Equity Bank Tariff guide effective 01 September 2018 ... · Equity Bank Tariff guide effective 01st...
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Equity Bank Tariff guide effective 01 st September 2018. Ibiciro Equity bank Rwanda igenderaho mu gutanga serivisi kuva taliki 01 Nzeri 2018. Account Opening fees Igiciro cyo gufungura konti Amount Ordinary Equity Account Konti isange ya Equity free/ubuntu Current account local currency Konti yo kubitsa no kubikuza FRW (isosiyete) free/ubuntu Current account local currency (individual) Konti yo kubitsa no kubikuza (umuntu ku giti cye) free/ubuntu Current Account Foreign currency Konti yo kubitsa no kubikuza amadovize free/ubuntu Prestige Foreign currency ACC SAV/CURR Konti y’amadovize (VIP) free/ubuntu Prestige saving Account Konti yo kuzigama (VIP) free/ubuntu Super Junior member Account Konti y’abana bato free/ubuntu Konti intego Konti intego free/ubuntu Student Account Konti y’abanyeshuri free/ubuntu Minimum Account Opening Balance Amafaranga ashyirwa kuri konti igifungurwa Amount Ordinary Equity Account Konti isange ya Equity free/ubuntu Current account local currency (business) Konti yo kubitsa no kubikuza FRW (isosiyete) 10 000 frw Current account local currency (individual) Konti yo kubitsa no kubikuza (umuntu ku giti cye) 5 000 frw Current Account Foreign currency Konti yo kubitsa no kubikuza amadovize 100 USD Supreme Foreign currency ACC SAV/CURR Konti y’amadovize (VIP) 200 USD Supreme Local currency ACC SAV/CURR Konti yo kuzigama (VIP) 150,000 frw Super Junior member Account Konti y’abana bato 10,000 rwf Konti intego Konti intego 5000 frw Student Account Konti y’abanyeshuri Nil/Ntayo Minimum Operating Balance Amafaranga fatizo kuri konti Amount Ordinary Equity Account Konti isange ya Equity Nil/Ntayo Current Account Local currency Konti yo kubitsa no kubikuza FRW (isosiyete) Nil/Ntayo Current Account Fereign currency Konti yo kubitsa no kubikuza amadovize Nil/Ntayo Supreme Account Konti yo mu cyiciro cya VIP Nil/Ntayo Junior member Account Konti y’abana bato 10,000 frw Student Account Konti y’abanyeshuri Nil/Ntayo Konti Intego Minimum monthly contribution Konti intego (amafaranga fatizo abitswa buri kwezi) 2000 frw Fixed Accounts Konti yo kuzigama ibyara inyungu Amount Minimum Opening Balance Amafaranga fatizo yo gufungura konti 100,000 frw Minimum Period Igihe kigufi konti ishobora kumara One Month / Ukwezi Minimum opening balance Foreign currency Amafaranga fatizo yo gufungura konti y’amadovize 1,000 USD Withdrawal Charges Amafaranga wishyura banki igihe ubikuje 0 Fixed deposit premature withdrawal Kubikuza kuri konti ibyara inyungu mbere y’igihe Call rate applies / Tubara inyungu ku gihe Transaction Fees and Charges Amafaranga agenda kuri serivisi zinyuranye Amount Counter Cash Withdrawal of an amount equal to or less than 200,000 Rwf (for individuals only.) Kubikuza amafaranga angana cyangwa ari munsi ya 200,000 frw kuri gishe (kuri konti y’umuntu ku giti cye) 500 frw Counter Cash Withdrawal with a cheque leaf or withdrawal with ID an amount above 200,000 frw Kubikuza amafaranga kuri gishe ukoresheje sheki cyangwa ubikuje ukoresheje indangamuntu amafaranga arenga 200,000 frw 200 frw Counter