Hazards of Driving in the Fall - Heller, Maas, Moro & Magill CO, … · 2018. 10. 10. · Angela...
1
In This Issue… • Important Social Security News • Hazards of Driving in the Fall • Recipe of the Month: Pumpkin Muffins • What's Happening In Youngstown, Warren, Salem, Ravenna & Akron ______________________________________________________________________ Important Social Security News Watch Out for Telephone Scams Scammers have been calling Social Security Disability (SSD) and other Social Security benefit recipients to try to obtain personal data. The thieves are after personal information like your Social Security and bank account numbers in order to steal your identity. In addition to asking for this information directly over the phone, scammers also will claim to be from Social Security headquarters and will ask for confirmation of private information. Other fraudulent calls report so-called “illegal activity” and threaten that your benefits or assets will be frozen. Do not give out any personal information over the phone unless you are certain of who the caller is! The Social Security Administration will not call individuals and ask for any personal information unless the agency has contacted you before. If you receive a suspicious call from what appears to be the Social Security Administration, you can report it to the Office of the Inspector General at 800-269-0271 or visit that website online. You can also contact any Social Security office or call them at 800-772-1213 to verify that the call is legitimate. New Medicare Cards Coming Soon Ohio residents who are eligible for Medicare will soon receive new identification cards. The cards are being mailed on a geographic basis and distribution will be completed by April 2019. Your new Medicare card will have a different identification number on it instead of your Social Security number. The new number is randomly generated and is unique to you. The purpose of the new cards is to help protect you against identity theft as well as to protect Medicare from fraud. You can sign up here to receive email alerts about when your new card will arrive. As soon as you receive your new card: • Destroy the old card. • Begin using the new card. Your Medicare coverage and benefits will remain the same. • Keep your Medicare Advantage Plan ID card if you have one along with the new Medicare card. • Protect your new Medicare ID number just as you protect your credit card and banking information. Be alert to scams involving your new Medicare card! There is no charge for the new cards. Thieves may try to get your personal information, including your current Medicare ID number, by calling you and asking for information and money. Remember that Medicare will never call you uninvited and ask you for personal information. ______________________________________________________________________ Hazards of Driving in the Fall Fall is here and with it comes gorgeous autumn colors, apple cider and jack o-lanterns. But the fall and winter months also bring hazardous driving as the temperature drops and freezing precipitation threatens. Here are our top tips on reducing your chance of an auto accident during the cold weather months: • Ice and snow are not the only dangers. Falling leaves can make the road very slippery, especially when they are wet. Leaves will also obscure traffic lines and road hazards like potholes. Reduce speed and avoid braking whenever driving on leaf-covered roads. • Watch for leaf peepers! Our out-of-state visitors are here to enjoy the foliage but often drive slowly and make unpredictable stops. Be patient so all arrive safely at your destinations. • Cold temperatures at night may create morning frost and icy spots on the road. Some of these may not be visible and are common on bridges, overpasses and shady areas. Slow down especially during early morning hours. • Another autumn morning hazard is fog that can accumulate in low places or around water and trees. Avoid using your high beams – instead, use fog lights if you have them. Decrease your speed and leave plenty of room between your car and the one ahead. • Sun glare seems to be worse in the fall and spring months, especially when the sun lines up perfectly with east-west roads. Make sure your windshield is squeaky clean and free of streaks. Wear your sunglasses and slow down when visibility is hampered by bright sun glare. • Fall is deer mating and migrating season. Watch out for these animals as they dart into the road, particularly at night. Remember – if