HOPE Brochure

Leading a Global Silver Rights Movement in the 21st Century Through Financial Literacy

“Making Capitalism and Free Enterprise Work for the Poor”Ambassador Andrew Young, Civil Rights Icon and HOPE Global Spokesman

It’s not necessarily about making more money but making smarter and more informed financial decisions.

The Silver Rights Movement

“Both young people and adults need basic knowledge about how our economy functions as well as the skills to make it work for them. Operation HOPE seeks to give those skills to people who otherwise would be left out and left behind.”

Excerpt from Giving: How Each of us Can Change the World by Bill Clinton

Strategy for Sustainable Growth Operation HOPE remains committed to building a broad developmental base to support the sustainable growth of the organization’s programs and initiatives.

Strategic Objectives by 2012• Educate 5 million children in financial literacy.• Recruit and train 25,000 professional HOPE Corps volunteers.• Fund $1 billion in low wealth home ownership.• Attract 1,000 of America’s leading private sector brands to our movement.

Operation HOPE is a non-profit, public benefit organization, founded immediately following the civil unrest of April 29, 1992 in Los Angeles. HOPE is a leading provider of economic tools and services. HOPE is an effective facilitator, lender, advocate and educator for and on behalf of low wealth individuals. Through a series of public/private partnerships and strategic alliances, HOPE has developed and implemented programs focused on connecting the minority community with mainstream, private sector resources, and empowering under-served communities.

HOPE seeks to create sustainable change within under-served communities by consistently promoting opportunity, self-esteem, self love, optimism and future aspiration. HOPE advocates the positive merits of inner-city communities to big business interests, encouraging them to, in the words of HOPE founder John Hope Bryant, provide “a hand up, and not simply a hand out,” and to “do well by doing good.”

HOPE seeks to make the development and “privatization of inner-city and under-served communities” a top priority; serving as a bridge and facilitator between mainstream and minority communities. The objective of HOPE’s work is life sustaining change, rooted in individual, vested interest. HOPE does not promote either a “Great Society” or conservative bootstrap approach, but rather seeks to find the sensible middle ground in every situation, wherein both parties have an interest in the outcome.

MissionTo expand economic opportunity in under served communities through economic education and empowerment. HOPE improves the economic quality of life for individuals, families and communities through programs that create stakeholders: converting check cashing customers into banking customers, renters into homeowners, small business dreamers into small business owners, and minimum wage workers into living wage workers.

HOPE’s mission to eradicate poverty and empower the wealth-less is a movement to establish a Silver Rights Movement; a movement focused on freeing and enriching a persons spirit, and growing net worth to advance their economic standing.

VisionTo eradicate poverty as we know it, in our lifetime through Silver Rights; the right to financial literacy and access to capital for the under served.

It has been a pleasure and an eye opening experience to participate as a HOPE Corps volunteer for Operation HOPE’s Banking on Our Future program. The first time I walked into the 5th grade classroom I saw eager little faces who wanted to know all about banking. On one occasion they wanted to skip recess in order for me to continue discussing my banking experiences. It touched my heart to receive written responses from the students informing me about how much they learned about banking. One student wrote, “Everything you told us is important because as the years go by we will get involved with banking. You are someone to help us take the first step. Then we are on our own, but those steps are huge. That’s why no matter what you teach us you’ll be showing us our way through.” -HOPE Corps Volunteer

How To Become a Volunteer

The first step in becoming a HOPE Corps volunteer is to register online at www.operationhope.org and click on the “Be a Hero” link. HOPE Corps volunteers can register for any of HOPE’s program areas including; Banking on Our Future, HOPE Coalition America, and the HOPE Banking Center Network. Once successfully registered we will contact you to arrange an orientation/training conference call which will detail volunteer opportunities and provide program delivery training.

For questions or more information please call 877-592-HOPE (4673) or e-mail [email protected].

Our goal is to recruit 25,000 volunteers by year 2012.

About HOPE

HOPE Corps is designed to enable any individual that has a passion for the promotion of financial self-sufficiency and empowerment to become a HERO doing just that in their own community. Enthusiastic and compassionate members provide financial literacy to youth through the Banking on Our Future program; provide financial guidance to disaster individuals and families through our HOPE Coalition America program; and provide economic education in the areas of credit, investments and home ownership at our HOPE Centers.

Types of VolunteersBanking on Our Future Volunteer to empower students, ages 9 through 18, in low-to-moderate income schools and community based organizations, on basic financial literacy concepts. With the help of our fun and engaging classroom materials, HOPE Corps volunteers teach students about the fundamentals of personal dignity through concepts such as: budgeting, checking and savings accounts, credit and investments. The program is taught in 5 modules and a variety of schedules and locations are offered in the markets we serve to accommodate volunteer’s busy lives.

