Facts Figures Fairness - Standard CharteredPERSONAL LOANS Visa Infinite Arrangement Fees (spread...
Transcript of Facts Figures Fairness - Standard CharteredPERSONAL LOANS Visa Infinite Arrangement Fees (spread...
Here for good
FactsFigures
Fairness
Service and Price GuideGhana
Here for good
A clear commitmentto you
In order to make the best decisions about your finances, you need to be informed
always. That’s why we are committed to being open and transparent about what we
charge. This leaflet contains a clear and Itemised list of all our rates and charges.
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Personal BankingCurrent Account Amount in GHc Current Account
Initial Opening Balance Initial Opening Balance
Standard Current Account 100 Premium Current Account
Access 247 10 Diva Club Current Account
Account Maintenance Fee (Monthly) Minimum Operating Balance
Standard Current Account 5 Flat
Access 247 Free Account Maintenance Fee (Monthly)
Premium Current Account *
Diva Club Current Account
Savings Account * No account maintenance fee for balances ab
Initial Opening Balance
Savings Plus * 500 Diva Club Membership Fee
My Dream Account (For kids below 18yrs) 500
Savings Account
Minimum Operating Balance Initial Opening Balance
Savings Plus 100 Premium Savings Account
My Dream Account 200 Diva Club Savings Account
Savings account maintenance fee Free Minimum Operating Balance
*After 4 branch withdrawals,customer Premium Savings Account
forfeits interest for the month Diva Club Savings Account
Savings account maintenance fee
DEBIT CARDS
Card issuance/re-issuance fee Diva Club Membership Fee
Visa Electron Domestic 5
Visa Electron International 10 Minimum Relationship Balance Requireme
Priority Banking
Maintenance fee per quarter (Total balance on all accounts held)
Visa Electron Domestic 2.5 Preferred Banking
Visa Electron International 2.5 (Total balance on all accounts held)
Non collection of cards after 3 months 5
Lost/damaged cards Same as new issuance Card issuance/re-issuance
Diva Club Debit Card
Withdrawal fee per transaction from Visa Gold
SCB ATMs 0.35 Visa Platinum
Other Bank ATMs (Domestic) 1 Visa Infinite
Other Bank ATMs (International) $2, �1.6 ,£1.1
Maintenance fee per quarter
Payments via POS terminals Free Diva Club Debit Card
Visa Gold
Visa Platinum
PERSONAL LOANS Visa Infinite
Arrangement Fees (spread over loan term)
New Loans 2% Non collection of cards after 3 months
Top Ups 1.5% Lost/damaged cards
Credit Life Insurance 1.66% (upfront on loan Amt)
Early Settlement Fee 5% (on loan balance) Withdrawal fee per transaction from
SCB ATMs
Other ATMs (Domestic)
Other ATMs (International)
Payments via POS terminals
Premium Banking
PREMIUM DEBIT CARDS
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DEBIT CARDS
PERSONAL LOANS
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Personal BankingCurrent Account Amount in GHc Current Account
Initial Opening Balance Initial Opening Balance
Standard Current Account 100 Premium Current Account
Access 247 10 Diva Club Current Account
Account Maintenance Fee (Monthly) Minimum Operating Balance
Standard Current Account 5 Flat
Access 247 Free Account Maintenance Fee (Monthly)
Premium Current Account *
Diva Club Current Account
Savings Account * No account maintenance fee for balances ab
Initial Opening Balance
Savings Plus * 500 Diva Club Membership Fee
