Exam for Interns

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John G. Hirschy & Associates, Inc. “Why do I want to take this Exam?” 1. There will be relatively few that will take the exam, putting you in a better position to be hired. 2. Only those who do well on the exam will be considered for the position. 3. The exam is a two-way screening tool – revealing some of your skills and talents, and providing you with some feeling for what the job will require. ______________________________________________________________________________ The firm is a commercial real estate firm with the following primary operations. Operations Approx. % of Revenue Property Tax Consulting 73% Real Estate Appraisals 23% Brokerage 0% Property Management & Other Sources 4% A significant portion of the property tax consulting work is with residential property. The position is open for a summer intern assisting with the residential accounts for property tax work. During the summer months the firm is composed of the business owner, five to six full-time associates, and three contractors. The summer internship is a full-time temporary position within the firm. The firm is currently 30 years old. The firm is located in Coppell, to the northeast of the DFW Airport, in the Dallas, Texas area. The summer intern position is a full-time (40+ hours per week) position. There will be periods when the workload will most likely require approximately 50 hours per week. The employment period is from May 1, 2015 until the second week of July or so (when the work dwindles to a very low level). The firm completes a substantial amount of property tax consulting business during the months of May, June and July. No vacations will be permitted during these months. The summer intern, as a part of her/his responsibilities, will be screening residential property tax accounts for over-assessment, developing cases for presentations, signing-up new accounts as owners/managers call for property tax help and assisting in all aspects of office work. Additionally, if an associate is licensed, he or she will be negotiating values with Central Appraisal District staff appraisers and making presentations before Appraisal Review Boards. (This is exciting work!!!) ___________________________________________________________________________________ If the above description of the firm and position is attractive to you, please take the following exam. The exam has two parts: Math & Maps; and Ethics, Business Practices, and Computers. The two parts of the exam are not timed, but the exam should take roughly one to two hours to complete. Please type the narrative answers using a computer. Return the exam to [email protected]. You can also mail the exam to P.O. Box 2009, Coppell, TX 75019 or fax it to (972) 304-0811. Please include your resume with the exam. Thank you for your interest in the position.

Transcript of Exam for Interns

  • John G. Hirschy & Associates, Inc.

    Why do I want to take this Exam?

    1. There will be relatively few that will take the exam, putting you in a better position to be hired.

    2. Only those who do well on the exam will be considered for the position.

    3. The exam is a two-way screening tool revealing some of your skills and talents, and providing you with some feeling for what the job will require.

    ______________________________________________________________________________

    The firm is a commercial real estate firm with the following primary operations.

    Operations Approx. % of Revenue

    Property Tax Consulting 73% Real Estate Appraisals 23% Brokerage 0% Property Management & Other Sources 4%

    A significant portion of the property tax consulting work is with residential property. The position is open for a summer intern assisting with the residential accounts for property tax work. During the summer months the firm is composed of the business owner, five to six full-time associates, and three contractors. The summer internship is a full-time temporary position within the firm. The firm is currently 30 years old. The firm is located in Coppell, to the northeast of the DFW Airport, in the Dallas, Texas area. The summer intern position is a full-time (40+ hours per week) position. There will be periods when the workload will most likely require approximately 50 hours per week. The employment period is from May 1, 2015 until the second week of July or so (when the work dwindles to a very low level). The firm completes a substantial amount of property tax consulting business during the months of May, June and July. No vacations will be permitted during these months. The summer intern, as a part of her/his responsibilities, will be screening residential property tax accounts for over-assessment, developing cases for presentations, signing-up new accounts as owners/managers call for property tax help and assisting in all aspects of office work. Additionally, if an associate is licensed, he or she will be negotiating values with Central Appraisal District staff appraisers and making presentations before Appraisal Review Boards. (This is exciting work!!!) ___________________________________________________________________________________ If the above description of the firm and position is attractive to you, please take the following exam. The exam has two parts: Math & Maps; and Ethics, Business Practices, and Computers. The two parts of the exam are not timed, but the exam should take roughly one to two hours to complete. Please type the narrative answers using a computer. Return the exam to [email protected]. You can also mail the exam to P.O. Box 2009, Coppell, TX 75019 or fax it to (972) 304-0811. Please include your resume with the exam. Thank you for your interest in the position.

