Professional Economic Growth Group

Experience the benefits ofbranch support combined withthe freedom of independence!

Working Together: Helping You DoWhat You Do BestIn today’s competitive environment, it’s difficult to find the time to handle current clients and attract new clients, while still tending to all the demands of an independent financial practice. You need a solution that helps you run your business more efficiently, paired with a full menu of non-proprietary products.

Professional Economic Growth Group (PEGG) is a full-service insurance and investment firm. Our team of tenured professionals can help you with client paperwork, office administration, marketing, and prospecting. This means you can spend your time focusing on what you do best – helping your clients pursue their dreams and financial goals.

Our ability to provide service and support is not restricted by an advisor’s geographical or office location, or by the size of his or her practice.

It’s All About YouPEGG offers an exceptional business model for today’s financial professionals. We are a wealth management firm providing a solid support platform for our Affiliates and Partners, focused on helping you stay on track as you progress toward your personal and professional goals. Our service-driven, back office professional team allows you to overcome both the common and not-so-common challenges you face during the evolution of your business.

We don’t believe in a “one size fits all” approach, and address the unique needs of our advisors with an on- demand suite of services. We believe this increases the likelihood of goal attainment, ongoing business success, and ultimate career fulfillment.

Empowering You to Do Your BestWe partner with advisors & firms who are concerned about business growth, succession planning, and the growing complexity of back office and compliance management. Our relationship with institutional custodians, Broker- Dealers and back office service providers is extensive; we use our position in the industry to help you navigate and apply high-quality resources to whatever challenges you will face today, tomorrow or at some point in the future.

Whether you are breaking out on your own, focusing on growing your business, or looking to create your legacy career, we’re here for you. We have the tools, resources and technology to help you reach both your business and personal goals.

Flexible IndependenceBy removing non-client-facing activities from your daily “To Do” list and managing Broker-Dealer and institutional platform relationships, we free up more time for you to focus on what you do best: working with clients and delivering financial advice.

Some advisors we work with prefer to stay completely independent, while still accessing pricing and technology through affiliation with our larger firm. Others seek to partner with our firm to access back office and business development support services.

Not all advisors need our full suite of services, nor do they want to be charged for add-ons which take away from their payouts or do nothing to enhance their bottom line. Our models provide both packaged and à la carte custom-izable services, able to meet your needs no matter what business transition point you are facing.

Striving for Excellence... TOGETHEROur collaborative environment is focused on consistent, thorough and personal support for each advisor, with a primary goal of delivering what we promise. As indepen-dent advocates for our advisors, our goal is to be an extra set of eyes and ears for them. We want to anticipate advisors’ needs and solve problems before they arise. We work to meet – and then exceed – our advisors’ expectations.

About PEGGYou work hard to earn money, build client loyalty and create a thriving practice, and we believe you should reap more rewards from your hard work. Our closely-knit team of independent financial professionals has a common goal of providing customized, comprehensive financial planning solutions. We adhere to the highest standards of ethics and integrity in the interactions with our clients, teammates, the industry, and the community. We know what we do each day is hard work, requiring great personal commitment and attention to detail. That’s why we make sure our advisors keep more of what they earn.

How Our Advisors BenefitWe’re confident you’ll find that partnering with our team will provide an environment where you can prosper and grow in the direction that’s best for you and your clients.

What you will experience: • Plug & Play – well-established, turnkey branch

providing a professional office environment, marketing, branding, referral generation, wealth

management, investment and insurance products, training and staffing infrastructure • Dynamic Technology – cutting-edge solutions

provide 24/7 account access and free mobile apps • Compensation – greater/fairer income possibilities • Independence – build your business your way as

an independent entrepreneur • Product Flexibility – deliver a wide range of

advisory services and extensive financial products • Varied Expertise – ability to work in a team

environment where you can leverage the specialties of others or utilize corporate accounts • Client Acquisition Programs – programs and

services to support acquiring a book of business • Financial Plan – create and consult to produce a

comprehensive financial plan reflecting client goals • Comprehensive Client Service Deliverable –

create and consult to produce a comprehensive, customized service model deliverable utilized in

client reviews • In-House B/D Succession Platform – platform

to sell financial planning practice to existing B/D branch when exit strategy is desired • Benefits – benefits are available based upon

specific production requirements and include: – A selection of medical, dental & vision plans – Health Savings Account – Medical Flexible Spending Account – Agents 401k with company match – Personal & family group life insurance – Voluntary long-term disability – Professional designation reimbursement

The Many Advantages of Joining a Branch

Like most successful advisors, you’re in this industry because helping your clients plan their financial futures is your passion. Unfortunately, sometimes “the business of running a business” can keep you from doing what you do best.