you see a deer, slow down because there probably will be another one right behind! ---------------------------------------------------------------------------------------------------------------------- If you or a loved one has been harmed by any type of personal injury or has been denied Worker’s Compensation or Social Security Disability (SSD) benefits, it’s important to get an attorney experienced in these types of cases involved immediately. Call 1 (800) 589-6611 for your initial, free consultation, either in our office or if you are unable to travel by telephone conference. Heller, Maas, Moro & Magill, Co., LPA, a workplace injury and Social Security disability law firm located in Youngstown, can help you navigate the application process for the best possible outcome for you and your family. ______________________________________________________________________ Recipe of the Month Pumpkin Muffins These muffins make a tasty, nutritious breakfast or anytime treat. When you whip up a batch, the house will smell of pumpkin spice! Ingredients • Cooking spray • 1 cup all-purpose flour • 1 cup whole-grain pastry flour • 1 teaspoon baking soda • 1/2 teaspoon salt • 1 teaspoon ground cinnamon • 1/2 teaspoon ground ginger • 1/4 teaspoon ground cloves • 1/8 teaspoon ground nutmeg • 3/4 cup packed dark brown sugar • 3 tablespoons unsulphered molasses • 1/4 cup canola oil • 2 large eggs • 1 cup canned pumpkin • 1 teaspoon vanilla extract • 3/4 cup lowfat buttermilk • 1/4 cup raw, unsalted pumpkin seeds Directions Preheat oven to 400 degrees F. Coat a 12-cup muffin pan with cooking spray. In a medium bowl, whisk together the all-purpose and whole-wheat flours, baking soda, salt, cinnamon, ginger, cloves, and nutmeg. In a large bowl, whisk the sugar, molasses, oil and 1 egg until combined. Add the other egg and whisk well. Whisk in the pumpkin and vanilla. Whisk in the flour mixture in 2 batches, alternating with the buttermilk. Whisk just until combined. Pour the batter into the prepared muffin pan and sprinkle with the pumpkin seeds. Tap the pan on the counter a few times to remove any air bubbles. Bake for 20 minutes or until a wooden pick inserted in center of 1 of the muffins comes out clean. Let cool on a wire rack for 15 minutes. Run a knife around the muffins to loosen them and unmold. Cool completely on the rack. Recipe courtesy of Ellie Krieger ______________________________________________________________________ ______________________________________________________________________ What's Happening In Youngstown, Warren, Salem, Ravenna & Akron Nov 3 Wizard Festival Musica Akron, OH Nov 13 Bob Dylan Covelli Centre Youngstown, OH Nov 17 Massillon Holiday Parade & Light Up Downtown Massillon, OH Nov 17 Fall Festival Craft & Vendor Show Champion Event Center Canton, OH Dec 5 Warren Civic Music Presents Andy Cooney - Irish Christmas W. D. Packard Music Hall Warren, OH Dec 6 Bob Seger Quicken Loans Arena Cleveland, OH Dec 8 Jeffrey Osborne, Peabo Bryson Angela Winbush & Keith Washington Wolstein Center @ Cleveland State University Cleveland, OH Dec 15 First Snow - Trans Siberian Orchestra tribute The Kent Stage Kent, OH Jan 13 Today's Bride Wedding Show John S. Knight Center Akron, OH Jan 31 Harlem Globetrotters Canton Memorial Civic Center Canton, OH Patrick J. Moro Follow us... Meet Our Attorneys Our Offices Youngstown Office 54 Westchester Dr. Suite 10 Youngstown, OH 44515 Phone: (330) 792-6611 Fax (330) 792-7486 Warren Office 8096 E. Market St. Suite 2 Warren, OH 44484 Phone: (330) 393-6602 Salem Office 1376 E. State St. Salem, OH 44460 Phone: (800) 589-6611 Ravenna Office 222 W Main Street Ravenna, OH 44266 Phone: (800) 589 6611 Akron Office 495 Portage Lakes Drive Akron, OH 44319 Phone: (800) 589-6611 www.ohiodisabilitylaw.com Robert L. Heller Steven D. Maas Joseph A. Moro Richard L. Magill Robert J. Foley Michael P. Mazanetz C. Douglas Ames Disclaimer: Content of this newsletter may not be used or reproduced without written permission of the author. This newsletter is not intended to replace the services of an attorney. No expressed or implied guarantees have been made or are made by the author or publisher. Information in this newsletter is for informational purposes only and is not a substitute for professional legal advice. Powered by Blue Orchid Marketing Youngstown Warren Salem Ravenna Akron Newsletter Call Now 1 (800) 589-6611 Fall 2018
Transcript of Hazards of Driving in the Fall - Heller, Maas, Moro & Magill CO, … · 2018. 10. 10. · Angela...