  • INFORMATIVE EXAM FOR POTENTIAL SUMMER ASSOCIATES & SUMMER INTERNS

    Date APPLICANT MUST HAVE A GOOD KNOWLEDGE OF MICROSOFT WORD & EXCEL. A GOOD KNOWLEDGE OF MICROSOFT ACCESS IS A SIGNIFICANT PLUS FOR EMPLOYMENT. THERE IS NO REASON TO APPLY FOR THE POSITION UNLESS YOU HAVE AT LEAST AN AVERAGE KNOWLEDGE OF WORD & EXCEL.

    MATH & MAPS The ability to do basic real estate math and the ability to use maps, architectural and engineering drawings are essential skills for the summer intern position within this firm. A deficiency in any one area will disqualify the applicant for the position. Passing the exam does not qualify the applicant for the position. The exam is one screening tool in seeking a qualified applicant for the position. Passing the first and second parts of the exam qualify the applicant for further consideration. You will need a financial calculator or know financial math for parts of the math portion of the exam.

    Minimum Passing Grade

    1. Basic Real Estate Math 80% 2. Map / Plat Skills 80%

    I certify that I have not received assistance from anyone nor any reference material (other than a financial calculator) in answering the questions in this exam. I certify that the answers in the following exam are from my personal efforts alone. Signature Please provide your name, home address, and phone numbers in the space below so that we can let you know the results of the exam. Please provide a copy of your resume with the exam. Thank you again, and good luck.

    Name Street City, State ZIP Phone Number E-mail Address

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 2 Basic Real Estate Math 1. A lot measuring 130 feet by 200 feet recently sold for $71,500. What was the selling price per

    square foot? A) $2.75 B) $5.50 C) $275 D) $550

    2. A house has a living area of 1,900 square feet. An attached garage has a total area of 420 square feet. The building has an expected life of 50 years and an effective age of five years. The lot is worth $15,000. If it costs $50/SF to reproduce the living area and $25/SF to reproduce the garage on a square foot basis, what is the indicated value of the property? A) $94,950 B) $105,500 C) $109,950 D) $120,500

    3. A property sold for $145,000 with $30,000 down and the balance in the form of a purchase-money

    mortgage (seller financing) at 8 percent for 15 years with monthly payments. Shortly after the sale of the property, the seller sold the mortgage to an investor for $105,000. The price paid by the investor for the mortgage was based on the current market rate for mortgages. What is the cash equivalent selling price for the property? A) $105,000 B) $115,000 C) $145,000 D) $135,000

    4. A commercial building leases for $3,000 per month. If the building's dimensions are 60 feet by 80

    feet, what is the annual rent per square foot? A) $0.63 B) $1.00 C) $7.50 D) $12.00

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 3 Basic Real Estate Math Continued 5. A two-story office building leases for $16 per square foot per year. The first floor is 80 feet by 100

    feet, and the second floor is 80 feet by 80 feet. What is the annual rent for the building? A) $19,200 B) $128,000 C) $230,400 D) $256,000

    6. A property has an assessed value of $45,000. If the assessment is 36% of market value, what is the

    market value? A) $45,000 B) $16,200 C) $125,000 D) None of the above

    7. The annual property tax on a parcel of land is $756. The taxing authority assesses land at 60% of

    its market value. If the tax rate is $1.80 per $100, what is the estimated market value of the land? A) $42,000 B) $58,800 C) $70,000 D) $75,600

    8. Which of the following is another word for average?

    A) Mean B) Median C) Mode D) Standard deviation

    9. The mean of five house sales prices of $100,000, $75,000, $175,000, $200,000, and $150,000 is: A) $140,000 B) $150,000 C) $700,000 D) $175,000

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 4 Basic Real Estate Math Continued 10. The median of the house sales prices in question 9 is:

    A) $140,000 B) $150,000 C) $700,000 D) $175,000

    11. The aggregate of the house sales prices in question 9 is:

    A) $140,000 B) $150,000 C) $700,000 D) $175,000

    12. The difference between the highest and the lowest variants is the:

    A) mean B) mode C) median D) range

    13. Ranking the variants from high to low, the center of all variants is the:

    A) mean B) mode C) median D) range

    14. The most frequently occurring variant is the:

    A) mean B) mode C) median D) range

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 5 Basic Real Estate Math Continued The following drawing is for questions 14 through 16.

