Employee benefits to email

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Employee Benefits

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Transcript of Employee benefits to email

Page 1: Employee benefits to email

Employee Benefits

Page 2: Employee benefits to email

Employee BenefitsWhy?

Page 3: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

Page 4: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

It is Paternal, Maternal or Socially Responsible

Page 5: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

It is Paternal, Maternal or Socially Responsible

It Is An Intelligent Way To Pay Employees

Page 6: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

It is Paternal, Maternal or Socially Responsible

It Is An Intelligent Way To Pay Employees

It Is An Intelligent Way To Pay Yourself

Page 7: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

Page 8: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

Whenever I see a list of the best employers or best managed companies the listed companies always seem to offer benefits to the employees.

Page 9: Employee benefits to email

Employee BenefitsWhy?

To Attract And Retain The Best Employees

Whenever I see a list of the best employers or best managed companies the listed companies always seem to offer benefits to the employees.

The employer generally gets the employees he deserves.

~ Walter Gilbey ~ British wine-merchant and philanthropist

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Employee BenefitsWhy?

It is Paternal, Maternal or Socially Responsible

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Employee BenefitsWhy?

It is Paternal, Maternal or Socially Responsible

What is the organization going to do when someone gets sick and can’t work, has high cost medical or dental expenses or dies?

Page 12: Employee benefits to email

Employee BenefitsWhy?

It is Paternal, Maternal or Socially Responsible

What is the organization going to do when someone gets sick and can’t work, has high cost medical or dental expenses or dies?

Conducting your business in a socially responsible way is good business. It means that you can attract better employees and that customers will know what you stand for and like you for it. ~ M. Anthony Burns ~ former CEO of Ryder Trucks

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Page 14: Employee benefits to email

Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Just paying money may not be the best way to reward employees.

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Just paying money may not be the best way to reward employees.

Providing health and dental benefits can provide tax free benefits .

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Just paying money may not be the best way to reward employees.

Providing health and dental benefits can provide tax free benefits .

It avoids income tax, C.P.P. contributions, employment insurance, holiday pay and perhaps workers compensation premiums.

Page 17: Employee benefits to email

Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Just paying money may not be the best way to reward employees.

Providing health and dental benefits can provide tax free benefits .

It avoids income tax, C.P.P. contributions, employment insurance, holiday pay and perhaps workers compensation premiums.

Group benefits are wholesale compared to individual insurance.

Page 18: Employee benefits to email

Employee BenefitsWhy?

It Is An Intelligent Way To Pay Employees

Just paying money may not be the best way to reward employees.

Providing health and dental benefits can provide tax free benefits .

It avoids income tax, C.P.P. contributions, employment insurance, holiday pay and perhaps workers compensation premiums.

Group benefits are wholesale compared to individual insurance.

* In Manitoba provincial sales tax may be charged on premiums.

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Yourself

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay YourselfUsing company money to pay some personal medical

expenses can be income tax efficient.

Page 21: Employee benefits to email

Employee BenefitsWhy?

It Is An Intelligent Way To Pay YourselfUsing company money to pay some personal medical

expenses can be income tax efficient.

It avoids income tax, C.P.P. contributions in some cases, and sometimes workers compensation premiums.

Page 22: Employee benefits to email

Employee BenefitsWhy?

It Is An Intelligent Way To Pay YourselfUsing company money to pay some personal medical

expenses can be income tax efficient.

It is unlikely that anyone will pay your family medical expenses but there is a tax efficient way to pay them and save some serious dollars.

It avoids income tax, C.P.P. contributions in some cases, and sometimes workers compensation premiums.

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay YourselfWith the fairly recent increase in contract employees and home based businesses, group insurance is now available for groups as small as one employee.

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Yourself

Just over 1.8 million self-employed people worked at home in 2008, or 60 per cent of the total, up from 50 per cent, or 1.4 million, eight years earlier.

With the fairly recent increase in contract employees and home based businesses, group insurance is now available for groups as small as one employee.

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Employee BenefitsWhy?

It Is An Intelligent Way To Pay Yourself

Just over 1.8 million self-employed people worked at home in 2008, or 60 per cent of the total, up from 50 per cent, or 1.4 million, eight years earlier.

With the fairly recent increase in contract employees and home based businesses, group insurance is now available for groups as small as one employee.

Source: Statistics Canada - 2008 General Social Survey (GSS) 2008

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Employee Benefits

Cash or Benefits?

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Employee Benefits

Cash or Benefits?Plan members value peace of mind over cold cash—when offered a choice between $10,000 and their health benefits, 59% opt to keep their benefits. 31% would take the money, and 10% do not know. In 2009, when this question was last asked, 56% preferred their benefits, 38% the cash and 6% did not know.

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Employee Benefits

Cash or Benefits?Plan members value peace of mind over cold cash—when offered a choice between $10,000 and their health benefits, 59% opt to keep their benefits. 31% would take the money, and 10% do not know. In 2009, when this question was last asked, 56% preferred their benefits, 38% the cash and 6% did not know.

Source: The Sanofi-Aventis Healthcare Survey 2011

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Employee BenefitsWhy Deal With Me?

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Employee BenefitsWhy Deal With Me?I Am An Independent Advisor

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Employee BenefitsWhy Deal With Me?I Am An Independent Advisor

I can shop the market from time to time and find youthe best package for the best price available.

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Employee BenefitsWhy Deal With Me?I Am An Independent Advisor

I can shop the market from time to time and find youthe best package for the best price available.

Brian PenstonB.Comm. (Hons.), CLU, CH.F.C., CFP

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Brian PenstonB.Comm. (Hons.), CLU, CH.F.C.,

CFP

Phone: (204) 633-7353 Email: [email protected]

Website: www.brianpenston.ca