Fact Sheet Ver.02 - June-2015-New logo Fact Sheet July... · 2019. 11. 7. · Performance Summary...

Fact Sheet

Trademark used under licence from respective owners.

July – 2015

InveSTAR


MONTHLY REPORT – JULY 2015

From the Desk of Chief Investment Officer… Monsoon progress, so far on net basis has been satisfactory, though rains in July have been below par. Global economy remains sluggish with lowered estimates, hurting exports. IIP for May fell to 2.7% compared to 3.4% in April as Capital Goods disappointed with a growth of 1.8% after remaining above 6% for last 6 months. Trade deficit remains low around US$ 11 billion a month, with both exports and imports contracting by 15.8% YoY and 13.4% YoY respectively. Retail inflation (CPI) is higher by 40 bps at 5.4%, over previous month, mainly due to food and petrol price, while deflation in Wholesale Price Index (WPI) continued at -2.4% vs -2.4% in May. With Corporate results announced so far being mixed. EPFO’s expected investments in equities (initially through ETF route) during the current year and Government’s announcement on capital infusion in PSU banks helped the sentiments. RBI maintained the rates unchanged in its 3rd bi-monthly monetary policy, while hinting at possible consideration of further rate cuts depending on transmission of earlier rate cuts, food prices and US monetary policy measures. While retaining the economic growth forecast as earlier, it lowered inflation projection by about 20 bps for March 2016, on prospects of softer crude prices and near normal monson so far. On international front: US Federal Reserve in its July meeting reiterated that it would be appropriate to

raise interest rates when it sees some further improvement in labor market and is reasonably confident of inflation moving back to its 2% objective over the medium term.

Iran’s nuclear deal and progress on Greece crisis are seen as positive developments.

Eurozone Composite PMI fell marginally to 53.7 in July from a four year high of 54.2 in June.

China GDP grew 7.0% YoY in the June quarter, same as in the previous quarter. Brent crude oil fell sharply by around 18% in July to $52.2/barrel over previous

month. .

Equity Market Outlook

Nifty rose by 2% in the month of July to close above 8,500 levels led by sharp fall in crude prices, pick-up in monsoon and announcement of bailout package for Greece. Sentiments also improved after US Federal Reserve maintained its policy stance and Indian Government announced plans to infuse additional capital in PSU banks.The June quarter results season has been mixed so far. Nifty is currently trading around 16x FY16 earnings estimates, in-line with its historical long-term average.Going forward, market movement would depend on progress of monsoon, passage of important bills in the remaining Monsoon Session of Parliament, inflation movement, FII flows and global events.

Debt Market Outlook

10 year Benchmark G-sec yield closed at 7.81% compared to 7.86% as at June end. Yields came down mainly due to falling crude prices and easy liquidity.There were intermittent negative reactions due to OMO sale and positive reactions on comments relating to FII Debt limits. Bond yield are likely to trade in a narrow band.

Jul-15 Jun-15 Variation BSE Sensex 28,115 27,781 1.2%NSE Nifty 8,533 8,369 2.0%I0 year Benchmark G-Sec 7.81% 7.86% -5 bpsAAA Corporate Bond Spread 27 bps 37 bps -10 bpsCall 7.08% 7.06% 2 bpsMibor (Overnight) 7.20% 7.28% -8 bpsRs Vs. US$ 64.1 63.7 -0.8%Gold (US$/ounce) 1,096 1,172 -6.5%Brent Crude (US$/barrel) 52.2 63.6 -17.9%

Jul-15 Jun-15 Variation Dow Jones 17,690 17,620 0.4%

Nasdaq Composite 5,128 4,987 2.8%

FTSE 100 6,696 6,521 2.7%

Hang Seng 24,636 26,250 -6.1%

Nikkei 20,585 20,236 1.7%

May-15 Apr-15IIP Growth 2.7% 3.4%

Jun-15 May-15WPI Inflation -2.4% -2.4%CPI Inflation 5.4% 5.0%

Global Equity Indices

Economic Indicators

Performance Summary as on July 31 2015

Scheme Name

SFIN

NAV BM NAV BM NAV BM NAV BM NAV BM

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

16.93%

15.26%

13.52%

1

2

3

4

5

6

7

8

9

9.31%

9.17%

20/01/2010 62.42 17.37

20/01/2010 66.68 16.83

Inception dateAUM (Rs. Cr)

NAV (Rs.)

‐2.37%

‐1.23%

‐2.37%

‐1.23%

‐2.37%

‐2.37%

‐1.23%

15.99%

16.93%

15.07%

9.31%

9.17%

8.94%

2 Year (A) 3 Year Since Inception (A)

18.15%18.37% 19.40%

10.50%

9.88%

16.93%

15.26%

9.75%

10.43%18.62%

20.73% 16.93%

17.12%

20.73%

18.73%

19.15%

6 Month

10.43%

11.08%

10.43%

11.08%

‐1.66% 10.40% 23.33%

‐1.23% 10.60% 20.33%

10.43%

11.08%

1 Year

11.35% 16.53%

10.28%

20/01/2010 498.24 16.72 0.43% 12.21%0.02% 18.02% 14.60%

15.76% 14.34%

17.88%

20.73%

16.81%

31/03/2009 30.11 23.38 ‐0.55%

20/01/2010 719.18

20.73%

18.73%

16.93%

15.26%

31/03/2009 31.00 26.77 ‐1.91%

‐1.23%

10.78% 23.00% 18.84%

18.73% 15.26%

11.08% 18.73%17.18 ‐0.53% 11.81% 21.49% 16.98%

20/01/2010 701.97 17.31 ‐2.03% 10.24% 24.02%

9.16% 19.29%

10.43%

11.86% 23.67%

Absolute CAGR

21.75% 17.22%

25/02/2009 59.54 31.40 ‐1.93%

25/02/2009 143.79 28.96 ‐0.65% 12.89%

InveSTAR


Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Discontinued Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Balanced Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Total AUM 3448.86

NA 16.75% 15.98%

22 1/29/2014 61.84 11.79 1.89% 3.18% 10.81% 11.23% NA NA NA NA 11.59% 11.64%

21 1/29/2014 106.45 12.62 1.25% 1.23% 10.36% 11.54%

NA NA NA‐2.00% 10.56% 10.38%

NA NA NA

NA 23.36% 22.42%

20 1/29/2014 92.92 13.40 0.16% ‐1.23% 10.60% 11.08% NA NA NA NA 21.53% 21.05%

19 1/29/2014 85.88 13.71 ‐0.30%

17

18

8.91%

11.72%

8.38%

8.91%

8.91%

10

11

12

13

14

15

16

7.90%

8.94%

7.90%

9.33%

11.38%

11.54%

10.93%

20/01/2010 197.86 15.29

8.48%

1.23%

3.12%

1.23%

3.12%

3.12%

0.02%

3.12%

7.48%

10.96%

7.57%

11.22%11.72%11.54%

11.38%

03/06/2011 421.60 13.36 3.63% 8.62% 8.92%

29/04/2011 64.36 14.97 1.27%

20/01/2010 29.15 16.50 0.33%

20/01/2010 12.06 15.05 2.28%

7.92% 8.03%8.91%3.98% 9.50%

17.25% 14.76% 9.49%

9.90% 8.59% 7.67%

11.43% 14.69% 12.32% 9.94%

11.35%

11.38%

11.54%1.23%

16.53%

10.66%

14.27%

13.52%10.37%

2.39% 11.26% 10.23% 7.98%11.38% 10.66% 8.92%

14.27%

11.05%

31/03/2009 5.09 15.84 2.74% 10.51% 10.04% 8.82% 7.53%

14.27%

10.66%

11.72%11.97%31/03/2009 17.57 19.43 0.60% 10.40% 14.18%

25/02/2009 10.52 15.90 2.51% 10.47% 10.04% 8.88% 7.56%10.66% 8.91%

18/02/2009 30.64 20.28 1.11% 9.75% 13.89% 11.63% 11.58%


142L003V01 142L004V01 142L008V01 142L028V01 142L010V01 142L018V01 142L019V01 142L020V01 142L024V01 142L025V01 142L026V01 142L021V01 142L041V01 142L042V01

