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FAIS in Contrast to SBI..
Transcript of FAIS in Contrast to SBI..
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FAIS in contrast to SBIPresented by:
Debasish Nachiketa, Debasish Padhy, Debiprasad Sahoo,
Gitanjali Sahoo,Jangyesh Prasad Samantaray,Jitender Ku. Mallick
RAVENSHAW MANAGEMENT CENTRE, CUTTACK
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C ontents
Industry Analysis
Organizational AnalysisInformation SystemFinancial & Accounting Information System
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Banking Industry Analysis
Banking in India has a History of more than
300 years.Beginging of the Industry occured in 1786The first bank was Bank of Bangal
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Banking Structure
C an be classified into Nationalized Bank,private Bank and Specialized BankingInstitution.Industry estimate indicate 274 commercial, &223 public bank & 51 private sector.Private sector banks include 24 foreign banks.Specialized banks include C o-operative & Ruralbanking.
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Banking Products:-
Saving AccountCurrent AccountTerm Deposit AccountLending ProductCash C reditTerm LoansDebit Cardsflexi DepositATM CardsPersonal LoansHousing LoansVehicle Loans
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KEY PLAYERS
Public Sector Banks:
Bank of BarodaState Bank of Ind
Allahabad BankC anara BankPunjab National Bank
Private Sector Banks:HDFC BankUTI Bank
IC IC I BankKotak Mahindra Bank
C enturion Bank of Punjab
Foreign Sector Banks:
C itibankStandard C hartered BankHSBC BankABN AMRO BankAmerican Express
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Substitutes
Other financial institutions are thesubstitutes of banks in terms of loan funding, saving, trading etcSubstitutes can beInsurance sectorsMutual FundsLoan funding organizations
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Organizational Analysis: SBI
Organizational Structure
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Associate Banks
State bank of bikaner and jaipurStatebank of hyderabad
Statebank of indoreStatebank of mysoreSatebank of patiala
Statebank of sourashtraStatebank of travancore
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SBI ProductsSavings accountSBI debit cardsSBI credit cardsSBI life insuranceSBI mutual fund
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IT enabled processes
Loan processMoney deposit and withdrawl (transaction)
Fixed depositDemat accountDemand draft and cheque
C hallan
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Financial and Accounting
Information SystemIntegrated information system.Input, Process and output systems
Input Process Output
Cash voucher Manufacturingaccounts books
Cash books
Bank voucher Preparing generalledger
Trial balance
Sales voucher Accounts receivableand payable Trading account
Purchase vouchers Generating p/laccount
Profit loss account
Journal voucher Updated financial datafor other system
a/c recievable andpayable
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HARDWARES USED
MonitorDifferent printers
Key boardsServersHubs
C ablesC lose circuit cameras
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Software used
Operating systems: windows 98, xp, serverApplication softwares
C orporate centre displayC ore banking system software
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How hardwares are linked
The computers are connected by LAN andconnected to a server.
The LAN is connected to internet.C ables used are optical fibresC omputers in counter area are connected to
draft printer, pass book printers etcEach counter has cash counting machineATMs are linked to the servers.
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