FEDERAL RESERVE statistical release · FEDERAL RESERVE statistical release H.8 Selected Assets and...
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FEDERAL RESERVE statistical release H.8 Selected Assets and Liabilities of Commercial Banks in the United States 1 For use at 4:15 p.m. Eastern Time Percent change at break adjusted, seasonally adjusted, annual rate April 19, 2013 Account 2008 2009 2010 2011 2012 2011 2012 2012 2012 2012 2013 2012 2013 2013 2013 Q4 Q1 Q2 Q3 Q4 Q1 Dec Jan Feb Mar ASSETS 1 Bank credit 2.1 -6.6 -2.8 1.8 3.9 5.7 4.4 4.2 4.3 2.6 3.4 9.4 3.6 0.6 0.4 2 Securities in bank credit 2 -2.0 6.8 6.7 1.7 7.4 5.6 10.6 5.8 6.8 5.5 3.1 20.5 -1.1 -3.3 -4.3 3 Treasury and agency securities 3 3.1 15.3 15.2 2.9 8.5 6.9 13.9 10.7 6.1 2.4 0.0 17.2 -5.9 -3.3 -9.2 6 Other securities -8.3 -4.9 -7.2 -0.8 5.0 2.7 3.7 -4.8 8.3 12.7 10.1 27.7 9.5 -3.2 6.4 9 Loans and leases in bank credit 8 3.3 -10.2 -5.8 1.8 2.7 5.8 2.2 3.5 3.4 1.5 3.4 5.2 5.3 2.0 2.1 10 Commercial and industrial loans 12.9 -18.6 -9.0 9.5 11.4 10.8 10.9 12.4 12.3 8.3 11.0 17.1 12.5 6.4 9.7 11 Real estate loans -0.2 -5.6 -5.5 -3.7 -1.1 0.3 -1.5 -0.6 -0.8 -1.7 -0.3 -1.1 3.3 -2.2 -1.5 12 Revolving home equity loans 12.4 0.6 -4.2 -6.0 -7.2 -5.2 -5.2 -7.2 -8.3 -8.8 -7.5 -8.1 -9.3 -4.7 -8.0 13 Closed-end residential loans 9 -9.3 -8.7 -2.6 -0.4 1.2 6.6 1.7 2.8 1.5 -1.1 1.4 -1.5 8.3 -0.8 -0.5 14 Commercial real estate loans 10 6.4 -4.7 -8.9 -6.4 -1.4 -4.4 -3.6 -1.8 -0.5 0.4 0.5 1.9 2.1 -3.0 -0.2 15 Consumer loans 5.1 -3.3 -7.1 -0.7 1.1 1.1 0.2 1.9 0.7 1.7 1.6 1.7 -1.0 3.1 5.3 16 Credit cards and other revolving plans 4.4 -6.3 -11.2 -1.1 -0.7 0.9 -2.0 0.4 -0.9 -0.4 0.2 -0.4 -2.0 1.8 3.8 17 Other consumer loans 11 6.2 1.2 -1.4 -0.2 3.4 1.4 2.9 3.7 2.7 4.1 3.2 4.5 0.0 4.7 7.0 18 Other loans and leases 1.8 -23.3 0.3 19.4 6.3 25.7 5.7 7.9 8.6 2.4 7.2 13.4 8.6 9.0 0.1 21 LESS: Allowance for loan and lease losses – – – -17.4 -16.9 -13.2 -14.5 -19.5 -15.6 -22.6 -12.6 -16.9 -3.3 -17.2 -21.6 22 Interbank loans 12 -15.4 -38.5 -23.1 -37.3 4.6 -31.9 8.2 -2.0 5.4 6.7 15.4 60.8 65.6 -65.9 7.7 25 Cash assets 15 158.3 48.2 -7.9 47.9 -2.4 -13.3 -3.0 -5.6 -1.7 0.8 43.4 -6.9 38.8 66.2 85.5 26 Trading assets 16 – – – 4.0 -1.8 -14.3 26.9 -7.1 -4.4 -21.1 -12.6 32.0 -31.9 -26.3 -26.1 29 Other assets 18 14.6 -3.2 4.6 -4.3 -4.4 -4.8 -9.0 -3.4 -1.1 -4.5 2.9 -1.5 8.7 10.6 -7.7 30 TOTAL ASSETS 19 7.9 -6.0 -2.7 5.4 2.5 1.5 3.0 2.2 3.1 1.5 8.3 7.6 8.4 9.0 11.1 LIABILITIES 31 Deposits 5.4 5.2 2.4 6.6 7.1 2.8 5.8 4.8 8.6 8.5 7.5 18.7 2.6 4.5 7.6 32 Large time deposits -2.9 -5.6 -7.2 -13.6 -1.5 -20.5 -9.5 -3.3 7.8 -0.8 13.1 27.6 13.6 12.8 -3.5 33 Other deposits – – – 12.4 9.0 8.2 9.1 6.5 8.7 10.4 6.4 16.9 0.4 2.8 9.8 34 Borrowings 13.4 -24.5 -18.8 -14.5 -5.3 -8.4 -9.9 -7.3 -0.1 -4.4 1.6 -9.4 25.6 -13.5 -10.2 37 Trading liabilities 20 – – – 2.2 -7.8 21.6 15.8 -23.7 -7.3 -15.7 -6.4 4.8 -27.6 4.5 13.9 41 Other liabilities 21 0.5 -11.2 8.1 -0.1 -1.4 -7.7 10.0 0.7 -9.9 -6.3 2.5 26.2 -11.3 0.8 6.3 42 TOTAL LIABILITIES 19 10.6 -7.2 -3.4 5.5 2.2 1.3 1.7 1.8 4.3 1.1 8.8 10.0 12.6 4.1 8.9 Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certain variable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data were constructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release are available for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.
Transcript of FEDERAL RESERVE statistical release · FEDERAL RESERVE statistical release H.8 Selected Assets and...
FEDERAL RESERVE statistical releaseH.8Selected Assets and Liabilities of Commercial Banks in the United States1 For use at 4:15 p.m. Eastern TimePercent change at break adjusted, seasonally adjusted, annual rate April 19, 2013
Account 2008 2009 2010 2011 20122011 2012 2012 2012 2012 2013 2012 2013 2013 2013Q4 Q1 Q2 Q3 Q4 Q1 Dec Jan Feb Mar
ASSETS
1 Bank credit 2.1 -6.6 -2.8 1.8 3.9 5.7 4.4 4.2 4.3 2.6 3.4 9.4 3.6 0.6 0.4
2 Securities in bank credit2 -2.0 6.8 6.7 1.7 7.4 5.6 10.6 5.8 6.8 5.5 3.1 20.5 -1.1 -3.3 -4.3
3 Treasury and agency securities3 3.1 15.3 15.2 2.9 8.5 6.9 13.9 10.7 6.1 2.4 0.0 17.2 -5.9 -3.3 -9.2
6 Other securities -8.3 -4.9 -7.2 -0.8 5.0 2.7 3.7 -4.8 8.3 12.7 10.1 27.7 9.5 -3.2 6.4
9 Loans and leases in bank credit8 3.3 -10.2 -5.8 1.8 2.7 5.8 2.2 3.5 3.4 1.5 3.4 5.2 5.3 2.0 2.1
10 Commercial and industrial loans 12.9 -18.6 -9.0 9.5 11.4 10.8 10.9 12.4 12.3 8.3 11.0 17.1 12.5 6.4 9.7
11 Real estate loans -0.2 -5.6 -5.5 -3.7 -1.1 0.3 -1.5 -0.6 -0.8 -1.7 -0.3 -1.1 3.3 -2.2 -1.5
12 Revolving home equity loans 12.4 0.6 -4.2 -6.0 -7.2 -5.2 -5.2 -7.2 -8.3 -8.8 -7.5 -8.1 -9.3 -4.7 -8.0
13 Closed-end residential loans9 -9.3 -8.7 -2.6 -0.4 1.2 6.6 1.7 2.8 1.5 -1.1 1.4 -1.5 8.3 -0.8 -0.5
14 Commercial real estate loans10 6.4 -4.7 -8.9 -6.4 -1.4 -4.4 -3.6 -1.8 -0.5 0.4 0.5 1.9 2.1 -3.0 -0.2
15 Consumer loans 5.1 -3.3 -7.1 -0.7 1.1 1.1 0.2 1.9 0.7 1.7 1.6 1.7 -1.0 3.1 5.3
16 Credit cards and other revolving plans 4.4 -6.3 -11.2 -1.1 -0.7 0.9 -2.0 0.4 -0.9 -0.4 0.2 -0.4 -2.0 1.8 3.8
17 Other consumer loans11 6.2 1.2 -1.4 -0.2 3.4 1.4 2.9 3.7 2.7 4.1 3.2 4.5 0.0 4.7 7.0
18 Other loans and leases 1.8 -23.3 0.3 19.4 6.3 25.7 5.7 7.9 8.6 2.4 7.2 13.4 8.6 9.0 0.1
21 LESS: Allowance for loan and lease losses – – – -17.4 -16.9 -13.2 -14.5 -19.5 -15.6 -22.6 -12.6 -16.9 -3.3 -17.2 -21.6
22 Interbank loans12 -15.4 -38.5 -23.1 -37.3 4.6 -31.9 8.2 -2.0 5.4 6.7 15.4 60.8 65.6 -65.9 7.7
25 Cash assets15 158.3 48.2 -7.9 47.9 -2.4 -13.3 -3.0 -5.6 -1.7 0.8 43.4 -6.9 38.8 66.2 85.5
26 Trading assets16 – – – 4.0 -1.8 -14.3 26.9 -7.1 -4.4 -21.1 -12.6 32.0 -31.9 -26.3 -26.1
29 Other assets18 14.6 -3.2 4.6 -4.3 -4.4 -4.8 -9.0 -3.4 -1.1 -4.5 2.9 -1.5 8.7 10.6 -7.7
30 TOTAL ASSETS19 7.9 -6.0 -2.7 5.4 2.5 1.5 3.0 2.2 3.1 1.5 8.3 7.6 8.4 9.0 11.1
LIABILITIES
31 Deposits 5.4 5.2 2.4 6.6 7.1 2.8 5.8 4.8 8.6 8.5 7.5 18.7 2.6 4.5 7.6
32 Large time deposits -2.9 -5.6 -7.2 -13.6 -1.5 -20.5 -9.5 -3.3 7.8 -0.8 13.1 27.6 13.6 12.8 -3.5
33 Other deposits – – – 12.4 9.0 8.2 9.1 6.5 8.7 10.4 6.4 16.9 0.4 2.8 9.8
34 Borrowings 13.4 -24.5 -18.8 -14.5 -5.3 -8.4 -9.9 -7.3 -0.1 -4.4 1.6 -9.4 25.6 -13.5 -10.2
37 Trading liabilities20 – – – 2.2 -7.8 21.6 15.8 -23.7 -7.3 -15.7 -6.4 4.8 -27.6 4.5 13.9
41 Other liabilities21 0.5 -11.2 8.1 -0.1 -1.4 -7.7 10.0 0.7 -9.9 -6.3 2.5 26.2 -11.3 0.8 6.3
42 TOTAL LIABILITIES19 10.6 -7.2 -3.4 5.5 2.2 1.3 1.7 1.8 4.3 1.1 8.8 10.0 12.6 4.1 8.9
Percent changes are at a simple annual rate and have been adjusted to remove the effects of nonbank structure activity of $5 billion or more, as well as the estimated effects of the initial consolidation of certainvariable interest entities (FIN 46) and off-balance-sheet vehicles (FAS 166/167). Figures reported in the H.8 Notes on the Data are generally used to make these adjustments. For information on how the data wereconstructed, see www.federalreserve.gov/releases/h8/about.htm. Line numbers on this page correspond to those used in the remainder of the release. Percent changes for other series shown on the release areavailable for customizable download through the Federal Reserve Board’s Data Download Program (DDP). Footnotes appear on the last page of the release.
