House Designs, SAC, 1925

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    Workers' Dwellings("The Stare Advances Act of 1916.")

    Information for Intending Applicants

    Please addreM a ll eo rl'tllpoOdt o4 to- The Manager, Sutte .>\dvanCE!'I CorPOra tlon(Workers DwelllnRS Brnneb) ,Box 690, O.P.O.,Drlal1nn t ."

    -~ J. . -s C,a!M)lrir. GovaNl'ln'll ~ 1 f l f f l r , Sn.bane

    I

    I

    \Jational Library ot A n!a ai.is-vnS815009-s 1-e

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    ~ . : ~WORKERS' DWELLINGS("The State Advances Act of 1916."I

    f 'Jnte llWdN-$$ ii.II Cf>!'tt4l>OOoeoeo to-- The Mae-ager,StCLte Ad"tlneui Carpor"&e lon(Wotkent Pw-eUlinp Brancb).

    & x $90, O.P.0,,Brlab1n1.

    INFORMATION FOR INTENDING APPLICANTS.Introduction .

    Tbe business in conuection with Workers' Dwellings under theprovisions or the State Advanees Aet is manui:ed by tho State AdvancesCorporation ('orkers ' Dwellings Brnneh) , and ia nnder the administration of the ~ f i n i s for Worka.'fhe objec t of the legislation is to priivide for t he graDting of loansto enablo p e r s o n ~ of limited income to ereot, under the Corpo1ation's

    ~ u p e r v i s i o n , 3\litablc liomes for themselves, with a comparatively smallcontribution by them towards the proposition, with easy terms 0repayment, and with a low rate of interest.For peroons who are less favourably circumstanced a.ad who cannot

    contribute the required deposit for a Worker's Dwelling, the Workers'Homes Scheme (lll\dei "2'/re lVorkers' II0111u A ~ t s " ) has been provided by the Government. This scheme is dcolt with in a separatepamphlet, copies of which may be obtained from the 'Vorkers' DwellingsOffice.Loo.us under tl1e State Ad,anees Act for Worketll' Dwellings cannotbe grnnted fo1 the purchase of houses already bnllt, the business beingconfined to the erection, under the supervision 0 the Corporation, ofnew dwellings, u11d to the 1mbscqmmt improvement of such dwellings.'l'he following rcqniremeuts are neoeS$ary to qualify a person to

    apply fr a loan ($eC page 5 for further detailR) :-(a) Ire must own a pieee of suitable re11idential land.(b) He must not already own a dwellio&.(o) His total income must not exceed 416 per annum.(d) Me must undertake that the proposed dwelling when erectedwill be used as a home for hi01$el and his family, aod for no

    other purpose.lt d i l l o - ~ . 0 0 0 . Octoc r lt '1.4.i e l 1:411lo_1o-4,0oo. OctQ, r, 19%'.

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    WORKERS' DWELLINGS.

    Lonll.8 may be granted up to 16s. in the of the fair estima.ted value

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    O R K ~ R S ' DWELLINGS.Eligible A p p l i c a n t ~ .

    _.\n applieMt for a loan for the erection of a Worker's Dwellingmust comply with the follov:iag requin,mrnts :-(a,) He must be ir. possession of the unencumbered title in his.own name of a suitable piece of laud in a residential localityon which t ho proposed dwelling is lo be erected.

    (b) :He must not be already the owner of a dwelling-ho03e.(c) He must not at the t ime of making the application be ii>receipt oI a total income in exceJIS of 416 per annUIJL(d ) l le most u.ndertake to use the dwellinl,l.bouse when erected

    as a home for himself and his family, and for no otherpurpose.Where a person is tile registered owner of a reiidence and has soldthe same on terms, he is not eligible to apply for a Worker's Dwelling

    until the title to such property has been transferred to the purchaser.Wbere an applicant has p r e v i o u ~ l y owned a Worker's Dwelling, the-question o.f his eligibility t.o apply again for a loan may be consideredon its med ts; bnt, u n l ~ s s * P ~ c i o l circumstances existed which made it

    necessary for him to dispose of his previous ' 'lorkcr's Dwelling, afurther npplication wi ll not be entertained.The income of :416 per nnnu1n referred to above is the gross incomefrom all 800reeB and without deductions. In east>S where applieants ar

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    \ \ ' O R J ~ F J R S ' IY\VF:l'lLINOS.

