Fs Pjt Final

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    ByBharat Vaid (10AC08) DSP BlackRock

    D Pradeep (10AC21)

    HDFC AMC

    SNV Pravin(10AC22)- ICICI Prudential

    R Raja Sugirtha(10AC23)KotakMahindra AMC

    K Rajeshwaran(10AC24) CanaraRobeco

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    HDFC Mutual Funds

    - D PRADEEP

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    Tax Saver Schemes @HDFC AMC

    1. HDFC Tax Saver

    **** Zurich India TaxSaver Fund

    December 18, 1995

    2. HDFC Long Term Advantage - ***

    December, 2000

    Both Schemes has 2 options:

    1. Growth

    2. Dividendoffers Dividend payout and

    Reinvestment

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    HDFC Tax Saver

    Objective:o To achieve long term growth of capital

    Open Ended Scheme

    Lock-in Period : 3 years

    No entry and exit load.

    Systematic Investment Plan:oMinimum

    Rs 500/- per month.

    Rs 1500/- every quarterly.

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    HDFC Tax Saver PayoutT+3 or T+4 days

    Expense Ratio : 1.85

    Investment Policy: Identifying securities which offer superior levels of

    yield at low levels of risk.

    Unique in Investment:

    oMax in Large caps

    o Indian Depository Receipts (IDR) of Standard

    Chartered PLC (UK).

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    Performance

    Net Asset Value Rs 213.14

    Assets Under Management Rs 3113.95 Crores

    Return since Launch 31.71%

    Return Grade Above Average

    Risk Grade Below Average

    Net Asset Value = Rs 54.15

    Growth Option

    Total Equity & Equity Related Holdings 94.18

    Total Money Market Instrument & Other CreditExposures (aggregated holdings in a single issuer)

    0.00

    Cash, Cash Equivalents and Net Current Assets 5.82

    Grand Total 100.00

    Portfolio

    Dividend Option

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    Sector-wise Asset HoldingsSectors % Net Assets

    Financial

    13.38

    Energy 11.43HealthCare 11.39

    FMCG 9.60

    Technology 8.84

    Engineering 6.09

    Communication 4.14

    Services 3.94

    Automobile 3.64

    Metals 3.19

    Diversified 2.62

    Chemicals 1.24

    Construction 1.21

    Others 19.29

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    Equity & Equity RelatedHoldings

    Company Industry % to NAVState Bank of India Banks 5.28

    ITC Ltd. Consumer Non Durables 5.04

    Tata Consultancy Services Ltd. Software 4.77

    Sun Pharmaceutical Industries Ltd. Pharmaceuticals 4.32

    Bharti Airtel Ltd. Telecom - Services 4.14

    Infosys Ltd. Software 4.07

    ICICI Bank Ltd. Banks 3.44

    Bank of Baroda Banks 2.77

    Larsen & Toubro Ltd. Construction Project 2.62

    Ipca Laboratories Ltd. Pharmaceuticals 2.45

    Total of Top Ten Equity Holdings 38.90

    Others 61.10

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    HDFC Long Term Advantage

    To generate long term capital appreciation from a

    portfolio

    Investment - equity and equity related instruments

    Open Ended Scheme

    Lock-in Period : 3 years

    No entry and exit load.

    Systematic Investment Plan:

    o Rs 500/- every month.

    o Rs 1500/- every quarterly.

    Expense Ratio : 2.06

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    Performance

    Net Asset Value Rs 126.738

    Assets Under Management Rs 936.18 Crores

    Return since Launch 26.89%

    Return Grade Average

    Risk Grade Average

    Net Asset Value = Rs 33.155

    Growth Option

    Portfolio

    Total Equity & Equity Related Holdings 97.50

    Total Credit Exposures (aggregated holdings ina single issuer)

    0.14

    Cash, Cash Equivalents and Net Current Assets 2.36

    Grand Total 100.00

    Dividend Option

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    Sector-wise Asset AllocationSectors % Net Assets

    Financial 15.28Technology 14.11

    HealthCare 9.21Energy 7.86

    Automobile 5.98

    FMCG 5.34Communication 4.71

    Services 3.94

    Metals 3.92

    Diversified 3.90

    Chemicals 2.92

    Consumer Durables 2.53

    Construction 2.40

    Engineering 2.29

    Others 15.61

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    Equity & Equity Related HoldingsCompany Industry % to NAV

    Tata Consultancy Services Ltd. Software 7.71

    ICICI Bank Ltd. Banks 7.26Infosys Ltd. Software 6.40

    Reliance Industries Ltd. Petroleum Products 5.17State Bank of India Banks 5.05Bharti Airtel Ltd. Telecom - Services 4.71

