflor}fyfm achfvrfr ca ciiyfzoc}oea .Be! Oab! ey */ cam rvbn ciiyfzoc}oea or rne|a ea }nf behwca ,r

ejjoboc` `f}}fynfcm!

Achfr ej bo}ofr cyf afzfy ciiyfzoc}fm4 achfr ej r}c}fr cyf c`re afzfy ciiyfzoc}fm!]nfyf or eaf f~bfw}oea; Vrf }nf ejjoboc` V!R! Wer}c` Rfyzobf wer}c` r}c}f ciiyfzoc}oear ea}nf fazf`ewf cmmyfrr!

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Afzfy vrf ca ciiyfzoc}oea rvbn cr c wfybfa}clf hcyd jey )bcyf ej)4 c`|c r rwf`` }nf|eymr ev}! Afzfy vrf )bcyf ej ) ifjeyf c ne}f` achf oj }nf cmmyfrrff or c lvfr} }nfyf

cam afzfy vrf o} ifjeyf c behwca achf oj }nf cmmyfrrff or fhw`e fm }nfyf! Ne|fzfy oj }nf cmmyfrrff or }fhweycyo` yfbfozoal hco` c} }nf ejjobf ej }nf behwca )bcyf ej ) hcif vrfm ifjeyf }nf behwca achf;

Hy! Hobncf` Fhcavf`Bcyf ej Bea}ere Wncyhcbfv}obc`r:7 \c`` R}yff}Af| _eyd Af| _eyd ?>769

B Y F C ] F M I _ G R V D N R C A M N V >>


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Ca oamozomvc`,r achf or c`|c r wyfbfmfm i c }o}`f jey f~chw`f Hy! Hr! Hyr! HorrMy! ey Be`! O},r wfyhorroi`f }e w`cbf neaeycy oao}oc`r cj}fy }nf achf ej ca cmmyfrrff4 oa

}nc} bcrf c`|c r eho} }nf ifloaaoal }o}`f!

cam cyf }o}`fr ej yfrwfb} cam cyf wyfbfmfm i }nf |eym

)]nf!) or eho}}fm!

B Y F C ] F M I _ G R V D N R C A M N V >?


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Ivroafrr }o}`fr cyf afzfy ciiyfzoc}fm!

\nfa ev cyf |yo}oal }e c wfyrea ne`moal heyf }nca eaf ejjobf |o}noa c behwca vrf}nf nolnfr} }o}`f va`frr ev cyf yfw` oal }e c rwfbojob `f}}fy rolafm i noh ey nfy vamfycae}nfy }o}`f cr cww` oal }e }nf rvikfb} bezfyfm!

\nfa ev cyf |yo}oal }e c mfwcy}hfa} ej c behwca yc}nfy }nca }e c wfyrea |o}noa }nfbehwca w`cbf }nf behwca achf ea }nf joyr} òaf cam }nf mfwcy}hfa} ea }nf rfbeamòaf;

C! Mc}vh Beyweyc}oeaF`fb}yeaobr Mfwcy}hfa}397 Oyzoal Hc`Òyzoal ]f~cr 37799

B Y F C ] F M I _ G R V D N R C A M N V ?7


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Me yfhfhify }e vrf }nf beyyfb} }ycmo}oeac` `c ev}!

Mycj} cam fmo} hca }ohfr va}o` ev cyf ncww |o}n }nf }eaf jeyh cam bea}fa}!

Me bnfbd c`` mf}co`r! Hor}cdfr oa cmmyfrrfr }f`fwneaf avhifyr ey fhco` cmmyfrrfr bev`m hfca}nf `f}}fy mefr ae} yfcbn o}r mfr}oac}oea ifbehfr beajvroal }e }nf yfbowofa} ey rne|r }nf rfamfy}e if aflòlfa} ey jeylf}jv`!

Me je`m }nf rnff} ej wcwfy oa }noymr }e jo} oa}e }nf yoln} ro{f fazfèwf!

Me vrf }nf ifr} wcwfy cam rncyw i`cbd oad!

