Edmonton New Home Guide - Aug 1, 2014

CK

MY

DOCKET#: 14-JWI-076 FILE NAME: Southfork August Ads - Edmonton New Home Guide Cover FILE FORMAT: Illustrator CS6 CLIENT: Tamani

FLAT SIZE: 7.5" × 10.5" FILE SIZE: 7.5" × 10.5" PROOF OUTPUT AT: 100% COLOURS: CMYKSCORE / DIE LINE: NO FILE PREPARED AT: 100%

PROOF#: 1 DATE: 07/23/14 STUDIOARTIST:

STUDIOMANAGER:

LANGUAGEREVIEW:

TIME: 3:45 PM CREATIVEDIRECTOR:

Discover YourHappily Ever After

August 1 - 29, 2014 Volume 26 Issue 08

Edmonton Edition Your Best Source for New Homes

INSIDE THIS ISSUE

EDMONTON HOME BUILDINGINDUSTRY TOPS $6.5 B

MOVING: D.I.Y. OR GO WITH A PRO?

IS THE LOWEST MORTGAGERATE ALWAYS BEST FOR YOU?

ON ANY DEVICEVIEWUS

FRONT DRIVE HOMESFROM $396,000

SEMI-ATTACHED HOMES FROM

$318,900LANED HOMES

FROM

$318,500TOWNHOMES

FROM

$299,900

Community designed for better livingLocated just 15 minutes south of Edmonton, Southfork is a community designed to

create stories. With abundant green space, kilometres of pathways, playgrounds and a landscaped pond, in Southfork adventure awaits.

Discover your Happily Ever After at southforkleduc.com

Featuring Homes by these Award Winning Builders

21 EXCLUSIVESHOWHOMES Leduc’s #1 Selling Community

your story begins.

Home is where

CK

MY

DOCKET#: 14-JWI-071 FILE NAME: Southfork July Ads New Home Guide - Aug 1 FILE FORMAT: Illustrator CS6 CLIENT: Tamani



STUDIOMANAGER:

LANGUAGEREVIEW:


AuroraSingle/Double Garages

3360 Weidle Way SW780.431.8850

RosenthalSingle/Double Car Garages

#1, 9350 - 211 Street NW780.431.8853

Lewis EstatesDouble Car Garages

#1, 9350 - 211 Street NW780.431.8853

Walker LakesSingle/Double Car Garages

6408 16 Avenue SW780.431.8816

Chappelle Gardenswith Attached Garages3308 Cutler Crescent SW

780.431.8842

Rosenthalwith Garage Pad

9026 Rosenthal Link NW780.430.8445

Aurorawith Garage Pad

3305 Weidle Way SW780.431.8836

Manning Villagewith Garage Pad

Manning Drive & 153rd Ave780.431.8804

AuroraDetached Double Car Garages

66th Street & Winspere Common SW780.431.8809

Glenridding Heightswith Attached Garages

1415 164 Street SW780.431.8827

Graydon HillSingle/Double Garages

Now Preselling!780.431.8842

Townhomes

Duplex Homes

Single Family Homes

Manning VillageSingle/Double Garages

Now Preselling!780.431.8804

03

2 M4102-1B.inddRound

Job Description: Mechanical Specifications: Contact:

Leo Burnett 175 Bloor Street E. North Tower, 13th Floor Toronto, ON M4W 3R9 (416) 925-5997

Client: TD BANKDocket #: 112-LTDCOFU4102Project: SMO MORTGAGE MAGAZINE Ad #: U4102-1B

Bleed: 8.5” x 11.25” Trim: 7.5” x 10” Live: 6.5” x 9”File built at 100% 1” = 1”

Acct. Mgr: GENEVIEVE/JORDAN

Crea. Dir: DAVID FEDERICO

Art Dir: -

Writer: -

Producer: BARRY DUROCHER

Studio: GRAHAM BOWMAN

Proofreader: PETER

Colours: 4C Start Date: 7-2-2014 12:27 PMRevision Date: 7-3-2014 5:01 PMPrint Scale: 100%

Comments: Calgary New Home Guide, Calgary Resale Home Guide, Edmonton New Home Guide, Edmonton New Condo Guide, Ontario New Home Guide-GTA, Ontario New Home Guide-Eastern, Ontario Condo Guide-GTA, Ontario Resale Home and Condo, New Home Guide-SWO, Vancouver

Publication: **see comments**

1 Conditions apply. See us for details. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

Visit a branch or tdcanadatrust.com/paymentvacation

Take time off from your mortgage payment.

A fl exible mortgage from TD allows you to concentrate

on something you’ve always wanted to do. Just add a

little extra to your regular payments and then have the

option to take a payment vacation for up to four months1.

It’s just one of TD’s fl exible mortgage features.

Dear Mortgage, I’m taking time off to cook up a new career.

0006217-001_M4102_1B.indd 1 7/7/14 3:57 PM

TD Bank SMO Mortgage.indd 1 7/9/14 9:43:25 AM

04 NEW HOME GUIDE | AUGUST 1-29, 2014

TRUMPETERBY BIG LAKE

VILLAGE ATGRIESBACH

SOUTHFORK

GLENRIDDING

SUMMERSIDE

THE ORCHARDS

MAPLE CREST

ASPEN TRAILS

ROSENTHAL

HENLEY HEIGHTS

AMBLESIDE

CHAPPELLEGARDENS

PAISLEY

COMINGSOON!

COMINGSOON!