Fund Name (SFIN)

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

Mapping of Funds and Products (Funds representing the underlying Products)

1

2

3

4

Product Name (UIN)

Dhan SurakshaDhan Suraksha

PremiumPrabhat Tara

6

7

8

9

New Dhruv

Tara

Dhan Suraksha

Express

Dhruv Tara

Product

New Dhan

Suraksha

New Dhan

Suraksha

Premium

Dhan Suraksha

3

Dhan

Suraksha

Premium 3

Prabhat Tara

3

New Prabhat

Tara

Dhan

Suraksha Plus

Wealth Builder

Plan

EQUITY FUND

5

GROWTH FUND


ULIF 006 31/03/09 SUD‐PI‐GR1 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Balance Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Discontinued Life Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

20

22

13

14

15

17

18

19

9

11

12

10

21

BALANCED FUND

16

DISCONTINUED FUND

BOND FUND


Investment Objective :

Date of Inception : SFIN No.

January 20, 2010 ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Products: AUM :

Rs. 701.97 Cr

Portfolio % to AUM

`

Equity 91.09% Minimum Maximum

Infosys Technologies Ltd. 7.31% 80% 100% 91.09%

Larsen & Toubro Limited 5.98% 0% 20% 8.91%

ICICI Bank Ltd 5.23%

Reliance Industries Ltd 4.18%

Axis Bank Limited 3.92%

HDFC Bank Ltd 3.88%

Housing Development Finance Corporation Ltd. 3.70%

ITC Ltd. 3.68%

Tata Consultancy Services Limited 3.59%

Tata Motors Limited 3.27%

State Bank of India 3.23%

Bharti Airtel Limited 2.66%

Maruti Suzuki India Limited 2.60%

Hindustan Petroleum Corporation Ltd. 2.39%

HCL Technologies Ltd 2.26%

Oil & Natural Gas Corpn Ltd 2.26%

Sun Pharmaceuticals Industries Ltd 2.17%

APEX EQUITY FUND -JULY 2015

Equity

MM & Others

To tap growth opportunities for long term capital appreciation through investments primarily in equity and equity‐

related instruments.

Investment PatternActual

Asset Mix

Particulars

For New Dhan Suraksha, New Dhan Suraksha Premium,

New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

Premium 3 & Prabhat Tara 3.

Benchmark :

CNX Nifty Index ‐ 90%

CRISIL Liquid Fund Index ‐ 10%

MM & Others8.91%

Asset Allocation (% to AUM)


IndusInd Bank Limited 2.15%

Grasim Industries Ltd. 2.11%

Wipro Ltd 2.07%

Power Grid Corporation of India Limited 1.96%

Dr. Reddys Laboratories Ltd. 1.78%

Zee Entertainment Enterprises Ltd 1.59%

Hero Motocorp Ltd. 1.57%

Mahindra & Mahindra Ltd. 1.31%

Aditya Birla Nuvo Limited 1.28%

Tech Mahindra Limited 1.20%

Infrastructure Development Finance Company Limited 1.12%

Hindalco Industries Ltd. 1.11%

ACC Limited 1.10%

Bharat Petroleum Corpn. Ltd 1.06%

Lupin Limited 1.04%

Idea Cellular Limited 1.01%

Others (with < 1% exposure) 5.34%

MM & Others 8.91%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Equity Fund 2.84% 4.78% ‐2.03% 10.24% 24.02% 18.62% 10.43%

23.18%

16.43%

8.40%

7.76%

7.62%

7.19%

5.98%

5.04%

3.95%

3.68%

Financial & Insurance Activities

Computer programming, consultancy and related activities

Infrastructure

Other financial activities

Manufacture of coke and refined petroleum products

Manufacture of motor vehicles, trailers and semi‐trailers

Civil engineering

Manufacture of pharmaceuticals,medicinal chemical and botanical products

Manufacture of chemicals and chemical products

Manufacture of tobacco products

Top 10 Industry Exposure ( % to AUM)

Equity91.09%

MM & Others8.91%


8.509.009.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.0020.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)

NAV Performance (Since Inception)

NAV Benchmark

Benchmark 1.84% 4.10% ‐2.37% 10.43% 20.73% 16.93% 9.31%

23.18%

16.43%

8.40%

7.76%

7.62%

7.19%

5.98%

5.04%

3.95%

3.68%



Infrastructure




Civil engineering





Equity91.09%

MM & Others8.91%


8.509.009.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.0020.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


Investment Objective:


February 25, 2009 ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Products : AUM:

Rs. 59.54 Cr

Portfolio % to AUM

`






HDFC Bank Ltd 4.14%









ITC Ltd. 2.55%


Yes Bank Limited 2.20%




To tap growth opportunities for long term capital appreciation through investments primarily in equity and

equity‐related instruments.


Asset Mix

Particulars

Benchmark :



Equity

MM & Others

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat

Tara.

EQUITY FUND - JULY 2015

Equity89.38%

MM & Others10.62%


Wipro Ltd 1.91%




Lupin Limited 1.44%




Power Finance Corporation Limited 1.20%

TATA COMMUNICATIONS LTD. 1.06%



MM & Others 10.62%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since Inception

Equity Fund 2.39% 4.27% ‐1.93% 11.86% 23.67% 18.37% 19.40%

22.01%

17.06%

8.47%

8.44%

6.95%

6.32%

6.05%

4.72%

4.38%

2.55%




Infrastructure


Civil engineering





Top 10 Industry Exposure (% to AUM)

Equity89.38%

MM & Others10.62%


9.50

11.00

12.50

14.00

15.50

17.00

18.50

20.00

21.50

23.00

24.50

26.00

27.50

29.00

30.50

32.00

33.50

Feb‐09

May‐09

Aug‐09

Nov‐09

Feb‐10

May‐10

Aug‐10

Nov‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Benchmark 1.84% 4.10% ‐2.37% 10.43% 20.73% 16.93% 18.15%

22.01%

17.06%

8.47%

8.44%

6.95%

6.32%

6.05%

4.72%

4.38%

2.55%




Infrastructure


Civil engineering





Top 10 Industry Exposure (% to AUM)

Equity89.38%

MM & Others10.62%


9.50

11.00

12.50

14.00

15.50

17.00

18.50

20.00

21.50

23.00

24.50

26.00

27.50

29.00

30.50

32.00

33.50

Feb‐09

May‐09

Aug‐09

Nov‐09

Feb‐10

May‐10

Aug‐10

Nov‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Feb‐13

May‐13

Aug‐13

Nov‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark




January 20, 2010 ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Products : AUM :

Rs. 62.42 Cr

Portfolio % to AUM

`






ITC Ltd. 4.82%









HDFC Bank Ltd 3.12%






INDIVIDUAL PENSION FUND APEX EQUITY - JULY 2015

Equity

For New Dhruv Tara Products

MM & Others

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix

ParticularsInvestment Pattern

Actual

Benchmark :



Equity92 64%

MM & Others7.36%



Wipro Ltd 2.11%



ASIAN PAINTS LTD. 1.74%

Lupin Limited 1.63%

TATA COMMUNICATIONS LTD. 1.59%



Power Finance Corporation Limited 1.17%Others (with < 1% exposure) 1.80%

MM & Others 7.36%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Equity 2.63% 4.68% ‐1.66% 10.40% 23.33% 19.15% 10.50%Benchmark 1.84% 4.10% ‐2.37% 10.43% 20.73% 16.93% 9.31%