My Dream Account (For kids below 18yrs) 500
Savings Account
Minimum Operating Balance Initial Opening Balance
Savings Plus 100 Premium Savings Account
My Dream Account 200 Diva Club Savings Account
Savings account maintenance fee Free Minimum Operating Balance
*After 4 branch withdrawals,customer Premium Savings Account
forfeits interest for the month Diva Club Savings Account
Savings account maintenance fee
DEBIT CARDS
Card issuance/re-issuance fee Diva Club Membership Fee
Visa Electron Domestic 5
Visa Electron International 10 Minimum Relationship Balance Requireme
Priority Banking
Maintenance fee per quarter (Total balance on all accounts held)
Visa Electron Domestic 2.5 Preferred Banking
Visa Electron International 2.5 (Total balance on all accounts held)
Non collection of cards after 3 months 5
Lost/damaged cards Same as new issuance Card issuance/re-issuance
Diva Club Debit Card
Withdrawal fee per transaction from Visa Gold
SCB ATMs 0.35 Visa Platinum
Other Bank ATMs (Domestic) 1 Visa Infinite
Other Bank ATMs (International) $2, �1.6 ,£1.1
Maintenance fee per quarter
Payments via POS terminals Free Diva Club Debit Card
Visa Gold
Visa Platinum
PERSONAL LOANS Visa Infinite
Arrangement Fees (spread over loan term)
New Loans 2% Non collection of cards after 3 months
Top Ups 1.5% Lost/damaged cards
Credit Life Insurance 1.66% (upfront on loan Amt)
Early Settlement Fee 5% (on loan balance) Withdrawal fee per transaction from
SCB ATMs
Other ATMs (Domestic)
Other ATMs (International)
Payments via POS terminals
Premium Banking
PREMIUM DEBIT CARDSPREMIUM DEBIT
¢50, $34, €27, £23¢75, $50, €41, £35¢100, $67, €54, £46
¢10, $7, €6, £5¢15, $10, €9, £7¢25, $17, €14, £12
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4
DEBIT CARDS
REMOTE BANKING SERVICES
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Local Currency Cheques Amount in GHc Initital Opening Balance
Personal Cheque/Withdrawal book Current Account
50 leave Savings Account withdrawal book 6 Savings Account
50 leave Current Account cheque book 6 Minimum Operating Balance
Clearing Commission On Turnover - FEA & FCA
Special Clearing 25 flat USD
Local Clearing Free Below 10,000
10,001 to 50,000
Returned Cheque 50,001 to 100,000
Insufficient funds 10% of value or Min 40 100,001 and above
Other Technical Reasons 10
EUR
Counter Cheque 2 Below 8,000
Stopped Cheque 5 8,001 to 40,000
Cheque/Voucher retrieval 15 40,001 to 80,000
80,001 and above
Account Closure Free
GBP
Statements Below 4,500
Screen print statements 0.5 per sheet 4,501 to 45,000
Duplicate statements 1.5 per sheet 45,001 to 70,000
Visa statements 3 per sheet 70,001 and above
Standing Orders
Internal Free Drafts (FEA & FCA)
External 3.5
Standing order default for insufficient funds 10
Note Instruction will be cancelled after third instance of default Outward Telegraphic Transfers
Money Transfer (In Country) Inward Telegraphic Transfers
Transfer across SCB network Free
Transfer to another bank 0.25% of value, Min 5; Max 15
Foreign Deposits
Bank Cheque/Cashiers' Order Cheque deposit into FEA account
Purchase/Repurchase 0.25% of value, Min 5, Max 15 Cash deposit into FEA account
Foreign Cash Withdrawal
Salary Processing FCA Accounts
Straight2Bank (Internet) Free FEA Accounts
Automated Processing 1.5
Manual Processing 3 Foreign Currency Cheques
Personal
Remote Banking Services 50 Savings Withdrawal Book
Online Banking (Internet) Free 50 Leave Cheque Book