Cash Withdrawal without a cheque leaf (when issued) Kubikuza amafaranga kuri gishe udakoresheje sheki (Ku muntu usanganywe agatabo ka sheki) 1,000 frw Counter Cash Withdrawal Prestige Unit Kubikuza amafaranga mu cyiciro cya VIP 200 frw Remittances (bulk payments) kwishyura amafaranga kuri konti nyinshi 500 frw Ledger Fees Nil / Ntayo Supreme membership fee (monthly) Serivisi zo mu cyiciro cya VIP (ku kwezi) 25,000 frw Supreme transaction fee to non members Serivisi zo muri VIP ku bantu batari muri icyo cyiciro 5,000 frw Dormant Account reactivation Fee Gusaba kongera gukoresha konti 0 Deposit Charges kubitsa 0 Bulk notes Kubara inoti nyinshi 0 Bulk coins counting with value above 10M Kubara ibiceri birenze Miliyoni 10 2% of the value Funds Transfer Kohereza amafaranga - Hagati y’abakiriya ba Banki 200 frw Revenue collection charges Kwakira amafaranga y’imisoro 500 frw Outgoing Foreign SWIFT Remittance Kohereza amadovize ukoresheje uburyo bwa SWIFT (amafaranga ari kuri konti) 0,5% min 30$, max 200 $ Cash deposit/ outgoing cash swift remitance Kohereza amadovize ukoresheje uburyo bwa SWIFT (amadovize ari kash) 0.5 % Incoming SWIFT Remittance Kwakira amafaranga ukoresheje uburyo bwa SWIFT 20 USD RTGS incoming local & foreign currency Kwakira amafaranga ukoresheje uburyo bwa RTGS 500 frw RTGS outgoing local & foreign currency Kohereza amafaranga ukoresheje uburyo bwa RTGS 3,000 frw Incoming EFT Kwakira amafaranga wohererejwe 500 frw Outgoing EFT (salary is rwf 500) Kohereza abandi amafaranga (cyeretse umushahara, ni 500) 1,500 frw Bank statment hard copy (per page) Inyandiko yerekana uko konti yakoreshejwe (urupapuro) 10 00 frw Bank Opinion /introduction/ Credit Reference lcyemezo cy’uko umukiriya akorana neza na Banki 30,000 frw Request for service over the counter (eg: Account balance both local & FYC) Gusaba serivice kuri gishe cyangwa aho bakirira abantu (urugero: gusaba kureba asigaye kuri konti) 500 frw lcyemezo cy’inyungu (gitangirwa ubuntu ku matorero) 5,000 frw lcyemezo cy’uko konti ihagaze ku igenzuramari 30,000 frw Retrieval of documents Gusaba kopi y’inyandiko (yatakaye cyangwa yangiritse) 30,000 frw Search Fees Gushakisha amakuru ku isosiyete ifunguza konti 7,500 frw Account closure Gusaba gufunga konti 5000 frw SMS Alert 50 frw Account balance inquiry Kubaza asigaye kuri konti 50 frw Fund transfer Kohereza amafaranga 200 frw Mini statment lncamake y’ibikorwa bya konti 100 frw Cheque books per leaf Agatabo ka sheki babariye ku rupapuro rumwe 150 frw Cheque books per leaf (express) Agatabo ka sheki babariye ku rupapuro (Iboneka ako kanya) 450 frw Bankers cheque-customers Sheki ya Equity lshinganye ku muntu utari umukiriya 5,000 rwf Clearing and other related charges Kwishyura hakoreshejwe sheki Amount Transaction fees - Inward Clearing. Kwishyura sheki y’umukiriya wa Equity 500 frw Transaction fees -Outward Clearing Kwakira sheki y’umukiriya w’indi banki 0 Standing Orders / Internal Amabwiriza ahoraho yo kohereza FRW muri Equity 0 Standing Orders / External Amabwiriza ahoraho yo kohereza FRW mu zindi banki Free set up/ Ni ubuntu kwiyandikisha, 1500 frw per transaction / 1500 kuri buri gikorwa Standing Orders / EFTs Failed konti 2,000 frw Standing