FALL ELEVATIONS Newsletter
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Fall Movie Preview
Volume 6 - Fall / 4th Quarter 2011
FALL LAWN CARE4 Ways to Say GNight For The Winter
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Previews of some of the most anticipated movies of the fall season!
Gayle - 719.331.0068Tammy - 719.338.1303
Gayle & Tammy
Question: What should I consider when looking into getting a mortgage ?Jose - Colorado Springs, CO
Answer: The media constantly talks about how diffi cult and expensive it is to get a mortgage loan. We just dont see this to be the case. Those with poor credit scores and/or lack documentation on their personal fi nances and/or lack a stable job will fi nd this to be true. However, those with good credit and a good job will fi nd they can get into a home with little or nothing down. At ERA Shields, we have seen about 75% of buyers this year put down 5% or less when buying a home.
Question: What is your opinion on current home prices?Dana - Pueblo, CO
Answer: The one statistic which continues to be poor is price. Prices continue to erode, but it is our opinion that most of this
erosion is occurring in the higher price ranges. When you look at the average list price/average sales price in price ranges below$250,000 you will fi nd the gap at just around 3%. As you climb into the higher price ranges, that gap is as much as 10% which has a real impact on the overall value of homes across the market. Inventory levels have dramatically improved, but the higher you go over $250,000, you will fi nd the levels mushroom.
lthough spring lawn care gets all the attention, fall lawn care is the make-it or break-it season for grass.
Im already thinking about next year, says John Dillon, who takes care of New York Citys Central Park, which features 200 acres of lawn in the middle of Manhattan. The grass I grow this fall is what will be there next spring.
Fall lawn care is no walk in the park. Its hard work, and Dillon guides you through the four basic steps.
1. Aeration: Aeration gives your lawn a breather in autumn and provides room for new grass to spread without competition from spring weeds. Aeration tools pull up plugs of grass and soil, breaking up compacted turf. That allows water, oxygen, and nutrients to reach roots, and gives seeds room to sprout.
If kids frequently play on your lawn, plan to aerate twice a year fall and spring. If your lawn is just for show, then aerate once a year and maybe even once every other year.
A hand-aerating tool ($20), which looks like a pitchfork with hollow tines, is labor-intensive and meant for unplugging small sections of grass. Gas-powered aerating machines (rental, $20/hour) are about the size of a big lawn mower, and are good for working entire lawns. Bring some muscle when you pick up your rental: Aerating machines are heavy and can be hard to lift into your truck or SUV.
Depending on the size of your property, professional aeration costs about $150.
2. Seeding: Fall, when the soil temperature is about 55 degrees, is the best time to seed your lawn because turf roots grow vigorously in fall and winter. If you want a lush lawn, dont cheap out on the seed.
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FROM YOU! Send your questions to
By: Lisa Kaplan Gordon
ASK SHIELDASK SHIELDASK SHIELD
Bags of inexpensive seed ($35 for 15 pounds) often contain hollow husks, weed seed, and annual rye grass seed, which grows until the fi rst frost then drops dead. Splurge on the good stuff ($55 for 15 pounds of Kentucky Bluegrass seed), which resists drought, disease, and insects.
Water your new seed every day for 10 to 20 days until it germinates.
3. Fertilizing: A late fall fertilization before the fi rst frost helps your grass survive a harsh winter and encourages it to grow green and lush in spring. Make your last fertilization of the year count by choosing a product high (10% to 15%) in phosphorous, which is critical for root growth, Dillon says.
Note: Some states are banning phosphorous-rich fertilizers, which are harmful to the watershed. In those places, look for nitrogen-rich fertilizers, which promote shoot and root growth. Check with your local extension service to see what regulations apply in your area.
4. Mulching: Instead of raking leaves, run over them a couple of times with your mower to grind them into mulch. The shredded leaves protect grass from winter wind and desiccation. An added bonus shredded leaves decompose into yummy organic matter to feed grass roots.
A mulching blade ($10) that attaches to your mower will grind the leaves even fi ner.
*To read more please visit House Logic (by following the link below). All credit for this article goes to author Lisa Kaplan Gordon and HouseLogic.com. Recommendations from this article are solely those of HouseLogic.com.
Read more: http://www.houselogic.com/articles/fall-lawn-care-tips/#ixzz1ZHL2CMXX
The Active Listings Graph shows you the past 10 years of Active Listings for the same month of
each year. Having 10 years of data helps you gain a better understanding of the current market.
When looking at the Foreclosure Starts Graph, keep in mind that not all of these end up being bought back by the banks.
Many owners fi nd ways to hold onto their home by negotiating new terms with their lender. The amount shown for 2011 is a
forecast of where we expect the total number to be for the year.
The Average & Median Sales Prices Graph compares the current monthly sales price to the
same month in previous years.
The Solds Graph illustrates the total number of homes sold for the same month for each of the past 10 years. Again, this is a
great way to gauge how the current market is performing.
Market StatisticsScan this code on your
smartphone and get more Market Stats
right at your fi ngertips!
The ThingRelease Date: October 14th: At an Antarctica research site, the discovery of an alien craft leads to a confrontation between graduate student Kate Lloyd and scientist Dr. Sander Halvorson.
ImmortalsRelease Date: November 11th: Greek warrior Theseus battles against imprisoned titans.
Paranormal Activity 3Release Date: October 21st: A couple are pursued by an evil spirit in their own home. In an attempt to unveil the mystery, they install cameras throughout the house to capture the strange paranormal activity occurring.
Happy Feet TwoRelease Date: November 18th: Mumble the penguin has a problem: his son Erik, who is reluctant to dance, encounters The Mighty Sven, a penguin who can fl y! Things get worse for Mumble when the world is shaken by powerful forces, causing him to bring together the penguin nations and their allies to set things right.
The Twilight Saga: Breaking Dawn - Part IRelease Date: November 18th: The Quileute and the Volturi close in on expectant parents Edward and Bella, whose unborn child poses different threats to the wolf pack and vampire coven.
Shields Movie Review
Alvin & The Chipmunks:ChipwreckedRelease Date: December 16th: Playing around while aboard a cruise ship, the Chipmunks and Chipettes accidentally go overboard and end up on a tropical paradise. They discover their new turf is not deserted.
Harry Potter & the Deathly Hallows II
Captain America: The First Avenger
Cowboys & Aliens
Rise of the Planet of the Apes
Spy Kids 4
about the events leading up to the sword fi ghting cats meeting with Shrek and his friends.
Puss in BootsRelease Date: October 28th: A story
Once you see the movies below email your ratings (A, B, C, D, or F) to ASKSHIELD@erashields.com
Habitat for Humanity House Building Project - September 9th, 2011
20 Volunteers/ 80 Hours of Service
ERA Shields has a long history of commitment to our local community. ERA Shields has established
the Shields Community Leaders Volunteer Program, which provides a means for Shields Team members
to become involved in numerous community activities and in turn receive recognition.Over 280 Hours Volunteered
ERA Shields has a long history of commitment to
3rd Quarter Update!ommunity Update
Left: Back2School Drive - Raised over $300 in supplies to support local school districts.
Top Left & Above: Habitat Volunteers
PIKES PEAK CENTER
October 25-27 - 3 Shows!@ Pikes Peak Center
Escape the ordinary and surround yourself in an explosion of comedy, music, and
technology. If youve never seen Blue Man Group, its a must-see. If youre already a fan,
dont miss it. Best known for their wildly popular theatrical shows and concerts which combine comedy, music, and technology to
produce a totally unique form of entertainment.
Shields Movie Review
Local Events CalendarProud Supporter of the World Arena & Pikes Peak Center