    Applications for advanees must be made to Ute Go1poration on theprescribed form, and be a ~ 1 o p a n i e d by Hn I nspection 1''oo of 3. Theinst rument of title to the land offel"OO as security mus t also beforwaTded. A l'OUgh floor plan of the ))ropose

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    WOHKBHS' D'VEI1l1TNOS. 7'f be land must be oonsidered by the Corporation to he a suit3bleRite for the erection of a Worker's Dwelliug, and mu.t be t m 1 t e d in u

    reside11tlol l o ~ l i t y . F ; v i d e n ~ e will be required thut the JJOarne11tion, may be m ~ d e uvail-able to an e.pplicant, or on the other hRuu a spccinl (]csign will bP.prepared if 11eecss.1ry. A r p l i t ~ \rill lio well ndviwd, however, toRubmit a r ough sketch of the house prnp0$00, and thus a i ; s i ~ t in the selec-tion of a plan to meet their reqnirements.Jf an nvnilable plnu and sp1>eiflMtion of a Worker's Dl\elliui:;ilrt' n by th

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    "\VORKERS' DWELLINGS.

    for the use of a plan and specification nf one of these designs will ~1 l s., providtd uo alterstion therein required. The npprorimate..stimate of the cost of these designs is shown under each illustration.Jf it is necelillary to prepare a special plan to meet the wishes of 8l?applicant, the following scale of b a i - ~ , to be based on the Corporation 's,.,.tininted co8t of the dvdling, will apply:- s. d.Dwelling np to 200 1 1 0Dwelling ovei 200 np to .;)50 . . . . 2 2 0Dwelling .. 350 ,. 500 . . 3 3 0Dwelling ,. 500 600 . . 5 5 ODwcUing ,, 600 .. 701\ . . 6 6 0Dwelling ,, 700 ,, BOO 7 7 0

    and a further 1 ls. for each additional 100 or purt thereof.Speeilieations do not include a stove; this m113t be supplied bythe applicant at his own expense, Specifications ntay, i f desired, includebath, tank, fencing, sewel'age, water scrvii:e, and fr"" or elect ric lightcrvicc (not including shades) .. Tenders.

    Tenders fov the building and other specified improvements areinvited by tlrn Corporation, and when received T>rticu lai:s of $lime arefu rnished to the appliellnt for his consideratiou nnd deeiaion. If a1>applicant is himself an efficient builder, he may, if h ~ so desire, tcndmfor the Preetfon of his own clwi>llinfl'.

    Erection of Building.On a . ~ c e p t a e of a '.!'ender, the applicnnt is required to e n ~ r inta Building Agreemfnt with the seleetP.d builder; sueh Building Agree.

    mr.nt iB prepared by t he Corporation.The building must be erected Ullder the nupervision of l nspccto..,.

    ~ m l l o y e J by the Corporation. InsWmeuts 0 the loan a , if requested,paid by the C-0rporation direct to the contrnotor a.s the work proceeds.In terest on t h ~ instalments, i f s.ny, will be charged to Ute applicant.

    Occupation of the dwellhig ill not allowed until the building ha"been flnally passed us satisfactory by the Corporation 's Inspector;11nder special circumstances occupation may be 11Uowed earlier, provideat.he COlltractor eignifie in writing to the Corpo"ration his consent thcret.o.