22.45%

15.70%

10.20%

7.54%

7.46%

7.08%

6.20%

5.09%

4.82%

2.22%




Infrastructure



Civil engineering



Manufacture of wearing apparel


Equity92.64%

MM & Others7.36%


9.009.50

10.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.00

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

22.45%

15.70%

10.20%

7.54%

7.46%

7.08%

6.20%

5.09%

4.82%

2.22%




Infrastructure



Civil engineering



Manufacture of wearing apparel


Equity92.64%

MM & Others7.36%


9.009.50

10.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.00

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark




March 31, 2009 ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Products : AUM :

Rs. 31 .00 Cr

Portfolio % to AUM

`







HDFC Bank Ltd 4.18%







ITC Ltd. 2.91%






Hindustan Petroleum Corporation Ltd 1 99%

INDIVIDUAL PENSION FUND EQUITY - JULY 2015

MM & Others

Equity

For Dhruv Tara Products

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix


Actual

Benchmark :



Equity

MM & Others9.91%






Wipro Ltd 1.71%


Lupin Limited 1.58%



TATA COMMUNICATIONS LTD. 1.02%Others (with < 1% exposure) 5.49%

MM & Others 9.91%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Equity 2.20% 3.82% ‐1.91% 10.78% 23.00% 18.84% 16.81%Benchmark 1.84% 4.10% ‐2.37% 10.43% 20.73% 16.93% 16.93%

21.96%

16.85%

10.06%

9.17%

6.48%

6.36%

5.31%

3.63%

2.91%

2.28%




Infrastructure

Civil engineering





Extraction of crude petroleum and natural gas


Equity90.09%

MM & Others9.91%


9.50

11.50

13.50

15.50

17.50

19.50

21.50

23.50

25.50

27.50

29.50

Mar‐09

Jul‐09

Oct‐09

Jan‐10

May‐10

Aug‐10

Nov‐10

Mar‐11

Jun‐11

Sep‐11

Dec‐11

Apr‐12

Jul‐12

Oct‐12

Jan‐13

May‐13

Aug‐13

Nov‐13

Mar‐14

Jun‐14

Sep‐14

Dec‐14

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark




January 29, 2014 ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Products : AUM :

Rs. 85.88 Cr

Portfolio % to AUM



ICICI Bank Ltd 5.74% 0% 30% 10.94%

Larsen & Toubro Limited 5.20%

HDFC Bank Ltd 4.43%





ITC Ltd. 2.87%









Bharat Electronics Ltd 1.69%



Ultratech Cement Ltd 1 59%

INDIVIDUAL BLUE CHIP EQUITY - JULY 2015

MM & Others

Asset Mix


Actual

Equity

For Dhan Suraksha Plus & Wealth Builder Plan

The fund seeks to achieve long term capital appreciation by investing predominantly in equity and equity

related securities.

Benchmark :



MM & Others10.94%


Ultratech Cement Ltd. 1.59%




Colgate Palmolive (India) Ltd 1.40%


Tata Chemicals Ltd. 1.28%



Bajaj Auto Limited 1.10%

Wipro Ltd 1.09%


Hero Motocorp Ltd. 1.03%Others (with < 1% exposure) 10.43%

MM & Others 10.94%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Blue Chip Equity 2.88% 5.51% ‐0.30% 10.56% ‐ ‐ 23.36%Benchmark 1.78% 4.00% ‐2.00% 10.38% ‐ ‐ 22.42%

22.37%

15.18%

7.34%

6.99%

6.01%

5.20%

5.13%

4.99%

4.69%

3.38%




Infrastructure


Civil engineering






Equity89.06%

MM & Others10.94%


9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

13.50

14.00

14.50

Jan‐14

Feb‐14

Mar‐ …

Apr‐14

May‐ …

Jun‐14

Jul‐14

Aug‐…

Sep‐14

Oct‐14

Nov‐…

Dec‐…

Jan‐15

Feb‐15

Mar‐ …

Apr‐15

May‐ …

Jun‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benhmark




January 20, 2010 ULIF 010 20/01/10 SUD‐LA‐GR1 142

Products : AUM :

Rs. 719.18 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 4.49% 55% 85% 69.38%


Infosys Technologies Ltd. 4.35%



HDFC Bank Ltd 2.84%







ITC Ltd. 1.99%










APEX GROWTH FUND - JULY 2015

Equity

Debt, MM & Others

To aim for medium to long term capital appreciation by maintaining a diversified portfolio of equity and equity

related instruments and fair exposure to high credit quality portfolio of debt and money market instruments.


Asset Mix

Particulars




Benchmark :


CRISIL Composite Bond Index ‐ 30%

Debt27.46%

Equity69.38%

MM & Others3.16%


AAA43.41%Gilts

44.16%

Debt Rating Profile (% of Debt)

Wipro Ltd 1.59%



Lupin Limited 1.02%


Debt 27.46%

Gilts & SDL 12.13%

GOI 10.74%

SDL (with < 1% exposure) 1.38%

Corporate Bonds 15.34%

RURAL ELECTRIFICATION CORPORATION L 2.18%

POWER GRID CORPORATION OF INDIA LTD 1.88%

POWER FINANCE CORPORATION LTD. 1.86%


MM & Others 3.16%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Growth Fund 2.49% 3.97% ‐0.53% 11.81% 21.49% 16.98% 10.28%Benchmark 1.77% 3.55% ‐1.23% 11.08% 18.73% 15.26% 9.17%

22.41%

13.44%

11.98%

6.97%

5.64%

4.59%

3.70%

3.09%

2.09%

1.99%


Infrastructure




Civil engineering






< 1 year 1‐3 years 3‐5 years 5‐10 years > 10 years

2.54%

11.51%11.97%

44.78%

29.21%

Debt Maturity Profile ( % of Debt)

Debt27.46%

Equity69.38%

MM & Others3.16%


AAA43.41%

AA+9.45%

AA1.96%

AA‐1.02%

Gilts44.16%


Modified Duration ‐ 4.80 yrs

9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark




February 25, 2009 ULIF 003 25/02/09 SUD‐LI‐GR1 142

Products : AUM:

Rs. 143.79 Cr

Portfolio % to AUM

`






HDFC Bank Ltd 3.97%





ITC Ltd. 2.18%










Lupin Limited 1.51%

Bh ti Ai t l Li it d 1 49%

Equity

Debt, MM & Others




Asset Mix

Particulars


Tara & Dhan Suraksha Express.

Benchmark :



GROWTH FUND - JULY 2015

AAA40.11%

Gilts


Debt24.23%

Equity70.99%

MM & Others4.78%








Debt 24.23%

Gilts & SDL 12.39%

GOI 10.96%

SDL MAHARASHTRA 1.13%



STEEL AUTHORITY OF INDIA LTD. 2.29%

RELIANCE PORTS & TERMINALS LTD. 1.51%


THE INDIAN HOTELS COMPANY LTD. 1.41%


MM & Others 4.78%

Total 100.00%

`

22.41%

12.69%

9.22%

6.60%

6.16%

4.85%

4.74%

3.47%

2.56%

2 18%



Infrastructure




Civil engineering

Manufacture of Basic Metals


M f t f t b d t

Top 10 Industry Exposure ( % to AUM)< 1 year 1‐3 years 3‐5 years 5‐10 years > 10 years

1.44%

11.41%13.39%

47.63%

26.13%


AAA40.11%

AA8.77%

Gilts51.12%


9.0010.5012.0013.5015.0016.5018.0019.5021.0022.5024.0025.5027.0028.5030.00

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Dec‐11

Mar‐12

Jun‐12

Sep‐12

Jan‐13

Apr‐13

Jul‐13

Nov‐13

Feb‐14

May‐14

Sep‐14

Dec‐14

Mar‐15

Jul‐15

NAV/U

NIT (R

s)

NAV Performance (Since Inception)NAV Benchmark

Debt24.23%

Equity70.99%

MM & Others4.78%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Fund 2.54% 3.96% ‐0.65% 12.89% 21.75% 17.22% 17.88%Benchmark 1.77% 3.55% ‐1.23% 11.08% 18.73% 15.26% 15.99%