-
In This Issue… • Important Social Security News • Hazards of Driving in the Fall • Recipe of the Month: Pumpkin Muffins • What's Happening In Youngstown, Warren, Salem, Ravenna & Akron
______________________________________________________________________
Important Social Security News
Watch Out for Telephone Scams
Scammers have been calling Social Security Disability (SSD) and other Social Security benefit recipients to try to obtain personal data.
The thieves are after personal information like your Social Security and bank account numbers in order to steal your identity. In addition to asking for this information directly over the phone, scammers also will claim to be from Social Security headquarters and will ask for confirmation of private information. Other fraudulent calls report so-called “illegal activity” and threaten that your benefits or assets will be frozen.
Do not give out any personal information over the phone unless you are certain of who the caller is! The Social Security Administration will not call individuals and ask for any personal information unless the agency has contacted you before.
If you receive a suspicious call from what appears to be the Social Security Administration, you can report it to the Office of the Inspector General at 800-269-0271 or visit that website online. You can also contact any Social Security office or call them at 800-772-1213 to verify that the call is legitimate.
New Medicare Cards Coming Soon
Ohio residents who are eligible for Medicare will soon receive new identification cards. The cards are being mailed on a geographic basis and distribution will be completed by April 2019.
Your new Medicare card will have a different identification number on it instead of your Social Security number. The new number is randomly generated and is unique to you. The purpose of the new cards is to help protect you against identity theft as well as to protect Medicare from fraud.
You can sign up here to receive email alerts about when your new card will arrive.
As soon as you receive your new card:
• Destroy the old card. • Begin using the new card. Your Medicare coverage and benefits will remain the same. • Keep your Medicare Advantage Plan ID card if you have one along with the new Medicare card. • Protect your new Medicare ID number just as you protect your credit card and banking information.
Be alert to scams involving your new Medicare card! There is no charge for the new cards. Thieves may try to get your personal information, including your current Medicare ID number, by calling you and asking for information and money. Remember that Medicare will never call you uninvited and ask you for personal information.
______________________________________________________________________
Hazards of Driving in the Fall
Fall is here and with it comes gorgeous autumn colors, apple cider and jack o-lanterns. But the fall and winter months also bring hazardous driving as the temperature drops and freezing precipitation threatens.
Here are our top tips on reducing your chance of an auto accident during the cold weather months:
• Ice and snow are not the only dangers. Falling leaves can make the road very slippery, especially when they are wet. Leaves will also obscure traffic lines and road hazards like potholes. Reduce speed and avoid braking whenever driving on leaf-covered roads. • Watch for leaf peepers! Our out-of-state visitors are here to enjoy the foliage but often drive slowly and make unpredictable stops. Be patient so all arrive safely at your destinations. • Cold temperatures at night may create morning frost and icy spots on the road. Some of these may not be visible and are common on bridges, overpasses and shady areas. Slow down especially during early morning hours. • Another autumn morning hazard is fog that can accumulate in low places or around water and trees. Avoid using your high beams – instead, use fog lights if you have them. Decrease your speed and leave plenty of room between your car and the one ahead. • Sun glare seems to be worse in the fall and spring months, especially when the sun lines up perfectly with east-west roads. Make sure your windshield is squeaky clean and free of streaks. Wear your sunglasses and slow down when visibility is hampered by bright sun glare. • Fall is deer mating and migrating season. Watch out for these animals as they dart into the road, particularly at night. Remember – if you see a deer, slow down because there probably will be another one right behind!