HOPE Banking Center NetworkVolunteers can teach a class that leads to financial empowerment for adults in their community: from investments and insurance to how to create and conduct a PowerPoint presentation. HOPE Corps volunteers can also offer technical assistance to our Cyber Café community members and assist with community outreach and events.

HOPE Coalition AmericaVolunteer for the only economic disaster relief and preparation organization in the country. Volunteers are trained to provide disaster preparation and recovery counseling over-the-phone from their home or work. HOPE Corps volunteers can also conduct seminars and take advantage of the opportunity to join response teams that go out to the sites of nationally declared disasters to counsel victims through their economic recovery period.

HOPE Interns Operation HOPE internships are designed to give qualified full-time college students an opportunity to work at a cutting edge social entrepreneurial organization that will provide them additional funding with which to peruse their education while enhancing their job skills.

HOPE Corps

Interested in getting involved in the HOPE Corps?

You can:

Register to become a volunteer online at www.operationhope.org.

Volunteer in a variety of ways through Banking on Our Future, the HOPE Centers or HOPE Coalition America.

Establish your company as an advocate for financial literacy by getting your company involved as a volunteer partner.

Operation HOPE has grown into a financial empowerment leader focused on making capitalism and the free enterprise system work for the poor. We have raised more than $400 million to support our work to empower the poor with silver rights, all over the world, and have educated more than 250,000 youth in financial literacy, helped more than 103,000 survivors of Hurricane Katrina in partnership with former President Bill Clinton and his foundation along with H&R Block, created more than 1,000 owners of homes and small business.

HOPE is operational in 15 U.S. markets, serving 68 U.S. cities. In 2007, HOPE went global and launched two program offices in South Africa.

In short, we are proud of how far we have come and for where we are going. Whether you are a client of Operation HOPE, a partner or new to the world of HOPE the HOPE family welcomes you.

We realize that we have a tremendous responsibility to the communities we serve around the globe and we know that working together poverty can be eradicated in our world.

Onward and…With HOPE

John Hope BryantFounder, Chairman and Chief Executive OfficerOperation HOPE

Vice ChairmanU.S. Presidents Advisory Councilon Financial Literacy

William WalbrecherPresident and Chief Operating Officer

Ambassador Andrew YoungCivil Rights Icon and HOPE Global Spokesman

John Hope Bryant

William Walbrecher

Ambassador Andrew Young

A Message of HOPE

Banking on Our Future Program Offices and Active Cities

Orange County(Anaheim, Chino, Costa

Mesa, Pomona, Santa Ana)

Bay Area(Antioch, East Palo Alto, Menlo ParkOakland, Pittsburg, San Francisco,

Treasure Island)

Atlanta (Decatur, Duluth, Jonesboro, Marietta , Riverdale, Smyrna)

Baltimore(Prince Georges County

Upper Marlboro)

Boston (Cambridge,

Chelsea, Everett,Medford, Somerville)

Chicago(Des plaines, Plainfield,

Round Lake, Waukegan)

Los Angeles(Carson, Compton, Gardena,

Inglewood , Los Angeles, Maywood, Pasadena, South Gate, Torrance

Van Nuys, Watts)

Dallas

Denver(Aurora)

Detroit

New Orleans

New York(New York City)

Philadelphia(Chester, Harrisburg, Holmes

Levittown, Norristown, Pottstown, Wilmington, DE)

Pittsburgh(Ambridge, Coraopolis, McKeesport,

Wilkinsburg, Uniontown)

Portland(Beaverton)

Washington D.C.(Arlington)

HOPE Global Initiatives

HOPE Global Initiatives was developed out of the organization’s leadership role in hosting Ambassadors and Heads of State visiting Southern California, as well as the founder’s former role with the United Nations Conference on Trade and Development, Geneva, Switzerland, as their first ever goodwill ambassador to the United States.

The role of HOPE Global Initiatives is to promote and advocate the benefits of economic empowerment as a tool for vastly improving the quality of life in developing countries, with a particular focus on developing countries on the African continent. The role has expanded to serve underserved communities throughout the world.

Interested in getting involved in HOPE Global Initiatives?

You can:

Volunteer through HOPE Corps to work with HOPE in our active global markets. Executives going on sabbatical, college students looking for volunteer work abroad and retirees are all good candidates for HGI.

Support the program through a financial contribution. You can earmark your contribution to go towards our global work.

South Africa Program Offices

Wellington/ Cape Town Johannesburg

Our goal is to educate 5 million youth through financial literacy by 2012; 1 million through face to face instruction and 4 million through bankingonourfuture.org.

Other BOOF ProgramsBOOF Inside BOOF Inside is HOPE initiative to reach and teach youth in small urban and rural, low wealth communities across America. BOOF Inside serves as the model by which partners facilitate BOOF.Org sessions wherever computers and youth are.