Single Family w/ Front Attached Garage

Single Family w/ Rear Detached Garage

Duplexes

Street Towns

Single Family w/ Front Attached Garage

Single Family w/ Rear Detached Garage Duplexes Street Towns

2014 ALBERTAREGIONAL WINNER

Supported by

CHBAMember

ALBERTA


CHBAMember

ALBERTA

AUGUST 1-29, 2014 | NEW HOME GUIDE 07

features & editorials IN EVERY ISSUE

10 Editor’s Note COLUMNISTS

22 CHBA - Alberta Edmonton’s residential construction industry tops $6.5 B by Jim Rivait

32 Fundamentally Speaking Watch the retail landscape for neighbourhoods on the upswing by Wayne Karl

48 Mortgage Advice Is the lowest rate always best for your mortgage? by Alyssa Richard

54 Home Sweet Home Moving: do it yourself or go with a pro? by Lydia McNutt

68 Quick Tips Cost-effective organizing by Hellen Buttigieg

82 Designer Advice Cottage inspired decor by Yanic Simard

86 Homebuyers’ Help Water features – the choices are endless by Shane’s Landscaping & Contracting Ltd.

HOMEBUYERS’ HELP

15 Community Profile The Estates at Waters Edge –lakeside living like never before

70 Smooth Move Smart planning tips to save you time and trouble

75 Showhome Review Boss Homes – do the comparison!

80 Et Cetera Serving up style by Elisa Krovblit

89 New Homebuyers’ Resource Section Mortgage calculator and rate table

92 Web Directory Edmonton area builders, developers and communities

IN THE NEWS

30 Urbanity Custom Homes Showhome grand opening at Fraser River Park by Salina Yara Halabi

42 Mortgage Poll Alberta residents tops in Canada in paying down their mortgages

66 Interest Rates Bank of Canada again maintains overnight rate at one per cent

Community Profile

P. 15THE ESTATES AT WATERS EDGE Lakeside living like never before

contentsAUG 1 - 29, 2014 || VOLUME 26 ISSUE 8

CK

MY

DOCKET#: 14-JWI-076 FILE NAME: Southfork August Ads - Edmonton New Home Guide Cover FILE FORMAT: Illustrator CS6 CLIENT: Tamani



STUDIOMANAGER:

LANGUAGEREVIEW:


Discover YourHappily Ever After

August 1 - 29, 2014 Volume 26 Issue 08

Edmonton Edition Your Best Source for New Homes

INSIDE THIS ISSUE

EDMONTON HOME BUILDINGINDUSTRY TOPS $6.5 B

MOVING: D.I.Y. OR GO WITH A PRO?

IS THE LOWEST MORTGAGERATE ALWAYS BEST FOR YOU?

ON ANY DEVICEVIEWUS

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerSENIOR SALES MANAGER, WESTERN CANADA

Edwin RizarriART DIRECTOR

Daiana Garay EDITOR

Wayne Karl CONTRIBUTING EDITORS

Sara Duck Elisa Krovblit Lydia McNutt SENIOR MEDIA CONSULTANTS

Jennifer Mizier 780.217.6778Nancy Chemait 780.619.3241 PRODUCTION CO-ORDINATOR

Greg Van SluytmanGRAPHIC DESIGNER

Viosa BarilevaMANAGER OF PRODUCTION

Bala Gnanapandithan

The Edmonton New Home Guide is a free publication with distribution every four weeks. Submit articles or advertising to PO Box 458. Station Main, Edmonton, Alberta T5J 2K1

COPYRIGHT 2014 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.

EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

district maps

012 Edmonton Region

019 Leduc

023 Sherwood Park

025 Fort Saskatchewan

027 Northeast

037 Northwest

043 St. Albert

045 West

050 Stony Plain

051 Spruce Grove

057 Southwest

067 Beaumont

069 South

083 Southeast

087 Gibbons

088 Devon

Published By

ON THE COVER

p. 20TAMANI

COMMUNITIESDiscover your happily

ever after at Southfork

75

newhomeguide.ca

//EDITOR’S NOTE

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

WAYNE KARL EDITOR Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/WayneKarl

As discussed in the column above, Canada’s continuing ultra-low interest rate

environment does provide homebuyers with an excellent opportunity.

But, according to at least one new study, it may also be lulling some buyers into something of a false sense of security.

A new mortgage poll from CIBC reveals that the percentage of Canadians who are taking steps to repay their mortgage faster is down from 68 per cent last year to 55 per cent this year. And of those taking such action, in two out of three CIBC measurements, fewer people are planning to pay down sooner than later, compared to 2013.

Is this an opportunity lost, or a case

Are we being spoiled by low rates? Despite a prolonged low-rate environment, expected age to become mortgage-free is slowly creeping up

Take advantage while you can Low interest rates still in your favour

of some homeowners being spoiled by the continuing low rates?

CIBC seems to think both; Canadians are spending a lot more money on home renovations and summer vacations this year.

“With mortgage rates remaining relatively stable and at historic lows for the last few years, some Canadians may not be as focused on paying down their mortgages as when interest rates are higher,” says Barry Gollom, vice-president at CIBC.

While balancing your mortgage against other financial goals, CIBC advises homeowners to increase payment amounts, accelerate payment frequency and make pre- or lump-sum payments whenever possible.

The Bank of Canada’s recent announcement to hold its interest rate target at one per

cent does not come as a surprise. The rate has been holding at that level since September 2010, which is good news if you’re in the market for a mortgage.

There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get financing approval on a home when

you put in an offer. This is an especially good tool to have when markets are hot. Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place.

So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement this year.

However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier.

Start your new home search off right by taking advantage while you still can.


The Manchester Showhome, Mattamy’s Lakepointe in Chestermere.

Coloniale Estates In Beaumont Is NOW OPEN!

• 2 Showhomes available to tour• Detached Single Family Homes with 2 or 3-Car Tandem Garage• Distinctive styling includes many front porches • 1,480 Sq.Ft. to 2,681 Sq.Ft. • Designed by architects to reflect the local surroundings• Wide variety of exterior styles and interior floor plans• Parks, walking/biking trails and a

playground right in the community• Live right on the golf course• All school levels in or near the neighbourhood• Close to the Montalet Shopping Centre• 15 minutes to Edmonton International Airport• 15 minutes to Grey Nuns Hospital• Easy access into the city

All illustrations are artist’s concept. All dimensions are approximate. Prices, specifications, terms and conditions subject to change without notice. E.&O.E.

mattamyhomes.com

You can now find elegant Detached Homes in a golf course setting in Beaumont. Come and discover the art of living well in Coloniale Estates.

Sales Centre: 274 Reichert Drive, AB, Beaumont, T4X 0B9 Phone: 780-929-1111 • [email protected] • Follow us:

Sales Centre Hours: Monday to Thursday 2pm-8pm; Friday to Sunday and Holidays 12pm-5pm

Single Family Home, The Walnut, Elev. ‘C’, 2,550 Sq.Ft.

Single Family Home, The Sycamore, Elev. ‘B’, 2,452 Sq.Ft.

BEAUMONTSingle Family Homes 1,729 Sq.Ft From $419,990

ED_NHG_August 2014.indd 1 2014-07-24 2:44 PM

11

MARK MESSIER TRAIL

ST. ALBERT TRAIL

MER

IDIA

N S

TREE

T (0

St.)

LessardRoad

CameronHeights

Drive

141

St.

170

St.

DR.

DR.

RAY

GIB

BON

DR.

Jam

esM

owat

t Tra

il

QE

II

127

St.

137Ave.

Interchange

EDMONTON & REGIONCheck Each Area District Map

For More Information

28A


ERHBAMEMBER

We transform your ideas into a home designed to fit your family’s needs and budget. Whether on your own lot, acreage, in-fill lot, or one of our available lots, expe-rience the difference a small volume builder can make in constructing your dream home!

