Growth Of Banking Sector In Last Decade

7/25/2019 Growth Of Banking Sector In Last Decade

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[GROWTH OF BANKINS SECTOR IN LAST DECADE IN INDIA]

BACHELOR OF B.COM [BANKING AND INSURANCE]

SEMISTER V

[2015-16]

SUBMITTED BY

SHAKTEE VARMA

ROLL NO.

15-900

D.S.P.M.S.

K.V. PENDHARKAR COLLEGE OF ARTS SCIENCE AND COMMERCE

DOMBIVLI [EAST]-421203

[GROWTH OF BANKINS SECTOR IN LAST DECADE IN INDIA]


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B

SHAKTEE VARMA

D.S.P.M.S

K.V.PENDHARKAR COLLEGE

OF

ARTS5 SCIENCE5 AND COMMERCE DOMBIVLI [EAST]

DECLARATION

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https://en.wikipedia.org/wiki/Basel_Accordshttps://en.wikipedia.org/wiki/Renaissance_Italyhttps://en.wikipedia.org/wiki/Credit_(finance)https://en.wikipedia.org/wiki/Lendinghttps://en.wikipedia.org/wiki/Ancient_worldhttps://en.wikipedia.org/wiki/History_of_bankinghttps://en.wikipedia.org/wiki/List_of_banking_familieshttps://en.wikipedia.org/wiki/House_of_Medicihttps://en.wikipedia.org/wiki/Fuggerhttps://en.wikipedia.org/wiki/Welserhttps://en.wikipedia.org/wiki/Berenberg_familyhttps://en.wikipedia.org/wiki/Rothschild_familyhttps://en.wikipedia.org/wiki/List_of_oldest_banks_in_continuous_operationhttps://en.wikipedia.org/wiki/Retail_bankhttps://en.wikipedia.org/wiki/Monte_dei_Paschi_di_Sienahttps://en.wikipedia.org/wiki/Merchant_bankhttps://en.wikipedia.org/wiki/Basel_Accordshttps://en.wikipedia.org/wiki/Renaissance_Italyhttps://en.wikipedia.org/wiki/Credit_(finance)https://en.wikipedia.org/wiki/Lendinghttps://en.wikipedia.org/wiki/Ancient_worldhttps://en.wikipedia.org/wiki/History_of_bankinghttps://en.wikipedia.org/wiki/List_of_banking_familieshttps://en.wikipedia.org/wiki/House_of_Medicihttps://en.wikipedia.org/wiki/Fuggerhttps://en.wikipedia.org/wiki/Welserhttps://en.wikipedia.org/wiki/Berenberg_familyhttps://en.wikipedia.org/wiki/Rothschild_familyhttps://en.wikipedia.org/wiki/List_of_oldest_banks_in_continuous_operationhttps://en.wikipedia.org/wiki/Retail_bankhttps://en.wikipedia.org/wiki/Monte_dei_Paschi_di_Sienahttps://en.wikipedia.org/wiki/Merchant_bank


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13/64

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15/64

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17/64

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CHA/TER II

IM/ORTANCE OF BANKING SECTOR IN INDIA

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AN OVERVIEW OF THE BANKING >OBS IN INDIA

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19/64

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21/64

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22/64

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23/64

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24/64

CHA/TER III

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26/64

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27/64

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28/64

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29/64

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31/64

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36/64

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37/64

CHA/TER IV

GROWTH OF BANKINS SECTOR IN LAST DECADE

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38/64

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42/64

CHA/TER V

IM/ACT OF MARKETING TO GROWTH OF BANKINS


43/64

SECTOR

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44/64

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45/64

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46/64

L,#& I+ %8#&(#, %)!# +,#!++% ,% )!# +, ,# + 9)*$+!#!,%& *

,% 33.

