General powerpoint preso 120710
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Transcript of General powerpoint preso 120710
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Kiva.orgEvent Title
Presentation DateSpeaker’s Name
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First loans made in Uganda, 2005
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Introduction to MicrofinanceHalf the world lives on <$2/day
Microfinance is the provision of financial services to the poor
Give a man a fish, feed him for a day.Teach a man to fish, feed him for a lifetime.
What if he knows how to fish, but just can’t afford a fishing net?
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The Traditional Microfinance Lending Process
Microfinance Institutions
Entrepreneurs
Banks and NGOs
• Microfinance institutions typically get the money that they lend, from banks or non-governmental organizations, or both
• This can be expensive, as it is often borrowed with interest• There may also be difficult application procedures to access
debt capital from non-governmental organizations• Some organizations can even find themselves shut out due
to the region they operate in, particularly post-conflict regions
• Restrictions that microfinance institutions face ultimately affect the entrepreneurs, who rely on microfinance institutions to serve them
InternetLender
Online marketplaceLocal Partner
(MFI)Entrepreneur
Money
Information
How Kiva works
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“Kiva in a Box”: The Big Picture
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Online lending platform• Kiva.org is a
website which allows you to lend to an entrepreneur who needs a loan
• Through Kiva, you loan as little as $25 to an entrepreneur at 0% interest
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www.kiva.org
The Kiva website lists loan requests which you can browse, just like browsing items on eBay or another website
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www.kiva.org
Size of the loan and status
Summary of the business and loan, including
when it is expected to be
paid back
Information on the microfinance institution which is managing the
loan on the ground
Picture of the entrepreneur
Description of the business and
what the loan will be used for
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www.kiva.org
The business page also shows you all of the
other people around the world who are
contributing to this loan
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Where are we today?
Mexico
GuatemalaHondurasNicaragua
HaitiDominican
Republic
SamoaEcuador
Peru
BoliviaParaguay
Senegal
Sierra Leone Cote
d’Ivoire
Ghana
Togo
Nigeria
Cameroon
DRC
Mozambique
Tanzania
KenyaUganda
South Sudan
Indonesia
VietnamCambodia
NepalPakistan
Afghanistan
TajikistanLebanon
Gaza Iraq
Azerbaijan
UkraineMoldovaBosnia
Bulgaria
Kiva has lent over $ XX dollars in loans through XX Microfinance Partners in XX countries and is still growing
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New loan categories
Scale Break Even Innovate
$1 Billion for 2M borrowers
Self-sufficiency at scale
The next 5 years: 3 aspirations
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Yenku: Sierra LeoneYenku Sesay is a 30 year old Sierra Leonean
In 2006 rebel soldiers cut off his
hands as punishment for voting
When he was 21 years old, Yenku was a double amputee, whose only prospects were begging in the streets of Freetown
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Yenku Sesay: Survival to SuccessYenku was approached by a microfinance institution
The microfinance institution encouraged Yenku to take a loan of 300,000 Leones (about $100) to start a small business
Yenku sold soap, biscuits and small items for a small profit
As Yenku made a profit, he reinvested it into the business
Yenku now supports his family of three children, and even pays for his younger brother’s schools fees
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1) Make a $25 Loan
1) Give a $25 Kiva Gift Certificate
1) Spread the Word! (email footer, add Kiva to your blog, join Facebook cause, follow Kiva on Twitter)
2) Start a Lending Team (join an existing team, start your own team with family and friends)
Get Involved Today!
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Become a Kiva Fellow!- Work overseas with one of Kiva’s Field Partners to help facilitate connections between Kiva Lenders and Borrowers
http://www.kiva.org/fellows Join Kiva’s Loan Review & Translation team
- Volunteer your time remotely to help review and translate loan profiles that are posted by our Field Partners
http://www.kiva.org/volunteer Intern in Kiva’s San Francisco Headquarters
- Volunteer with Kiva in a part-time capacity for 4-8 months, it’s a great opportunity to learn more about Kiva’s model
http://www.kiva.org/volunteer Join Kiva’s Developer Community
- Are you a developer, designer or tech-fanatic? Learn more about our API and join our awesome developer community!
http://build.kiva.org/
Take it to the Next Level: Want to get more involved or know someone who might?
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Questions?
www.kiva.org
Loans that Change Lives