Front Porch - Nov./Dec. 2012
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Transcript of Front Porch - Nov./Dec. 2012
FRONT PORCHFRONT PORCHNov. - Dec. 2012
arfb.com
The year’s top story
VOTEVOTEFFORR ISSUE #1ISSUE #1More highwaysMore jobsA stronger Arkansas
Holiday turkey misconceptionsOne dough, fi ve holiday cookies
BECAUSE THANK YOU ISN’T THANKS ENOUGH.
$500ON TOP OF MOST CURRENT OFFERS1
PRESENTING A PRIVATE OFFER FOR FARM BUREAU MEMBERS.
1 Offer available through 4/1/14. Available on all 2011, 2012 and 2013 Chevrolet vehicles (excluding Volt). This offer is not available with some other offers, including private offers(for example, Owner Loyalty). Only customers who have been active members of an eligibleFarm Bureau for a minimum of 60 days will be eligible to receive a certificate. Customers canobtain certificates at www.fbverify.com/gm. Farm Bureau and the FB logo are registered servicemarks of the American Farm Bureau Federation and are used herein under license by General Motors.
You choose Farm Bureau because you never know where life will take you.
To thank you, we’re proudly extending this special $500 private offer1
good toward the purchase or lease of nearly any new Chevrolet vehicle—
from Equinox to Malibu. Don’t wait, get your personal authorization
number now at fbverify.com/gm and visit your Chevrolet dealer today.
®
Farm Bureau members can get a $5001 private offer toward the purchase or lease of most new GM vehicles,including the Chevrolet Silverado 2500hD and 3500hD lineup. Visit fbverify.com for more details. They get tough jobs done with a maximum payload of up to 6,635 lbs.2 and a conventional towing capacity of up to 17,000 lbs.3And through the GM Business Choice Program,4 business owners receive even more when purchasing or leasing an eligible Chevrolet or GMC truck or van for business use. Visit gmbusinesschoice.com for details.
Bull Motor Company729 Hwy 64 W, Wynne
870-238-2800www.BullMotorCo.com
Smith Chevrolet-Cadillac Co.1215 Hwy 71 S, Fort Smith
479-646-7301
Crain Chevrolet, LLC9911 Interstate 30,
Little Rock501 255-5300
www.crainchevy.com
Landers Chevrolet19236 Interstate 30,
Benton501-315-2500
Lucky’s of Monticello 1215 hway 425 North, Monticello
870-367-6000www.autobylucky.com
Continuing the Hometown Experience
HUG
Central Chevrolet-Cadillac3207 Stadium Blvd,
Jonesboro870-935-5575
Everett-Maxey Buick-GMC
Moberly Lane, Bentonville
866-812-3307EverettMaxey.com
Stanley Wood Chevrolet Buick GMC Cadillac290 South Central Avenue, Batesville
870-793-8440
Holt Auto Group905 Unity Rd., Crossett
(870)364-4424www.holtautogroup.net
Smart Chevrolet Cadillac Buick GMC
515 W 5th, Pine Bluff870-534-8122
www.smartdrive.com
Everett Buick-GMCI-30 Alcoa Exit, Bryant
501-315-7100EverettBGMC.com
Allen Tillery Auto4573 Central, Hot Springs
1-888-TILLERYwww.allentilleryauto.com
Everett ChevroletI-540 at
Elm Springs Road, Springdale
888-536-0352EverettChevroletNWA.com
Gerren Motor CompanyChevrolet Buick GMC
2190 US Hwy 165 W, England501-842-2527
Holly Chevrolet6601 Interstate 55 N,
Marion870-739-7337
Gwatney ChevroletGregory Street Exit
Jacksonville800-697-9586
www.GoGwatney.com
Gwatney Buick/GMC5700 Landers Road,North Little Rock
www.GoGwatney.com
Rhodes Chevrolet2800 Alma Hwy.-
Exit 2A/I-540Van Buren
1-866-679-2438www.rhodeschevy.com
Bale Chevrolet13101 Chenal Pky
Little Rock800-467-2253
www.balechevrolet.com
Russell Chevrolet6100 Landers Road,
Sherwood800-511-5823
www.russellchevrolet.com
1 Off er valid toward the purchase of new 2011, 2012 and 2013 Buick, Chevrolet and GMC models,
excluding Chevrolet Volt.2 Requires Regular Cab model and gas engine. Maximum payload capacity includes weight of driver,
passengers, optional equipment and cargo.3 Requires available 6.6L Duramax® diesel engine. Maximum trailer ratings assume a properly-equipped
base vehicle plus driver. See dealer for details.4 To qualify, vehicles must be used in the day-to-day operation of the business and not solely for
transportation purposes. Must provide proof of business. Th is program may not be compatible with other
off ers or incentive programs. Consult your local Chevrolet or GMC dealer or visit gmbusinesschoice.com
for program compatibility and other restrictions. Take delivery by 4/1/2014.
Farm Bureau and the American Farm Bureau Federation® are registered service marks owned by the
American Farm Bureau Federation, and are used herein (or by
GM) under license.©2011 General Motors LLC
Exclusive $500 Member Private Offer is Available at any Arkansas
Chevy, GMC or Buick Dealer.
®
- GM Dealership locations - Select dealer contact info on the right.
in BENTON
Classic
Stanley Wood
Orr Bull
LandersEverett
Gerren
HugRhodes
CrainRussellGwatney ChevyGwatney
Buick/GMC
Bale
Central
Smart
Lucky’s
Holt
Holly
Allen Tillery
Everett
Smith
Everett-Maxey
$500PRIVATE OFFER
F R O N T P O R C H I arfb.com2
ruralhealth.uams.edu/M*A*S*H
M*A*S*H (Medical Applications of Science for Health) provides an important early start toward medical education for rural Arkansas high school students. They’re the ones
most likely to come back home to practice. In summer 2012, more than 390 students experienced actual medical
practices in 29 M*A*S*H locations around the state.