    Amount of Advance.L o ~ n s mnst not e ~ c e c d the rate of 16s. in .t: (four-fifths of thcecurity) on t he Co1poration s fair cstimatrcl security vttlue o f -

    (1) The land on.which the d\vc!Hng is to be erected;(2) The applicant 's share of f encing (ereeted, or to be erected!

    with portioll of the advance) ; and(3) 'J'be proposed dwelling.

    ~ J ; ; . t 1 o n a l L1brarv ot Ali :.tr nl;; ai;s.,.n5015009-::7-e

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    W O I ~ I { E R S ' DWELLINGS. 9Boundary fences on I.he land olftred a.$ seeurity are considered forsecurity purposes at not more than the reasooable valuation of the

    applicant's shore therein.Provided the $CCUrity o t i e r nd the proposition geue1ally a.redeemed satisfactory, a loan rnay be p r o v i ~ i o n a l l y granted towards thec0$t of a dwelling; of such an amonnt, within the abovementioned limitof 16s. in the , os in nil the circuin.qtances is couaidered to be consistentwith the nJJ.ture or the security and with U1e financial position andreasonable requirements of the applicant. 'l'he flnal amount of the loan,however, i$ determined on receipt of tenders.

    Generally, a loan exceeding 600 will not be entertained, unlessunder special circumstances and subject to special conditions. There is ,however, g e n ~ r a l l y no rest1iction placed by the Corporation upon thecost up to which a proposed Worker's Dwelling may be l l o w e d , providedthat the n p p l i c ~ n t i$ prepared to contribute ill ca9h SllY balance overrho approved loan.

    In an cases the amount of the 1011.n is based on the lowest tender.If such tender be less tb.,n the previous estimate of the CorpoTation, theloan provisionally grunted is correspondingly 1eduecd. For example:( f a loan of 500 be provisionally apprpvcd for a dwelling estimated tocost 1i00-thc applicant thus contributing .L.100-aud the lowest tenderbe only :580, but the aeeeptP.d tender preferred by the applicant be590, the final amount of the lon11 is redneed to 480. I f the tender

    ~ e e e p t e d by the npplicant be in cxcl'Ss of tho CJJtimated cost, the fnll111uo11nt over nnd above thl' loan approved ia pay11ble by the applicant ineash. The applicant is not bound to accept the lowllllt tender, but themonnt of the loan is ah.,ays based on .such t ~ n d c r .

    Cash Deposit.The nec= ry easll contribution requircJ to be deJl()Jlited by anapplicimt, in addi tion to the land stil>mitted A 1111rt ~ u r i t y , is ! l u s t r a ~by the following typical e x a m p l ~ s :- Corporation's e s t i m a t ~ d value of land . . 50T,owest tender for dwelling (not e x c ~ o oing Corporotion s estimate) . . 500Va lue of f.r.ncing alre.ady oroctro . . 20-

    100500Nil

    12060015

    150600Nil

    Total Scnrity 670 600 735 750-M11xim11m lonn p10,ided b)' Act (four-tlfths of tolAl security) 456 588 600

    Minimum c.1$1\ deposit required . . ~ 20 12 Nil- .

    ~ J ; ; . t 1 o n a l L1brarv ot nl;; ai;s-,.n5015009-:.8-e

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    JO.This cash deposit llltL'11itnnCP.3, be ~ o r w h n t grN1teJ h ~ n the xmonnt inclicatcd above.

    Fees Required.Tho furtlwr """h nnm1111t r ~ q 1 1 i r ~ n to be paid l1y sn applicnnt is asnntlcT:-

    ........... ..200 .1(,0 000

    - . .,...--- - - , - - - -- -uuo I 7CJO.. - - - - - - ,.... . !. d d. .. d. dJ, .. d .. d.ITn1pection Yeo -. . . 3 0 0 3 0 oa 0 oia 0 0 3 0 0 s 0 0! o!a OiG>lan Foe(if ~ plAn t"Cll')ljrcdJf 1 1 012 2 0 ' 3 j G 6 0 . ' 0'HegiA,...tin l ~ o ' 1 g a g o 1 0 O I 11 0 l 1 0 0I 0 0 I 0 0 I l fee poid will he ~ f t 1 1 1 < k d to the applicantSIS well as the whole of the plan fee paitl 1n0Yidccl the plan and p ~ e i f l e a -tion hnve xiot been p1epared.

