FINANCIAL Seminar INCLUSIONData Scientist, Chief Transformation Ofcer, MTN Nigeria OUR SPEAKERS...

FINANCIAL INCLUSION Seminar

December 11, 2019. 8:00 a.m prompt

Ball Room, Federal Palace Hotel,Ahmadu Bello Way,

Victoria Island, Lagos.

RE-EMERGINGMICROFINANCEBANKS: Digital Reality

FINANCIAL INCLUSION SeminarAGENDA

08:30A.M - 9:00 A.M Registration/Breakfast/Networking

09:00A.M - 9:20 A.MIntroductory Remarks by Emcee- Wole Famurewa

09:20A.M - 9:40 A.MWelcome Remarks- Patrick Akinwuntan, Board Chairman, Accion Micro�nance Bank

09:40A.M - 10:10 A.MKey Note Address; Building an Ecosystem of DFS Players and opportunities for MFI collaboration- Dr. Andrew S. Nevin, PwC’s People and Organization Practice

10:10A.M - 10:25 A.M Documentary series on Accion MfB Digitization Experience

First Panel Discussion

10:30A.M - 11:15 A.M Building an Ecosystem of DFS Players, and opportunities for MFI collaboration

11:15A.M - 11:30 A.MKey Note Address; Developing a digital mindset-attracting and retaining skills- Prof. Yinka David-West

Moderator:

Ÿ Deji Oguntonade, Chief Digital & Innovations Of�cer, GTBank

Panelists:

Ÿ Dr. Bayo Adekanmbi Chief Transformation Of�cer

Ÿ Raliat Sunmonu

Ÿ Ophelia Ama Oni, Director of Partnerships, Financial Inclusion Forum Africa, Accra, Ghana

Ÿ Stanley Jacob, Head, Consumer Distribution Ecobank Nigeria

FINANCIAL INCLUSION SeminarAGENDA

12:15pm - 12:20pm Recognition of Key Speakers with Accion Memorabilia

Closing remarks by Taiwo Joda MD/CEO Accion MfB

Photo Opportunity

End of Seminar

12:30pm - 12:40pm

12:40pm - 12:45pm

12:45pm

11:30A.M - 12:15 P.M Developing a digital mindset-attracting and retaining skills

Ÿ Dr. Segun Aina (OFR)

Panelists: Ÿ Ashley Immanuel, Head of Programmes EFINA

Ÿ Yinka, David-West (Prof), Academic Director, Lagos Business School

Ÿ Habiba Balogun (Mrs), Organization Effectiveness Consultant. Board Member Accion MfB

Moderator:

Ÿ Olusola, Adewole, Director, PWC

Second Panel Discussion

12:25pm - 12:30pm Financial Inclusion report presentation by Philips Consulting

12:20pm - 12:25pm Goodwill message by Mr. Joshua Etopodiok, Director SIID

Financial Inclusion Seminar 2019

Patrick AkinwuntanBoard Chairman, Accion MfB

He is also a Fellow of the institute of Chartered Accountants of Nigeria (1988) and an Associate Member of the Chartered Institute of Taxation of Nigeria.

He had previously been a Group Executive Director on the board of ETI and earlier as Executive Director in Ecobank Nigeria. He has acquired over 20 years in the �nancial services industry. He has an MBA in Finance from the Obafemi Awolowo University and he is an alumnus of the prestigious Harvard Business School (SEP).

Patrick Akinwuntan is the Chairman, Board of Directors, Accion Micro�nance Bank and Managing Director of Ecobank Nigeria Limited. He is a seasoned banker with over 20 years of senior and executive management experience. Mr. Akinwuntan has held several strategic positions in the Ecobank Group in

Ghana, Togo and Nigeria.


Taiwo JodaMD/CEO, Accion MfB

Mr. Taiwo Joda is the Managing Director/CEO of Accion Micro�nance Bank. He holds a B.Sc degree in Finance and Banking from the University of Lagos and Masters’ degree in Finance and Banking from the same university. He is an alumnus of Said Business School - Oxford University.

Mr. Joda has over (25) twenty-�ve years’ experience in Bank and Non-Bank Financial Institutions spread over (5) �ve institutions with core competencies in corporate �nance, corporate banking, branch banking, retail banking and key customer management.

