Housing Conundrums

20
Housing Conundrums Ian Fletcher Director of Policy British Property Federation

description

Housing Conundrums. Ian Fletcher Director of Policy British Property Federation. G. I. A. N. F. N. C. N. I. F. I. N. A. N. C. I. N. G. L. O. T. Y. E. T. U. B. U. Y. T. B. O. L. E. T. - PowerPoint PPT Presentation

Transcript of Housing Conundrums

Page 1: Housing Conundrums

HousingConundrums

Ian FletcherDirector of Policy

British Property Federation

Page 2: Housing Conundrums
Page 3: Housing Conundrums

FI NA N C ING

Page 4: Housing Conundrums

F I N A N C I N G

Page 5: Housing Conundrums

BUY TOL ET

Page 6: Housing Conundrums

B U Y T O L E T

Page 7: Housing Conundrums

• Moneyfacts says that a year ago there were 295 buy-to-let mortgages available. Today the figure is 481.

• £10.4bn of loans in 2010, up 22% on 2009.

• Rental growth in some areas double-digit

• More business-like investors

Page 8: Housing Conundrums

DL B IE N UW

Page 9: Housing Conundrums

DLB IEN UW

Page 10: Housing Conundrums

New UK Private Sector Housing Completions

New UK

Buy-to-Let

Mortgages

2003/4 172,360 187,600

2004/5 185,400 217,700

2005/6 189,680 223,800

2006/7 192,130 330,300

2007/8 187,230 346,000

2008/9 139,250 222,700

2009/10 136,990 93,500

Source: DCLG and CML statistics

Page 11: Housing Conundrums

U S I NGZ O N ES HO

Page 12: Housing Conundrums

U S I N G Z O N E SH O

Page 13: Housing Conundrums

• Offer tax incentives, but only to long-term investors

• Designated by local authorities

• Approved by HM Treasury

Page 14: Housing Conundrums

G AE N AM NE MT

Page 15: Housing Conundrums

GA EN A M NEM T

Page 16: Housing Conundrums

I NTS T U I TI ONS

Page 17: Housing Conundrums

IN TS T U ITI O N S

Page 18: Housing Conundrums

L E S NGT IS N O

Page 19: Housing Conundrums

L ES N G TI SNO

Page 20: Housing Conundrums

F LI N EA HCT E R

[email protected]