FinTech Forum DACH Keynote Frank Schwab
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November 22 nd 2013 Frankfurt am Main, Germany www.FinTechForum.de FinTech Forum D A CH
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Transcript of FinTech Forum DACH Keynote Frank Schwab
November 22nd 2013
Frankfurt am Main, Germany
www.FinTechForum.de
FinTech Forum D A CH
"Stocks have reached what looks like a permanently
high plateau.“
Irving Fisher, Professor of Economics, Yale University, 1929
Dow Jones Industrial Average (1900 to Present)
Source: StockCharts.com
"There is no reason
anyone would want
a computer
in their home.“
Ken Olson, president, chairman and founder of Digital Equipment Corp., 1977
“A computer in every home.”
Bill Gates as a teenager
Sir Winston Leonard Spencer-Churchill
It is difficult to make predictions,
especially about the
future
“We need banking,
no banks”
(1999)
Number of US Banks
Source: FDIC
1990 2011 2000
16,000
8;000
Number of German Banks
Source: Deutsche Bundesbank
1990 2011 2000
0
2,000
4,500
Mega trends in Banking
Consolidation
Regulation
SolvV
SOX AML
Basel II
Basel III
Basel I
FATCA
MiFID II
Dodd Frank
MiFID I
SEPA
Mega trends in Banking
Increase of regulatory requirements
Consolidation
Digital Natives
72% Watching TV
Playing Video Games
Listen to music
Reading newspapers
Reading books
Internet
Smartphones are used always and everywhere
Source: Market Simplified
Mega trends in Banking
Increase of regulatory requirements
Changing customer behaviour
Consolidation
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"Hello world!"
IBM Mainframe
Sun Server
Intel blade
Tandem
Thin clients
Fat clients
AIX Server Server Farm Any technology
of each and every decade
Current CBS transformations
often introduce old technology
Banks keep the status quo
Mega trends in Banking
Increase of regulatory requirements
Legacy technology Consolidation
Changing customer behaviour
Traditional Banks
“The future is always
here
- it’s just not evenly
distributed yet.”
- William Gibson, Fiction Novelist
Attacker
FinTech Startups D-A-CH Study
n = 100
0
5
10
15
20
25 Split by Location Clusters
Financial centres like Frankfurt, Munich and Zürich make a strong appearance
0 5 10 15 20 25
Banking & Corporate Finance
Capital Markets/Trading
Crowdfunding/Crowdinvesting
Data Analytics
Payments
Personal Financial
Security
Split by FinTech Type
For a lending- and risk-averse region, relatively high number of crowdfunding/crowdinvesting, lending and trading sites
0 10 20 30 40 50
1 to 10
11 to 50
51 to 200
Split by Size (No. of Staff)
About 10 % SMEs
A jump in the number of startups founded just after 2008-09
0
5
10
15
20
25
Older Y-2008 Y-2009 Y-2010 Y-2011 Y-2012 Y-2013
Split by Year Founded
Agenda
10:00 – 10:30 Registration 10:30 – 10:50 Keynote 10:50 – 12:30 7 Minutes Presentations 12:30 – 13:30 Lunch Buffet & Networking 13:30 – 14:30 Roundtable Discussion 14:30 – 15:30 Coffee break & Networking 15:30 – 17:00 7 Minutes Presentations
7 Minutes Presentations
Daniel Schäfer United Signals Christopher Kampshoff Lendstar Johannes Cremer moneymeets Andreas Kern wikifolio Ismail Chaib Open Bank Project Timur Peters Debitos Roger Fromm Investory Michael Mellinghoff Sharewise
Erik Bogaerts Naqoda Dominique Riedl justETF Michael Klein FINPOINT Dr. Levin Brunner mashup finance Thomas Kirst moneygarden Stefan Seedorf synchronite Daniel Horak CONDA
Sponsors
http://www.keacompany.com
http://www.BankITX.com
