How to Apply for ICICI Bank Personal Loan

At some point or the other, almost all people have faced a point in life where we want a help. All you need is that little one thing extra to ease your financial burden a little. A personal loan from ICICI Bank is a method of making your life easier, your finances more stable and providing you the money freedom to build certain spending choices.

Things You Need to Know

Before you apply for a loan, keep in mind the following:

• Credit Score• Loan amount• Interest rate• Eligibility

Credit Score

Make sure to pull out your credit report well before you apply for a loan and review it for any inconsistencies and errors. If you find any errors like mistakes along with your name or address, or wrongly entered loan standing or credit limit, file a dispute immediately and have it corrected.

Loan amount

There are different caps regarding the maximum loan amount that can be availed depending on whether you are a salaried employee, self-employed professional, or a doctor. You can get up to Rs. 20 lakhs if you are salaried employee, up to Rs.30 lakh if you are self-employed professional and up to Rs. 40 lakh for doctors.

Interest rate

Personal loans are one type of unsecured loans, meaning that they do not require any form of collateral or security. Hence the interest rates on such loans are generally higher than any other loan, to minimize the risk of loss to the bank/lender.

Eligibility

You need to be a salaried or self-employed individual earning a stable income in order to qualify for a personal loan at least. You can check your eligibility online and also get an estimate of what loan amount you are eligible for.

Methods to Apply Personal Loan

There are three ways to get ICICI Bank personal loan.1. Apply online on ICICI Bank Website2. Apply Offline to ICICI Bank3. Contact Personal Loan Guru - The best

Method which make you easier to get personal loan.

About Personal Loan Guru

Personal Loan Guru is most trusted private financial agency located in Ghaziabad and dealing with all type of personal loan from all most know and trusted banks like HDFC, ICICI etc. They help to loan aspirant to get personal loan easily. Also, They negotiated hard from banks to get you the best deal.

Contact Information

Personal Loan Guru

Address:Ansal Plaza, 3rd Floor,

Sector-1, Vaishali, Ghaziabad, U.P.India - 201010

Email ID:info@personalloanguru.com

Phone No.:0120-4222-444

http://www.personalloanguru.com/