22.41%

12.69%

9.22%

6.60%

6.16%

4.85%

4.74%

3.47%

2.56%

2.18%



Infrastructure




Civil engineering




Top 10 Industry Exposure ( % to AUM)< 1 year 1‐3 years 3‐5 years 5‐10 years > 10 years

1.44%

11.41%13.39%

47.63%

26.13%


AAA40.11%

AA8.77%

Gilts51.12%


9.0010.5012.0013.5015.0016.5018.0019.5021.0022.5024.0025.5027.0028.5030.00

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Dec‐11

Mar‐12

Jun‐12

Sep‐12

Jan‐13

Apr‐13

Jul‐13

Nov‐13

Feb‐14

May‐14

Sep‐14

Dec‐14

Mar‐15

Jul‐15

NAV/U

NIT (R

s)


Debt24.23%

Equity70.99%

MM & Others4.78%






January 20, 2010 ULIF 014 20/01/10 SUD‐PA‐GR1 142

Products : AUM :

Rs. 66.68 Cr

Portfolio % to AUM

`








HDFC Bank Ltd 3.30%




ITC Ltd. 2.50%









Yes Bank Limited 1 86%

INDIVIDUAL PENSION FUND APEX GROWTH - JULY 2015

Equity


Debt, MM & Others

To seek consistent growth over medium to long term by focusing predominantly on well

established companies through investments primarily in equity and equity‐related instruments

and fair exposure to high credit quality portfolio of debt and money market instruments.

Asset Mix


Actual

Benchmark :



Debt24.85%

Equity71.44%

MM & Others3.70%


Gilts26.31%





Lupin Limited 1.62%


Wipro Ltd 1.54%



Debt 24.85%

Gilts & SDL 6.54%

GOI 5.00%

SDL ‐ TAMIL NADU 1.54%SDL (with < 1% exposure) 0.00%



TATA SONS LTD. 1.98%

LIC HOUSING FINANCE LTD 1.83%

LARSEN & TOUBRO LTD. 1.52%

RELIANCE INDUSTRIES LTD 1.52%


POWER GRID CORPORATION OF INDIA LTD 1.13%Others (with < 1% exposure) 3.92%

MM & Others 3.70%

Total 100.00%

`

22.97%

14.65%

14.37%

7.00%

6.83%

6.10%

3.90%

3.01%

2.56%

2.50%


Infrastructure




Civil engineering







3.04%

10.75%

23.23%

55.36%

7.61%


Debt24.85%

Equity71.44%

MM & Others3.70%


AAA70.61%

AA3.09%

Gilts26.31%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Growth 1.86% 3.21% ‐1.23% 10.60% 20.33% 17.12% 9.88%Benchmark 1.77% 3.55% ‐1.23% 11.08% 18.73% 15.26% 9.17%

22.97%

14.65%

14.37%

7.00%

6.83%

6.10%

3.90%

3.01%

2.56%

2.50%


Infrastructure




Civil engineering







3.04%

10.75%

23.23%

55.36%

7.61%


Debt24.85%

Equity71.44%

MM & Others3.70%


AAA70.61%

AA3.09%

Gilts26.31%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark





March 31, 2009 ULIF 006 31/03/09 SUD‐PI‐GR1 142

Products : AUM :

Rs. 30.11 Cr

Portfolio % to AUM

`





HDFC Bank Ltd 4.87%




ITC Ltd. 3.47%

















Equity

Debt, MM & Others


Actual

To seek consistent growth over medium to long term by focusing predominantly on well established companies

through investments primarily in equity and equity‐related instruments and fair exposure to high credit quality

portfolio of debt and money market instruments.

Asset Mix


Benchmark :



INDIVIDUAL PENSION FUND GROWTH - JULY 2015

Gilts27 23%


Debt24.47%

Equity72.69%

MM & Others2.84%


Debt 24.47%

Gilts & SDL 6.66%GOI 4.03%

SDL ‐ KERALA 1.76%


Corporate Bonds 17.81%INDIAN OIL CORPORATION LTD 4.24%

THE GREAT EASTERN SHIPPING CO. LTD. 4.16%



MRF LTD. 1.67%

RELIANCE GAS TRANSPORTN INFRA LTD. 1.07%

RELIANCE INDUSTRIES LTD 1.01%Others (with < 1% exposure) 1.61%

MM & Others 2.84%

Total 100.00%

`

22.84%

12.08%

10.03%

7.54%

6.47%

5.77%

4.20%

4.16%

3.54%

3.47%




Infrastructure


Civil engineering


Water transport





6.81%

24.83%

40.06%

14.93% 13.38%


AAA58.97%

AA13.80%

Gilts27.23%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

24.00

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benhmark

Debt24.47%

Equity72.69%

MM & Others2.84%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Growth 2.04% 4.11% ‐0.55% 9.16% 19.29% 15.76% 14.34%Benchmark 1.77% 3.55% ‐1.23% 11.08% 18.73% 15.26% 15.07%

22.84%

12.08%

10.03%

7.54%

6.47%

5.77%

4.20%

4.16%

3.54%

3.47%




Infrastructure


Civil engineering


Water transport





6.81%

24.83%

40.06%

14.93% 13.38%


AAA58.97%

AA13.80%

Gilts27.23%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

24.00

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benhmark

Debt24.47%

Equity72.69%

MM & Others2.84%






January 29, 2014 ULIF 023 11/12/13 SUD‐LI‐GR2 142

Products : AUM:

Rs. 92.92 Cr

Portfolio % to AUM

`



ICICI Bank Ltd 3.79% 0% 60% 25.95%









HDFC Bank Ltd 2.17%


ITC Ltd. 1.81%




Wipro Ltd 1.54%







MM & Others

Equity

Debt



For Dhan Suraksha Plus & Wealth Builder Plan.

Asset Mix


Actual

Benchmark :



GROWTH PLUS FUND - JULY 2015

AAA27.75%


Debt25.95%

Equity70.19%

MM & Others3.85%





ACC Limited 1.16%

Ultratech Cement Ltd. 1.12%

Lupin Limited 1.11%



Debt 25.95%

Gilts & SDL 16.55%

GOI 16.26%



HDFC LTD. 3.12%



SHRIRAM TRANSPORT FINANCE CO. LTD. 1.10%



MM & Others 3.85%

Total 100.00%

`

20.10%

10.71%

9.28%

6.44%

5.65%

4.06%

3.67%

3.37%

3.21%

3.21%



Infrastructure




Housing Sector


Civil engineering

Civil engineering


1‐3 years 3‐5 years 5‐10 years > 10 years

9.33% 10.58%

56.51%

23.58%



AAA27.75%

AA+8.46%

Gilts63.79%


9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

13.50

14.00

Jan‐14

Mar‐14

Apr‐14

May‐ …

Jun‐14

Jul‐14

Aug‐14

Sep‐14

Oct‐14

Nov‐14

Dec‐14

Jan‐15

Feb‐15

Mar‐15

Apr‐15

May‐ …

Jun‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt25.95%

Equity70.19%

MM & Others3.85%


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Plus Fund 3.13% 5.15% 0.16% 10.60% ‐ ‐ 21.53%

Benchmark 1.77% 3.55% ‐1.23% 11.08% ‐ ‐ 21.05%

IN/LIFE/UL/GRO PLUS 1 2 3 4 7 8 6

20.10%

10.71%

9.28%

6.44%

5.65%

4.06%

3.67%

3.37%

3.21%

3.21%



Infrastructure




Housing Sector


Civil engineering

Civil engineering



9.33% 10.58%

56.51%

23.58%



AAA27.75%

AA+8.46%

Gilts63.79%


9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

13.50

14.00

Jan‐14

Mar‐14

Apr‐14

May‐ …

Jun‐14

Jul‐14

Aug‐14

Sep‐14

Oct‐14

Nov‐14

Dec‐14

Jan‐15

Feb‐15

Mar‐15

Apr‐15

May‐ …

Jun‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt25.95%

Equity70.19%

MM & Others3.85%





January 20, 2010 ULIF 011 20/01/10 SUD‐LA‐BL1 142

Products : AUM :

Rs. 498.24 Cr

Portfolio % to AUM

`






HDFC Bank Ltd 2.71%




ITC Ltd. 1.54%










Lupin Limited 1.10%

Wipro Ltd 1.08%



APEX BALANCED FUND - JULY 2015

Equity

Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through

investments in high quality equity and debt instruments.