Thank You
for supporting homegrown health care
from the 5,656 students who have graduated from the M*A*S*H program between 1994-2012
ARKANSAS MEDICALMENTOR PARTNERSHIP
Arkansas Medical MENTOR Partners ($5,000+ each)
UAMS Area Health Education Centers (AHEC) Arkansas Blue Cross and Blue Shield Arkansas Farm Bureau Baptist Health UAMS Rural Hospital Program
Arkansas Department of Health, Office of Oral Health UAMS Center for Diversity Affairs
Gold ($501-$1,000)Boone County Farm Bureau
Clark County Farm Bureau
Cleveland County Farm Bureau
Craighead County Farm Bureau
Greene County Farm Bureau
Jefferson County Farm Bureau
Sebastian County Farm Bureau
Ken and Karen Tillman
Silver ($251-$500)Arkansas County Farm Bureau
Chicot County Farm Bureau
Clay County Farm Bureau
Cleburne County Farm Bureau
Desha County Farm Bureau
Hot Spring County Farm Bureau
Marion County Farm Bureau
Phillips County Farm Bureau
Polk County Farm Bureau
Scott County Farm Bureau
Van Buren County Farm Bureau
White County Farm Bureau
Yell County Farm Bureau
Bronze (up to $250)Ashley County Farm Bureau
Benton County Farm Bureau
Calhoun County Farm Bureau
Conway County Farm Bureau
Crawford County Farm Bureau
Cross County Farm Bureau
Dallas County Farm Bureau
Drew County Farm Bureau
Faulkner County Farm Bureau
Garland County Farm Bureau
Grant County Farm Bureau
Howard County Farm Bureau
Independence County Farm Bureau
Lee County Farm Bureau
Lincoln County Farm Bureau
Madison County Farm Bureau
Monroe County Farm Bureau
Montgomery County Farm Bureau
Newton County Farm Bureau
North Logan County Farm Bureau
Pike County Farm Bureau
Pope County Farm Bureau
Saline County Farm Bureau
South Logan County Farm Bureau
Stone County Farm Bureau
Union County Farm Bureau
Washington County Farm Bureau
Woodruff County Farm Bureau
Local PartnersACUMEN Brands/Scrub Shopper
Air Evac Emergency Transport
Arkansas Children’s Hospital
Arkansas Methodist Medical Center Auxiliary
and Foundation
Arkansas SAVES
Arkansas State Police
Arkansas Regional Organ Recovery Agency (ARORA)
Baptist Health Heber Springs Auxiliary
Center for Crisis Intervention
Chicot Memorial Hospital
City of Fort Smith, Transit Department & Bomb Squad
Clinton Meat Processing Center
Community Health Centers of Arkansas
CPR Center
CHISTUS St. Michael Health System
Delta Memorial Hospital
Diamond Head Restaurant, Harrison
Fort Smith EMS
Health South Rehabilitation Hospital
HMG
Homey Hearth, Harrison
Howard Memorial Hospital
Jefferson Regional Medical Center
Kistler Center
Laine Ragsdale, The Nest Financial, Harrison
Lou’s Meat Market, Pottsville
McDonald’s, Harrison
Mercy Medical Center, Fort Smith
Mercy Hospital, Hot Springs
Neighbor’s Mill, Harrison
Newton’s Locker & Processing Plant, Harrison
North Arkansas College, Allied Health & Nursing
North Star EMS
Reynolds Cancer Support House
Shepherd Florist
Sparks’ Regional Medical Center and Women’s
and Radiation Center
Southern Paramedic Service
St. Bernards Medical Center
Summit Medical Center
Superior Uniform Group
University of Arkansas Fort Smith
UAMS Auxiliary
Van Buren Co Farm Bureau Women’s Committee
Wadley Regional Medical Center
A special
‘thank you’
to all medical
professionals
and educators
who gave their
time. Without
you, M*A*S*H
programs would
not be possible.
Platinum Level Contributors ($1,001+)Lonoke County Farm Bureau Women’s Committee
3F R O N T P O R C H I arfb.com
IFRONT PORCH
November - December 2012
For address changes, contact:Rhonda Whitley at [email protected]
Arkansas Farm Bureau Federation Farm Bureau Center
P.O. Box 31 • Little Rock, AR 72203-0031Fax: (501) 228-1557
Please provide membership number.
Edition 83
6 D-R-O-U-G-H-T Everyone’s pocketbook will feel its lingering effects
Gregg Patterson
3 Farm Bureau MattersRandy Veach
4 Food for ThoughtEwell Welch
14 Taste Arkansas Tara Johnson
18 Land & People Gregg Patterson
22 Building Wealth Allyson Hamlin
24 In the Kitchen Tara Johnson
C O V E R
On the cover — When it comes to the year’s top stories, it’s hard to argue against the longest-running media saga being that of the drought. Everybody loves to talk about the weather — especially farmers.
Farm Bureau Matters
by RANDY VEACHPresident, Arkansas Farm Bureau
Send comments to:[email protected]
I was fortunate to be among several
dozen farmers and ranchers who took
part in a mid-October USDA workshop
to outline resources available to assist
with drought recovery efforts, one of
four regional hearings held around the
country.
There was broad dialogue, including
some creative thinking and discussion
from farmers and ranchers about things
that could help them crawl out of the
deep hole so many were left in by the
Drought of 2012 (and its predecessors,
the almost-as-bad Drought of 2011 and a
not-so-pleasant 2010).
But, frankly, for all the positive
rhetoric from the workshop, there has
been very little action. The hour is
late, too late for some of our farmers
and ranchers, and a show of force at
workshop doesn’t necessarily help those
who fought this drought on the ground.
The over-arching sense from the day
seemed to be that the meeting needed
to have been two months earlier, when
the drought had a death-grip around the
throat of livestock and row-crop farmers
alike.
It could be that farmers and ranchers
are still stung from the blow they
had been dealt by Congress’ inaction
on a new farm bill, which expired
Oct. 1. This federal legislation is the
backbone of our country’s farm and
agricultural policy and, without it, a
number of important programs are
in danger, including dairy programs,
disaster assistance, crop insurance,
commodity support, food stamps and
programs that support conservation
and environmental protection, rural
economic and community development
and agricultural research.
We have hope that Congress will
take up the issue when they return
after the Nov. 6 election, but with a
lame duck session, who knows what is
likely to occur.
Let me say very clearly that
Arkansas’ Congressional delegation
was not the problem during the farm
bill discussion. Each member of our
delegation worked diligently to get a
meaningful piece of legislation passed
before the expiration of the farm bill.
They just couldn’t get enough help.
This leaves our farmers and
ranchers in limbo, unclear how to plan
and arrange for the lending critical to
our day-to-day operations. It leaves
planting decisions unmade. Signup
for conservation programs is now
frozen, as is export assistance. Disaster
assistance doesn’t exist currently,
on the heels of this terrible drought.
USDA is not providing any additional
assistance to the Beginning Farmer and
Rancher Development program. All
these issues, and more, are causalities
of Congressional inaction.
A fair question to ask, particularly
by those who participated in
the drought workshop, is ‘What
support will be there for our farmers
and ranchers?’ While seeing the
governmental resources that could be
stockpiled for the drought workshop
was impressive, the farmers and
ranchers I talk to every day would
all feel a lot better if Congress would
pass a workable farm bill. That will
also have the most meaniful impact to
consumers, as well.
God Bless you and your families.
God bless the farmers and ranchers.
And God bless Arkansas Farm Bureau. � pcipublishing.com
Created by Publishing Concepts, Inc.David Brown, President • [email protected]
For Advertising info contact Tom Kennedy • 1-800-561-4686
F R O N T P O R C H I arfb.com4
EOffi cial membership publication of Arkansas Farm Bureau Federation.
Front Porch is mailed to approximately 212,000 member-families.
SUBSCRIPTIONS: Included in membership dues.