Mr. Joda is a senior member of the Chartered Institute of Bankers (HCIB) and a member of the Institute of Management (MNIM). He has attended several top management programs both locally and internationally, including - Lagos Business School, Nigeria, INSEAD, France and Euro money both in UK and Singapore.

Mr. Joda was appointed the MD/CEO of Accion Micro�nance Bank on August 1st 2017 but assumed full responsibility as Managing Director/Chief Executive Of�cer on January 2nd 2018.

Institutions he worked prior to joining Accion MfB include: Arbitage Financa and Investment Company Ltd, Kenneth Michael & Company Nig. Ltd, FSB International, International Trust Bank, Equatorial Trust Bank, Diamond Bank and Fidelity Bank plc. His remarkable performance on the job earned him appointments into critical and strategic committees and several awards in the institutions he had previously worked. He has excellent leadership skills and continually mentors young professionals.

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Dr. Andrew S. NevinPartner – Financial Services Leader and Chief Economist PwC West Africa

He is a leading advocate for Blockchain technology adoption in Nigeria. A co-founder of Binkabi, a blockchain - enabled trading platform targeting farmers; A co-founder of IKON a Nigerian company focused on bringing a unique solar energy technology to Nigeria; and a major sponsor of blockchain website www.blockchainafrica.io

At PwC, he is the Global Leader of Project Blue, focused on both envisioning and shaping the Future of Financial Services. Project blue is a framework by PwC aimed at enabling companies, especially �nancial service providers, re-think their business models in the ever evolving and dynamic business environment.

is a Financial Services Leader and Chief Economist PwC West Africa; a founding Dr. Andrew S. Nevin, PhDDirector of the Africa Institute for Leadership and Public Administration; and a Member of the Advisory Board at Lagos Business School (LBS).

Starting his career at McKinsey & Company, Andrew has over 30 years' professional experience and has lived in Asia, North America, and Europe. He has extensive experience helping global companies enter and expand in Nigeria/Africa. He holds a PhD: Economics, an MA: Philosophy and Politics, and a BSc (Hon): Computer Science and Mathematics. He was named Strategy Consultant of the Year 2010 by the Management Consultants Association (UK)


December 11, 2019.

8:30 a.m prompt

Ball Room, Federal Palace Hotel,Ahmadu Bello Way,Victoria Island, Lagos.

REGISTER ONLINE

bit.ly/AccionFIS


Olusola Adewole Director, PwC

Habiba BalogunBoard Member, Accion MfB,Organization Effectiveness Consultant

Andrew S. NevinPwC's People and Organization Practice

Ophelia OniDirector of Partnerships, Financial Inclusion Forum Africa, Accra, Ghana

Stanley JacobHead, Consumer Distribution,Ecobank Nigeria

Deji OguntonadeChief Digital & Innovations Of�cer, GTBank

Raliat SunmonuSenior Director, Africa Program Management, Accion international

Yinka David-WestAcademic Director, Lagos Business School

Wole FamurewaAnchor, CNBC Africa

Ashley ImmanuelHead of Programmes, EFInA

Dr. Segun Aina, OFRBoard Member, Accion MfB, President, FinTech Association Nigeria

09020102081

Bayo AdekanmbiData Scientist, Chief TransformationOf�cer, MTN Nigeria

OUR SPEAKERS


December 11, 2019.

8:30 a.m prompt


REGISTER ONLINE

bit.ly/AccionFIS


Ophelia OniDirector of Partnerships, Financial Inclusion Forum Africa, Accra, Ghana

Stanley JacobHead, Consumer Distribution,Ecobank Nigeria

Deji OguntonadeChief Digital & Innovations Of�cer, GTBank

09020102081

Bayo AdekanmbiData Scientist, Chief TransformationOf�cer, MTN Nigeria

Raliat SunmonuSenior Director, Africa Program Management, Accion international

MO

DER

ATO

R

PAN

ELI

STS

Building an Ecosystem of DFS Players, andopportunities for MFI collaborations.

FIRST PANEL


Raliat Sunmonu


Raliat brings 20+ years of experience working across Sub-Saharan Africa, Middle East and North America; collaborating with business leaders, policy makers and social impact changemakers to lead and execute successful projects that solve big issues in areas such as �nancial inclusion and MSME growth.