e-Statements Free Special Clearing
e-Alerts Free Returned Cheque for insufficient funds
Phone Banking Free
SMS Banking Free Counter Cheques
Mobile Banking
Monthly subscription fee 1
Financial transaction fee 0.25 per transaction
General Banking Services Foreign Currency
5
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Clearing
$ 500, 250, �300 Special Clearing $30, �25 or £20
$ 500, 250, �300 Returned Cheques $20 , �18, £15
$ 100, 100, �100
Statement Request
VISA Statement $3, �3 or £2 per sheet
$ 5 Duplicate Statement $ 1.5, �1.5, £ 1
$ 15
$ 30
$ 50 Foreign Draft/Cheque for collection
Bank of Ghana Draft $50, �45 or £40 flat
Foreign cheques 0.05% of value, Min $10
� 4
� 10 Amendment for outward
� 20 transfer instruction $20, �20 or £15 flat
� 40
Debit Cards
Visa Electron International
£ 3 Card issuance/re-issuance fee $10, �10, 6
£ 8 Maintenance fee per quarter $ 5, � 5, 3
£ 15 Withdrawal fee per transaction $2, �1.6 ,£1.1
£ 30
0.75% of value
Min 37.5, $25, �20, £15
Max 900, $600, �430, £320
1.5% of value
Min 112.5, $75, �60, £40
Max 1500, $1,000, �800 , £600
1% of value
Min 30, $20, �17,£15
Max 750, $500, �400, £300
2.5% of value
Free
2.5% of value
Free
$2.5, �2 or £1.5
$6, �5 or £4
$35, �30 or £20
$20, �18 or £15
$1, �1 or £1 flat
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Local Currency Cheques Amount in GHc Initital Opening Balance
Personal Cheque/Withdrawal book Current Account
50 leave Savings Account withdrawal book 6 Savings Account
50 leave Current Account cheque book 6 Minimum Operating Balance
Clearing Commission On Turnover - FEA & FCA
Special Clearing 25 flat USD
Local Clearing Free Below 10,000
10,001 to 50,000
Returned Cheque 50,001 to 100,000
Insufficient funds 10% of value or Min 40 100,001 and above
Other Technical Reasons 10
EUR
Counter Cheque 2 Below 8,000
Stopped Cheque 5 8,001 to 40,000
Cheque/Voucher retrieval 15 40,001 to 80,000
80,001 and above
Account Closure Free
GBP
Statements Below 4,500
Screen print statements 0.5 per sheet 4,501 to 45,000
Duplicate statements 1.5 per sheet 45,001 to 70,000
Visa statements 3 per sheet 70,001 and above
Standing Orders
Internal Free Drafts (FEA & FCA)
External 3.5
Standing order default for insufficient funds 10
Note Instruction will be cancelled after third instance of default Outward Telegraphic Transfers
Money Transfer (In Country) Inward Telegraphic Transfers
Transfer across SCB network Free
Transfer to another bank 0.25% of value, Min 5; Max 15
Foreign Deposits
Bank Cheque/Cashiers' Order Cheque deposit into FEA account
Purchase/Repurchase 0.25% of value, Min 5, Max 15 Cash deposit into FEA account
Foreign Cash Withdrawal
Salary Processing FCA Accounts
Straight2Bank (Internet) Free FEA Accounts
Automated Processing 1.5
Manual Processing 3 Foreign Currency Cheques
Personal
Remote Banking Services 50 Savings Withdrawal Book
Online Banking (Internet) Free 50 Leave Cheque Book
e-Statements Free Special Clearing
e-Alerts Free Returned Cheque for insufficient funds
Phone Banking Free
SMS Banking Free Counter Cheques
Mobile Banking
Monthly subscription fee 1
Financial transaction fee 0.25 per transaction
General Banking Services Foreign Currency
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Clearing
$ 500, 250, �300 Special Clearing $30, �25 or £20
$ 500, 250, �300 Returned Cheques $20 , �18, £15
$ 100, 100, �100
