FDIC Insured

500
#12 In My Computer FDIC Insured Michael Mandiberg

description

Starting in 2008, Mandiberg methodically downloaded the logos of the many banks that failed during the Great Recession, and were taken over by the United States Federal Deposit Insurance Corporation (FDIC). During this process, these corporate visual identities were erased from the web. Except that every Saturday morning the artist downloaded the logos, preserving an otherwise lost history. Since then, more than 500 bank logos were saved on his computer as low resolution images, which he carefully recreated as vector files. Michael Mandiberg is an interdisciplinary artist, scholar, and educator. His work traces the lines of political and symbolic power online, working on the Internet in order to comment on and or intercede in the real and poetic flows of information. He lives in, and rides his bicycle around, Brooklyn. His work lives at Mandiberg.com.

Transcript of FDIC Insured

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#12In My Computer

FDIC InsuredMichael Mandiberg

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Michael MandibergFDIC Insured

Publisher: LINK Editions, Brescia 2016www.linkartcenter.eu

Produced in the frame of Masters&Servers

In collaboration with: Abandon Normal Devices, Liverpool

This project has been funded with support from the European Commission.This publication reflects the views only of the author, and the Commissioncannot be held responsible for any use which may be made of theinformation contained therein.

Produced with funding and support from Eyebeam, and the College of Staten Island/CUNY. Production assistance for FDIC Insured book, web archive, and installation from Jenna Cozzoli-no, Patrick Davison, Katya Grokhovsky, Anna Harsanyi, Clara Jo, Kubo, Ben Lerchin, Qimei Luo, Chigozie Okoye, Arsen Perisic, Taehee Whang and Christopher Willauer

This work is licensed under the Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License. To view a copy of this license, visit http://creativecommons.org/licenses/by-nc-sa/3.0/ or send a letter to Creative Commons, 171 Second Street, Suite 300, San Francisco, California, 94105, USA.

Printed and distributed by: Lulu.comwww.lulu.com

ISBN 978-1-326-65189-3

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Michael Mandiberg is an interdisciplinary artist whose work traces the lines of political and symbolic power online, working on the Internet in order to comment on and or intercede in the real and poetic flows of information. He sold all of his possessions online on Shop Mandiberg, made perfect copies of copies on AfterSherrieLevine.com, created Firefox plugins that highlight the real environmental costs of a global economy on TheRealCosts.com, and transformed all of Wikipedia into books for Print Wikipedia. He is co-author of Digital Foundations and Collaborative Futures, as well as the editor of The Social Media Reader. He founded the New York Arts Practicum, and co-founded the Art+Feminism Wikipedia Editathon. A recipient of residencies and commissions from Eyebeam, Rhizome.org, The Banff Centre, and Turbulence.org, his work has been exhibited at the New Museum, Ars Electronica, ZKM, and Transmediale. His work has been written about widely, including Artforum, Art in America, ARTnews, The New York Times, and The Wall Street Journal. A former Senior Fellow at Eyebeam, he is currently Associate Professor at the College of Staten Island/CUNY and a member of the Doctoral Faculty at the CUNY Graduate Center. He lives in, and rides his bicycle around, Brooklyn. His work lives at http://mandiberg.com/

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Editor’s Note

In 1933, in response to the thousands of bank failures that occurred in the 1920s and early 1930s, the Federal Deposit Insurance Corpo-ration (FDIC) was founded as an independent agency of the federal government of the United States. The FDIC “preserves and promotes public confidence in the U.S. financial system by insuring deposits in banks and thrift institutions for at least $250,000; by identifying, monitoring and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the financial system when a bank or thrift institution fails.” [1]

A result of the Great Depression, the FDIC served as a fundamental yet primarily invisible helping hand during the Great Recession, the period of general economic decline experienced by the world markets in the late 2000s, and caused by the financial crisis and the subprime mortgage crisis started at the end of 2007. The first major bank to go bankrupt was, in July 2008, the Southern California-based IndyMac Bank. In the following months, 24 more banks became insolvent and were taken over by the FDIC by the end of 2008. According to the FDIC statistics, 140 institutions failed during 2009; 157 during 2010; 92 during 2011; 51 during 2012; 24 during 2013; 18 during 2014 and 8 during 2015 - a number within the average in times of stable economy. [2] As of March 2013, the FDIC had to pay out $92.5 billion to cover losses on bad loans at 471 failed financial institutions. [3]