H.8 Page 2Assets and Liabilities of Commercial Banks in the United States1
Seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 9,590.3 9,805.1 9,821.7 9,871.3 9,948.5 9,978.0 9,982.8 9,986.0 9,973.0 9,993.9 10,017.0 10,016.7
2 Securities in bank credit2 2,579.5 2,656.8 2,666.1 2,690.6 2,736.6 2,734.1 2,726.6 2,716.9 2,712.0 2,715.3 2,714.5 2,714.4
3 Treasury and agency securities3 1,778.3 1,835.4 1,835.3 1,851.0 1,877.6 1,868.3 1,863.1 1,848.8 1,843.9 1,848.7 1,840.5 1,837.5
4 Mortgage-backed securities (MBS)4 1,317.0 1,335.8 1,325.7 1,330.6 1,341.4 1,338.2 1,341.5 1,333.6 1,327.6 1,333.6 1,331.0 1,327.4
5 Non-MBS5 461.3 499.6 509.6 520.4 536.3 530.1 521.6 515.2 516.3 515.1 509.4 510.1
6 Other securities 801.2 821.4 830.9 839.6 859.0 865.8 863.5 868.1 868.1 866.6 874.0 876.9
7 Mortgage-backed securities6 133.4 139.0 138.0 140.7 140.6 141.0 140.3 139.6 139.9 140.1 137.4 136.5
8 Non-MBS7 667.8 682.4 692.9 698.9 718.3 724.9 723.2 728.5 728.2 726.5 736.6 740.4
9 Loans and leases in bank credit8 7,010.7 7,148.3 7,155.6 7,180.8 7,211.9 7,243.9 7,256.2 7,269.0 7,261.0 7,278.6 7,302.5 7,302.3
10 Commercial and industrial loans 1,382.8 1,464.8 1,479.4 1,483.8 1,504.9 1,520.6 1,528.7 1,541.1 1,536.3 1,548.8 1,548.3 1,550.3
11 Real estate loans 3,541.7 3,531.8 3,522.6 3,546.1 3,542.9 3,552.5 3,545.9 3,541.5 3,541.7 3,537.2 3,554.3 3,560.1
12 Revolving home equity loans 546.8 525.3 520.5 517.8 514.3 510.3 508.3 504.9 505.0 503.4 503.1 502.5
13 Closed-end residential loans9 1,571.6 1,588.6 1,584.1 1,609.5 1,607.5 1,618.6 1,617.5 1,616.8 1,617.4 1,613.8 1,628.4 1,634.3
14 Commercial real estate loans10 1,423.3 1,417.9 1,418.0 1,418.8 1,421.1 1,423.6 1,420.0 1,419.8 1,419.3 1,420.0 1,422.8 1,423.3
15 Consumer loans 1,093.8 1,109.3 1,110.8 1,112.9 1,114.5 1,113.6 1,116.5 1,121.4 1,122.0 1,122.5 1,123.4 1,125.2
16 Credit cards and other revolving plans 593.9 602.0 601.4 602.0 601.8 600.8 601.7 603.6 603.7 604.1 604.9 605.0
17 Other consumer loans11 499.9 507.3 509.4 510.9 512.8 512.8 514.8 517.8 518.3 518.4 518.5 520.2
18 Other loans and leases 992.5 1,042.4 1,042.8 1,038.0 1,049.6 1,057.1 1,065.0 1,065.1 1,061.1 1,070.1 1,076.6 1,066.7
19 Fed funds and reverse RPs with nonbanks12 284.1 308.3 309.7 308.5 315.7 315.7 316.3 320.9 319.7 325.0 328.5 315.3
20 All other loans and leases13 708.4 734.1 733.2 729.5 733.9 741.5 748.8 744.2 741.4 745.1 748.0 751.4
21 LESS: Allowance for loan and lease losses 168.9 155.5 150.9 149.0 146.9 146.5 144.4 141.8 142.3 141.8 139.5 140.1
22 Interbank loans12 118.7 117.7 121.4 118.4 124.4 131.2 124.0 124.8 121.4 124.1 128.0 124.3
23 Fed funds and reverse RPs with banks12 106.0 105.5 109.9 106.8 113.3 119.8 112.8 113.1 109.7 111.4 116.0 111.8
24 Loans to commercial banks14 12.6 12.2 11.5 11.6 11.0 11.4 11.2 11.8 11.7 12.8 12.1 12.5
25 Cash assets15 1,671.2 1,611.9 1,599.8 1,687.6 1,678.1 1,727.8 1,821.3 1,951.0 1,944.7 1,979.3 1,983.9 1,959.2
26 Trading assets16 323.8 311.7 296.7 296.5 304.4 296.3 289.8 283.5 281.4 290.6 281.8 287.1
27 Derivatives with a positive fair value17 296.9 282.6 266.1 266.3 272.2 265.3 259.4 252.1 249.1 259.1 250.9 256.7
28 Other trading assets 26.9 29.1 30.5 30.2 32.2 30.9 30.4 31.3 32.4 31.5 30.9 30.4
29 Other assets18 1,151.2 1,148.5 1,147.8 1,140.9 1,139.5 1,147.8 1,157.9 1,150.5 1,150.1 1,150.8 1,142.4 1,143.4
30 TOTAL ASSETS19 12,686.2 12,839.4 12,836.4 12,965.7 13,048.0 13,134.5 13,231.3 13,354.0 13,328.4 13,396.9 13,413.7 13,390.5
Footnotes appear on the last page.
H.8 Page 3Assets and Liabilities of Commercial Banks in the United States1
Seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 8,612.1 8,915.0 8,977.4 9,084.6 9,225.6 9,241.1 9,273.8 9,332.4 9,298.1 9,419.5 9,356.2 9,346.7
32 Large time deposits 1,473.1 1,494.9 1,482.7 1,481.8 1,515.7 1,531.0 1,546.6 1,542.1 1,539.5 1,559.8 1,530.9 1,522.8
33 Other deposits 7,139.0 7,420.2 7,494.6 7,602.8 7,709.9 7,710.0 7,727.2 7,790.3 7,758.6 7,859.7 7,825.4 7,824.0
34 Borrowings 1,576.9 1,576.6 1,568.2 1,561.0 1,548.8 1,582.0 1,564.2 1,550.9 1,555.9 1,547.9 1,554.2 1,534.3
35 Borrowings from banks in the U.S. 129.0 135.6 141.0 142.5 150.2 156.0 154.8 155.4 152.7 155.0 158.1 154.1
36 Borrowings from others 1,447.9 1,441.0 1,427.2 1,418.5 1,398.6 1,426.0 1,409.4 1,395.5 1,403.1 1,392.9 1,396.1 1,380.2
37 Trading liabilities20 297.0 278.8 274.3 272.6 273.7 267.4 268.4 271.5 267.9 279.0 278.8 281.7
38 Derivatives with a negative fair value17 257.4 244.9 241.4 239.4 238.2 229.8 228.1 225.7 222.1 232.3 229.2 231.3
39 Other trading liabilities 39.6 33.9 33.0 33.2 35.6 37.6 40.2 45.7 45.8 46.7 49.7 50.4
40 Net due to related foreign offices 216.5 150.2 89.5 93.4 49.5 128.3 150.3 185.8 193.1 149.8 191.1 194.5
41 Other liabilities21 472.4 458.3 450.0 448.6 458.4 454.1 454.4 456.8 459.7 459.1 447.2 453.9
42 TOTAL LIABILITIES19 11,174.9 11,379.0 11,359.5 11,460.1 11,556.1 11,672.8 11,711.1 11,797.5 11,774.7 11,855.3 11,827.6 11,811.1
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,511.3 1,460.5 1,477.0 1,505.6 1,491.9 1,461.7 1,520.2 1,556.5 1,553.7 1,541.7 1,586.1 1,579.4
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 25.4 39.6 41.8 41.9 39.7 37.7 33.8 32.5 31.4 34.0 34.7 34.4
45 Securitized consumer loans24 18.2 20.7 20.6 20.5 20.6 20.5 20.7 20.5 20.3 20.8 21.0 20.8
46 Securitized credit cards and other revolving plans 11.6 11.9 11.6 11.4 11.5 11.3 11.7 11.8 11.9 12.3 12.2 11.9
47 Other securitized consumer loans 6.6 8.8 9.1 9.1 9.1 9.2 9.1 8.7 8.4 8.5 8.8 8.8
48 Securitized real estate loans24 793.8 804.4 805.1 803.1 803.9 804.2 802.6 800.3 800.3 800.1 798.3 796.9
Footnotes appear on the last page.
H.8 Page 4Assets and Liabilities of Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 9,566.3 9,826.6 9,851.1 9,919.1 10,014.9 10,000.3 9,982.5 9,963.5 9,933.6 9,951.5 9,990.8 9,987.0
2 Securities in bank credit2 2,578.2 2,671.0 2,683.0 2,711.1 2,740.1 2,725.8 2,718.5 2,718.0 2,712.1 2,712.9 2,722.7 2,719.6
3 Treasury and agency securities3 1,780.7 1,841.6 1,840.9 1,859.1 1,878.5 1,862.9 1,857.8 1,853.6 1,849.9 1,848.7 1,853.6 1,847.1
4 Mortgage-backed securities (MBS)4 1,314.9 1,338.2 1,330.5 1,338.4 1,346.3 1,337.5 1,337.1 1,333.4 1,329.8 1,329.3 1,337.5 1,331.8
5 Non-MBS5 465.8 503.4 510.4 520.7 532.1 525.3 520.7 520.3 520.0 519.4 516.1 515.3
6 Other securities 797.5 829.5 842.1 852.1 861.7 862.9 860.7 864.4 862.2 864.3 869.1 872.6
7 Mortgage-backed securities6 133.3 139.2 138.4 141.5 139.8 139.5 139.9 139.6 139.8 140.1 138.6 138.6
8 Non-MBS7 664.3 690.2 703.8 710.6 721.8 723.4 720.8 724.8 722.4 724.1 730.5 734.0
9 Loans and leases in bank credit8 6,988.0 7,155.5 7,168.1 7,207.9 7,274.7 7,274.5 7,264.0 7,245.5 7,221.5 7,238.6 7,268.1 7,267.4
10 Commercial and industrial loans 1,384.9 1,462.5 1,479.4 1,485.7 1,509.7 1,520.0 1,530.6 1,544.0 1,542.7 1,546.6 1,548.6 1,546.8
11 Real estate loans 3,533.5 3,531.3 3,526.1 3,559.3 3,557.5 3,560.9 3,547.8 3,533.2 3,518.0 3,522.4 3,541.7 3,556.6
12 Revolving home equity loans 544.7 526.6 520.7 518.1 514.7 510.3 507.6 502.9 502.9 501.6 501.1 500.5
13 Closed-end residential loans9 1,564.0 1,589.5 1,590.7 1,621.5 1,617.1 1,624.4 1,617.3 1,608.4 1,593.2 1,599.2 1,617.9 1,632.4
14 Commercial real estate loans10 1,424.8 1,415.2 1,414.7 1,419.7 1,425.7 1,426.2 1,423.0 1,421.9 1,421.9 1,421.6 1,422.8 1,423.7
15 Consumer loans 1,085.1 1,111.0 1,109.1 1,113.4 1,131.3 1,130.3 1,120.2 1,112.3 1,110.3 1,114.3 1,114.4 1,115.3
16 Credit cards and other revolving plans 585.2 602.3 599.8 603.1 619.0 614.4 602.6 594.5 592.9 596.2 595.9 595.4
17 Other consumer loans11 499.9 508.7 509.3 510.3 512.3 515.9 517.6 517.8 517.4 518.1 518.5 520.0
18 Other loans and leases 984.5 1,050.7 1,053.4 1,049.4 1,076.3 1,063.2 1,065.4 1,056.0 1,050.5 1,055.3 1,063.4 1,048.7
19 Fed funds and reverse RPs with nonbanks12 280.2 313.1 317.1 318.0 332.6 319.2 321.8 316.2 315.5 316.0 313.9 303.0
20 All other loans and leases13 704.3 737.6 736.3 731.4 743.7 744.0 743.5 739.7 735.0 739.3 749.5 745.7
21 LESS: Allowance for loan and lease losses 169.9 155.9 150.1 149.3 146.8 145.2 145.1 142.6 143.0 142.2 139.5 139.4
22 Interbank loans12 120.0 118.0 123.4 123.1 129.4 133.4 128.2 126.7 123.3 120.4 127.6 128.2
23 Fed funds and reverse RPs with banks12 107.5 105.7 111.5 111.5 118.1 121.9 116.9 114.9 111.6 108.1 115.2 115.8
24 Loans to commercial banks14 12.5 12.3 11.9 11.6 11.3 11.5 11.4 11.7 11.7 12.3 12.4 12.5
25 Cash assets15 1,652.8 1,591.7 1,582.4 1,675.8 1,694.5 1,770.9 1,854.4 1,925.9 1,892.3 1,969.9 1,972.3 1,979.6
26 Trading assets16 315.1 324.0 305.4 308.4 306.0 292.6 286.4 276.5 275.4 278.0 268.5 278.1
27 Derivatives with a positive fair value17 288.4 294.6 275.1 278.5 274.9 262.0 256.6 244.9 243.3 246.2 237.0 247.1
28 Other trading assets 26.7 29.4 30.2 30.0 31.0 30.6 29.8 31.5 32.1 31.8 31.5 31.0
29 Other assets18 1,161.5 1,149.1 1,150.3 1,146.1 1,142.9 1,147.9 1,158.4 1,157.9 1,157.6 1,154.3 1,150.6 1,148.3
30 TOTAL ASSETS19 12,645.8 12,853.4 12,862.5 13,023.1 13,140.7 13,199.9 13,264.8 13,307.8 13,239.1 13,331.9 13,370.3 13,381.9
Footnotes appear on the last page.