Statement Request
VISA Statement $3, �3 or £2 per sheet
$ 5 Duplicate Statement $ 1.5, �1.5, £ 1
$ 15
$ 30
$ 50 Foreign Draft/Cheque for collection
Bank of Ghana Draft $50, �45 or £40 flat
Foreign cheques 0.05% of value, Min $10
� 4
� 10 Amendment for outward
� 20 transfer instruction $20, �20 or £15 flat
� 40
Debit Cards
Visa Electron International
£ 3 Card issuance/re-issuance fee $10, �10, 6
£ 8 Maintenance fee per quarter $ 5, � 5, 3
£ 15 Withdrawal fee per transaction $2, �1.6 ,£1.1
£ 30
0.75% of value
Min 37.5, $25, �20, £15
Max 900, $600, �430, £320
1.5% of value
Min 112.5, $75, �60, £40
Max 1500, $1,000, �800 , £600
1% of value
Min 30, $20, �17,£15
Max 750, $500, �400, £300
2.5% of value
Free
2.5% of value
Free
$2.5, �2 or £1.5
$6, �5 or £4
$35, �30 or £20
$20, �18 or £15
$1, �1 or £1 flat 7
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SME BankingLocal Currency Amount in GHc International Trade Account Ch
Initial Opening Balance Outward TT
Current Account 100 Local
International Trade Account 100 International (SCB to SCB)
Minimum Operating Balance 0 for above accounts International (All others)
Savings Account (Initial Opening Bal.) 1,000 Inward TT
Minimum operating balance 1,000 Local
International (SCB to SCB)
Monthly Account Maintenance Fee International (All others)
Debit turnover below 50,000 30 flat
Debit turnover equal and above 50,000 1.75 per mille, Max 250 Letters of Credit
Import LCs
Local Currency Cheques Establishment
100 leaves cheque book 10 Subsequent Months
Clearing Telex Charges
Special Clearing 0.25 % of value, Min 25 Max 35 Import LC Amendment
Local Clearing Free Clausal
Returned Cheque Extension
Insufficient funds 10% of value or Min 40 Telex Charges
Other Technical Reasons 10
Counter Cheques 2 Import LC Cancellation
Cheque Purchase(CP) 0.5% of value, Min 10
Stopped Cheque 10 Export LCs
Cheque/Voucher retrieval 20 Advising Commission
Account Closure Free Export LC Amendment
Amendment Notification
Standing Orders Confirmation
Internal Free
External 3.5 Bills for Collection
Standing order default for insufficient funds 10 Import Bills
Note Instruction will be cancelled after third instance of default Handling Fee
Payment Commission
Remote Channels Services Telex Charges
Straight2Bank Chaser Charges
Set-up Free
Maintenance Fee Export Bills
1 Account 10 per month Negotiation Commission
2 Accounts 16 per month Courier Charges
3 Accounts 20 per month Chaser Charges
4 Accounts 23 per month
5 Accounts 25 per month Bank Guarantees/Performance
Transactional Fee
Book Transfer Free
Automated Clearing House (ACH) 1.5 Subsequent Quarters
Amendment
Local Bank Cheque (LBC) 2.0
Corporate Cheques (Bank's Forms) 3.0
Corporate Cheques (Customer's Forms) 0.5
Statements
Screen printed statements 0.5 per sheet
Duplicate statements 1.5 per sheet
Visa statements 3 per sheet
Auditors Report 25
Equity confirmation processing fee 30
Establishment & First Quarter
9
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SME Bankingharges Foreign Currency
Initial Opening Balance
$10 Flat Current Account $ 100, 100, �100
Free Savings Account $ 100, 100, �100
0.5% Flat , Min $50 Minimum Operating Balance $ 1,000; 1,000; �1,000
Monthly Account Maintenance Fee (FEA & FCA)
Free Debit turnover below $50,000; �50,000; £50,000 10 Flat
Free Debit turnover above $50,000; �50,000; £50,000 1.75 per mille, Max 250
0.5% Flat, Min $50 0.75% of value