    15. What is the square footage of the garage? A) 96 B) 552 C) 648 D) 46

    16. What is the square footage of the covered porch?

    A) 72 B) 120 C) 192 D) 64

    17. What is the square footage of the living area (whole building less garage and covered porch area)?

    A) 3,107 B) 3,645 C) 3,525 D) 3,659

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 6 Basic Real Estate Math Continued 18. What is the future value of $150 compounded annually at 15% in 15 years? (Round to the nearest

    dollar.) A) $1,221 B) $488 C) $7,137 D) $23

    19. To determine the value in eight years of an investment of $10,000 at 10% interest compounded

    annually, the applicable factor is: A) 2.143589 B) 2.357948 C) 1.948717 D) 2.182875

    20. Calculate the monthly payment required to amortize a loan of $270,000 at 9.5% interest for a term

    of 40 years. A) $218.72 B) $2,187.17 C) $221.43 D) $2,214

    Bonus Question:

    21. A property valued at $200,000 produces a net operating income of $24,000 per year. What percentage of value (rate) does this property earn? A) 10% B) 12% C) 15% D) 8%

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 7 Map / Plat Skills 1. On a map, which direction is typically north?

    A) Top of map B) Bottom of map C) Left side of map D) Right side of map E) None of the above

    2. When traveling east on a road, and you want to turn south at a cross-street, which way would you turn? A) Left B) Right

    3. How would you rate your ability to use a street map, and to find your way around a community by the use of a street map? A) Excellent (Parachute me anyplace in the world, and I can find my way home by the use of maps

    alone (no directions from the locals)) B) Good (Tell me the address, and the map will tell me how to get there) C) Average (Tell me the address, outline the route to get there, and I can get there) D) Fair (Tell me the address, outline the route to get there, tell me some landmarks along the way,

    and I can get there) E) Poor (Just tell me how to get there, maps are confusing)

    On the following page is a map. Plot the following locations on the map, placing the Plot Number on the map with a pencil mark or other marker. Some of the locations have street addresses and others do not (such as land tracts). Plot Number Address/Location Mapsco Coordinate 4 SWC Pearl Street & McKinney Avenue 45-F 5 East Corner Randall Street & Bookhout Street 45-F 6 SE/S McKinney Ave, 72 NE of N St Paul Street 45-F 7 1900 St Paul Street 45-K 8 NE/S Boll Street, 171 SE of Thomas Avenue 45-G 9 2816 Thomas Avenue 45-G 10 900 Broom Street 45-J

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 8 Map / Plat Skills - Continued

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 9 Map / Plat Skills - Continued Answer the following questions based on the plat on the following page. 11. Which of the following most accurately is on the north side (corner) of the drawing? A. Top of page B. Bottom of page C. Right side D. Left side E. Top/Right F. Right/Bottom G. Left/Bottom H. Top/Left 12. Which of the following dimension(s) is (are) on the Houston Street road frontage? A. 194.88 feet B. 166.78 feet C. 4.75 feet D. 92.46 feet E. All of the above

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 10 Map / Plat Skills - Continued Top of Page

    Left Side

    Right Side

    Bottom of Page

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 11 Map / Plat Skills - Continued 13. How would you rate your skills using a MAPSCO? (This is the local DFW book map (atlas).)

    A) Excellent (Thoroughly skilled with MAPSCO and use them daily) B) Good (Skilled with using MAPSCO, such as planning a trip) C) Average (Somewhat skilled with maps in general and have used a MAPSCO) D) Fair (Have never used MAPSCO, but can follow a map without getting lost) E) Poor (Do not like using any maps, and generally find my way by asking for directions)

    14. Please briefly describe the shortest route from Point A to Point B using only directional descriptions. (Such as, turn north, or continue east two blocks, etc.)