Orders amendments Gusaba guhindura amabwiriza yo kohereza FRW 2,000 frw Cheque Stop payments Instructions Gusaba guhagarika kwishyura sheki 7,000 frw Unpaid Cheque RD/ENC (Inwards) Sheki itishyuwe n’umukiriya wa Equity 10, 000 frw Unpaid Cheque Outwards Sheki itiyishyuwe igenewe umukiriya wa Equity 3, 000 frw Money Transfer EFT to other banks Kohereza amafaranga mu zindi banki 500 - 1500 frw Gusaba kwishyura amafaranga make kuri sheki atarishyurwa 3 % min / nibura 2.500 frw Foreign Exchange services Serivisi z’ivunjisha Amount Ledger fees Amafaranga usabwa buri kwezi 0 Foreign currency cash withdrawal Kubikuza amadovize From USD 1-5,000 Charges are USD 5 From USD 5,001 - 10,000 Charges are USD 10 From USD 10,001 - 50,000 Charges are USD 25 From USD 50,001 - 100,000 Charges are USD 50 From USD 100,001 & above Charges are USD 100 Foreign currency Cash deposit per transaction Kubitsa amadovize free/ubuntu Stop payments foreign currency Cheque Gusaba guhagarika kwishyura sheki y’amadovize 5,000 frw Foreign Cheques for collection up to 20 USD Kwishyura sheki itarengeje 20 USD Foreign Cheques for collectton over 20 USD Kwishyura sheki irengeje 20 USD 500 frw 500 frw Foreign currency unpaid cheque drown on us Sheki y’amadovize yishurwa n’umukiriya wa Equity itatambutse 25 USD Foreign currency unpaid Cheque drown on other banks Sheki y’amadovize yishyurwa n’indi banki itatambutse 15 USD Foreign cheque book pear leaf Agatabo ka sheki k’amadovize habariwe ku rupapuro 150 frw Inter Country /account to account funds transfers Ibiciro byo kohereza amafaranga hagati y’ibihugu ku makonti ari muri Equity Bank Free up to 1,000 USD or its equivalent above 1,000 USD charge 0,2%, max 15 USD Inter Country charge deposit Ibiciro byo kubitsa amafaranga hagati y’ibihugu Up to 1,000 USD (free), Above1000 USD (0.2%), On Kes (0,5%) Min 5 USD Inter Country charge withdraw Ibiciro byo kubikuza amafaranga hagati y’igihugu Up to 100 USD (4 USD) 101-500 USD (6USD), 501-1000 USD (1%) Channels ATM Imiyoboro ya ATM Amount ATM card Application / VISA CARD /MASTERCARD Gusaba ikarita ya ATM / lkarita ya VISA free/ubuntu ATM card replacement (lost or damaged) Gusimbuza ikarita ya ATM (yabuze cg yangiritse) free/ubuntu Annual subscription fee Ifatabuguzi ku mwaka 5,000 frw ATM withdrawal (Equity bank card) Kubikuza ukoresheje ATM (Ikarita ya Equity Bank) 200 frw ATM withdrawal (other banks’ card) Kubikuza ukoresheje ATM (lkarita y’indi banki) 1,500 frw Declined visa card or Mastercard transaction (other banks’ ATM) Iyo kubikuza ukoresheje ikarita ya ATM y’indi banki byanze 500 frw POS purchase Guhaha ukoresheje ikarita ya ATM kuri POS Free / Ubuntu Utility bill payments Kwishyura fagitire 50 frw ATM balance inquiry display Kureba amafaranga kuri konti Free/ Ubuntu ATM Mini statement and balance inquiry print Gusohora inyandiko y’amafaranga usigaranye kuri konti 100 frw ATM receipt Gusaba inyemezagikorwa kuri ATM 100 frw Diaspora Services Serivisi za Diaspora Amount Account opening balance Gufungura konti free/ubuntu Account maintenance fee Igiciro cya serivisi buri kwezi free/ubuntu Account operating balance Amafaranga asigara kuri konti zero E-statement Raporo y’uko konti yakoreshejwe free/ubuntu