House to Home October

HOMEH O U S E T O

luxuryluxurySTEP INTOluxuryFour Peaks Homestead

OUT OF THE BLUERich Indigo, the timeless

classic in home decor.

LOCHLEAYour exclusive

supplement all about Lochlea Lifestyle Resort.

HOMEOCTOBER 2014

A S H B U R T O NPhoto: Ian MooreAdvertising supplement

GuardianASHBURTON

Well, we are in October already and this year has just flown by!

Winter is behind us and we can all see summer peeking around the corner taunting us with it’s warm afternoons. As the weather heats up it’s time we all shook o the winter coats and did some home improvements.

There is something truly rewarding about home renovations, even more so when you are building your own home. In this edition we have the latest articles from our own feature writer as well as local professionals giving us inside tips on what certain projects take to complete.

I am particularly excited to bring you for the first time in House to Home a special supplement. We have gained an all access pass to Lochlea Lifestyle Resort to bring you an exclusive look inside.

So sit back with a nice cool drink and peruse the pages of House to Home.

Welcome

House to HomeCo-ordinator

Eden Kirk-Williams

CONTENTS3-5COVER STORY

Take an inside look at Four Peaks Homestead in Geraldine.

6A LA MODE ALFRESCO

Bringing the inside out, we inspect what really makes a

pergola and patio perfect.

8-9OUT OF THE BLUE

Our colour pick for this edition and how you can work it into

your home.

11CAWTON PLACE

Tinwald’s newest subdivision.

KILLER KITCHENS

From bench-tops to stoves and storage the latest tips and

trends.

SUPER POWER

Ashburton’s Pete Summerfield gives us a run-down on what

solar can mean for your home.

PERFECTION IN CONCRETE

Take a look at what is involved in installing a polished concrete

floor.

Advertising Administrator

Sue Durry

Emma Jaillet-GodinAssistant AdvertisingManager

Ashleigh FraserAdvertising Consultant

JenniSparksAdvertising Consultant

DebbieSykesAdvertising Consultant

Elaine DillonAdvertising Consultant

14-15

18-19

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Published by Ashburton Guardian Ltd - 03 307 7900Opinions expressed in House to Home magazine are not necessarily those of Ashburton Guardian Ltd. No responsibility is accepted for unsolicited material. No material may be reproduced without prior written permission of the publisher.

graphic design:feature writer:advertising design:

Eden Kirk-WilliamsAmanda WrightYendis AlbertTravis CheesmanDenise Fawer

HOMEH O U S E T O

A S H B U R T O N

Built in 1926, this majestic home-stead was designed and con-structed by noteworthy architects, Heathcote Helmore and Henry Cotterill. Helmore and Cotterill had a liberal approach toward style, often incorporating Spanish Mis-sion and Modern Movement into their repertoire. They were the first New Zealand architects to promote a form of timber building

luxuryluxuryCharmluxuryluxuryand

which drew heavily on 18th centu-ry American domestic designs.

The Four Peaks Homestead drew inspiration from a more traditional template for the era, in a classical English Neo-Georgian, Cape Cod design. It was built for the Bark-er Family, Michael Barker’s great uncle.

Resplendent in country charm, Four Peaks Homestead captures the essence of a bygone era. Currently listed with local Mike Preston of Bayleys Canterbury, we take an inside look at this luxury homestead.

3

continued over page

Photo: Ian Moore

The homestead was cherished by a string of prominent families, who hosted opulent celebrations on the grounds.

Between 2002 and 2007, the homestead operated successfully as a luxury lodge, before it was purchased in November 2009 by Michael Frawley and Kathrine Hughes.

Michael and Kathrine spent the first 12 months restoring the homestead to its former splen-dour. The transformation revi-talised the interior from a five star lodge, to a grand European country homestead.

A uniquely private, peaceful and romantic retreat, Four Peaks Homestead is set on 15.7 hec-tares, bounded by the Hae Hae Te Moana River, near the quaint township of Woodbury.

First impressions are mesmer-ising as you enter the heritage gates onto the pebbled drive-way, through a canopy of Linden trees. Through the clearing, the majestic homestead is fronted by an extensive lawn and gazebo, surrounded by a mature garden of rhododendrons and magnolias.

A formal garden displays elegant roses with box hedging, while a native garden dell includes a private bush walk past kauri, rimu, totara, kowhai and silver fern trees, as well as a grove of hundreds of Peel Forest filies. Strolling amongst the gardens laden with cold climate flora is a rewarding treat for nature lovers.

