CertificateFirst steps with a certificate on a smart card

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Dear Client,

thank you for expressing your confidence in us. Congratulations on gaining your certificate.

What is a personal certificate

A certificate stored on a smart card – the file with the certificate is stored on a smart card.

Access to the certificate is protected with a PIN and the certificate is valid for 2 years (with

the possibility of free renewal of validity). An advantage of this method of storage is that

the certificate cannot be copied from the smart card in any manner. Thus, unless the smart

card and PIN are physically lost, misuse of the certificate is impossible. To use a certificate on

a smart card, you need to have a card reader and install support software on your PC.

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First steps with the certificate

Step 1: Before you start to work with the certificate

Before you first launch the Certification wizard, where you can easily collect your certificate, or

before first login to the Profibanka direct banking application, we recommend that you test your

PC to find out whether it is correctly configured to run this application. More information can

be found below on this page.

Step 2: Activating a certificate on a smart card

If you have chosen to store the certificate on a smart card, before you first login to

the application, you must install support software for your type of smart card reader.

More information can be found on page 5.

BEFORE YOU START TO WORK WITH THE CERTIFICATE

Before you first launch the Certification wizard or direct banking application, we recommend

that you check the suitability of your PC settings. You must be logged in as an Administrator

(PC administrator) to be able to change the settings or install updates which our configuration

wizard recommends.

Internet Configuration wizard

(for users of all Direct banking applications)

In order to check that your PC settings are correct, you can use the simple Configuration

wizard, which can be found at www.koba.sk in the Profibanka section (Test your computer link).

Once the test has ended, the Configuration wizard lists any changes that are necessary.

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Important notice: If your PC is working properly, you can move on to activation of the certificate.

Local Configuration wizard

The Local Configuration wizard can help you if you are unable to set up your PC with the aid of

the Internet Configuration wizard.

For users of the Profibanka application: Test your PC by pressing the PC Test button on the start screen of

the Profibanka installation programme.

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ACTIVATION OF A CERTIFICATE ON A SMART CARD

To work with a certificate stores on a smart card, you must have a smart card reader and

install the Cryptoplus support programme before first connecting it to your PC. You can get

the smart card reader from your branch of KB, or use any of the other readers included in

the list of KB supported readers (4).

After testing the PC, you only need to install the support programme Cryptoplus on your PC to

use the certificate.

Important notice: Do not connect the reader until you have installed the Cryptoplus programme!

Installation of the Cryptoplus support programme on your PC

On the www.koba.sk website, in the Certificates – Certificate on a smart card (1) section

download the manual under “Manual for installation of a smart card reader” (2), which will lead

you in detail through the whole installation process. Download the installation file for your type

of reader under “Installation of a smart card reader” (3).

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If settings your PC are correct, you can collect your certificate on a smart card from

the Certification wizard, which can be found at www.koba.sk in the right-hand menu.

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Selection of the type of certificate to download

Choose the type of certificate which you want to collect on the welcome screen of

the Certification wizard, i.e. select the link Personal certificate on smart card.

Your subsequent work with the certificate in the Certification wizard will relate to the selected type

of certificate. The steps stated below describe collection of the Personal certificate on a smart card.

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Collection of the certificate

To collect the certificate, click on the “Collect new certificate” link in the Certification wizard.

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Collect your certificate in the following steps:

Step 1: Entry of the client identification number and password

Enter your client identification number (1), which you can find in the Contract on the certificate

concluded at a KB branch into the window that has opened. Also enter the one-off password for

collection of the certificate (2), which you received via an SMS message. Enter the password in

precisely the same format as in this SMS. Then press Continue (3).

Step 2: Check list of details entered

Your personal details, which were entered when drawing up the contract at the branch, are

displayed on screen. Check these details carefully. If they are correct, press Continue (1). If there

are any discrepancies, contact your relationship manager and do not continue in the process of

downloading the certificate.

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Step 3: Place for storing the request, security password

A security PIN is used to protect your Personal certificate on a smart card.

You will use the PIN to protect (2) your certificate every time you login to Profibanka service

and when signing payments. For this reason, remember it carefully.

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Step 5: Details of the new certificate

After downloading the Personal certificate on a smart card, a window will be displayed with details

of the certificate. It is now necessary to confirm that you have taken receipt of your certificate

from KB. This confirmation will be sent electronically after pressing I accept the certificate (1).

Without sending this confirmation, it will not be possible to use the Personal certificate.

Step 4: Downloading the certificate

Important notice: After sending your details, wait for approximately one minute.

The certificate will be automatically downloaded to your PC. The location of the file with the Personal or

Company certificate corresponds to the directory which you entered in the previous step.

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After this has been successfully sent to KB, confirmation will be displayed.

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From this moment on, you can fully use your new certificate and with it, also the Direct

banking services of Komerční banka.

For help operating your certificate and provision of other information, you can also

use the free Komerční banka direct banking client hotline on 0800 118 100.

Would you like more information? Just ask.Your relationship manager will be pleased to answer your questions.You can also contact our telephone bankers on KB’s call-free Info Line 0800 118 100 or visit www.koba.sk.