Cash deposit fee Kubitsa free/ubuntu Incoming swift charges Kwakira amafaranga ukoresheje uburyo bwa swift Credit product Inguzanyo Amount Loans and Overdrafts - Interest rate Dutanga inguzanyo dushingiye kugipimo fatizo cy’inyungu iteganywa na banki Base Rate + Risk margin 30,000 frw Release of security Kwandukuza ingwate 50, 000 frw Loan structuring fee Guhindura imiterere y’inguzanyo 1% of the value Trade Finance Amount (VAT Exclusive) LETTERS OF CREDIT IMPORT Opening Commission Opening Commission 0.5 % per quarter min Rwf 50,000 Swift Charges Rwf 30, 000 Amendment Rwf 50, 000 Extension of LC validity 1% per quarter minimum Rwf 50 000 lncrease in amount of Credit 1% per quarter minimum Rwf 50,000 Retirement commission 0,25% min Rwf 50,000 Acceptance commission 0.25% per quarter min Rwf 50.000 Extension of Maturity of Bill on Lt 1% per quarter min Rwf 50.000 Postage fees on LC USD 30 or equivalent in Rwf Document Handling Rwf 50.000 LC discharged Unutilized Rwf 30.000 LETTERS OF CREDIT - EXPORT Advising commission Rwf 50,000 Confirmation Commission 0.5% per quarter or part there of minimum Rwf 50,000 Amendment Rwf 50,000 0.5% per quarter or part thereof minimum Rwf 50,000 Extension Commission Unconfirmed LC Rwf 50,000 Acceptance commission Confirmed LC 1% per quarter or part thereof minimum Rwf 50.000 1% per quarter or part there of minimum Rwf 50,000 Retirement commission 0.25 % min Rwf 50.000 Bill Discounting 1% per quarter or part there of min Rwf 50,000 GUARANTEES OR BONDS Bid Bond lssuance 4% per annum (unsecured), maximum limit for unsecured is rwf 50,000,000; 3% per annum for secured limit, min commission RM 50,000 Bid Bond lssuance (above unsecured amount) Acceptable securities Performance Guarantee 3% per annum min Rwf 50,000 (acceptable securities) Other Bank Guarantee 3% per annum min Rwf 50,000 (acceptable securities ) Extension Commission 1% per quarter or part there of min Rwf 50.000 Cancellation Commission Free Documents colleclion At branch level lssuance Head Office IMPORT DOCUMENTARY COLLECTIONS Document handling Rwf 30,000 Swift Rwf 30,000 Amendment Rwf 30,000 Retirement commission 0.25% min Rwf 50,000 Avalising of Bills 1% per quarter or part there of min RM50.000 EXPORT DOCUMENTARY COLLECTIONS Document processing Rwf 50,000 Swift Rwf 30,000 Courier charges Rwf 30,000 Retirement Commission 0,25% min Rwf 50 000 Discounting Commission 1% per quarter or part there of min Rwf 30 000 INVOICE DISCOUNTING Commission 3% of discounted amount lnterest 20% p.a for the discounted period The maximum discount 70% of invoice amount The maximum discount period 90 davs Unsecured amount Nil Securities securiry requirements Eligibility Equity clients proven track with a bank Equity Bank Rwanda Plc Grand Pension Plaza Building, Kigali, Rwanda Tel: +250 0788190000 - +250 0737360000 Email: [email protected] Website: www.rw.equitybankgroup.com RwEquityBank All charges are exclusive of VAT Eazzy 24/7 or Eazzy Banking app Ibiciro bya Eazzy 24/7 cyangwa Eazzy Banking app Amount Cheque and cheque book related Sheki n’ibindi bikorana nayo Amount
Transcript of Equity Bank Tariff guide effective 01 September 2018 ... · Equity Bank Tariff guide effective 01st...