BOOF College Banking on Our Future College Edition addresses the need to provide financial education to the second largest group of bankruptcy filers in the country, college students. BOOF College empowers college students to manage current expenses and plan for their future, and to work to alleviate the number one reason why black students drop out of college. BOOF College Edition provides financial literacy education to college and university campuses nationwide.

BOOF Adult EducationThe Banking on Our Future, Adult Edition targets low-wealth adults outside of the HOPE Center Network through on-line and face-to-face instruction utilizing bankingonourfuture.org and the FDIC’s Money $mart program.

The goal of the HOPE Banking Center Network (HBCN) is to become the undisputed leader in the delivery of creative, non-traditional yet “mainstreamed” financial services in urban, inner-city and low-wealth communities and to become the recognized private banker to and for the working poor and the under-served.

This model will create an innovative structure making the HBCN cutting edge with services that improve the economic quality of life for individuals, families and businesses located in low wealth/emerging market communities. The concept will focus on “Doing Well and Doing Good,” through a blended revenue and co-branded financially self-sustaining - sponsor oriented model.

The HBCN is structured to be the de-facto “Kinko’s of Economic Empowerment;” providing on-the-ground economic empowerment tools and services in existing HBCN locations, retail outlets and traditional bank branches in strategic locations. This concept will provide multiple delivery options that will allow the expansion of the HBCN branding and service menus nationwide and internationally.

HOPE Banking Center Network

Interested in getting involved in the HOPE Banking Center Network?

You can:

Volunteer to teach seminars or workshops at the HOPE Center.

Support the program through a financial contribution or by becoming an Empowerment Corner partner.

Become a co-branded empowerment corner partner, lending partner or banking partner.

Empower yourself and take control of your financial future by becoming a HOPE Banking Center client at the nearest HOPE Banking Center location.

“A one-stop shop for changing your life.”

Mortgage HOPE Crisis HotlineThe Mortgage HOPE Crisis Hotline was first introduced on April 12, 2007 at a press conference with Eric Garcetti, President of the Los Angeles City Council. Through our national HOPE Center (800) 592-HOPE (4673) individuals and families are provided information and guidance in the many financial decisions they must make including how to:

1) negotiate with your lender2) apply for a loan modification3) avoiding foreclosure4) sell a house and purchase an affordable home5) restructure existing debt and obligations6) refinancing home

Home Ownership ProgramThe Home Buyers Program features federally insured banking partners and is designed to increase home ownership.

Benefits • Access to innovative loan products from FDIC insured financial institutions • Refinancing and home equity lines of credit • No money down programs • Border income accepted • 3% down programs • Access to down payment assistance • Professional realtors committed to working for you • First time home buying programs designed to meet the needs of low/moderate income borrowers • Home Ownership Counseling

Small Business, Home Ownership and Money Management CounselingDesigned to assist individuals with traditional denial factors that would otherwise prohibit them from achieving their dreams of ownership. This specialized program provides an individualized approach to help clients identify and resolve financial issues that prevent them from owning a home or small business.

Program Features• Access to FREE credit and money management counseling• Credit dispute resolution• Free money management and budget analysis and preparation• Access to exclusive matching grant funds• Post funding assistance

Small Business Empowerment Program An integrated system designed for small businesses located in under-served communities. The program seeks to vertically integrate education with direct lending, entrepreneurial training, counseling and tracking functions. The end result is a small

business with tools and resources to ensure success, growth, increased revenues and job creation within designated under-served communities across America.

Program FeaturesThe program facilitates the delivery of a range of professional business services, resources, information and access to over 25 direct lenders. Operation HOPE assists small business owners to identify problems that plague business operations, profitability or growth and develop a plan to address their business challenges.

• Small business educational workshops• Small business loan programs• Grant programs• Direct loan fund programs from $2,000 and up• Equity and debt financing• Working capital financing• Commercial financing• Small business counseling• Credit and money management assistance• Entrepreneur training

Cyber CaféThe HOPE Inner-City Cyber Café is equipped with cutting edge computer stations, the latest software programs and high speed internet access through unique partnerships with leading high tech hardware and software providers. In addition to our computer literacy training and workshops, the HOPE Inner-City Cyber Café offers gourmet coffee, a comfortable relaxed atmosphere in which to conduct e-commerce related business, research, access to printing, faxing and copying services.

Features• Computer Station Access• Internet Access• Fax Services• Copy Services• Direct TV• Cyber Lounge Area• Color Copying

Financial Literacy Workshops • Credit and money management• Home ownership• Small Business • EITC (Earned Income Tax Credit)• Insurance• Investments

Other HOPE Banking Center Features for Clients• Utility bill payment services• Free credit reports

HOPE Coalition America

HOPE Coalition America is the national emergency preparedness and recovery division of HOPE. The Coalition is a collaboration of executives and professionals from the banking, financial services and insurance industries and other institutions that provide financial and economic guidance and assistance to individuals and small businesses before and after emergencies and disasters. Additional participants include educators, government officials, social service and community services agencies which provide financial and economic guidance and assistance to individuals and small businesses affected by emergencies and disasters.