H.8 Page 5Assets and Liabilities of Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 8,624.4 8,899.3 8,984.8 9,131.6 9,324.8 9,263.1 9,255.1 9,343.5 9,278.4 9,385.1 9,435.6 9,430.5
32 Large time deposits 1,463.8 1,499.6 1,486.4 1,475.8 1,514.0 1,535.0 1,539.7 1,533.3 1,525.7 1,554.3 1,532.9 1,523.2
33 Other deposits 7,160.7 7,399.8 7,498.4 7,655.8 7,810.8 7,728.0 7,715.5 7,810.2 7,752.7 7,830.8 7,902.7 7,907.2
34 Borrowings 1,587.1 1,570.6 1,553.9 1,552.0 1,545.2 1,583.4 1,593.9 1,561.4 1,564.3 1,552.4 1,546.2 1,529.9
35 Borrowings from banks in the U.S. 127.3 137.4 143.9 143.9 150.5 156.5 153.7 153.7 151.3 147.9 156.3 156.2
36 Borrowings from others 1,459.8 1,433.2 1,409.9 1,408.1 1,394.7 1,426.9 1,440.1 1,407.7 1,412.9 1,404.5 1,390.0 1,373.7
37 Trading liabilities20 285.4 294.0 277.0 280.4 276.4 265.1 265.0 262.5 259.0 265.1 265.9 274.1
38 Derivatives with a negative fair value17 247.9 258.8 244.8 245.7 240.0 227.6 225.3 218.9 216.1 220.1 218.7 226.3
39 Other trading liabilities 37.5 35.2 32.2 34.7 36.5 37.4 39.7 43.7 42.9 45.0 47.2 47.8
40 Net due to related foreign offices 216.7 128.5 88.4 81.5 18.4 143.8 191.9 184.8 187.8 171.7 172.4 190.1
41 Other liabilities21 466.6 465.9 459.8 462.2 466.3 451.9 455.4 451.3 446.4 453.2 440.1 445.2
42 TOTAL LIABILITIES19 11,180.3 11,358.2 11,363.9 11,507.7 11,631.2 11,707.2 11,761.2 11,803.5 11,735.8 11,827.5 11,860.3 11,869.7
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,465.5 1,495.2 1,498.7 1,515.4 1,509.5 1,492.7 1,503.6 1,504.3 1,503.3 1,504.4 1,510.0 1,512.1
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 25.4 39.6 41.8 41.9 39.7 37.7 33.8 32.5 31.4 34.0 34.7 34.4
45 Securitized consumer loans24 18.4 20.3 20.5 20.4 20.9 20.7 20.7 20.9 21.0 20.9 21.3 21.3
46 Securitized credit cards and other revolving plans 11.8 11.5 11.3 11.3 11.8 11.6 11.7 12.1 12.2 12.2 12.1 12.1
47 Other securitized consumer loans 6.7 8.7 9.2 9.1 9.1 9.1 8.9 8.8 8.7 8.7 9.2 9.1
48 Securitized real estate loans24 792.3 805.7 806.7 804.4 801.3 799.8 798.5 798.0 797.9 797.9 797.8 798.2
Footnotes appear on the last page.
H.8 Page 6Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 8,765.0 8,947.0 8,971.4 9,016.1 9,083.3 9,112.4 9,105.8 9,114.2 9,111.1 9,117.0 9,129.6 9,141.1
2 Securities in bank credit2 2,380.6 2,447.6 2,456.7 2,480.8 2,522.3 2,523.8 2,519.2 2,509.7 2,505.5 2,507.2 2,507.8 2,508.1
3 Treasury and agency securities3 1,679.6 1,727.5 1,726.6 1,741.7 1,766.1 1,760.9 1,756.3 1,743.1 1,739.3 1,741.6 1,735.7 1,732.5
4 Mortgage-backed securities (MBS)4 1,296.6 1,313.2 1,303.4 1,307.8 1,318.2 1,316.0 1,321.1 1,313.7 1,307.4 1,314.1 1,312.0 1,308.7
5 Non-MBS5 383.1 414.4 423.2 433.9 447.9 444.9 435.2 429.4 431.9 427.5 423.7 423.7
6 Other securities 701.0 720.1 730.1 739.1 756.2 762.9 762.9 766.7 766.3 765.6 772.1 775.7
7 Mortgage-backed securities6 125.1 131.4 131.1 134.0 134.0 134.0 133.6 133.1 133.3 133.8 131.3 130.4
8 Non-MBS7 575.9 588.6 599.0 605.1 622.2 628.9 629.3 633.6 632.9 631.8 640.8 645.3
9 Loans and leases in bank credit8 6,384.4 6,499.4 6,514.7 6,535.4 6,561.0 6,588.6 6,586.7 6,604.5 6,605.6 6,609.8 6,621.8 6,632.9
10 Commercial and industrial loans 1,140.4 1,213.7 1,228.0 1,234.0 1,252.7 1,267.3 1,270.8 1,287.0 1,283.9 1,293.1 1,292.1 1,294.2
11 Real estate loans 3,510.6 3,502.0 3,492.9 3,516.1 3,513.2 3,522.1 3,517.0 3,514.0 3,513.7 3,509.0 3,526.5 3,532.7
12 Revolving home equity loans 546.5 525.1 520.3 517.6 514.1 510.2 508.1 504.6 504.7 503.2 502.9 502.3
13 Closed-end residential loans9 1,569.9 1,587.5 1,582.8 1,608.1 1,606.0 1,617.3 1,616.5 1,615.7 1,616.3 1,612.5 1,627.6 1,633.5
14 Commercial real estate loans10 1,394.2 1,389.5 1,389.9 1,390.4 1,393.1 1,394.5 1,392.4 1,393.6 1,392.7 1,393.4 1,396.0 1,396.9
15 Consumer loans 1,091.7 1,107.6 1,109.2 1,111.2 1,112.8 1,111.8 1,114.6 1,119.5 1,120.1 1,120.6 1,121.4 1,123.3
16 Credit cards and other revolving plans 593.9 602.0 601.4 602.0 601.8 600.8 601.7 603.6 603.7 604.1 604.9 605.0
17 Other consumer loans11 497.8 505.7 507.8 509.2 511.0 511.0 512.9 515.9 516.4 516.5 516.6 518.3
18 Other loans and leases 641.7 676.1 684.5 674.1 682.3 687.4 684.2 684.0 687.9 687.1 681.8 682.7
19 Fed funds and reverse RPs with nonbanks12 143.8 138.9 146.3 138.5 144.3 143.5 137.7 140.0 146.3 140.1 134.1 136.5
20 All other loans and leases13 497.9 537.2 538.2 535.5 537.9 543.9 546.6 544.0 541.6 547.0 547.7 546.2
21 LESS: Allowance for loan and lease losses 168.2 154.8 150.2 148.3 146.1 145.8 143.8 141.2 141.7 141.2 138.8 139.5
22 Interbank loans12 90.1 91.4 96.9 93.1 101.2 105.5 99.5 102.4 100.7 102.9 101.4 100.8
23 Fed funds and reverse RPs with banks12 79.7 81.4 87.4 83.6 92.2 96.3 90.3 92.5 90.9 92.2 91.3 90.9
24 Loans to commercial banks14 10.4 10.0 9.5 9.5 9.0 9.2 9.2 9.8 9.7 10.7 10.1 9.9
25 Cash assets15 881.3 861.6 875.1 903.8 923.7 858.9 930.8 1,013.6 1,000.5 1,068.8 1,069.7 1,040.1
26 Trading assets16 183.4 175.5 165.4 170.1 174.7 168.1 167.2 162.5 161.3 169.0 159.2 164.1
27 Derivatives with a positive fair value17 166.1 155.7 144.4 148.8 152.5 147.2 145.0 138.6 136.7 144.7 136.0 141.0
28 Other trading assets 17.2 19.8 21.1 21.3 22.2 20.8 22.2 23.9 24.6 24.3 23.1 23.1
29 Other assets18 1,106.4 1,096.2 1,096.3 1,091.9 1,089.5 1,096.7 1,110.3 1,103.1 1,101.8 1,104.7 1,092.0 1,093.5
30 TOTAL ASSETS19 10,858.0 11,016.8 11,054.9 11,126.7 11,226.2 11,195.8 11,269.8 11,354.5 11,333.6 11,421.2 11,413.1 11,400.1
Footnotes appear on the last page.