Starting in 2008, Brooklyn-based artist Michael Mandiberg has been following this ongoing process, monitoring the weekly updates to the FDIC Failed Bank List, [4] and saving on his hard drive the logos of 500+ banks that have been seized by the FDIC. This information is, of course, transparent, but in a slightly opaque way. The FDIC publi-shes statistics and, digging through reports, press releases, economic

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news and Wikipedia entries, one could probably recover it someway. And yet, availability of information does not necessarily mean tran-sparency. As Mandiberg noticed, the process of taking over a bank takes place silently, quickly, over a weekend, and ends up in the almost complete disappearance of its corporate image. But if a tree falls in a forest and no one is around to hear it, does it make a sound?

The process goes like this: “At the end of business on Friday the team from the FDIC descends on the failed bank. The team performs a massive autopsy of the bank. On the one hand, the FDIC team ensure continuity by accounting for all funds and moving all accounts so that the bank can open on Monday morning. On the other hand, this team cuts all links to the past, removing all visual traces of the old failed bank. When the bank opens on Monday, it opens under the name of a formal rival bank, with this new bank’s signage, and its logo.” [5]

FDIC Insured is a project consisting of an installation, an online archive, and a book. The installation, first presented in 2010, featu-res cast-off investment guidebooks, the logos of the failed banks bur-ned with a laser cutter into their covers. The online archive and the book make all the logos available. The overall project is a monumental attempt to collect, preserve, restore and display the corporate visual identity of these ephemeral, volatile subjects, and to build a memorial to this history of failure, and its consequences: hundreds of failed insti-tutions, huge amounts of lost money, and thousands of people without a job.

As such, FDIC Insured is, at first, an effort to bring to full visibility what is hidden: an attempt to visualize the Great Recession, to make this story not just visible, but also tangible and palpable. 527 is just a number, but an installation of 527 books, or a book with 527 pa-ges, is something we can measure, and that gives the feeling of what

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went lost. This effort to visualize becomes more meaningful, and more ethically valuable, if we consider that what was concealed, along this “transparent” process, was exactly the visual representation of the di-sappeared subjects, what makes them immediately recognizable: their logo. When a bank fails, Mandiberg notes, its “website is taken down, and replaced with a standardized page announcing the FDIC transfer; this page has only the isolated logo of the old failed bank and the logo of the new receiving bank. The longest this page stays up for 6 to 9 months before the domain registration runs out and a cyber-squatter squats the URL, but typically they are gone in a month. In fact, it is common to see the receiving bank insert meddling/malicious java-script into the site that automatically sends you to the new receiving bank’s website, circumventing the FDIC notice page, and further era-sing the old logo. These logos disappear from our memory, they disap-pear from the clutter of the visual landscape, they are erased from the Internet and its many archives.” [6]

Bank logos disappear not just in order to make the transition se-amless and the intervention of the state less visible, but also because, according to Mandiberg, as trans-cultural markers of omnipresent and omnipotent trust and stability, they can’t be, by any means, associated with failure. Their failure would mean the failure of the liberal capi-talistic system they visualize and embody. They have to be hidden, as well as, for the very same reasons, the activity of the FDIC should be as invisible as possible. In the free market ideology, the state should leave the market free to regulate itself, such that any state intervention is perceived as an attempt to control and set a limit to freedom. In this perspective, an institution that was founded to save the financial system when it is collapsing onto itself is seen as a necessary evil, that should be preserved, but kept unseen. By putting the FDIC un-der a spotlight, and saving and restoring these icons of failure, FDIC Insured questions late capitalism and offers a small act of resistance

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against its ability to resurrect from its own ashes.