A T"# B R#$$ S+! T"# #& + N%. P)*$+! #!,%& * (+

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IM/ACT OF GLOBALISATION

T"# !%!#9, %' G$%*$+,+% +'#& ,", ,"# $%*# + +$# )+, "+!" ')!,+% %# "# +,

!%(# ,% #!++%-(+. I %,"#& %&5 G$%*$+,+% +(9$+# ,"# '# (%8#(#, %' %%5

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9&+(&+$ #!%%(+! 9"#%(#%5 "+!" +8%$8# +!+ +,#&!,+% +,#&,+% %'

,+%$ #!%%(+! ,#(. T"+ $# + ,)& ,% &%," + +,#&,+%$ , +8#,(#,

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+,,#%) !%(()+!,+%5 %$##5 , !)$,) ! *# " &%) ,"# %&$

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47/64

,#!"%$%+#. M%%8#&5 (:%& #8#$%9(#, ,"# #8%$),+% %' ,"# !%8#!# %'

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48/64

CHA/TER VI

EMERGING RISK IN BANKING SECTOR AND RISK

MANAGEMENT B BANKS

RISK MANAGEMENT

R+ M#(#, + I+ * + $,+8#$ ##& 9&!,+!#5 *), " $ "% ,%

+!# #''+!+#! + %8#&+ %' ,"## * )!" 9&%!#) ,# ,% +!# ,"# !%&9%&,#

%8#&!# %' '+!+$ +,+,),+%. I ,+(# %' 8%$,+$+, '$)!,),+% + ,"# (,5

'+!+$ +,+,),+% ## ,% 9&%8# ,"#+& (#,,$# * +,",+ ,"# (, 8&+,+%

!"+#8# ),+*+$+, + ,#&( %' &%," #$$ "8# ,*$# " 8$)#. H#!#5

##,+$ !%(9%#, %' &+ (#(#, '&(#%& %)$ *# ,% (+,+,# $$ ,"# &+

& %' ,"# 9&%)!, #&8+!# %''# * ,"# *. T") ,"# ## '%& #''+!+#, &+

(#(#, '&(#%& + 9&(%), + %& ,% '!,%& + +,#&$ #?,#&$ &+.

T"# '+!+$ #!,%& + 8&+%) #!%%(+# $+# ,", %' I+ )#&%+ (%)(#,$ !"#

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!%!#9, %' R+ M#(#, +,% ,"#+& )$& 9&%!#). T"# 8&+%) 9#!, %' +!+

$%*$ !%(9#,+,+% ,% I+ B * F%+ *5 +!+ D#)$,+%5 +,&%)!,+% %'

+%8,+8# 9&%)!,5 '+!+$ +,&)(#, #$$ +%8,+% + #$+8#& !"#$ "8#

"+"$+",# ,"# ## '%& I+ B ,% *# 9 + ,#&( %' &+ (#(#,.

I+ B "8# *## (+ , 8!#(#, + ,#&( %' ,#!"%$%5 /)$+,5 #$$


49/64

,*+$+, )!" ,", ,"# "8# ,&,# ,% #?9 +8#&+' , &9+ &,#. H%#8#&5 )!"

#?9+% *&+ ,"## * +,% ,"# !%,#?, %' &+ #9#!+$$ , ,"# %#, %' +!+

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(+,+ 9&+, *#,## &+ ,)&. H#!#5 (#(#, %' F+!+$ &+ +!%&9%&,+

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##,+$ /)+(#, %' *. T"# (% &+ 8# * +5 ,"# '#& + ,"#+& C9+,$ *#.

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,"#'% /)+ ,% '%&( 9#!+$ %&+,+%$ )+, + !" %' &+ (#(#,. A$%5 ,"#

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9&%!#) '%& &+ (#(#,.

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M, &+ +!$)# +,#, &,# '%+ #?!"# &+.


50/64

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C%),& R+ + ,"# &+ %' #,+8# #''#!, % ,"# '+!+$ )$, !9+,$ %' ,"# * )# ,%

* +*+$+, ,% !%$$#!, !$+( '&%( )!" #,+, '%& % &++ '&%( 9%$+,+!$5 #!%%(+! %&

%!+$ !%+,+% + )!" #,+, !%),& %' %&++. C%),& &+ +!$)# 9%$+,+!$ #!%%(+!

&+5 ,&'#& &+.