The unspoilt beauty of the rug-ged mountains, the fresh alpine air and the ataraxia of the life-style. It is a place to relax, unwind and simply breathe.

The garden was designed to pro-

vide an ever-changing tapestry of colour and fragrance year-round. rhododendrons, hydrangeas, da odils, rosemary, lavender and roses bloom with the changing seasons, and attracts delightful birdlife, from native wood pi-geons to fantails.

Warm summer days and comfort-able fresh nights make outdoor entertaining appealing. As the sun sets and the valley vividly changes in colour, the sun makes way for brilliant stars, which shine with brilliance away from the lights of town. It’s not uncom-mon to see the spectacular light display of Aurora Australis from the lawn. Awash with moonlight, the gardens take on a magical beauty.

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THE TRANQUILLITY IS PERHAPS WHAT OVERWHELMS THE MOST.

Photos: Ian Moore

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During winter, the homestead is transformed into a winter won-derland, with the snow-laden Four Peaks mountain range. The homestead itself enjoys a micro climate, where snowflakes don’t often settle, but the views of swirling ethereal mist across the land are enchanting.

A black barn on the grounds comprises of three lockable storage bays, while an outbuild-ing provides more storage and a wood shed. The original house, constructed possibly in the 1880s, can also be found on the grounds, preserving the heritage of the estate.The property is deer fenced,

opening up the possibility for a number of lifestyle opportunities, including equestrian.

A recent addition to the home, the large patio provides a relax-ing space outdoors to soak up the charming character of the country setting.

Owners Michael and Kathrine adore the classical proportions of the home, which have been con-structed with quality materials, in line with its pedigree.

Log fires and diesel powered water heating keeps the home-stead cosy in winter, the ultimate retreat to enjoy a mulled wine or hot chocolate after a day on one of the neighbouring ski fields.The entertainer’s kitchen is semi-professional, with Amer-ican appliances from Sub Zero and Wolf. A large stainless steel extractor sits above dual ovens, while the spacious stainless steel bench top provides ample room for culinary preparation. The shaker bespoke cabinets add a touch of elegance.

The homestead encompasses five spacious bedrooms, all with their own luxurious ensuites. The master bedroom ensuite features a double vanity bench top, made from the original kauri scullery bench. An original Royal Doul-ton roll top bath together with a modern double shower com-pletes the unbridled grandeur.

The peace and quiet of solitude, within close proximity of shops, cafes and restaurants. Rural re-laxation and rustic charm, seam-lessly blended with lavish luxury. Four Peaks Homestead is truly the wonder of Woodbury.

POLISHED WOODEN FLOORS ARE A FEATURE THROUGHOUT, IN BOTH JARAH AND MAITAI.

Photos: Ian Moore

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A pergola can often be freestand-ing, situated in the back of a yard, or as a central focal piece. They can be an area used for outdoor entertaining, but serve mostly an ornamental function. They are usually constructed from wood, adding natural aesthetic appeal.

A pergola can be attached to a home, and often a patio and a pergola can be combined. The pergola section will usually be open, with climbing plants growing over the beams, and is an e ective way to showcase a garden at the end of a patio.

The word Verandah comes from India, and is translated as a place that leads outdoors. Where a pa-tio is usually a spacious entertain-ing area, a verandah is a long and

narrow structure, which can be located around a large proportion of the home.

The option which will best suit your needs will come down to purpose, whether you intend on using the space frequently for entertaining, or if you are looking for a private and relaxing retreat for yourself.

When it comes to furnishing your outdoor entertainment area, quality is key. With harsh weather extremes, a quality set of outdoor furniture can last in excess of 10 years, however a cheaper imita-tion set may not see you through the season.

Teak and wicker outdoor furniture make a functional and attractive

alfresco

6

A la modecombination. When put togeth-er, these two all-weather mate-rials create some of the most hard-wearing and visually appeal-ing patio furniture.

Whether you want an extension to your home or a freestanding style structure, these shade solu-tions can give you a viable and attractive way to improve your outdoor space, while increasing the value of your home.

TEAK AND WICKER OUTDOOR FURNITURE MAKE A FUNCTIONAL AND ATTRACTIVE COMBINATION.

179 Alford Forest Road, Ashburton Phone (03) 307 7174 • Mobile 027 432 1713Email: [email protected]

HOUSING, JOINERY, DAIRY SHEDS, DESIGNLOCAL BUILDERS & JOINERY SINCE 1979 REGISTERED CERTIFIED BUILDERS

Call us today for a free quote and friendly advice and plan your dream home with us!

