DIVERSYFUND INCOME FUND

FIRST EVER “NO FEE”REAL ESTATE DEBT FUNDFOR PASSIVE INCOME

EXCLUSIVE OFFERING FORACCREDITED INVESTORS

CONFIDENTIAL

THE FUND SUCCESSFUL REAL ESTATEDEBT FUND

THE FUND is managed by DiversyFund, Inc., (“DiversyFund”), a professional real estate

investment and development firm based in San Diego, California. The Fund is the first

ever “NO FEES” fund to hit the market.

The Fund was launched in March 2013 and has posted an impressive 10.5% average

annualized return (net) to its investors since its inception. The Fund has never lost

any principal and makes quarterly distributions of interest income to its investors.

DiversyFund.com, is a leading real estate crowdfunding website/platform, owned by

DiversyFund. DiversyFund also owns a construction management division that

self-performs as the general contractor on the construction for many of its projects.

DiversyFund currently focuses on cash-flowing commercial real estate with an

emphasis on multifamily value-add projects.

5 YEAR TRACK RECORD

6.97% RETURN Q3 2019 Annualized

$0 PRINCIPAL LOST

PASSIVE INCOMEPAID QUARTERLY

NO FEES. PERIOD.

FUND OVERVIEW FUND STRATEGY:GENERATE PASSIVE INCOME

REAL ESTATE FUNDThe Fund is a real estate debt fund that targets risk-adjusted passive

income returns for its investors by making secured loan investments

for a diversified mix of ground-up commercial, multi-family, mixed use

and residential projects, both ground up and with existing cash flows.

Affiliate Sponsor Relationship: All of the Fund’s loans are completed

with its sponsor affiliate, DiversyFund, providing consistent quality

control and transparency and better aligning economic interests

between the Fund and the sponsor.

Disciplined Market Focus: DiversyFund will continue to focus on

strong performing real estate markets, throughout the US.

FIRST “NO FEE” FUND PASSIVE INCOMEZERO FEES

WAR ON FEESCrowdfunding has consistently lowered fees for real estate investors by using

technology and cutting out the broker and middlemen and lowering manger fees.

But nearly every online platform STILL charges its investors some form of fee:

servicing fees, broker fees, origination fees, asset management fees.

The DiversyFund Difference: DiversyFund has taken the War on Fees a step

further offering the market’s first NO FEE real estate debt fund. So that investors

can earn passive income from a diversified portfolio of real estate-backed loans

and keep 100% of their returns.

PASSIVE INCOME

DIVERSIFIED PORTFOLIO

ZERO FEES

6.97% ReturnQ3 2019 Annualized

FUND TERMS FUND KEY TERMSTARGETED LOAN METRICS

NOTESVariances: Loan Sizes, Durations, Interest, LTV and other metrics may vary from the targeted ranges listed here, as indicated in the Private Placement Memorandum (“PPM”) for the Fund, although all of the Fund’s loans will be backed with real estate collateral. Loan to Value refers to the finished value for ground-up projects. *As calculated March 2013 through Q1 2019.

Disclaimer: PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. A prospective investor, together with his or her financial and legal advisers, should independently evaluate the reasonableness of any assumptions or projections and should not place undue or significant weight on any projections by the Manager or any other persons. An investor should understand the risks associated with real estate investing and nothing is guaranteed. An investor could potentially lose some or all of its investment.

FUND SNAPSHOT CONSISTENT RETURNS

FUND AVG. ANNUALIZED NET RETURN SINCE INCEPTION 10.5%

HISTORICAL PERFORMANCE: QUARTERLY DISTRIBUTIONS

Q1 Q2 Q3 Q4 Total Annualized2013 3.0% 3.5% 3.2% 9.7% 13.0%

2014 3.3% 3.5% 3.4% 3.7% 13.9% 13.9%

2015 3.2% 3.3% 2.6% 2.6% 11.7% 11.7%

2016 2.8% 2.8% 2.8% 0* 8.4% 8.4%

2017 2.6% 2.5% 2.8% 2.7% 10.6% 10.6%

2018 2.9% 2.2% 1.7% 1.6% 8.4% 8.4%

2019 1.8% 1.8% 1.8% - 5.3% 7%

ASSET ALLOCATION

FEES

Initial Fees: None

Management Fees: 2% of Managed Assets

Performance Fees: 8.5% Pref then 50/50

ASSET CLASS PERCENTAGE

Residential 79%

Multifamily 21%

FUND ADVANTAGESDEAL FLOWQUALITY CONTROLNO FEES

OVERCOMING TYPICALPROBLEMSMany real estate funds struggle with (i) deal flow, (ii) quality control and (iii)

fees.