Two of our principal products: the Emergency Financial First Aid Kit (EFFAK), a document which guides individuals to consolidate information including personal contact, financial and legal information; and the companion document, the Personal Disaster Preparedness Guide (PDPG) which guides them through required survival and recovery information and the steps they should take prior to an emergency.

The United States has the strongest network of first responders to address immediate health, safety, and infrastructure needs after disasters, through agencies such as the American Red Cross and Federal Emergency Management Agency (FEMA). HOPE Coalition America strengthens that network by assisting individuals with the short, medium and long-term economic and financial challenges they face following disasters or emergencies.

Interested in getting involved in the HOPE Coalition America program?

You can:

Support the program through a financial contribution.

Provide disaster and recovery counseling for individuals effected by disasters.

Get Involved by bringing Preparation and Recovery seminars to your place of business or to individuals in your community.

HOPE Coalition America free services include:

• Pre-disaster Preparedness Seminars, featuring the EFFAK and PDPG documents • Emergency Budget Counseling • Emergency Credit Management • Assistance with Deferring Mortgage Payments

• Assistance with Working with Your Creditors • Referrals to Government and Private Agencies • Assistance with Obtaining Copies of Destroyed Financial Documents • Insurance Claims Assistance

The U.S. President’s Advisory Council on Financial Literacy

On January 22, 2008 President George W. Bush signed an executive order establishing within the Department of the Treasury the U.S. President’s Advisory Council on Financial Literacy. The Council is a testament to the 16 years the HOPE Family has invested in bringing the issue of financial literacy to the forefront.

Home Ownership ProgramThe Home Buyers Program features federally insured banking partners and is designed to increase home ownership.

Benefits • Access to innovative loan products from FDIC insured financial institutions • Refinancing and home equity lines of credit • No money down programs • Border income accepted • 3% down programs • Access to down payment assistance • Professional realtors committed to working for you • First time home buying programs designed to meet the needs of low/moderate income borrowers • Home Ownership Counseling

Small Business, Home Ownership and Money Management CounselingDesigned to assist individuals with traditional denial factors that would otherwise prohibit them from achieving their dreams of ownership. This specialized program provides an individualized approach to help clients identify and resolve financial issues that prevent them from owning a home or small business.

Program Features• Access to FREE credit and money management counseling• Credit dispute resolution• Free money management and budget analysis and preparation• Access to exclusive matching grant funds• Post funding assistance

Small Business Empowerment Program An integrated system designed for small businesses located in under-served communities. The program seeks to vertically integrate education with direct lending, entrepreneurial training, counseling and tracking functions. The end result is a small

business with tools and resources to ensure success, growth, increased revenues and job creation within designated under-served communities across America.

Program FeaturesThe program facilitates the delivery of a range of professional business services, resources, information and access to over 25 direct lenders. Operation HOPE assists small business owners to identify problems that plague business operations, profitability or growth and develop a plan to address their business challenges.

• Small business educational workshops• Small business loan programs• Grant programs• Direct loan fund programs from $2,000 and up• Equity and debt financing• Working capital financing• Commercial financing• Small business counseling• Credit and money management assistance• Entrepreneur training

Cyber CaféThe HOPE Inner-City Cyber Café is equipped with cutting edge computer stations, the latest software programs and high speed internet access through unique partnerships with leading high tech hardware and software providers. In addition to our computer literacy training and workshops, the HOPE Inner-City Cyber Café offers gourmet coffee, a comfortable relaxed atmosphere in which to conduct e-commerce related business, research, access to printing, faxing and copying services.

Features• Computer Station Access• Internet Access• Fax Services• Copy Services• Direct TV• Cyber Lounge Area• Color Copying

Financial Literacy Workshops • Credit and money management• Home ownership• Small Business • EITC (Earned Income Tax Credit)• Insurance• Investments

Other HOPE Banking Center Features for Clients• Utility bill payment services• Free credit reports

HOPE Coalition America

HOPE Coalition America is the national emergency preparedness and recovery division of HOPE. The Coalition is a collaboration of executives and professionals from the banking, financial services and insurance industries and other institutions that provide financial and economic guidance and assistance to individuals and small businesses before and after emergencies and disasters. Additional participants include educators, government officials, social service and community services agencies which provide financial and economic guidance and assistance to individuals and small businesses affected by emergencies and disasters.

Two of our principal products: the Emergency Financial First Aid Kit (EFFAK), a document which guides individuals to consolidate information including personal contact, financial and legal information; and the companion document, the Personal Disaster Preparedness Guide (PDPG) which guides them through required survival and recovery information and the steps they should take prior to an emergency.