Drafts (FEA & FCA) Min 37.5, $25, �20, £15
Max 900, $600, �430, £320
1.5% of value
1.0% per quarter (Min $200; Max $2,000 Outward transfers/Swift/Telex Min 112.5, $75, �60, £40
0.5% per month (Min $100; Max $1,000) Max 1500, $1,000, �800 , £600
$50 Flat 1% of value
Inward Transfers Min 30, $20, �17,£15
$30 Flat Max 750, $500, �400, £300
$50 Flat
$50 Flat Foreign Deposits
Cheque deposit into FEA account 2.5% of value
$50 Flat Cash deposit into FEA account Free
Foreign Cash Withdrawal
$30 Flat FCA Accounts 2.5% of value
FEA Accounts Free
$20 Flat Counter Cheques $1, �1 or £1 Flat
0.6%, Min $200
Foreign Draft for collection
Correspondent Bank Charges $45, �45 or £40 Flat
Amendment for outward transfers instruction $20, �20 or £15 Flat
$100 Flat Subsequent Quarters 0.5% (Min $100; Max $1,000)
0.75% (Min $50; Max $1,500) Amendment 0.5% (Min $50; Max $500)
$50 Flat
$20 Flat Statement Request
VISA Statement $4, �3 or £2 per sheet
Duplicate Statement $1, �1 or £1 per sheet
$200 Flat
As per DHL Tariff
20
e Bonds
0.5% (Min $100; Max $1,000)
0.5% (Min $50; Max $500)
One-off of 0.5% + $50 per quarter (Min $100;
Max $1,000)
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SME BankingLocal Currency Amount in GHc International Trade Account Ch
Initial Opening Balance Outward TT
Current Account 100 Local
International Trade Account 100 International (SCB to SCB)
Minimum Operating Balance 0 for above accounts International (All others)
Savings Account (Initial Opening Bal.) 1,000 Inward TT
Minimum operating balance 1,000 Local
International (SCB to SCB)
Monthly Account Maintenance Fee International (All others)
Debit turnover below 50,000 30 flat
Debit turnover equal and above 50,000 1.75 per mille, Max 250 Letters of Credit
Import LCs
Local Currency Cheques Establishment
100 leaves cheque book 10 Subsequent Months
Clearing Telex Charges
Special Clearing 0.25 % of value, Min 25 Max 35 Import LC Amendment
Local Clearing Free Clausal
Returned Cheque Extension
Insufficient funds 10% of value or Min 40 Telex Charges
Other Technical Reasons 10
Counter Cheques 2 Import LC Cancellation
Cheque Purchase(CP) 0.5% of value, Min 10
Stopped Cheque 10 Export LCs
Cheque/Voucher retrieval 20 Advising Commission
Account Closure Free Export LC Amendment
Amendment Notification
Standing Orders Confirmation
Internal Free
External 3.5 Bills for Collection
Standing order default for insufficient funds 10 Import Bills
Note Instruction will be cancelled after third instance of default Handling Fee
Payment Commission
Remote Channels Services Telex Charges
Straight2Bank Chaser Charges
Set-up Free
Maintenance Fee Export Bills
1 Account 10 per month Negotiation Commission
2 Accounts 16 per month Courier Charges
3 Accounts 20 per month Chaser Charges
4 Accounts 23 per month
5 Accounts 25 per month Bank Guarantees/Performance
Transactional Fee
Book Transfer Free
Automated Clearing House (ACH) 1.5 Subsequent Quarters
Amendment
Local Bank Cheque (LBC) 2.0
Corporate Cheques (Bank's Forms) 3.0
Corporate Cheques (Customer's Forms) 0.5
Statements
Screen printed statements 0.5 per sheet
Duplicate statements 1.5 per sheet
Visa statements 3 per sheet
Auditors Report 25
Equity confirmation processing fee 30
Establishment & First Quarter
10
11
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SME Bankingharges Foreign Currency
Initial Opening Balance
$10 Flat Current Account $ 100, 100, �100
