HCS 420 Elderly Scams Presentation FINAL
-
Upload
gina-leymeister -
Category
Documents
-
view
88 -
download
0
Transcript of HCS 420 Elderly Scams Presentation FINAL
❧
Financial Scams Targeted Towards
the Elderly Population
By: Gina Leymeister & Chris Casciotti
❧ Over 90% of all reported elder abuse is
committed by an older person’s own family member
Seniors fall victim to paying 2.6 billion dollars every year in the U.S.
Alzheimer’s Society calculates that 15% of individuals with dementia have been victims of scams
112,500 persons
(Senior Care Scams)
Statistics
❧ Vulnerable
Lack of education
Family importance
Why Seniors?
❧ Individual
Emotional Stress Financial Health
Family Target Life Changing Financial Burden
Society Awareness Informed Prevention
Impact
❧ Increase of incidents due to
the advancement of technology
Scams have been increasing and more money has been collected from elderly population
Without any preventative measures, scams will continue to rise
Sequence of Issue
❧ Family advocacy
Recognition
Individual Recognition Awareness
Assistance
❧ Maintaining health allows
for greater capacity and reasoning to make more informative choices
Eliminating stress- think more clearly
Affects family well-being
Health Promotion
❧Prevention
1. Don’t just tell your patient to hang up or throw out the letter
Elaborate on reasons why the elderly needs to clarify they are not interested
2. Don’t shame or blame
(Sollitto, M)
❧3. Try some reverse psychology.
This could start a conversation that helps the parent come to terms with the scam.
4. Turn experience into advocating for other elderly
(Sollitto, M)
Prevention
❧ Ask your medical what they will charge and what
you are expected to pay out- of –pocketBe wary of salespeople trying to sell you something
they claim will be paid for by Medicare.
Always ask for and wait until you receive written material about any offer or charity.
Carefully read all contracts and purchasing agreements before signing and make certain that all of your requirements have been put in writing.
(Fraud Target: Senior Citizens, 2010)
Maintenance
❧Colorado
a comprehensive senior protection bill
a provision requiring police to be trained in recognizing exploitation and abuse of at-risk elders
Every sheriff’s department and municipal police agency must employ at least one trained officer by Jan. 1, 2015.
(States Beefing Up Laws to Protect Elderly People Against Scams)
Legislation
❧Maryland
money transmitters must provide training to certain employees on how to recognize and respond to financial exploitation of seniors
state already requires financial institutions to report such cases to law enforcement services within 24 hours.
(States Beefing Up Laws to Protect Elderly People Against Scams)
Legislation
❧North Carolina
In 2013, a law gives courts authority to freeze the assets of a defendant charged with financial exploitation of a senior It only applies if the victim has lost
more than $5,000
States Beefing Up Laws to Protect Elderly People Against Scams)
Legislation
❧Seniors represent about 12% of the
total U.S. population but they are 30% of scam victims
It is estimated that just one in a hundred cases of senior fraud are reported
Most of these crimes occur within the home so they can more easily be hid from family, friends and advisors
(AARP)
Intervention Effectiveness
❧FBI- Internet Crime Compliant Center
The IC3 accepts online Internet crime complaints from either the actual victim or from a third party to the complainant.
AARPAnyone 50 or over can join or
renew for only $16
National Council of Aging571-527-3900
Agencies & Services
❧Get involved with seniors' financial decisions
as much as possible
Never allow your elderly parent to give out (or at least warn them against it) personal banking information
Put the senior's phone number on the National Do Not Call registry by phoning 1 (888) 382-1222
Teaching Methods
❧Language
Literacy
Education Level
Altered SensesHearingSeeingDiminished Cognition
Barriers
❧Prevention
Awareness
Maintenance
Take action now, and protect the elderly from future scams
Summary
❧Preying on grandparents: Former con artist explains scam targeting elderly
Video
❧Meet & Greet
❧ Fraud Target: Senior Citizens. (2010).
https://www.fbi.gov/scams-safety/fraud/seniors Sollitto, M. Can Elderly Scams be Prevented?
https://www.agingcare.com/Articles/prevent-elderly-becoming-scam-victims-138455.htm
Elder Abuse: Financial Scams Against Seniors | Nolo.com. http://www.nolo.com/legal-encyclopedia/elder-abuse-financial-scams-against-
29822.html My Membership Resource Center for AARP Members - from account, card, joins,
to renewal info - AARP. http://www.aarp.org/benefits-discounts/my-membership/?intcmp=GLBNAV-SL-MBCH-MEMB
Senior Care Scams.http://www.interimhealthcare.com/education-center/consumer- health-care-education/senior-care-scams
States Beefing Up Laws to Protect Elderly People Against Scams. http://www.pewtrusts.org/en/research-and- analysis/blogs/stateline/2014/08/18/fighting-financial-scams-aimed-at-seniors
Top 10 Scams Targeting Seniors. (2015). https://www.ncoa.org/economic-security/money- management/scams-security/top-10-scams-targeting-seniors/
References
❧Questions??