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Perfect for those who are looking to upgrade their lifestyle, Alton Place is a quality development, featuring various sized sections from 625sqm to 1285sqm. Start-ing from $192,000, sections are available for purchase now with titles expected to be released prior to the publication of this ar-

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Welcomehome

lifestyle and investment of resi-dents. Simply choose your build-er then sit back and watch your dream come to life.

Seven of the sections have al-ready been committed prior to titles being issued; the remaining sections available have a variety of great aspects. The natural wa-ters of Wakanui Stream meander alongside the community, provid-ing a unique natural resource for the enjoyment of residents. Drive by and view the ambiance and quality of Alton Place, with development having been com-pleted and infrastructure in place you can see and feel the quality of the welcoming neighbourhood.

THE NATURAL WATERS OF WAKANUI STREAM MEANDER ALONGSIDE THE COMMUNITY.

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OUT OFTHE BLUE

The deep blue was once sourced from the indigo plant in India. The dye was imported into Europe as early as the Greco-Roman era and was extremely expensive. The dye held its colour well, so it was worn by the wealthy.

It developed a symbolic reference to power, importance and wealth, so much so that during the Eliz-abethan era, as decreed by the English Sumptuary Laws, only royalty, nobility and members of

the council were authorised to wear the colour.

Hence the reference to royal blue, the obvious connotation that only royalty could wear the rich colour.

Indigo has remained a fashion and design favourite throughout the centuries, because it works well against a spectrum of col-ours. Deep dark tones along with some graded tones are the col-

It’s deep, moody and soothing, and can be found in boho, seaside and contemporary design. Indigo is racing up the style charts, but upon examination, it’s a colour which has never been out of style.

8

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ours prominent this season.From the infamous 'Mao suit' worn in China to the quintes-sentially American Levi's jeans; indigo has impacted lives the world over and continues to do so today.

It evokes a seriousness, from mili-tary references and tradition, and represents strength. While it is a masculine colour, when paired with white it quickly represents innocence. Indigo and white stripes instantly feel maritime, and the Duchess of Cambridge often opts for this colour palette when she is yachting.Indigo is commonly displayed in kitchens, with rich blue and

white china making a state-ment against an otherwise crisp white kitchen, however a more modern approach sees indigo taking central stage, with walls or cabinetry boldly saturated in this stunning blue. Matte indigo in a kitchen will match well with

a country theme, with traditional wooden stains contrasting well, while glossy indigo marries well in modern surrounds, against stain-less steel and white.

Classic and complex, indigo pro-vides a touch of mystique, while the familiarity is also comforting. Deep indigo walls in a bedroom form an intense backdrop for layers of texture. The colour is soothing, like a midnight sky, and can assist with a sound sleep.

You don’t need to paint an en-tire wall in indigo for it to create interest. Paint your ceiling ar-chitrave in indigo for a striking contrast against the crisp white ceiling, then mirror the colour in a deep rug, a large vase and cush-ions to bring the design concept together.

Indigo needn’t only be contrasted against white and wooden tones. Layer it with bright vibrancy, such as lime green and sunny yellow, for a modern and vivacious twist. It also teams well with accents of copper.

With hints of sophistication and spirituality, indigo conveys the right amount of energy and style to hold strong for seasons to come.

Against a saturated indigo wall, pure white looks luminous and angelic, a crisp and familiar contrast.

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If a home of excellent design and exceptional quality of workmanship is important to you, then look no further than

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legacy







03 308 9936 or 027 432 3258


legacy







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03 308 9936 or 027 432 3258

Today’s constructionis tomorrows

legacyIf a home of excellent design and

exceptional quality of workmanship is important to you, then look no

further than Des Millar construction. The quality home builders.

With more than 30 years of building quality homes for the Mid Canterbury

community, Des has a strong reputation for “old school”

workmanship, backed by results.

With hints of sophistication and spirituality, indigo conveys the right amount of energy and style to hold strong for seasons to come.

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Sunscreen roller blinds make a definite di erence in your com-fort during the heat of summer by cutting down glare and heat. It protects your carpet, furnishings and artworks without completely blocking your views. Sunscreen fabrics are especially e¦cient at filtering visible light and UV rays (up to 97%), thus increasing inte-rior comfort and reducing reflec-tions and glare on televisions or computer screens.

They deliver excellent protection against fading of furniture, floor-ing and appliances. Sunscreen fabrics can filter heat coming from the sun which in turns saves energy, by reducing air condition-ing costs and improves interior

comfort by maintaining lower temperatures.