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!)# * %(++% + ,"# %& %' #(9$%##5 +#/),# +,#&$ 9&%!#) 9&%!##5

+#/),# (#(#, %' +'%&(,+% %,"#& ,#(5 )'%##*$# #?,#&$ #8#,.

L+%! R$'#

L#$ R+ + ,"# &+ %' $% !)# * 9#$,+# %& !,+% %&++,+ '&%( !%)&, +9),# )#

,% *!" %' !%,&!,)$ $#$ %*$+,+%5 9#$,+# !,+% 9&%%)!# *

)$,%& *%.


51/64

R+(!$"! R$'#

R#9),,+%$ R+ + ,"# &+ %' $% !)# * #,+8# +(9!, % ,"# (, 9%+,+%+ %' ,"#

*.

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S,&,#+! R+ + ,"# &+ %' $% !)# * $! %' $%-,#&( #8#$%9(#, !%(9%#, + ,"#

* (+ ,#(.

HACKERS

I ,"# !%(9),#& #!)&+, !%,#?,5 "!#& + %(#%# "% ## #?9$%+, ### +

!%(9),#& ,#( %& !%(9),#& #,%&. H!#& ( *# (%,+8,# * ()$,+,)# %' %5

)!" 9&%'+,5 9&%,#,5 !"$$##5 #:%(#,5 %& ,% #8$),# ,"%# ### ,% +, +

(%8+ ,"#(. T"# )*!)$,) ,", " #8%$8# &%) "!#& + %',# '#& ,% ,"#

!%(9),#& )#&&%) + % % !%(()+,. ="+$# %,"#& )# %' ,"# %& "!#&

#?+, ,", $,# ,% !%(9),#& #!)&+,5 )!" '#&&+ ,% %(#%# +," 8!#

)#&,+ %' !%(9),#& !%(9),#& #,%&5 ,"# &$ )# + (+,( !%,#?,.

[!+,,+% ###] T"# )*:#!, ,% ,"# $%,+ "!#& #'++,+% !%,&%8#& *%), ,"#

,#&( ,&)# (#+. I ,"+ !%,&%8#&5 ,"# ,#&( "!#& + !$+(# * !%(9),#& 9&%&((#&

"% &)# ,", %(#%# "% * +,% !%(9),#&5 "#,"#& !%(9),#& !&+(+$ B$! H, %&

!%(9),#& #!)&+, #?9#&, ="+,# H,5 + (% 99&%9&+,#$ !$$# !&!#& +,#.S%(#

"+,# ", "!#&["%] !$+( ,", ,"# $% ##&8# ,"# ,+,$# "!#&5 ,", %$ *$! ",

"%)$ *# !$$# C&!#&.


52/64

I !#, (%,"5 !*#& ,#&&%&+, "8# !!## ,"# !%& %' 21.6 (+$$+% A(#&+! 9)*$+!

#&8+!# #(9$%##5 +'+$,&,# ,"# G#&( 9&$+(#, #,%&5 *$%!# F!" ,+%$

,#$#8++% *&%!,#& 11 ,#$#8++% !"#$ '%& #8#&$ "%)&.

A M!

"!#& ,"# *+$+, ,% !&+99$# + ,)&*+#5 9+9#$+#5 9%#& 9$, +


53/64

+!,+8# '%& ,"# E)&%9# U+% #+# ,% 9&%,#!, !&+,+!$ +'&,&)!,).

DETECTING AND /REVENTING FRAUD IN FINANCIALINSTITUTIONS

F&) " #8%$8# '&%( *#+ !%((+,,# * !)$ '&),#& ,% *#+ !%((+,,# * %&+#

!&+(# '&) &+ ,", )# %9"+,+!,# (#,"% ,% ,# %8#& !%,&%$ %' !!%), !%((+,

'&). T"# 9&%*$#( + 9&%%)!# + ,"# '+!+$ #!,%& "# ,"# !%(9&%(+# (%

%9"+,+!,# ," + %,"#& +),&+#.