Free Savings Account $ 100, 100, �100
0.5% Flat , Min $50 Minimum Operating Balance $ 1,000; 1,000; �1,000
Monthly Account Maintenance Fee (FEA & FCA)
Free Debit turnover below $50,000; �50,000; £50,000 10 Flat
Free Debit turnover above $50,000; �50,000; £50,000 1.75 per mille, Max 250
0.5% Flat, Min $50 0.75% of value
Drafts (FEA & FCA) Min 37.5, $25, �20, £15
Max 900, $600, �430, £320
1.5% of value
1.0% per quarter (Min $200; Max $2,000 Outward transfers/Swift/Telex Min 112.5, $75, �60, £40
0.5% per month (Min $100; Max $1,000) Max 1500, $1,000, �800 , £600
$50 Flat 1% of value
Inward Transfers Min 30, $20, �17,£15
$30 Flat Max 750, $500, �400, £300
$50 Flat
$50 Flat Foreign Deposits
Cheque deposit into FEA account 2.5% of value
$50 Flat Cash deposit into FEA account Free
Foreign Cash Withdrawal
$30 Flat FCA Accounts 2.5% of value
FEA Accounts Free
$20 Flat Counter Cheques $1, �1 or £1 Flat
0.6%, Min $200
Foreign Draft for collection
Correspondent Bank Charges $45, �45 or £40 Flat
Amendment for outward transfers instruction $20, �20 or £15 Flat
$100 Flat Subsequent Quarters 0.5% (Min $100; Max $1,000)
0.75% (Min $50; Max $1,500) Amendment 0.5% (Min $50; Max $500)
$50 Flat
$20 Flat Statement Request
VISA Statement $4, �3 or £2 per sheet
Duplicate Statement $1, �1 or £1 per sheet
$200 Flat
As per DHL Tariff
20
e Bonds
0.5% (Min $100; Max $1,000)
0.5% (Min $50; Max $500)
One-off of 0.5% + $50 per quarter (Min $100;
Max $1,000)
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SME Bankingharges Foreign Currency
Initial Opening Balance
$10 Flat Current Account $ 100, 100, �100
Free Savings Account $ 100, 100, �100
0.5% Flat , Min $50 Minimum Operating Balance $ 1,000; 1,000; �1,000
Monthly Account Maintenance Fee (FEA & FCA)
Free Debit turnover below $50,000; �50,000; £50,000 10 Flat
Free Debit turnover above $50,000; �50,000; £50,000 1.75 per mille, Max 250
0.5% Flat, Min $50 0.75% of value
Drafts (FEA & FCA) Min 37.5, $25, �20, £15
Max 900, $600, �430, £320
1.5% of value
1.0% per quarter (Min $200; Max $2,000 Outward transfers/Swift/Telex Min 112.5, $75, �60, £40
0.5% per month (Min $100; Max $1,000) Max 1500, $1,000, �800 , £600
$50 Flat 1% of value
Inward Transfers Min 30, $20, �17,£15
$30 Flat Max 750, $500, �400, £300
$50 Flat
$50 Flat Foreign Deposits
Cheque deposit into FEA account 2.5% of value
$50 Flat Cash deposit into FEA account Free
Foreign Cash Withdrawal
$30 Flat FCA Accounts 2.5% of value
FEA Accounts Free
$20 Flat Counter Cheques $1, �1 or £1 Flat
0.6%, Min $200
Foreign Draft for collection
Correspondent Bank Charges $45, �45 or £40 Flat
Amendment for outward transfers instruction $20, �20 or £15 Flat
$100 Flat Subsequent Quarters 0.5% (Min $100; Max $1,000)
0.75% (Min $50; Max $1,500) Amendment 0.5% (Min $50; Max $500)
$50 Flat
$20 Flat Statement Request
VISA Statement $4, �3 or £2 per sheet
Duplicate Statement $1, �1 or £1 per sheet
$200 Flat
As per DHL Tariff
20
e Bonds
0.5% (Min $100; Max $1,000)
0.5% (Min $50; Max $500)
One-off of 0.5% + $50 per quarter (Min $100;
Max $1,000)
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Corporate BankingLocal Currency Amount in GHc
Initial Opening Balance
Current Account 500
Savings Account 2,000
Minimum Operating Balance
Current Account 0
Savings Account 2,000
Monthly Commission On Turnover
Development Organisations 1.50 per mille, Min 20