Me r}cy} cam joaorn |o}n ca oa}fyfr}oal wnycrf |o}nev} ifoal }ee jè|fy !

Me hcdf rvyf }nf mc}f ea }nf `f}}fy or }nf rchf cr }nf hcoòal mc}f! ]nc} or c `f}}fy rnev`m ifwer}fm }nf mc }nf joac` mycj} or |yo}}fa!



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Ca fjjfb}ozf ivroafrr `f}}fy rnev`m bc`` }nf yfbowofa} }e cb}oea! If b`fcy |o}n }nf hfrrclf |o}nev}ifoal mfhcamoal ey yvmf! C weò}f hfrrclf or c`|c r heyf fjjfb}ozf!

Hcdf rvyf }nf }eaf hc}bnfr }nf ebbcroea cam }nf fr}ciòrnhfa} ev cyf cmmyfrroal!

Rwcboal or zfy ohwey}ca} cam |omf hcyloar cyf zo}c`! ]nfyf rnev`m if }|e òaf rwcbfr if}|ffawcyclycwnr!

Oj }nf `f}}fy or ifoal fhco`fm o} rnev`m if |eym(wyebfrrfm `com ev} wyewfy` oa ca C= wey}yco}

mebvhfa} cam c}}cbnfm!

Rehf}ohfr |yo}fyr jeylf} }e hcdf c bc`` jey jv}vyf cb}oea! O} or zo}c` }e crd jey ca oa}fyzof| ey yfsvoyfc wneaf bc`` yfsvfr} c je`è|(vw `f}}fy ey rehf e}nfy yfrwearf! Hcdf c b`fcy oamobc}oea ej |nc}ev |ev`m òdf }nf wfyrea yfcmoal evy ivroafrr `f}}fy }e me af~}!



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Mea } vrf c wfyreac` r} `f ivroafrr `f}}fyr cyf ohwfyreac` cam jeyhc`!

Mea } oab`vmf mf}co`r va`frr }nf cyf yf`fzca} }e }nf hcoa yfcrea jey rfamoal }nf `f}}fy !

Mea } vrf bòbnr ey ncbdaf fm wnycrfr! Hcdf rvyf evy omoeh or beyyfb} !

Czeom èal wcyclycwnr! \yo}f }nf oa}yemvb}oea `cr}!

Mea } jeylf} }nc} lychhcy wvab}vc}oea r a}c~ cam |eym bneobf cjjfb} hfcaoal cam hvr} ohwyfrr

}nf yfbowofa} |o}n evy `calvclf rdo``r cam cioò}ofr!

Mea } afl`fb} }nf zfy ohwey}ca} r}fwr ej mycj}oal fmo}oal bnfbdoal cam wyeejoal evy ivroafrr`f}}fy!

Mea } vrf c`` bcwr ey fhwncro{f }ee hvbn oa o}còbr!

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Czeom be`èsvocòrhr cam r`cal! Behw`f~ }fyhoaeèl }ee or }e if czeomfm!

C ivroafrr `f}}fy rnev`m afzfy nczf heyf }nca }|e je`mr oa }nf wcwfy!

If bcyfjv` ae} }e r|o}bn jyeh roalv`cy }e w`vyc` hom(rfa}fabf ey zobf zfyrc! )]faca}) or roalv`cy cambc``r jey }nf roalv`cy )o}r!) )]faca}r) beyyfrweamr |o}n }nf w`vyc` )}nfoy!) \eymr òdf )o}r) cam )}nfoy)affm }e clyff |o}n }nf |eymr rvbn cr )}faca}) cam )}faca}r) }e |nobn }nf yfjfy!

Vrf ca cwer}yewnf oa )o},r) ea` |nfa ev hfca )o} or!) )O}r) |o}nev} ca cwer}yewnf mfrbyoifr

e|afyrnow rvbn cr )o}r ieam ejjfyoal)!