Equity Bank Tariff guide effective 01st September 2018. Ibiciro Equity bank Rwanda igenderaho mu gutanga
serivisi kuva taliki 01 Nzeri 2018.
Account Opening fees Igiciro cyo gufungura konti AmountOrdinary Equity Account Konti isange ya Equity free/ubuntu
Current account local currency Konti yo kubitsa no kubikuza FRW (isosiyete) free/ubuntu
Current account local currency (individual) Konti yo kubitsa no kubikuza (umuntu ku giti cye) free/ubuntu
Current Account Foreign currency Konti yo kubitsa no kubikuza amadovize free/ubuntu
Prestige Foreign currency ACC SAV/CURR Konti y’amadovize (VIP) free/ubuntu
Prestige saving Account Konti yo kuzigama (VIP) free/ubuntu
Super Junior member Account Konti y’abana bato free/ubuntu
Konti intego Konti intego free/ubuntu
Student Account Konti y’abanyeshuri free/ubuntu
Minimum Account Opening Balance Amafaranga ashyirwa kuri konti igifungurwa AmountOrdinary Equity Account Konti isange ya Equity free/ubuntu
Current account local currency (business) Konti yo kubitsa no kubikuza FRW (isosiyete) 10 000 frw
Current account local currency (individual) Konti yo kubitsa no kubikuza (umuntu ku giti cye) 5 000 frw
Current Account Foreign currency Konti yo kubitsa no kubikuza amadovize 100 USD
Supreme Foreign currency ACC SAV/CURR Konti y’amadovize (VIP) 200 USD
Supreme Local currency ACC SAV/CURR Konti yo kuzigama (VIP) 150,000 frw
Super Junior member Account Konti y’abana bato 10,000 rwf
Konti intego Konti intego 5000 frw
Student Account Konti y’abanyeshuri Nil/Ntayo
Minimum Operating Balance Amafaranga fatizo kuri konti Amount
Ordinary Equity Account Konti isange ya Equity Nil/Ntayo
Current Account Local currency Konti yo kubitsa no kubikuza FRW (isosiyete) Nil/Ntayo
Current Account Fereign currency Konti yo kubitsa no kubikuza amadovize Nil/Ntayo
Supreme Account Konti yo mu cyiciro cya VIP Nil/Ntayo
Junior member Account Konti y’abana bato 10,000 frw
Student Account Konti y’abanyeshuri Nil/Ntayo
Konti Intego Minimum monthly contribution Konti intego (amafaranga fatizo abitswa buri kwezi) 2000 frw
Fixed Accounts Konti yo kuzigama ibyara inyungu AmountMinimum Opening Balance Amafaranga fatizo yo gufungura konti 100,000 frw
Minimum Period Igihe kigufi konti ishobora kumara One Month / Ukwezi
Minimum opening balance Foreign currency Amafaranga fatizo yo gufungura konti y’amadovize 1,000 USD
Withdrawal Charges Amafaranga wishyura banki igihe ubikuje 0Fixed deposit premature withdrawal Kubikuza kuri konti ibyara inyungu mbere y’igihe Call rate applies / Tubara inyungu ku gihe
Transaction Fees and Charges Amafaranga agenda kuri serivisi zinyuranye Amount
Counter Cash Withdrawal of an amount equal to or less than 200,000 Rwf (for individuals only.)