H.8 Page 7Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 7,769.2 8,048.2 8,115.7 8,217.1 8,329.4 8,318.7 8,328.5 8,384.4 8,348.5 8,452.0 8,413.7 8,411.7
32 Large time deposits 725.3 736.7 731.2 722.9 734.0 723.8 722.2 717.9 714.0 719.6 714.1 712.3
33 Other deposits 7,043.8 7,311.5 7,384.4 7,494.2 7,595.3 7,594.8 7,606.2 7,666.5 7,634.5 7,732.3 7,699.6 7,699.4
34 Borrowings 1,017.0 986.7 975.2 955.2 950.3 957.0 935.6 938.3 946.6 941.5 942.4 941.0
35 Borrowings from banks in the U.S. 94.8 95.7 98.9 100.5 107.4 111.9 110.1 113.5 112.7 114.0 113.7 110.9
36 Borrowings from others 922.2 890.9 876.3 854.6 842.9 845.1 825.5 824.8 833.9 827.5 828.7 830.1
37 Trading liabilities20 160.1 150.5 146.4 144.4 143.9 138.5 142.3 143.5 140.0 150.3 153.3 154.3
38 Derivatives with a negative fair value17 130.6 128.2 124.7 123.0 120.6 113.7 115.8 115.3 112.8 121.7 120.8 121.9
39 Other trading liabilities 29.6 22.4 21.7 21.4 23.3 24.8 26.5 28.2 27.2 28.6 32.5 32.4
40 Net due to related foreign offices 6.8 -29.6 -59.5 -78.2 -99.5 -89.0 -57.9 -39.0 -31.4 -34.3 -30.6 -57.0
41 Other liabilities21 418.8 398.7 393.7 391.6 398.0 394.9 396.9 398.0 399.2 398.9 390.7 396.7
42 TOTAL LIABILITIES19 9,371.9 9,554.5 9,571.5 9,630.0 9,722.1 9,720.0 9,745.3 9,825.2 9,803.0 9,908.5 9,869.4 9,846.6
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,486.0 1,462.3 1,483.4 1,496.7 1,504.2 1,475.7 1,524.5 1,529.3 1,530.6 1,512.7 1,543.7 1,553.4
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 30.7 42.9 44.9 44.3 41.9 40.3 36.3 34.9 33.9 36.4 36.9 36.4
45 Securitized consumer loans24 18.2 20.7 20.6 20.5 20.6 20.5 20.7 20.5 20.3 20.8 21.0 20.8
46 Securitized credit cards and other revolving plans 11.6 11.9 11.6 11.4 11.5 11.3 11.7 11.8 11.9 12.3 12.2 11.9
47 Other securitized consumer loans 6.6 8.8 9.1 9.1 9.1 9.2 9.1 8.7 8.4 8.5 8.8 8.8
48 Securitized real estate loans24 793.8 804.4 805.1 803.1 803.9 804.2 802.6 800.3 800.3 800.1 798.3 796.9
Footnotes appear on the last page.
H.8 Page 8Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 8,741.2 8,963.3 8,999.8 9,058.4 9,138.7 9,133.7 9,100.2 9,091.0 9,070.8 9,077.6 9,111.0 9,117.7
2 Securities in bank credit2 2,378.6 2,462.3 2,473.6 2,501.0 2,526.3 2,515.0 2,509.1 2,509.7 2,505.3 2,504.1 2,516.1 2,512.2
3 Treasury and agency securities3 1,680.8 1,734.3 1,733.2 1,751.3 1,768.5 1,755.2 1,749.3 1,745.8 1,743.8 1,740.2 1,747.5 1,740.1
4 Mortgage-backed securities (MBS)4 1,295.7 1,314.6 1,307.5 1,315.7 1,323.2 1,315.7 1,317.4 1,314.5 1,310.8 1,311.1 1,319.2 1,313.5
5 Non-MBS5 385.1 419.7 425.7 435.6 445.3 439.5 431.9 431.3 433.0 429.1 428.3 426.6
6 Other securities 697.9 728.0 740.4 749.7 757.9 759.8 759.7 763.8 761.5 763.9 768.6 772.2
7 Mortgage-backed securities6 125.1 131.3 131.6 135.1 133.5 133.2 133.5 133.2 133.5 133.8 132.2 132.3
8 Non-MBS7 572.8 596.7 608.8 614.6 624.4 626.6 626.2 630.6 628.0 630.1 636.3 639.9
9 Loans and leases in bank credit8 6,362.5 6,501.0 6,526.2 6,557.4 6,612.4 6,618.8 6,591.1 6,581.4 6,565.5 6,573.5 6,595.0 6,605.5
10 Commercial and industrial loans 1,140.5 1,211.5 1,229.1 1,236.3 1,256.8 1,265.8 1,270.8 1,287.7 1,286.3 1,290.3 1,293.1 1,293.0
11 Real estate loans 3,502.6 3,501.2 3,496.1 3,528.6 3,527.0 3,531.8 3,519.2 3,505.9 3,490.2 3,494.3 3,514.2 3,529.3
12 Revolving home equity loans 544.5 526.4 520.5 517.9 514.5 510.1 507.4 502.7 502.7 501.4 500.8 500.3
13 Closed-end residential loans9 1,562.3 1,588.2 1,589.4 1,620.1 1,615.6 1,623.3 1,616.3 1,607.3 1,592.1 1,597.8 1,617.1 1,631.7
14 Commercial real estate loans10 1,395.8 1,386.6 1,386.2 1,390.6 1,396.8 1,398.4 1,395.6 1,395.8 1,395.4 1,395.1 1,396.2 1,397.4
15 Consumer loans 1,083.0 1,109.4 1,107.5 1,111.8 1,129.6 1,128.6 1,118.3 1,110.3 1,108.4 1,112.4 1,112.4 1,113.3
16 Credit cards and other revolving plans 585.2 602.3 599.8 603.1 619.0 614.4 602.6 594.5 592.9 596.2 595.9 595.4
17 Other consumer loans11 497.8 507.1 507.7 508.7 510.7 514.2 515.7 515.8 515.4 516.2 516.4 517.9
18 Other loans and leases 636.5 678.9 693.4 680.7 698.9 692.5 682.8 677.5 680.6 676.5 675.3 669.9
19 Fed funds and reverse RPs with nonbanks12 143.8 138.8 151.0 142.3 152.2 146.8 141.7 139.5 146.2 137.4 129.2 129.8
20 All other loans and leases13 492.7 540.2 542.4 538.4 546.7 545.7 541.1 538.0 534.4 539.2 546.1 540.1
21 LESS: Allowance for loan and lease losses 169.2 155.2 149.3 148.5 146.0 144.5 144.4 142.0 142.4 141.6 138.9 138.8
22 Interbank loans12 91.9 91.8 98.3 97.8 107.3 108.0 101.7 104.1 102.6 99.7 103.4 105.0
23 Fed funds and reverse RPs with banks12 81.4 81.9 88.6 88.3 97.9 98.6 92.3 94.2 92.7 89.3 92.8 94.9
24 Loans to commercial banks14 10.5 9.9 9.7 9.6 9.4 9.4 9.4 9.9 10.0 10.5 10.6 10.0
25 Cash assets15 875.7 859.3 871.4 926.4 975.7 877.1 920.1 1,002.9 969.1 1,047.6 1,075.0 1,049.8
26 Trading assets16 178.3 181.9 170.5 174.4 172.6 165.5 163.4 158.9 159.0 162.8 152.8 160.3
27 Derivatives with a positive fair value17 161.0 161.8 150.1 153.9 150.8 144.3 141.7 134.7 134.1 138.3 129.1 136.9
28 Other trading assets 17.3 20.1 20.4 20.5 21.8 21.2 21.7 24.2 24.9 24.5 23.7 23.4
29 Other assets18 1,113.4 1,096.0 1,099.0 1,096.2 1,093.9 1,099.8 1,110.1 1,108.2 1,107.4 1,105.4 1,097.0 1,098.7
30 TOTAL ASSETS19 10,831.3 11,036.9 11,089.6 11,204.6 11,342.1 11,239.7 11,251.1 11,323.1 11,266.4 11,351.5 11,400.4 11,392.7
Footnotes appear on the last page.
H.8 Page 9Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 7,780.0 8,034.8 8,131.5 8,278.2 8,432.5 8,332.2 8,308.9 8,393.3 8,332.2 8,411.7 8,484.0 8,487.0
32 Large time deposits 713.7 743.3 740.8 730.4 738.4 718.9 712.8 706.4 701.8 707.0 706.0 703.6
33 Other deposits 7,066.2 7,291.5 7,390.6 7,547.8 7,694.1 7,613.3 7,596.1 7,686.9 7,630.4 7,704.7 7,778.0 7,783.4
34 Borrowings 1,024.7 981.8 975.0 951.0 952.6 961.6 957.4 945.9 950.2 948.5 935.4 933.6
35 Borrowings from banks in the U.S. 94.2 95.8 100.7 100.9 108.9 113.0 110.7 112.7 111.0 110.3 113.9 114.4
36 Borrowings from others 930.5 886.0 874.2 850.2 843.7 848.6 846.8 833.2 839.2 838.2 821.5 819.2
37 Trading liabilities20 155.5 157.4 147.3 148.4 145.1 137.5 139.5 138.7 136.3 142.7 144.2 148.3
38 Derivatives with a negative fair value17 128.1 133.3 125.4 125.7 121.0 113.9 114.1 112.3 110.7 115.5 114.8 118.7
39 Other trading liabilities 27.4 24.1 22.0 22.7 24.1 23.6 25.4 26.4 25.5 27.2 29.3 29.6
40 Net due to related foreign offices -2.6 -34.7 -64.2 -88.1 -98.4 -73.3 -51.1 -47.2 -40.4 -41.3 -53.4 -72.7
41 Other liabilities21 411.5 405.9 404.8 403.2 404.2 392.6 396.4 391.7 388.5 389.0 383.7 387.9
42 TOTAL LIABILITIES19 9,369.1 9,545.2 9,594.4 9,692.7 9,836.0 9,750.5 9,751.1 9,822.3 9,766.7 9,850.6 9,893.9 9,884.1
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,462.3 1,491.7 1,495.2 1,511.9 1,506.0 1,489.1 1,500.0 1,500.8 1,499.8 1,500.9 1,506.5 1,508.6
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 30.7 42.9 44.9 44.3 41.9 40.3 36.3 34.9 33.9 36.4 36.9 36.4
45 Securitized consumer loans24 18.4 20.3 20.5 20.4 20.9 20.7 20.7 20.9 21.0 20.9 21.3 21.3
46 Securitized credit cards and other revolving plans 11.8 11.5 11.3 11.3 11.8 11.6 11.7 12.1 12.2 12.2 12.1 12.1
47 Other securitized consumer loans 6.7 8.7 9.2 9.1 9.1 9.1 8.9 8.8 8.7 8.7 9.2 9.1
48 Securitized real estate loans24 792.3 805.7 806.7 804.4 801.3 799.8 798.5 798.0 797.9 797.9 797.8 798.2
Footnotes appear on the last page.