Other Corporates 1.75 per mille, Min 20
Cheques
Special Clearing 0.25% of value, Min 25
Local Clearing Free
Cheque book
100 leaves cheque book 10
Non collection of cheque book after 6months 10
Accounts closure Free
Remote Channels
Straight2Bank
Set-up Fee 50
Maintenance Fee
1 Account 10 per month
2 Accounts 16 per month
3 Accounts 20 per month
4 Accounts 23 per month
5 or more Accounts 25 per month
Transactional Fee
Book Transfer Free
Automated Clearing House(ACH) 1.5
Local Bank Cheques (LBC) 2.0
Corporate Cheques (Bank's Forms) 3.0
Corporate Cheques (Customer's Forms) 0.5
Info Manager 0.5
Remote Channels
Virtual Account set up 10
Virtual Account monthly usage 5
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Direct Debit Amount in GHc Foreign Currency
Direct Debit from SCB 1.5 Initital Opening Balance
Direct Debit from 3rd party 2 Current Account
Direct Debit Reject 1 Minimum Operating Balance
Returned Cheques Commission on turnover- FEA & FCA
Insufficient funds 10% of value, Min 40 Development Organisations
Other Reasons 10 Other Corporates
Counter Cheques 2
Cheque Purchase 0.5 % of value, Min 10
Drafts (FEA & FCA)
Cheque/Voucher retrieval 20
Stopped Cheques 10
Outward transfers/Swift/Telex
Pick Up Services
20 per pick, weekday,
23 per pick weekend Inward Transfers
Collections Package Fees
Packaged Collection (RCMS) 10 Foreign Deposit
RCMS-Maintenance 5 Cheque deposit into FEA account
RCMS-Automatic Recon 5 Cash deposit into FEA account
RCMS-Manual Repair 2
Foreign Cash Withdrawal
Standing Orders FCA Accounts
Internal Free FEA Accounts
External 3.5
10 Foreign Currency Cheques
Corporate
Other Services 100 Leaves Cheque Book
Certificate of balance of Ref 15 Returned Cheques
Auditors Report 25
Screen Printed Statements 0.5 per sheet SWIFT
Equity Confirmation processing fee 30 MT 900/940/950
Duplicate Statement (Hard copy) 1.5 per sheet
Duplicate Statements (soft copy) 0.5 per sheet Statement Request
Visa Statement 5 per sheet Visa Statement
Duplicate Statement
Foreign Draft/Cheque for collection
Bank of Ghana Draft
Foreign cheque
Amendment for outward transfer instruction
Cash/Cheque Pickup
Corporate Banking
Standing Order Default for insufficient
funds
14
S
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Direct Debit Amount in GHc Foreign Currency
Direct Debit from SCB 1.5 Initital Opening Balance
Direct Debit from 3rd party 2 Current Account
Direct Debit Reject 1 Minimum Operating Balance
Returned Cheques Commission on turnover- FEA & FCA
Insufficient funds 10% of value, Min 40 Development Organisations
Other Reasons 10 Other Corporates
Counter Cheques 2
Cheque Purchase 0.5 % of value, Min 10
Drafts (FEA & FCA)
Cheque/Voucher retrieval 20
Stopped Cheques 10
Outward transfers/Swift/Telex
Pick Up Services
20 per pick, weekday,
23 per pick weekend Inward Transfers
Collections Package Fees
Packaged Collection (RCMS) 10 Foreign Deposit
RCMS-Maintenance 5 Cheque deposit into FEA account
RCMS-Automatic Recon 5 Cash deposit into FEA account
RCMS-Manual Repair 2
Foreign Cash Withdrawal
Standing Orders FCA Accounts
Internal Free FEA Accounts
External 3.5
10 Foreign Currency Cheques
Corporate
Other Services 100 Leaves Cheque Book
Certificate of balance of Ref 15 Returned Cheques
Auditors Report 25
Screen Printed Statements 0.5 per sheet SWIFT
Equity Confirmation processing fee 30 MT 900/940/950
Duplicate Statement (Hard copy) 1.5 per sheet