Raliat has a Global Executive MBA from INSEAD, a Master’s Degree in Computer Science from Johns Hopkins University (USA) and a Bachelor of Science in Computer Science from University of Maryland Baltimore County (USA

Raliat Sunmonu is the Senior Director, Africa & Middle East Program Management for Accion’s Global Advisory Solutions. She provides advice on digital strategy, risk assessment, responsible product design and other business-related areas for Accion partners and for a wide range of financial service providers.

Prior to joining Accion, Raliat worked with innovative disruptors such as M-KOPA in East Africa, where she was instrumental to launching innovative products and services for underserved rural populations in East Africa. Raliat has also held leadership positions at leading corporates such as IBM where she was responsible for building new partnerships and delivering transformative engagements for clients in Central, East and West Africa; as well as MTN where she led the delivery of innovative projects that underpinned the MNO giant’s rapid expansion across the Middle East and Africa.


Deji Oguntonade


Deji's major area of focus/interest is developing/deploying electronic payment solutions as a competitive tool in the banking industry. Since 2001, Deji he has pioneered several cutting-edge and award winning Technology products that are in application nationwide. Of major signi�cance are Internet Banking, Mobile Banking and FlashMeCash

Finally, Deji is Married to Funke Oguntonade and they have three wonderful kids (Oluwaseun {F,23}, Oluwatimilehin {M,21} and Kasope {M,19})

Deji holds a Bachelor of Science Degree (1989) in Chemical Engineering from the University of Lagos and an MBA in Information Technology from Federal Universtiy of Technology, Akure (FUTA). He has attended various courses in Nigeria, Switzerland, India, London, Singapore and South Africa.

Deji Started his Banking career in 1991 with Guaranty Trust Bank Plc, and subsequently also worked in for Equitorial Trust Bank and First Inland Bank Plc. His Banking experience has spanned Operations, Marketing and Information Technology and E- business.

Deji's major strengths are innovation, human capital development and a never say die attitude. He makes a positive impact on the lives of those he has encounters with and he is a role model for many players in the Financial and Information Technology Industry.

A Case study has also been written by the Lagos Business School (Pan African University) on his journey in the development and propagation of Flash Me Cash.

Currently, Deji is the Divisional Head for FinTech & Innovation in GTBank, up until December 2016, he was the Group Head, Electronic Payment managing E Commerce initiatives, Internet Banking, POS Deployment, Mobile Money and Mobile Banking and the fast growing USSD based payment system – Bank737.


Bayo Adekanmbi


Bayo Adekanmbi is an award-winning business executive who combines 19 years of cognate industry experience in Strategy, Marketing, Analytics and Business Transformation from two largest economies in Africa (Nigeria and South Africa). He is a Kaggle-validated hands-on Data scientist and a doctoral researcher with a Data Science product patent on Social Pricing Recommender. He graduated with Distinction from the University of Reading postgraduate School, United Kingdom, and has also had both full-time and executive education in many other leading institutions, including Columbia Business School, New York; The University of Chicago Booth School of Business, Chicago; INSEAD Business School, France; Telecoms Training Institute, London; ETH Zurich, Switzerland; and Gatton College of Business at the University of Kentucky, Kentucky.

He was on PhD research sabbatical at City, University of London (July 2015- September 2016) from his role as the Chief Marketing and Strategy Of�cer at MTN Nigeria, where he has also been awarded with the prestigious MTN Yello Star award for the conceptualisation of a Customer Value/Risk Management framework, which led to multi-billion naira revenue growth. Post-sabbatical, Bayo is back at MTN Nigeria as the Chief Transformation Of�cer, driving a holistic programme aimed to accelerate business and �nancial performance through business reengineering, innovation and advanced analytics. He is the convener of Data Science Nigeria, a non-pro�t that is building a world-class Arti�cial Intelligence knowledge, research and innovation ecosystem which delivers high impact & transformational research, business use applications, AI-�rst start-ups, employability and social good use cases. He is the author of "The Future is Shared“, “Arti�cial Intelligence Simpli�ed for Starters” and Beginners‘ Arti�cial Intelligence & python programming for primary and Junior Secondary School


Stanley Jacob


Prior to joining Ecobank, Stanley was the Digital Banking Head for Standard Chartered Bank supporting retail markets across Africa, has also served as the Group Head, eBusiness (Fortis Group) and pioneer Chief Operating Of�cer for Fortis Mobile Money, he was one time Senior eBusiness Executive for Brinq Africa and also played active roles in the bank operations at UBA Plc.