H.8 Page 10Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 5,668.7 5,779.5 5,800.4 5,853.7 5,902.9 5,914.9 5,905.2 5,902.4 5,899.0 5,904.6 5,907.5 5,915.8
2 Securities in bank credit2 1,560.8 1,619.4 1,624.4 1,654.8 1,684.2 1,675.6 1,671.1 1,661.7 1,656.0 1,662.0 1,662.2 1,661.5
3 Treasury and agency securities3 1,082.6 1,130.4 1,129.4 1,152.7 1,172.4 1,161.1 1,157.1 1,145.6 1,140.7 1,145.8 1,140.6 1,136.8
4 Mortgage-backed securities (MBS)4 885.5 897.5 888.9 899.8 907.5 903.5 907.9 899.4 892.3 901.3 898.9 894.6
5 Non-MBS5 197.1 232.9 240.5 253.0 264.9 257.6 249.2 246.3 248.3 244.5 241.7 242.2
6 Other securities 478.2 489.0 495.1 502.0 511.8 514.5 514.0 516.1 515.4 516.2 521.7 524.7
7 Mortgage-backed securities6 107.4 114.9 114.8 118.4 118.7 117.9 118.2 116.3 116.1 116.7 114.7 114.2
8 Non-MBS7 370.8 374.1 380.3 383.6 393.2 396.5 395.8 399.8 399.3 399.4 407.0 410.5
9 Loans and leases in bank credit8 4,107.9 4,160.0 4,175.9 4,199.0 4,218.6 4,239.3 4,234.1 4,240.7 4,242.9 4,242.6 4,245.3 4,254.3
10 Commercial and industrial loans 745.0 795.7 805.2 811.6 824.2 834.2 835.4 850.5 848.1 855.9 853.5 854.0
11 Real estate loans 2,068.9 2,053.7 2,050.8 2,078.7 2,077.8 2,086.9 2,082.6 2,074.5 2,075.1 2,069.5 2,079.5 2,085.0
12 Revolving home equity loans 433.4 415.4 411.0 409.2 408.9 406.2 405.3 402.4 402.4 401.4 401.0 400.5
13 Closed-end residential loans9 1,081.8 1,091.3 1,093.0 1,121.6 1,119.1 1,129.9 1,130.4 1,127.0 1,128.2 1,123.3 1,133.4 1,139.4
14 Commercial real estate loans10 553.8 547.0 546.8 548.0 549.8 550.8 547.0 545.0 544.5 544.8 545.1 545.1
15 Consumer loans 788.3 785.4 786.7 787.5 791.2 789.4 790.7 790.1 789.8 789.6 790.2 791.3
16 Credit cards and other revolving plans 429.2 422.8 421.5 421.2 420.4 419.7 420.3 418.2 417.3 417.2 418.6 418.5
17 Other consumer loans11 359.1 362.6 365.2 366.3 370.8 369.7 370.5 371.9 372.5 372.4 371.6 372.8
18 Other loans and leases 505.6 525.2 533.2 521.2 525.5 528.8 525.3 525.6 530.0 527.7 522.1 523.9
19 Fed funds and reverse RPs with nonbanks12 141.0 136.5 143.8 134.8 140.1 138.3 132.2 134.9 141.3 134.8 128.9 131.8
20 All other loans and leases13 364.5 388.7 389.4 386.4 385.4 390.4 393.1 390.7 388.7 392.9 393.2 392.1
21 LESS: Allowance for loan and lease losses 120.7 109.9 105.2 103.4 101.4 100.9 99.9 97.5 98.0 97.2 95.8 96.4
22 Interbank loans12 45.9 42.8 44.0 40.8 42.4 46.4 45.4 49.5 50.3 51.0 50.4 51.0
23 Fed funds and reverse RPs with banks12 37.0 34.4 36.1 32.6 34.5 38.2 37.1 40.5 41.4 41.0 41.2 42.0
24 Loans to commercial banks14 8.8 8.4 7.9 8.2 7.9 8.2 8.3 9.0 9.0 10.0 9.2 9.0
25 Cash assets15 553.9 564.5 568.8 585.0 584.1 538.2 579.1 652.2 647.9 701.8 694.6 673.4
26 Trading assets16 177.9 170.6 160.4 165.1 169.4 162.2 161.2 157.1 155.0 163.4 154.8 159.1
27 Derivatives with a positive fair value17 161.0 150.8 139.5 144.2 147.5 141.7 139.5 133.6 130.9 139.8 131.9 136.3
28 Other trading assets 16.9 19.8 20.9 21.0 21.9 20.5 21.7 23.5 24.1 23.7 22.8 22.8
29 Other assets18 850.1 841.9 840.2 837.1 836.0 842.7 856.6 851.4 850.7 851.4 842.0 845.0
30 TOTAL ASSETS19 7,175.8 7,289.4 7,308.6 7,378.4 7,433.3 7,403.6 7,447.8 7,515.1 7,504.8 7,575.1 7,553.4 7,548.0
Footnotes appear on the last page.
H.8 Page 11Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 4,951.2 5,134.4 5,180.8 5,275.6 5,355.7 5,343.8 5,349.0 5,397.3 5,371.6 5,456.5 5,413.2 5,412.0
32 Large time deposits 322.7 333.3 331.3 326.1 340.1 326.6 323.2 320.7 316.9 322.8 319.7 318.4
33 Other deposits 4,628.5 4,801.0 4,849.4 4,949.6 5,015.6 5,017.2 5,025.8 5,076.6 5,054.7 5,133.7 5,093.5 5,093.5
34 Borrowings 718.6 717.3 708.1 695.0 691.4 695.9 676.8 679.5 688.8 680.1 680.0 682.9
35 Borrowings from banks in the U.S. 53.6 51.7 55.4 57.0 64.0 65.8 64.4 61.6 60.1 61.5 59.8 60.3
36 Borrowings from others 665.0 665.6 652.7 638.0 627.5 630.2 612.3 617.9 628.7 618.6 620.1 622.7
37 Trading liabilities20 155.6 146.3 142.2 140.3 139.6 133.7 137.1 139.0 135.7 145.4 149.4 149.7
38 Derivatives with a negative fair value17 126.9 124.5 121.2 119.6 117.0 109.6 111.5 111.8 109.4 118.0 117.9 118.3
39 Other trading liabilities 28.7 21.8 21.0 20.8 22.6 24.1 25.6 27.2 26.3 27.4 31.5 31.5
40 Net due to related foreign offices -31.2 -70.8 -97.4 -109.6 -132.5 -128.4 -98.9 -83.2 -77.3 -79.9 -74.1 -97.5
41 Other liabilities21 350.8 331.1 326.5 323.2 330.5 325.2 331.6 334.4 336.0 335.9 325.4 331.8
42 TOTAL LIABILITIES19 6,145.0 6,258.2 6,260.2 6,324.6 6,384.8 6,370.2 6,395.6 6,467.1 6,454.8 6,538.0 6,493.9 6,479.0
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,030.7 1,031.2 1,048.4 1,053.8 1,048.6 1,033.3 1,052.1 1,048.0 1,050.0 1,037.1 1,059.5 1,069.0
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 23.7 34.6 36.1 36.0 33.6 32.7 29.6 28.4 27.3 29.9 30.4 30.0
45 Securitized consumer loans24 5.0 7.0 7.0 6.9 6.9 7.0 6.8 7.1 7.2 7.1 7.4 7.3
46 Securitized credit cards and other revolving plans 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.3 0.5 0.5 0.5 0.5
47 Other securitized consumer loans 5.0 6.9 6.8 6.8 6.8 6.9 6.7 6.7 6.7 6.6 6.9 6.9
48 Securitized real estate loans24 773.1 783.8 784.4 782.2 783.0 782.5 781.2 779.1 778.9 779.0 777.5 775.8
Footnotes appear on the last page.
H.8 Page 12Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 5,651.1 5,793.7 5,823.1 5,882.7 5,942.7 5,935.4 5,903.3 5,885.5 5,870.8 5,873.3 5,891.8 5,899.3
2 Securities in bank credit2 1,556.1 1,632.8 1,640.2 1,670.2 1,690.0 1,672.2 1,660.4 1,658.7 1,653.6 1,655.6 1,664.0 1,660.3
3 Treasury and agency securities3 1,079.4 1,138.6 1,137.6 1,161.2 1,175.2 1,156.2 1,147.6 1,143.7 1,140.3 1,140.2 1,145.6 1,139.4
4 Mortgage-backed securities (MBS)4 881.8 901.0 893.8 905.9 912.8 903.8 903.1 897.1 892.0 895.6 901.3 895.8
5 Non-MBS5 197.6 237.6 243.8 255.2 262.5 252.4 244.5 246.6 248.3 244.7 244.3 243.5
6 Other securities 476.8 494.2 502.6 509.0 514.8 516.1 512.9 515.0 513.3 515.3 518.4 521.0
7 Mortgage-backed securities6 108.1 114.7 115.1 119.1 118.1 117.9 117.9 117.2 117.4 117.8 116.3 116.3
8 Non-MBS7 368.6 379.5 387.5 389.9 396.7 398.2 395.0 397.8 395.9 397.5 402.0 404.7
9 Loans and leases in bank credit8 4,095.0 4,160.9 4,182.9 4,212.5 4,252.7 4,263.2 4,242.8 4,226.8 4,217.2 4,217.7 4,227.8 4,239.0
10 Commercial and industrial loans 744.9 793.6 807.2 813.8 828.5 834.0 836.5 850.6 849.6 852.4 853.6 853.3
11 Real estate loans 2,064.4 2,054.5 2,051.1 2,085.6 2,084.6 2,094.4 2,085.2 2,069.8 2,059.9 2,060.5 2,071.7 2,085.4
12 Revolving home equity loans 432.1 416.2 410.8 408.6 408.8 407.3 405.2 401.3 401.3 400.2 399.8 399.3
13 Closed-end residential loans9 1,077.0 1,092.8 1,096.4 1,128.9 1,124.1 1,134.5 1,130.8 1,121.6 1,112.0 1,114.1 1,125.9 1,139.9
14 Commercial real estate loans10 555.3 545.5 544.0 548.0 551.7 552.5 549.2 546.9 546.7 546.2 546.0 546.3
15 Consumer loans 783.6 786.3 783.9 786.3 800.9 801.1 794.3 785.4 783.4 785.3 785.7 786.4
16 Credit cards and other revolving plans 423.8 422.9 420.3 422.1 431.8 429.3 421.8 412.9 411.0 412.6 412.8 412.5
17 Other consumer loans11 359.8 363.3 363.6 364.3 369.1 371.7 372.5 372.5 372.4 372.7 372.9 373.9
18 Other loans and leases 502.1 526.5 540.7 526.8 538.7 533.7 526.7 520.9 524.3 519.5 516.8 513.9
19 Fed funds and reverse RPs with nonbanks12 141.0 136.4 148.3 138.4 147.3 141.8 136.4 134.4 141.2 132.0 124.6 125.7
20 All other loans and leases13 361.1 390.1 392.4 388.4 391.4 391.9 390.4 386.5 383.1 387.4 392.2 388.2
21 LESS: Allowance for loan and lease losses 121.4 110.0 104.2 103.6 101.5 100.3 100.2 98.0 98.3 97.8 96.1 95.9
22 Interbank loans12 46.6 42.2 44.5 42.6 44.7 48.7 47.0 50.2 51.2 51.2 49.5 50.4
23 Fed funds and reverse RPs with banks12 37.9 33.9 36.3 34.2 36.4 40.2 38.5 41.2 42.2 41.6 39.9 41.3
24 Loans to commercial banks14 8.8 8.3 8.2 8.4 8.3 8.5 8.5 9.0 9.0 9.6 9.6 9.1
25 Cash assets15 566.4 554.3 556.2 591.4 623.9 546.8 587.1 667.0 646.4 709.1 720.3 697.4
26 Trading assets16 173.0 176.6 165.3 169.4 167.3 160.0 157.7 153.6 152.8 157.3 148.7 155.5
27 Derivatives with a positive fair value17 155.9 156.7 145.1 149.1 145.7 139.0 136.2 129.8 128.2 133.4 125.2 132.3
28 Other trading assets 17.1 19.9 20.2 20.2 21.6 20.9 21.5 23.9 24.6 23.9 23.5 23.2
29 Other assets18 856.1 840.4 841.8 840.2 839.4 846.8 856.7 855.9 856.5 851.9 846.7 847.9
30 TOTAL ASSETS19 7,171.8 7,297.3 7,326.6 7,422.6 7,516.6 7,437.4 7,451.5 7,514.2 7,479.5 7,545.0 7,560.9 7,554.5
Footnotes appear on the last page.