    If the Application be withdrawn bofore the Jnn

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    WORKERS' D\VELLINGS. llIf the npplicaliou be wilhdra1ru nftct an advaocc hu been approvedno -.efund of fees will ~ made, except in ea!l(!S 1rhcrc the plan and

    ,i;pecillcatio11 have not been prepared whn the p).\n fro will be refundoo.Shou!cl, however, the application bo renewed within a reasonable time'in TC$pect of the same picee of land, and in cases where no plnn . feeb ns been refunded and the same pfan is d ~ s i r e d , it will he iwee11tNlwi thout pllJlment of fnl"thcr fees.

    Security Documents.'flio amount to be n

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    12 V.'OHKERS' D\VELLINGS.

    l:lhould it so happi>n thnt a. borrower is not in possession of hispass-book, payment mity neverthelesi be made and n recc.ipt thettforobtaind. Such payment will subsequ ently be ~ t e r e d in the pas;-bookin c x c h a n ~ e for the relntivP receipt.

    In$talmcnts may be paid at the \Vorke1-s' Dwellings Office, T.reasuryBuildings, B r i s b a n ~ , or may be lodged iu any bral\ch of the Commonw ~ l t h Bank for t r ~ n s f e r to the Workers' Dwellings Office. In centres

    w h c r ~ there is no brnneh of the Commonwealth Bank, payments maybe ma

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    WORKERS ' D 'VELL1NGS.tl10 State d v a n ~ e s Corporation os mortgAgec for their respective rights"nd interests, loss, i f 8DY1 paya.ble to the State Advances Corpo..atiQ11

    mortgagee, for a. sum equal to the con tract price for the buildings.The premiu.rn.s for such insurance and all renewals thereof must bepnid promptly by the borrower, either. (1) direct lo the Commissioner,Sta.te Government Insurance Office, Brisbuno; (2) t.o the Cornmissioner'alocal representative; or (:l) to tlto Workers' Dwelling$ Office or Common.wealth Bank branch in the some manner as tbc monthly instnlment, Alll'

    by the Corporation.Payment of Bates and Taxes.

    rhe borrower must promptly PllY all local authority rates and waterates, and othor rates and taxes, and forward the receipts to the-Corporation for inspection.Repairs.

    Tbe borrower must effeet al! repain to t he dwelling, outbuildings,fences, &e., and keep the improvements in good t4lnautable repair at his-own expense and 'to the satisfaction of the Corporal.ion.

    Sa.Ie of the Dwelling.Intending applicants, tltc nnt11re of whose employrnei;it ma.y suhjcctt.hem lo a transfer to another town, need not heiitute on that accounlto mnl1e applioatlon for a loan. Jf for nny satisfactory l'l?ason the holder.of n Worker's Dwelling wishes to t r a n s ~ c r hiA intP.rtst nnd hi3 tit! tothe l1t:11d to another eligible imd su\tnbt(l person, he will be permittedto do so under r e a ~ o n a b l c conditions. For instance, portion of theproceeds may be required to go towards reducing the balance of theloan. In such cil'Cumstanees the borrower wonld still get the ber..efit t)fhis selling prier.. Each ease is d ~ a l t with ou Jts merits, and specialconsideration given where s p e c i ~ J circumstances cxi!lt. If the unpaldbnlanco of the Coi-poration s loan is being met in cash the owner is atliberty to make whatever :irrangctnents he prefers ns to the sale o! the.dwelling and the laud.

    J;;.t1onal L1brarv ot All :.tr nl'3 a ~ i s - , n531 5009-:.1 ::-e

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    14 \VORK.ERS' DWEI,LINGS.Letting the Dwelling.