Finally, the carefulness and craft with which Mandiberg redrew and restored the bank logos, from the original low res jpgs, gifs and pngs to print ready vector graphics, comments on the impermanence of the digital, and on the need to focus on its preservation and materializa-tion, in whatever form. The history of the present is stored in bits, and may easily be lost.

_ Domenico QuarantaBrescia, May 2016

Notes

[1] Cf. “Who is the FDIC?”, https://www.fdic.gov/about/learn/symbol/.[2] Cf. https://www.fdic.gov/bank/statistical/stats/2015dec/fdic.pdf. [3] Cf. E. Scott Reckard, “In major policy shift, scores of FDIC settlements go unan- nounced”, in Los Angeles Times, March 11, 2013, online at http://articles.latimes. com/2013/mar/11/business/la-fi-fdic-settlements-20130311.[4] Cf. https://www.fdic.gov/bank/individual/failed/banklist.html.[5] Michael Mandiberg, “Artist statement”, unpublished.[6] Ibidem.

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February 2, 2007

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September 28, 2007

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October 4, 2007

Miami Valley BankMiami Valley Bank

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st1HERITAGE BANK

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August 1, 2008

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August 29, 2008

INTEGRITY BANK

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September 19, 2008

it’s all about relationships

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October 24, 2008

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SECURITY PACIFIC BANK

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Community Bank

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November 21, 2008

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November 21, 2008

DOWNEY SAVINGSThe Friendlier, Easier Place to Bank

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HAVENTRUSTBANKFLORIDA

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January 16, 2009

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BANKClark County

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January 23, 2009

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January 30, 2009

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January 30, 2009

SAVINGS BANK

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February 6, 2009

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February 13, 2009

of Oregon

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February 27, 2009

SECURITYS A V I N G S B A N K

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March 27, 2009

OmniSM

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April 10, 2009

NEW FRONTIER BANK˝A NEW GENERATION OF BANKING˝

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April 10, 2009

We Grow Together

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April 17, 2009

Great Basin Bank of Nevada

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April 17, 2009

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April 24, 2009

F IRST BA N K IDAHOof

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FIRST BANK OF BEVERLY HILLS

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American SouthernB A N K

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May 1, 2009

SILVERTONBANK

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WESTSOUND BANK

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BANK OFLINCOLNWOOD

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June 26, 2009

CB

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July 2, 2009

B A N K

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FirstBankAmericano

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First State Bank of Altus

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O F N E V A D ACOMMUNITY BANK

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O F A R I Z O N ACOMMUNITY BANK

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BANK

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Mainstreet Bank

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First Bank

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September 4, 2009

It’s that simple.

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September 4, 2009

Pt

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BANK

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October 2, 2009

WARREN BANK

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HOME FEDERAL SAVINGS BANK

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OF S . L O UI ST

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coMME R cIA L AB N K

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January 8, 2010

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March 5, 2010

SUN N NAMERICA BA K

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THE BANK WHERE YOU BELONG

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June 4, 2010

First National Bank

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June 11, 2010

WASHINGTON FIRSTINTERNATIONAL BANK

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FirstNationalBank

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HIGH DESERTSTATE BANK

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PENINSULABANK

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I d e a l F e d e r a l S a v i n g s B a n k s

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HomeNational Bank

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METROBANK

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TURNBERRY BANK

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FIRST NATIONAL®BANK OF THE SOUTH

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OODLANDS BANK

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B A N K

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Thunder Bank

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e ust ant o e our ank.W J W T B Y BW D W T B T L B

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SterlingB A N K

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LibertyBankTM

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BAYSIDESAVINGS BANK

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ORTHWESTB A N K & T R U S T

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Dedicated to Personal Service. . .

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August 20, 2010

National Bank

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SONOMAVALLEYBANK

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Let’s change the world.