H.8 Page 13Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 4,958.8 5,123.0 5,194.3 5,316.1 5,428.5 5,355.1 5,333.5 5,403.5 5,362.9 5,426.8 5,463.4 5,463.1
32 Large time deposits 315.4 337.8 337.8 330.5 340.3 323.1 318.2 313.7 309.4 314.7 314.9 312.9
33 Other deposits 4,643.4 4,785.2 4,856.4 4,985.6 5,088.2 5,032.1 5,015.3 5,089.8 5,053.5 5,112.1 5,148.5 5,150.2
34 Borrowings 722.4 716.2 712.7 694.8 692.6 697.5 692.7 683.1 688.2 683.1 672.3 673.2
35 Borrowings from banks in the U.S. 54.0 52.3 58.4 59.0 65.9 66.1 64.4 62.0 59.2 58.7 61.5 63.5
36 Borrowings from others 668.4 663.9 654.3 635.8 626.7 631.4 628.3 621.1 629.0 624.4 610.8 609.7
37 Trading liabilities20 150.9 153.0 143.1 144.2 140.7 132.7 134.3 134.2 131.9 137.8 140.5 144.1
38 Derivatives with a negative fair value17 124.4 129.5 121.8 122.2 117.2 109.9 109.9 108.8 107.3 111.9 112.0 115.2
39 Other trading liabilities 26.5 23.5 21.3 22.0 23.5 22.8 24.4 25.4 24.6 26.0 28.5 28.9
40 Net due to related foreign offices -35.9 -76.3 -103.7 -124.8 -136.5 -113.2 -90.9 -86.8 -81.2 -80.8 -91.2 -109.0
41 Other liabilities21 344.5 336.6 335.9 332.3 335.6 324.2 330.3 329.0 326.7 327.1 320.2 325.3
42 TOTAL LIABILITIES19 6,140.9 6,252.4 6,282.3 6,362.6 6,460.9 6,396.3 6,399.9 6,463.1 6,428.6 6,493.9 6,505.2 6,496.7
43 RESIDUAL (ASSETS LESS LIABILITIES)22 1,030.9 1,044.9 1,044.4 1,060.0 1,055.7 1,041.0 1,051.6 1,051.1 1,050.9 1,051.1 1,055.7 1,057.9
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 23.7 34.6 36.1 36.0 33.6 32.7 29.6 28.4 27.3 29.9 30.4 30.0
45 Securitized consumer loans24 4.9 7.2 7.0 6.8 6.8 6.9 6.7 7.0 7.0 7.0 7.5 7.5
46 Securitized credit cards and other revolving plans 0.0 0.1 0.1 0.1 0.1 0.1 0.1 0.3 0.5 0.5 0.5 0.5
47 Other securitized consumer loans 4.9 7.0 6.9 6.6 6.7 6.8 6.6 6.6 6.5 6.5 7.0 7.0
48 Securitized real estate loans24 771.6 784.9 786.1 783.5 780.0 778.7 777.4 776.8 776.6 776.6 776.6 776.8
Footnotes appear on the last page.
H.8 Page 14Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 3,096.4 3,167.5 3,171.0 3,162.4 3,180.4 3,197.5 3,200.6 3,211.8 3,212.1 3,212.4 3,222.1 3,225.3
2 Securities in bank credit2 819.8 828.1 832.3 826.0 838.1 848.2 848.1 848.0 849.5 845.2 845.6 846.6
3 Treasury and agency securities3 597.0 597.1 597.3 589.0 593.7 599.7 599.2 597.4 598.6 595.8 595.2 595.6
4 Mortgage-backed securities (MBS)4 411.0 415.7 414.6 408.0 410.7 412.5 413.1 414.3 415.1 412.8 413.1 414.2
5 Non-MBS5 186.0 181.4 182.7 181.0 183.0 187.3 186.0 183.1 183.5 183.0 182.0 181.5
6 Other securities 222.8 231.0 235.0 237.1 244.4 248.4 248.9 250.6 250.9 249.4 250.4 251.0
7 Mortgage-backed securities6 17.7 16.5 16.3 15.6 15.3 16.1 15.4 16.9 17.3 17.0 16.6 16.2
8 Non-MBS7 205.1 214.5 218.7 221.4 229.1 232.4 233.5 233.7 233.6 232.4 233.8 234.8
9 Loans and leases in bank credit8 2,276.6 2,339.4 2,338.7 2,336.4 2,342.3 2,349.3 2,352.5 2,363.8 2,362.6 2,367.2 2,376.6 2,378.7
10 Commercial and industrial loans 395.3 418.0 422.9 422.4 428.5 433.1 435.4 436.5 435.8 437.2 438.6 440.2
11 Real estate loans 1,441.7 1,448.3 1,442.1 1,437.4 1,435.4 1,435.2 1,434.4 1,439.5 1,438.6 1,439.6 1,447.0 1,447.7
12 Revolving home equity loans 113.1 109.7 109.2 108.4 105.2 103.9 102.9 102.2 102.3 101.8 101.9 101.8
13 Closed-end residential loans9 488.1 496.1 489.8 486.5 486.9 487.4 486.1 488.7 488.0 489.2 494.2 494.2
14 Commercial real estate loans10 840.4 842.4 843.1 842.4 843.3 843.8 845.4 848.6 848.2 848.6 851.0 851.8
15 Consumer loans 303.4 322.2 322.4 323.7 321.6 322.4 323.9 329.4 330.4 331.0 331.3 332.0
16 Credit cards and other revolving plans 164.7 179.1 179.8 180.9 181.3 181.1 181.5 185.4 186.4 186.9 186.3 186.5
17 Other consumer loans11 138.7 143.1 142.6 142.8 140.2 141.3 142.4 144.0 143.9 144.1 145.0 145.5
18 Other loans and leases 136.2 150.9 151.3 152.9 156.8 158.7 158.9 158.3 157.9 159.4 159.7 158.8
19 Fed funds and reverse RPs with nonbanks12 2.8 2.3 2.5 3.8 4.3 5.2 5.5 5.0 5.0 5.4 5.2 4.7
20 All other loans and leases13 133.4 148.5 148.8 149.1 152.6 153.5 153.4 153.3 152.9 154.1 154.5 154.1
21 LESS: Allowance for loan and lease losses 47.5 44.9 45.1 44.9 44.7 44.9 43.9 43.7 43.7 44.0 43.0 43.1
22 Interbank loans12 44.2 48.6 52.9 52.2 58.8 59.1 54.1 52.9 50.4 51.9 51.0 49.8
23 Fed funds and reverse RPs with banks12 42.7 47.0 51.3 51.0 57.8 58.1 53.2 52.1 49.6 51.1 50.1 48.9
24 Loans to commercial banks14 1.6 1.6 1.6 1.3 1.1 0.9 0.9 0.8 0.8 0.7 0.9 0.9
25 Cash assets15 327.4 297.0 306.3 318.8 339.5 320.8 351.7 361.4 352.7 367.0 375.2 366.6
26 Trading assets16 5.5 4.9 5.0 5.0 5.3 5.8 5.9 5.4 6.3 5.6 4.4 5.0
27 Derivatives with a positive fair value17 5.2 4.9 4.8 4.7 5.0 5.5 5.5 4.9 5.8 4.9 4.1 4.7
28 Other trading assets 0.3 0.0 0.1 0.3 0.3 0.3 0.4 0.5 0.5 0.6 0.3 0.3
29 Other assets18 256.2 254.3 256.1 254.8 253.5 254.0 253.6 251.6 251.0 253.3 250.1 248.5
30 TOTAL ASSETS19 3,682.2 3,727.5 3,746.2 3,748.3 3,792.9 3,792.2 3,822.0 3,839.4 3,828.7 3,846.1 3,859.7 3,852.1
Footnotes appear on the last page.
H.8 Page 15Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 2,818.0 2,913.9 2,934.9 2,941.4 2,973.7 2,974.9 2,979.4 2,987.1 2,977.0 2,995.5 3,000.5 2,999.7
32 Large time deposits 402.7 403.4 399.9 396.8 393.9 397.3 399.0 397.1 397.1 396.9 394.3 393.8
33 Other deposits 2,415.3 2,510.5 2,535.0 2,544.6 2,579.7 2,577.7 2,580.4 2,589.9 2,579.9 2,598.7 2,606.1 2,605.9
34 Borrowings 298.4 269.4 267.1 260.2 258.9 261.0 258.8 258.8 257.8 261.4 262.4 258.1
35 Borrowings from banks in the U.S. 41.2 44.0 43.5 43.6 43.4 46.1 45.7 51.9 52.7 52.5 53.9 50.6
36 Borrowings from others 257.1 225.4 223.6 216.6 215.5 214.9 213.1 206.9 205.2 208.9 208.6 207.5
37 Trading liabilities20 4.5 4.3 4.2 4.1 4.3 4.8 5.2 4.5 4.3 4.9 3.9 4.6
38 Derivatives with a negative fair value17 3.7 3.7 3.5 3.5 3.7 4.0 4.2 3.5 3.4 3.8 2.9 3.6
39 Other trading liabilities 0.8 0.6 0.7 0.6 0.7 0.8 0.9 1.0 0.9 1.2 1.0 1.0
40 Net due to related foreign offices 38.0 41.1 37.9 31.4 33.0 39.4 41.0 44.2 45.9 45.6 43.5 40.4
41 Other liabilities21 68.0 67.6 67.3 68.4 67.5 69.7 65.3 63.6 63.2 63.0 65.3 64.8
42 TOTAL LIABILITIES19 3,226.9 3,296.3 3,311.3 3,305.5 3,337.3 3,349.8 3,349.7 3,358.1 3,348.2 3,370.5 3,375.6 3,367.6
43 RESIDUAL (ASSETS LESS LIABILITIES)22 455.3 431.2 434.9 442.9 455.6 442.4 472.3 481.3 480.5 475.6 484.2 484.5
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 7.1 8.4 8.7 8.3 8.3 7.6 6.8 6.5 6.5 6.5 6.5 6.5
45 Securitized consumer loans24 13.2 13.6 13.7 13.6 13.7 13.5 13.9 13.5 13.2 13.6 13.6 13.4
46 Securitized credit cards and other revolving plans 11.6 11.8 11.5 11.3 11.4 11.2 11.6 11.5 11.4 11.8 11.7 11.5
47 Other securitized consumer loans 1.6 1.9 2.2 2.3 2.3 2.4 2.3 1.9 1.8 1.9 1.9 1.9
48 Securitized real estate loans24 20.7 20.7 20.7 20.9 20.9 21.7 21.4 21.2 21.4 21.1 20.8 21.0
Footnotes appear on the last page.
H.8 Page 16Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 3,090.1 3,169.6 3,176.7 3,175.7 3,196.0 3,198.3 3,196.9 3,205.5 3,200.0 3,204.4 3,219.2 3,218.4
2 Securities in bank credit2 822.5 829.5 833.4 830.8 836.3 842.7 848.6 850.9 851.7 848.5 852.1 851.9
3 Treasury and agency securities3 601.4 595.7 595.6 590.1 593.2 599.0 601.8 602.1 603.5 599.9 601.9 600.7
4 Mortgage-backed securities (MBS)4 413.9 413.6 413.7 409.7 410.4 411.9 414.3 417.4 418.7 415.5 417.8 417.7
5 Non-MBS5 187.5 182.1 181.9 180.4 182.8 187.1 187.4 184.7 184.8 184.4 184.1 183.0
6 Other securities 221.1 233.8 237.8 240.6 243.1 243.7 246.8 248.8 248.2 248.6 250.2 251.2
7 Mortgage-backed securities6 17.0 16.6 16.5 16.0 15.4 15.3 15.7 16.1 16.1 16.0 15.9 16.0
8 Non-MBS7 204.1 217.2 221.2 224.7 227.6 228.5 231.2 232.8 232.1 232.6 234.3 235.2
9 Loans and leases in bank credit8 2,267.6 2,340.1 2,343.3 2,344.9 2,359.7 2,355.6 2,348.3 2,354.6 2,348.2 2,355.8 2,367.2 2,366.5
10 Commercial and industrial loans 395.6 417.9 422.0 422.5 428.4 431.9 434.2 437.1 436.8 437.9 439.5 439.7
11 Real estate loans 1,438.1 1,446.7 1,445.0 1,443.0 1,442.3 1,437.4 1,434.0 1,436.0 1,430.2 1,433.8 1,442.5 1,443.9
12 Revolving home equity loans 112.4 110.2 109.8 109.3 105.6 102.8 102.2 101.4 101.5 101.1 101.0 101.0
13 Closed-end residential loans9 485.3 495.4 493.0 491.2 491.6 488.8 485.5 485.7 480.1 483.8 491.3 491.8
14 Commercial real estate loans10 840.4 841.1 842.2 842.5 845.2 845.8 846.3 848.9 848.7 848.9 850.2 851.1
15 Consumer loans 299.4 323.1 323.6 325.5 328.7 327.5 324.0 324.9 325.0 327.1 326.7 326.9
16 Credit cards and other revolving plans 161.4 179.3 179.5 181.0 187.2 185.1 180.9 181.6 181.9 183.6 183.1 182.8
17 Other consumer loans11 137.9 143.8 144.2 144.5 141.5 142.4 143.2 143.3 143.1 143.5 143.6 144.1
18 Other loans and leases 134.5 152.4 152.7 153.9 160.2 158.8 156.0 156.6 156.3 157.1 158.5 156.0
19 Fed funds and reverse RPs with nonbanks12 2.8 2.4 2.7 3.8 4.9 5.0 5.3 5.0 5.1 5.3 4.6 4.1
20 All other loans and leases13 131.6 150.0 150.0 150.1 155.3 153.8 150.7 151.5 151.2 151.7 153.9 151.9
21 LESS: Allowance for loan and lease losses 47.8 45.2 45.1 45.0 44.5 44.2 44.2 44.0 44.2 43.9 42.8 42.9
22 Interbank loans12 45.3 49.5 53.8 55.2 62.5 59.3 54.8 53.9 51.4 48.6 53.9 54.6
23 Fed funds and reverse RPs with banks12 43.6 48.0 52.2 54.0 61.5 58.4 53.8 53.0 50.5 47.7 52.9 53.6
24 Loans to commercial banks14 1.7 1.6 1.6 1.2 1.1 0.9 0.9 0.9 0.9 0.9 1.0 1.0
25 Cash assets15 309.3 304.9 315.1 335.0 351.8 330.4 333.0 335.9 322.7 338.5 354.7 352.5
26 Trading assets16 5.3 5.2 5.2 5.0 5.3 5.5 5.7 5.2 6.1 5.4 4.2 4.8
27 Derivatives with a positive fair value17 5.2 5.0 5.0 4.8 5.1 5.3 5.5 4.9 5.8 4.9 3.9 4.6
28 Other trading assets 0.2 0.2 0.2 0.2 0.2 0.3 0.3 0.3 0.3 0.6 0.2 0.3
29 Other assets18 257.4 255.6 257.2 256.0 254.4 253.0 253.4 252.4 250.9 253.5 250.3 250.8
30 TOTAL ASSETS19 3,659.5 3,739.7 3,762.9 3,782.0 3,825.5 3,802.3 3,799.7 3,808.9 3,786.9 3,806.5 3,839.5 3,838.2
Footnotes appear on the last page.
