How to Prepare for Comprehensive Immigration Reform
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{ Partners in Serving the Hispanic Community of Sarasota-Manatee Jaensch Immigration Law Firm & Manatee Community Federal Credit Union
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As of May 3, 2013, if the Immigration Reform Bill passes in its current form, it could mean significant changes for immigration law. Jaensch Immigration Law Firm and Manatee County Federal Credit Union have partnered to present information on the possibilities that reform could mean and ways to prepare for those possibilities.
Transcript of How to Prepare for Comprehensive Immigration Reform
{Partners in Serving the Hispanic Community of Sarasota-Manatee
Jaensch Immigration Law Firm &
Manatee Community Federal Credit Union
{Asociados en servir a la comunidad hispana de Sarasota-Manatee
Jaensch Immigration Law Firm &
Manatee Community Federal Credit Union
Manatee County: 8.4% foreign in 2000 to 12.2% in 2010 About 40,000 people
Sarasota County: 9.3% foreign in 2000 to 11.5% in 2010 About 44,000 people http://www.heraldtribune.com/article/20120324/ARTICLE/120329702
Immigrant Population Growing
Condado de Manatee: 2000: 8.4% inmigrante2010: 12.2% - un aumento de 40,000 personas
Condado de Sarasota:2000: 9.3% inmigrante2010: 11.5% - un aumento de
44,000 personas http://www.heraldtribune.com/article/20120324/ARTICLE/120329702
El número de inmigrantes crece
Changes are Coming…
The Bipartisan Gang of 8, Drafters of Immigration Reform
Viene Cambios…
El “Grupo de 8” senadors que han escrito la reforma migratoria
What Does the Bill Propose?
Creating a W visa for workers
Creating a Start-up Visa
Creating a Retiree Visa
Expanding the H-1B program
Eliminating Visa Backlogs
Increasing Border Security
Making E-Verify Mandatory
Creating a path to Citizenship
Accelerar el tramite para aplicaciones actuales
Aumentar medidas de seguridad en la frontera
Hacer que empleadores necesiten verificar el estatus de sus empleados
Crear un camino hacia la ciudadanía
¿Qué contiene?
Step 1) The Border must be secure Step 2) Undocumented immigrants
can register with the government and pay a penalty fee
Step 3) Application for provisional legal status
Step 4) Live in United States for 5-10 years
Step 5) Apply for Green Card Step 6) Apply for Naturalization
Path to Citizenship
Paso 1) La frontera tiene que estar segura
Paso 2) Los indocumentados pueden registrarse con el gobierno y pagar una multa
Paso 3) Aplicación para el “blue card”
Paso 4) Vivir en los EEUU 5-10 años Paso 5) Aplicar para el Green Card Paso 6) Aplicar para ciudadanía
Camino hacía la ciudadanía
Penalty Fees Back Taxes Provisional Legal Status
application fee Green Card Application Fee Naturalization Application Fee Legal Fees
It will be expensive
Multas penales Impuestos Tasas para la aplicacion del “blue
card” Tasas para la aplicacion del green
card Tasas para la ciudadanía Tasas legales
Será caro
{That’s Why…
{Por Eso…
{ {Jaensch Immigration Law Firm
Manatee Community Federal Credit Union
Joined Forces
{ {Jaensch Immigration Law Firm
Manatee Community Federal Credit Union
Se han asociado
{
Credit is Hard to Get
25% of US households are underbanked
{
El crédito es dificil conseguir
25% de hogares americanos no tienen acceso a servicios banqueros adecuados
If you Live Work attend School or Church in Manatee County MCFCU invites you to become a member
Open a Savings and Checking account You need a social security number, tax ID number and one
official picture ID Attend Budget and Understanding Credit workshops Start building credit Eligible to obtain a $1,000 secured loan
Payoff in one year Accumulate $1,000 in savings
Eligible to obtain a secured credit card Eligible to apply for a Reliable Rides Auto loan Finally eligible to apply for an unsecured loan to start
paying for costs of legalizationMCFCU Can Help You Get It
Tiene que vivir, trabajar, asistir una escuela o iglesia en el condado de Manatee
Abre una cuenta de ahorros y cheques Necesita número de seguro social, número de tax ID, y
una foto oficial Asiste clinicas Construye crédito Obtiene un préstamo asegurado de $1,000
Acumule $1,000 en ahorros Obtiene una tarjeta de crédito asegurada Aplica para un préstamo de auto Aplica para una préstamo no asegurado para pagar los
costos de legalizaciónMCFCU le ayuda a conseguirlo
When establishing credit for the first time, first loan credit score can rise from 0 to over 600 on average
With second loan score can rise to above 640 if loan is paid as agreed
Customers Establish Credit
Con el primer préstamo su “credit score” puede subir de 0 a 600
Con el segundo puede subir hasta 640
Establecer crédito
And Climb the Financial Ladder
Ascender la escalera financiera
Simple Loan Menu
Menus sencillos de préstamos
Simple Disclosures
Revelaciones sencillas
Credit Building and Credit Education
Educación Financiera
Results: Opportunities
Resultados: Oportunidades
