Grow VC Group presentation at Crypto Funding Summit in Los Angeles

Grow VC Group ++www.growvc.com ++

@growvc ++

Enabling Digital Finance ++

Copyrights © Grow VC Group 20181

CRYPTO INVESTMENT ECOSYSTEM WITH DATA AND AICrypto Funding Summit, Los Angeles, January 24, 2018

Jouko Ahvenainen

You can take photos, share

them and write down

notes, but

this presentation will also

be available on Slideshare

(growvc) and the Grow VC

Group’s Blog at

growvc.com/blog

Download Material

FinTech, Data &

Finance Services

Digital Infra &

ConsultingExits

Grow VC Group

Worldwide pioneer and leading holding company

in enabling technology and data in FinTech

Hong Kong - London - New York - San Francisco

Crowdfunding

Grow VC Group

Global leader in enabling technology and data for FinTech

■ Started its operations in 2009 as the pioneer to start digital finance service

■ Grow VC Group was the first in the world to launch an online startup equity investing service

■ The group includes over 10 businesses

■ Grow VC Group companies have more than 100 customers with millions of end users globally having launched

new digital finance services

■ The main hubs are in London, New York, San Francisco and Hong Kong

■ Several of its companies are leaders in their own areas, e.g. Difitek, Prifina, RE Bearing, Token Index Fund and

Grow Advisors

People

■ Grow VC Group’s management and founders have been listed as top influencers in the world in digital finance,

Fintech, crowdfunding and digital business

■ Our key people are serial entrepreneurs who have experience to launch several new companies and products

around the world to consumer and business market

■ Our people have been in executive roles to launch international corporates’ products to new markets and build data

analytical approach for go-to-market and sale

Grow VC Group Works with Industry Leaders

5

Rule #1

It is easy to print money, but

the real test is, whether you can

pay for something with it

Rule #2

Bank’s operations, legacy IT

systems and business models are

most probably obsolete, but

traditional finance industry money,

assets and instruments still have

value

Rule #3

Technology enables disruption,

but

new business models implement it

Rule #4

1849 gold rush made only few gold

miners rich, but

it was mainly shovel sellers and

service providers that made a

fortune

Distrubuted Models Change Finance and Internet

Tokenomics, Tokenization And Distributed Models

1. Tokenomics

■ Economical and financial models that use distributed finance and

tokenization as the basis of the economy

■ The full impact is much more than only use of tokens, it is to distribute

power, ownerships and transactions around network from central hubs

2. Tokenization

■ The process of converting the rights of an asset or a service into a digital

token typically on a distributed ledger such as blockchain

■ Almost anything tradeable can be a token; not only a startup with

whitepaper, but all utility and security tokens for private companies, real

estate, infrastructure, or commodites

3. Distributed Models

■ Refers to many new solutions in the Internet that are enabled by

distributed ledger type data and transaction models, as well as with

service components and open APIs

■ The end of big ‘black box’ banks and Internet giants, when finance

transactions, ‘wallets’, data control is distributed, and will have impact

even on big centralized services like Google, Amazon and Facebook

Blockchain Is Not Final

1. Proof-of-work (POW)• If two blocks are added simultaneously, then it is basically a competition to see who can perform the

calculation tasks faster and add more to the chain, because the longer fork wins. The reward for adding

a block is to receive some tokens (e.g. Bitcoins).

2. Leader-based system• This requires someone (or several people, either in a hierarchy or taking turns) is the leader and all

transactions are sent to them for their approval.

3. Proof-of-stake (POS)• Each party basically votes with their own money (tokens) which would be the consensus of the

transaction. If you are on the winner’s side you win money, otherwise you lose.

4. Voting-based system• There are several ways to create voting models – for example, you could have equal voting rights or

allow a leader to have more votes.

5. Hashgraph• This is quite a new solution – it’s a modified voting model, but the voting is based on information stored

in the network.

This Means Opportunities

1. Real time data, data analytics and AI can be used to evaluate and value digital securities

and underlining assets

■ Data is becoming really powerful in finance, fintech and distributed models, but of course a slide show or

a fancy data are not enough to value an asset

2. ICOs, TAOs, digital securities and smart contracts for many others and easier asset

classes help bring more investors and money

■ For example loans, real estate and later phase company equity

■ Practically, all assets in the world can go to digital securities and smart contracts

3. Needed components, like KYC, data and syndication, can be based on new distributed

technology solutions

■ These needs don’t necessary mean to use old centralized ecosystem solutions

4. It is important to have clear roles and responsibilities in the ecosystem

■ It is always complex if a party issues a security based on its own asset on its own market place based on

its own valuation model

CASE 1:

Difitek back office for crypto offering and markets

Smart Contracts and Connective

Apps

AI & Analytics enabled digital finance processes

Case 2: Prifina

Empower consumers own and use their finance data

Grow VC Group presentation at Crypto Funding Summit in Los Angeles

Economy & Finance

Transcript of Grow VC Group presentation at Crypto Funding Summit in Los Angeles