Deal Flow: DiversyFund’s prominence in the select markets across the US

market has created a steady flow of real estate opportunities including

many off-market and below-market transactions.

Quality Control: Since DiversyFund is acting as developer on all of the

Fund’s secured loans, the Fund benefits from the start-to-finish quality

control and transparency that comes from being affiliated with the sponsor

vs relying on third party sponsors.

Fees: Fund fees have long been a necessary evil of investing in a diversified

portfolio. DiversyFund continues its vision to ELIMINATE investor fees by

offering the market’s first NO FEE Fund.

FUND ADVANTAGESDEAL FLOWINSTITUTIONAL UNDERWRITINGPASSIVE INCOME

DEAL FLOW UNDERWRITING INVESTMENT LIQUIDITY

DiversyFund’s prominence in the United States national real estate crowdfunding space, along with its 20 years of relationships, has created a steady flow of off-market and below-market real estate deals.

DiversyFund conducts institutional grade underwriting and due diligence on potential development projects. Once approved, DiversyFund will place the offering on its online crowdfunding platform.

The Fund will then make a Loan secured by the underlying real estate. The Loan generates passive income for the Fund and pays interest on a quarterly basis.

The Fund’s Loans typically mature in 60 to 120 days. If an investor needs to redeem its shares after the 2 year lock-up, the Fund will redeem on a first come, first served basis.

REDEMPTIONS1 YR LOCK-UP90 DAY NOTICEBEST EFFORTS BASIS

INVESTOR LIQUIDITYThe Fund has an initial 1 year lock-up period for new investors. After

your 1 year period is up, you can submit a redemption request at any

time. Redemption requests are handled on a first come, first served

basis upon providing 90 days written notice to the Fund.

Best Efforts Basis: Although all redemption requests are made on a

“best efforts” basis by the Fund, we expect to honor all redemption

requests by (i) cycling in new investor subscriptions and/or (ii) using

proceeds from loan principal payoffs in the Fund’s portfolio. Please note

that depending on these variables, some redemption requests may take

longer than 90 days to complete.

1 YEAR LOCK-UP

INVESTORREDEMPTIONS

BEST EFFORTS, FIRST COME, FIRST SERVED BASIS

MANAGEMENT TEAM REAL ESTATE EXPERTISEWALL STREET EXPERIENCE

ALAN LEWIS,CHIEF INVESTMENT OFFICERMr. Lewis is a Co-Founder and Chief Investment Officer for DiversyFund, Inc. where he oversees the Company’s investments in commercial real estate with a focus in multifamily value-add projects. Mr. Lewis was formerly the head of the real estate private equity division of JF Capital, a real estate investment and development firm based out of Salt Lake City, Utah, where he oversaw capital raising, deal structuring and development work for Class A multi-family projects and master-planned residential communities.

Prior to joining JF Capital in 2014, Mr. Lewis worked for nearly ten years on Wall Street as both an investment banker and a corporate lawyer, most recently working as a Managing Director of the Investment Banking Division of Brill Securities where Mr. Lewis provided financial advisory and capital raising services for high-growth companies and real estate projects. Prior to joining Brill Securities in 2010, Mr. Lewis practiced as a corporate attorney at Davis Polk & Wardwell, a Tier 1 ranked Wall Street law firm. His practice included IPO’s, mergers and acquisitions, and commercial real estate, including the acquisition and refinancing of several Fifth Avenue commercial buildings and real estate development for a $6 billion private equity fund. Over his career, Mr. Lewis has worked on transactions totaling over $41 billion. Mr. Lewis received a BA from Brigham Young University and a JD from Columbia Law School.