I, + ##,+$ ,% #, %, %$ ()$,+9$# %)&!# %' , ,% )#&, ,"# #,+,+# *#+

!%(9&%(+# *), $% 99$ %9"+,+!,# $,+!$ (#,"% ,% )#&, ,"# ,5 #?,&!,

%9,+($ +'%&(,+%5 )# "+" # 9,,#& !%+,+% ,#?, (++ ,% !,# '#,)

8!# (%#$+ ,#!"+/)# ,% '+, ,"# *#, 9%+*$# (%#$ ,% ,"# , ,% )!# '$# 9%+,+8#

&,#. T"# 9#,,+% +!)# ,"# !"$$## '!# + '&) #,#!,+% "% ,"# ! *#

# )+ %9"+,+!,# $,+!$ ,#!"+/)#.

BANK FRAUD IS INCREASING IN VOLUME AND SO/HISTICATION.

T"# C+, A D#*+, C& F&) C,#%& O' F+!+$ S#&8+!# I A(% T"# F,#,

G&%+ A B#, K% M# O' C&+(+$ P&%'+,5 R%# N#$#,)# %' T%#&G&%)9.

=", (# !& '&) %' , !%!#& + ,"# '!, ,", +,#&,+%$ %&+# !&+(# &+

%',# +8%$8#5 ,)&+ !& '&) '&%( &%(5 !&+(+$ !,+8+, +,% +),&+$ ,,"

#,#&9&+#.

T"# %9"+,+!,+% %' ,"#+& ,!,+! (# #,#!,+ '&) +''+!)$, 9#,+ +, #&$+(9%+*$#5 #9#!+$$ ,"# 8%$)(# %' * ,&!,+% &% * *%), 10 #&.

THE FASTEST GROWING CHANNELS ARE ALSO THE ONES MOST AT


54/64

RISK.

ATM *&!" %''+!# ,&!,+% 8%$)(# '$, A A P#&!#, O' T%,$ T&!,+%5 "+$#

!$$ !#,#& !"#$ &%+ (%#,$ #$#!,&%+! !!# O$+# A M%*+$# A!!# +

*%%(+. M%*+$# *+5 *$ *$+9 % ,"# && + 200


55/64

'&) )9 ,% (%," $,#& )''# 8# $% %' Q62. T"%# "% ,%% )9 ,% '+8# (%,"

$%, #&$ ,"# ,+(# ()!" Q1520 8+!,+( "% #,#!,# ,"# '&) +,"+ %# . O'

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T"# %)$ $+# ,% !!)&,#$ +#,+' ,"# 9,,#& 9#&9#,&,%&5 *), ,"# ))$$ $!

,"# $,+!$ (%#$+ &+%& ,% #,*$+" ,&% #'##.

T"# %)$ $+# ,% +#,+' !&% !"#$ '&)5 *), ,"#+& %9#&,+%$ ,#( %',# %,

!%%9#&,# #$$ !&% %&+,+%$ *%)&+#.

T"# %)$ $+# ,% (%+,%& #8#& ,&!,+% + $ ,+(#5 *), ,"# !, $+#,#

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,)& )9 $%, %' '$# 9%+,+8# ,", !%,$ '&)+,$# ,% +8#,+,#.

T"# %)$ $+# ,% )+' ,"# '&) (#(#, 9&%!#5 *), +9&,# , %)&!#

!&9,+! +,#&'!# (# ,"# ,#( +!!#+*$# ,% $$ *), '#.


56/64

SWOT ANALSIS

T"# !!#$#&,+ "+', + #!%%(+! 9%#& '&%( ,"# #8#$%9# ,% #(#&+#!%%(+# +

&(,+!$$ !"+ ,"# *+ +),& !&% ,"# %&$. T"#+,#&,+%$ *+ !## "

+ !#, #& +,## ,&% , ,%&$%*$+,+% !%%$+,+% %' ,"# '+!+$

,#(. S,*+$+, %' ,"# '+!+$,#( " *#!%(# ,"# !#,&$ !"$$## ,% * )$,%&

)9#&8+%&,"&%)"%), ,"# %&$. T"# ()$,+-$,#&$ ++,+,+8# $#+ ,% #8%$),+%

%' +,#&,+%$ ,& !%# #8$),+% %' "#!# ,"#,% #,%$),#

,,#(9, ,% ,"+ !"$$##.T"# I+ *+ !## " +,## 9&%+8#

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!#&,+$#8#$ %' &%*),# %9"+,+!,+% + ,"# *+ +),&