He is also the Chairman of the Committee of e-Business Industry Heads (CeBIH), Treasurer of the Governing Council for Fintech Nigeria (FINTECHNGR) and Member of the Governing Board of the e-Payment Providers Association of Nigeria (EPPAN).

Stanley is a Certi�ed Digital Financial Services and Project Management Professional with key strengths in strategy, distribution transformation, emerging payments and �nancial inclusion. He holds professional licenses in Project Management (PMP, CBPP, MPM), Six Sigma, Lean Management, Cards & Payments (CCPP). He is an Associate of the Chartered Institute of Bankers of Nigeria (ACIB) and a Fellow of the Institute of Credit Administration (FICA).

Stanley is currently the Head of Consumer Distribution in Ecobank Nigeria, responsible for the delivery of the cards and digital banking capabilities as well as the overall supervision of the project management of�ce for Consumer Bank.

He has an MBA in Technology Management from ADBU India, Masters in Project Management, Post-Graduate in Public Policy Analysis and has completed executive management courses from Columbia Business School, INSEAD, University of Georgia (Terry School of Business), Thunderbird School of Global Management - Arizona, Fletcher School of Law & Diplomacy amongst others.


Ophelia Oni


Ophelia Ama Oni has over 12 years with experience in branch banking, ebanking, mobile money and �nancial inclusion. She is currently the Head Strategy and Business Development for the Inclusive Banking department of Fidelity Bank Ghana Limited with the responsibility of pursuing its �nancial inclusion agenda.

Ophelia is passionate about using technology as an enabler to develop solutions to reach the unbanked and underbanked to give them greater access to �nancial services. She is also a founding member of the Financial Inclusion Forum Africa.


Professor David-West holds a Doctorate in Business Administration (DBA) from Manchester Business School; an MSc in Business Systems Analysis and Design from City University, London; and a BSc in Computer Science from the University of Lagos. She is a Certi�ed Information Systems Auditor (CISA), Certi�ed in the Governance of Enterprise IT (CGEIT), and the academic advocate to the Information Systems Audit and Control Association (ISACA). She is also a quali�ed practitioner of the Skills Framework for the Information Age (SFIA), and a digital money specialist certi�ed by Digital Frontiers Institute and the Fletcher School of Law and Diplomacy, Tufts University.

Professor Olayinka David-West is a governing council member of the Fintech Association of Nigeria.

Professor David-West currently directs the Sustainable and Inclusive Digital Financial Services (SIDFS) initiative of the Lagos Business School. Under her leadership, SIDFS has in the last three years conducted research; convened stakeholders from the �nancial services ecosystem across the operators and regulatory segments; articulated policy amendments all with an aim to enhance the creation and delivery of Digital Financial Services in Nigeria. SIDFS also works with development and philanthropic agencies such as Bill and Melinda Gates Foundation and Mastercard Center for Inclusive Growth on initiatives to enhance the creation and delivery of Digital Financial Services as well as enhancement of entrepreneurship in Nigeria.

With a career in the information systems industry spanning nearly three decades; she has engaged in various roles in systems/technology consulting, systems development and integration and electronic banking management.

Professor Olayinka David-West is the Academic Director and a Senior Fellow in the Operations, Information Systems and Marketing Division of Lagos Business School (LBS). She is also a member of the LBS Management Board.

Yinka David-West

Dr. Segun Aina, OFRBoard Member, Accion MfB, President, FinTech Association Nigeria


December 11, 2019.

8:30 a.m prompt


REGISTER ONLINE

bit.ly/AccionFIS


09020102081

MO

DER

ATO

R

PAN

ELI

STS

Developing a digital mindset-attracting and retaining skills.

SECOND PANEL

Ashley ImmanuelHead of Programmes, EFInA

Habiba BalogunBoard Member, Accion MfB,Organization Effectiveness Consultant

Yinka David-WestAcademic Director, Lagos Business School

Olusola Adewole Director, PwC

2 / 2Financial Inclusion Seminar 2019

Dr. Segun Aina, OFRBoard Director, Accion MfB

r. Segun Aina has held various leadership positions at professional, community, regional and Dinternational levels with strong record of accomplishments including CEO of a bank, past President, Chartered Institute of Bankers of Nigeria and West Africa Bankers Association. He is currently the

inaugural Chairman of Global Council of Global Banking Education Standards Boards (GBEStB).

