Health care resources in the palm of your hand.UnitedHealthcare Health4Me® puts your Oxford plan from UnitedHealthcare at your fi ngertips, 24 hours a day, seven days a week. You can estimate costs, view claims and fi nd doctors in your network. This on-the-go health care resource lets you:

• View and share health plan ID cards.

• Check deductible and out-of-pocket balances.

• View your claims.

• Estimate medical costs before you go to the doctor.

• Find nearby participating doctors, hospitals and urgent care facilities based on your GPS location.

• Connect with Customer Care.

Download the Health4Me mobile app through the Apple® App Store℠ or Google Play™ store for Android® devices.

1 Network Report, December 2016. This data represents all participating (network) providers except ancillary providers (i.e., laboratories, radiology centers, urgent care centers, hospitals etc.). Dental, behavioral health practitioners, complementary and alternative medicine providers are included. Providers who are board certifi ed in more than one specialty, and/or practice at more than one location, are counted only once and at only one location.

2As of March 2018, UnitedHealth Networks national network statistics.3 Tristate area includes Connecticut, New Jersey and certain New York counties (Ulster, Sullivan, Dutchess, Orange, Putnam, Rockland, Westchester, Bronx, New York, Queens, Kings, Richmond, Nassau and Suff olk).

4 Certain preventive care services are provided as specifi ed by the Patient Protection and Aff ordable Care Act (ACA), with no share of the cost to you. These services are based on your age, gender and other health factors. We also cover other routine services that may require a copayment, coinsurance or deductible.

5May also be referred to as maximum out-of-pocket or out-of-pocket limit.6The services listed are only available if your employer, or the person managing your benefi ts, chooses a pharmacy benefi t.7For New Jersey members, this program is referred to as First Start.The company does not discriminate on the basis of race, color, national origin, sex, age or disability in health programs and activities.We provide free services to help you communicate with us, such as letters in other languages or large print. You can also ask for an interpreter. To ask for help, please call the toll-free phone number listed on your health plan ID card Monday through Friday, 8 a.m. to 6 p.m. TTY users can dial 711.ATENCIÓN: Si habla español (Spanish), hay servicios de asistencia de idiomas, sin cargo, a su disposición. Llame al número de teléfono gratuito que aparece en su tarjeta de identifi cación.

Oxford HMO products are underwritten by Oxford Health Plans (NJ), Inc. and Oxford Health Plans (CT), Inc. Oxford insurance products are underwritten by Oxford Health Insurance, Inc. Administrative services provided by Oxford Health Plans LLC. MT-1132279.0 MS-17-284 4/18 ©2018 Oxford Health Plans LLC. All rights reserved. 11729R1 17-6680

Thank you for choosing or considering an Oxford plan from UnitedHealthcare. If you have any questions, or would like more information, please call us at the toll-free phone number on your health plan ID card if you are a member. TTY users can dial 711.If you aren’t a member yet, please talk with your benefi ts administrator for more information. You can also see more about what we have to off er by viewing the site tour at welcometomyuhc.com.

Get benefi ts that help make it easier to focus on your health, not your health care

There are many ways into the health care system.

Open Enrollment Benefi ts Guide

Tap into our network. We understand that choice, flexibility and affordability are top priorities. That’s why we have several networks available with our Oxford products. The Freedom Network is available in New York, New Jersey and Connecticut, giving you access to more than 103,000 providers in the tristate area. In New York and New Jersey, we also have the Liberty Network, a subset of the Freedom Network, which offers access to more than 76,000 providers1. We also have our smaller Oxford Metro NetworkSM, for groups in New York, and Oxford Garden State Network, for groups in New Jersey.

Plus, the UnitedHealthcare Choice Plus Network offers many2 members access to over 930,000 physicians and other health care professionals at 5,663 hospitals3 across the United States if you need medical attention when outside the tristate area.4

Find a network provider in just five steps.Step 1: Log into myuhc.com. You can create an account by clicking on “Register Now.”

Step 2: Once logged in, go to the “Find a doctor” search.

Step 3: Your ZIP code will automatically be used – you can change this by clicking “Change location.” Then you have two choices:

• Enter the provider name, facility or medical group in the search box.

OR

• Click on the icon that reflects the type of provider you are looking for and follow the prompts.

Step 4: Click “Search.”

Step 5: View your results.

If you have access* to the Choice Plus network outside of the New York, New Jersey and Connecticut tristate area:

1. On the myuhc.com home page, under Links and Tools, click “Find a Physician, Laboratory or Facility.”

2. Choose “All UnitedHealthcare Plans,” then “Choice Plus.”

Keep in mind that some UnitedHealthcare Choice Plus doctors (e.g., certain Mayo Clinic Arizona doctors) are not participating in all Oxford plan networks, but may appear in results from a Choice Plus search.

See the enclosed fliers for more information about searching for a participating Oxford network provider. Also, you can call the toll-free member phone number on your health plan ID card for help finding a provider in your plan.

Please note: The provider search experience is not compatible with Windows Internet Explorer 8 (IE8). If your system is using the IE8 web browser, you’ll automatically be directed to an earlier version of the UnitedHealthcare provider search tool.

5

Preventive health. To help you stay healthier.Regular checkups and tests may help you avoid, or find, serious health problems. Then you and your doctor can work as a team for your overall health. Visit uhc.com/preventivecare to get useful suggestions based on your age and gender that are designed to help you maintain and improve your health.

Preventive care is covered 100 percent5 and includes immunizations, preventive exams and health screenings.

Keep in mind that procedures for an already chronic condition are considered diagnostic. They are not preventive and are not covered at 100 percent. You can view the complete list of preventive care guidelines at uhc.com/preventivecare.

Easier access to plan information.Visit your member website, myuhc.com, where you can:

• Take a quick view of your plan benefits, including your copayments, coinsurances, deductibles and out-of-pocket maximum.6

• Print a temporary health plan ID card.

• Order up to a 90-day supply of medications.

• Search for network primary care physicians and other health care providers and specialists.

• Search for a network hospital or other health care facility, including pharmacies.7

• Chat live with a registered nurse 24 hours a day, seven days a week.

• View a claim and print an Explanation of Benefits (EOB).

• View your Certificate of Coverage (COC).

• Take advantage of health and wellness resources, discount offers and more.

Access your pharmacy information If you log in to myuhc.com and click on “Manage My Prescriptions,” you can access optumrx.com. There, you can:

• View your Prescription Drug List (PDL) and check your costs for commonly prescribed medications.

• Find our prescription mail-in order form for a convenient and cost-effective way to order up to a 90-day supply of medications.

• View a list of drugs that need precertification.

• Compare drug alternatives with our PharmAdvisor™ tool.

• Learn about the Step Therapy8 program to help you get less expensive, but equally effective, medications.

• Access a list of preventive medications available at no additional cost.* Please ask your benefits administrator or check your health plan documents to verify if you have access to the Choice Plus network.