The transparency of sunscreen blinds are a ected by the colour that you chose. Contrary to what you may automatically think, the darker the fabric the more you will see through the blind. The lighter the colour, the less. This is due to the sunlight reflecting o the lighter colours and mak-ing the holes in the weave seem smaller.

Another option is sheer roller blinds. With more transparen-cy than a sunscreen they o er privacy from neighbours or the road without enclosing the room. Our range of sheer fabrics have

been specifically chosen for New Zealand’s harsh UV conditions and are available in a large range of textures and neutral tones.

All of our blinds are made to measure to fit your windows. This means that they are customised according to your specifications regarding which side the control is on and whether it is front and back rolled.

Depending on which fabric is chosen the roller blinds can be made up to 3m wide. For win-dows and doors that are wid-er than that, we can use inline brackets to connect the blinds with one singular control. All roll-ers are fitted with co-ordinating

bottom rail colours and shapes, which also match our large range of curtain tracks, rods and finials.

If privacy at night is required, consider pairing the sunscreen rollers and sheer roller with block out rollers, curtains or romans. A huge range of curtain fabric is on hand in all sorts of patterns, colours and textures, which can be made into curtains with vari-ous headings and linings. Roman blinds can be installed with the upgrade of a chain controlled head rail for ease of use.

With summer just around the cor-ner, sunscreen blinds are a great way to combat the heat and glare in your home or o¦ce.

Rollingin style

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*Purchases between 01/08/13 - 31/08/13 are eligible. Terms & Conditions apply, see in store for details. †Offer is based on a 3brm house requiring 21blm of our houseline twill carpet, installation & 9mm underlay. Excludes door bars, uplifting & recycling charges, travel & other incidentals.

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Locals know that Tinwald is much more than just a place to drive through, in fact there is so much to see and do that you may not fit it all in one day. Now it is also the place where the latest sub-division has opened under the name of Cawton Grove.

Located on Tarbottons Road, Cawton Grove is directly across Stages 1 and 2 of the very suc-cessful rural Kelburn Estate. The subdivision o ers residential sections with a rural outlook and excellent views of the mountains.

Sections range in size, from 700 square metres to just over 1000 square metres. With fibre optic cables at the boundary, people living in Cawton Grove will have a fast internet access and that is an important benefit as we spend more and more time online to shop, find information, communi-cate with friends and family and more.

Cawton Grove will also feature a tennis court and a recreation reserve for children and adults to play, making the subdivision an ideal place for families.

Being part of the West Side Tinwald also brings many advan-tages as Tinwald o ers more than meets the eye.

With the hidden treasure which is the Tinwald Domain, you have four hectares of open space close to Cawton Grove where there is plenty of room to run around, have a picnic or find a quiet spot to read a good book.

The Tinwald Golf Course (gen-tle meander down the road), the Plains Vintage Railway and Historical Museum and all the

Tinwald amenities close by bring convenience, necessity and enter-tainment close.

With its amazing mountain views, easy access to town and a wide range of section size options, Cawton Grove is the perfect place to live and enjoy a serene environment. And if you would like a larger space, have a look across the road in Kelburn Estate where sections are up to 4000 square metres. Whether it is Caw-ton Grove or Kelburn Estate that suits you best, you have found a peaceful place to live.

Cawtongrove

Cawton Grove is the latest subdivision to open its gates in Tinwald bringing rural

living within reach of town residents.

11

“We are pleased to be moving our Branch and Rural sta to a brand new branch on Burnett Street and to rea¦rm our commitment to our customers in the region,” says Branch Manager Maggie Clark.

Localsnew home

ASB Ashburton will have a brand new look in early December and a new open-plan

layout.

“This new branch represents ASB’s commitment to the community, and we are looking forward to continuing to work with ASB’s customers in these fantastic new facilities to provide the best possible service.”

The new branch will also see the

addition of brand new, state-of-the-art technology including video conferencing facilities for customers to access a wide range of ASB specialists face to face as well as a brand new smart ATM and teller cash dispenser. There will be a 24 hours, seven

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THE ASB ASHBURTON TEAM ARE COMMITTED TO THEIR WORK WITH THE WIDER ASHBURTON COMMUNITY AND ARE EXCITED ABOUT THE ADDITION OF A NEW COMMUNITY BOARD WITHIN THE NEW BRANCH.

day a week technology lobby and Fastconnect for customer internet banking. Maggie and the ASB team welcome both existing customers, and non-customers to come and trial the new technology.

The new premises will also house

the growing ASB Rural team as they look to further support existing and new clients in the Mid Canterbury Region.

