#5Critical Things to check

before Investing in

‘SIP’

1Understand your profile

Check your Risk Attitude and Risk Capacity

Know what is your objective in terms ofGrowth?

Conservative

Moderate

Moderately aggressive

Aggressive

Risk Profile Investment Objective

Protect investment from loss

Capital growth along with capital appreciation

Capital growth with calculated risk

High risk for super natural returns

2Calculate your Goals

Steps to calculate amount

Step 1-List down all the financial goals of life with expected dates

Step 2-Put the amount of money required to meet those goals.

Step 3-Defining how much money should one invest today to achieve those goals.

3Choose the Category of

Funds

There are different funds available for different investors.

Generally, there are different type of fundssuch as debt funds, equity funds, balancedfunds etc.

Conservative

Moderate

Moderately aggressive

Aggressive

Risk Profile Investment Style

Mix of Debt Fund, Gilt fund, FMP

Mix of Balanced fund & Debt Funds

Mix of Diversified Equity Fund, Balanced

fund, Mid cap fund

Mix of Diversified Equity Funds, Mid cap

fund, Sector funds

Check Right Portfolio , as per your Risk profile

FREE

Start NowContinue reading…

4Select the fund

Select SIP with :

Low Expense Ratio: It is percentage of basic overall business expenses of mutual fund. Scheme with high expense ratio will eat into your returns

Consistent Historical Performance: Historical performance aids in anticipating the future performance of the fund and hence is looked in during the selection process.

Decent Size of Mutual Fund Corpus: One way to judge a mutual fund is to know its corpus and compared with the competition

.

5Tax on Profits

LONG TERM CAPITAL GAIN TAX

Individual/HUF NRIEquity Mutual Funds (Listed)(All Units Held for more than 12 months)

Nil Nil

Equity Mutual funds (unlisted, exit by way of redemption of units)(All Units Held for more than 12 months)

Nil Nil

Mutual funds other than equity funds (Listed)(All units held for more than 36 months)

20% with indexation + 12% surcharge** + 3% Cess = 23.0720%

20% with indexation + 12% surcharge** + 3% Cess = 23.0720%

Mutual funds other than equity funds (Unlisted)(All units held for more than 36 months)

20% with indexation + 12% surcharge** + 3% Cess = 23.0720%

10% without indexation + 12% surcharge** + 3% Cess = 11.5360%

SHORT TERM CAPITAL GAIN TAX

Equity Mutual funds(All Units Held for less than 12 months)

15% + 12% surcharge** + 3% cess = 17.3040%

15% + 12% surcharge** + 3% cess = 17.3040%

Mutual funds other than equity funds(All units held for Less than 36 months)

As per Slab Rates + 12% surcharge** + 3% cess

As per Slab Rates + 12% surcharge** + 3% cess

Advisory Fees Rs. 365 Per Annum

Customized , unbiased Wealth Management

@Rs. 1 per day

Customized advise only for you

Unlimited Long Term Investment Advise

Tax efficient portfolio design

No Minimum investment

Regular Review and Rebalancing

Substantial Savings in Commission (Optional)

We Offer

Start Now

Wealth Creation Advice

Monthly Savings Advice

Tax Saving Investments

Portfolio Restructuring Advice

Goal Planning Online Transaction

In case you want to invest Lump Sum

In case you want to invest On Monthly basis

In case you want to Make Tax Saving Investments

In case you want to Buy and Sell any product

In case you want to Plan your Financial Goals

If you want to Restructure your portfolio

What You get@ Rs 1

Risk ProfilingKnowing-

Risk Capacity- How muchRisk you can afford to take

Risk Attitude- How muchRisk you want to take

Financial GoalsKnowing-

All Financial Goals of the life

The Inflation adjustedamount required to meetthem

Right Portfolio

Investment Products rightas per risk profile

Portfolio which is taxefficient

Buy/ Sell

With least Brokerage &Commission

With Nil hidden costs

Regular Monitoring

Of Portfolio and Markets

Rebalance Investmentswhen required

1 2 3 4 5

Right Process

Know Best 5 shares for your Risk

ProfileStart Now

Simple & Easy

Paperless Process

Multiproduct

Cost Effective

Online Access

Our Simple and easy Personal Finance Tools & self-help process, ensures that you take Better control of your entire Finance in 7 Minutes , to your satisfaction.

Invest and Manage Online , on a Single Click. No need to Fill boring Physical forms and storing statements. Manage Your Finance with easy and simple back office..

We don't Push Products to our Customers Like Agents or Brokers, for commissions or brokerages. You can continue buying and selling with your current Broker or Agent. However you can also transact through us at substantial low Cost.

You can manage your account from anywhere through multiple support points

We advice on almost all Financial Products except banking accounts. You can transact in all products through us. Our technology will ensure superior Experience

Why AdviseSure

Disclaimer

"This message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneouslyreceived this message, please delete it immediately and notify the sender. The recipient acknowledges that AdviseSure.com or its subsidiaries and associated companies, (collectively"AdviseSure "), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges thatany views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with dueauthority of AdviseSure.

“Any document which is prepared by the research team of AdviseSure.com or its subsidiaries is circulated for purely information purpose only to the authorized recipient and should not bereplicated or quoted or circulated to any person/corporate or legal entities in any form. This document/documents/reports/opinion should not be interpreted as an Investment /taxation/legal advice. While the information contained in the report has been procured in good faith, from sources considered to be reliable, all statement/statements/opinion/opinions/view/viewsin the report should not be considered to be complete or accurate. Therefore, it should only be relied upon at the recipients of this mail’s own risk.

AdviseSure Investment Advisors is India’s first only Advise platform where we help individual, managing his personal finance. AdviseSure Investment Advisors is part of AdviseSure VenturesPrivate limited. AdviseSure Investment Advisors is a SEBI registered Investment Advisor and its associate/group company empanelled with AMFI as a distributor .You can executetransactions with your banker, broker or agent/ financial intermediary . We also offer transaction services through various associations, at a substantially lesser cost to our clients ascompared to other financial intermediaries, so that you start your financial plan with AdviseSure Investment Advisors is a safe and secure platform. Our recommendations rely on historicaldata. Historical/ past performance is not a guarantee of future returns. The information and views presented here are prepared by AdviseSure Investment Advisors. The informationcontained herein is based on our analysis and upon sources that we consider reliable. We, however, do not vouch for the accuracy or the completeness thereof. This material is for personalinformation and we are not responsible for any loss incurred based upon it. This document is solely for the personal information of the recipient. The investments discussed orrecommended here may not be suitable for all investors. Investors must make their own investment decisions based on their specific investment objectives and financial position and usingsuch independent advice, as they believe necessary. While acting upon any information or analysis mentioned here, investors may please note that neither AdviseSure Investment Advisorsnor any person connected with any associated companies of AdviseSure Investment Advisors , accepts any liability arising from the use of this information and views mentioned here. Eachrecipient of this document should make such investigations as they deem necessary to arrive at an independent evaluation of an investment in the securities of the companies referred to inthis document (including the merits and risks involved), and should consult their own advisors to determine the merits and risks of such an investment.

AdviseSure Investment Advisors

CORPORATE OFFICE : Level 8, Vibgyor Towers, G Block, C62,Bandra Kurla Complex, Mumbai 400 098, India

-------------

Website : www.advisesure.com Email: care@advisesure.com