Custom Home Building with exceptional quality and service since 1984.

Call (780) 484-8754 www.gannethomes.com

Visit LandmarkHomes.ca for the complete list of our locations


COMMUNITY PROFILE//

The Estates at Waters EdgeLakeside living like never before

Recreational lakefront property has long been exclusively thought of as a summer treat. From that first warm weekend at the end of May, residents of cottage country do their best to squeeze in as much time at the lake before the leaves and

snow fall.There is, however, a development in Alberta that offers the exclusive benefits of

lakeside living year-round. Developed and built by a company with a proven track record with more than 50 homes built to date, The Estates at Waters Edge has everything you need for a happy, healthy and comfortable lifestyle in a community setting. Whether prospective buyers are looking for a weekend retreat or a permanent or Snow-bird lifestyle, The Estates at Waters Edge offers fully-serviced, unique, single-family homes to accommodate a range of budgets and lifestyles.

This secure, gated development is situated only 45 minutes west of Edmonton on the north shore of Lac St. Anne. As a perennial community equipped with resort-style amenities, residents enjoy the beauty that every season has to offer. Summer activities include water sports, fishing, walking, biking or golfing at five nearby courses. Winter brings its own selection of outdoor activities, including snowmobiling, cross-country skiing, snowshoeing and ice fishing. For skating and hockey enthusiasts, there is an outdoor NHL-sized ice rink, complete with a skate change and warm-up facility. Access to an on-site private boat launch and a maintained marina allows for carefree boating enjoyment. For social gatherings, a clubhouse, featuring a kitchen, dining area and games room, can accommodate gatherings both small and large.

Along with the aforementioned amenities, the Estates at Waters Edge will also have a fitness centre (for those so inclined) that will be open in the fall of 2014, which is keeping fit in the summer and for staying active in the winter (especially key for those

year-round residents). In the works is also an outdoor pool – with a large sundeck around the perimeter and a view of the lake – ideal for quiet dips in the morning to entertaining friends and family in the afternoons and evenings.

Home designs are created in-house by the Waters Edge Architecture Team to keep turnaround time to a minimum. Most home builders charge a fee for any changes to their plans. However, this service is complimentary for buyers who choose to build with Waters Edge, and allows for your individual needs to be provided for in your custom-designed house. Owners can also choose to


//COMMUNITY PROFILE

purchase an undeveloped lot and construct with their preferred builder, with a design that follows the architectural and landscaping guidelines of the community.

Waters Edge homes have been designed in a timeless Craftsman-style and are available in an array of one and two-storey/two- to four-bedroom floorplans, ranging from 1,150 to more than 2,500 sq. ft. Layouts and room sizes are completely customizable to ensure that each plan meets the buyer’s needs. Yards are fully landscaped and can include a choice of parking pad, attached or detached garage. A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.


A variety of high-quality interior finishing packages are also available and owners can rest easy knowing that their residence comes with a 10-year Progressive Home Warranty to ensure the highest home construction quality.

Because sustainability and efficiency are so important to the builders, they’ve made sure all homes in The Estates at Waters Edge are designed Built Green and have Energy Star systems and appliances.

There is a large variety of unique lakefront and lakeview lots still available for purchase. All lots have municipal water and sewer services, so there are no wells or septic tanks to deal with. Lot prices start in the low $100,000s, and two-bedroom residences with completely landscaped lots start in the low $300,000s. But hurry, as these lots are selling fast!

Three brand new showhomes are under constructions for occupancy this fall. Contact Mike at 780.405.6378 or 1.877.405.1105, or visit watersedgeestates.ca for more information.


leducAREA INFO• POPULATION: 17,000 and growing

“Small city” living within minutes of “Big city” amenities.

• LOCATED: 20 km south of Edmonton on Hwy 2

• SCHOOLS: 7 Elementary, 2 Junior & Senior high. Public, Private & Separate school systems.

• GROCERY: Variety of shopping.

• RECREATIONAL FACILITIES: Recreation & Culture Centre, Performing Arts Centre, 18 hole Golf Course & Public Library.

• MEDICAL FACILITIES: Full Service Community Hospital and Full Ambulance Service.

• PARKS & PATHWAYS: 27 parks including Telford Lake, Fred John’s Park & Lions Campground.

Telford Lake

Black Gold Dr.

Rollyview Rd.

To Calgary

50 St.

50 Ave.

Gra

nt M

acEw

anBo

ulev

ard

Hw

y 60

50 S

t. 44 S

t.45 S

t.

Highway 2AQ

E II

42 Ave.

To CalmarHighway 39

Alto

n Dr.

Calmar

C.W

. Gae

tz D

rive

To Wetaskiwin

Coad

y Bl

vd.

42 S

t.

4

3

25

16

THE CITY OF LEDUC, a thriving Industrial, Commercial

& Agricultural Community continues to experience growth

and expansion.

“A great place to call home!”

For more information contact The City of Leduc at

780-980-7177

4 SUNTREE DEVELOPER: Maclab Enterprises BUILDERS: Kimberly General Partner, Cobblestone Master Builder, Bedrock Homes, Caliber Master Builder, Entity Homes, B&H Homes, Landmark Homes LOCATION: Grant MacEwan Boulevard & Suntree Promenade

5 SOUTHFORK DEVELOPER: Tamani Communities BUILDERS: Dolce Vita Homes, Homes by Avi, Innovations by Jayman, Jayman MasterBUILT LOCATION: Highway 2A & 50th Street

6 ROBINSON DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Homes by Sher-Bilt, Connect Homes LOCATION: South of Rolly View Road on C.W. Gaetz Drive

1 MEADOWVIEW DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes, Homes by Santos and Connect Homes LOCATION:Coady Blvd & Meadowview Blvd. Showhomes Coming Soon

2 TRIBUTE DEVELOPER: Qualico Communities BUILDERS: Tristate Signature Homes LOCATION: Dunlop Wynd & Caledonia Dr.

3 WINDROSE DEVELOPER: Maclab Enterprises BUILDERS: Homes by Sher-Bilt, Cornerbrook Construction, Jacob’s Construction, McLean & McLean Custom Homes LOCATION: Exit at 50 Ave off Highway 2, proceed west, then go south on RR 253 to Windrose

19

The grass will be greener,just like your wallet.

The Edmonton International Airport, just minutes away, is proving to be perfect for those who work up north or in the oil sands while choosing to keep their families in Southfork. Several companies fly their staff out from the International to Fort McMurray, Fort St. John and other provinces. The Queen Elizabeth Highway runs parallel to Leduc connecting to Edmonton and the Anthony Henday ring road for quick access to Fort Saskatchewan, Sherwood Park and St. Albert. Or take the C-Line Commuter Service to and from Century Park LRT in Edmonton with stops in Nisku.