ARKANSAS FARM BUREAU OFFICERS: President
Randy VeachManila
Vice PresidentRich Hillman
CarlisleSecretary/Treasurer
Tom Jones Pottsville
Executive Vice PresidentEwell WelchLittle Rock
DIRECTORS:Richard Armstrong, Ozark
Troy Buck, Alpine Jon Carroll, Moro
Joe Christian, Jonesboro Terry Dabbs, Stuttgart Mike Freeze, England
Bruce Jackson, Lockesburg Johnny Loftin, El Dorado
Gene Pharr, Lincoln Rusty Smith, Des Arc Allen Stewart, Mena
Mike Sullivan, Burdette Leo Sutterfi eld, Mountain View
EX OFFICIOSue Billiot, Smithville Janice Marsh, McCroryKirk Meins, StuttgartBrian Walker, Horatio
Executive Editor: Steve EddingtonEditor: Gregg Patterson
Contributing Editors: Ken Moore, Keith Sutton, Chris Wilson
Research Assistant: Brenda Gregory
ADVERTISING: Contact David Brown at Publishing Concepts, Inc. for
advertising [email protected]
(501) 221-9986 Fax (501) 225-3735
Front Porch (USPS 019-879) is published bi-monthly by the Arkansas Farm Bureau Federation, 10720 Kanis Rd., Little Rock, AR 72211.
Periodicals Postage paid at Little Rock, Ark. POSTMASTER: Send address changes to Front Porch,
P.O. Box 31, Little Rock, AR 72203.
Publisher assumes no responsibility for any errors or omissions. All rights reserved. Reproduction without
permission is prohibited.
The Arkansas Farm Bureau Federation reserves the right to accept or reject all advertising requests.
FRONT PORCHArkansas Farm Bureau © 2012
Food for Thought
by EWELL WELCHExecutive Vice President, Arkansas Farm Bureau
Election Day.
I may be old school, but I still believe
Election Day is one of the most important
days in America. This time, of course, it’s a
presidential election, so the stakes are a little
higher. But no matter if it’s a spring primary;
a local school board or city council seat;
county sheriff; mayor or that proverbial butt
of political jokes, the offi ce of dog catcher,
there is something uniquely American about
Election Day. It’s the opportunity to freely
express one’s preference for everything from
the lowliest village offi ce to the highest
offi ce in the free world.
I have a co-worker who tells the story
of a situation we’ve all faced at one time or
another, that of being dissatisfi ed with the
available choices for an elected position.
My friend used the power of the write-in
vote and voted for his father, who he said
was a man of great character and moral
endurance, the most honest man he knew.
A wasted vote you might think?
Think again.
Voting is a duty — a responsibility —
an act of service to the community, the
state, the nation and even the world. Few
things you can do resonate to that level of
importance.
Voting is an expression of honor to
those who fought for that freedom. What
better way to thank all of the veterans who
served and to honor those who died since
this country was birthed, than by voting?
***
The Arkansas Farm Bureau board of
directors recently voted to support and
encourages you to vote FOR Issue #1 when
you go to the polls this Nov. As you’re
likely aware, Issue #1 would fi nance a $1.3
billion bond issue for the construction of
four-lane highways throughout the state.
Additionally, it would divide more than
$700 million between all 75 counties and
every incorporated town and community to
repair streets and fi x county roads.
One of the primary functions of
government, from my standpoint, is
to provide the infrastructure needed to
conduct business on a day-to-day basis. I
believe good, safe roads are important for
the citizens, and the economy, of this state.
From agriculture’s standpoint, our products
can’t get to market without good roads. It’s
as simple as that.
Arkansas Farm Bureau’s member-defi ned
policy supports funding for a road program
that includes a combination of bonds and
sales taxes. Issue #1 seems to be created to
match that requirement. The ballot issue
was put in front of voters by the 2011
General Assembly, in a bipartisan vote that
now allows you to decide on the measure.
The temporary half-cent sales tax will last
only for 10 years. When the bonds are
repaid the tax is automatically abolished.
The temporary sales tax will be shared
by consumers and road users statewide,
and will not apply to groceries, medicine,
gasoline or diesel. The temporary tax has an
automatic end once the bonds have been
paid off. Additionally, this money can only
be spent on roads and can’t be re-designated
for other uses. And 40,000 jobs statewide
will be supported by the activity that
surrounds the expanded highway program. I
encourage you to vote FOR Issue #1.
Election Day is a special day. Make sure
you exercise your right to vote.
4
�
5F R O N T P O R C H I arfb.com
BETTER HIGHWAYS LEAD TO A BETTER ARKANSAS.
Vote FOR Issue #1On Tuesday, Nov. 6
Issue #1 will:Continue to build four-lane highways connecting all parts of the state.
Authorize a $1.3 billion construction bond issue for the four-lane work.
Provide new revenue to every city, town and county to fix city streets and improve county roads.
Turn back more than $700 million in local revenue for the city and county road programs.
Improve the Arkansas economy and support economic development.
Create local jobs through local city and county construction and maintenance road projects.
Support more than 40,000 jobs statewide.
Madison Murphy and Mark Lamberth, Co-ChairmenRandy Zook, Treasurer
Issue #1 WILL NOT RAISE TAXES on groceries, medicine, gasoline or diesel.
Issue #1 will be funded by a temporary 1/2¢ sales tax limited to the 10-year bond issue.
When the bonds are paid off in 10 years or less, the tax will be abolished and cannot be renewed.
Learn more about what your city and county will receive from local turnback revenue.
Plus, view maps, a fact sheet and other information, at www.MoveArkansasForward.com .
®
Endorsed by
F R O N T P O R C H I arfb.com6
7F R O N T P O R C H I arfb.com
TEveryone’s pocketbook will feel its lingering effects
The year’s top story was the
drought. It was the worst drought
in Arkansas since 1988 as it was
nationally. To put it in sharper
perspective, the drought of 2012 is
the third costliest natural disaster
— $77 billion according to Purdue
University economist Chris Hurt
— in our country’s history. Only
Hurricane Katrina in 2005 and the
drought of 1988 wreaked more
economic havoc.
Correspondingly, the summer of
2012 was the third hottest in U.S.
weather record keeping, and July
was the hottest this country has
ever recorded. Arkansas’ farmers and
ranchers suffered to varying degrees.
However, those with access to water
and the ability to place it efficiently
on their crops when needed were
able to successfully bring off a crop
and take advantage of this year’s
high corn and soybean prices.
by Gregg Patterson
F R O N T P O R C H I arfb.com8
Beef ranchers hit hardThe drought certainly adversely affected
those in the livestock business, particularly cattle
ranchers. The University of Arkansas Division of
Agriculture studied the drought’s impact on cow/
calf operations in the state. A cow/calf operation
breeds cows and sells the calves, usually when the
calf is seven or eight months old. The calves graze
on grass in a pasture or eat hay when pasture forage
is insuffi cient. The study was done by agriculture
economics and agribusiness professor Michael Popp
along with Nathan Kemper, the trade adjustment
assistance program coordinator for the Southern Risk
Management Education Center. They found that
Arkansas cattle ranchers lost $128 million because
of the drought. Major factors in that overall loss
included increased hay costs, reduced hay sales and
decreased revenue in calf sales due to lighter-weight
calves being sold.