For New Dhan Suraksha, New Dhan Suraksha

Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3.

Benchmark :




Asset Mix

Particulars

Debt46.40%

Equity49.05%

MM & Others4.54%

Asset Allocation( % to AUM)

AAA39.65%Gilts


Debt 46.40%

Gilts & SDL 20.89%

GOI 15.68%

SDL ‐ TAMIL NADU 2.89%

SDL GUJARAT 1.07%








HDFC LTD. 1.25%

HINDALCO INDUSTRIES LTD. 1.13%

UNITED PHOSPHORUS LTD. 1.05%

HINDUSTAN PETROLEUM CORPORATION LTD 1.02%

RAYMOND LTD. 1.01%


MM & Others 4.54%

Total 100.00%

`

19.76%

14.44%

8.43%

5.61%

3.98%

3.72%

3.12%

3.11%

2.81%

2.09%


Infrastructure



Civil engineering



Housing Sector





3.69%

11.24% 12.45%

47.69%

24.94%


Debt46.40%

Equity49.05%

MM & Others4.54%


AAA39.65%

AA+9.86%

AA3.31%

AA‐2.17%

Gilts45.01%


9.00

10.00

11.00

12.00

13.00

14.00

15.00

16.00

17.00

18.00

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Balanced Fund 1.85% 3.14% 0.43% 12.21% 18.02% 14.60% 9.75%Benchmark 1.63% 3.03% 0.02% 11.35% 16.53% 13.52% 8.94%

19.76%

14.44%

8.43%

5.61%

3.98%

3.72%

3.12%

3.11%

2.81%

2.09%


Infrastructure



Civil engineering



Housing Sector





3.69%

11.24% 12.45%

47.69%

24.94%


Debt46.40%

Equity49.05%

MM & Others4.54%


AAA39.65%

AA+9.86%

AA3.31%

AA‐2.17%

Gilts45.01%


9.00

10.00

11.00

12.00

13.00

14.00

15.00

16.00

17.00

18.00

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark





February 18, 2009 ULIF 001 18/02/09 SUD‐LI‐BL1 142

Products : AUM :

Rs. 30.64 Cr

Portfolio % to AUM

`



ICICI Bank Ltd 2.40% 40% 100% 68.19%

Larsen & Toubro Limited 2.27%




HDFC Bank Ltd 1.81%




Mahindra & Mahindra Ltd. 1.23%Oil & Natural Gas Corpn Ltd 1.16%Maruti Suzuki India Limited 1.13%ITC Ltd. 1.11%Lupin Limited 1.11%Bharti Airtel Limited 1.03%Others (with < 1% exposure) 5.35%

Debt 61.86%

Gilts & SDL 22.47%

GOI 20.70%

SDL MAHARASHTRA 1 77%

BALANCED FUND - JULY 2015

Equity

Debt, MM & Others

To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.


Asset Mix

Particulars


Tara.

Benchmark :



Debt61.86%

Equity31.81%

MM & Others6.33%






THE GREAT EASTERN SHIPPING CO. LTD. 5.11%THE INDIAN HOTELS COMPANY LTD. 4.98%INDIAN OIL CORPORATION LTD 4.80%



RAYMOND LTD. 3.28%



HDB FINANCIAL SERVICES LTD 1.67%





IRFC LTD. 1.05%


MM & Others 6.33%

Total 100.00%

`


14.22%

10.89%

6.40%

5.11%

4.98%

4.95%

4.85%

4.23%

3.96%

3.28%


Infrastructure


Water transport

Accommodation

Civil engineering




Manufacture of textiles



10.06%

21.47%

26.90%

18.85%

22.72%

Debt Maturity Profile (% of Debt)

Debt61.86%

Equity31.81%

MM & Others6.33%


AAA50.33%

AA8.04%

AA‐5.30%

Gilts36.32%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.0020.5021.00

Feb‐…

May…

Sep‐…

Dec‐…

Apr‐…

Jul‐10

Oct‐ …

Feb‐…

May…

Aug‐…

Dec‐…

Mar‐…

Jun‐12

Oct‐ …

Jan‐13

Apr‐…

Aug‐…

Nov‐…

Feb‐…

Jun‐14

Sep‐ …

Dec‐…

Apr‐…

Jul‐15

NAV/U

NIT (Rs)




Balanced Fund 1.00% 2.13% 1.11% 9.75% 13.89% 11.63% 11.58%

Benchmark 1.49% 2.49% 1.23% 11.54% 14.27% 11.72% 11.22%

14.22%

10.89%

6.40%

5.11%

4.98%

4.95%

4.85%

4.23%

3.96%

3.28%


Infrastructure


Water transport

Accommodation

Civil engineering







10.06%

21.47%

26.90%

18.85%

22.72%

Debt Maturity Profile (% of Debt)

Debt61.86%

Equity31.81%

MM & Others6.33%


AAA50.33%

AA8.04%

AA‐5.30%

Gilts36.32%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.0020.5021.00

Feb‐…

May…

Sep‐…

Dec‐…

Apr‐…

Jul‐10

Oct‐ …

Feb‐…

May…

Aug‐…

Dec‐…

Mar‐…

Jun‐12

Oct‐ …

Jan‐13

Apr‐…

Aug‐…

Nov‐…

Feb‐…

Jun‐14

Sep‐ …

Dec‐…

Apr‐…

Jul‐15

NAV/U

NIT (Rs)






January 20, 2010 ULIF 015 20/01/10 SUD‐PA‐BL1 142

Products : AUM :

Rs. 29.15 Cr

Portfolio % to AUM

`





HDFC Bank Ltd 3.62%



ITC Ltd. 2.74%















INDIVIDUAL PENSION FUND APEX BALANCED - JULY 2015

Equity


Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through

investments in high quality equity and debt instruments.

Asset Mix


Actual

Benchmark :



AAA


Debt45.32%

Equity52.16%

MM & Others2.52%



Debt 45.32%

Gilts & SDL 25.68%

GOI 22.15%


SDL ‐ Other States (with < 1% exposure) 0.00%


IL & FS LTD. 3.68%







RELIANCE INDUSTRIES LTD 1.39%Others (with < 1% exposure) 0.86%

MM & Others 2.52%

Total 100.00%

`

20.22%

10.13%

9.26%

5.55%

5.10%

3.71%

3.49%

3.49%

2.95%

2.74%



Infrastructure

Civil engineering



Housing Sector






3.82% 1.90%

13.81%

56.07%

24.40%


AAA39.46%

AA3.87%

Gilts56.67%


9.30

10.30

11.30

12.30

13.30

14.30

15.30

16.30

17.30

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt45.32%

Equity52.16%

MM & Others2.52%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Balanced 1.91% 3.37% 0.33% 10.37% 17.25% 14.76% 9.49%

Benchmark 1.63% 3.03% 0.02% 11.35% 16.53% 13.52% 8.94%

20.22%

10.13%

9.26%

5.55%

5.10%

3.71%

3.49%

3.49%

2.95%

2.74%



Infrastructure

Civil engineering



Housing Sector






3.82% 1.90%

13.81%

56.07%

24.40%


AAA39.46%

AA3.87%

Gilts56.67%


9.30

10.30

11.30

12.30

13.30

14.30

15.30

16.30

17.30

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt45.32%

Equity52.16%

MM & Others2.52%






March 31, 2009 ULIF 007 31/03/09 SUD‐PI‐BL1 142

Products : AUM :

Rs. 17.57 Cr

Portfolio % to AUM

`



ICICI Bank Ltd 2.37% 40% 100% 68.17%

Infosys Technologies Ltd. 2.36%






HDFC Bank Ltd 1.27%




ITC Ltd. 1.13%








Debt 64.75%

Gilts & SDL 33.33%

GOI 18.37%

SDL MAHARASHTRA 6 07%

INDIVIDUAL PENSION FUND BALANCED - JULY 2015

Equity


Debt, MM & Others

To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.