Families have 12 schools, kindergarten to grade 12, to choose from in the much sought after Black Gold School District and a host of activities to educate and entertain every member regardless of age. A new K-9 school will be built in Southfork, located just off of Sheppard Boulevard and Simpkins Wynd. It is tentatively scheduled to be open by the start of 2016/17 school year.

The Leduc Recreation Centre contains aquatic facilities, indoor playground, child care and programs to fit everyone’s interests. Beyond the Centre are organizations for all manner of sports from archery, football, curling, skate board park, gymnastics, ice skating and much more. Grab your golf clubs, the course is just minutes from Southfork.

T amani Communities has outdone themselves as the developer of Leduc’s premier

community Southfork. Their vision of creating one of the “most desirable and exciting neighbourhoods in the country” is coming to fruition with architectural controlled homes surrounded by playgrounds, pocket parks, water features and beautiful landscaping… homes suited for all stages and all ages!

Leduc, a satellite city of 26,000, boasts small town charm with big city amenities and strong economic growth. Gone is the small town that had residents driving to Edmonton for basic needs and wants.

The incredible community is drawing families in from all areas of the surrounding communities with its well-planned design and multifaceted access. Southfork is number one in permits and sales as young families flock to stake their claim in a Southfork home.

SouthforkDiscover your happily ever after.

Southfork Leduc is now the community of choice for

young families!

20

The Maclab Centre for Performing Arts, with seating for 460, hosts music and dance festivals, guest speakers and so much more. The art community has a full palette with theatre, painters, choirs, performing arts and pottery groups just to name a few. Check out the historical society, square dancing, communities in bloom, music festivals or whoop it up at the rodeo! Join the boat club at Telford Lake - right in Leduc, with boating lessons and rentals available!

Pack up the kids and picnic basket and wander over to the Southforks Super Park! Playground equipment includes swings, slides and other age appropriate structures to keep everyone in giggles and in shape. Dad will love the gas barbecues and covered patio. The sparkling water falls complement the vast areas of green grass and interconnecting pathways. A perfect park in a perfect neighbourhood… Southfork. Leduc has 68 km of multi-use interconnecting pathways that are maintained year round. These trails make Leduc one of the most walkable communities – from neighbourhood to city centre and beyond.

The Leduc Community Hospital offers acute care, transition beds, general and specialized surgery, lab services, diagnostic imaging, rehabilitation and a 24-hour emergency department. Sleep comfortably knowing Leduc protects its interests and each other with the Night Hawk Community Patrol, RCMP, Enforcement Services, and Crime Stoppers. An integrated fire service also delivers ambulance service, patient transport and the usual fire services. Optometrists, dentists, chiropractors, whatever you need Leduc has it.

Tamani Communities has thoughtfully planned each stage of this “Contemporary Heritage” neighbourhood with homes to fit all stages and ages of life, from front drive in high $300’s, laned homes from low $300’s, semi-attached low $300’s to townhomes starting at $299,900. New-home buyers are thrilled to find these innovative homes in Southfork are considerably less in price than comparable ones in Edmonton. Tamani Communities homes are built by multi award winners – Homes by Avi, Dolce Vita Homes, Innovations by Jayman and Jayman MasterBuilt.

The town homes in Stage 4 and 5 built by Innovations by Jayman and Homes by Avi are a must see for first-time homebuyers. The

spacious, two storey, open concept design is only out done by the pricing. These front drive, street orientated colonial style townhouses in the low $300’s are built by award winning Homes by Avi.

Come to Stage 5 containing semi-attached homes of beauty and quality that start at $318,000 with state of the art builders Homes by Avi, Innovations by Jayman and Dolce Vita Homes. These are builders that create beautiful functional spaces and with thoughtful aesthetics making each home uniquely yours.

There are exciting opportunities for all with the family friendly pricing of Stage 6 new contracted lot design. “Although the lots are narrower, they allow for larger houses to be situated on them as the homes front drive single and double attached garages sits on the property line on one side. These homes will be both.” Stage 6 has just completed servicing the lots and construction will soon be underway.

Tamani Communities prides itself in providing consumers with a variety of choices nested with the knowledge that not only are they receiving what they want but they are living in a value based community built from the outside in with quality first and no detail left to chance.


» by JIM RIVAIT

//INDUSTRY UPDATES – CHBA - ALBERTA

JIM RIVAIT Jim Rivait is Chief

Executive Officer of CHBA – Alberta. Starting

his career working in government, Jim spent the last decade working

in the private sector specializing in government relations, advocacy, strategic

communications, policy development/analysis and association management.

EDMONTON’S

$6.5-billion industryAt this time of year, it seems you can’t drive across town without detouring to dodge construction crews on city streets.

Edmonton is spending more than $430 million for roadway projects this year. That’s a big chunk of change, but nothing like the investment quietly pouring into residential construction.

The value of new home construction and renovations in Edmonton neared $6.5 billion in 2013, according to a new report by Will Dunning Inc.

The majority was spent on building new homes, helping to create almost 27,000 jobs in our community and a total of nearly 50,000 jobs across Canada. Construction jobs are among the best paying, so all this work means a lot of fat paycheques – a total of $3.1 billion in wages.

Unlike public works projects, residential construction tends to fly under the radar. Perhaps that’s because a lot of work takes place in new neighbourhoods when there are not yet a lot of people around. But out of sight should not mean out of mind.

The decision to buy a new home is a phenomenal demonstration of confidence in the future, even if individuals, couples and families who decide to buy a home don’t hold a news conference to announce their spending plans.

They are, however, still analyzing the market and agonizing over making the right decision on this major investment.

In Edmonton, prospective buyers can see that the region’s solid economic fundamentals are both attracting a rush of newcomers to the city and raising the optimism levels of longtime residents.

Every week, it seems, one of the big banks forecasts that Edmonton and the rest of Alberta will out-perform the rest of Canada. TD Economics was the latest with a report early in July that picked Edmonton and Calgary to lead the country in home price growth over the next few years. Statistics Canada just confirmed that Alberta’s job market is the tightest in the country.

This positive news has translated into more shovels in the ground. Last year, our industry started work on 14,689 new homes – that’s 40 every single day.

So far this year, a dip in big condominium projects has lowered the overall pace of construction starts but demand for single-family homes continues to grow. Builders poured foundations for almost 3,000 new homes in the first half of this year. That’s a healthy five-per-cent increase over 2013.