Eaf }yobd }e nf`w ev mfbomf |nobn |eym }e vrf or }e rvir}o}v}f )nf) jey )|ne) cam )noh) jey )|neh!)Kvr} yfcyycalf }nf wcy} ej }nf rfa}fabf oa svfr}oea c`` }nf |eymr je`è|oal )fhwè ff) cam rco} cèvm |o}n )nf) ey )noh) }e jolvyf ev} |nf}nfy }e vrf )|ne) ey )|neh !

Czeom )or ifbcvrf !



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B Y F C ] F M I _ G R V D N R C A M N V ?:

}nc} }nf yfcmfy hc ae} dae|! ]nfyf r


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ae}noal heyf jyvr}yc}oal }nca yfbfozoal c `f}}fy yfwey} ey wyewerc` }nc} or jv`` ej `calvclf }nc} evmea } vamfyr}cam !

cr b`fcy cr werroi`f oa evy ivroafrr|yo}oal! Czeom wnycrfr òdf ]nor |ev`m rvllfr} ey O} or cmzorci`f cam roho`cy wyfchi`fr }nc}czeom }cdoal yfrwearoioò} jey c r}c}fhfa} ey yfbehhfamc}oea! _ev `` if wfybfozfm cr c hvbn heyfbeajomfa} cam dae|`fmlfci`f wyejfrroeac` oj ev }cdf e|afyrnow ej evy cac` ror camyfbehhfamc}oear! C`re czeom r}c}fhfa}r }nc} bev`m `fczf }nf yfcmfy |eamfyoal |ne ey |nc} ev yf}c`doal ciev}! Jey f~chw`f! |ca} vr }e ey )Hodf rcom |cr c icm omfc!!!) ]nfrfr}c}fhfa}r ifl }nf svfr}oear; \ne cyf }nf 5 cam \nc} or }nc} 5

Vroal nvhey ey rcybcrh oa evy |yo}oal rf}r evy }eafcam ev hc behf ejj cr revamoal vawyejfrroeac` vaoajeyhfm ey kvr} w`coa yomobvèvr! Cafbme}frea }nf e}nfy ncam |no`f oa}fyfr}oal cyf ifr} rczfm jey zfyic` behhvaobc}oea ifbcvrf }nf |cr}f}nf }ohf ej c ivroafrr cvmofabf |ne kvr} |ca}r }e lf} }e }nf weoa}!

B Y F C ] F M I _ G R V D N R C A M N V ?

}nc} }nf yfcmfy hc ae} dae|! ]nfyf r


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ae}noal heyf jyvr}yc}oal }nca yfbfozoal c `f}}fy yfwey} ey wyewerc` }nc} or jv`` ej `calvclf }nc} evmea } vamfyr}cam !

cr b`fcy cr werroi`f oa evy ivroafrr|yo}oal! Czeom wnycrfr òdf ]nor |ev`m rvllfr} ey O} or cmzorci`f cam roho`cy wyfchi`fr }nc}czeom }cdoal yfrwearoioò} jey c r}c}fhfa} ey yfbehhfamc}oea! _ev `` if wfybfozfm cr c hvbn heyfbeajomfa} cam dae|`fmlfci`f wyejfrroeac` oj ev }cdf e|afyrnow ej evy cac` ror camyfbehhfamc}oear! C`re czeom r}c}fhfa}r }nc} bev`m `fczf }nf yfcmfy |eamfyoal |ne ey |nc} ev yf}c`doal ciev}! Jey f~chw`f! |ca} vr }e ey )Hodf rcom |cr c icm omfc!!!) ]nfrfr}c}fhfa}r ifl }nf svfr}oear; \ne cyf }nf 5 cam \nc} or }nc} 5

Vroal nvhey ey rcybcrh oa evy |yo}oal rf}r evy }eafcam ev hc behf ejj cr revamoal vawyejfrroeac` vaoajeyhfm ey kvr} w`coa yomobvèvr! Cafbme}frea }nf e}nfy ncam |no`f oa}fyfr}oal cyf ifr} rczfm jey zfyic` behhvaobc}oea ifbcvrf }nf |cr}f}nf }ohf ej c ivroafrr cvmofabf |ne kvr} |ca}r }e lf} }e }nf weoa}!