Asset Mix


Actual

Benchmark :



AAA


Debt64.75%

Equity31.83%

MM & Others3.43%


SDL MAHARASHTRA 6.07%SDL ‐ TAMIL NADU 5.88%

SDL ‐ KERALA 3.01%SDL (with < 1% exposure) 0.00%






HDFC LTD. 2.99%


MRF LTD. 2.85%

IL & FS LTD. 1.22%



MM & Others 3.43%

Total 100.00%

`

12.41%

11.05%

8.80%

5.79%

5.52%

3.56%

3.49%

2.96%

2.85%

2.01%

Infrastructure


Housing Sector

Accommodation


Civil engineering


Water transport

Manufacture of rubber and plastics products




4.41%

17.88%

7.30%

42.75%

27.67%



AAA39.58%

AA8.94%

Gilts51.48%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.00

Mar‐…

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐…

Aug‐11

Nov‐…

Feb‐12

May‐…

Aug‐12

Dec‐12

Mar‐…

Jun‐13

Sep‐13

Dec‐13

Mar‐…

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.75%

Equity31.83%

MM & Others3.43%


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Balanced 1.51% 2.34% 0.60% 10.40% 14.18% 11.97% 11.05%

Benchmark 1.49% 2.49% 1.23% 11.54% 14.27% 11.72% 10.96%

12.41%

11.05%

8.80%

5.79%

5.52%

3.56%

3.49%

2.96%

2.85%

2.01%

Infrastructure


Housing Sector

Accommodation


Civil engineering


Water transport





4.41%

17.88%

7.30%

42.75%

27.67%



AAA39.58%

AA8.94%

Gilts51.48%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.5017.0017.5018.0018.5019.0019.5020.00

Mar‐…

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐…

Aug‐11

Nov‐…

Feb‐12

May‐…

Aug‐12

Dec‐12

Mar‐…

Jun‐13

Sep‐13

Dec‐13

Mar‐…

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.75%

Equity31.83%

MM & Others3.43%




Date of Inception : SFIN No. Benchmark :

April 29, 2011 ULIF 017 29/04/11 SUD‐LX‐BL1 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Express Rs. 64.36 Cr

Portfolio % to AUM

`




HDFC Bank Ltd 1.73%








Debt 64.94%

Gilts & SDL 27.43%

GOI 23.42%



Other SDL 0.82%




THE GREAT EASTERN SHIPPING CO LTD 3 23%

EXPRESS BALANCED FUND - JULY 2015

Equity

Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through investments in

high quality equity and debt instruments.

Asset Mix


Actual

AAA45.51%

Gilts42 25%


Debt64.94%

Equity29.85%

MM & Others5.21%



FULLERTON INDIA CREDIT COMPANY LTD. 3.19%

IL & FS LTD. 3.00%



VEDANTA LIMITED 2.36%





NATIONAL BANK FOR AGRI & RURAL DEVE 1.26%

HDFC LTD. 1.13%


MM & Others 5.21%

Total 100.00%

`

20.00%

13.16%

4.75%

3.68%

3.53%

3.23%

2.85%

2.56%

2.36%

1.58%

Infrastructure




Housing Sector

Water transport

Civil engineering


Mining of metal ores

Accommodation



3.62%

11.46%

18.10%

49.14%

17.68%


AAA45.51%

AA+9.81%

AA2.43%

Gilts42.25%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

Apr‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jun‐14

Sep‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.94%

Equity29.85%

MM & Others5.21%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionExpress Balanced Fund 1.64% 2.52% 1.27% 11.43% 14.69% 12.32% 9.94%

Benchmark 1.49% 2.49% 1.23% 11.54% 14.27% 11.72% 9.33%

20.00%

13.16%

4.75%

3.68%

3.53%

3.23%

2.85%

2.56%

2.36%

1.58%

Infrastructure




Housing Sector

Water transport

Civil engineering



Accommodation



3.62%

11.46%

18.10%

49.14%

17.68%


AAA45.51%

AA+9.81%

AA2.43%

Gilts42.25%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

Apr‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Nov‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jun‐14

Sep‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.94%

Equity29.85%

MM & Others5.21%






January 29, 2014 ULIF 024 11/12/13 SUD‐LI‐BL2 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Plus & Wealth Builder Plan Rs.106.45.Cr

Portfolio % to AUM

`



ICICI Bank Ltd 1.64% 40% 100% 63.52%







ITC Ltd. 1.15%

HDFC Bank Ltd 1.13%



Debt 63.52%

Gilts & SDL 39.72%

GOI 36.03%





HDFC LTD. 3.96%


BALANCED PLUS FUND - JULY 2015

MM & Others

Equity

Debt

To optimize returns over medium to long term, by aiming balance between risk and return, through investments

in high quality equity and debt instruments.

Asset Mix


Actual

AAA31.58%


Debt63.52%

Equity31.36%

MM & Others5.13%








IRFC LTD. 1.28%

INDIAN OIL CORPORATION LTD 1.19%


MM & Others 5.13%

Total 100.00%

`

10.46%

10.38%

5.37%

4.92%

4.47%

3.13%

2.38%

2.38%

2.05%

1.92%

Infrastructure



Housing Sector

Civil engineering




Water transport




1.04%

6.32%

14.44%

46.48%

31.71%


AAA31.58%

AA+5.88%

Gilts62.53%


9.90

10.10

10.30

10.50

10.70

10.90

11.10

11.30

11.50

11.70

11.90

12.10

12.30

12.50

12.70

12.90

Jan‐14 Apr‐14 Jul‐14 Oct‐14 Jan‐15 Apr‐15 Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt63.52%

Equity31.36%

MM & Others5.13%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBalance Plus Fund 1.87% 2.54% 1.25% 10.36% ‐ ‐ 16.75%Benchmark 1.49% 2.49% 1.23% 11.54% ‐ ‐ 15.98%

10.46%

10.38%

5.37%

4.92%

4.47%

3.13%

2.38%

2.38%

2.05%

1.92%

Infrastructure



Housing Sector

Civil engineering




Water transport




1.04%

6.32%

14.44%

46.48%

31.71%


AAA31.58%

AA+5.88%

Gilts62.53%


9.90

10.10

10.30

10.50

10.70

10.90

11.10

11.30

11.50

11.70

11.90

12.10

12.30

12.50

12.70

12.90

Jan‐14 Apr‐14 Jul‐14 Oct‐14 Jan‐15 Apr‐15 Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark

Debt63.52%

Equity31.36%

MM & Others5.13%






January 20, 2010 ULIF 012 20/01/10 SUD‐LA‐BN1 142

Products : AUM :

Rs. 197.86 Cr

Portfolio % to AUM

`

Debt 94.35% Minimum Maximum

Gilts & SDL 39.19% 80% 100% 94.35%

GOI 32.95% 0% 20% 5.65%






NATIONAL THERMAL POWER CORPORATION 3.66%


IL & FS LTD. 3.52%

M & M FINANCIAL SERVICES LTD. 3.46%



HDFC LTD. 2.60%



APEX BOND FUND - JULY 2015

DEBT

MM & Others

Particulars

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix




Benchmark :



