TAKING CARE OF EMPLOYEES IS TAKING CARE OF BUSINESS

When your team is healthy and happy, they’ll work

harder to improve and grow your business. Our

Group plans are designed to provide employees

with extensive health coverage, so they don’t have

to worry about life’s ups and downs.

Creating a plan that works for everyone.

Making sure your diverse group of employees

have the benefits they need doesn’t have to

be a chore. Our Blue Chip® Plans offer flexible

rates and customizable options, allowing you

to design the benefits package that best suits

your business.

• Blue Chip® is designed for employers with 3

to 5 employees who want to cover essential

healthcare needs while closely controlling

benefit costs.

• Blue Chip® Plus provides flexible options. It’s

ideal for employers with 5 to 24 employees

who want to customize a benefits plan for

their organization.

MAKING YOUR JOB EASIER

GROUP ADMINISTRATOR PORTAL

Access the tools to manage your organization’s group benefits online.

The Group Administrator Portal provides access

to change or add employee benefits information

in minutes, including the option to:

• Enroll and update employees’ benefits and

personal information

• Access eBills

• Review group coverage information

• Request supplies

eBILL

Receive, manage and pay your invoices online.

The Group Administrator Portal offers the

opportunity to view paperless invoices quickly

and easily.

• Offered in three file formats for your convenience

• Access a digital copy of invoices at your

fingertips, whenever you need it

GET IN TOUCHVisit

sk.bluecross.ca

Contact your local Insurance Broker

or an

Account Executive

1-800-USEBLUE® (873.2583)

GroupSales@sk.bluecross.ca

Offices

®Saskatchewan Blue Cross, Blue Chip, Blue Cross Life Insurance Company of Canada and 1-800-USEBLUE are registered trade-marks of the Canadian Association of Blue Cross Plans, used under licence by Medical Services Incorporated, an independent licensee. *Trade-mark of the Canadian Association of Blue Cross Plans. †Trade-mark of the Blue Cross Blue Shield Association.

Saskatoon 516 2nd Avenue North

PO Box 4030

Saskatoon, SK

S7K 2C5

Phone 306.244.1192

Fax 306.652.5751

Our business hours are 8:30am to 5:00pm, M-F.

Regina100, 1870 Albert Street

Regina, SK

S4P 4B7

Phone 306.525.5025

Fax 306.525.2124

Effective July 1, 2020 GRPS 1201 – 02/20

BLUE CHIP® GROUP BENEFITS PLANS

BENEFITS AT YOUR FINGERTIPS

GROUP MEMBER SERVICES APPSubmit claims right

from your phone.

Employees can use our Group Member Services mobile app to submit claims in under a minute. Our app comes packed with features, including helping employees to find the nearest service provider, check their coverage, and even use their phone as a virtual ID card.

DIRECT DEPOSITThe quickest and easiest way

to be reimbursed for claims.

Employees can enjoy the benefits of receiving claim reimbursements direct to their bank accounts! Signing up for Direct Deposit means employees can:

• Get their money faster

• Save time by submitting claims digitally

• Access benefits statements online

BLUE CHIP®

3 to 5 Employees80% reimbursement, unless

otherwise indicated.

BLUE CHIP® PLUS5 to 24 Employees

Choose your Health and Dental Plan options. 100% reimbursement, unless otherwise indicated.

Ambulance • Air & Ground

• Unlimited coverage

Hospital • Private/semi-private accommodation

• Maximum 30 days per person, per calendar year

• Private/semi-private accommodation

• Unlimited coverage

Eye Examinations Maximum $50 per person in two calendar years Maximum $80 per person in two calendar years

Private Duty Nursing Maximum $5,000 per person in three calendar years Maximum $10,000 per person in a calendar year

Accidental Dental Maximum $2,000 per person per calendar year Unlimited coverage

Medical Equipment

• Wheelchairs: maximum $500 per person once every three years

• Manual Hospital Beds: $1,500 per person lifetime maximum

• Oxygen Equipment Rental: $2,500 per person in a calendar year

• Wheelchairs, Manual Hospital Beds, Oxygen Equipment Rental

• Unlimited coverage

Prosthetic & Medical Appliances

Unlimited coverage (except wigs – maximum $500 per person per calendar year)

Unlimited coverage (except wigs – maximum $500 per person per calendar year)

Breast Prosthesis• Breast Prosthesis: maximum one per person per two calendar years (two if double mastectomy)

• Surgical Brassiere: maximum two per person per calendar year

Diabetic Supplies Unlimited coverage for diabetic supplies i.e. needles, syringes, swabs, test tapes and lancets

Diabetic EquipmentUnlimited coverage for equipment used for treatment and control of diabetes i.e. preci-jet, glucose meters

or equipment approved by Saskatchewan Blue Cross that performs similar functions

Medical Supplies Unlimited coverage for charges for surgical stockings, embolic stockings, stump socks and burn garments

Ostomy Supplies Maximum $1,000 per person per calendar year Unlimited coverage

Hearing Aids Maximum $500 per person in five calendar years Maximum $500 per person in three calendar years

Orthopaedic Shoes/ Foot Orthotics

Maximum $250 per person per calendar year Unlimited coverage

Paramedical/ Health Practitioners

Maximum $200 per person per calendar year for each practitioner (chiropractor, chiropodist/podiatrist, physiotherapist, massage therapist, speech therapist, psychologist, osteopath, naturopath, acupuncturist)

Maximum $350 per person per calendar year for each practitioner (chiropractor, chiropodist/podiatrist, physiotherapist, massage therapist, speech therapist, psychologist, osteopath, naturopath, acupuncturist)

