How to Prevent TCPA Problems Before They Occur

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Confiden’al and Proprietary Confiden’al and Proprietary #tcpa2014 How to Prevent TCPA Problems Before they Occur
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Transcript of How to Prevent TCPA Problems Before They Occur

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

How  to  Prevent  TCPA  Problems  Before  they  Occur  

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Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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webinar  phone  bridge  and  make  sure  your  phone  is  muted.    

•  Use  the  “Ques'on”  box  within  GoToWebinar  to  ask  a  ques'on,  or  use  the  webinar  hashtag  #tcpa2014  

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Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Today’s  Speakers  

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Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

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Derek  Smyth  Dir.  of  Business  Development    

LeadiD  

Alicia  Slachta  Affiliate  Program  Manager  

Penn  Foster  

Ross  Shanken  Founder  and  CEO  

LeadiD  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Agenda  •  The  TCPA  Landscape    

o  Overview    o  Recent  lawsuits    o  Current  solu'ons    

 •  Preven'ng  TCPA  problems    

•  Preven'on  in  ac'on  

•  Case  study:  Penn  Foster    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

The  TCPA  Landscape  

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©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

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Ross  Shanken  

Founder  and  CEO    LeadiD    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

What  is  TCPA?  •  1991  law    

•  October  2013  addi'ons    o  Prohibit  use  of  auto-­‐dialers  to  call  mobile  #s  w/o  prior  express  wriRen  consent    o  Disclosure  to  use  an  auto-­‐dialer  must  be  “clear  and  conspicuous”      

•  Without  consent,  marketers  can  s'll  call,  but  must  dial  manually    o  Caveat:  Cannot  manually  dial  using  technology  capable  of  auto-­‐dialing  

•  Penal'es  of  up  to  $1,500  per  call  o  With  no  cap  on  total  damages,  class  ac'ons  are  preferred  method  of  suing  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Lawsuits  are  Increasing  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Lawsuits  are  Increasing  

160   208  January  2013     January  2014    

30%  Source:  US  Chamber  of  Commerce  /  FCC    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Current  Solu'ons  are  Incomplete  •  Site  crawling  

o  Where  you  think  leads  come  from  isn’t  necessarily  true  o  Your  experience  may  be  different  than  other  consumers  

 •  Indemnifica'on  from  lead  provider    

 •  Sta'c  screenshots  don’t  provide  the  whole  story    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Preven'ng  TCPA  Problems  

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Derek  Smyth    

Director  of  Business  Development    LeadiD  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Price  of  Non-­‐Compliance  is  High  •  Legal  risk    

•  Financial  risk      

•  Brand  risk    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Oscar  Wilde  (1854  –  1900)    

The  only  thing  worse  than  being  talked  about  is  not  being  talked  about.  

 Oscar  Wilde  (1854-­‐1900)  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

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Intellectuals  solve  problems.    Geniuses  prevent  them.    

Albert  Einstein  (1879  –  1955)    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Problem  Preven'on  

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Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

4  Key  Ques'ons  

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1.  Do  your  lead  forms  include  a  disclosure?      

2.  Is  it  “clear  and  conspicuous”?    

3.  Did  the  consumer  provide  consent  to  be  contacted  using  an  auto-­‐dialer?  

4.  Did  they  have  the  ability  to  opt  out?    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Preven'on  Strategies  

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•  Be  proac)ve:  Develop  a  corporate  standard  for  compliance  o   Tip:  Look  at  what  others  are  doing  

•  Move  with  scale:  Automate  decisions  to  accept,  reroute,  etc.  

•  Protect  yourself:  Have  definiHve  proof  of  compliance  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Preven'on  in  Ac'on  

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Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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Three  Step  Process  •  Step  1:  Crea'on  of  the  Lead  

•  Step  2:  Real-­‐'me  TCPA  Audit  results    

•  Step  3:  Review  Visual  Playback  of  Step  1  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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Step  1:  Crea'on  of  the  Lead  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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Step  2:  Real-­‐'me  TCPA  Audit  response  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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3rd  Party  TCPA  Audit  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

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1st  Party  TCPA  Audit  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

Step  3:  Visual  Playback  of  Step  1  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

Key  Advantages  With  the  consumer,  at  the  original  lead  event      Every  page  of  the  lead  form,  not  just  first    Evolve  from  “present”  disclosure  to  “clear  and  conspicuous”  (per  your  standards)    Real-­‐'me  monitoring  maintains  speed-­‐to-­‐contact  w/o  compromising  proof    Ac'onable      Have  defini've  proof  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Penn  Foster  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

Alicia  Slachta  Affiliate  Program  Manager  

Penn  Foster  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Penn  Foster  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

•  A  for-­‐profit  distance  learning  school  that  is  na'onally  and  regionally  accredited  

•  Offer  affordable  tui'on,  in  which  you  graduate  debt-­‐free  

•  Accessible  online  learning  in  an  asynchronous  environment  

•  Support  through  our  faculty  and  online  community  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Business  Challenge    

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

•  Desire  to  mi'gate  legal,  financial  risk      

•  Maintain  healthy  rela'onship  with  accredi'ng  bureau  

•  Be  “in  the  news”  for  our  educa'on,  not  a  lawsuit      

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Solu'on  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

•  Scalable  solu'on  across  mul'ple  affiliate  partners    

•  Monitor  aRributes  of  the  disclosure  in  real  'me  (approved  copy)    

•  Take  real-­‐'me  ac'on  to  determine  appropriate  contact  method  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Result  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

•  Peace-­‐of-­‐mind  that  leads  program  is  compliant      

•  Affiliates  take  compliance  seriously  because  Penn  Foster  does    

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

And  coming  soon…  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Ques)ons  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

•  TCPA  is  a  big  deal  (and  it’s  not  going  anywhere)    

•  You  may  be  unprotected  

•  A  problem  prevented  is  beRer  than  a  problem  solved    

Summary  

Confiden'al  and  Proprietary  Confiden'al  and  Proprietary   #tcpa2014  

Follow-­‐Up  Ques'ons  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    

Confiden'al.  No  Unauthorized  Distribu'on.  ©  2014  LeadiD.    All  Rights  Reserved.    Confiden'al.  No  Unauthorized  Distribu'on.  

Adam  Figueira  [email protected]