The drought was devastating to the hay crop so
necessary to cattle ranchers for feeding their stock
and damaged and destroyed pastures. Travis Justice,
a senior economist for Arkansas Farm Bureau (ARFB)
and its Beef Cattle Division coordinator says the
inconvenience cattle ranchers faced due to reduced
capacity of pasture and availability of hay seriously
hindered them. “Not only were they constantly trying
to fi nd hay but in the areas of most extreme drought,
they were losing pasture that will have to be replaced,
because the grass died off completely,” he said.
“It will take time for the soils to fully recover in
those areas,”
Justice said.
“And some
pastures need
complete
restoring.”
Popp and
Kemper found
that cattle
ranchers lost
an average of
$141 per bred cow because of the drought. Popp says
almost half of those losses resulted from spending
for extra feed and the other half was what ranchers
weren’t paid, because they had to sell their calves
earlier and at a lower weight. “We found that most
operations had to buy another $65 of hay per cow,”
Popp said in a report released by the UofA Division of
Agriculture’s Cooperative Extension Service.
Not a blade of grass worth eating The drought wiped out this Pope County pasture of Bermuda grass leaving cattleman Gary Rowlands
to contemplate its total loss. Rowlands (left) and Pope County Extension Service Chair Phil Sims assess the damage.
Ken
Moo
re p
hoto
s
Consumer prices to riseJustice says the effects of this summer’s
drought on beef prices in the grocery store
will begin to be seen sometime in early 2013.
“The higher beef prices in the grocery store
already seen this year are a result of last
year’s drought,” he said.
Cattle ranchers have actually been selling
off more of their herds since 2009. That
continued reduction in overall herd size
has Arkansas with less cattle than at any
time in the last 40 years. The trend is worse
nationwide with the overall U.S. herd at its
lowest level since the 1950s. Supply is down
and won’t recover for a while. Popp says
pastures must recover and hay has to be
readily available for ranchers to rebuild their
herds.
Justice says it takes about three years
before the fi rst pound of fi nished beef
reaches the supermarket. It takes 15 months
before a female calf can be bred, nine
months to successfully bring off a pregnancy,
then seven months before that calf is ready
to go to the feedlot and, fi nally, six to eight
more months for that animal to be ready
as fi nished meat in the grocery store. If
everything in that process began today and
went perfectly, that’s the fall of 2015 before
the fi rst pound of additional beef is ready for
you to buy.
Overall, Justice says consumers will
not only pay a higher price for beef but
also for all animal protein, including dairy
products, eggs, pork, poultry and fi sh raised
in confi nement. Confi ned animals eat
predominantly a corn-based feed diet, and
record corn prices — another result of the
drought — have driven up the cost for those
animal feeds.
Mixed bag for row-crop farmers
While beef producers and other
livestock growers took it on the chin
from the drought, crop farmers in
Arkansas fared somewhat better — if
they could irrigate their crops. Matt
King is an economist for ARFB and keeps
9F R O N T P O R C H I arfb.com
Irrigate or die Arkansas row-crop farmers learned a hard lesson during the drought-stricken decade of the 1980s and committed to develop the irrigation necessary to make it through dry times. Those who had water did well, though their costs to get their crop through harvest increased dramatically.
Keith
Sut
ton
10 F R O N T P O R C H I arfb.com
his fi nger on the pulse of row crop
production. He says farmers learned
a valuable lesson during the drought
of 1980 about the need for irrigated
cropland and began making sure they
had access to water from then on.
“Our farmers made the investment
to put irrigation in for their crops other
than rice,” he said. “Now, 85 to 90
percent of our crops are irrigated.”
That irrigation made corn growing
in Arkansas a winner this year while
corn burned up from the intense
heat, drought and lack of irrigation
in traditionally strong Midwest corn
states. With record corn prices, farmers
bringing in big yields got big returns.
But the drought still exacted a toll on
them. The cost to irrigate was expensive
this year.
“Instead of irrigating a fi eld fi ve times,
you might have to irrigate it 12 times,”
King said. “It’s not unlike a homeowner
watering their lawn. During a normal
summer, you might water that lawn one
or two times a week. This summer required
watering it every day. You realize the
impact when you get your water bill at the
end of the month.”
For farmers, that bill wound up being
the cost for diesel fuel to pump the water.
The UofA Cooperative Extension Service
pegged the cost for one or two extra rounds
of irrigation for corn and soybeans at $4
to $8 an acre, and for rice at $20 to $41 an
acre more than normal.
Even though consistent fall rains are
helping alleviate the drought around most
of the state, the drought is still causing
shipping problems on the Mississippi River.
Low water is stalling barge traffi c. To get
a barge through, it can only be loaded to
70 to 75 percent capacity. Smaller barge
capacity and slower movement on the river
has grain storage elevators and on-farm
grain bins near capacity and no place to
adequately store the crops coming out of
the fi elds right now. In some cases, grain is
simply being dumped on the ground and is
being exposed to the elements. Or farmers
are paying extra to have it trucked farther
distances to an adequate storage facility.
In the heat of the night A cattle sale barn in Glenwood operates to a near capacity crowd. Sale barns statewide often stayed open well past midnight as ranchers raced to sell off stock that was increasingly diffi cult to feed due to lack of hay and pastureland damaged by the drought.
Beans big too Soybeans like these near Wynne also did well
on irrigated land.
Keith
Sut
ton
Keith
Sut
ton
Keith
Sut
ton
Lingering costs from this year’s near-
record drought will continue affecting
ranchers and farmers who are already
working on restoring pastures, and
planning and preparing the ground for
next year’s crops. And there’s no doubt
that consumers will be reminded of it,
too, every time they go to the grocery
store.
11F R O N T P O R C H I arfb.com
�
No corny joke A cornfi eld dependant on rain near Scott lies burnt by the drought. Corn states in the Midwest that predominantly depend on rain as the way to water crops suffered a similar fate as the drought was especially hard there. Corn prices shot above $8 a bushel, providing Arkansas corn farmers with irrigation a silver lining to help offset high irrigation costs.
Life is priceless.Insuring it should be affordable.There’s no limit to what you would do for your children. But there is a limit to your budget. We know how to help you with both. Call now for a Get Real Review from your local Farm Bureau Insurance Agent.
Southern Farm Bureau Life Insurance Co., Jackson, MS
www.sfbli.com
LILF
PR41
005
Keith
Sut
ton
12 F R O N T P O R C H I arfb.com
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13F R O N T P O R C H I arfb.com
R E T I R E M E N T F O R F A R M E R SYes, farmers can retire. And by investing your assets in a Charitable Remainder Unitrust,
you can significantly reduce your tax burden, generously provide for your golden years
with regular income payments and leave a legacy that supports farming around the
world forever. To learn more visit www.farmersforheifer.org or call us at (888) 422-1161.
14 F R O N T P O R C H I arfb.com
TFive common misconceptions about your holiday bird
It’s no secret that my parents raise
turkeys for Butterball. Last year in this
magazine, I shared a behind-the-scenes
look at how your holiday turkey is
raised. As an insider, my friends that
don’t have access to the farm lifestyle
ask me tons of questions. I’m happy
to share about our family farm and
what I’ve learned about agriculture. I
thought this year I should share fi ve
misconceptions that I’m asked about on
a regular basis.