Aerochambers/ Nebulizers/C-PAP Accessories

Unlimited coverage

Mobility Aids Unlimited coverage

Blood Pressure Monitors One blood pressure monitor per person every five calendar years

Cardiac Rehabilitation Lifetime maximum of $300 per person

Prescription Drugs• Pay Direct Drug Card for prescribed drugs listed in the

Saskatchewan Prescription Drug Plan Formulary

• Maximum $500 per person per calendar year

• Pay Direct Drug Card for prescribed drugs listed in the Saskatchewan Prescription Drug Plan Formulary

• Choose level of coverage from three Health Plan options

Out-of-Province Referral• Maximum $50,000 per treatment

• Lifetime maximum $100,000 per person

Out-of-Province Emergency Services

• 100% reimbursement for business or vacation travel

• Up to $5,000,000 in emergency medical benefits

• No deductible

• 30 days per trip, unlimited number of trips per year

• Travel Assistance available 24 hours a day, 365 days a year

• 100% reimbursement for business or vacation travel

• Up to $5,000,000 in emergency medical benefits

• No deductible

• 90 days per trip, unlimited number of trips per year

• Travel Assistance available 24 hours a day, 365 days a year

Vision Care Not available

Health Plan C includes $150 per person every two calendar years (one calendar year per each dependent child) for

• eyeglasses/contact lenses, laser eye surgery

• visual training and remedial eye exercises

Second Opinion Service Confirmation of diagnosis and treatment for a serious medical condition

12-Month Survivor Benefits Covers spouse and dependents for up to 12 monthsHE

ALT

H C

AR

E B

EN

EF

ITS

CU

ST

OM

OP

TIO

NS

HOW OUR BLUE CHIP® PLANS WORK

CUSTOM OPTIONSChoose from any options you may need.

This brochure contains an overview of Blue Chip Group Plans offered by Saskatchewan Blue Cross. It is not intended as a contract or policy, nor a complete description of all benefits. Critical illness, Accidental Death & Dismemberment, Term Life and Student Accident & Life benefits are underwritten by Blue Cross Life Insurance Company of Canada®, an independent licensee of the Canadian Association of Blue Cross Plans, PO Box 220, Moncton, NB E1C 8L3.

HEALTHCARE & TRAVEL BENEFITS

Every plan comes with 25 benefits.

YOUR BLUE CHIP® GROUP BENEFITS PLAN

Contact your local Insurance Broker or an Account Executive at Saskatchewan Blue Cross.

If these options don’t meet your needs, contact us to explore a customized benefit plan that works for your organization.

BLUE CHIP® BLUE CHIP® PLUS

Dental Plan Benefits

Basic Dental Services• Cleanings, checkups, extractions, fillings, denture

repair and root canals

• 80% to a maximum of $500 per person per calendar year

Choose from five Dental Plan options including combinations of the following:

Basic Dental Services• Cleanings, checkups, extractions, fillings, denture

repair and root canals

Major Dental Services• Bridges, crowns and dentures

Orthodontic Services• Prevention or correction of irregularities of the natural

teeth for eligible dependent children under 18

Life Plan Benefits

Choose coverage of $10,000, $25,000 or $50,000. The amount applies to all Life Plan benefits.

Life Insurance• Lump sum payment in the amount of coverage chosen to the named beneficiary in the event of death

Accidental Death & Dismemberment• Lump sum payment in the amount of coverage chosen to the named beneficiary in the event of death

by accident

• Coverage also available for Accidental Dismemberment in amounts specified for the loss

Critical Illness insurance• Lump sum payment in the amount of coverage chosen to help cope with a severe critical illness or disease

• Eligible conditions: Life threatening cancer, severe heart attack, *severe stroke, Alzheimer’s Disease, blindness, burns, coma, deafness, loss of speech, major organ failure, major organ failure requiring transplant, *motor neurone disease, *Multiple Sclerosis, paralysis, *Parkinson’s Disease and senile dementia. *These four conditions must also result in the inability to perform at least two of the five Activities of Daily Living without assistance, i.e., eating, dressing, bathing, ambulation or toileting

• $10,000 employee/$2,000 spouse/$1,000 child OR $25,000 employee/$5,000 spouse/$2,500 child OR $50,000 employee/$10,000 spouse/$5,000 child

Health Plan A

Extended Health Care As listed 100%

Travel $5,000,000 maximum per trip 100%

Prescription Drugs $500 maximum per person per calendar year 80%

Health Plan B

Extended Health Care As listed 100%

Travel $5,000,000 maximum per trip 100%

Prescription Drugs Unlimited coverage 100%

Health Plan C

Extended Health Care As listed 100%

Travel $5,000,000 maximum per trip 100%

Prescription Drugs Unlimited coverage 100%

Vision Care$150 maximum per person every 2 calendar years (one calendar year for each eligible dependent child)

100%

Dental Plan A Basic Services $750 maximum per person per calendar year 80%

Dental Plan BBasic Services

Combined maximum of $750 per person per calendar year80%

Major Services 50%

Dental Plan C Basic Services $1,000 maximum per calendar year 100%

Dental Plan DBasic Services

Combined maximum of $1,000 per person per calendar year100%

Major Services 50%

Dental Plan E

Basic ServicesCombined maximum of $1,000 per person per calendar year

100%

Major Services 50%

Orthodontic Services $1,500 lifetime maximum per eligible dependent child aged 6 to 18 50%HE

ALT

H &

DE

NTA

L O

PT

ION

SO

NLY

AV

AIL

AB

LE

WIT

H B

LU

E C

HIP

PLU

S P

LA

NS