Consumers also can’t help but notice the spike in new home prices and the big uptick in demand for resale homes. Canada Mortgage and Housing Corp. estimates the average price of a new home is up better than seven per cent since last year. MLS statistics show both the number of homes sold and prices are up.

Even with all the trends looking good for Edmonton, there is still a fear factor to overcome because buying a home is by far the biggest investment most consumers will ever make.

It does not help that there has been a steady barrage of negative media coverage that focuses on the predictions of a handful of housing analysts who are convinced the sky is about to fall.

These predictions first started getting a lot of play in the media back in February 2011 – and they are still getting quoted in news stories today.

Fortunately, a lot of Edmontonians ignored the “experts” in the last three-plus years. Over that period, the price of the average resale home in Edmonton climbed from $312,000 to around $372,000.

That’s another $59,000 – a very high price to pay for advice from Chicken Little & Co.

The Canadian Home Builders’ Association – Alberta represents new home builders, renovators, developers, trade and supply companies, and professional services. Check the CHBA Edmonton Region website for local builders.


sherwood park

75

4 3

B

Granada Blvd.

Whitemud Dr. Highway 628

Lakeland Dr.

2

1

3 ARDROSSAN HEIGHTS DEVELOPER: Strata Developments BUILDERS: Open LOCATION: 4 miles east of Sherwood Park on Baseline Road North at RR 824 to Ardrossan NEW LOTS COMING SOON!

4 LAKELAND RIDGE DEVELOPER: Genstar Development Co. BUILDERS: Landmark Homes, Rohit Communities, LOCATION: Lakeland Drive & Campbell Rd.

5 SUMMERWOOD DEVELOPER: Qualico Communities BUILDERS: Jayman MasterBUILT, Pacesetter Homes, Open LOCATION: East of Clover Bar Rd. North of Baseline Rd. on Lakeland Dr.

1 ASPEN TRAILS/EMERALD HILLS DEVELOPER: Genstar Development Co. BUILDERS: Coventry Homes, Park Royal Homes, Landmark Homes, Christensen Developments, Rohit Communities, Homes by Avi, Marcson Homes, Daytona Homes Master Builder LOCATION: Lakeland Drive & Aspen Trail

2 FOXBORO DEVELOPER: Qualico Communities BUILDERS: Challenger Homes, ReidBuilt Homes, MacLachlan Mitchell Homes LOCATION: East of Clover Bar Road on Foxboro Drive

23

FORT SASKATCHEWAN

STRATA DEVELOPMENTS 780.481.4375 www.STRATADEVELOPMENTS.ca

THE PLACE TO BE FOR EVERYONE... COME BUILD YOUR FUTURE WITH US

HWY 15

SOUTHFORT

BLVD.

HWY 21SO

UTHFO

RT DR.

FORTSASKATCHEWAN

★★

★

For lot information call Andrew. 780.822.0086

NEW SHOWHOMES NOW OPEN!See new and unique designs in New Home

construction, all in one community.

THE RIDGE THE MEADOWS THE ESTATES

THE ESTATESLOTS 1/3 Acre & Up! Purchase lot privately and choose your own builder!

THE MEADOWSThe perfect place for your growing family!

Landover Homes 780-416-9122Stoneridge Homes 780-997-0525

THE RIDGENew single family & duplex houses from:Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built.

THE VILLASDuplex condo living fromRosecroft Homes 780-983-9150

With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

DONATE TODAY. STOLLERYKIDS.CA


fort saskatchewan

AREA INFO• POPULATION: Over

18,653

• LOCATED: Adjacent to the northeast boundary of the provincial capital, the City of Edmonton-15 minutes close.

• SCHOOLS: 6 Public Schools, 3 Separate Schools, 1 Christian School.

• GROCERY: Sobey’s Station Square, Canada Safeway, No Frills.

• RECREATION & CULTURE FACILITIES: Dow Centennial Centre, Tennis courts, campground, baseball diamonds, golf course, indoor pool, outdoor ice rinks (2), curling rink, 3 arenas, indoor soccer, gymnasium, fitness centre, performing arts theatre, visual arts gallery, pottery studio.

• MEDICAL FACILITIES: New Hospital Opening in 2012, 5 Medical Clinics.

• PARKS & PATHWAYS: 360 hectares of park/recreational/ natural land with 30 kilometres of paved trails for walking, running, biking, rollerblading and cross-country skiing.

A quiet, friendly, family oriented community.

“Life is good here!”

For more information contact Jasmine Zebic 780-992-6408or visit our website at www.fortsask.ca or email: [email protected]

1

23

4

5

6

7

5 FOREST RIDGE IN WEST PARK DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Connect Homes Homes by Santos, Victory Homes, Open LOCATION: Westpark Drive & Cranberry Bend

6 WEST WOODLANDS DEVELOPER: Strata Developments BUILDERS: Oleksyn Homes, Clearview Homes, Open. LOCATION: 55 St. & Sunset cres. Bruderheim

7 SIENNA DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Rohit Communities, LOCATION: 94 St. & Sienna Blvd.

1 SOUTHPOINTE DEVELOPER: MLC Group BUILDERS: Active Homes, Impact Homes, Rosecroft Custom Homes LOCATION: Junction of Hwy. 21 and Hwy. 15 on 94 Street

2 SOUTHFORT RIDGE DEVELOPER: Strata Developments BUILDERS: Anez Homes, Bold Homes, BR Homes, CMK Homes, Glenora Homes, Homes By Sidney, Thomsen Built LOCATION: Southfort Blvd & Ridgeland Way

3 SOUTHFORT MEADOWS DEVELOPER: Strata Developments BUILDERS: Landover Homes, Stoneridge Homes LOCATION: Southfort Drive & Meadowview Drive

4 SOUTHFORT ESTATES DEVELOPER: Strata Developments BUILDERS: Open to public LOCATION: Southfort Drive & Greenfield Way

25

BRO10240167_Terrace_Full_600.indd BRO10240167_Terrace_Full_600

1GRACoL

7.5” x 10.5”7.5” x 10.5”

6.75” x 9.75”7.75” x 10.75”100%

Regan.FraserMarsha Walters

Sean.MitchellMark.LovelyRenee Baranieski

Brookfield Residential10240167

7-23-2014 3:59 PM7-23-2014 3:59 PM

Grudgfield, Adam (CAL-MCL)

Production:Volumes:Product...10240167_Terrace_Full_600.inddNew Home Guide

--

--

--

--

--

9Terrace Full Page

Minion Pro, Helvetica Neue LT Std

Cyan, Magenta, Yellow, Black

URBAN ENERGY MEETS NATURAL HARMONY

DiscoverTheTerrace.ca

NANTHONY HENDAY DR

97

ST

71

ST

66

ST

MA

NN

ING

FR

EE

WA

Y

167 AVE

167 AVE AND 71 ST NE

• The best kept secret in the Northeast

• 8 stylish and modern showhomes by award winning builders:

• Close to all essential amenities.