The United States has the strongest network of first responders to address immediate health, safety, and infrastructure needs after disasters, through agencies such as the American Red Cross and Federal Emergency Management Agency (FEMA). HOPE Coalition America strengthens that network by assisting individuals with the short, medium and long-term economic and financial challenges they face following disasters or emergencies.

Interested in getting involved in the HOPE Coalition America program?

You can:

Support the program through a financial contribution.

Provide disaster and recovery counseling for individuals effected by disasters.

Get Involved by bringing Preparation and Recovery seminars to your place of business or to individuals in your community.

HOPE Coalition America free services include:

• Pre-disaster Preparedness Seminars, featuring the EFFAK and PDPG documents • Emergency Budget Counseling • Emergency Credit Management • Assistance with Deferring Mortgage Payments

• Assistance with Working with Your Creditors • Referrals to Government and Private Agencies • Assistance with Obtaining Copies of Destroyed Financial Documents • Insurance Claims Assistance

The goal of the HOPE Banking Center Network (HBCN) is to become the undisputed leader in the delivery of creative, non-traditional yet “mainstreamed” financial services in urban, inner-city and low-wealth communities and to become the recognized private banker to and for the working poor and the under-served.

This model will create an innovative structure making the HBCN cutting edge with services that improve the economic quality of life for individuals, families and businesses located in low wealth/emerging market communities. The concept will focus on “Doing Well and Doing Good,” through a blended revenue and co-branded financially self-sustaining - sponsor oriented model.

The HBCN is structured to be the de-facto “Kinko’s of Economic Empowerment;” providing on-the-ground economic empowerment tools and services in existing HBCN locations, retail outlets and traditional bank branches in strategic locations. This concept will provide multiple delivery options that will allow the expansion of the HBCN branding and service menus nationwide and internationally.


Interested in getting involved in the HOPE Banking Center Network?

You can:

Volunteer to teach seminars or workshops at the HOPE Center.

Support the program through a financial contribution or by becoming an Empowerment Corner partner.

Become a co-branded empowerment corner partner, lending partner or banking partner.

Empower yourself and take control of your financial future by becoming a HOPE Banking Center client at the nearest HOPE Banking Center location.

“A one-stop shop for changing your life.”

Mortgage HOPE Crisis HotlineThe Mortgage HOPE Crisis Hotline was first introduced on April 12, 2007 at a press conference with Eric Garcetti, President of the Los Angeles City Council. Through our national HOPE Center (800) 592-HOPE (4673) individuals and families are provided information and guidance in the many financial decisions they must make including how to:

1) negotiate with your lender2) apply for a loan modification3) avoiding foreclosure4) sell a house and purchase an affordable home5) restructure existing debt and obligations6) refinancing home

Banking on Our Future Program Offices and Active Cities

Orange County(Anaheim, Chino, Costa

Mesa, Pomona, Santa Ana)

Bay Area(Antioch, East Palo Alto, Menlo ParkOakland, Pittsburg, San Francisco,

Treasure Island)

Atlanta (Decatur, Duluth, Jonesboro, Marietta , Riverdale, Smyrna)

Baltimore(Prince Georges County

Upper Marlboro)

Boston (Cambridge,

Chelsea, Everett,Medford, Somerville)

Chicago(Des plaines, Plainfield,

Round Lake, Waukegan)

Los Angeles(Carson, Compton, Gardena,

Inglewood , Los Angeles, Maywood, Pasadena, South Gate, Torrance

Van Nuys, Watts)

Dallas

Denver(Aurora)

Detroit

New Orleans

New York(New York City)

Philadelphia(Chester, Harrisburg, Holmes

Levittown, Norristown, Pottstown, Wilmington, DE)

Pittsburgh(Ambridge, Coraopolis, McKeesport,

Wilkinsburg, Uniontown)

Portland(Beaverton)

Washington D.C.(Arlington)

HOPE Global Initiatives

HOPE Global Initiatives was developed out of the organization’s leadership role in hosting Ambassadors and Heads of State visiting Southern California, as well as the founder’s former role with the United Nations Conference on Trade and Development, Geneva, Switzerland, as their first ever goodwill ambassador to the United States.

The role of HOPE Global Initiatives is to promote and advocate the benefits of economic empowerment as a tool for vastly improving the quality of life in developing countries, with a particular focus on developing countries on the African continent. The role has expanded to serve underserved communities throughout the world.

Interested in getting involved in HOPE Global Initiatives?

You can:

Volunteer through HOPE Corps to work with HOPE in our active global markets. Executives going on sabbatical, college students looking for volunteer work abroad and retirees are all good candidates for HGI.

Support the program through a financial contribution. You can earmark your contribution to go towards our global work.

South Africa Program Offices

Wellington/ Cape Town Johannesburg

Our goal is to educate 5 million youth through financial literacy by 2012; 1 million through face to face instruction and 4 million through bankingonourfuture.org.