1. Turkeys are given
hormones. The Food and Drug
Administration does not approve
hormone use in poultry. Despite
packaging that claims some
poultry products are hormone
free, by law, all poultry products
are raised hormone free.
2. All free-range poultry live
outside and roam freely.
By law, poultry products can
be labeled as “free-range” if the
birds had access to the outdoors
in some form, not that they
ever used it.
3. Free-range poultry is
safer than conventionally
raised poultry. All U.S.
meat and poultry are subject
to the same government
regulations and inspection
procedures.
4. Commercially raised
livestock, including
poultry, comes from
farms owned by big
business. Today, individuals,
family partnerships or family
corporations own 98 percent
of all U.S. farms.
5. Consumers should be
able to tour poultry
and livestock farms.
Consumers aren’t allowed to
tour poultry and livestock
farms to keep the animals
safe. It’s very easy to spread
diseases if the proper steps
aren’t taken to ensure
biosecurity.
One dough, five ways. When I hear about a great idea, I
can’t wait to share it with everyone
I know. In fact, writing for “Taste
Arkansas” gives me the opportunity
to share ideas with people I don’t
know personally. So, when I found
out people use one “mother dough” to
make multiple holiday cookie recipes, I
couldn’t wait to share it right here. Now,
there are a lot of dough recipes out there
that could serve as the mother dough,
but I like this one. Anything with cream
cheese in it has my vote every time. Pick
one of the variations listed below or
come up with your own. This recipe has
me excited to experiment this holiday
season.
Ingredients
1 package cream cheese, softened
1-½ sticks butter, softened
1 cup granulated sugar
2 teaspoons vanilla extract
2-¼ cups fl our
½ teaspoon baking soda
Directions
1. Beat cream cheese, butter, sugar
and vanilla until well blended.
Add fl our and baking soda; mix
well. Cover.
2. Refrigerate for at least 30
minutes. Prepare and bake
cookies after performing a
variation listed below.
Variations
Sugar cookies: Preheat oven to
350 degrees. Roll dough to 1/8-inch
thickness on lightly fl oured surface.
Cut into assorted shapes using 3-inch
cookie cutters. Place on foil-covered
baking sheets. Bake for 10 to 15 minutes
or until edges start to lightly brown.
Taste Arkansas From farm to table
Healthy bird Despite packaging that claims some poultry products are hormone free, by law, all poultry products are raised hormone free.
compiled by Tara Johnson
15F R O N T P O R C H I arfb.com
Cool and decorate with colored frosting.
Makes about 3-½ dozen.
Mosaic cookies: Preheat oven to
350 degrees. Roll dough to 1/8-inch
thickness on lightly fl oured surface.
Cut into assorted shapes using 3-inch
cookie cutters. Place on foil-covered
baking sheets. Sprinkle each cookie
with 1 teaspoon crushed ring-shaped
hard candies. Press gently into dough.
Bake for 10 to 15 minutes or until edges
start to lightly brown. Makes about 3-½
dozen.
Choco-Orange cookies: Add 1
tablespoon grated orange peel to dough.
Shape into two 8-inch by 1-½-inch logs;
wrap in plastic wrap. Refrigerate 1 hour.
Preheat oven to 350 degrees. Unwrap
logs; cut into ¼-inch-thick slices. Place
2 inches apart on baking sheets. Bake
12 to 15 minutes or until edges begin to
brown. Cool on wire racks. Drizzle with
4 melted squares of semi-sweet baking
chocolate; let stand until set. Makes fi ve
dozen.
Spiced cookies: Add 1 teaspoon each of
ground cinnamon, ground ginger and
ground nutmeg. Refrigerate 30 minutes.
Meanwhile, combine ¼ cup granulated
sugar and ½ teaspoon ground cinnamon;
set aside. Preheat oven to 350 degrees.
Shape dough into balls. Roll dough
in cinnamon-sugar mixture. Place
on baking sheets. Flatten to ¼-inch
thickness with bottom of glass dipped in
the remaining cinnamon-sugar mixture.
Repeat with remaining dough. Bake 10
to 12 minutes or until lightly browned.
Makes about 3-½ dozen.
Almond crescents: Add ½ teaspoon
almond extract and 1 cup fi nely
chopped slivered almonds to dough.
Refrigerate 30 minutes. Preheat oven to
350 degrees. Shape balls of dough into
crescent shapes; place 2 inches apart on
baking sheets. Flatten slightly. Bake 10
to 12 minutes or until lightly browned.
Cool slightly on wire racks; sprinkle with
sifted powdered sugar. Makes fi ve dozen.
Tara Johnson is a contributor to Arkansas
Farm Bureau’s Taste Arkansas blog. For
recipes, videos and farmer profi les visit
tastearkansas.com today.
Gimme some sugar Use the same dough recipe to make fi ve different cookies, like these sugar cookies, and spend less time in the kitchen this holiday season.
1. Always make extra gravy. There is never
enough gravy.
2. Don’t try to please everyone. Everyone has a
favorite dish, but you shouldn’t try to make
them all. Make the dishes that the most
people will enjoy and one or two favorites.
3. Call in reinforcements. If you really want a
lot of family favorites, ask the guests to bring
their favorite sides. No one ever said that
one person has to cook the whole meal.
4. Prepare ahead of time. Do as much
preparation before the big day as possible,
even if that’s just chopping, mincing and
grating the necessary ingredients.
5. Invest in a meat thermometer. Meat
thermometers are one of my favorite kitchen
tools and are especially important to get the
ham, roast or turkey cooked just right.
�
F R O N T P O R C H I arfb.com16
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17F R O N T P O R C H I arfb.com
Food, like nothing else, brings us together.
After all, everyone eats.
On Taste Arkansas, a new food blog
by Arkansas Farm Bureau, this simple truth
is connecting those interested in
food production with the farmers and ranchers
who provide us with an abundance
of Arkansas agricultural products.
TASTE ARKANSAS.COM
FROM FARM TO TABLE
F R O N T P O R C H I arfb.com18
OOptimism is meted out in various
measures. Some (like fi shermen) seem
to be born with it. Those fortunate few
know things will work out for the best
no matter the odds. The late Bill Lindsey,
Sr. must have been blessed with a strong
measure of it along with a stout work
ethic. In 1965, he opened Bill Lindsey’s
Rainbow Resort and Trout Dock on the
Little Red River near Heber Springs.
Only ... there were no trout in the
Little Red River at the time — at least not
yet.
In fact, there were no other fi shing
resorts along the river. That is if you can
call a dock with only fi ve boat slips and
two cabins for rent a “resort.”
“Using the term resort back then
was probably pretty generous,” said
Billy Lindsey, Jr., who now oversees the
family-run business that will celebrate its
50th anniversary in 2015. “Most people
thought Dad was crazy to do what he was
trying to do.”
The trout eventually came because of
the completion of Greers Ferry Dam in
1962 along with Greers Ferry National
Fish Hatchery that annually stocks the
Little Red River with more than a quarter
of a million rainbow trout.