He sits on the Board of various institutions in Banking, Insurance, Agriculture, Technology sectors etc in Nigeria, Ghana and Canada, including the Accion Micro�nance Bank, Nigeria. Described as Nigeria FinTech envoy. He initiated the creation of FinTech Association of Nigeria and currently the founding President of the Association. He is also Chairman of Fintech Associates Ltd., �nancial and technology solutions providers.

Segun Aina is a distinguished alumnus of University of Lagos, University of Ibadan-Nigeria, INSEAD France, IMD Switzerland, Lagos Business School Nigeria and Fellow of London Institute of Banking and Finance, Chartered Institute of Bankers on Nigeria, Institute of Directors, Nigeria Institute of Management, Member, Toronto Region Board of Trade, Canada and Canadian Council for Africa.


Olusola Adewole


Olusola Adewole leads PwC's People and Organization Practice in the West Market Area including Nigeria, Ghana, Liberia and Sierra Leone. He is a strategic HR management and enterprise transformation advisor. Over the last 20 years plus, he has led several organization effectiveness projects for leading African and multinational organizations in consumer-packaged goods, oil & gas, banking, government and education. A senior consulting alumnus of Accenture and Phillips Consulting, Olusola attended Cran�eld's executive programme on 'Best Practises in Management Consulting' in 1998.

Olusola is a respected leadership development consultant and C-Suite relationship manager with a keen business sense. His core areas of expertise include the design and execution of HR strategies; talent management programmes; performance management systems; culture/ change management and digital workforce transformation.

He is both SHL OPQ and Thomas International PPA certi�ed. He holds a master's in human resources management from the Fisher College of Business at the Ohio State University, Columbus, OH, United States, where he was a until recently a faculty member.


Professor David-West currently directs the Sustainable and Inclusive Digital Financial Services (SIDFS) initiative of the Lagos Business School. Under her leadership, SIDFS has in the last three years conducted research; convened stakeholders from the �nancial services ecosystem across the operators and regulatory segments; articulated policy amendments all with an aim to enhance the creation and delivery of Digital Financial Services in Nigeria. SIDFS also works with development and philanthropic agencies such as Bill and Melinda Gates Foundation and Mastercard Center for Inclusive Growth on initiatives to enhance the creation and delivery of Digital Financial Services as well as enhancement of entrepreneurship in Nigeria.

Professor David-West holds a Doctorate in Business Administration (DBA) from Manchester Business School; an MSc in Business Systems Analysis and Design from City University, London; and a BSc in Computer Science from the University of Lagos. She is a Certi�ed Information Systems Auditor (CISA), Certi�ed in the Governance of Enterprise IT (CGEIT), and the academic advocate to the Information Systems Audit and Control Association (ISACA). She is also a quali�ed practitioner of the Skills Framework for the Information Age (SFIA), and a digital money specialist certi�ed by Digital Frontiers Institute and the Fletcher School of Law and Diplomacy, Tufts University.

Professor Olayinka David-West is the Academic Director and a Senior Fellow in the Operations, Information Systems and Marketing Division of Lagos Business School (LBS). She is also a member of the LBS Management Board.

With a career in the information systems industry spanning nearly three decades; she has engaged in various roles in systems/technology consulting, systems development and integration and electronic banking management.

Professor Olayinka David-West is a governing council member of the Fintech Association of Nigeria.

Yinka David-West


Ashley Immanuel


Ashley Immanuel is Head of Programmes at Enhancing Financial Innovation & Access (EFInA), an organisation that promotes �nancial inclusion in Nigeria. In this role, Ashley leads EFInA’s work to create a Nigerian �nancial system that works better, especially for the poor. EFInA does this primarily through research, advocacy, capacity-building, and funding innovation, with a strong focus on promoting widespread use of digital �nancial services in Nigeria. Ashley worked in management consulting prior to joining EFInA, including consulting for the US Agency for International Development (USAID). Ashley has a BA in Sociology from Duke University.