    Point B

    Point A

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 12 Map / Plat Skills Continued 15. Determine the approximate straight distance (as the crow flies) from Point A to Point B, using the above map. Use the scale on the map, and the edge of paper or ruler to measure the distance.

    A) 2.5 miles B) 1.575 miles C) 3.125 miles D) 1.875 miles E) 1.275 miles

    16. What page and grid is the following address located in a MAPSCO?

    1254 W. 3rd Street, Irving, Texas

    A) Page 31B Grid Y B) Page 256 Grid P C) Page 31B Grid X D) Page 31B Grid W E) Page 31A Grid Z

    Using the plat map and flood plain map on the following two pages, please answer the following questions. The plat map overlays the flood plan map. 17. Is the lot identified as Point A in a flood plain?

    A) Yes B) No

    18. Is Point B in a flood plain or a flood way?

    A) Flood plain B) Flood way

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 13

    Point A

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 14

    Point B

  • Informative Exam for Potential Associates Continued Exam Part 1: Math & Maps Page 15 Map / Plat Skills Continued Please answer the following questions using the topography map below. 19. Which elevation is the highest?

    A) Point A B) Point B C) Point C D) Point D

    20. Which elevation is lowest?

    A) Point A B) Point B C) Point C D) Point D

    Point A

    Point D

    Point B

    Point C

  • Informative Exam for Potential Associates Continued Exam Part 2: Ethics, Business Practices & Computers Page 1 Ethics, Business Practices & Computers The grading of this part of the exam is subjective. Be honest in your answers. Use a computer to type the narrative answers. Ethics & Business Practices 1. It is acceptable to make personal calls regularly while working at the computer.

    A) True B) False C) Sometimes

    2. It is not "wrong" to mistakenly take a pen home, and then use that pen for personal purposes.

    A) True B) False C) Sometimes

    3. Would you find it degrading, irritating, or disturbing to change light bulbs, take out the trash, clean

    windows, vacuum, dust or do other basic office cleaning and maintenance tasks as a part of your position as an associate? A) Yes B) No

    4. Are you o.k. about doing things the company way instead of the way you personally would do it?

    A) Yes B) No

    5. On a scale of 1 to 10, how would you rate your abilities to work with details, where 10 is extremely

    high and 1 would be extremely low? ______________ 6. On a scale of 1 to 10, how would you rate your abilities to work in a multi-tasking environment

    (with periods of constant distractions) with a pleasant disposition, where 10 is extremely high and 1 would be extremely low? ______________________

    7. Do you use a calendar effectively?

    A) Yes B) No

  • Informative Exam for Potential Associates Continued Exam Part 2: Ethics, Business Practices & Computers Page 2 Ethics & Business Practices 8. Do you take written notes of things to be done, prioritize, and follow-through?

    A) Yes B) No

    9. Do you remain pleasant while working on tedious, boring tasks until the task is completed?

    A) Always B) Usually C) Sometimes D) Never

    10. Do you have a pleasant phone voice?

    A) Yes B) No

    11. Would you find it degrading, irritating or disturbing to find and use coupons for the purchase of

    company office supplies? A) Yes B) No

    12. Are you able and willing (when necessary) to pick-up and move a box of paper (10 reams of

    paper)? A) Yes B) No

    13. Are you able to comfortably work alone for long periods?

    A) Yes B) No

    14. In 100 to 600 words tell me what you do with your waking hours away from work (hobbies or

    other interests). Include day-to-day, weekly and special activities. Feel free to add details and examples. Attach your type written response.

    15. In 100 to 600 words tell me about your reading habits: types of literature, number of books (and

    periodicals) read per year, interest and reasons for reading. Feel free to add details and examples. Attach your type written response.

    16. Tell me about your real estate experience. Feel free to elaborate, but do not write more than 600

    words. Include real estate classes and real estate related classes, such as drafting, architecture, finance, urban land use, sociology, marketing, and other related classes. Also included actual experience, such as home buying, lending, property management, maintenance, home decorating, landscaping, investing, marketing, and other experiences. Attach your type written response.