Other BOOF ProgramsBOOF Inside BOOF Inside is HOPE initiative to reach and teach youth in small urban and rural, low wealth communities across America. BOOF Inside serves as the model by which partners facilitate BOOF.Org sessions wherever computers and youth are.

BOOF College Banking on Our Future College Edition addresses the need to provide financial education to the second largest group of bankruptcy filers in the country, college students. BOOF College empowers college students to manage current expenses and plan for their future, and to work to alleviate the number one reason why black students drop out of college. BOOF College Edition provides financial literacy education to college and university campuses nationwide.

BOOF Adult EducationThe Banking on Our Future, Adult Edition targets low-wealth adults outside of the HOPE Center Network through on-line and face-to-face instruction utilizing bankingonourfuture.org and the FDIC’s Money $mart program.

Banking on Our Future

The mission of the Banking on Our Future program is to execute a global delivery system for financial education for youth ages 9-18 at no cost to school districts, with a focus on low-wealth communities.

The Banking on Our Future program consists of 5 modules in the United States and 6 modules in South Africa:

I. Basics of Banking and Financial ServicesII. Checking & Savings Accounts III. The Power of CreditIV. Basic InvestmentsV. Dignity VI. Entrepreneurship (South Africa)

Modules are taught by volunteer HOPE Corps members who are trained to break down their knowledge of banking and credit into terms that youth can understand and utilize immediately. Established in 1996, the award winning Banking on Our Future program is operational in over 30 U.S. cities and 3 cities in South Africa. At the end of 2007 Banking on Our Future successfully educated over 260,000 students in financial literacy.

bankingonourfuture.orgbankingonourfuture.org is our interactive online financial literacy education program for elementary, middle and high school students and adults. In order to reach the goal of educating 5 million youth through financial literacy it is imperative that many students be reached through the technology of on-line interactive media. This program is a free, interactive, on-line program that can be utilized by teachers, children, adults, community organizations and churches as a medium to educate youth on the basics of financial literacy.

Banking on Our Future is a very effective program. It provided a real world connection to our math curriculum. The most important is the needs and wants lesson. Everyone, the students and myself benefitted from a fresh perspective and energy in our classroom.

- 4th Grade Teacher, East Rivers Elementary School

Interested in getting involved in the BOOF program?

You can:

Volunteer in the classroom to teach youth the basics of financial literacy.

Support the program through a financial contribution. $45 educates one youth through the 5 modules of BOOF.

Promote the bankingonourfutre.org website in your school, community organization or youth group.

Get Involved by bringing the face to face Banking on Our Future program to your school or community organization.

Our most recent work through HOPE Global Initiatives includes our involvement in:

Rwanda Rising

Rwanda Rising is a documentary financed wholly by the Andrew Young Foundation and Toyota Motor Sales, USA, Inc., and represents the first in a series entitled ANDREW YOUNG’S AFRICA. On February 8th, 2007, RWANDA RISING, which tells the remarkable and inspiring story of Rwanda’s reconciliation and the healing of its people following one of the worst genocides in history, and the simultaneous renaissance of its leadership, its democracy, its system of government, its commitment to free enterprise, and its 8% annual economic growth, premiered to a standing room only audience of dignitaries and stars as it was selected to open the 15th Annual Pan African Film and Arts Festival at the Director’s Guild in Hollywood, California.

The film recounts how, in just 100 days, nearly a million people were killed by neighbors who somehow became strangers - otherwise decent people who, well over a decade later, still can’t believe they could be part of such a thing. The genocide that took place in Rwanda in 1994 defies imagination, but “how?” and “why?” are questions without answers; questions of the past. A far greater mystery is unfolding in the here and now. Because somehow, the people of Rwanda have learned to forgive the unforgivable. By all appearances, not only are they coexisting, but actually living and working together to rebuild their country as a model of economic prosperity for the rest of Africa. This is the story of Rwanda Rising.

Rwanda Rising is produced by Andrew Young, directed by Emmy Award winning director CB Hackworth, and features Rwandan President Paul Kagame, former U.S. President Bill Clinton, Quincy Jones, then World Bank President Paul Wolfowitz, John Hope Bryant along with voiceovers from Forest Whitaker, Danny Glover, Cicely Tyson, Jasmine Guy, LeVar Burton, Louis Gossett, Jr. and Phylicia Rashad, amongst others.

Banking on Our Future, South Africa

On June 7, 2007, HOPE launched Banking on Our Future, in Johannesburg, South Africa. With this launch HOPE has committed to educate 50,000 South African youth, young adults and women. Global Dignity

Global Dignity was co-founded by fellow Young Global Leaders Crown Prince Haakon of Norway, John Bryant from Operation HOPE, and Professor Pekka Himanen, University of Art & Design Helsinki and Visiting Professor at Oxford University.

The mission of Global Dignity is to implement the universal right of every human being to lead a dignified life.