Kubikuza amafaranga angana cyangwa ari munsi ya 200,000 frw kuri gishe (kuri konti y’umuntu ku giti cye) 500 frw
Counter Cash Withdrawal with a cheque leaf or withdrawal with ID an amount above 200,000 frw
Kubikuza amafaranga kuri gishe ukoresheje sheki cyangwa ubikuje ukoresheje indangamuntu amafaranga arenga 200,000 frw
200 frw
Counter Cash Withdrawal without a cheque leaf (when issued)
Kubikuza amafaranga kuri gishe udakoresheje sheki (Ku muntu usanganywe agatabo ka sheki) 1,000 frw
Counter Cash Withdrawal Prestige Unit Kubikuza amafaranga mu cyiciro cya VIP 200 frw
Remittances (bulk payments) kwishyura amafaranga kuri konti nyinshi 500 frw
Ledger Fees Nil / Ntayo
Supreme membership fee (monthly) Serivisi zo mu cyiciro cya VIP (ku kwezi) 25,000 frw
Supreme transaction fee to non members Serivisi zo muri VIP ku bantu batari muri icyo cyiciro 5,000 frw
Dormant Account reactivation Fee Gusaba kongera gukoresha konti 0
Deposit Charges kubitsa 0
Bulk notes Kubara inoti nyinshi 0
Bulk coins counting with value above 10M Kubara ibiceri birenze Miliyoni 10 2% of the value
Funds Transfer Kohereza amafaranga - Hagati y’abakiriya ba Banki 200 frw
Revenue collection charges Kwakira amafaranga y’imisoro 500 frw
Outgoing Foreign SWIFT Remittance Kohereza amadovize ukoresheje uburyo bwa SWIFT (amafaranga ari kuri konti)
0,5% min 30$, max 200 $
Cash deposit/ outgoing cash swift remitance Kohereza amadovize ukoresheje uburyo bwa SWIFT(amadovize ari kash)
0.5 %
Incoming SWIFT Remittance Kwakira amafaranga ukoresheje uburyo bwa SWIFT 20 USD
RTGS incoming local & foreign currency Kwakira amafaranga ukoresheje uburyo bwa RTGS 500 frw
RTGS outgoing local & foreign currency Kohereza amafaranga ukoresheje uburyo bwa RTGS 3,000 frw
Incoming EFT Kwakira amafaranga wohererejwe 500 frw
Outgoing EFT (salary is rwf 500) Kohereza abandi amafaranga (cyeretse umushahara, ni 500) 1,500 frw
Bank statment hard copy (per page) Inyandiko yerekana uko konti yakoreshejwe (urupapuro) 10 00 frw
Bank Opinion /introduction/ Credit Reference lcyemezo cy’uko umukiriya akorana neza na Banki 30,000 frw
Request for service over the counter(eg: Account balance both local & FYC)
Gusaba serivice kuri gishe cyangwa aho bakirira abantu(urugero: gusaba kureba asigaye kuri konti)
500 frw
lcyemezo cy’inyungu (gitangirwa ubuntu ku matorero) 5,000 frw
lcyemezo cy’uko konti ihagaze ku igenzuramari 30,000 frw
Retrieval of documents Gusaba kopi y’inyandiko (yatakaye cyangwa yangiritse) 30,000 frw
Search Fees Gushakisha amakuru ku isosiyete ifunguza konti 7,500 frw
Account closure Gusaba gufunga konti 5000 frw
SMS Alert 50 frw
Account balance inquiry Kubaza asigaye kuri konti 50 frw
Fund transfer Kohereza amafaranga 200 frw
Mini statment lncamake y’ibikorwa bya konti 100 frw
Cheque books per leaf Agatabo ka sheki babariye ku rupapuro rumwe 150 frw
Cheque books per leaf (express) Agatabo ka sheki babariye ku rupapuro (Iboneka ako kanya)
450 frw
Bankers cheque-customers Sheki ya Equity lshinganye ku muntu utariumukiriya
5,000 rwf
Clearing and other related charges Kwishyura hakoreshejwe sheki Amount
Transaction fees - Inward Clearing. Kwishyura sheki y’umukiriya wa Equity 500 frw
Transaction fees -Outward Clearing Kwakira sheki y’umukiriya w’indi banki 0