    Shonld the borrower, through illness or the n ~ i t y to seektcn1porary employ1J1ent in another town, or for some other satisfaetory-ren.son, wish to temporari ly let his dwelling to another suitable person,.he may be porn1itted to do ~ o for a limited time, provided he first obt.ainfithe Corpol'a lion's consent thereto. In such cases it wi ll be the generairule, subject to relaxation under spceinl circ11mi;ta11ccs, to require th1>rent agreed npon between the borrower nnd the new tenant to be paidto the Corponition for c1cditing to the borrowcr'R account towards.r educing his loan i n d e b t e d n e s . ~ .

    Release of Mortgage.WhPD the loan has been repaid in full the 1uorli;age will b

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    HINTS TO INTENDING APPLICANTS.

    As it is the ~ s i r e of 1he Corporation to 11ssist ;1pplieants by providing a maximum of 001nfort and eonvenienec in Uteir homes

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    l ~ V.'ORKERS' D\VELLINGS.

    APPROXIMATE ESTIMATE OF COST.

    1'he npproximnte estimate of cost shown with each illushation onthe foUowi'll'J pages applies to BrisbaQe Di.strict; allowance must be madefor any variation in costs in other districts. Esch estimate provides forIIle undermentioned items, and in cai;e some of such items are not desiredl-0 be included in 3 proposed hnuse the approximnt.c ''alue of cub is$howu, so that the applicant may make allownuco for i ; amp, '. -- ...... .,.......... . ' --..- ----- - .... ' -. Iten1.Hatt.eniug bot.ween s t u m p ~ , allround hoi.u>o.\'\'ater Service '. :J.:m1uullcd llatl1J:11a11wlled V.'ash B 1 1 ~ i 1 1Co1t

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    \\.ORK 1

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    18 \YORKERS' D\'i'ELLINGS.-

    11880-425 to 450 (BRISBANE, 1925)

    1 ( 1 1 1 1. _ _ _ . O! $1 " ~ - - t

    Lit '-.40 F-!1-----,:=I ' ' ' ' u: 71 11 O!ae o . t-oo

    .,, ......,,. .....

    ~ J ; ; . t 1 o n a l L1brar v ot nl'3 a ~ i s - , n 5 3 1 5 0 0 9

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    19

    -12171-450 to .C475 (BRISBANE, 1925).

    ~ 1 t C . 1 f ~ ll O l.OO.,

    [1Yl l O l . OOM

    I ' ' 0'21 t 1? ' DI , ... .. fil l

    I to t . . O O

    l' Ol...

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    20 'VOHKY.:RS' D\VELT,INGS.

    11802-495 to 520 (BRISBANE, 1925).

    IC.l t( ll

    I ID "-POii14 ' 0!1 roto.

    110 LOOll

    14 ! O! 12! . ,

    LVI M l OO 14 o

    14! t ' 141. 0 1 V f . l . A . ' 1 0 ~ W'l f l

    J ; ; . t i o n a l Librar y ot nl;!j a ~ i s - , n 5 3 1 5 0 0 9

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    \\'ORKERS' D\\'ELI,I:\GS. 21

    11889-525 to 550 ( B R I S B A N ~ . 1925).

    & tD ,.,_oo u t ,.,,_. , 1s:oh 14

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    22 WORJCERS' D\VELLINGS:

    12022-545 to 570 (BRISBANE, 1925) .

    .:.. 1f( l f l .-__ ,______Q! O!.o. l l !O!

    11---- ----1JfO ._OC.t

    l1Y I Jl 6 l . 00 11. 1

    . .h------1'' .-..0011.

    12 o 11: o:r., ......,.......

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    \\'ORKERS' D\VELLINOS. 23

    11886-550 to 580 (BRISBANl!l. 1925)

    .:. t; .. .. .a .. l.l(,IAIJ 1,,a . .U t \ . li. t l ( 1 t l , ..

    1:2'' ' I I

    1 1O LtOil

    -- ., .; :. ;. . ~. . ltO l . tfJI.

