First Time Home Buyers: Types of homes to own

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Transcript of First Time Home Buyers: Types of homes to own

Page 1: First Time Home Buyers: Types of homes to own

TYPES OFHOMES TOOWN

FIRST TIME HOME BUYERS:

Your home is your reward....

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COMFORT ZONEmight be as exciting yet as scary

than having a family

MOVING OUT OF YOUR

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CONSIDERATIONSBEFORE BUYING:

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SETTLING YOUR PASTEXPENSES FIRST

NO DEBTYES HOME

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SETTLING YOUR PASTEXPENSES FIRST

If you're currently in debt for your past

expenses perhaps settling them first

before buying a home is the ideal move.

NO DEBTYES HOME

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SETTLING YOUR PASTEXPENSES FIRST

If you're currently in debt for your past

expenses perhaps settling them first

before buying a home is the ideal move.

NO DEBTYES HOME

CREDIT SCORE OKAY

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SETTLING YOUR PASTEXPENSES FIRST

If you're currently in debt for your past

expenses perhaps settling them first

before buying a home is the ideal move.

NO DEBTYES HOME

CREDIT SCORE OKAYCheck credit score if found 'Ok' then do

the move.

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As an expert suggests,

LEAVEMONEY ONTHE BANK

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As an expert suggests,

downpayment should be saved at least

20% in the bank.

LEAVEMONEY ONTHE BANK

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As an expert suggests,

downpayment should be saved at least

20% in the bank.

LEAVEMONEY ONTHE BANK

SAVE UP MONEY ON THEBANK

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As an expert suggests,

downpayment should be saved at least

20% in the bank.

LEAVEMONEY ONTHE BANK

SAVE UP MONEY ON THEBANK

Saving up money on the bank before

buying a home will give a great deal of

Page 12: First Time Home Buyers: Types of homes to own

As an expert suggests,

downpayment should be saved at least

20% in the bank.

LEAVEMONEY ONTHE BANK

SAVE UP MONEY ON THEBANK

Saving up money on the bank before

buying a home will give a great deal of

avoiding private mortgageinsurance (PMI) orlessening the time to pay for it.

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The additional

PLAN THEBUDGET

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MONTHLY OR YEARLY

PROPERTY PAYMENT

The additional

PLAN THEBUDGET

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MONTHLY OR YEARLY

PROPERTY PAYMENT

The additional

PLAN THEBUDGET

should be included in the budget.

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MONTHLY OR YEARLY

PROPERTY PAYMENT

The additional

PLAN THEBUDGET

WELL-PLANNED BUDGETA

should be included in the budget.

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MONTHLY OR YEARLY

PROPERTY PAYMENT

The additional

PLAN THEBUDGET

WELL-PLANNED BUDGETA

should be included in the budget.

will result to better handling of money

PLUS

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MONTHLY OR YEARLY

PROPERTY PAYMENT

The additional

PLAN THEBUDGET

WELL-PLANNED BUDGETA

should be included in the budget.

will result to better handling of money

PLUSmoney allotment to unexpected expenses

could be covered.

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PAYMENTTERMSDEFINED

ALL DEBTS ARE PAIDWITH MONEY.

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PAYMENTTERMSDEFINED

ALL DEBTS ARE PAIDWITH MONEY.

But in what way, it could either be:

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PAYMENTTERMSDEFINED

ALL DEBTS ARE PAIDWITH MONEY.

But in what way, it could either be:

fixed-rate mortgage (FRM)

adjustable-rate mortgage(ARM)

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FIXED-RATEMORTGAGE

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FIXED-RATEMORTGAGEthe 'vanilla wafer' mortgage loan

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FIXED-RATEMORTGAGE

payment interest rate remains thesame throughout the paying for thehome.

the 'vanilla wafer' mortgage loan

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FIXED-RATEMORTGAGE

payment interest rate remains thesame throughout the paying for thehome.

the 'vanilla wafer' mortgage loan

ADJUSTABLE-RATE

MORTGAGE

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FIXED-RATEMORTGAGE

payment interest rate remains thesame throughout the paying for thehome.

the 'vanilla wafer' mortgage loan

ADJUSTABLE-RATE

MORTGAGEThe mortgage is adjustableaccording to the market conditions.

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FIXED-RATEMORTGAGE

payment interest rate remains thesame throughout the paying for thehome.

the 'vanilla wafer' mortgage loan

ADJUSTABLE-RATE

MORTGAGEThe mortgage is adjustableaccording to the market conditions.

Interest rate are periodicallyadjusted based on the creditmarkets.

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PAYMENTTERMSDEFINED

ARM TYPEChoosing the

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PAYMENTTERMSDEFINED

ARM TYPEChoosing the

might be effective for those choosing

to live in a place for

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PAYMENTTERMSDEFINED

ARM TYPEChoosing the

might be effective for those choosing

to live in a place for

a short period of time.

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PAYMENTTERMSDEFINED

ARM TYPEChoosing the

might be effective for those choosing

to live in a place for

a short period of time.

FRMBut choosing the

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PAYMENTTERMSDEFINED

ARM TYPEChoosing the

might be effective for those choosing

to live in a place for

a short period of time.