CRAIG CECILIO,CHIEF EXECUTIVE OFFICER & FOUNDERMr. Cecilio is a Co-Founder and Chief Executive Officer for DiversyFund, Inc. where he oversees the Company’s strategy and operations. My. Cecilio is a recognized leader in the fintech space, utilizing data analytics and segmentation to connect investors with cash-flowing commercial real estate opportunities. Mr. Cecilio’s accomplishments have been recognized in Forbes, US News & World Report and Inc. Magazine. He has worked in the real estate industry for nearly 20 years. Over the course of his career, Mr. Cecilio has participated in the development of over 1,000 single family residences in California as either a joint venture equity partner, lender or sponsor. Mr. Cecilio previously owned and operated a California-licensed real estate lending business for residential renovations and ground-up construction (residential and multi-family) in California coastal markets such as San Diego, Orange County, Los Angeles and San Francisco.

Since 1997, Mr. Cecilio has financed nearly $500 Million of real estate assets, having raised over $100 million in debt or equity for real estate transactions in the last three years, and has developed and managed over $25 million of residential property (renovations and ground-up). Mr. Cecilio also managed a real estate bridge loan fund that consistently provided double-digit returns for its investors. Mr. Cecilio is a graduate of the University of Colorado at Boulder.

CHANNEL PARTNERS PREFERRED PARTNERSHIPS

Preferred General Contractor/Designer

Fund Bank

Third Party Fund Administrator

Preferred Broker

DISCLAIMER LEGAL

THIS PRESENTATION does not constitute an offer to buy or sell securities. Prospective investors should not rely in whole or in part on this presentation. An offering can only be made pursuant to the delivery of a private placement memorandum and receipt of investment related documentation.

The offer to invest in the securities and the sale thereof has not been registered under the securities act, or any state securities act. The securities are being offered and sold in reliance on exemptions from the registration requirements of such acts. The securities are being offered and sold only to bona fide residents of states in which such exemption is available, who can meet certain requirements, including net worth and income requirements, and who purchase the securities without a view to distribution or resale. All statements contained herein may constitute “forward-looking statements”. Forward-looking statements are generally identifiable by the use of the words “may”, “will”, “should”, “plan”, “expect”, “anticipate”, “estimate”, “believe”, “intend”, “project”, “goal” or “target” or the negative of these words or other variations on these words or comparable terminology. Forward-looking statements are based on current expectations and involve a number of known and unknown risks, uncertainties and other factors, many of which are beyond the company’s control, that could cause the project’s or its actual results, levels of activity, performance or achievements to be materially different from any future results, levels of activity, performance or achievements expressed or implied by such forward-looking statements. No representation is made or assurance given that such statements or views are correct or that the objectives of the company will be achieved. You should not place undue reliance on forward-looking statements and no responsibility is accepted by the company or any of its directors, officers, employees, agents or advisers or any other person in respect thereof. The company does not undertake to publicly update or revise any forward-looking statements that may be made herein, whether as a result of new information, future events or otherwise.

The material contained in this document is confidential, furnished solely for the purpose of considering investment in the property described herein and is not to be copied and/or used for any purpose or made available to any other person without the written consent of the company. In accepting this, the recipient agrees to keep all material contained herein confidential.

*Projections and Past Results Disclaimer: All projections were made based on certain assumptions regarding revenues and costs of the project, among other things, which may not equate to actual results. Although the Manager believes these assumptions to be reasonable, actual results will differ from the Manager’s assumptions and related projections and may differ materially. A prospective investor, together with his or her financial and legal advisers, should independently evaluate the reasonableness of any assumptions or projections and should not place undue or significant weight on any projections by the Manager or any other persons. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS and an investor could lose some or all of its investment (see private placement memorandum for details).

FOR MORE INFORMATION:▪ DIVERSYFUND INCOME FUND, LLC▪ 750 B STREET, SUITE 1930▪ SAN DIEGO, CALIFORNIA 92101