The ASB team in Ashburton are working together with St John to build caring communities and ultimately save more lives. This partnership is designed to deliver real, tangible benefits to communities.

One of the ways we help is by giving more people the tools to help save lives in their community, through first aid and CPR courses.

Ashburton Branch team - left to right: Bethany Davidson, Mel Kilworth, Anna Wells, Jo Dellow, Kiley Sparrow, Maggie Clark

Mid Canterbury Rural team - left to right: Sam Brown, Grant Polson, Debbie Counsell, Dan van der Salm, Leanne Mably, Claire Smith, Rob McConachy

asb.co.nz/homeloans

ASB Bank Limited’s lending criteria and conditions apply and are available at asb.co.nz/homeloans. An establishment fee may apply. Minimum 20% equity (an LVR of 80% or less) in the security property is required. You must have your main transactional account with ASB (with your salary or wages credited) and one other ASB product. Offer available to new qualifying home loans approved and prepared on ASB loan documentation between 13 September 2014 and 31 December 2014.

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MAGNIFICENT MARBLE

Luxurious, indulgent and glamourous. There’s little in the world that can top the beauty of marble, with its luminescence and distinctive veining. It exudes sheer elegance, and tops the

Where functionality is as important as form, this can be a di¦cult negotiation, between what works practically, compared with what looks pretty.

The marriage between your kitchen surfaces, stove, splashback and storage is what

can define hideous or haute.

Whether you’re building from scratch or giving your kitchen a face-lift, your countertops will take centre stage. With exposure to heat, knives and food, they carry a heavy burden, yet we still expect them to shine.

Killerkitchens

style chart. It stands up to heat well, and remains cool.Unfortunately marble has a porous nature, and absorbs liquids such as oil, wine and other spills that can be near impossible to remove. Sealers can help, but the surface will require sealing on a regular basis. Marble also chips

The heart of your home is where your life and love will radiate from, and in most

cases, this is the kitchen.

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easily, and it’s not uncommon for a corner to break o if it’s struck with a pot or pan.

COOL AS CONCRETE

No longer is concrete only for your foundation and floors. Concrete countertops fit well into an industrial chic or modern style palette and is considered an edgier choice than traditional options. It can be cast into unique shapes, and can be coloured to your desire. It can even include colourful stones and other materials, set in to the concrete for a unique focal point.

Like marble, concrete is porous, so can absorb liquid and stain without on-going sealing.

ENGINEERED STONE

Otherwise referred to as quartz, engineered stone is composed of natural quartz mixed with resin. Some brands are nonporous, heat and scratch resistant, and sturdy, making them virtually maintenance-free. As an engineered product, it is available in a spectrum of colours.

Times have changed since our parents bought an oven. Back then it was simple. You chose between gas or electric, and you accepted the colour would be white enamel. Simple.

As the way we eat evolves, so do the instruments we use to cook with. Stoves now come with an array of features, including a wok burner, multiple ovens, self-cleaning, dual-fuel, teppanyaki plates and more. Buying a kitchen staple has never been such a complex decision.

This is the important initial decision, as by choosing one,

you immediately eliminate all the other options that may be clouding your thought process. If you are building a kitchen from scratch, then a built-in option can be space saving, and from an aesthetic point of view, can look streamlined.

SIZE MATTERS

Measure the space available for your chosen stove, and then work with the options that you know will be suitable. They commonly range from 600mm wide through to 1500mm wide. Traditionally 600mm wide was the most popular choice, but now it is becoming more common to install 900mm.

GAS OR ELECTRIC?

Gas cook tops are popular with chefs, and are becoming more common in the kitchen, because of the ability to instantly control heat. If you choose to have a gas cook top, you don’t need to have a gas oven. You can to mix and match gas and electric cooking appliances.

BUTLER’S PANTRY

If you can a ord the luxury of a butler’s pantry, your decision won’t go unrewarded. A butler’s pantry is essentially a kitchen within a kitchen, and includes an additional sink, allowing you to do all your food prep in a hidden alcove of the kitchen.

If designed correctly, it can open you up to masses of essential storage, so you will never have to think twice about where to store your kitchen appliances.By preparing meals in the lavish pantry, your open plan kitchen is left spotless, perfect for entertaining. Prepare a veritable feast and keep the mess out of sight.

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Phone (03) 303 9830 or0800 500 564


Light Commercial




Phone (03) 303 9830 or0800 500 564


Light Commercial




Phone (03) 303 9830 or0800 500 564


Light Commercial




Phone (03) 303 9830 or0800 500 564

E: [email protected] P: 307 6126 M: 027 273 2803

163 Hollands Road, RD1, Ashburton 7771

MARK SCAMMELL

• Exterior Painting

• Interior Painting and Paperhanging

• Textured Ceilings, Cornices etc.