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Savings & Loan Association

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B A N K

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SAVINGS BANK

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InterSTATE NET BANK

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BankEllijay

BankCantonA divisions of Bank of Ellijay

290-291

Page 282: FDIC Insured

298

September 17, 2010

Page 283: FDIC Insured

299

September 17, 2010

STCOMMUNITY BANK

Page 284: FDIC Insured

300

September 24, 2010

countybank

Page 285: FDIC Insured

301

September 24, 2010

Florida

Page 286: FDIC Insured

302

October 1, 2010

Page 287: FDIC Insured

303

October 1, 2010

ShorelineBANK

Page 288: FDIC Insured

304

October 15, 2010

Page 289: FDIC Insured

305

October 15, 2010

SecuritySavings

SolidGround

Bank

Page 290: FDIC Insured

306

October 15, 2010

Member of FCIC

Page 291: FDIC Insured

307

October 22, 2010

FIRST SUBURBANNATIONAL BANK

Est. 1943

Page 292: FDIC Insured

308

October 22, 2010

A Federal Savings Bank

Page 293: FDIC Insured

309

October 22, 2010

Page 294: FDIC Insured

310

October 22, 2010

Page 295: FDIC Insured

311

October 22, 2010

THE

“TOMORROW BANKING TODAY”

Page 296: FDIC Insured

312

October 22, 2010

Page 297: FDIC Insured

313

October 22, 2010

Page 298: FDIC Insured

314

November 5, 2010

first vietnamese american bank

Page 299: FDIC Insured

315

November 5, 2010

PierceCommercial

Page 300: FDIC Insured

316

November 5, 2010

The art of business banking.