  • Informative Exam for Potential Associates Continued Exam Part 2: Ethics, Business Practices & Computers Page 3 Ethics & Business Practices Computer Skills The following questions provide me with a feeling for your aptitude for computers and software used by this office. 1. How familiar are you with MS Word software?

    A) Excellent (Thoroughly skilled with all functions and capacities of the software) B) Good (Skilled with many of the functions and capacities of the software, such as merges with

    other software; use of frames, grids, imports, outlines, macros, and modifying the options for personal use; etc.)

    C) Average (Skilled with the basics, such as styles, formats, pitches, spell check, previews, margins, paragraphs, indents, outlining, etc.)

    D) Fair (Have used the software and can figure out what needs to be done) E) Poor (Have not used MS Word)

    2. How familiar are you with MS Excel software?

    A) Excellent (Thoroughly skilled with all functions and capacities of the software) B) Good (Skilled with many of the functions and capacities of the software) C) Average (Skilled with the basics) D) Fair (Have used the software and can figure out what needs to be done) E) Poor (Have not used MS Excel)

    3. How familiar are you with MS Access software?

    A) Excellent (Thoroughly skilled with all functions and capacities of the software) B) Good (Skilled with many of the functions and capacities of the software, such as making

    reports, queries, forms, and some programming) C) Average (Skilled at using forms and reports, and in making some types of queries) D) Fair (Have used the software and can figure out what needs to be done, usually) E) Poor (Have not used MS Access)

  • Informative Exam for Potential Associates Continued Exam Part 2: Ethics, Business Practices & Computers Page 4 Computer Skills 4. How would you rate your skill at using the internet as a research tool?

    A) Excellent (I have had great success in doing research on the internet) B) Good (I have had good success in doing research on the internet) C) Average (I use a search engine often to do research on the internet) D) Fair (I have toyed with using the internet for research) E) Poor (I have not used the internet for doing research)

    5. How would you rate your abilities to solve computer software problems, generally speaking?

    A) Expert B) Above Average C) Average D) Fair E) Poor

    6. How would you rate your abilities to solve computer hardware problems, generally speaking?

    A) Expert B) Above Average C) Average D) Fair E) Poor

    7. How do you feel about solving computer software and hardware problems, generally speaking?

    A) Eager B) Good C) So so D) Rather not E) Not even going to try

    8. Tell me about your computer experience. Feel free to elaborate, but do not include more than 600

    words. Include computer classes taken and how you have used the computer in business and at home. Tell me what you like and do not like about computers. Attach your response.

  • Page 1 QUALIFICATIONS

    Name: John Gideon Hirschy, MAI, CCIM Address: 1421 E. Sandy Lake Road, Suite 130 Phone: (972) 304-0909 Extension 106 Post Office Box 2009 Fax: (972) 304-0811 Coppell, Texas 75019-8009 E-Mail: [email protected] Tax ID No. 20-3274372

    Professional Services Offered:

    Appraisal Reviews Lease Brokerage/Tenant Representation Arbitration in Real Estate Valuation Disputes Litigation Support Commercial Real Estate Brokerage Property Tax Consulting Expert Witness in Real Estate Valuation Valuation Appraisals

    Employment: 8/85 to Present John G. Hirschy & Associates of Dallas. President/Owner. Fee real estate appraising. Commercial real estate brokerage, mortgage

    lending, and property tax consulting.

    12/84 to 8/85 Cushman & Wakefield Appraisal Division. Employed as a senior real estate appraiser of commercial properties.

    12/80 to 12/84 Bill C. Dotson & Associates, Inc. Employed as an associate appraiser of residential and commercial real estate.