Now, with remodeling of the 46
overnight lodging units, including
riverside cabins; an RV and tent camping
park; a remodeled marina; the start of a
vacation home community; the recently
remodeled Pot ‘o’ Gold restaurant; and
the opening this year of a new offi ce
and retail store, the present-day version
of Lindsey’s Rainbow Resort probably
exceeds anything Bill Lindsey, Sr. dreamed
of in 1965.
Like any successful small, family
business with a long history, there have
been lean times for Lindseys. A buyout/
partnership deal to create a timeshare
resort fell through just hours before
signing the fi nal paperwork, leaving the
business with signifi cant debt. Then the
economy went into an extended recession
in 2007. Two years later, Billy and his
wife Carol each lost their father within
a month. The loss of resort founder
and mentor Bill, Sr. left Billy, Jr. and
the extended Lindsey family seriously
questioning whether they wanted to
continue running a fi shing resort. In June
2010, the resort went on the auction block
but failed to attract a bidder to meet the
minimum price.
“It’s during times like those that I
have to wonder how anyone can possibly
doubt God or even whether there is a
God,” Lindsey said. “I’m here to tell
you that there is, and He is good all the
time.”
Lindsey says the family “rolled up our
sleeves, spent some time on our knees
and went to work as a family to fi gure
out what to do.”
The result was securing funding from
the Small Business Administration and the
bank, resulting in a complete makeover
of the facilities and the new offi ce and
riverfront store.
“The family, staff and fi shing guides
here have never been more excited
about any change that has taken place
at Lindseys than we are right now,” Billy
Lindsey said. “We’re a family-run business,
and we’re all about providing a great
experience for families that come to fi sh
here or attend our outdoors seminars.”
Oh yeah, the trout fi shing on the river
is great, too.
by Gregg Patterson
�
A classic gets a makeoverGreat facilities, family and
fi shing
Land&People
Small business, big family The Lindsey family and its Rainbow Resort (lindseysresort.com) have been a fi xture on the Little Red River in Heber Springs for almost 50 years guiding trout anglers. Once you become a friend, you’re quickly considered “family.” (L-r) Colton Lindsey, Billy Lindsey, Conner Lindsey, Lindsey White, Terri Lindsey White and husband Sonny Martin.
Keith
Sut
ton
19F R O N T P O R C H I arfb.com
Fly to Anchorage to start your land tour of the “best of Alaska’s interior!” Tour includes theIditarod Headquarters; Talkeetna (made famous in the TV show Northern Exposure); Scenicdrive to Denali; Denali National Park and Preserve; city tour of Anchorage; and the scenic driveto Seward. Board your state-of-the-art ship the 5-STAR Celebrity Millennium for your seven-dayAlaska cruise from Seward, through the Gulf of Alaska, to Hubbard Glacier (the largest tidewa-ter glacier in North America); located on the edge of Mendenhall Glacier, the state capital ofJuneau; Skagway (where the gold rush began); uniquely Alaskan, Icy Strait Point; and the fish-ing village of Ketchikan. You’ll disembark in Vancouver and take the picturesque drive toSeattle for one-night, then fly home. *Price per person, based on double occupancy. Airfare is extra. Add $200 for July 23.
Call for more Information & Itinerary
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JOIN OTHER FARMERS FORDENALI NATIONAL PARK
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U. S. Postal Service Statement of Ownership, Management, and Circulation (Required by 39 U.S.C. 3685). 1. Publication title: Front Porch. 2. Publication number: 01-9879. 3. Filing date: 9/21/12. 4. Issue frequency: Bi-monthly. 5. No. of issues published annually: six. 6. Annual Subscription Price: 0. 7. Complete mailing address of known office of publication: Arkansas Farm Bureau Federation, 10720 Kanis Road, Little Rock, AR 72211-3825. 8. Complete mailing address of headquarters of General Business office of Publisher: Same as #7. 9. Full names and complete mailing address of Publisher, Editor and Managing Editor: Publisher, Arkansas Farm Bureau Federation; Executive Editor, Steve Eddington; Editor, Gregg Patterson. All addresses same as #7. 10. Owner: Arkansas Farm Bureau Federation. 11. Know Bondholders, Mortgages and other Security Holders owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: unchanged. 13. Publication title: Front Porch. 14. Issue date for Circulation date: Sept./Oct. 2012. 15. Extent and nature of circulation: Average no. copies each issue during preceding 12 months : Actural no. copies of single issue published nearest to filing date. 15a. Total no. of copies net press run average each issue 203,065 (issued published nearest to filing date 203,197). 15b. Paid/Requested outside-country mail subscription: 201,665 (most recent 201,797). 15c. Total paid and/or requested circulation: 201,665 (most recent 201,797). 15d., e. Not Applicable. 15f. Total Distribution: 201,665 (most recent 201,797). 15g. Copies not distributed: 1,400 (most recent 1,400). 15h. Total: 203,065 (most recent 203,197). 15i. Percent paid and/or requested circulation: 100%. 16. This statement of ownership will be printed in the November/December 2012 issue of the publication. 17. Signature and Title of Editor, Publisher, Business Manager or Owner:
Gregg Patterson Date: 9/21/12
F R O N T P O R C H I arfb.com20
Tby Gregg Patterson
DoItYourself
www . g r ow i n g a r k a n s a s . o r g
Meet Lacy GloverFormer Miss Arkansas and Spokesperson for the Arkansas Foundation for Agriculture
Arkansas Farm and Ranch Families Provide…
ArkansasFoundation for Agriculture
Safe, affordable food
24% of Arkansas Jobs
75% of Wildlife Habitat
Protecting the Environment
21F r o n t P o r c h I www.arfb.com
Locally Owned and OperatedHome Services Inc.
Call 870-798-3807 • Toll-Free 1-877-256-7900
HOME SERVICES, INC. SAVES YOU MONEY!
FOUNDATION PROBLEMS?Call us Today for a FREE Estimate
RESIDENTIAL COMMERCIAL
Piers to Stable Clay
Pressed Pilings to Refusal
Slab Repair
• DuraSteel Piers
• Pilings
• Mud Pumping
• Raising & Leveling
• Brick Repairs
Pier & Beam
• Sills Replaced
• Joist Replaced
• Rotten Floors Replaced
• Raising & Leveling
• Termite Damage Repair
F R O N T P O R C H I arfb.com22
WWhile families benefi t from saving
money all year, the holidays are a time
when saving money can be diffi cult.
Black Friday spending should never
lead to black marks on your credit
report. That’s why Farm Bureau Bank
believes it’s important to begin the
busiest shopping season with some
useful money management tips.
• Create a budget and stick
to it — Set a dollar amount
based on what you can afford
this holiday season considering
your current savings, income
and other expenses. Be sure to
include a $20 to $100 cushion
for unexpected expenses.
• Make a list (and check it
twice) — Write down the
names of the people you plan
to buy gifts for and how much
you can afford to spend on
each person. Don’t forget to
budget for expenses other
than gifts, including wrapping
paper, cards and postage.