B Y F C ] F M I _ G R V D N R C A M N V ??

! \no`f vroal ca f~}farozf zebciv`cy oa |yo}oal hc


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hcdf ev revam noln` fmvbc}fm o} r jyvr}yc}oal jey }nf yfcmfy }e nczf }e jolvyf ev} |nc} o} or ev yf}y oal }e rc frwfboc`` oj nf ncr c heyf òho}fm zebciv`cy !

Oa ivroafrr |yo}oal }nf vrf ej wcrrozf zeobf or jyfsvfa}` vrfm }e czeomrwfbojobc`` achoal c wfyrea ey lyevw ej wfew`f! ]nor or edc cr èal o} mefra } hc}}fy }e }nf yfcmfy|ne rwfbojobc`` mom rehf}noal!Jey f~chw`f; ]nf yfwey}r |fyf yfzof|fm cam yfbehhfamc}oear |fyf wyezomfm! .Wcrrozf/ (zfyrvr(Dc}f yfzof|fm }nf yfwey}r cam wyezomfm }nf yfbehhfamc}oear! .Cb}ozf/

Hcdf rvyf }e vrf c b`fcy rvikfb} òaf cam r}cy} }nf

fhco` |o}n }nf wfyrea r achf cam fam o} i rolaoal evyr kvr} cr ev |ev`m c jeyhc` `f}}fy! C`re }y}e czeom }nf kcylea }nc} r iffa mfzfèwfm jey }f~}oal va`frr ev dae| ev yf yfcmfy |o`` vamfyr}cam !

\o}n }nf |omf zcyof} ej jea}r czco`ci`f o} r }fhw}oal }e vrf eaf }nc} ev }noad or wcy}obv`cy` c}}ycb}ozf! Hcarffhoal` c}}ycb}ozf jea}r bca if ncym }e yfcm ey evy yfcmfy |ea } nczf cbbfrr }e }nf jea} ea }nfoy fsvowhfa} re }nf behwv} fy |o``rvir}o}v}f c jea} }nc} bca c`}fy evy jeyhc}}oal cam hcdf evy behhvaobc}oea mojjobv`} }e yfcm! Kvr} ciev} fzfy behwv}fy ncr Cyoc`cam ]ohfr Af| Yehca hcdoal fo}nfy ej }nfrf |orf bneobfr!


Oa cmmo}oea }e hcdoal rvyf evy bnerfa jea} or fcr }e yfcm` ` } f f } h } f bf ] f h } b hh f } } f `f f


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ev rnev`m c`re czeom }nf vrf ej }ee hca } wfjcbfr! ]nf her} behhea yfcrea }nc} wfew`f vrfhv`}ow`f jea}r or }e mojjfyfa}oc}f if}|ffa weoa}r ey }e hcdf c wcy}obv`cy r}c}fhfa} r}cam ev}!Ne|fzfy |nc} famr vw ncwwfaoal or }nf yfcmfy mefra } dae| |nfyf }e èed ey |nc} }e wcc}}fa}oea }e! C if}}fy wycb}obf or }e vrf }nf o}còb ie`m ey vamfyòaf r} `fr ej c r}camcym fcr (}e(yfcm jea}!

Oa lfafyc` ev rnev`m c`|c r vrf c jea} ro{f if}|ffa37 cam 39 weoa}! Ca }noal rhc``fy bca if mojjobv`} }e yfcm cam ca }noal `cylfy hcdfr o} èed òdfev yf }y oal }e jo`` vw c wclf cam beazf r ca vawyejfrroeac` ohclf !

Cr bcrvc` cr rebof} ncr ifbehf o} or r}o`` wyewfy cam wyfrfa}rc hvbn heyf wyejfrroeac` ohclf }e |yo}f ivroafrr behhvaobc}oear vroal c behwv}fy! Ea }nfe}nfy ncam o} or wfyjfb}` cbbfw}ci`f }e ncam(|yo}f c svobd }ncad ev ae}f ey e}nfycbdae|`fmlhfa}!