    10/80 to 12/80 Independent fee appraiser for Phil Eklof, MAI, and Charles Mullinax, MAI, of Dallas, Texas

    Professional Affiliation: MAI, SRA in the Appraisal Institute (Since June 1985; Certificate No. 7156) Past President (Year 2004) of the North Texas Chapter (460 Members) Member of the International Right-of-Way Association Past President (Year 2001) of the North Texas Chapter 36 (202 Members) CCIM in the CCIM Institute (Since November 1999) Designated Realtor with the North Texas Commercial Association of Realtors

    Certification/License: Texas State Certified General Real Estate Appraiser, Certificate No. TX-1320470-G Texas Real Estate Broker, License No. 0285839 Texas Senior Property Tax Consultant, Registration No. 00002797

    Experience: Appraisal of major mixed-use developments, skyscrapers, offices, office/tech, office/warehouses, medical offices, mini-warehouses, parking garage, hotels-motels, restaurants, small and large shopping centers, shopping mall, service stations, day care centers, apartments, condominium complexes, single-family subdivisions, townhouse subdivision, large and small urban land tracts, small farm, and single-family residential property. Evaluation and feasibility analysis on condominium, apartment, and urban land use. Expert valuation witness in Texas Courts at Law. Special Commissioner (valuation arbitrator) in Texas Courts at Law. Property tax consulting experience. Commercial brokerage experience. Mortgage lending experience.

    Geographic Territory: Appraisals and appraisal reviews have been completed in Texas, Tennessee, Oklahoma, Louisiana, Arkansas, Kansas, New Mexico, Mississippi and California. In Texas, most appraisals have been completed in the Dallas/Fort Worth area, but appraisals have also been completed in Houston, Austin, San Antonio, Midland, Odessa, Wichita Falls, Conroe, Longview, Greenville, Port Arthur, Waco, Borger, McAllen and elsewhere.

  • Page 2 QUALIFICATIONS - Page 2

    Name: John Gideon Hirschy, MAI, CCIM

    Computer Literacy: The appraiser is skilled in the use of the following software programs. They are used in his every day appraisal and consulting practice.

    Microsoft Word, Word Processing Net Deed Plotter, Metes & Bound Plotter Microsoft Excel, Spread Sheet Analysis Apex Medina, Architectural Drawing Program Argus, Lease by Lease Analysis QuickBooks Pro 2011, Accounting Program Microsoft Access, Database System Various utility programs, Vista Ultimate FIOS Cable Internet Access

    Education: Brigham Young University, Provo, Utah Degree: B.S. in Business Management (April 1979)

    Graduate: Utah Graduate Realtors Institute Graduate: Lumbleau's Real Estate School

    Teaching Experience: Past speaker and appraisal instructor at two local educational institutions.

    Personal Items: Married Sharon Elizabeth Thompson in 1978. We have four daughters: Rachel, Eden, Laura, and Emma.

    Served The Church of Jesus Christ of Latter-day Saints as a full time missionary in the State of Washington from February 1974 to February 1976. Currently serving as an ordinance worker in the Dallas Texas Temple.

    Mentioned as a research contributor to David L. Habegger's 1994 publication of THE HIRSCHY GENEALOGY, The Descendants of Philip Hirschy (1787-1831) and Julianna Frey (1795-1839) [527 pages, roughly 15,000 names].

    Hobbies include: jogging, reading, family and church activities.

  • Page 3 QUALIFICATIONS - Page 3

    Name: John Gideon Hirschy, MAI, CCIM Articles Published: October 2009; Letter to the Editor in REAMUG Journal (Real Estate Analyst

    Microcomputer User Group).

    September/October 2009; Letters: Why not mandate disclosure? in the TEXAS REALTOR, page 6, by the Texas Association of REALTORS.

    January, April, May, July, September, November, & December 2004 newsletters; Presidents Message in The Professional Appraiser by the Appraisal Institute, North Texas Chapter

    September 2002; Free FEMA Maps Online in The Professional Appraiser by the North Texas Chapter of the Appraisal Institute

    January, February, March, April, May, September, October, & November 2001 newsletters; Presidents Message in the North Texas News by the International Right-of-Way Association North Texas Chapter 36

    October 1997; An Atlas of American Real Estate Appraisers in The Professional Appraiser by the North Texas Chapter of the Appraisal Institute

    April 1996; The Consumer Price Index Versus Real Estate Investment Surveys in The Appraisal Journal, page 221, by the Appraisal Institute

    April 1996; Interim Use Valuation in The Appraisal Journal, page 233, by the Appraisal Institute

    January 1996; SB-390 and the Restricted Appraisal Report in The Professional Appraiser by the North Texas Chapter of the Appraisal Institute