Standing Orders / Internal Amabwiriza ahoraho yo kohereza FRW muri Equity 0
Standing Orders / External Amabwiriza ahoraho yo kohereza FRW mu zindi banki Free set up/ Ni ubuntu kwiyandikisha,1500 frw per transaction / 1500 kuri buri
gikorwa
Standing Orders / EFTs Failed konti 2,000 frw
Standing Orders amendments Gusaba guhindura amabwiriza yo kohereza FRW 2,000 frw
Cheque Stop payments Instructions Gusaba guhagarika kwishyura sheki 7,000 frw
Unpaid Cheque RD/ENC (Inwards) Sheki itishyuwe n’umukiriya wa Equity 10, 000 frw
Unpaid Cheque Outwards Sheki itiyishyuwe igenewe umukiriya wa Equity 3, 000 frw
Money Transfer EFT to other banks Kohereza amafaranga mu zindi banki 500 - 1500 frw
Gusaba kwishyura amafaranga make kuri shekiatarishyurwa
3 % min / nibura 2.500 frw
Foreign Exchange services Serivisi z’ivunjisha Amount
Ledger fees Amafaranga usabwa buri kwezi 0
Foreign currency cash withdrawal Kubikuza amadovizeFrom USD 1-5,000 Charges are USD 5From USD 5,001 - 10,000 Charges are USD 10From USD 10,001 - 50,000 Charges are USD 25From USD 50,001 - 100,000 Charges are USD 50From USD 100,001 & above Charges are USD 100
Foreign currency Cash deposit per transaction Kubitsa amadovize free/ubuntu
Stop payments foreign currency Cheque Gusaba guhagarika kwishyura sheki y’amadovize 5,000 frw
Foreign Cheques for collection up to 20 USD Kwishyura sheki itarengeje 20 USD
Foreign Cheques for collectton over 20 USD Kwishyura sheki irengeje 20 USD 500 frw
500 frw
Foreign currency unpaid cheque drown on us Sheki y’amadovize yishurwa n’umukiriyawa Equity itatambutse
25 USD
Foreign currency unpaid Cheque drown onother banks
Sheki y’amadovize yishyurwa n’indi bankiitatambutse
15 USD
Foreign cheque book pear leaf Agatabo ka sheki k’amadovize habariwe ku rupapuro 150 frw
Inter Country /account to account funds transfers Ibiciro byo kohereza amafaranga hagati y’ibihugu ku makonti ari muri Equity Bank
Free up to 1,000 USD or its equivalent above 1,000 USD charge 0,2%, max 15 USD
Inter Country charge deposit Ibiciro byo kubitsa amafaranga hagati y’ibihugu Up to 1,000 USD (free), Above1000 USD (0.2%), On Kes (0,5%) Min 5 USD
Inter Country charge withdraw Ibiciro byo kubikuza amafaranga hagati y’igihugu Up to 100 USD (4 USD) 101-500 USD (6USD), 501-1000 USD (1%)
Channels ATM Imiyoboro ya ATM Amount
ATM card Application / VISA CARD /MASTERCARD Gusaba ikarita ya ATM / lkarita ya VISA free/ubuntu
ATM card replacement (lost or damaged) Gusimbuza ikarita ya ATM (yabuze cg yangiritse) free/ubuntu
Annual subscription fee Ifatabuguzi ku mwaka 5,000 frw
ATM withdrawal (Equity bank card) Kubikuza ukoresheje ATM (Ikarita ya Equity Bank) 200 frw
ATM withdrawal (other banks’ card) Kubikuza ukoresheje ATM (lkarita y’indi banki) 1,500 frw
Declined visa card or Mastercard transaction (other banks’ ATM)
Iyo kubikuza ukoresheje ikarita ya ATM y’indibanki byanze
500 frw
POS purchase Guhaha ukoresheje ikarita ya ATM kuri POS Free / Ubuntu
Utility bill payments Kwishyura fagitire 50 frw
ATM balance inquiry display Kureba amafaranga kuri konti Free/ Ubuntu
ATM Mini statement and balance inquiry print Gusohora inyandiko y’amafaranga usigaranye kuri konti 100 frw
ATM receipt Gusaba inyemezagikorwa kuri ATM 100 frw
Diaspora Services Serivisi za Diaspora Amount
Account opening balance Gufungura konti free/ubuntu