Joining PEGG’s branch is a great way for you to access the services of our top-tier B/D while getting local attention and support. We want to make it easier for you to: • Meet the needs of your clients • Build your practice • Increase your revenue

Overhead Costs – The costs associated with technology, compliance and business development continue to rise every year. Affiliation with an established branch can help you control these costs and better manage a state-of-the-art financial services practice.

Payout Structure – An advantage of affiliating with our independent wealth management firm is our flex-ibility to negotiate payout options. We will negotiate a payout structure with you or your producer group that is extremely competitive.

Succession Planning – Another advantage to consider is our expertise with succession planning. If you’re think-ing about retiring in a few years, you are likely asking yourself “Who can I trust to take care of my clients and provide me with a fair price for my book?” Our team can help you develop contingency plans for retirement or life’s unexpected events. These plans will address such questions as: • What happens to my clients? • How do I leverage my practice to maximize its value? • How do I find a buyer for my practice? • How do I set up an income stream? • How do I set up a business continuation plan?

Note: Payout structures and compensation are provided through the broker/dealer.

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Af�liating with usgives you access to:

Let’s Grow, Together!

Affiliating with usgives you access to:

The Resources You Need to ThriveProfessional financial advisors face many challenges in trying to best meet their clients’ needs. Professional Economic Growth Group offers you a unique and valuable combination of an experienced support structure and a culture of independence.

PEGG is a full-service wealth management firm offering you a diverse and comprehensive menu of services and support: • Business operations • Joint field work • Customer service • Case design • Financial planning strategies • Meeting preparation • Business development • Business processing & follow up • Professional growth • Marketing and Advertising assistance & submission

We provide a wide range of support services aimed at helping you stay focused on your clients while minimizing the time and energy you spend on non-revenue producing activities. Our goal is to serve as your primary point of contact on all business relating to your insurance vendors and the broker/dealer. You’ll have access to all the resources you need to process client business, review investment strategies, and remain compliant with industry rules and regulations.

We utilize a wide range of products and services from world-class providers to help you provide best-in-class solutions:

INVESTMENT MANAGEMENT PERSONAL PLANNING STRATEGIES • Managed Accounts • Retirement Funding/Distribution • Mutual Funds • College Funding • Stocks and Bonds • Investment Strategies • Variable and Indexed Annuities • Income Tax Strategies • REITs • Cash Flow Strategies • Alternative Investments and Strategies • Estate Planning • Social Security Benefit Analysis

INSURANCE SOLUTIONS • Life Insurance BUSINESS PLANNING STRATEGIES • Whole Life • 401k Profit Sharing Plans • Guaranteed Universal Life • Business Continuation Planning • Indexed Universal Life • Simple/SEP Plans • Term • Executive Benefits • Disability Insurance • Long Term Care Insurance • Health / Dental / Vision / Hearing

Your PEGG team is comprised of dedicated and experienced professionals, committed to a mutually-beneficial, long-term relationship. With broad, deep resources and seasoned experience with supporting advisors, our goal is to help you run an efficient, productive and enjoyable practice. Let’s explore the various opportunities to enhance your business.

Tap into the resources you need to make your day-to-day work life more enjoyable. Experience greater personal fulfillment, deeper client satisfaction, and more

time to spend on personal activities outside the office.

Partnering with an Industry-Leading Broker/DealerPEGG has taken great care in selecting the business services providers we count on to keep our systems running at optimal levels. One of the most important service partner for any wealth management firm is the choice of Broker-Dealer, and we chose to partner with Securities America. Founded in 1984, Securities America is based in Omaha, Nebraska, and is one of the largest independent general securities broker/dealers in the nation. Securities America offers a wide range of investment products and services, and is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investors Protection Corporation (SIPC). Securities America Advisors, Inc., the advisory services division of the company, was founded in 1993 and is an SEC Registered Investment Advisor firm.

