Experts Answer Critical Small Business Questions EVP and ... · Riley Gardner Senior Credit Analyst...

Experts Answer Critical Small Business Questions

Small businesses across the Greater Sacramento region and communities in the area are not only dealing with

pivoting to try and keep businesses afloat, but are also working to determine the best course of action to protect

their business or to close it with the least losses possible, while working to protect their employees. GSEC Board

representatives are some of the most knowledgeable individuals in the banking and human resources fields who can

help connect the dots between the COVID-19 disaster relief program information being circulated and practical

applications for business.

Jeffrey AdamskiEVP and Senior Loan OfficerFirst Northern Bank

Riley GardnerSenior Credit AnalystRiver City Bank

Cassandra FerranniniPartnerDowney Brand

Also featuring opening and closing remarks from John Hidahl, District 1 Supervisor for El Dorado County; Don Ashton, CAO for El Dorado County; and Barry Broome, President & CEO of GSEC.

WEDNESDAY, APRIL 15, 20201 – 2 P.M.CLICK HERE TO REGISTER FOR ZOOM WEBINAROr enter bit.ly/GSEC.smallbiz into your browser

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Produced in coordination with El Dorado County, the El Dorado County Chamber, El Dorado Hills Chamber, and the Lake Tahoe South Shore Chamber

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Experts Answer Critical Small Business Questions

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PRODUCED IN PARTNERSHIP WITH:

Webinar Program1 p.m. Welcome

John HidahlDistrict 1 SupervisorEl Dorado County

1:05 p.m. Banking Solutions in Action: Facilitating Access to Critical Business Support Programs

1:30 p.m. Personnel Considerations: Human Resources Practices Amid COVID-19

1:50 p.m. Open Q&A Period 2 p.m. Closing Comments

Don AshtonChief Administrative OfficerEl Dorado County

Produced in partnership with:

Hon. John HidahlSupervisor El Dorado County, District 1

OPENING REMARKS


BANKING SOLUTIONS IN ACTION

Riley Gardner Senior Credit AnalystRiver City Bank


Q: HOW QUICKLY WILL THE CURRENT AVAILABLE PPP FUNDING RUN OUT, AND WHEN CAN WE EXPECT MORE?



Q: WHY CAN’T I USE MY CREDIT UNION FOR STIMULUS RELATED LOANS? WHO IS LENDING TO ANYONE OTHER THAN EXISTING CUSTOMERS?



Q: WHAT MATERIALS SHOULD BUSINESS OWNERS HAVE IN HAND WHEN SUBMITTING A PPP APPLICATION?



Q: ARE THE PPP LOANS FORGIVABLE IF THERE IS NO DEMONSTRATED HARDSHIP? WHAT ARE THE RULES AND WHO MAKES THEM?



Q: DO I TRY TO TAKE ADVANTAGE OF THE PAYCHECK PROTECTION PROGRAM, OR SEEK A DISASTER ADVANCE LOAN?



Q: MY COMPANY IS A NONPROFIT ORGANIZATION. HOW DOES THIS APPLY TO ME?



Q: I AM FAIRLY CERTAIN I WILL HAVE TO CLOSE MY BUSINESS - WHAT IS THE BEST WAY TO DO SO WITH MINIMAL LIABILITY?


Cassandra FerranniniPartner Downey Brand

PERSONNEL CONSIDERATIONS


Q: CAN WE TAKE THE TEMPERATURE AND ASK HEALTH RELATED QUESTIONS OF OUR EMPLOYEES AS THEY ARRIVE AT WORK?


Q: WHAT SHOULD OUR RESPONSE BE IF THE EMPLOYEE HAS COVID SYMPTOMS?


Q: WHAT SHOULD OUR RESPONSE BE IF THE EMPLOYEE CONFIRMS THAT SOMEONE THEY LIVE WITH HAS SYMPTOMS OR HAS BEEN DIAGNOSED POSITIVE FOR COVID-19?


Q: WE’VE HAD AN EMPLOYEE THAT HAS TESTED POSITIVE. WHO CAN WE TELL? WHAT SHOULD OUR NEXT STEPS BE?


Q: ARE WE AN ESSENTIAL BUSINESS?


Q: WHEN ARE EMPLOYEES ENTITLED TO FMLA AND SICK PAY UNDER THE NEW FEDERAL LAWS?


Q: WHAT ARE THE PROS AND CONS OF LAYING OFF EMPLOYEES VERSUS FURLOUGHING? WHAT IS BETTER FOR THEM, AND WHAT IS SAFER FOR MY BUSINESS?


AUDIENCE Q&A



Don Ashton Chief Administrative Officer El Dorado County

CLOSING REMARKS


AUDIENCE Q&A



SelectSacramento.comSelectSacramento.com/COVID19Resources

SelectSacramento.com/[email protected]

Today’s Program

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Experts Answer Critical Small Business Questions EVP and ... · Riley Gardner Senior Credit Analyst...

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