    Spring 1995; Monarch, Extracting Data From Text Files in The Quarterly Byte by the Appraisal Institute

    Summer 1994; Calendar Creator Plus 2.0 for Windows in The Quarterly Byte by the Appraisal Institute

    Winter 1994; The Move Toward Database Management Systems: Microsoft's Access 1.1 Can Help in The Quarterly Byte by the Appraisal Institute

    December 1993; Is Your Federal Institution Ordering the Appraisal? in The Professional Appraiser by the North Texas Chapter of the Appraisal Institute

  • Page 4

    CORPORATE, INSTITUTIONAL AND INDIVIDUAL CLIENTELE LIST BEGINNING AUGUST 1985 THROUGH THE PRESENT

    BANKS/SAVINGS/INSURANCE/CREDIT/MORTGAGE INSTITUTIONS Bank Dallas North First Bank of Coppell Prudential Home Mortgage Bank Jersey United First Bank of Carrollton Savings United Bank of America First City Bank Southwest Federal Savings Association Bank of the West First Consolidated Bank - Pleasant Run, NA Standard Federal Savings and Loan Bank One Mortgage First Gibralter Savings Bank State Bank & Trust Bluebonnet Savings Bank FSB First National Bank of Richardson Stockton Savings Association Central Life Assurance Company Lincoln National Bank Sunbelt Federal Savings Association Central Savings and Loan, Texas NationsBank Team Bank Consolidated Federal Bank, FSB NationsBank Trust Department Wilshire Credit Corporation Corsicana National Bank Navy Federal Credit Union Farmers Savings - Davis, California Prudential Insurance Company

    GOVERNMENT AND FEDERAL AGENCIES

    City of Arlington City of Lewisville General Service Administration City of Bedford Federal Asset Disposition Association Resolution Trust Corporation City of Dallas Federal Asset Management Company Texas Department of Transportation City of DeSoto Federal Deposit Insurance Corporation United States Department of the Navy City of Duncanville Federal Home Loan Mortgage Corporation United States Postal Service City of Flower Mound Federal National Mortgage Association City of Grand Prairie Federal Savings and Loan Insurance Corp.

    FIRMS/ORGANIZATIONS

    Able Mortgage Company Dallas Area Rapid Transit System Mortgage Western Aegon USA Realty Advisors, Incorporated Dauley & Associates New Church Alliance Mortgage Company David A. Dean & Associates, P.C. NorthCorp Realty Advisors Amerifirst Company Farmers Branch Church of Christ ONYX Management AMRESCO Management, Incorporated Del-Mar Development Corporation Pillar Real Estate Services Asset Technology Empire Relocation, Inc., Chicago, Ill. Schmidtz Carpet Care, Incorporated BEI/RITZ Real Estate Services First Cambridge Mortgage Corporation Subsidiary Consultants Carl I. Brown and Company Greater Mount Pleasant Baptist Church Texas Stock Tab Corporation The Church of Jesus Christ of Latter Day Saints Greyhound Company Tierra Properties Champion Mortgage Holliday Fenoglio Dockerty & Gibson TU Services Cliff Management Corporation Housing Relocators, Incorporated Varelco Corporation, Michigan Collins Concrete Company J.E. Roberts Company Vita Juice Products, Incorporated Condominium Associates Ken Davis Holding Company Woodsmen of the World

    ATTORNEYS/INVESTORS/DEVELOPERS/INDIVIDUALS

    Mr. Steve Anderson Mr. B. C. Godwin Mr. Avedis Minnassin Mr. Joe Bailey Mr. Charles Holubar Mr. Willie Morgan Mr. Mark Beck Mr. Ward Hunt Mr. Duey Murdock Mr. Jerome Bertrand Mr. T. Howard Jackson Mr. Phil Piland Mr. W. C. Bevers Mr. Al Johnson Mr. Bob Pritchet Mr. Richard Cope Mrs. D. Johnson Mr. Migual Reyna Mr. James D. Fuller Mr. Thomas G. Jones Mr. Jimmy Townsell Mr. Tom Garrison Mr. Joel Kolbensvik Mr. Larry Gibbons Mr. Charles McCommas