With approximately 2,500 independent financial professionals nationwide, everything Securities America does revolves around helping advisors deliver the best financial products, services and counsel to clients. The company’s mission is to help indepen-dent advisors provide clients with quality financial advice for life.

Securities America is a subsidiary of Ladenburg Thalmann Financial Services, founded in 1876 (and a New York Stock Exchange member since 1879). Through Ladenburg, independent financial advisors have access to Wall Street capabilities more typically associated with wirehouses, like: • Fixed Income Desk • Investment Banking • Proprietary Equity Research • Syndicate Offerings • Asset Management Support • Advisor-friendly Trust Services

Through Securities America, we are able to provide our advisors with access to a wide range of programs and services, including award-winning technology with free mobile access, proven practice management programs that can improve business growth by more than 30 percent, first-to-market retirement income distribution tools and programs, customizable marketing tools, and much more.

The Power of Dual ClearingSecurities America helps ensure your independence as a business professional and financial advisor by providing the ability to clear business through two distinct platforms. Securities America has built strong relationships with National Financial Services, LLC, Member NYSE/SIPC and Pershing, LLC, member FINRA, NYSE, SIPC, and a subsidiary of The Bank of New

York Mellon Corporation. Equally powerful and equally unique, these two different clearing platforms give you the ability to select which

company best meets your mix of business, your style of doing business, and your personal preferences. You

can go about your daily business assured that your practice and the safety of your clients’

assets will not be negatively impacted by a clearing conversion.

buying or selling a practice, starting with the importance of planning. Knowing what your practice is worth, how to prove what it’s worth, and how you want to structure the sale of your business (protecting both yourself and your heirs), are just some of the important steps.We can help you put these critical plans in place.

Consultation & TrainingPEGG provides business consulting, back office training and plan execution through our executive-level operations and leadership team. Customization is inherent, as we recognize you deal with a rapidly changing business environment. Please ask your transition coordinator for a detailed recommendation request form.

Main performance consulting areas include: • Operations/Business Expansion Planning • Recruiting • M&A • Client Acquisition Programs

Referred to as a “vanguard in practice management” by Cerulli Associates, Securities America’s proven practice management programs are ever-evolving. They provide proven ideas, solutions and consultations that can help you manage a more effective, profitable and satisfying practice. Coaching programs include, but aren’t limited to: • JumpStart Marketing Coaching • Next Level Coaching • NextPhase™ Income Distribution Coaching • Associate Advisor Training • Practice Acquisition/Succession/Continuity • Individual and Team Assessments

Continuity, Succession & Acquisition

Minimize downtime and ensure your legacy.What plans do you have in place should you experience a catastrophic structure fire or weather-related disaster? How would your business operate if you were seriously injured in a car crash? Continuity of operations in the event of any type of disruption is a fundamental require-ment for your business.

Succession Planning is equally important. Protecting yourself from the unexpected is often something advisors forget to do. You might assume your partner or assistant (if you have either) knows what to do in the event of a short-term disability. But without a plan in place, business can come to a screeching halt, or worse! Clients can become frustrated and take their business elsewhere.

Scarier still is the worst-case scenario of your unexpected death. In the absence of a formal plan, your spouse or your estate will be burdened with the decision of what to do with your book of business – and without an industry license, your family will not be able to receive fee income from your business and it could lose most, if not all, of its value. What you’ve worked so hard to build could crumble.

Are you looking at growing your business through a practice acquisition? Or, are you preparing to sell your book of business? Securities America’s Practice Transition Center’s library of videos and tools will help you understand the separate but interrelated concepts around

Supporting Independent Financial AdvisorsIf you are an experienced financial advisor looking for the support you need to grow your practice,

and the independence to run your business your way, then call Professional Economic Growth Group today. Don’t miss this opportunity!

Call today and Reap the Rewards ofProven, Professional Support!

75 Lane Road, Suite 400 • Fairfield, NJ 07004Ph: 973.830.3195 • Fax: 973.830.3196

www.pegginc.com • info@pegginc.com

Registered Representatives offer Securities through Securities America, Inc., Member FINRA/SIPC. Investment Advisor Representatives offer Advisory Services through Securities America Advisors, Inc. Professional Economic Growth Group and the Securities America companies are separate entities. For broker/dealer use only. Securities America and its advisors do not provide tax or legal advice. Consult a professional for your unique needs.