GROUP BENEFITGROUP BENEFITSOLUTIONSSOLUTIONS

MillerWade – The CompanyMillerWade – The Company

Specializing in:• Group Benefit &

Insurance Plans• Administrative

Services• Retirement Plans• Financial Services

Established in 1988

Utah Business Magazine Ranking (Employee Benefit Plans)

2001 - #4 2005 - #32002 - #3 2006 - #42003 - #4 2007 - #72004 - #3

Utah Business RankingsUtah Business Rankings

Agency FocusAgency Focus

• Employee Group Benefits

• HR Compliance & Training

• Administrative Services

Employee Group BenefitsEmployee Group BenefitsInsurance (Group & Individual) • Medical, Dental, Life, Disability, Long Term Care, Voluntary Supplemental• Commercial Risk Management Services – Workers Compensation,

Property & Casualty, Business Liability, Commercial AutoHR Programs (Set-up & Administration)• Cafeteria Plans (FSA’s), HSA’s, HRA’s, COBRA, HIPAA• Human Resource Consulting & Training• Online HR Web Portal – Benefits management, HR library, and Employee

Database• Payroll ServicesRetirement Packages (Administration & Allocation)• 401k, Pensions, SIMPLE-IRA Plans, Pension Plans, Profit Sharing, etc.• Executive Deferred Compensation PackagesCreative Employee Programs• Wellness and Nutrition Programs, Pre-Paid Legal Services, Personal

Identity Theft Protection Plans, Fitness Training

Group InsuranceGroup Insurance

• Medical

• Dental

• Life

• Disability Income

• Long Term Care

• Voluntary Supplemental

• Group Supplemental

Dental• Ameritas• Best Dental• Delta Dental• Dental Select• Dentist Direct• Educators Mutual• Humana• Kansas City Life• Met Life• Mutual of Omaha• Principal Life

Health• AETNA• Altius Health Plans• Best Medical• CIGNA/Great West Health• Educators Mutual• Humana• Regence Blue Cross Blue

Shield of Utah• SelectHealth• UnitedHealthcare of Utah

Group InsuranceGroup Insurance

Supplemental Benefit PlansSupplemental Benefit Plans

Medical insurance pays the Hospital and Doctor, but does NOT pay for:

• Deductibles or Co-Insurance (which could be an additional $2,000 - $6,000 a year)

• House Payments, Rent, Groceries, Car Payments, Lost Time & Work, Utilities, etc. in the event of an accident or disability

Types of Supplemental Plans:

• Hospital Gap Plans (Medical Bridge)

• Accident Plans (on or off the job only)

• Disability Income (pay check protection)

• Cancer Plans• Critical Illness Plans

(Heart Attack, Stroke, Coma)

Value Added ServicesValue Added Services

Administrative Services• COBRA Compliance• Health Reimbursement Arrangements (HRA’s)• Cafeteria Plan (incl. Flexible Spending Accounts)

• Human Resource Consulting & Training

On-Site Workshops • Group Benefit Counseling• Claim Assistance• Enrollment/Dis-enrollment Issues• HIPAA Compliance• Supervisor Training

Financial/Insurance Services• Retirement Rollover Strategies• Voluntary Supplemental Insurance Plans• Personal Life & Disability Insurance• 401(k), Simple/SEP IRA, Pension Plans• Personal Retirement Plans

Corporate Wellness Programs• On-site Health Fairs for Employees - Cholesterol, Body Fat, and Blood Pressure• Nutritional/Wellness Programs

Creation/Support• Fitness Training

Term Life Quoting ToolTerm Life Quoting Tool

• Shop for lowest cost term life insurance

• 10, 15, 20, and 30 year level premium options are available

• Simplified application process

• Highest rated carriers available

• Disability and Children’s riders available

*Final rates subject to underwriting approval

Web Based ServicesWeb Based Services

WWW.MILLERWADE.COMWWW.MILLERWADE.COM