• Roof Painting by airless sprayer

• Waterblasting • Waterproofing

A better loan. A better way.

• Are you a first home buyer?

• Do you want to upgrade your home or building?

• Are you a business borrower needing expert advice?

As a Mortgage Adviser, Mark will work with you to match the right loan to your goals and financial position. He will do the leg work for you and will even work with your existing lender.

Mark is truly passionate about working for his clients and providing expert advice. He has over 20 years’ experience in the financial sector including roles as a retail banker and a corporate and commercial banker.

E: [email protected] W: loanmarket.co.nz/mark-caldwell.co.nz

For an obligation free appointment call Mark Caldwell on (03) 307 6667 or 027 249 6377

NZ_BRO_1561_OCT14.

The insider’s edge to secure financeThe home loan and finance landscapes have changed. This is due to events such as the Global Financial Crisis (GFC) felt from 2008, along with residential lending restrictions introduced in October 2013 by the Reserve Bank on high Loan-Value-Ratio residential mortgage lending. As a Mortgage Adviser, working actively in the market with New Zealand’s widest range of lenders, market knowledge on varying bank lending criteria, interest rates and fees can add significant value to borrowers.

With a focus on buying a new home, here are eight steps to a property purchase:

Planning what type of property you want and having a rough idea of what it’s likely to cost, means you can set yourself a target for the level of deposit. If your deposit is less than 20%, you may need to pay Lenders Mortgage Insurance – or you may incur a Low Equity Premium on your interest rate. Be sure to factor this in.

Before you start actively looking for a property, it’s worth speaking with a mortgage adviser. They’ll give you an accurate assessment of your borrowing capacity and determine your eligibility. Due to di erent assessment criteria for each lender, your adviser can provide guidance on where your goals are more likely to be met.

Looking for a house is always more time consuming than you expect, so schedule plenty of weekend time to attend open homes. Once you’ve found a place you like, make sure you ask your adviser about organising a valuation and if necessary, a building and LIM report.

1.Set your goals: 2.We’re ready to talk: 4.Kick o� the search: If you’re placing an o er with an agent, you’re in a stronger position if you’ve got a pre-approval. Pre-approval is essentially a green light from a lender to spend up to a certain amount. Just be mindful of conditions placed on pre-approvals, particularity the time frames imposed.

3.Get the green light:

Whether you buy at auction, by private treaty or o the plan, securing a property is cause for celebration. You’ll need to move fast to organise a few important things, like holding a deposit; engaging a solicitor / conveyancer, someone you trust to take care of the legal work; and notify your adviser – so they can quickly move you to formal approval.

Your adviser will sort out formal approval, by supplying or re-submitting documents to your chosen lender. During a ‘cooling o period’ the lender will value the property, process your application and make a final credit assessment. Your adviser will confirm your formal approval and send you documents to be reviewed (with your legal adviser) and signed.

5.Close the deal: The dates of settlement will probably have been agreed before the sale. The lenders and legal representatives from both sides will now organise the exchange of money and title. On the day of settlement you can collect your keys!

7.You’re ready to settle:

Your loan is set up and you’re all moved in - remember we’re still there for you when you need us. If you’ve got a question about your loan, or you decide to renovate, refinance or invest in another property, we are here to help!

8.Keep us in the 6.A few formalities:

[Mark Caldwell is a Registered Financial Adviser and the content contained within this article is of a general nature. A copy of Mark’s Disclosure Statement is available on request at [email protected]]

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Tinwalds latest subdivision directly across from Kelburn Estate located on the very sought after Tarbottons Road. With lovely mountain views and some sections with a rural outlook, sizes ranging from 700m2 -1000m2 and prices from $145,000 there is something for everyone.

Services include fi bre optic cable at the boundary. With easy access onto the main road into town, a beautiful Golf Club and Domain on your doorstep Cawton Grove will be Tinwald’s leading subdivision in the future.

With 1 section already sold and good interest in other sections call me now to hold a section for your new home.