- Coventry Homes- Sterling Homes

- City Homes- Jayman MasterBUILT

JOIN US FOR OUR BLOCK PARTY - SAT. SEPT. 6, NOON TO 5PM

S:6.75”S:9.75”

T:7.5”T:10.5”

B:7.75”B:10.75”

26

NORTHEAST

82 S

t.

97 S

t.

66 S

t.

50 S

t.

167 Ave.

187 Ave.

137 Ave.

132 Ave.34

St.

151 Ave.

153 Ave.

144 Ave.

20 S

t.129 Ave.

Yellowhead Trail

Fort

Rd.

144 Ave.

137 Ave.

Vict

oria

Tr.

Bon AccordGibbons

To Fort Saskatchewan

Hermitage

1 St

.

167 Ave.

118 Ave.

6

7

4

3

2

Hooke Rd

5/1 9

8

10

11

northeast

6 MccONAcHIE DEVELOPER: Walton Development and Managment L.P BUILDERS: Jayman MasterBUILT, Innovations by Jayman, Sabal Homes, Morrison Homes, Royal West Homes, Carlisle Group LOCATION: 167 Avenue and McConachie Way

7 COLLEGE WOODS AT LAKEVIEW DEVELOPER: College Woods Development Inc. BUILDERS: Entity Homes, Prominent Homes Ltd, Sehra Homes LOCATION: 89 Street and 181 Avenue

8 THE TERRACE AT SCHONSEE DEVELOPER: Brookfield Residential BUILDERS: Jayman MasterBUILT, Coventry Homes, Sterling Homes, City Homes LOCATION: North of 167 Avenue on 71st Street

9 VITA CRYSTALLINA NERA DEVELOPER: Walton Developments BUILDERS: Morrison Homes, Sabal Homes, Homexx Homes LOCATION: north on 82nd street and 180th Avenue

1 CRYSTALLINA NERA DEVELOPER: Genstar Development Co. BUILDERS: Pacesetter Homes, Park Royal Homes, Daytona Homes Master Builder, Ironstone Home Builders

LOCATION: 82 Street & 180 Avenue

2 McCONACHIE DEVELOPER: Ranger Realty BUILDERS: Bethpage Construction Corp, Sangam Homes Ltd, Sha-Ture Homes Inc., White Eagle Homes

LOCATION: 167C Ave and 59-60 Street 3 MccONAcHIE LANDING

DEVELOPER: MLC Group/Cameron Communities BUILDERS: ReidBuilt homes LOCATION: 167C Ave and 59-60 Street

4 CY BECKER DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Daytona Homes Master Builder, Rohit Communities LOCATION: Manning Fwy & 167 Avenue

5 VILLAGE AT SCHONSEE DEVELOPER: Bedrock Homes BUILDER: Bedrock Homes LOCATION: 5495 & 5497 Schonsee Drive

27

10 MANNING VILLAGE DEVELOPER: Cameron Communities BUILDERS: Sterling Homes, Lincolnberg Homes

LOCATION: Manning Freeway and 153 Avenue

11 FRASER RIVER PARK DEVELOPER: Ranger Realty BUILDERS: Urbanity Custom Homes, Open LOCATION: 147 Avenue and

14 street

12 CASSELMAN LANDING DEVELOPER: Rohit Communities BUILDERS: Rohit Communities

LOCATION: 5203 149 Avenue NW

BRO10240167_Terrace_Map_500.indd BRO10240167_Terrace_Map_500

1GRACoL

6.75” x 1.5”6.75” x 1.5”

NoneNone100%

Regan.FraserMarsha Walters



7-23-2014 4:00 PM7-23-2014 4:00 PM


Production:Volumes:Product...O10240167_Terrace_Map_500.inddNew Home Guide

--

--

--

--

--

6Terrace Map Banner

Minion Pro, Helvetica Neue LT Std


JOIN US FOR OURBLOCK PARTY

DiscoverTheTerrace.ca

Saturday, September 6, Noon to 5pm

T:6.75”

T:1.5”

15 STYLISH SHOWHOMES TO SEE

Connect with McConachie, visit 15 showhomes by Carlisle Group, Royal West Homes, Sabal Homes, Morrison Homes and Jayman MasterBUILT.



NORTHEAST

//IN THE NEWS

Urbanity Custom Homes welcomes you to explore Fraser River Park. Located just south of 153 Avenue and east of 14 Street, this flourishing community is filled with walking trails and greenspaces. With the North Saskatchewan River on its southeastern border, Fraser River Park boasts scenic ravine lots that allow residents to take full advantage of the natural surroundings and quickly access the walking trails of the River Valley system.

Construction of Urbanity Custom Homes’ executive-style bungalow is now underway. Sprawling over 1,694 sq. ft., this stunning new showhome, the Richmond, will feature a gourmet kitchen and a spacious open concept floorplan. This home will also showcase a developed basement with a theatre room and forced walkout basement patio – providing an additional 1,337 sq. ft. of living space. The Richmond is expected to be open to the public for viewing in October 2014; however, a sales centre located at 617 Fraser Vista is currently open to the public.

Fraser River Park is ideally located just minutes away from access to the Anthony Henday Drive off of 153 Ave., and there are also future plans for an LRT extension, ensuring that commuting throughout the city will be hassle free. Amenities are abundant near Fraser River Park, and include the new commercial district of Manning Town Centre, which features shopping, dining and entertainment options, such as Lowe’s, Marshalls, Homesense and Empire Theatres.

Urbanity Custom Homes’ SHOWHOME GRAND OPENING» by SALINA YARA HALABI

To learn more about Urbanity Custom Homes, visit urbanityhomes.com or visit the sales centre on Saturday and Sunday from 1 to 5 p.m. Please contact Roy Serrao at 780.457.2987 for appointments from Monday to Friday.


Fraser River ParkLocated South of 153 Ave & 14 Street

♦ Filled with walking trails and green spaces♦ Scenic Ravine Lots

♦ Minutes away from Anthony Henday, and Manning Town Centre♦ Future plans for LRT expansion

For More Info Contact:Louie Raj | Ranger Realty Co. Ltd. | 780-478-7791

Urbanity’s much anticipated show home, The Richmond, will open in Fraser River Park in early fall 2014! Visit www.urbanityhomes.com for updates

For more information, please contact us at

780-457-2987 or email us at [email protected]

You’re ready tomake your move

• Convenient appointment, day or night,home or offi ce

• Competitive rates on a wide selection ofmortgages

For convenient mortgage service, contact:

Nancy Bruno-Romeo

Mobile Mortgage Specialist

Tel.: 780-973-8892 Cell: 780-908-7183 [email protected]

Mortgage Expertise at Your Doorstep 24/7® Registered trade-mark of Bank of Montreal.