----------------------------------------------------------------------------------------------------------------------
If you or a loved one has been harmed by any type of personal injury or has been denied Worker’s Compensation or Social Security Disability (SSD) benefits, it’s important to get an attorney experienced in these types of cases involved immediately. Call 1 (800) 589-6611 for your initial, free consultation, either in our office or if you are unable to travel by telephone conference. Heller, Maas, Moro & Magill, Co., LPA, a workplace injury and Social Security disability law firm located in Youngstown, can help you navigate the application process for the best possible outcome for you and your family.
______________________________________________________________________
Recipe of the MonthPumpkin Muffins
These muffins make a tasty, nutritious breakfast or anytime treat. When you whip up a batch, the house will smell of pumpkin spice!
Ingredients
• Cooking spray • 1 cup all-purpose flour • 1 cup whole-grain pastry flour • 1 teaspoon baking soda • 1/2 teaspoon salt • 1 teaspoon ground cinnamon • 1/2 teaspoon ground ginger • 1/4 teaspoon ground cloves • 1/8 teaspoon ground nutmeg • 3/4 cup packed dark brown sugar • 3 tablespoons unsulphered molasses • 1/4 cup canola oil • 2 large eggs • 1 cup canned pumpkin • 1 teaspoon vanilla extract • 3/4 cup lowfat buttermilk • 1/4 cup raw, unsalted pumpkin seeds
Directions
Preheat oven to 400 degrees F. Coat a 12-cup muffin pan with cooking spray.In a medium bowl, whisk together the all-purpose and whole-wheat flours, baking soda, salt, cinnamon, ginger, cloves, and nutmeg.
In a large bowl, whisk the sugar, molasses, oil and 1 egg until combined. Add the other egg and whisk well. Whisk in the pumpkin and vanilla. Whisk in the flour mixture in 2 batches, alternating with the buttermilk. Whisk just until combined.
Pour the batter into the prepared muffin pan and sprinkle with the pumpkin seeds. Tap the pan on the counter a few times to remove any air bubbles. Bake for 20 minutes or until a wooden pick inserted in center of 1 of the muffins comes out clean.
Let cool on a wire rack for 15 minutes. Run a knife around the muffins to loosen them and unmold. Cool completely on the rack.
Recipe courtesy of Ellie Krieger
______________________________________________________________________
______________________________________________________________________
What's Happening In Youngstown,Warren, Salem, Ravenna & Akron
Nov 3Wizard FestivalMusicaAkron, OH
Nov 13Bob DylanCovelli CentreYoungstown, OH
Nov 17Massillon Holiday Parade & Light Up DowntownMassillon, OH
Nov 17Fall Festival Craft & Vendor ShowChampion Event CenterCanton, OH
Dec 5Warren Civic Music PresentsAndy Cooney - Irish ChristmasW. D. Packard Music HallWarren, OH
Dec 6Bob SegerQuicken Loans ArenaCleveland, OH
Dec 8Jeffrey Osborne, Peabo BrysonAngela Winbush & Keith WashingtonWolstein Center @ Cleveland State UniversityCleveland, OH
Dec 15First Snow - Trans Siberian Orchestra tributeThe Kent StageKent, OH
Jan 13Today's Bride Wedding ShowJohn S. Knight CenterAkron, OH
Jan 31Harlem GlobetrottersCanton Memorial Civic CenterCanton, OH
Patrick J. Moro
Follow us...