Page 301: FDIC Insured

317

November 5, 2010

K ANKB

Page 302: FDIC Insured

318

November 12, 2010

COPPERBANK

Page 303: FDIC Insured

319

November 12, 2010

Page 304: FDIC Insured

320

November 12, 2010

B A N K I N G

Page 305: FDIC Insured

321

November 19, 2010

Page 306: FDIC Insured

322

November 19, 2010

Page 307: FDIC Insured

323

November 19, 2010

Gulf State

Page 308: FDIC Insured

324

December 10, 2010

Page 309: FDIC Insured

325

December 10, 2010

BANK

Page 310: FDIC Insured

326

December 17, 2010

B A N K

Page 311: FDIC Insured

327

December 17, 2010

BANK

Page 312: FDIC Insured

328

December 17, 2010

COMMUNITYNATIONAL BANK

Page 313: FDIC Insured

329

December 17, 2010

Page 314: FDIC Insured

330

December 17, 2010

Page 315: FDIC Insured

331

December 17, 2010

THE BANK OF MIAMITM

Page 316: FDIC Insured

332

January 7, 2011

LegacyB A N K

The Private Bank

Page 317: FDIC Insured

333

January 7, 2011

Page 318: FDIC Insured

334

January 14, 2011

Page 319: FDIC Insured

335

January 21, 2011

Page 320: FDIC Insured

336

January 21, 2011

Page 321: FDIC Insured

337

January 21, 2011

Page 322: FDIC Insured

338

January 21, 2011

BANK

UNITEDR

ESTERN

Page 323: FDIC Insured

339

January 28, 2011

1

Page 324: FDIC Insured

340

January 28, 2011

FDIC

Page 325: FDIC Insured

341

January 28, 2011

Page 326: FDIC Insured

342

January 28, 2011

Financial Solutions

Page 327: FDIC Insured

343

February 4, 2011

Page 328: FDIC Insured

February 4, 2011

CommunityFirstBANK CHICAGO

February 4, 2011

Amer canTM

344-345

Page 329: FDIC Insured

February 11, 2011

February 11, 2011

BADGER STATE BANK

346-347

Page 330: FDIC Insured

348

February 11, 2011

Page 331: FDIC Insured

349

February 11, 2011

Page 332: FDIC Insured

350

February 18, 2011

aBOf E�ngham

Page 333: FDIC Insured

351

February 18, 2011

Page 334: FDIC Insured

February 18, 2011

February 18, 2011

Member FDIC

352-353

Page 335: FDIC Insured

February 25, 2011

March 11, 2011

354-355

Page 336: FDIC Insured

356

March 11, 2011

FIRST NATIONALBANK OF DAVIS

Page 337: FDIC Insured

357

March 25, 2011

Page 338: FDIC Insured

358

April 8, 2011

Page 339: FDIC Insured

359

April 8, 2011

Page 340: FDIC Insured

360

April 15, 2011

Page 341: FDIC Insured

361

April 15, 2011

Page 342: FDIC Insured

362

April 15, 2011

RosemountNational Bank

Page 343: FDIC Insured

363

April 15, 2011

Page 344: FDIC Insured

364

April 15, 2011

BANK

Page 345: FDIC Insured

365

April 15, 2011

or o s knaBne

H

Page 346: FDIC Insured

366

April 29, 2011

Page 347: FDIC Insured

367

April 29, 2011

COMMUNITY BANK

Page 348: FDIC Insured

368

April 29, 2011

Page 349: FDIC Insured

369

April 29, 2011

BANK OF CENTRAL FLORIDA

Page 350: FDIC Insured

370

April 29, 2011

Page 351: FDIC Insured

371

May 6, 2011

Coastal Bank

Page 352: FDIC Insured

372

May 20, 2011

Page 353: FDIC Insured

373

May 20, 2011

Page 354: FDIC Insured

374

May 20, 2011

Page 355: FDIC Insured

375

May 27, 2011

First Heritage Bank

Page 356: FDIC Insured

376

June 3, 2011

Page 357: FDIC Insured

377

June 17, 2011

Page 358: FDIC Insured

378

June 17, 2011

FCBTAMPA BAY

Page 359: FDIC Insured

379

June 24, 2011

Page 360: FDIC Insured

380

July 8, 2011

ignature

Page 361: FDIC Insured

381

July 8, 2011

COLORADO CAPITALBANK

Page 362: FDIC Insured

382

July 8, 2011

Page 363: FDIC Insured

383

July 15, 2011

Page 364: FDIC Insured

384

July 15, 2011

Page 365: FDIC Insured

385

July 15, 2011

Page 366: FDIC Insured

386

July 15, 2011

Page 367: FDIC Insured

387

July 22, 2011

BANKBANK

Page 368: FDIC Insured

July 22, 2011

July 22, 2011

T H E C H O I C E Y O U C A N B A N K O N .

388-389

Page 369: FDIC Insured

July 29, 2011

July 29, 2011

390-391

Page 370: FDIC Insured

392

July 29, 2011

Page 371: FDIC Insured

393

August 5, 2011

Page 372: FDIC Insured

394

August 5, 2011

Page 373: FDIC Insured

395

August 12, 2011

Page 374: FDIC Insured

396

August 18, 2011

Page 375: FDIC Insured

397

August 19, 2011

BANK & TRUST

Page 376: FDIC Insured

August 19, 2011

First Choice BankYour Choice. The Choice.

ITC Fenice LT Regular font

August 19, 2011

FIRST SOUTHERN

398-399

Page 377: FDIC Insured

September 2, 2011

September 2, 2011

400-401

Page 378: FDIC Insured

402

September 9, 2011

Page 379: FDIC Insured

403

September 23, 2011

ANKOF NORTHERN CALIFORNIA

Page 380: FDIC Insured

September 23, 2011

September 30, 2011

404-405

Page 381: FDIC Insured

October 7, 2011

SUN SECURITY BANK

October 7, 2011

Clearly Different

406-407

Page 382: FDIC Insured

408

October 14, 2011

Page 383: FDIC Insured

409

October 14, 2011

Page 384: FDIC Insured

410

October 14, 2011

Blue RidgeSavings Bank

Page 385: FDIC Insured

411

October 14, 2011

C O M M U N I T Y B A N K

Page 386: FDIC Insured

412

October 21, 2011

CommunityCapitalBANK

Page 387: FDIC Insured

413

October 21, 2011

COMMUNITY BANKS OF COLORADO

Page 388: FDIC Insured

414

October 21, 2011

B A N K

Page 389: FDIC Insured

415

October 21, 2011

BANK

”We Know You”