74_BMO_20/13

What’s next for you?

You’re ready tomake your move

• Convenient appointment, day or night,home or offi ce

• Competitive rates on a wide selection ofmortgages

For convenient mortgage service, contact:

Nancy Bruno-Romeo

Mobile Mortgage Specialist

Tel.: 780-973-8892 Cell: 780-908-7183 [email protected]

Mortgage Expertise at Your Doorstep 24/7® Registered trade-mark of Bank of Montreal.

74_BMO_20/13

What’s next for you?

NORTHEAST


Target Corp.’s 2013 expansion into Canada – and subsequent retrenching this year – represent an important exercise in economic and community development. The U.S. retail giant announced in 2011 it was moving north with a $1.8-billion acquisition of up to 200 Zellers store leases, with most of the initial openings coming from renovating existing Zellers locations.

While the expansion may not have gone quite as planned, with Canadian consumers not exactly enthralled with Target’s product offerings and pricing strategy, there’s no question the move will continue to have a significant impact on the Canadian retail landscape – particularly as the company builds greenfield outlets in new locations.

Wal-Mart also recently announced plans to spend $500 million completing 35 supercentre projects over the next year. The U.S. retailer says it will spend more than $376 million to build, expand, relocate or remodel stores, as well as invest additional funds on operational improvements.

For homeowners and prospective homebuyers, this is all good news – and a very good reason to pay attention. Such major retail developments are a significant influence on land development and housing.

When the likes of Target, Walmart, Costco and other major players set up shop, particularly in a new location, it’s a good sign an area could be on the upswing.

Like proximity to mass transit, schools and other amenities, being close to shopping is a major attraction for builders and, of course, prospective homebuyers. These features are among the key determining factors to enjoying your home while you live there, as well as for potential resale value in the future.

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining neighbourhoods. These companies make careful, long-range and well planned-out decisions in lockstep with municipalities and developers, based on hard data, research and demographic information.

This is why major retail expansion is good news: it’s an indicator the economy continues to strengthen; and, for those looking to buy a home, it’s a sign to look out for new or

TO SEE IF YOUR NEIGHBOURHOOD MAY BE ON THE UPSWING

Watch the changing retail landscape

Large retailers and commercial ventures don’t just pop up in the middle of nowhere or in declining neighbourhoods.

//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

expanding neighbourhoods and solid buying opportunities.

Such retail developments, combined with the associated employment gains and economic and infrastructure improvements, point to new and expanding homebuying options.

So, while you’re out there looking for your new home, look around for the big box stores. If they see a bright future for your prospective neighbor-hood, chances are it will make a sound buying decision for you.


BUILDERS

MCCONACHIE STAGE 7167C AVE & 59-60 STREET

FAMILY FRIENDLY NEIGHBOURHOOD CLOSE TO SCHOOLS, SHOPPING AND AMENITIES.

FOR MORE INFO CONTACT:

LOUIE RAJ • RANGER REALTY CO. LTD. • 780-478-7791

SANGAM HOMES LTD. BETHPAGE HOMES WHITE EAGLE HOMES

ADDITIONAL SHOWHOMES COMING SOON!

SANGAM HOMES LTD. 780-604-8813

BETHPAGE HOMES 780-945-9832

SHA-TURE HOMES INC. 780-446-2198

WHITE EAGLE HOMES 780-497-8998

33

NORTHEAST

• HIGH — LOW. Do you have high ceilings (minimum 9’ or up)

paralled with sun light ? Having both will help

your end result. If you don’t have either, then

make sure you add more light with lamps, and

whiter more glossy accessories.

• HOW MUCH IS TOO MUCH. Choose the amount of black you are going to

incorporate. Go big with black on all the walls or

just one wall – will you use paint, or use elegant

wallpaper? Balance carefully with other large

items to ensure balance.

• ACCESSORIES ONLY. Can’t commit to a wall or ceiling? Add black in

your accessories and artwork. Chairs, picture

frames, lamp shades, toss cushions or drapery.

Better yet – paint that old side table high gloss

black!

You have to be confident to use black, and you need to know how much to use and where. Whether in bits and pieces or in a bold stroke turn to classic black to get you the drama you want in your home’s interior design.

A well designed black room needs two things: a). courage to incorporate it, and b). a well-thought out lighting plan.

To help with this, I’ve compiled a quick list of

questions to help you make your black room

amazing.

• BRING ON THE LIGHT. Assess your room(s) light.

Do you have a lot of natural

sunlight? If not, increase

your incandescent lighting to

compensate, or ensure you

have that high-light colour to

balance it out.

ELUSIVE BLACK – HOW MUCH IS TOO MUCH?

34

RohitCommunities.com RohitCommunities.com

EDMONTON & AREA

YOUR NEW HOME IN EDMONTON

Rohit Communities is a leading home builder in Edmonton, Fort Saskatchewan and surrounding communities. Its diverse portfolio consists of bungalows, single family homes, two-storey duplexes, townhomes and apartment condos.

With homes for sale in a variety of unique communities dotted across the city, you'll find that our locations are always close to shopping, services, amenities, restaurants and entertainment with easy access to major roadways.

For a full list of locations and home styles visit RohitCommunities.com

FIND YOUR NEW HOME THIS SUMMER!

NTerw

illeg

ar D

rive

Ray Gibbon Drive

ST. ALBERT

EDMONTON

Whitemud Drive

Whitemud Drive Whitemud Drive

Yellowhead Trail

Yellowhead Trail

Ellerslie RoadAnthony Henday Drive

An

tho

ny H

end

ay Drive

Anthony Henday Drive

Baseline Road

Wye Road

Hig

hw

ay 21

Clo

verbar R

oad

Hig

hw

ay 14

75

Street

50

Street

23 Ave

17

Street

66

Street

153 Ave

12

7 S

treetSt. Albert Trail

Gro

at Ro

ad

Whyte Ave

137 Street

Calg

ary Trail

Gatew

ay Blvd

Manning Driv

e

111 S

treet

Ran

ge R

d 2

30

99 A

ve

92

Street

6

7

3

12

FORTSASKATCHEWAN

4

5

1. EDMONTON SOUTH AllardTownhomesSingle Family HomesBungalow Community

Callaghan LandingTownhome Condominiums Callaghan North Bungalow Community

2. EDMONTON WINDERMERE Glenridding Heights Duplexes Single Family Homes

3. EDMONTON WESTHamptonsDuplexes

EdgemontDuplexes Single Family Homes

4. EDMONTON NORTH WESTStarling at Big LakeDuplexes Single Family Homes

5. EDMONTON NORTHCasselman Landing Townhome Condominiums

Cy Becker Duplexes Single Family Homes

6. SHERWOOD PARKAspen Trails Duplexes

Sherwood ParkSingle Family Homes

7. FORT SASKATCHEWANSienna Duplexes

NOW SELLING DUPLEXES IN FORT SASKATCHEWAN• Surround yourself with parks, schools, health services and more in

the peaceful community of Sienna.