• Bake some cookies — That’s
right. If you can’t afford to
buy gifts for everyone on
your list, bake some holiday
goodies and wrap them in
cellophane with a holiday bow.
Handmade gifts are a special
way to say “Happy Holidays”
without overspending. Be sure
to include these costs in your
budget.
• Use credit wisely — Your
credit card balance shouldn’t
be a complete surprise when
you open your statement in
January. Take only the credit
cards you need when holiday
shopping, and try to use the
card with the lowest interest
rate.
• Save your receipts — Keep
track of your expenses, and
add them up weekly to be sure
you’re sticking to your budget.
If you’re getting close to your
spending limit, reevaluate your
list and bake more cookies!
• Shop around and shop
early — Start your holiday
shopping early to give yourself
time to comparison shop.
Take time to do some research
before you hit the stores by
going online or looking at
your local newspaper circulars.
Also, check to see if free
shipping is available. Not only
is last-minute shopping nerve
racking, but the best bargains
are usually gone. You may
have to settle on a different gift
than you planned at possibly a
higher price by waiting.
• Give your time — Dad
already has socks and ties from
Father’s Day, and Mom has a
full drawer of kitchen towels.
Just spending more time
together and a simple hug will
mean more than another gift
that just gets stored away.
The holidays are a time of
celebration and meant to be enjoyed
with family and friends. They’re much
more enjoyable when expenses don’t
create deeper debt. It doesn’t have
to be a Blue Christmas. Follow this
checklist to keep spending within your
budget, and you’ll be sure to enjoy the
season without suffering any fi nancial
hangovers.
If you’re interested in opening
a Farm Bureau Bank product, please
contact your local Farm Bureau
agent today. You also can visit
farmbureaubank.com. Farm Bureau
Bank wishes you a very Happy Holiday
Season!
BuildingWealth
�
by Allyson Hamlin
Prevent a holiday spending hangover
23F R O N T P O R C H I arfb.com
SEASON EVENTSN O V E M B E R8-10: Fall Bluegrass Festival8-10: Ozark Holidays Craft Show9-10: Free Admission to Craft Village15: Handmade Holiday Craft Classes22: Thanksgiving Buffet & Gospel
Concert
23: Holiday Concert24: Last Day of the Season
AFTER SEASON EVENTSD E C E M B E R1: Healthy Holiday Cookies7: Ozark Christmas Feast &
Dinner Theatre
Head to The Ozark Folk Center State Park and take a step back to a time when the holidays were relaxing family fun and gifts were handmade. Try your hand at a craft in one of our classes, enjoy the down-home good cooking at the Skillet Restaurant and spend the night in one of the cozy Cabins at Dry Creek.
Come enjoy shopping in the craft village and keep an eye out for the mischievous elf for a chance to win the perfect handcrafted gift. We’ll be serving a delicious Thanksgiving Buffet at The Skillet Restaurant and an Ozark Christmas Feast, so plan to spend the holidays with us!
F R O N T P O R C H I arfb.com24
Chocolate Chip Cookies in a JarIngredients
1-⅔ cups all-purpose fl our
¾ teaspoon baking soda
½ cup white sugar
2 cups semisweet chocolate chips
½ cup packed brown sugar
Instructions1. Combine the fl our, baking soda, white sugar and the
chocolate chips. Place ½ of the mixture in a clean quart-
sized glass jar, and pack fi rmly. Place the brown sugar on
top, again packing fi rmly. Place the remaining fl our mixture
on top. Cover with a lid.
2. Attach an index card with the following directions: Empty
contents of jar into a large bowl. In a separate bowl,
combine ¾ cup of butter, 2 eggs, and 1 teaspoon vanilla.
Beat until creamy and add to dry ingredients. Drop by
tablespoonful onto an ungreased cookie sheet, and bake in a
preheated oven at 375 degrees for 8 to 10 minutes.
Tara Johnson is a contributor to Arkansas Farm Bureau’s Taste
Arkansas blog. For recipes, videos and farmer profi les visit
tastearkansas.com today.
T Dry goodies Impress family and friends with the creative and inexpensive gift of Cookies in a Jar.
by Tara Johnson
A present from the kitchenSimple, easy gifts with no cleanup necessary
InTheKitchen
�
The holidays are stressful. Family
gatherings, dinners, gifts and baking are
hard to juggle on top of an already busy
schedule. Sometimes it’s easy to forget
how important it is to show people you
care during the holidays. My goal this
year is to do something small for all
the people in my life. Everyone knows
I love to cook, and I started giving
cookies my mom helped me bake as
gifts when I was a kid. This year, I want
to spread the baking bug and give a
little gift from my kitchen: Cookies in
a Jar. Chocolate chip cookies are my
go-to for picky eaters, but you could
make almost any cookie or brownie
recipe work. Grab a few Mason jars or
glass canisters, and whip up Cookies in
a Jar for your loved ones this Holiday
Season. Don’t forget to garnish with
seasonal ribbon and a card!
25F R O N T P O R C H I arfb.com
C L A S S I F I E D S
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Grow half-dollar size Muscadines
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Ison’s NurserySince 1934
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Smart Chevrolet Cadillac Buick GMC
515 W 5th, Pine Bluff870-534-8122
www.smartdrive.com
F R O N T P O R C H I arfb.com26
Tby Jennifer Victory
Health&Safety
M*A*S*H camps successful againPine Bluff camp celebrates 25th anniversary
F R O N T P O R C H I arfb.com26
by Jennifer Victory
&&&
Pine Bluff camp celebrates25th anniversary
NOTICE OF ANNUAL MEETING
OF THE MEMBERS OFARKANSAS FARM BUREAU
FEDERATION
Notice is hereby given that the annual meeting of the members ofArkansas Farm Bureau Federation
will be held at 8 a.m., Friday,November 30, 2012, in Horner
Hall at the Hot Springs ConventionCenter, Hot Springs, Ark.
The purpose of this meeting is to elect a Board of Directors for the
ensuing year and for the transaction of such other business as may properly come before the
meeting.
Ewell R. WelchExecutive Vice President
NOTICE OF ANNUAL MEETING
OF THE MEMBERS OFFARM BUREAU MUTUAL
INSURANCE COMPANY OF ARKANSAS, INC.
Notice is hereby given that the annual meeting of the members of Farm Bureau Mutual Insurance Company of Arkansas, Inc. will be held at 1 p.m., Friday, November 30, 2012, in Rooms A & B at the Embassy Suites, Hot Springs, Ark.
The purpose of this meeting is to elect a Board of Directors for the
ensuing year and for the transaction of such other business as may
properly come before the meeting.
Tom JonesSecretary
Real service. Real people.
www.afbic.com
*Not all discounts are subject to semi-annual automatic review.*Discounts may vary, and do not apply to life insurance products.
More service. Same auto discounts.Any insurance company can offer “discounts”. But with us, you talk with your local agent face to face. That way, you know you’re getting the premium discounts you qualify for, from day one. And you know we’ll check for more discounts every six months. That’s why our customers stay happy. And we think you will, too. Call today.