    ... ......

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    \VOllJCERS' DWELLTXGS.

    W.H. 487- 560 to 590 (f!RISBANE. 1925).

    .) l l tl C ll...t sI ! ' : . ~

    - 1s 1 .q-o.

    r t . 14' O' . \l"O '-! : "' .., ... (. r - - - ' ' - 1 ~ ~ , . + . l

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    25

    _. -1lffi II/i! / :::J /I 11I/j1111111/111ill iiiiiiiillll .lllllllllll!lllli 11 ~ 1iiI ! Ii I I I ' I I . . Ii.

    W.H. 606-570 to 600 (BRISBANE, 1925).

    . ~ I ! ~ .,." It . '-00"'-. ...: .. ~ l o . I \ ll.'0' C''O!, _ $ I - . ' ... '- .... . r

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    26 \\IORKERS' DWELLINGS.

    . 11808-590 to 620 I B H I S B A N I ~ . 1026).

    ~ ! l o '-.f t'" ""- ' 'l .:pCii S . f 1 ht ..

    : : \

    - ..' ?- , r-== ;:..-.. 14 '1 ' 1'1'! Jo

    J;;.t1onal L1brar v ot All :.tr nl'3 a ~ i s - , n531 5009-:.:'5-e

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    \VORKERS' DWELJ,Jl'\GS. 27

    : - : ~I ~ . ! : ~ : rn 1. . ..,, ,,, , IT"1~ -

    rw .:i. - ? : ~

    11854- 590 to 620 (BRISBANE, 1926).

    I l l tC. t..00 131.b ' ro

    -:ri. '

    l lV 11 6~ 7 ' 1 17' 6 1 " ,... , ...

    l I Oft..00 \1

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    28 'VORKERS' DWELLINGS.

    11806-600 I fG&O (BRISIJAl\E, 1926 )

    ... .......fl! Q ' . , . e. d'1--_..:>t.. .__ ,_,,,-

    .., .. . 10 . l lJ...t1 11:)t,f(,t. J

    ,,. .. . 4 ..

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    \VOHKRRS ' D \ V E L J ~ G S

    ,

    1190()-600 to 630 (BRISBANE, 1925 ).

    """' ' ' ' 'L t

    14 1 ' ~

    MI t4: .. 14 '

    141 lJ' ...

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    30 \\'ORKF:RS' D"' ELLINOS.

    11977-605 to 640

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    ' V O R K J < ~ R S D\VELLINGS.

    11947-605 to .640 (DRISBANEl, 1925)

    .. .... ' Io .__ 0 0

    ...........l t 'f l l O t..

    ,... . . ..... ..... . . ,1 t' I 0 I '.. . .

    31

    J;;.t1onal L1brar v ot All :.tr nl'3 a ~ i s - , n531 5009-:. 30 -e

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    \YORKERS' D \VELLil\OS.

    11747-615 to 650 (BRISBANE, 1925).

    u., .. _ ... .. ......... . . ..' ..

    .. . ~ . , '." ........... , ... . . " .... . , ' I . . _ ' ._ . ' t

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    WORKERS' DWELLINGS.

    W.H. 25!>-615 to 650 (BRISBANE, 1925)

    . ....1 ' . - l lC l l

    z .

    ;...l I ., I I 6

    ....

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    \VORKERS' D\VELLil\GS.

    10971-615 to 650 (BRISBANE:, 1925).

    l IYI It LOO j j ' r l l . i tl A'I I' IN I r t"-'

    , , ............ .

    J

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    WORKERS' DWELLING$.

    11697-630 to 660 (BRISBANE, 1926).

    -" ft0 . .

    !. --" ,J ;- ;- ' .I ~ # H'

    J I D f...00 11. .-.-. J --.

    J l . = = = ' - - . t : : r < ; ~ m - w : - : " .. , .12'

    35

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    :lG ' ~ O R K J < : R S ' DWELLINGS.