Page 390: FDIC Insured

416

October 28, 2011

ALLBANK

Page 391: FDIC Insured

417

November 4, 2011

Page 392: FDIC Insured

418

November 4, 2011

MIDCITYBANK

Page 393: FDIC Insured

419

November 10, 2011

CBRCOMMUNITY

BANKOF ROCKMART

Page 394: FDIC Insured

420

November 18, 2011

POLK COUNTYBANK

Page 395: FDIC Insured

421

November 18, 2011

Page 396: FDIC Insured

422

December 16, 2011

WESTERNNATIONAL BANK

Page 397: FDIC Insured

423

December 16, 2011

PREMIER COMMUNITYBank of the Emerald Coast

Page 398: FDIC Insured

424

January 20, 2012

CentralFloridaState Bank

Page 399: FDIC Insured

425

January 20, 2012

Page 400: FDIC Insured

426

January 20, 2012

The First State Bank

Page 401: FDIC Insured

427

January 27, 2012

Page 402: FDIC Insured

428

January 27, 2012

PATRIOT BANKMINNESOTA

Page 403: FDIC Insured

429

January 27, 2012

T E N N E S S E E

CommerceBank

Page 404: FDIC Insured

430

January 27, 2012

First GuarantBank

Page 405: FDIC Insured

431

February 10, 2012

Shelby CountyBank

Page 406: FDIC Insured

432

February 10, 2012

NAT I O NA L BA N KA N D

Page 407: FDIC Insured

433

February 24, 2012

Home Savings.o f A m e r i c a

Page 408: FDIC Insured

434

February 24, 2012

C BENTRAL ANKOF GE ORGIA

Page 409: FDIC Insured

435

March 2, 2012

Page 410: FDIC Insured

436

March 9, 2012

New City

Bank

Page 411: FDIC Insured

437

March 23, 2012

COVENANTbank & trust

Page 412: FDIC Insured

438

March 23, 2012

PREMIER BANK

Page 413: FDIC Insured

439

March 30, 2012

Page 414: FDIC Insured

440

April 20, 2012

Page 415: FDIC Insured

441

April 27, 2012

PDPalm Desert National Bank

Page 416: FDIC Insured

442

April 27, 2012

Page 417: FDIC Insured

443

April 27, 2012

Page 418: FDIC Insured

444

April 27, 2012

Page 419: FDIC Insured

445

April 27, 2012

Page 420: FDIC Insured

446

May 4, 2012

Page 421: FDIC Insured

447

May 18, 2012

ALABAM A TRU S T BAN K

Page 422: FDIC Insured

448

June 8, 2012

WACCAMAWBANK

Page 423: FDIC Insured

449

June 8, 2012

farmers traders

state bank&

Page 424: FDIC Insured

450

June 8, 2012

S A V I N G S B A N K

Page 425: FDIC Insured

451

June 8, 2012

FIRSTCAPITAL BANK

Page 426: FDIC Insured

June 15, 2012

PUTNAM STATE BANKYour True Community Bank

June 15, 2012

452-453

Page 427: FDIC Insured

June 15, 2012

Security Exchange Bank

July 6, 2012

MONTGOMERYBank & Trust

454-455

Page 428: FDIC Insured

456

July 13, 2012

SBG GlasgowSavingsBank

Page 429: FDIC Insured

457

July 20, 2012

Page 430: FDIC Insured

458

July 20, 2012

Page 431: FDIC Insured

459

July 20, 2012

Page 432: FDIC Insured

460

July 20, 2012

Page 433: FDIC Insured

461

July 20, 2012

Page 434: FDIC Insured

462

July 27, 2012

Page 435: FDIC Insured

463

August 3, 2012

Page 436: FDIC Insured

464

September 7, 2012

FIRSTOMMERCIALANK

CB

Page 437: FDIC Insured

465

September 14, 2012

Page 438: FDIC Insured

466

September 28, 2012

First UnitedBank

Page 439: FDIC Insured

467

October 19, 2012

GULFSOUTHPrivate Bank

Page 440: FDIC Insured

468

October 19, 2012

EXCELBANK

