Homebuyers Checklist for Mortgage Application
1
Are you applying for a home loan? Here is a list of all the documents needed for a mortgage application: • Each applicant will need pay stubs (covering the last 30 days), W-2 forms (for the last two years), and the names and addresses of all employers for the last two years. Also, self-employed applicants will need two years’ worth of tax returns. • Bank statements for all checking and savings accounts (covering the last three months). • Statements from the last two months for CDs, IRAs, stocks, bonds, and any other securities (if these assets will be used for a down payment). • A list of all new monthly debts not listed on a credit report (auto loans, student loans, mortgage loans, credit cards, etc.). • Information on properties already owned. • One or two forms of valid photo ID. Contact Sierra Pacific Mortgage if you have any questions. What you need for a mortgage application A helpful homebuyer’s checklist Jenny Montoya NMLS# 1248181 Sierra Pacific Mortgage Loan Officer 3 Corporate Park #210 Irvine, CA 92606 [email protected] Office: 949-870-4008 Cell: 714-468-7549 LENDER EQUAL HOUSING © 2016 Sierra Pacific Mortgage Company, Inc. NMLS ID #1788 (www.nmlsconsumeraccess.org). CA DBO/RMLA 417-0015 (01/15)
-
Upload
jenny-montoya -
Category
Real Estate
-
view
24 -
download
1
Transcript of Homebuyers Checklist for Mortgage Application
Are you applying for a home loan? Here is a list of all the documents needed for a mortgage application:
• Each applicant will need pay stubs (covering the last 30 days), W-2 forms (for the lasttwo years), and the names and addresses of all employers for the last two years.Also, self-employed applicants will need two years’ worth of tax returns.
• Bank statements for all checking and savings accounts (covering the last three months).
• Statements from the last two months for CDs, IRAs, stocks, bonds, and any other securities(if these assets will be used for a down payment).
• A list of all new monthly debts not listed on a credit report (auto loans, student loans,mortgage loans, credit cards, etc.).
• Information on properties already owned.
• One or two forms of valid photo ID.
Contact Sierra Pacific Mortgage if you have any questions.
What you need for a mortgage application
A helpful homebuyer’s checklist
Jenny MontoyaNMLS# 1248181
Sierra Pacific Mortgage Loan Officer
3 Corporate Park #210 Irvine, CA 92606
[email protected] Office:
949-870-4008 Cell: 714-468-7549
LENDEREQUAL HOUSING
© 2016 Sierra Pacific Mortgage Company, Inc. NMLS ID #1788 (www.nmlsconsumeraccess.org). CA DBO/RMLA 417-0015 (01/15)