ARAUPR41596
Farm Bureau Mutual Insurance Co. of Arkansas, Inc.Southern Farm Bureau Casualty Insurance Co. Southern Farm Bureau Life Insurance Co., Jackson, MS
27F R O N T P O R C H I arfb.com
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�
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Garden Graces w/verse - 00172 Leather Cover and Labels - 00172�
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Winter Calm - 00017Leather Cover and Labels - 00017
StationeryAvailable
StationeryAvailable
StationeryAvailable
StationeryAvailable
Farmall - 00328Leather Cover and Labels - 00328 �
StationeryAvailable
StationeryAvailable
StationeryAvailable
StationeryAvailable
StationeryAvailable
Cowboy Boots - 00434 Leather Cover and Labels - 00434�
StationeryAvailable
StationeryAvailable
Personalized Stationery!www.bradfordexchange.com/stationeryw.bradf yNEW!NEW!
More products and designs available online! ©2011 CNH America LLC
Tropical Paradise - 00052 Leather Cover and Labels - 00052
The LORD is My Shepherd w/psalm “The LORD is my shepherd; I shall not want.” - 00353 Leather Cover and Labels - 00353�
StationeryAvailable
New Day w/verse “Each day brings hope!” - 00447 Leather Cover and Labels - 00447�
StationeryAvailable
Cardinals - 00532Leather Cover and Labels - 00532�
Backyard Beauties - 00360 Leather Cover and Labels - 00360�
Bumble Bee Buzz - 00535 Leather Cover and Labels - 00535�
�
�
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Spirit of America - 00442 Leather Cover and Labels - 00442�
Live, Laugh, Love, Learn w/verse - 00332 Leather Cover and Labels - 00332�
StationeryAvailable
Cowboy Kids - 00527Leather Cover and Labels - 00527�
Botanical Fruits - 00541 Leather Cover and Labels - 00541�
Great Outdoors - 00552 Leather Cover and Labels - 00552�
Words of Faith w/verse “With God all things are possible.” - 00551 Leather Cover and Labels - 00551�
TOTAL:
Add sales tax for shipment to Illinois (9.5%)
SUBTOTALOffer Code: 20895XMV $
Checks Only
$
$
$❏ IN-PLANT RUSH (checks only) Saves 1-3 Days (070) $4.95 $
NOCHARGE
❏ Untrackable delivery: Allow 2-3 weeks for delivery. All items shipped separately. Delivery to Alaska and Hawaii may take longer.
(4-9 bus. days) Check boxes shipped together.
1 Box $6.952 Box $7.954 Box $10.95
PLEASE MATCH # OF BOXES IN STEP 2**
(045)Includes FREE IN-PLANT RUSH
Enter Check price from chart above
$
*If no check start number is specified, 1001 will be used.
Check Design
Start Checks at #
$
*
Matching Cover Code No. __________add $19.99❏Zippered Black (00031-002) ❏Zippered Cognac (00031-004) ❏Zippered Pink (00031-005)
❏Non-Zip Black (00030-002) ❏Non-Zip Burgundy (00030-004) add $14.99
$
✔Check the items you wish to order and enter the price in the spaces provided. Only ONE check design per order.
NAMEPHONE☎ ❏ Day ❏ EveningE-MAIL ADDRESS
( )
9305 N. Mi lwaukee Ave. Ni les , IL 60714
Duplicate Checks Single Checks DESIGNER TOP TEAR CHECKS
Duplicate Checks Single Checks MASTER TOP TEAR CHECKS
CHOICE TOP TEAR CHECKSDuplicate Checks Single Checks
Your Information
Shipping & Handling
Check Options
(Must also purchase EZShield Check Fraud Protection above) Add $6.00 totalEZSHIELD IDENTITY RESTORATION®
$ $2.45 x # of Boxes =
EZSHIELD CHECK FRAUD PROTECTION PROGRAM®
REQUIRED SERVICE/HANDLING $2.95 x # of Boxes/Items= $ Required
FREEDistinctive Lettering Olde
English$2.50 each
❏ ❏ ❏ ❏
$
ScriptCORDIAL GRAND
❏ 1 Box $6.99❏ 2 Boxes $13.98 $6.99❏ 4 Boxes $27.96 $13.98
❏ 1 Box $8.49❏ 2 Boxes $16.98 $8.49❏ 4 Boxes $33.96 $16.98
��
��❏ 1 Box $8.99❏ 2 Boxes $17.98 $8.99❏ 4 Boxes $35.96 $17.98
❏ 1 Box $10.49❏ 2 Boxes $20.98 $10.49❏ 4 Boxes $41.96 $20.98
❏ 1 Box $7.99❏ 2 Boxes $15.98 $7.99❏ 4 Boxes $31.96 $15.98
❏ 1 Box $9.49❏ 2 Boxes $18.98 $9.49❏ 4 Boxes $37.96 $18.98
��
Matching Labels Code No. ______________Add $6.99 for DESIGNER � LabelsAdd $7.99 for CHOICE � & MASTER � Labels
(If name and address other than checks,
please enclose separate paper)
Please respond promptly!
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Help us Kick off ASBN’s 100 Year Celebration!
1913 2013
A Century of Nursing LeadershipThe Arkansas State Board of Nursing
®
FARM BUREAU MEMBERS EXCLUSIVE SAVINGS AND OFFERS. SAVE OVER $2,000!
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DRUG PROGRAMFor information on program
availability
call 1-866-292-7822
FARM BUREAU APPARELOfficial Arkansas Farm Bureau-identified
apparel and more now available.
www.FBApparel.comfor special requests and details contact
John Speck847-622-4892
Arkansas Farm Bureau
Purchase Program
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Have your Farm Bureau membership number and discount code CUO88430 in your email, or ready if calling.
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Farm Bureau Vehicle Purchase Program
Save time & money on your next new or used car or truck purchase.Program users have seen an average savings of $2,572 off MSRP.
Visit FBVerify.com/Drive to get started
Visit our website to learn more about savingswww.arfb.com
CHILD SAFETY SEATS for $25 each and
CHILD BOOSTER SEATS for $15 each
Contact County Farm Bureau
SAVE UP TO 40% OFF CARPET
20% Off Hard Surfaces
866-758-0801 Ext. 203North Little Rock, AR 72113
Contact: Bill Ross
10% discount on Grainger ProductsAccount Number 805-059-599
Free Shipping for Online Orderswww.grainger.com
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on the purchase or lease of most new GM vehicles. Certain restrictions apply.
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after $99 instant savingsHave your Farm Bureau membership number ready
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®
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Contact your local agent today!
Get what you want and save money - just in time for the holidays. Take advantage of Farm Bureau Bank’s special member rates on new and used recreational vehicle loans, plus flexible terms and affordable protection plans.
Existing Farm Bureau Bank recreational loans are excluded from this offer.*Rate disclosed as Annual Percentage Rate and is based on automated payments (ACH) and acquiring the Guaranteed Asset Protection (GAP) collateral protection product. The advertised APR of 3.99% is effective as of October 15, 2012. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee, which may be applicable). For a $25,050
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