Page 441: FDIC Insured

469

October 19, 2012

1st EAST SIDESAVINGSBANK

Page 442: FDIC Insured

470

October 26, 2012

Page 443: FDIC Insured

471

November 2, 2012

Page 444: FDIC Insured

472

November 2, 2012

HeritageBankOf Florida

Page 445: FDIC Insured

473

November 16, 2012

BANKCOMMUNITYHOMETOWN

Page 446: FDIC Insured

474

December 14, 2012

Page 447: FDIC Insured

475

January 11, 2013

Page 448: FDIC Insured

476

January 18, 2013

St RegentsBank

Page 449: FDIC Insured

477

February 15, 2013

Page 450: FDIC Insured

478

March 8, 2013

Page 451: FDIC Insured

479

April 5, 2013

Gold Canyon Bank˝We Can Make a Difference˝

Page 452: FDIC Insured

480

April 19, 2013

Page 453: FDIC Insured

481

April 19, 2013

Page 454: FDIC Insured

482

April 19, 2013

Page 455: FDIC Insured

483

April 26, 2013

Our Community IS Our Business

Page 456: FDIC Insured

484

April 26, 2013

Page 457: FDIC Insured

485

May 10, 2013

Page 458: FDIC Insured

486

May 10, 2013

Page 459: FDIC Insured

487

May 14, 2013

Page 460: FDIC Insured

488

May 31, 2013

Page 461: FDIC Insured

489

June 6, 2013

Page 462: FDIC Insured

490

June 7, 2013

Page 463: FDIC Insured

491

August 2, 2013

Page 464: FDIC Insured

492

August 9, 2013

Page 465: FDIC Insured

493

August 23, 2013

OF

Page 466: FDIC Insured

494

August 23, 2013

A Better Way To Bank

Page 467: FDIC Insured

495

September 13, 2013

Page 468: FDIC Insured

496

September 13, 2013

TCBwww.TCBnow.com

Page 469: FDIC Insured

497

October 30, 2013

Page 470: FDIC Insured

498

December 13, 2013

Page 471: FDIC Insured

499

January 17, 2014

Page 472: FDIC Insured

500

January 24, 2014

Page 473: FDIC Insured

501

January 31, 2014

Page 474: FDIC Insured

502

February 28, 2014

Page 475: FDIC Insured

503

February 28, 2014

a new perspective

Page 476: FDIC Insured

504

April 25, 2014

Page 477: FDIC Insured

505

May 16, 2014

Page 478: FDIC Insured

506

May 23, 2014

Page 479: FDIC Insured

507

May 30, 2014

Page 480: FDIC Insured

508

June 20, 2014

CHICAGO, ILLINOIS

Page 481: FDIC Insured

509

June 20, 2014

PALM DESERT, CALIFORNIA

Page 482: FDIC Insured

510

June 27, 2014

Page 483: FDIC Insured

511

July 18, 2014

Page 484: FDIC Insured

512

July 25, 2014

Page 485: FDIC Insured

513

October 17, 2014

Page 486: FDIC Insured

514

October 24, 2014

TheNational Republic Bank

of Chicago

Page 487: FDIC Insured

515

November 7, 2014

Page 488: FDIC Insured

516

December 19, 2014

Page 489: FDIC Insured

517

January 16, 2015

Page 490: FDIC Insured

518

January 23, 2015

Page 491: FDIC Insured

519

February 13, 2015

Page 492: FDIC Insured

520

February 27, 2015

Page 493: FDIC Insured

521

May 8, 2015

Page 494: FDIC Insured

522

July 10, 2015

Page 495: FDIC Insured

523

October 2, 2015

Page 496: FDIC Insured

524

October 2, 2015

Page 497: FDIC Insured

525

March 11, 2016

Page 498: FDIC Insured

526

April 29, 2016

Page 499: FDIC Insured

527

May 6, 2016

Page 500: FDIC Insured

#12InMyComputer

FDICInsuredMichaelMandiberg

4992357813269

ISBN 978-1-326-49923-590000