Meet Our Attorneys
Our OfficesYoungstown Office54 Westchester Dr.Suite 10Youngstown, OH 44515Phone: (330) 792-6611Fax (330) 792-7486
Warren Office8096 E. Market St.Suite 2Warren, OH 44484Phone: (330) 393-6602
Salem Office1376 E. State St.Salem, OH 44460Phone: (800) 589-6611
Ravenna Office222 W Main StreetRavenna, OH 44266Phone: (800) 589 6611
Akron Office495 Portage Lakes DriveAkron, OH 44319Phone: (800) 589-6611
www.ohiodisabilitylaw.com
Robert L. Heller
Steven D. Maas
Joseph A. Moro
Richard L. Magill
Robert J. Foley
Michael P. Mazanetz
C. Douglas Ames
Disclaimer: Content of this newsletter may not be used or reproduced without written permission of the author. This newsletter is not intended to replace the services of an attorney. No expressed or implied guarantees have been made or are made by the author or publisher. Information in this newsletter is for informational purposes only and is not a substitute for professional legal advice.
Powered by Blue Orchid Marketing
YoungstownWarrenSalemRavennaAkron
Newsletter
Call Now 1 (800) 589-6611
Fall 2018
http://www.ohiodisabilitylaw.com/https://www.facebook.com/Heller-Maas-Moro-Magill-Co-LPA-685292601582606/?fref=tshttps://www.ohiodisabilitylaw.com/blog/https://twitter.com/HMMMOhiohttp://search.google.com/local/writereview?placeid=ChIJHQXUihHjM4gRUoKAHKBTNxghttps://www.ohiodisabilitylaw.com/blog/https://twitter.com/HMMMOhiohttps://www.facebook.com/Heller-Maas-Moro-Magill-Co-LPA-685292601582606/?fref=tshttps://www.facebook.com/Heller-Maas-Moro-Magill-Co-LPA-685292601582606/?fref=tshttps://twitter.com/HMMMOhiohttps://plus.google.com/+HellerMaasMoroMagillCoLPAYoungstownhttps://www.ohiodisabilitylaw.com/blog/https://www.ohiodisabilitylaw.com/heller_robert.phphttps://www.ohiodisabilitylaw.com/maas_steven.phphttps://www.ohiodisabilitylaw.com/moro_joseph.phphttps://www.ohiodisabilitylaw.com/magill_richard.phphttps://www.ohiodisabilitylaw.com/foley_robert.phphttps://www.ohiodisabilitylaw.com/mazanetz_michael.phphttps://www.ohiodisabilitylaw.com/heller-maas-moro-magill-co-lpa/patrick-j-moro/https://www.ohiodisabilitylaw.com/ames_c_douglas.phphttp://www.blueorchidmarketing.com/https://www.ohiodisabilitylaw.com/social-security-disability-lawyers/https://www.medicare.gov/newcardhttps://www.ohiodisabilitylaw.com/personal-injury-lawyers/https://www.ohiodisabilitylaw.com/personalinjury.phphttps://www.ohiodisabilitylaw.com/workerscomp.phphttps://www.ohiodisabilitylaw.com/ssdisability.phphttps://www.ohiodisabilitylaw.com/index.phphttps://www.ohiodisabilitylaw.com/about.phphttps://www.ohiodisabilitylaw.com/about.phphttp://eventful.com/akron/events/wizard-festival-/E0-001-117144193-8http://youngstown.eventful.com/events/bob-dylan-/E0-001-117196792-2http://eventful.com/massillon/events/massillon-holiday-parade-light-up-downtown-/E0-001-117018802-3http://eventful.com/canton/events/fall-festival-craft-vendor-show-/E0-001-117958209-1http://youngstown.eventful.com/events/warren-civic-music-presents-andy-cooney-irishchr-/E0-001-113925613-6http://cleveland.eventful.com/events/bob-seger-/E0-001-118219841-2http://cleveland.eventful.com/events/jeffrey-osborne-peabo-bryson-angela-winbush-k-/E0-001-116460965-9http://cleveland.eventful.com/events/first-snow-trans-siberian-orchestra-tribute-/E0-001-118003330-6http://eventful.com/akron/events/todays-bride-wedding-show-/E0-001-111711006-3http://eventful.com/canton/events/harlem-globetrotters-/E0-001-118217692-4
