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Employees' StateInsuranceAct, 1948

TheEmployees' State InsuranceAct, 1948 (ESI Act)

providesfor healthcare andcash

benefit paymentsin the caseof sickness,maternityandemployment injury.The Actapplies to

all non-seasonalfactoriesrun with

power andemploying10 or more

personsand tothose

factorieswhich runwithout

power andemploying20 or more

persons.

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TheappropriateGovernment may

after notification in theOfficialGazette,extend the

provisionof the Actto anyother establishm

ent or class of establishments,industrial,commercial,agricultur e or otherwise.

Under theAct, cash benefitsareadminister ed by theCentralGovernment throughtheEmployee

s StateInsuranceCorporation(ESIC),whereasthe StateGovernme

8/4/2019 Employee Insurance Act 1948

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nts andUnionTerritoryAdministr ations are

administer ingmedicalcare.

TheEmployees' StateInsuranceCorporation (ESIC)

is the premier socialsecurityorganization in thecountry. Itis thehighest

policymaking

anddecisiontakingauthorityunder theESI Actandoverseesthefunctioning of the

ESIScheme under theAct. Thecorporationcomprisesmembers

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representing Centraland StateGovernments,

employers,employees,Parliament and themedical

profession. UnionMinister of Labour

functionsas theChairmanof theCorporation. AStandingCommittee constituted from

among themembersof theCorporation acts astheExecutiveBody for theadministration of the

Scheme.The basic

provisionsof the Actare :-

Every

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factor yor est

ablishmenttowhichthisAct

ap pliesshall

beregistered wit

hinsuchtimeandinsuchma

nner asmay

bespeci

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fiedinthereg

ulationsmadeinthis

behalf.

It pr ovidedfor anintegr

atedneed

basedsocialins

uranceschemethat

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would

pr otect

theinterestof workersinconti

ngenciessuchassickness,

mater nity,temporaryor

per ma

nent physicaldisablem

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ent,deathdu

etoem

ploymentinjur yresult

inginlossof wagesor ear nin

gca

pacity.

Italso

pr

ovidedfor sixsocial

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security

benef

its:-

M

S

M

D

D

F

TheCentr alGover nment

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may,

bynotifi

cationintheOf ficialGazette,est

ablishaCorporationto

bekn

ownasthe'Employees'State

InsuranceCorporatio

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n'for theadmi

nistrationof theschemeof E

mployees'StateInsurancein

accor dancewiththe

pr ovisio

nsof theAct.

Th

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eCorporatio

nmay,inadditiontothesche

meof

benef itsspecifiedinthi

sAct,

pr omotemeasuresfor

theim pr ovementof the

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healthand

welfareof insured

per sonsan

dfor therehabilitationandre-

em ploymentof insured

per sons

whohave

beendisabl

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edor injured

andmayincur inres

pectof

suchmeasuresex

penditur e

fromthefundsof theCorpora

tionwithinsuchlimi

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tsasmay

be

prescr ibed

bytheCentr alGover

nment.

Thecontr ibutio

n paya

bleunder thisActin

res pectof anem

ploye

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eshallcomp

risecontr ibution

paya

ble by

theem

ployer andcontr ibution

paya

ble bytheem

ployeeand

shall be paidtotheCo

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rporation.Th

econtr ibutionsshall

be paid

atsuchratesasmay

be prescr

ibed

bytheCentr alGover nment

.

Allcontr ibutio

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ns paidunder

thisactandallother moneys

receivedon

behalf of theCorp

orationshall

be paidinto afu

ndcalledthe'Employees

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'StateInsura

nceFund'whichshall

beheld

andadminister ed

bytheCorp

orationfor the

purposesof thi

sAct.

Whoev

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er,for the

purp

oseof causinganyincrease

in paymentor

benef itunder thi

sAct,or for the

purposeof

causingany

payment

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or benef itto

bemadewhereno

paymentor

be

nef itisauthorised

byor under

thisAct,or for the

purpose

of avoidingany

paym

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entto

bemade

byhimself under thisActor

enablinganyother

per sonto

avoidanysuch

payment,kn

owinglymakesor ca

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usesto

bema

deanyfalsestatementor fal

serepresentation,shall

be punis

ha blewithim

prisonmentor wit

hfineor with

both.

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If the

per

soncommittinganoff ence

under thisAct isacompany,

every per son,whoatthetime

theoff encewascom

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mittedwas

inchargeof,andwasres

po

nsi bleto,thecompanyfor theco

nductof the

businessof thecomp

any,aswellastheco

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mpany,shall

bedeemedto

beguiltyof theoff

enceandshall

belia

bleto

be

pr oceededagainstand

pu

nishedaccor dingly.

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