For Sale $145,000 View by appointment rwashburton.co.nz Jarrod Ross027 259 [email protected]

Sue HoustonAdministrationManager03 307 8317

Annette McCullyUrban ConsultantMob: 027 438 2328

Veronica MonaghanProperty Manager Mob: 027 697 6948

Narelle UsmarAdministrator03 307 8317

Richard QuaidUrban ConsultantMob: 027 454 4745

Jarrod RossRural Consultant/ AuctioneerMob: 021 249 4644

Jill QuaidManagerMob: 027 437 6755

Mike GrantUrban ConsultantMob: 021 272 0202

Kim MillerUrban ConsultantMob: 027 236 8627

Cindy HaywardUrban ConsultantMob: 027 389 7955

Mandy MarshUrban ConsultantMob: 021 239 4418

Margaret WilsonUrban Consultant Mob: 021 221 2544

Mid Canterbury Real Estate Ltd (A member of the First National Group) Licensed Agent (REAA 2008)

Call us on our After Hours number 307 8317 or contact our agents on their cellphones.

SE A S O SNG R E E T NI

SGT 03 307 8317 E [email protected] Tancred Street, Ashburton 7700Mid Canterbury real Estate Limited Licensed REAA (2008)

Cawton Grove - Tarbottons Road Ashburton

Due to its hard wearing charac-teristics, polished concrete has evolved into one of the preferred products of choice for many flooring applications. It is consid-ered a good sustainable design flooring option as it makes use of the materials already present, polishing the exposed concrete eliminates the energy and mate-rial consumed by applying a floor covering, therefore making pol-ished concrete one of the most eco-friendly flooring options.

Providing a natural, modern and stylish look, polished concrete floors are low maintenance and more durable and easier to clean than many flooring options. It also has many other benefits

such as reducing dust mite and allergen problems, not support-ing mould growth, and is hard to chip or dent. A concrete floor has an extremely long life expectancy compared to other flooring and when properly maintained, it may give 100+ years of service.

When considering polished con-crete for your home whether it is a new built or a renovation, you need to be aware that one of the most important processes before you get your floor polished, is the placement of the concrete.

Perfectly placed concrete is crucial to achieve a perfect polish. When concrete is placed correctly, your polished concrete

floor will be a flatter floor with more uniform aggregate exposure and less pin holes and repairs to grout. The possibility of cracking is then reduced significantly and your floor will achieve higher gloss readings.

Perfect Polish is the contractor you want for the polishing of your floor as they have highly skilled operators using top of the line machinery with trusted HTC systems. With gloss testing, slip testing and a 10 point check list, your polished concrete floor will be screened to make sure it meets all the HTC Superfloor requirements and on completion, they will be given a 10 year war-ranty for peace of mind.

Having over 25 years’ experience in concrete and specialising in floor placing as well as patios, paths and driveways, Pave-co understand how to lay the perfect flat floor essential to a perfect polished finish. Paveco has worked on many projects with Perfect Polish and they have had exceptional results working together.

If you are interested in polished concrete for your home howev-er concerned you won’t get the perfect result you are expecting, rest assured by combining Pave-co to place your floor and Perfect Polish to complete the polishing, we guarantee your expectation will be exceeded.

Bring your fl oors to life with concrete polishing.

17

Perfectionin concrete

Natural, modern & stylish

Perfect Polish is dedicated to providing you with the highest quality polished concrete finishes

CALL LUKE WORSFOLD FOR A FREE QUOTE ON YOUR NEXT CONCRETE PROJECT:

0274 508 199 or 307 1381 • email: [email protected]

Certified HTC Superfloor contractor • Polished concrete • Exterior decorative

grinding • Concrete sealing • Water blasting • Decorative cutting and grouting

• Glue, paint & hump removal • Concrete repair & floor leveling

NEED A NEW DRIVEWAY, PATIO OR

PATH FOR YOUR HOME?Contact PAVECO today on 307 6466.

CONCRETE CONTRACTORS

13 Robinson Street, Riverside Industrial Estate, Ashburton

Phone 03 307 6466 • www.paveco.co.nz

What is Solar PV?

Solar PV (Solar Photovoltaic) e ectively uses the light from the sun and turns it into electricity, re-ducing your energy consumption and power bill at the same time. It does not have to be sunny for the panels to be working and they will

SUPERPOWER

We have all seen it and heard of it but the ins and outs of solar power are not commonly known. Pete Summerfi eld of Auric Energy gives us an inside look at what Solar PV really is and what it can mean for homeowners.

continue generating electricity on an overcast day. There are a lot of misconceptions surrounding the sun’s heat or lack of, in NZ.

The cost of installing a system is the same on an existing home as it is a new home and will only vary depending on size.

Why Go Solar?

Power prices have risen around 5% a year since 2001 and look to continually rise for years to come. When you install a Solar PV sys-tem you are essentially reducing your power bill for the next 25+

years. A lot of consumers who have installed Solar PV enjoy the feeling of reducing their depend-ency on the energy retailers and having to give them less money each month.