Duplicate Statements (soft copy) 0.5 per sheet Statement Request
Visa Statement 5 per sheet Visa Statement
Duplicate Statement
Foreign Draft/Cheque for collection
Bank of Ghana Draft
Foreign cheque
Amendment for outward transfer instruction
Cash/Cheque Pickup
Corporate Banking
Standing Order Default for insufficient
funds
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Trade
Import L/C
$ 500, 250, �300 Opening Commission
$ 100, 100, �100 Amendments Extension/Increase in Value
Amendments (Others)
Drawing under L/C
1.50 per mille, Min $15, �10, £8 Discrepancy fee
1.75 per mille, Min $15, �10, £8
Export L/C
0.75% of value Advising Comm - A/C Holders
Min 37.5, $25, �20, £15 - Non A/C Holders
Confirmation Comm-A/C Holders
1.5% of value Negotiating Commission Under L/C
Min 112.5, $75, �60, £40 Discounting Commission
Amendments - A/C Holders
1.5% of value - Non A/C Holders
Min 30, $20, �17,£15 Transfer of LCs
Import Bills for Collection
2.5% of value
Free Settlement
Avalisation
2.5% of value Open Account Payment
Free
Export Bills For Collection
Settlement Commission
Under Credit
$12, �10 or £7
$20, �18 or £15 Guarantees /Bonds
Issuance comm
Amendments Extension/Increase in Value
�75 or £50 $100 per Month Amendments(others)
Shipping Guarantee
$3, �3 or £2 per sheet
$ 1.5, �1.5, £ 1 per sheet
$50, �45 or £40 flat
0.5% of value, Min $10
$20, �20 or £15 flat
Corporate Banking
Acceptance
15
!"#$%&'((&)*+,-$.&+,$&/0&12$3)$4#&"#*$,5/.$&.#+#$67
1.50 per quarter (sight), 2.50% (Usance) + SWIFT 15 (to be taken upfront)As above on the enhanced amount +SWIFT 15
20 + SWIFT 150.5% flat of bill amount
$ 80 flat (Equivalent)
10Min 30
1% per quarter1.5% flat (Min 200) + Courier cost per parcel
3 Month libor + 10 basis points10
Min 300.5% of the LC value + SWIFT 15
0.5 % flat of bill amount
1% per quarter upfront1.25% flat of bill amount + SWIFT USD 5 + $60 / 55/ £40
1% flat of bill amount + Courier cost1% flat of bill amount + Courier cost
1% per quarter or Min USD 200 (which is higher) to be taken upfrontAs above on the enhanced amount + SWIFT 15
10 + SWIFT 150.5% per quarter or Min. USD 100 (whichever is higher) to be taken upfront
0.75% flat of bill amount + SWIFT $ 5 + $60/ 55/ £40
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Trade
Import L/C
$ 500, 250, �300 Opening Commission
$ 100, 100, �100 Amendments Extension/Increase in Value
Amendments (Others)
Drawing under L/C
1.50 per mille, Min $15, �10, £8 Discrepancy fee
1.75 per mille, Min $15, �10, £8
Export L/C
0.75% of value Advising Comm - A/C Holders
Min 37.5, $25, �20, £15 - Non A/C Holders
Confirmation Comm-A/C Holders
1.5% of value Negotiating Commission Under L/C
Min 112.5, $75, �60, £40 Discounting Commission
Amendments - A/C Holders
1.5% of value - Non A/C Holders
Min 30, $20, �17,£15 Transfer of LCs
Import Bills for Collection
2.5% of value
Free Settlement
Avalisation
2.5% of value Open Account Payment
Free
Export Bills For Collection
Settlement Commission
Under Credit
$12, �10 or £7
$20, �18 or £15 Guarantees /Bonds
Issuance comm
Amendments Extension/Increase in Value
�75 or £50 $100 per Month Amendments(others)
Shipping Guarantee
$3, �3 or £2 per sheet
$ 1.5, �1.5, £ 1 per sheet
$50, �45 or £40 flat
0.5% of value, Min $10
$20, �20 or £15 flat
Corporate Banking
Acceptance
16
Tel: 0302 - 740100E-mail: [email protected] [email protected]: www.standardchartered.com/gh