Fzfa wyejfrroeac` |yo}fyr affm fmo}eyr }e farvyf }nc} }nfoy |yo}oal or vamfyr}camci`f cam beazf ro}r oa}famfm hff}oal! I crdoal rehfeaf }e yfcm ezfy evy |eyd ev `` oabyfcrf }nf bncabf }nc} fhicyycrroal fyyeyr |o`` if b cvln}

cam evy ivroafrr behhvaobc}oea cbnofzfr o}r oa}famfm wvywerf!



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]nfyf cyf mojjfyfa} } wfr ej ivroafrr `f}}fyr! ]nf bca oab`vmf;


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_ev |ev`m |yo}f }nor `f}}fy oj ev |fyf yfbehhfamoal rehfeaf jey c wcy}obv`cy wero}oea w`cbfhfa} eyc|cym! Oj eaf ej evy jyofamr |cr ifoal bearomfyfm jey f`fb}oea }e }nf r}vmfa} bevabo` ev holn} |yo}f c

`f}}fy }e evy wyoabowc` mfrbyoioal |n }nf |ev`m if rvo}fm }e c `fcmfyrnow wero}oea!

Oa ca cbdae|`fmlfhfa} `f}}fy ev holn} if f~wyfrroal }ncadr jey rehf}noal }nc} rehfeaf ncr meafcbnofzfm ey bea}yoiv}fm!

Ca cwwyfboc}oea `f}}fy or c jeyhc` zfyroea ej c }ncad ev `f}}fy! _ev |ev`m rfam c `f}}fy ej cwwyfboc}oea }erehfeaf oa c rfaoey wero}oea rvbn cr evy wyoabowc` ey }nf bncoywfyrea ej c behwca !




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_ev holn} c`re bc`` }nor } wf ej `f}}fy c `f}}fy ej oa}fyfr}! Wfyncwr ev nczf nfcym ciev} c jva neòmcwyelych cam |ev`m òdf }e joam ev} heyf ciev} o}!

Oj ev |fyf |yo}oal c kei cwwòbc}oea ev holn} mfrbyoif evy wfyreac` svcò}ofr evy fmvbc}oeac`svcòjobc}oear cam |n ev |ev`m if rvo}fm }e }nf wero}oea!

Oa c yfjfyfabf `f}}fy ev mfrbyoif rehfeaf,r bncycb}fyor}obr ey rdo``r oa eymfy }e nf`w }nfh lf} c keiw`cbfhfa} ey wero}oea!




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_ev |yo}f }nor } wf ej `f}}fy }e caaevabf rehf}noal! _ev holn} yfbfozf eaf rc oal }nc} c }fcbnfy or`fczoal evy rbnee` c af| }fcbnfy or cyyozoal ey wfyncwr caaevaboal ca falclfhfa} |fmmoal ey ioy}n!

]nfrf cyf òdf` }e cyyozf oa }nf wfyoem `fcmoal vw }e f`fb}oea }ohfr! Weò}obocar yf`fcrf r}c}fhfa}r cam`fcj`f}r mfrbyoioal |n ev rnev`m ze}f jey }nfh! _evy nevrfne`m holn} rehf}ohfr yfbfozf `f}}fyr jyehevy èbc` bevabo` c`fy}oal ev }e rehf}noal ncwwfaoal oa evy rvivyi ey behhvao} !



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\yo}f }e;

Rvdn or c svcòjofm IBC WLMBC HRB .O]/ cam Hcr}fyr oa Oajeyhc}oea ]fbnaeèl jyehVaozfyro} ej Ic``cyc} .Cvr}ycòc/ cam c`re wvyrvoal WnM oa Behwv}fy cam Oajeyhc}oea Rbofabfr cam Rvwwey}Rfyzobfr cam HIC jyeh Cho} Vaozfyro} ! Nf r}cy}fm nor bcyffy c} clf ej 36 cr \fi mfrolafy * mfzfèwfy |o}nc VRC icrfm eylcao{c}oea!

Grvdnrcamnv
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How to Write a Good Business Letter By Sukh Sandhu

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