    Carborundum Universal Ltd. Industrial Products 3.92Balkrishna Industries Ltd. Auto Ancillaries 3.92

    Larsen & Toubro Ltd. Construction Project 3.90

    Ipca Laboratories Ltd. Pharmaceuticals 3.44

    Total of Top Ten Equity Holdings 51.48

    Others 48.52

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    Investment Pattern HDFC Tax Saver:

    HDFC Long Term Advantage:

    Asset Portfolio Risk

    Equity & Equity RelatedInstruments

    Minimum80%

    Medium toHigh

    Debt Instruments & MoneyMarket Securities

    Maximum20%

    Low toMedium

    Asset Portfolio Risk

    Equity & Equity RelatedInstruments

    80% Medium toHigh

    Debt Instruments & MoneyMarket Securities

    20% Low toMedium

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    Benefits Minimizes Tax Liquidity

    o Full tax saving without investing 1 lakh.o Profits on the sale of units are treated as long-term capital gains

    No tax

    o No dividend distribution tax on equity investments - Dividendsearned are tax free

    Satisfies the purpose of Long-terminvestments 3 years.

    Maximum returns from investments in

    equities

    Redemption proceeds issued within 3-4

    business days

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    Benefits

    Transparency

    NAV, AUM, Entire portfolio ConveniencePurchase or sell the funds directly or

    indirectlySTP & SWAP

    Flexibility

    Consistency in dividend

    dividend rate >50% LiquidityRedeem after 3 years Fund manager builds the portfolio for the long-term

    : 3-year lock-in period

    oGreater flexibility to make investment decisionsoNo worries about everyday redemptions.

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    Competitive Advantage AUM for HDFC Tax saver is higher than others Expense ratio is good

    %Return Since launch is high

    Risk is less

    Growth in NAV is higher than others.

    Risk adjusted performance is higher than othersexcept Canara

    Profits are high.

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    DSP BlackRock

    - BHARAT VAID

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    DSP Blackrock Tax SaverFund DSP Blackrock Tax Saver Fund

    LaunchedDec 2006

    Optionsa. Growth

    b. Dividend Payout Reinvestment

    Rating - ***

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    Contd. Objective

    Open ended scheme

    No Entry and Exit Load

    Lock in period

    Minimum Investment

    SIP Rs 500/- per month

    (Minimum 6 Installments)

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    PerformanceGrowth Option

    NAV Rs 15.1 (as on 31/07/2011)

    Net Assets Rs 844.6 Cr

    Returns Since Launch 9.34%

    Return Grade Average

    Risk Grade Average

    Portfolio

    Composition %Total Equity and EquityRelated Holdings

    96.96

    Debt 0.08

    Cash 2.99

    Total 100

    DividendOption

    NAV : 10.838

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    Investment PatternInstrument Allocation Risk Profile

    Equity andEquity Related

    Securities

    80% - 100% Medium toHigh

    ADRs, GDRsand Foreign

    EquitySecurities

    0% - 20% Medium toHigh

    Debt 0% - 20% Low to Medium

    A All i S

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    Asset Allocation SectorWise

    E i d E i R l d

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    Equity and Equity RelatedHoldings

    Bonds

    Britannia Industries

    0.08%

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    Benefits Tax Liquidity

    LiquidityRedeem after 3 years

    TransparencyNAV, AUM, Entire portfolio

    ConveniencePurchase or sell the funds directly orindirectly

    Flexibility- Client & Fund Manager

    Purpose of Long-term investments is satisfied.

    Competitive Advantage:

    % Return is higher than Kotak

    Expense Ratio is lower than Canera &Kotak

    AUM is higher than Canera and Kotak

    Risk is less than kotak

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    CANARA ROBECO

    - K RAJESHWARAN

    C R b E i T

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    Canara Robeco Equity TaxSaver

    1. Canara Robeco Equity Tax Saver Tax Saving Equity Scheme

    March 31, 1993

    2. Robeco Advantage

    To achieve capital appreciation byfacilitating subscribers to seek taxbenefits.

    Schemes has 2 options:

    1. Growth

    2. Dividend option

    C R b E i T

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    Canara Robeco Equity TaxSaver

    To achieve long term growth of capital

    Open Ended Scheme

    Lock-in Period : 3 years Lump sum Investment Plan

    Systematic investment plan

    Systematic transfer plan

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    PerformanceGrowthOption

    Net asset value Rs 24.86

    Net assets 289.79

    Returns since launch 15.10

    Return grade High

    Risk grade Belowaverage

    Total Equity & Equity Related Holdings 93.13

    Total Money Market Instrument & Other CreditExposures (aggregated holdings in a single issuer)