Habiba is multi-lingual, speaking 5 European languages (English, French, Spanish, German, Italian) and her native Ebira. She holds a Bachelor's degree in French and Italian from the University of London, and a Master's degree in Organisational Management, including Leadership Coaching and Team Facilitation, from George Washington University, Washington DC. She is also an alumnus of Harvard Business School's Executive Education in Strategic Leadership in Financial Inclusion.

She is also an executive coach, social justice activist, gender champion, and a sought-after moderator and public speaker.

Habiba Balogun is a director of Accion Micro�nance Bank (AMfB) and Chairperson of the Ethics & Governance Board Committee.

As a fellow of the Center for Financial Inclusion's Africa Board Fellowship, Habiba has insider knowledge on the challenge of �nancial inclusion for low income clients. And as a founding member of AMfB's Channels and Technology Board Committee, she is in the vanguard of micro�nance institutions riding the Fintech wave sweeping the world and its applicability to Financial Inclusion.

She is director and principal consultant of Habiba Balogun Consulting Limited, an Organisation Effectiveness and HR Consultancy, and a member of the Chartered Institute of Banker's Business and Government Relations Group. Habiba has over 28 years experience in Strategic Human Resource Management, Diversity & Inclusion and Organisation Development, working around the world and in Nigeria including the North-East and Niger Delta.

Habiba is a fellow of the Aspen Leadership Network and the Africa Leadership Initiative West Africa. She serves as a director on several NGO and social entrepreneurship boards including Fate Foundation, Kudirat Initiative for Democracy (KIND), International Coach Federation Nigeria (ICF), Lagos Preparatory & Secondary School (LPSS), the most highly accredited British International School in Africa, and Women in Successful Careers (WISCAR), a structured mentoring programme.

She is a faculty member of the Healthcare Leadership Academy (HLA) responsible for Leadership, Coaching & Mentoring of executives in public and private healthcare institutions; a faculty member for Fate Foundation responsible for People Management and Separating Business from Personal Finances for experienced entrepreneurs; course director for Success4all Ltd (S4A) offering �nancial literacy training to populations vulnerable to social pressure; and course director for the HBC Career series of female empowerment soft skills training offered by WISCAR mentoring programme.

Habiba Balogun



Etopidiok Joshua James


A graduate of Elomac's School of Change Leadership (November 2019).

Etopidiok obtained MBA (investment banking) from University of Lagos (1989) and several diplomas/certi�cates from Federal Reserve Bank, USA, Federal Deposit Insurance Corporation, USA, Darden School of Management, usa, st. Anthoneo University, manilla, ashridge college, UK. To mention a few.

Born 1st august, 1962 in Ikot Akpaeno village, Nsit Ubuim, Akwa Ibom state.he had his primary education at Ikot Ntung, primary school between 1969and 1975, proceeding to Comprehensive Secondary School, Ndukpoise (1975-1979).

Having obtained the West African School Certi�cate in division two (2), he proceeded to university of Calabar for bachelor degree in Banking & Finance (2nd class upper).


Wole Famurewa


Wole is an award winning anchor, producer and former West Africa editor at CNBC Africa. He is the presenter of CNBC Africa's daily markets programme Closing Bell West Africa. He was previously a Fellow responsible for Strategic Communications and Stakeholder Engagement at the Nigeria Economic Summit Group, Nigeria's leading think-tank focused on advocacy and intervention for a more open and competitive business environment. Wole studied at the University of Lagos, Nigeria where he earned a bachelor's degree in Finance. This cultivated his keen interest in economics and �nancial markets. Prior to a foray into journalism and the media, Wole was the head of investment research at FSDH Securities, Lead Capital and Afrinvest He is also a freelance writer and has previously written/contributed to several reports published by the Economic Intelligence Unit and other local and international publications.

Wole is a highly sought after business event host and moderator of panel discussions on a wide range of business topics. He has moderated live/recorded dialogues and events including the Annual Presidential Dialogue at the Nigeria Economic Summit, the World Economic Forum on Africa, Afrexim Bank annual meetings, Intra-Africa Trade Fair, West Africa Property Investment Summit and many others.

FINANCIAL Seminar INCLUSIONData Scientist, Chief Transformation Ofcer, MTN Nigeria OUR SPEAKERS...

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