H.8 Page 17Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 2,821.1 2,911.8 2,937.2 2,962.1 3,004.0 2,977.0 2,975.4 2,989.8 2,969.3 2,984.9 3,020.6 3,023.9
32 Large time deposits 398.3 405.6 403.0 399.9 398.1 395.9 394.6 392.7 392.3 392.3 391.1 390.7
33 Other deposits 2,422.8 2,506.3 2,534.2 2,562.2 2,605.9 2,581.2 2,580.8 2,597.1 2,576.9 2,592.6 2,629.5 2,633.2
34 Borrowings 302.3 265.6 262.3 256.3 260.0 264.2 264.7 262.8 261.9 265.5 263.1 260.4
35 Borrowings from banks in the U.S. 40.2 43.5 42.3 41.9 43.0 46.9 46.3 50.7 51.7 51.6 52.4 50.9
36 Borrowings from others 262.1 222.1 219.9 214.4 217.0 217.2 218.5 212.1 210.2 213.9 210.7 209.5
37 Trading liabilities20 4.5 4.4 4.2 4.2 4.4 4.7 5.2 4.5 4.3 4.9 3.7 4.3
38 Derivatives with a negative fair value17 3.7 3.8 3.6 3.5 3.7 4.0 4.2 3.5 3.4 3.7 2.8 3.5
39 Other trading liabilities 0.9 0.6 0.6 0.7 0.7 0.7 1.0 1.0 0.9 1.2 0.9 0.8
40 Net due to related foreign offices 33.3 41.6 39.6 36.7 38.2 39.9 39.8 39.5 40.8 39.5 37.8 36.2
41 Other liabilities21 67.0 69.3 68.8 70.9 68.6 68.4 66.1 62.7 61.8 61.9 63.5 62.6
42 TOTAL LIABILITIES19 3,228.2 3,292.8 3,312.1 3,330.2 3,375.2 3,354.2 3,351.2 3,359.3 3,338.1 3,356.7 3,388.7 3,387.5
43 RESIDUAL (ASSETS LESS LIABILITIES)22 431.3 446.8 450.8 451.8 450.3 448.1 448.4 449.6 448.8 449.8 450.8 450.8
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 7.1 8.4 8.7 8.3 8.3 7.6 6.8 6.5 6.5 6.5 6.5 6.5
45 Securitized consumer loans24 13.6 13.1 13.5 13.7 14.1 13.8 13.9 13.9 13.9 13.9 13.8 13.8
46 Securitized credit cards and other revolving plans 11.8 11.4 11.2 11.2 11.7 11.5 11.6 11.7 11.7 11.7 11.7 11.7
47 Other securitized consumer loans 1.8 1.7 2.3 2.5 2.4 2.3 2.3 2.2 2.2 2.2 2.1 2.1
48 Securitized real estate loans24 20.7 20.8 20.6 20.9 21.3 21.2 21.1 21.2 21.3 21.3 21.3 21.4
Footnotes appear on the last page.
H.8 Page 18Assets and Liabilities of Foreign-Related Institutions in the United States1
Seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 825.3 858.1 850.3 855.2 865.2 865.6 876.9 871.7 861.9 876.8 887.4 875.6
2 Securities in bank credit2 199.0 209.3 209.4 209.8 214.3 210.4 207.4 207.2 206.5 208.1 206.7 206.2
3 Treasury and agency securities3 98.7 107.9 108.6 109.3 111.5 107.4 106.8 105.8 104.6 107.1 104.7 105.0
4 Mortgage-backed securities (MBS)4 20.4 22.6 22.2 22.9 23.2 22.3 20.4 19.9 20.2 19.5 19.0 18.7
5 Non-MBS5 78.3 85.3 86.4 86.4 88.3 85.2 86.3 85.8 84.4 87.6 85.7 86.4
6 Other securities 100.3 101.3 100.7 100.5 102.8 102.9 100.7 101.4 101.8 101.0 101.9 101.2
7 Mortgage-backed securities6 8.3 7.6 6.9 6.7 6.7 7.0 6.7 6.5 6.5 6.3 6.1 6.1
8 Non-MBS7 91.9 93.7 93.9 93.8 96.1 95.9 93.9 94.9 95.3 94.7 95.8 95.1
9 Loans and leases in bank credit8 626.3 648.8 641.0 645.4 650.9 655.2 669.5 664.6 655.5 668.7 680.7 669.4
10 Commercial and industrial loans 242.4 251.1 251.4 249.8 252.2 253.3 257.9 254.1 252.4 255.7 256.3 256.1
11 Real estate loans 31.1 29.7 29.7 30.0 29.6 30.4 28.9 27.5 28.0 28.2 27.7 27.4
12 Revolving home equity loans 0.3 0.2 0.2 0.2 0.2 0.1 0.2 0.3 0.3 0.3 0.3 0.2
13 Closed-end residential loans9 1.7 1.1 1.3 1.4 1.5 1.3 1.0 1.1 1.1 1.3 0.8 0.8
14 Commercial real estate loans10 29.0 28.4 28.1 28.3 28.0 29.0 27.6 26.2 26.6 26.6 26.7 26.4
15 Consumer loans 2.1 1.7 1.7 1.7 1.7 1.8 1.9 1.9 1.8 1.8 1.9 1.9
16 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
17 Other consumer loans11 2.1 1.7 1.7 1.7 1.7 1.8 1.9 1.9 1.8 1.8 1.9 1.9
18 Other loans and leases 350.7 366.3 358.3 363.9 367.4 369.7 380.8 381.1 373.2 383.0 394.8 384.0
19 Fed funds and reverse RPs with nonbanks12 140.3 169.5 163.4 169.9 171.4 172.2 178.6 180.9 173.4 184.9 194.4 178.8
20 All other loans and leases13 210.5 196.9 194.9 194.0 196.0 197.5 202.2 200.2 199.8 198.2 200.3 205.2
21 LESS: Allowance for loan and lease losses 0.7 0.7 0.7 0.7 0.7 0.7 0.6 0.6 0.6 0.6 0.6 0.6
22 Interbank loans12 28.6 26.3 24.5 25.3 23.1 25.7 24.5 22.5 20.7 21.3 26.6 23.5
23 Fed funds and reverse RPs with banks12 26.3 24.1 22.5 23.2 21.1 23.5 22.4 20.5 18.8 19.2 24.7 20.9
24 Loans to commercial banks14 2.2 2.2 2.0 2.1 2.0 2.2 2.0 2.0 1.9 2.1 1.9 2.5
25 Cash assets15 789.9 750.3 724.7 783.8 754.5 868.9 890.5 937.4 944.2 910.5 914.1 919.1
26 Trading assets16 140.5 136.2 131.3 126.4 129.7 128.2 122.6 121.0 120.2 121.6 122.7 123.0
27 Derivatives with a positive fair value17 130.8 126.9 121.8 117.5 119.7 118.1 114.4 113.6 112.4 114.4 114.9 115.7
28 Other trading assets 9.7 9.3 9.5 8.9 10.0 10.1 8.2 7.4 7.8 7.2 7.8 7.3
29 Other assets18 44.8 52.3 51.5 49.0 50.1 51.1 47.7 47.4 48.4 46.1 50.4 49.9
30 TOTAL ASSETS19 1,828.2 1,822.6 1,781.6 1,839.0 1,821.8 1,938.7 1,961.5 1,999.5 1,994.8 1,975.7 2,000.6 1,990.5
Footnotes appear on the last page.
H.8 Page 19Assets and Liabilities of Foreign-Related Institutions in the United States1
Seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 842.9 866.8 861.7 867.5 896.3 922.4 945.3 948.0 949.6 967.5 942.6 935.0
32 Large time deposits 747.7 758.1 751.5 758.9 781.7 807.2 824.4 824.2 825.5 840.1 816.8 810.5
33 Other deposits 95.2 108.7 110.2 108.6 114.6 115.2 121.0 123.8 124.1 127.4 125.7 124.5
34 Borrowings 560.0 589.9 593.0 605.8 598.5 625.0 628.6 612.7 609.2 606.4 611.8 593.3
35 Borrowings from banks in the U.S. 34.2 39.9 42.1 42.0 42.8 44.1 44.6 41.9 40.0 41.0 44.4 43.2
36 Borrowings from others 525.7 550.1 550.9 563.9 555.7 580.9 584.0 570.7 569.2 565.4 567.4 550.1
37 Trading liabilities20 136.8 128.3 127.9 128.1 129.8 128.9 126.1 128.0 127.9 128.7 125.6 127.4
38 Derivatives with a negative fair value17 126.9 116.7 116.7 116.4 117.5 116.1 112.4 110.4 109.3 110.6 108.4 109.4
39 Other trading liabilities 10.0 11.6 11.2 11.8 12.3 12.8 13.7 17.6 18.6 18.1 17.2 18.0
40 Net due to related foreign offices 209.7 179.8 149.0 171.6 149.0 217.3 208.3 224.8 224.5 184.1 221.7 251.5
41 Other liabilities21 53.6 59.6 56.3 57.0 60.4 59.2 57.5 58.9 60.5 60.2 56.5 57.2
42 TOTAL LIABILITIES19 1,803.0 1,824.5 1,787.9 1,830.1 1,834.0 1,952.8 1,965.8 1,972.3 1,971.7 1,946.8 1,958.2 1,964.4
43 RESIDUAL (ASSETS LESS LIABILITIES)22 25.3 -1.9 -6.4 8.9 -12.2 -14.0 -4.3 27.2 23.1 28.9 42.4 26.0
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 -5.3 -3.3 -3.1 -2.4 -2.2 -2.6 -2.6 -2.4 -2.4 -2.4 -2.2 -2.0
45 Securitized consumer loans24 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
46 Securitized credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
47 Other securitized consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
48 Securitized real estate loans24 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Footnotes appear on the last page.