Debt94.35%

MM & Others5.65%


AAA40 31%Gilts






TATA CAPITAL FINANCIAL SERVICES LTD 1.53%


L&T HOUSING FINANCE LIMITED 1.29%

MRF LTD. 1.28%



CHENNAI PETROLEUM CORPORATION LTD. 1.01%


MM & Others 5.65%

Total 100.00%

`

20.17%

12.86%

7.54%

4.90%

4.03%

1.37%

1.28%

1.03%

1.02%

0.88%

Infrastructure


Housing Sector



Water transport


Accommodation


Civil engineering



2.48%

10.89%

15.70%

48.49%

22.44%


Debt94.35%

MM & Others5.65%


AAA40.31%

AA+14.33%

AA3.28%

AA‐0.54%

Gilts41.54%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.50

Jan‐…

Apr‐…

Jul‐10

Oct‐ …

Jan‐…

Apr‐…

Jul‐11

Oct‐ …

Jan‐…

Apr‐…

Jul‐12

Oct‐ …

Jan‐…

Apr‐…

Jul‐13

Oct‐ …

Jan‐…

Apr‐…

Jul‐14

Oct‐ …

Jan‐…

Apr‐…

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Bond Fund 1.22% 1.28% 2.39% 11.26% 10.23% 8.92% 7.98%

Benchmark 1.20% 1.68% 3.12% 11.38% 10.66% 8.91% 7.90%

20.17%

12.86%

7.54%

4.90%

4.03%

1.37%

1.28%

1.03%

1.02%

0.88%

Infrastructure


Housing Sector



Water transport


Accommodation


Civil engineering



2.48%

10.89%

15.70%

48.49%

22.44%


Debt94.35%

MM & Others5.65%


AAA40.31%

AA+14.33%

AA3.28%

AA‐0.54%

Gilts41.54%


9.5010.0010.5011.0011.5012.0012.5013.0013.5014.0014.5015.0015.5016.0016.50

Jan‐…

Apr‐…

Jul‐10

Oct‐ …

Jan‐…

Apr‐…

Jul‐11

Oct‐ …

Jan‐…

Apr‐…

Jul‐12

Oct‐ …

Jan‐…

Apr‐…

Jul‐13

Oct‐ …

Jan‐…

Apr‐…

Jul‐14

Oct‐ …

Jan‐…

Apr‐…

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark





February 25, 2009 ULIF 004 25/02/09 SUD‐LI‐BN1 142 CRISIL Composite Bond Index ‐ 90%


Products : AUM :

Rs. 10.52 Cr

Portfolio % to AUM

`


Gilts & SDL 48.45% 80% 100% 95.72%

GOI 41.03% 0% 20% 4.28%

SDL GUJARAT 2.86%










M & M FINANCIAL SERVICES LTD. 3.99%

TATA SONS LTD 3 83%

BOND FUND - JULY 2015

Debt

MM & Others

To aim for stable returns over medium to long term by judicious mix of investments in Government securities

and high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix

Particulars


Tara.

Debt95.72%

MM & Others4.28%


AAA

Debt Rating Profile (% of Debt)TATA SONS LTD. 3.83%



RELIANCE INDUSTRIES LTD 2.88%


HDFC LTD. 1.00%


MM & Others 4.28%

Total 100.00%

`

15.08%

7.82%

6.81%

5.84%

5.82%

4.94%

0.96%

Infrastructure


Housing Sector


Civil engineering

Water transport




9.02%

16.47%18.46%

33.44%

22.60%


Debt95.72%

MM & Others4.28%


AAA45.21%

AA+4.17%

Gilts50.62%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Apr‐10

Jul‐10

Oct‐10

Jan‐11

May‐11

Aug‐11

Nov‐11

Mar‐12

Jun‐12

Sep‐12

Dec‐12

Apr‐13

Jul‐13

Oct‐13

Jan‐14

May‐14

Aug‐14

Nov‐14

Mar‐15

Jun‐15

NAV/U

NIT (Rs)



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBond Fund 1.14% 1.37% 2.51% 10.47% 10.04% 8.88% 7.56%Benchmark 1.20% 1.68% 3.12% 11.38% 10.66% 8.91% 7.48%

15.08%

7.82%

6.81%

5.84%

5.82%

4.94%

0.96%

Infrastructure


Housing Sector


Civil engineering

Water transport




9.02%

16.47%18.46%

33.44%

22.60%


Debt95.72%

MM & Others4.28%


AAA45.21%

AA+4.17%

Gilts50.62%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

17.50

18.50

Feb‐09

Jun‐09

Sep‐09

Dec‐09

Apr‐10

Jul‐10

Oct‐10

Jan‐11

May‐11

Aug‐11

Nov‐11

Mar‐12

Jun‐12

Sep‐12

Dec‐12

Apr‐13

Jul‐13

Oct‐13

Jan‐14

May‐14

Aug‐14

Nov‐14

Mar‐15

Jun‐15

NAV/U

NIT (Rs)






January 20, 2010 ULIF 016 20/01/10 SUD‐PA‐BN1 142

Products : AUM :

For New Dhruv Tara Products Rs. 12.06 Cr

Portfolio % to AUM

`


Gilts & SDL 40.55% 80% 100% 91.29%

GOI 34.43% 0% 20% 8.71%

SDL MAHARASHTRA 6.12%SDL (with < 1% exposure) 0.00%


RAYMOND LTD. 8.32%





NATIONAL THERMAL POWER CORPORATION 4.28%

CHENNAI PETROLEUM CORPORATION LTD. 4.16%



HDFC LTD. 1.74%Others (with < 1% exposure) 0.00%

INDIVIDUAL PENSION FUND APEX BOND - JULY 2015

DEBT

MM & Others

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and high

quality corporate debt of varying maturities and also in money market instruments.

Asset Mix


Actual

Benchmark :



Debt91.29%

MM & Others8.71%


AAA40.88%Gilts

44.42%


MM & Others 8.71%

Total 100.00%

`

21.25%

8.32%

6.80%

5.09%

4.16%

3.38%

1.74%

Infrastructure





Civil engineering

Housing Sector



14.62%

5.69%

18.72%

33.56%

27.41%


Debt91.29%

MM & Others8.71%


AAA40.88%

AA5.58%AA‐

9.12%

Gilts44.42%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark



Individual Pension Fund ‐ Apex Bond 1.16% 1.34% 2.28% 10.93% 9.90% 8.59% 7.67%

Benchmark 1.20% 1.68% 3.12% 11.38% 10.66% 8.91% 7.90%

21.25%

8.32%

6.80%

5.09%

4.16%

3.38%

1.74%

Infrastructure





Civil engineering

Housing Sector



14.62%

5.69%

18.72%

33.56%

27.41%


Debt91.29%

MM & Others8.71%


AAA40.88%

AA5.58%AA‐

9.12%

Gilts44.42%


9.50

10.50

11.50

12.50

13.50

14.50

15.50

16.50

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Jan‐11

Apr‐11

Jul‐11

Oct‐11

Jan‐12

Apr‐12

Jul‐12

Oct‐12

Jan‐13

Apr‐13

Jul‐13

Oct‐13

Jan‐14

Apr‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark





March 31, 2009 ULIF 008 31/03/09 SUD‐PI‐BN1 142

Products : AUM :

Rs. 5.09 Cr

Portfolio % to AUM

`


Gilts & SDL 44.27% 80% 100% 93.08%

GOI 23.45% 0% 20% 6.92%


SDL ANDHRA PRADESH 5.53%










MRF LTD. 4.15%



INDIVIDUAL PENSION FUND BOND - JULY 2015

Debt


MM & Others



Asset Mix


Actual

Benchmark :