For more information please visit www.globaldignity.org

HOPE Corps is designed to enable any individual that has a passion for the promotion of financial self-sufficiency and empowerment to become a HERO doing just that in their own community. Enthusiastic and compassionate members provide financial literacy to youth through the Banking on Our Future program; provide financial guidance to disaster individuals and families through our HOPE Coalition America program; and provide economic education in the areas of credit, investments and home ownership at our HOPE Centers.

Types of VolunteersBanking on Our Future Volunteer to empower students, ages 9 through 18, in low-to-moderate income schools and community based organizations, on basic financial literacy concepts. With the help of our fun and engaging classroom materials, HOPE Corps volunteers teach students about the fundamentals of personal dignity through concepts such as: budgeting, checking and savings accounts, credit and investments. The program is taught in 5 modules and a variety of schedules and locations are offered in the markets we serve to accommodate volunteer’s busy lives.

HOPE Banking Center NetworkVolunteers can teach a class that leads to financial empowerment for adults in their community: from investments and insurance to how to create and conduct a PowerPoint presentation. HOPE Corps volunteers can also offer technical assistance to our Cyber Café community members and assist with community outreach and events.

HOPE Coalition AmericaVolunteer for the only economic disaster relief and preparation organization in the country. Volunteers are trained to provide disaster preparation and recovery counseling over-the-phone from their home or work. HOPE Corps volunteers can also conduct seminars and take advantage of the opportunity to join response teams that go out to the sites of nationally declared disasters to counsel victims through their economic recovery period.

HOPE Interns Operation HOPE internships are designed to give qualified full-time college students an opportunity to work at a cutting edge social entrepreneurial organization that will provide them additional funding with which to peruse their education while enhancing their job skills.

HOPE Corps

Interested in getting involved in the HOPE Corps?

You can:

Register to become a volunteer online at www.operationhope.org.

Volunteer in a variety of ways through Banking on Our Future, the HOPE Centers or HOPE Coalition America.

Establish your company as an advocate for financial literacy by getting your company involved as a volunteer partner.

Operation HOPE has grown into a financial empowerment leader focused on making capitalism and the free enterprise system work for the poor. We have raised more than $400 million to support our work to empower the poor with silver rights, all over the world, and have educated more than 250,000 youth in financial literacy, helped more than 103,000 survivors of Hurricane Katrina in partnership with former President Bill Clinton and his foundation along with H&R Block, created more than 1,000 owners of homes and small business.

HOPE is operational in 15 U.S. markets, serving 68 U.S. cities. In 2007, HOPE went global and launched two program offices in South Africa.

In short, we are proud of how far we have come and for where we are going. Whether you are a client of Operation HOPE, a partner or new to the world of HOPE the HOPE family welcomes you.

We realize that we have a tremendous responsibility to the communities we serve around the globe and we know that working together poverty can be eradicated in our world.

Onward and…With HOPE

John Hope BryantFounder, Chairman and Chief Executive OfficerOperation HOPE

Vice ChairmanU.S. Presidents Advisory Councilon Financial Literacy

William WalbrecherPresident and Chief Operating Officer

Ambassador Andrew YoungCivil Rights Icon and HOPE Global Spokesman

John Hope Bryant

William Walbrecher

Ambassador Andrew Young

A Message of HOPE

Operation HOPE is a non-profit, public benefit organization, founded immediately following the civil unrest of April 29, 1992 in Los Angeles. HOPE is a leading provider of economic tools and services. HOPE is an effective facilitator, lender, advocate and educator for and on behalf of low wealth individuals. Through a series of public/private partnerships and strategic alliances, HOPE has developed and implemented programs focused on connecting the minority community with mainstream, private sector resources, and empowering under-served communities.

HOPE seeks to create sustainable change within under-served communities by consistently promoting opportunity, self-esteem, self love, optimism and future aspiration. HOPE advocates the positive merits of inner-city communities to big business interests, encouraging them to, in the words of HOPE founder John Hope Bryant, provide “a hand up, and not simply a hand out,” and to “do well by doing good.”

HOPE seeks to make the development and “privatization of inner-city and under-served communities” a top priority; serving as a bridge and facilitator between mainstream and minority communities. The objective of HOPE’s work is life sustaining change, rooted in individual, vested interest. HOPE does not promote either a “Great Society” or conservative bootstrap approach, but rather seeks to find the sensible middle ground in every situation, wherein both parties have an interest in the outcome.

MissionTo expand economic opportunity in under served communities through economic education and empowerment. HOPE improves the economic quality of life for individuals, families and communities through programs that create stakeholders: converting check cashing customers into banking customers, renters into homeowners, small business dreamers into small business owners, and minimum wage workers into living wage workers.

HOPE’s mission to eradicate poverty and empower the wealth-less is a movement to establish a Silver Rights Movement; a movement focused on freeing and enriching a persons spirit, and growing net worth to advance their economic standing.