    11771-630 to 665 (BRISBANE, 1926) .

    -..J-

    . ..... .. .... Jl t l L'I '

    6 ' .)'

    .. .. ... ,.,, .. .... .. ,...,.t .... t I ' ! i ; ; ; < ' i i ! ' i ' i ' l i ' ~ : B r : ' T

    .... i 4' '

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    WORKERS' DWELLINGS. 37

    11611- 6(5 to 680 (DRISBAl(ll:, 1926) .

    .... . . , . , , . t . ......~ ..

    .....I I # o t. '- . .. .

    . t I t ' t..O - ' ,' ,,. . ,. , t l . . . .. .ti

    J;;.t1onal L1brar v ot All :.tr nl'3 a ~ i s - , n531 5009-:. 36 -e

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    38 '.\'ORKERS' DWELJ,JNGS.

    12106-655 to 690 (BRISBANE, 1926).

    I .

    l lt. "-00

    M . ) ' f4 ' 11

    .... .>! .. f '.......

    ....

    , . ,>.

    I ' I - ':

    ~ J ; ; . t 1 o n a l L1brar v ot nl'3 a ~ i s - , n 5 3 1 5 0 0 9 - : . 3 7

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    "'ORKERS' D\VELLlNGS.

    12343-J:GG5 to 700 (BRISBANE, 1925).

    I l l ....... . ..

    J4 ' t I)>' I . \ II

    , ._ ( t.. . 4' " l

    In the eonatrucllon of the building Illustrated aboTe, this etandardlsedground plan was reversed to suit tl1e aspect of the particular slte.

    39

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    40 V.'ORKERS' D\VELLTNGS.

    12009-690 to 725 (BRISBAN!;, 1025) .

    L ' ' ' l. ..

    . , l

    ...

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    WORKERS' DWELLINGS.

    11579-$95 to 730 (BRISBANE. 1925).

    , , . 1));' 11: 7, ..,.......=l=it""P-- -- --!"" - - - ..--

    -.1:.

    l1 111 0 . Leo a

    M' 7a, ,..:

    r t I L t

    > 0 .... 00 . . .

    ttL.( 1 .

    41

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    41/47

    42 \VORKERS ' D\VELLINGS.

    10983-.705 to 70 (BRISBANE, 1926).

    u..4

    : : '.,.'..if.

    &.

    .. . ....

    ........

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    \VORKERS' D\VELUNGS. 43

    10833-710 to 750 (BRISBANE, 1926).

    , . ,,.r ~ ' . ~ ....,w. r \ j- l . . .... , . ;~

    . ~ ! " " ' . . . , , , . . . . . . .F: ....... . ....... . . ... .I

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    44 " '0RKERS 'D\VE LLJNGS.

    11612_770 to 810 (BRISBANE, 1925).

    l f t IL. - .... . ,. '.'.{...l . ,,.

    . .. .. ... ill, *" ..

    - ' n;;:i .::.-, .)

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    \VORKERS' D\VELLINGS.

    11695-780 to 820 (BRISBANE, 1925).

    OI, I I I o o ........ ... ....

    ..:?''' ''' 1.00 ...."'

    .........,......... ../ " ! ~ . .

    45

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    45/47

    46 \VORKERS' DWELLINGS.

    12154-960 to 1,010 (BRISBANE, 1925).

    ..; 4 ;..: . .: ; i. ... ': .h

    ' ' . , l ...... ,

    ..,... ,, ,,..... I L . ,. .. 1 1 " " 1 ' ':!!k:.........0 I . . 0 1 1 0 4' UI

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    \VORKERS' D'\\'ELLJNGS.

    11685- $90 to .1,050 (BRISBANE, 1926).

    ,,., .. . ... , .

    47

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    48 \VORKEBS' D\VELLINGS.

    ..

    12143-1.140 to 1,200 (B'l!SBANJ!J, 1920)

    ..... ......... . . ..' ... . ...