Debt93.08%

MM & Others6.92%


AAA47.97%

Gilts47.56%





MM & Others 6.92%

Total 100.00%

`

14.30%

6.32%

6.04%

6.04%

5.93%

4.15%

3.97%

2.05%

Infrastructure


Civil engineering

Housing Sector




Water transport



10.64% 10.28%

36.72%

21.02%21.33%


Debt93.08%

MM & Others6.92%


AAA47.97%

AA+4.46%

Gilts47.56%


9.70

10.70

11.70

12.70

13.70

14.70

15.70

16.70

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Bond 1.03% 1.42% 2.74% 10.51% 10.04% 8.82% 7.53%

Benchmark 1.20% 1.68% 3.12% 11.38% 10.66% 8.91% 7.57%

14.30%

6.32%

6.04%

6.04%

5.93%

4.15%

3.97%

2.05%

Infrastructure


Civil engineering

Housing Sector




Water transport



10.64% 10.28%

36.72%

21.02%21.33%


Debt93.08%

MM & Others6.92%


AAA47.97%

AA+4.46%

Gilts47.56%


9.70

10.70

11.70

12.70

13.70

14.70

15.70

16.70

Mar‐09

Jul‐09

Oct‐09

Jan‐10

Apr‐10

Jul‐10

Oct‐10

Feb‐11

May‐11

Aug‐11

Nov‐11

Feb‐12

May‐12

Aug‐12

Dec‐12

Mar‐13

Jun‐13

Sep‐13

Dec‐13

Mar‐14

Jul‐14

Oct‐14

Jan‐15

Apr‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark





January 30, 2014 ULIF 020 11/12/13 SUD‐LI‐BN2 142

Products : AUM :

Rs. 61.84 Cr

Portfolio % to AUM

`


Gilts & SDL 58.42% 70% 100% 92.16%

GOI 52.65% 0% 30% 7.84%






HDFC LTD. 5.64%








L&T HOUSING FINANCE LIMITED 1.65%


MM & Others

For Dhan Suraksha Plus & Wealth Builder Plan

Asset Mix


Actual

Debt



Benchmark :


INDIVIDUAL LIFE INCOME FUND - JULY 2015

Debt92.16%

MM & Others7.84%


AAA26.22%






MM & Others 7.84%

Total 100.00%

Debt92.16%

MM & Others7.84%


AAA26.22%

AA1.97%

AA+8.43%

Gilts63.38%



8.50%

13.27%

46.86%

31.36%


9.50

10.00

10.50

11.00

11.50

12.00

Jan‐14

Feb‐14

Mar‐14

Apr‐14

May‐14

Jun‐14

Jul‐14

Aug‐14

Sep‐14

Oct‐14

Nov‐14

Dec‐14

Jan‐15

Feb‐15

Mar‐15

Apr‐15

May‐15

Jun‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


7.80%

7.28%

5.11%

4.20%

3.60%

2.61%

2.59%

1.18%

1.15%

0.82%

Infrastructure

Housing Sector

Civil engineering




FDCD Non Promoter Group

Water transport

Accommodation



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Life Income Fund 1.13% 0.95% 1.89% 10.81% ‐ ‐ 11.59%

Benchmark 1.17% 1.70% 3.18% 11.23% ‐ ‐ 11.64%

Debt92.16%

MM & Others7.84%


AAA26.22%

AA1.97%

AA+8.43%

Gilts63.38%



8.50%

13.27%

46.86%

31.36%


9.50

10.00

10.50

11.00

11.50

12.00

Jan‐14

Feb‐14

Mar‐14

Apr‐14

May‐14

Jun‐14

Jul‐14

Aug‐14

Sep‐14

Oct‐14

Nov‐14

Dec‐14

Jan‐15

Feb‐15

Mar‐15

Apr‐15

May‐15

Jun‐15

Jul‐15

NAV/U

NIT (Rs)


NAV Benchmark


7.80%

7.28%

5.11%

4.20%

3.60%

2.61%

2.59%

1.18%

1.15%

0.82%

Infrastructure

Housing Sector

Civil engineering




FDCD Non Promoter Group

Water transport

Accommodation






June 03, 2011 ULIF 018 03/06/11 SUD‐UL‐DP1 142

Products : AUM :

Dhan Suraksha Express, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3,Dhan Suraksha

Plus & Wealth Builder Plan Rs. 421.60 Cr

Portfolio % to AUM

Debt & MM 100.00% Minimum Maximum

Gilts & SDL 62.22% 60% 100% 62.22%

GOI 37.35% 0% 40% 37.78%

SDL KARNATAKA 11.97%

SDL GUJARAT 6.40%

SDL ‐ HARYANA 3.73%SDL ‐ MADHYA PRADESH 1.20%SDL MAHARASHTRA 1.18%SDL (with < 1% exposure) 0.39%

MM & Others 37.78%

DISCONTINUED POLICIES FUND - JULY 2015

Government Securties

MM & Others

To ensure safety and liquidity of funds and to generate the returns over and above defined regulatory

minimum rate of return of 4% per annum.

Asset Mix

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index

35% *


Actual

MM & Others37.78%


69.74%




Discontinued Policies Fund 0.61% 1.91% 3.63% 8.62% 8.92% 7.92% 8.03%

Benchmark 0.64% 2.04% 3.98% 8.91% 9.50% 8.38% 8.48%

Note: * Crisil Liquid Index 100% upto May 2013

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% from June 13 onwards

Govt. Securties62.22%

MM & Others37.78%


9.80

10.10

10.40

10.70

11.00

11.30

11.60

11.90

12.20

12.50

12.80

13.10

13.40

13.70

14.00

Nov‐

11

Feb‐

12

May‐

12

Aug‐

12

Nov‐

12

Feb‐

13

May‐

13

Sep‐

13

Dec‐

13

Mar‐

14

Jun‐14

Sep‐

14

Dec‐

14

Apr‐

15

Jul‐15

NAV/U

NIT (R

s)

NAV Performance (Since Nov 01, 2011)

NAV Benchmark

< 1 year > 10 years 1‐3 years 3‐5 years 5‐10 years

17.15%

1.89%

69.74%

8.62%2.60%





Risk Factors

• This document has been prepared for providing general information only.

• Unit Linked Life Insurance products are different from traditional insurance products and

are subject to various risk factors.

• Unit linked policies are subject to market risks associated with capital markets and NAVs

of units may go up or down based on the performance of fund and factors influencing

the capital market and the customers have to consider this aspect while taking any

decision.

• Customers should take into account their personal investment objectives, risk appetite

and other aspects of their financial situation before making an investment decision.

• Customers are advised to note that the details are based on past performance and are

not indicative of its future prospects or returns.

• SUD Life shall not be responsible for any losses caused or any claims that arise due to

investments made based on this document.

• All efforts have been made to ensure accuracy of the contents of this document,

however, SUD Life shall not be held responsible for any errors or omissions.


Disclaimers related to Benchmark Indices

CRISIL Composite Bond Index and CRISIL Liquid Fund Index

CRISIL has taken due care and caution in compilation of data. Information has been obtained by CRISIL

from sources it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or

completeness of the information and is not responsible for any errors or omissions or for the results

obtained from the use of such information. CRISIL is not responsible for any errors in data reproduction.

CRISIL especially states that it has no financial liability whatsoever to the subscribers/ users/ transmitters/

distributors of this bulletin.

CNX NIFTY

“The Individual Life, Pension Life, Individual Apex Life Pension Apex Life funds, Blue Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund and Individual Life Express Balanced Fund related to Equity, Growth and Balanced schemes, offered by SUD Life Insurance Co. Ltd are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL").

Neither IISL nor CNX Nifty and its affiliates makes any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) to the owners of aforesaid schemes or any member of the public regarding the advisability of investing in securities generally or in aforesaid schemes linked to CNX Nifty Index or particularly in the ability of the said Index to track general stock market performance in India”.

Fact Sheet Ver.02 - June-2015-New logo Fact Sheet July... · 2019. 11. 7. · Performance Summary...

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