FRMBut choosing the is better when your

planning to stay in the

bought property for good.

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RESEARCHFOR THEBEST

PLACES TOLIVE

Choose a place where it would be

Do not let your wants take over yourneeds.

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RESEARCHFOR THEBEST

PLACES TOLIVE

BENEFICIAL

Choose a place where it would be

Do not let your wants take over yourneeds.

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RESEARCHFOR THEBEST

PLACES TOLIVE

BENEFICIAL

Choose a place where it would be

Do not let your wants take over yourneeds.

ACCESSIBLE

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RESEARCHFOR THEBEST

PLACES TOLIVE

BENEFICIAL

Choose a place where it would be

Do not let your wants take over yourneeds.

ACCESSIBLE

IDEAL

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RESEARCHFOR THEBEST

PLACES TOLIVE

BENEFICIAL

Choose a place where it would be

Do not let your wants take over yourneeds.

ACCESSIBLE

IDEAL

Consider the tax rates on differentcommunities and how much it wouldcost to buy a home.

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HOUSE & LOT CONDO UNIT TOWNHOUSE

TYPES OF HOME TOOWN

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A HOUSEAND LOT IN

THESUBURBS

Buying a house in Manila might be an expensivekind of move.

Living in nearby provinces like

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A HOUSEAND LOT IN

THESUBURBS

Buying a house in Manila might be an expensivekind of move.

CAVITE

RIZAL

BULACAN

Living in nearby provinces like

would be better.

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A HOUSEAND LOT IN

THESUBURBS

Owning a home in Manila could cost up to

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A HOUSEAND LOT IN

THESUBURBS

8 million pesos or more

Owning a home in Manila could cost up to

compare to the

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A HOUSEAND LOT IN

THESUBURBS

8 million pesos or more

Owning a home in Manila could cost up to

compare to the

2.4 AND 2.6 MILLION PESOS RANGEFOUND IN BULACAN AND CAVITE.

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A HOUSEAND LOT IN

THESUBURBS

8 million pesos or more

Owning a home in Manila could cost up to

compare to the

2.4 AND 2.6 MILLION PESOS RANGEFOUND IN BULACAN AND CAVITE.

A one to two hour drive might not be that badwhen you can have your own home.

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A HOUSEAND LOT IN

THESUBURBS

8 million pesos or more

Owning a home in Manila could cost up to

compare to the

2.4 AND 2.6 MILLION PESOS RANGEFOUND IN BULACAN AND CAVITE.

A one to two hour drive might not be that badwhen you can have your own home.

This kind of home is good for big numbered familylooking for shelter in the suburbs.

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HOUSE & LOT CONDO UNIT TOWNHOUSE

TYPES OF HOME TOOWN

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CONDOHOME

If moving into a house is too much to handleperhaps settling in a condo home is better.

Your best bet is to rent out a condo unit orperhaps have a rent to own condo unit.

A modern kind of living

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CONDOHOME

If moving into a house is too much to handleperhaps settling in a condo home is better.

Your best bet is to rent out a condo unit orperhaps have a rent to own condo unit.

A modern kind of living

Living in a condo home would be the ideal choice.

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CONDOHOME

If moving into a house is too much to handleperhaps settling in a condo home is better.

Your best bet is to rent out a condo unit orperhaps have a rent to own condo unit.

A modern kind of living

Living in a condo home would be the ideal choice.

Most condo are built to be nearby

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CONDOHOME

If moving into a house is too much to handleperhaps settling in a condo home is better.

Your best bet is to rent out a condo unit orperhaps have a rent to own condo unit.

A modern kind of living

Living in a condo home would be the ideal choice.

Most condo are built to be nearby

COMMERCIAL CENTERSTRANSPORTATION HUBSSCHOOLSAND EVEN BUSINESS CENTERS

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CONDOHOME

found at the heart of Manila is not a bad choice.

A modern kind of living

Moving in a condo home at San Juan city

Choose themodern life now!

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HOUSE & LOT CONDO UNIT TOWNHOUSE

TYPES OF HOME TOOWN

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ATOWNHOUSEFOR A FAMILY

OF 4

If living in a condo is not your choice of home butcould not afford buying a house and lot then atownhouse would be the best fit for you.

As defined by Merriam-webster,

a townhouse is a series of homes adjacent tosimilar houses.

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ATOWNHOUSEFOR A FAMILY

OF 4

If living in a condo is not your choice of home butcould not afford buying a house and lot then atownhouse would be the best fit for you.

As defined by Merriam-webster,

a townhouse is a series of homes adjacent tosimilar houses.

Most townhouses ranges up to2.7 to 14.5 million pesos locatedin Makati. While in San Juan thatranges from 4.9 to 20.8 millionpesos.*

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ATOWNHOUSEFOR A FAMILY

OF 4

Townhouses are ideal for families not ready to buya house to be built from the ground up but able tobuy a condo home yet not their best choice.

Moving in a townhouse is thesuitable choice plus gardening inyour homes is not compromised.

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CHOOSE FOR THE BETTERDO THE RIGHT MOVE AND

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SOURCES:

Thank you!