Car Insurance Health Insurance Life Insurance Gargash Insurance UAE
Health Insurance
description
Transcript of Health Insurance
![Page 1: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/1.jpg)
Health Insurance
![Page 2: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/2.jpg)
Medicare Enrollment: 5 Things to Know
![Page 3: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/3.jpg)
•If you’re covered by Medicare, now is the time to make changes to your health insurance plan and prescription drug coverage. Medicare’s annual open-enrollment period is open until December 7th.
Here are five things to consider when shopping for your Medicare coverage options:
1. NOT shopping can cost you.Each year, cost and benefit details of Medicare Advantage and stand-alone Part D drug plans change – even if just a little.
2. The bottom line: Even if you’re happy with your current coverage, shop your options during this open enrollment period to make sure you still have the plan that best meets your needs.
![Page 4: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/4.jpg)
3. Make sure your drugs are covered.Expect to pay more when you fill your prescription drugs next year. Across the board, Part D plan deductibles and other out-of-pocket expenses are rising.
4. Is your doctor in-network?Making sure your doctors participate with your health plan is one of the most important parts of picking the right policy. Out-of-network care can be very expensive. In fact, a recent report by America’s Health Insurance Plans found that out-of-network providers charged patients on average 300% more than Medicare rates for certain procedures and treatments, such as MRIs and chemotherapy.
5. Check star ratings.Medicare has a quality rating system in which plans are ranked from one to five stars, with five the highest. Try to choose one with no less than 3.5 or 4 stars.
![Page 5: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/5.jpg)
•Finally, don’t forget to check which pharmacies participate with your plan, and which tiers the plan has placed them on. Prescriptions cost less when you fill them at a pharmacy identified as one offering “preferred cost sharing.”
•And beware: Not everyone lives near a pharmacy with preferred prices.
[Source:http://blogs.webmd.com/health-reform-101/2015/11/medicare-enrollment-5-things-to-know.html]
![Page 6: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/6.jpg)
Follow us on
https://www.facebook.com/BajajAllianz
https://plus.google.com/+BajajAllianzGIC/posts
https://twitter.com/BajajAllianz
https://www.youtube.com/user/BajajAllianzGIC
https://instagram.com/bajajallianzgeneral/
http://www.linkedin.com/company/653474
![Page 7: Health Insurance](https://reader036.fdocuments.net/reader036/viewer/2022071807/568128fa550346895d8b91a3/html5/thumbnails/7.jpg)
To know more on Health Insurance: https://www.bajajallianz.com/Corp/health-insurance/health-insurance.jsp
Thank You….