STRENGTHS

I ,"# "%&,-,#&(5 (%, #8#$%9# #!%%(+# #?9#&+#!# ++'+!,#!%%(+! $%% %&

!#+% + 200


57/64

D+8#&+'+!,+% + ,"#+& %9#&,+% B %''#& #,+ (), %' #&8+!#+!$)+

+)&!#5 +8#,(#, *+5 #, (#(#,5 9&+8,# #/)+,5'%+ #?!"#5

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L (9%#& +," $#8, *+ +$$ ,% (# ,"# %9#&,+%.

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!%(9#,+,+8#.

B "8# +# '+!+$ ,," + ,#&( %' P&%)!,+8+, P&%'+,*+$+,.

WEAKNESS

I+ !%((#&!+$ *5 9&,+!)$&$ PSB "8# *## +,#+ ,"# '%$$%+!"$$## "+!"

"8# *#!%(# *%,,$##! + !"+#8+ !%(9#,+,+8# ## %8#& ,"#+& &+8$.

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P%%& !),%(#& #&8+!#


58/64

U#&),+$+# !9!+, 9&,+!)$&$ + &)&$

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C%((#&!+$ B SCB

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9#&'%&(!# #,"+! + ,"#+& %&+,+% !%)$#&+%)$ ''#!, '),) 9#&'%&(!#

O//ORTUNITIES

I!# ,"# 9&%'+,*+$+, * !!#+ +,#&,+%$ '+!+$ (, '%& 9&%!)&+ ')

!"#9$ #9$% ') 9&)#,$.


59/64

T"# #(#&+ #!%%(+# *+ #!,%& #?9#!,# ,% %),&% ,"%# +,"# #8#$%9#

#!%%(+#.

A 9#& ,"# P=C 9&%:#!,+% + B+ 2060 B 2060 ,"# $#+ #(#&+ #!%%(+#

!%)$ "8# %(#,+! *+ #, 9&%'+, ,",#?!## ,"%# + ,"# G * &%)

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G !%),&+#US5 >95 G#&(5UK 5 F&!#5 I,$5C

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N#$ #(#&+ #!%%(+#A,+5 V+#,(5 N+#&+5 S)+5A&*+5 S%)," A'&+!

FIGURE 1 /RO>ECTIONS OF DOMESTIC BANKING ASSETS IN THE

E AND G


60/64

I+ " 9&,+!)$&$ ,&% $%-,#&( &%," 9%,#,+$ P=C 9&%:#!,+% )#, +,

!%)$ *#!%(# ,"# ,"+& $, %(#,+! *+ #!,%& * 2060 ',#& C"+ ,"#US5

*), "# %' >95 ,"# UK G#&(.B&+$ !%)$ $% &+# ,&%$ )9 ,"# $%*$

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FINDINGS

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CONCLUSION


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BIBLIOGRA/H

BOOKS REFFERED

I+ F+!+$ S#!,%& A E& %' R#'%&(

A(7)- V)9,#" S"&

/(8$'7+)- S# I+ [14 O!,%*#& 200;]

C%,#(9%&& I)# C"$$## + B+ F+!+$ S#!,%& +

I+

A(7)- U. B"%: 5 S.N. M)&,"

/(8$'7+)-E?!#$ B%% [1 M 2010]

WEBILOGRA/H

",,9.!&+*.!%(%!30360;1G&%,"-%'-B+-S#!,%&-+-I+

",,9#.++9#+.%&++B++I+
https://www.scribd.com/doc/30350917/Growth-of-Banking-Sector-in-Indiahttps://en.wikipedia.org/wiki/Banking_in_Indiahttps://www.scribd.com/doc/30350917/Growth-of-Banking-Sector-in-Indiahttps://en.wikipedia.org/wiki/Banking_in_Indiahttp://www.mbaknol.com/business-finance/different-products-offered-by-banks/

Growth Of Banking Sector In Last Decade

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