H.8 Page 20Assets and Liabilities of Foreign-Related Institutions in the United States1
Not seasonally adjusted, billions of dollars April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
ASSETS
1 Bank credit 825.1 863.3 851.3 860.7 876.2 866.6 882.3 872.5 862.8 873.9 879.8 869.3
2 Securities in bank credit2 199.6 208.8 209.4 210.2 213.8 210.8 209.5 208.3 206.7 208.8 206.6 207.4
3 Treasury and agency securities3 99.9 107.3 107.7 107.8 110.0 107.7 108.5 107.8 106.1 108.5 106.1 107.0
4 Mortgage-backed securities (MBS)4 19.2 23.6 23.0 22.7 23.2 21.9 19.7 18.8 19.1 18.2 18.3 18.3
5 Non-MBS5 80.7 83.7 84.7 85.1 86.9 85.9 88.8 89.0 87.0 90.3 87.8 88.7
6 Other securities 99.7 101.4 101.7 102.4 103.8 103.1 101.0 100.5 100.7 100.3 100.5 100.4
7 Mortgage-backed securities6 8.2 7.9 6.8 6.4 6.3 6.4 6.4 6.4 6.3 6.3 6.3 6.3
8 Non-MBS7 91.5 93.6 95.0 96.0 97.5 96.7 94.6 94.1 94.3 94.0 94.1 94.0
9 Loans and leases in bank credit8 625.5 654.5 641.9 650.5 662.4 655.7 672.9 664.1 656.0 665.1 673.1 661.9
10 Commercial and industrial loans 244.5 251.0 250.3 249.4 252.8 254.2 259.8 256.3 256.3 256.2 255.5 253.8
11 Real estate loans 30.9 30.1 30.0 30.8 30.5 29.1 28.6 27.4 27.8 28.1 27.5 27.3
12 Revolving home equity loans 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2 0.2
13 Closed-end residential loans9 1.7 1.3 1.4 1.4 1.4 1.1 1.0 1.1 1.1 1.4 0.7 0.7
14 Commercial real estate loans10 29.0 28.6 28.4 29.1 28.9 27.9 27.4 26.1 26.5 26.5 26.6 26.4
15 Consumer loans 2.2 1.6 1.6 1.6 1.6 1.8 1.9 1.9 1.9 1.9 2.0 2.0
16 Credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
17 Other consumer loans11 2.2 1.6 1.6 1.6 1.6 1.8 1.9 1.9 1.9 1.9 2.0 2.0
18 Other loans and leases 347.9 371.8 360.0 368.7 377.4 370.7 382.6 378.5 369.9 378.8 388.1 378.8
19 Fed funds and reverse RPs with nonbanks12 136.4 174.4 166.2 175.7 180.3 172.3 180.1 176.8 169.3 178.7 184.7 173.2
20 All other loans and leases13 211.6 197.4 193.8 193.0 197.0 198.3 202.5 201.7 200.6 200.1 203.4 205.6
21 LESS: Allowance for loan and lease losses 0.7 0.7 0.7 0.8 0.8 0.7 0.6 0.6 0.6 0.6 0.6 0.6
22 Interbank loans12 28.1 26.2 25.1 25.3 22.2 25.4 26.5 22.5 20.7 20.7 24.3 23.3
23 Fed funds and reverse RPs with banks12 26.1 23.8 22.9 23.2 20.2 23.3 24.5 20.7 18.9 18.9 22.4 20.9
24 Loans to commercial banks14 2.0 2.4 2.2 2.1 1.9 2.1 1.9 1.8 1.7 1.8 1.8 2.4
25 Cash assets15 777.1 732.4 711.1 749.4 718.8 893.8 934.2 923.1 923.2 922.2 897.3 929.8
26 Trading assets16 136.8 142.2 134.9 134.1 133.3 127.1 122.9 117.6 116.4 115.3 115.6 117.8
27 Derivatives with a positive fair value17 127.3 132.8 125.0 124.6 124.1 117.7 114.9 110.3 109.2 107.9 107.9 110.2
28 Other trading assets 9.5 9.3 9.9 9.5 9.2 9.4 8.0 7.3 7.1 7.3 7.7 7.6
29 Other assets18 48.1 53.1 51.3 49.8 49.0 48.1 48.3 49.7 50.2 48.9 53.6 49.6
30 TOTAL ASSETS19 1,814.5 1,816.5 1,772.9 1,818.5 1,798.7 1,960.2 2,013.6 1,984.7 1,972.6 1,980.4 1,970.0 1,989.1
Footnotes appear on the last page.
H.8 Page 21Assets and Liabilities of Foreign-Related Institutions in the United States1
Not seasonally adjusted, billions of dollars (continued) April 19, 2013
Account2012 2012 2012 2012 2012 2013 2013 2013 Week endingMar Sep Oct Nov Dec Jan Feb Mar Mar 20 Mar 27 Apr 3 Apr 10
LIABILITIES
31 Deposits 844.5 864.5 853.4 853.4 892.3 930.9 946.2 950.1 946.2 973.4 951.7 943.5
32 Large time deposits 750.0 756.2 745.6 745.4 775.6 816.1 826.9 826.9 823.9 847.3 826.9 819.7
33 Other deposits 94.5 108.3 107.8 108.0 116.7 114.7 119.3 123.2 122.3 126.1 124.7 123.8
34 Borrowings 562.3 588.8 578.9 601.0 592.7 621.8 636.4 615.5 614.1 603.9 610.9 596.3
35 Borrowings from banks in the U.S. 33.1 41.6 43.2 43.1 41.6 43.5 43.1 41.0 40.4 37.6 42.4 41.8
36 Borrowings from others 529.3 547.2 535.7 557.9 551.0 578.3 593.4 574.5 573.7 566.2 568.5 554.5
37 Trading liabilities20 130.0 136.6 129.6 132.0 131.3 127.6 125.5 123.9 122.7 122.4 121.7 125.7
38 Derivatives with a negative fair value17 119.9 125.5 119.4 120.0 119.0 113.7 111.2 106.6 105.4 104.6 103.8 107.6
39 Other trading liabilities 10.1 11.1 10.2 12.0 12.4 13.9 14.3 17.3 17.4 17.8 17.9 18.1
40 Net due to related foreign offices 219.3 163.2 152.6 169.6 116.8 217.2 243.0 232.0 228.2 213.0 225.7 262.8
41 Other liabilities21 55.1 60.0 55.0 59.0 62.1 59.3 59.0 59.7 57.9 64.2 56.4 57.3
42 TOTAL LIABILITIES19 1,811.2 1,813.0 1,769.5 1,815.0 1,795.2 1,956.7 2,010.1 1,981.2 1,969.1 1,976.9 1,966.4 1,985.6
43 RESIDUAL (ASSETS LESS LIABILITIES)22 3.3 3.4 3.5 3.5 3.5 3.5 3.5 3.5 3.5 3.5 3.5 3.5
MEMORANDA
44 Net unrealized gains (losses) onavailable-for-sale securities23 -5.3 -3.3 -3.1 -2.4 -2.2 -2.6 -2.6 -2.4 -2.4 -2.4 -2.2 -2.0
45 Securitized consumer loans24 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
46 Securitized credit cards and other revolving plans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
47 Other securitized consumer loans 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
48 Securitized real estate loans24 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0
Footnotes appear on the last page.
H.8 Page 22FootnotesApril 19, 2013
1. Data include the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks; U.S. branches and agencies of foreign banks; and Edge Act andagreement corporations (foreign-related institutions). Data exclude International Banking Facilities. Weekly levels are Wednesday values; monthly levels are pro rata averages of Wednesday values. The data fordomestically chartered commercial banks and U.S. branches and agencies of foreign banks are estimated by benchmarking weekly data provided by a sample of banks to quarter-end reports of condition (CallReports). Large domestically chartered commercial banks are defined as the top 25 domestically chartered commercial banks, ranked by domestic assets as of the previous commercial bank Call Report to whichthe H.8 release data have been benchmarked. Small domestically chartered commercial banks are defined as all domestically chartered commercial banks not included in the top 25. The data for large and smalldomestically chartered banks, presented on pages 10 to 17, are adjusted to remove the estimated effects of mergers and panel shifts between these two groups. (See www.federalreserve.gov/releases/h8/about.htmfor more information on how these data were constructed.)
2. Includes securities held in trading accounts, held-to-maturity, and available-for-sale. Excludes all non-security trading assets, such as derivatives with a positive fair value (included in line 27) or loans held intrading accounts (included in line 9).
3. Treasury securities are liabilities of the U.S. government. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.4. Includes mortgage-backed securities (MBS) issued by U.S. government agencies or by U.S. government-sponsored enterprises such as the Government National Mortgage Association (GNMA), the Federal
National Mortgage Association (FNMA), or the Federal Home Loan Mortgage Corporation (FHLMC). Includes pass-through securities, collateralized mortgage obligations (CMOs), real estate mortgage investmentconduits (REMICs), CMO and REMIC residuals, and stripped MBS.
5. Includes U.S. Treasury securities and U.S. Government agency obligations other than MBS.6. Includes pass-through securities not guaranteed by the U.S. government and other MBS issued by non-U.S. government issuers, including those collateralized by MBS issued or guaranteed by FNMA, FHLMC,
or GNMA.7. Includes securities issued by states and political subdivisions in the United States, asset-backed securities (ABS), other domestic and foreign debt securities, and investments in mutual funds and other equity
securities with readily determinable fair values.8. Excludes unearned income. Includes the allowance for loan and lease losses. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks, all of which are included in line 22.
Includes all loans held in trading accounts under a fair value option.9. Includes first and junior liens on closed-end loans secured by 1-4 family residential properties.10. Includes construction, land development, and other land loans, and loans secured by farmland, multifamily (5 or more) residential properties, and nonfarm nonresidential properties.11. Includes loans for purchasing automobiles and mobile homes, student loans, loans for medical expenses and vacations, and loans for other personal expenditures.12. Fed funds are included in lines 19 and 23 by counterparty. Line 19 includes fed funds with brokers and dealers and with others, including the Federal Home Loan Banks (FHLB).13. Includes loans for purchasing or carrying securities, loans to finance agricultural production, loans to foreign governments and foreign banks, obligations of states and political subdivisions, loans to nonbank
depository institutions, loans to nonbank financial institutions, unplanned overdrafts, loans not elsewhere classified, and lease financing receivables.14. Excludes loans secured by real estate, which are included in line 11.15. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.16. Excludes most securities held in trading accounts (included in line 2). Trading account securities at some smaller domestically chartered commercial banks are included in this item.17. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation No. 39 (FIN 39).18. Excludes the due-from position with related foreign offices, which is included in line 40. Includes other real estate owned, premises and fixed assets, investments in unconsolidated subsidiaries, intangible
assets (including goodwill), direct and indirect investments in real estate ventures, accounts receivable, and other assets.19. Prior to July 1, 2009, components of assets and liabilities do not sum to the totals by the amounts of data items not previously published.20. Includes liabilities for short positions and other trading liabilities to which fair value accounting has been applied.21. Includes subordinated notes and debentures, net deferred tax liabilities, interest and other expenses accrued and unpaid, accounts payable, and other liabilities.22. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the seasonal patterns estimated for
total assets and total liabilities.23. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement 115. Data have been adjusted to include an estimate of tax effects, omitted from the
reported data.24. Includes the outstanding principal balance of assets sold and securitized by commercial banks with servicing retained or with recourse or other seller-provided credit enhancements.
Current and historical H.8 data are available from the Federal Reserve Board’s Data Download Program (www.federalreserve.gov/datadownload/Choose.aspx?rel=H.8). Previously published “Notes on the Data”back to December 16, 2005, may also be found on the Federal Reserve Board’s website (www.federalreserve.gov/releases/h8/h8notes.htm). For information about individual copies or subscriptions, contactPublications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886).