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“Make your house an energy effi cient home”

SOLAR POWER $749900• Only the best Monocrystalline Panels• Commercial & farm systems• Many happy local customers• Authorised LG Dealer• Residential systems• Over 1000 Installs

INSTALLED FROM

PETE SUMMERFIELDPower prices are on the rise. At Auric Energy we offer a range of products to keep you comfortable in your home and save money on power bills at the same time.

We buy straight from the manufacturer, this means you get a high quality product at a sharp price.

P: 0800 287 423 M: 0274 333 615 www.auricenergy.co.nz

HEAT PUMPS $199900

• Hitachi are the 3rd largest Japanese heat pump manufacturer in the world• Hitachi’s reliability means we can give the industries best 6 year warranty• Local backup support and installation service• Hitachi Heat Pumps are extremely quiet and very effi cient

INSTALLED FROM

$499900

• Free heat• Heat transfer• Positive air pressure• Existing heat systems• No more odours or

dampness• Signifi cantly reduce

condensation• HEPA fi lter (High Effi ciency

Particulate Air)

VENTILATIONINSTALLED FROM

Quality Product

The two main components of a Solar PV system are panels and the inverter. The Panels generate the DC electricity and the Invert-er converts it into AC electricity which we use in the home.

The things to look for when pur-chasing, are quality panels and a quality inverter. In order to se-lect the right panels it is recom-mended to go with a well known manufacturer. The reason for this is simple, it gives you confidence that the warranty will be hon-oured if required.

Every manufacturer gives the same 25 year performance war-ranty but who stands behind it is the important part. If you hear the line “they are made in China

but the head o¦ce is in Germa-ny,” be wary.

The other thing to look for with panels is monocrystalline. The two most commercialised panels are polycrystalline and monocrys-talline and simply put monocrys-talline is a purer form of silicon so is a more e¦cient panel. Anyone selling a polycrystalline panel will tell you there is no di erence but it is generally around a 2% loss of e¦ciency which is substantial on a Solar PV system.

Inverters are also a very impor-tant part of the system and it is the usual you get what you pay for scenario. There is currently a very good NZ made product available but there are also sever-al very high quality inverters be-ing imported into New Zealand.

Installation

Only a few weeks ago I spotted some solar panels facing south, this would be perfect if we were in the Northern Hemisphere. This is why you need to ensure when you purchase a Solar PV system your installer knows what they are doing. Orientation and angle can be flexible on smaller systems without e ecting over-all performance greatly but it is ideal to have an element of north facing if possible. There is no formal qualification

for installation in New Zealand yet, but your installer does need to be a qualified electrician and it would be ideal if they have al-ready installed a large number of systems or have a relevant over-seas qualification.

Power Companies and System Sizing

If you get sold a system that is too large it will a ect your return on investment and make your

EVERY MANUFACTURER GIVES THE SAME 25 YEAR PERFORMANCE WARRANTY BUT WHO STANDS BEHIND IT IS THE IMPORTANT PART.

payback period longer. There are two power companies that will give a fair amount for any energy exported back to them and en-courage Solar PV systems as long as they are sized correctly for the consumer’s needs.

19How to purchase the right Solar System?

IT IS CRUCIAL TO GET THE SYSTEM THAT BEST FITS YOUR NEEDS.

“Make your house an energy effi cient home”

SOLAR POWER $749900• Only the best Monocrystalline Panels• Commercial & farm systems• Many happy local customers• Authorised LG Dealer• Residential systems• Over 1000 Installs

INSTALLED FROM

PETE SUMMERFIELDPower prices are on the rise. At Auric Energy we offer a range of products to keep you comfortable in your home and save money on power bills at the same time.

We buy straight from the manufacturer, this means you get a high quality product at a sharp price.

P: 0800 287 423 M: 0274 333 615 www.auricenergy.co.nz

HEAT PUMPS $199900

• Hitachi are the 3rd largest Japanese heat pump manufacturer in the world• Hitachi’s reliability means we can give the industries best 6 year warranty• Local backup support and installation service• Hitachi Heat Pumps are extremely quiet and very effi cient

INSTALLED FROM

$499900

• Free heat• Heat transfer• Positive air pressure• Existing heat systems• No more odours or

dampness• Signifi cantly reduce

condensation• HEPA fi lter (High Effi ciency

Particulate Air)

VENTILATIONINSTALLED FROM

House to Home October

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Transcript of House to Home October