Account maintenance fee Igiciro cya serivisi buri kwezi free/ubuntu
Account operating balance Amafaranga asigara kuri konti zero
E-statement Raporo y’uko konti yakoreshejwe free/ubuntu
Cash deposit fee Kubitsa free/ubuntu
Incoming swift charges Kwakira amafaranga ukoresheje uburyo bwa swift
Credit product Inguzanyo Amount
Loans and Overdrafts - Interest rate Dutanga inguzanyo dushingiye kugipimo fatizocy’inyungu iteganywa na banki
Base Rate + Risk margin
30,000 frw
Release of security Kwandukuza ingwate 50, 000 frw
Loan structuring fee Guhindura imiterere y’inguzanyo 1% of the value
Trade Finance Amount (VAT Exclusive)
LETTERS OF CREDIT IMPORT
Opening Commission Opening Commission 0.5 % per quarter min Rwf 50,000
Swift Charges Rwf 30, 000
Amendment Rwf 50, 000
Extension of LC validity 1% per quarter minimum Rwf 50 000
lncrease in amount of Credit 1% per quarter minimum Rwf 50,000
Retirement commission 0,25% min Rwf 50,000
Acceptance commission 0.25% per quarter min Rwf 50.000
Extension of Maturity of Bill on Lt 1% per quarter min Rwf 50.000
Postage fees on LC USD 30 or equivalent in Rwf
Document Handling Rwf 50.000
LC discharged Unutilized Rwf 30.000
LETTERS OF CREDIT - EXPORT
Advising commission Rwf 50,000
Confirmation Commission 0.5% per quarter or part there of minimum Rwf 50,000
Amendment Rwf 50,000
0.5% per quarter or part thereof minimum Rwf 50,000
Extension Commission Unconfirmed LC Rwf 50,000
Acceptance commission Confirmed LC 1% per quarter or part thereof minimum Rwf 50.000
1% per quarter or part there of minimum Rwf 50,000
Retirement commission 0.25 % min Rwf 50.000
Bill Discounting 1% per quarter or part there of min Rwf 50,000
GUARANTEES OR BONDS
Bid Bond lssuance 4% per annum (unsecured), maximum limit for unsecured is rwf 50,000,000; 3% per annum for secured limit, min commission RM 50,000
Bid Bond lssuance (above unsecured amount) Acceptable securities
Performance Guarantee 3% per annum min Rwf 50,000 (acceptable securities)
Other Bank Guarantee 3% per annum min Rwf 50,000 (acceptable securities )
Extension Commission 1% per quarter or part there of min Rwf 50.000
Cancellation Commission Free
Documents colleclion At branch level
lssuance Head Office
IMPORT DOCUMENTARY COLLECTIONS
Document handling Rwf 30,000
Swift Rwf 30,000
Amendment Rwf 30,000
Retirement commission 0.25% min Rwf 50,000
Avalising of Bills 1% per quarter or part there of min RM50.000
EXPORT DOCUMENTARY COLLECTIONS
Document processing Rwf 50,000
Swift Rwf 30,000
Courier charges Rwf 30,000
Retirement Commission 0,25% min Rwf 50 000
Discounting Commission 1% per quarter or part there of min Rwf 30 000
INVOICE DISCOUNTING
Commission 3% of discounted amount
lnterest 20% p.a for the discounted period
The maximum discount 70% of invoice amount
The maximum discount period 90 davs
Unsecured amount Nil
Securities securiry requirements
Eligibility Equity clients proven track with a bank
Equity Bank Rwanda PlcGrand Pension Plaza Building, Kigali, RwandaTel: +250 0788190000 - +250 0737360000Email: [email protected]: www.rw.equitybankgroup.com RwEquityBank
All charges are exclusive of VAT
Eazzy 24/7 or Eazzy Banking app Ibiciro bya Eazzy 24/7 cyangwa Eazzy Banking app Amount
Cheque and cheque book related Sheki n’ibindi bikorana nayo Amount