VisionTo eradicate poverty as we know it, in our lifetime through Silver Rights; the right to financial literacy and access to capital for the under served.

It has been a pleasure and an eye opening experience to participate as a HOPE Corps volunteer for Operation HOPE’s Banking on Our Future program. The first time I walked into the 5th grade classroom I saw eager little faces who wanted to know all about banking. On one occasion they wanted to skip recess in order for me to continue discussing my banking experiences. It touched my heart to receive written responses from the students informing me about how much they learned about banking. One student wrote, “Everything you told us is important because as the years go by we will get involved with banking. You are someone to help us take the first step. Then we are on our own, but those steps are huge. That’s why no matter what you teach us you’ll be showing us our way through.” -HOPE Corps Volunteer

How To Become a Volunteer

The first step in becoming a HOPE Corps volunteer is to register online at www.operationhope.org and click on the “Be a Hero” link. HOPE Corps volunteers can register for any of HOPE’s program areas including; Banking on Our Future, HOPE Coalition America, and the HOPE Banking Center Network. Once successfully registered we will contact you to arrange an orientation/training conference call which will detail volunteer opportunities and provide program delivery training.

For questions or more information please call 877-592-HOPE (4673) or e-mail [email protected].

Our goal is to recruit 25,000 volunteers by year 2012.

About HOPE

“Both young people and adults need basic knowledge about how our economy functions as well as the skills to make it work for them. Operation HOPE seeks to give those skills to people who otherwise would be left out and left behind.”

Excerpt from Giving: How Each of us Can Change the World by Bill Clinton

Strategy for Sustainable Growth Operation HOPE remains committed to building a broad developmental base to support the sustainable growth of the organization’s programs and initiatives.

Strategic Objectives by 2012• Educate 5 million children in financial literacy.• Recruit and train 25,000 professional HOPE Corps volunteers.• Fund $1 billion in low wealth home ownership.• Attract 1,000 of America’s leading private sector brands to our movement.

Banking on Our Future Program Offices and Active CitiesAtlanta, GeorgiaAtlantaDecaturDuluthJonesboroMariettaRiverdaleSmyrna

Baltimore, MarylandBaltimore Prince Georges CountyUpper Marlboro

Boston, MassachusettsBostonCambridge ChelseaEverettMedfordSomerville

California

Bay AreaAntiochEast Palo AltoMenlo ParkOaklandPittsburgSan FranciscoTreasure Island

Los AngelesCarsonCompton

GardenaInglewood Los AngelesMaywoodPasadenaSouth GateTorranceVan NuysWatts

Orange CountyAnaheimChinoCosta MesaPomonaSanta Ana

Chicago, IllinoisChicagoDes plaines PlainfieldRound LakeWaukegan

Dallas, TexasDallas

Denver, Colorado AuroraDenver

Detroit, Michigan Detroit

New York, New York New York City

New Orleans, Louisiana New Orleans

Philadelphia, Pennsylvania ChesterHarrisburgHolmesLevittownNorristownPhiladelphiaPottstownWilmington, DE

Pittsburgh, PennsylvaniaAmbridgeCoraopolisMcKeesportPittsburghWilkinsburgUniontown

Portland, Oregon BeavertonPortland

Washington D.C. Arlington, VAWashington D.C.

International Program OfficesJohannesburg, South Africa Wellington/Cape Town, South Africa

HOPE Banking Center, Los Angeles3721 South La Brea AvenueLos Angeles, California 90016 Telephone: 323 290 2405

HOPE Banking Center, Maywood 4449 East Slauson AvenueMaywood, California 90270 Telephone: 323 771 6126

HOPE Banking Center, Watts/Willowbrook 11858 South Wilmington Ave Los Angeles, California 90059 Telephone: 323 249 7699

HOPE Banking Center , Long Beach 1900 Atlantic Avenue Long Beach, California 90806 Telephone: 562 218 5011

HOPE Banking Center, South Gate8710 Garfield AvenueLos Angeles, California 90059Telephone: 562 218 5011

HOPE Banking Center, Oakland 3062 East 9th StreetOakland, California 94601 Telephone: 510 535 6700

HOPE Banking Center, Harlem New York2511 Frederick Douglass BoulevardNew York, NY 10030Telephone: 917 477 2800

HOPE Banking Center, Washington, D.C. SE2509 Good Hope Road, SEWashington, D.C. 20020 Telephone: 202 582 2212

HOPE InsideTreasury Department Federal Credit Union1101 2nd Street NE Washington, DC 20002Telephone: 800 344 4497

World Headquarters

707 Wilshire Boulevard, 30th FloorLos Angeles, California 90017

213 891 2900 - Office213 489 7511 - Facsimile

877 592 HOPE (4673) - Toll Free


HOPE Brochure

Documents

Transcript of HOPE Brochure