Cybersafety

• Email spam, junk, scams, fraud, money transfers, fakes, phishing

• Advertising pop-ups, customised, inappropriate, hoax, scams, intrusive

• Device security malware, virus, adware, spyware, worm, trojan, hacking

• Personal security privacy, bullying, trolls, grooming, stalking, reputation, tracking

• Financial security credit card and e-commerce fraud

Top online concerns

"Hiper Finance Ltd" <send@345trw.co.uk>Hello Sir/Madam,

I received your details from a recent leading international business round-table engagement.

I am a broker linked with high profile investors from the Gulf who are interested and willing to fund you in any current project you are undergoing, as they are privately seeking means of expanding their investment portfolio internationally…

Yours sincerely,George Lucas, CFA, Senior Equity Analyst, Hiper Finance Ltd 50 Sloane Avenue, Chelsea, London SW3 UK

Is Hiper Finance Ltdlegitamate? Google it!

Pretty anonymous email address

Vague on how they know you.

Doesn’t sound as rigorous as the

Shark Tank.

May the Force be with you!

Cant remember your name or gender.

Email

Phishing scamsYou are directed to enter your personal and banking details into a form

- access your account details - identity theft

Types of scams

Extortion scams:You have to pay for the privileged of being scammed

- to unlock files - to remove damaging content – call off the hitman

Money laundering:You take up an offer that’s too good to be true- proceeds of crime pass through your account

Money transfer scams:In return for a reward, you are asked to facilitate a financial transaction

- access your account details - you pay for nothing in return

Generally, banks, lotteries and government organisations will not send you emails or texts asking for payments or personal information.

Think first

Is this someone or an organisation that you deal with? Why would this emailer know you?

If it’s it too good or too scary to be true,it’s probably dodgy.

Do they have your correct details, like your name and address?

Delete or send email to spam/junk mail folder or block sender.

Think first… then act

If in doubt, contact the organisation through known or independently confirmed email address, website or phone number.

Report email to www.acorn.gov.au

Google it to see if it’s on a scam alert website.

Advertising

Dodgy examples

Ignore them.

Ways of dealing with ads

Some ads, like Flash, pop-ups and auto-lay videos, can be disabled in your web browser settings.

Install an ad-blocking extension or plug-in, likeAdBlock, Adguard, AdFender or uBlock

(depending on your web browser).

However:Ad-blockers can slow your web access speed

Remember that many legitimate website rely on advertising

How private you are online is up to you.

Personal security

Be aware of what you share and with whom.

Check your geolocation and social media privacy settings.

Find the level of disclosure that sits right for you.

Use strong passwords, keep them secret and change them regularly.

Privacy audit

Search your own name to survey your online presenceand see what others might find about you online.

Manage your online profile and remove unwanted content.

Manage security and privacy settings in online accounts like Google, Facebook and Twitter.

Disable cookies and location services and enable incognito mode on your web browser.

Tracking

Use anonymous search engines like DuckDuckGo or Ixquick.

Virtual Private Networks (VPNs) enable encrypted, secure and location neutral web access that hide your IP.

Software downloads like the Tor web browser make your online activity hard to find.

Don’t post anything that you wouldn’t want to make public or which could ruin your reputation.

How to be safe and social

Don’t post or email if your angry or upset.

Consider workplace social media policies.

Only accept online “friends” that you know.

Even if you delete a post, it maybe too late.

It could have been seen, shared or

screen captured.

Online bullies are called trolls.

Cyberbullying

Don’t take it personally.It’s not about you, it’s about the troll.

Ignore if can and do not engage. Block or unfriend the troll.

Report troll to social media platform, which can suspend the troll’s account.

Make clear rules about acceptable web use andabout what children can access and when.

Keeping kids safe online

Share time with children when they’re online and join what they’re using.

Discuss with children their online use anddeal with any issues that arise.

Use web browser’s parental controlsor install a parental control app.

Review your firewall settings.

Device security

Use anti-virus software like Bitefinder, Norton or AVG.These will block known threats and alert you of potential threats

Keep the software on your device current with updates.

Back-up your files and maintain a recent restore point for system recovery.

Use a card with a small limit or a pre-paid cardand services like PayPal.

Financial security

Beware of in-app purchases in otherwise free apps.

Use strong passwords and don’t disclosepersonal information that could be used for identity theft.

Only enter credit card details into trusted and secure sites.

What’s secure?

Look for https://

Look for the padlock

Click on the padlock for more details.

Control what you can: your own behaviour.

You can’t control everything

Be alert, make back-ups, use security and stay up-to-date.

Think critically before you accept offers or enter information, click on links and download.

Be careful with what you share and how you respond.

www.scamwatch.gov.au

Useful websitesau.pcmag.com

www.hoax-slayer.com www.cnet.com.au

www.acorn.gov.au www.pcworld.com

www.afp.gov.au/policing/cybercrime

www.zdnet.com