• Duplex homes up to 1500 square feet. All homes include laminate, tile, granite countertops on the main, 6 appliances, landscaping and rear deck.

• Starting from $315,100 as of July 16, 2014, prices subject to change

For all product listings and more information visit RohitCommunities.com

VISIT A ROHIT SHOWHOME TODAY

Visit the showhome at 1 Santana Crescent or call Kathy at 780.446.2643 for more information!

WEST EDMONTON

Hamptons | DUPLEX

1753 Hammond Crescent NW

Call Kim at 780.906.9808

SOUTHWEST EDMONTON

Glenridding Heights | SINGLE FAMILY

NEW! Showhome coming soon!

Call Candice at 780.990.9588

Glenridding Heights | DUPLEX

NEW! 2351 Glenridding Boulevard SW

Call Candice at 780.990.9588

Allard | SINGLE FAMILY 3322 Abbott Crescent SW

Call Blair at 780.909.9141

NORTHWEST EDMONTON

Starling at Big Lake | DUPLEX

2407 Sparrow Crescent NW

Call Pam at 780.938.5478

Starling at Big Lake | SINGLE FAMILY

2309 Sparrow Crescent NW

Call Pam at 780.938.5478

NORTHEAST EDMONTON

Cy Becker | DUPLEX

118 Cy Becker Blvd NW

Call Chris at 780.995.6054

Cy Becker | SINGLE FAMILY

3710 167 Ave NW

Call Chris at 780.995.6054

FORT SASKATCHEWAN

Sienna | DUPLEX

JUST RELEASED! 1 Santana Crescent

Call Kathy at 780.446.2643

SHERWOOD PARK

Lakeland Ridge | SINGLE FAMILY 400 Churchill Crescent

Call Wende at 780.952.1572

• VIVID COLOUR. Add a hit of saturated colour to soften your

black – let your imagination soar. Keep the

accent colour vivid (saturated), so it compliments

the black and won’t get lost in it. Small spaces can

look modern and elegant when paired with bursts of

colour.

• KEEP IT ELEGANT. By simply adding whites, creams, crystals and gold, you’ll

keep your black looking classic and timeless.

• CONTINUITY AND FLOW. The last thing you want is to have your black room feel like

it doesn’t belong. Be thoughtful in your choices, ensure

they relate back to other rooms in your home. Start by

painting your front door Black and work in from there!

The risks are high, but a well executed design using black has

the most amazing feeling, it’s like wearing Chanel or Cartier –

it makes you feel special just being there.

Always use a matte finish for painted walls. You can use a

high gloss finish for doors, trim, accessories or furniture,

but rarely will gloss go on a wall, it will show all the

imperfections. Check out my preferred black paints:

→ �Benjamin Moore: Black Satin 2131-10 softened just enough

so that the beauty comes through.

→ Benjamin Moore: Phelps Black DC-22 excellent black for

that formal high gloss entry door.

→ Benjamin Moore: Universal Black 2118-10 thought

provoking and universal

→ Sherwin Williams: E31-SW7020 Black Fox – warm brown

undertones

→ Sherwin Wiliams: E94-SW7083 Darkroom – for the purist

→ General Paint: CL3127N Black Russian – sexy!

→ SICO: (Rona) 6209-83 Penguin’s Back – has a gorgeous

blue undertone.

→ SICO: (Rona) 6208-73 Ancient Lava – sophisticated

Photos compiled are from websites that Marie shops at,

various items chosen are befitting the mood and depict best

choices for this article. Should you want information on any of

these products, please contact interiorsBYDESIGNinc.



NORTHWEST

8

109

St.

127 Ave.

132 Ave.

118 Ave.

111 Ave.

137 Ave.

167 Ave.

139

St.

153 Ave.

162 Ave.

124

St.

142

St.

149

St.

156

St.

170

St.

184

St.

127

St.

121

St.

135

St.

97 S

t.

Kingsway Ave.

St. Albert Trail

113A

St.

171 Ave.

195 Ave.

176 Ave.

Yellowhead Trail

112

St.

To Spruce Grove& Stony Plain

Hw

y 44

Ray

Gib

bon

Dr.

215

St. (W

inte

rbur

n Rd

.)

Anth

ony

Hen

day

Dr.

To St. Albert

Gro

at R

d.

2

6

9

1 10

7

4

Mark Messier TrailAnth

ony Hen

day D

r.

5 11

123

northwest

4 VILLAGE AT GRIESBACH DEVELOPER: Canada Lands BUILDERS: Homes by AVI, Dream Homes by Krisner, Coventry Homes, Landmark Legacy Homes, Greenboro Homes, Pacesetter Homes, Abbey Lane Homes, Christenson Developments LOCATION: 137 Avenue North On 97 Street West on Griesbach Road

5 TRUMPETER BY BIG LAKE DEVELOPER: United Communities BUILDERS: Estate Homes- Fekete Homes, Montorio Homes Classic Homes- Homes by Avi, Sabal Homes, Montorio Homes, Sterling Homes Duplex- Homes by Avi LOCATION: North on Anthony Henday Drive, West at 137th Ave. and 199 St.

1 CASTLEBROOK MEADOWS DEVELOPER: Concept Realty BUILDERS: Concept Homes LOCATION: 179 Ave. & 104 St.

2 CASTLEBROOK DEVELOPER: Canterra Developments Corp. BUILDERS: Open, LOCATION: 110 St. & 176 Ave.

3 HAWKS RIDGE AT BIG LAKE DEVELOPER: Walton Development and Managment L.P BUILDERS: Sabal Homes, Montorio Homes, Morrison Homes, Reid Built Homes LOCATION: North of Yellowhead Trail on 215 Street

6 NEWCASTLE DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Pacesetter Homes, Coventry Homes, Reid Built Homes, Landmark Homes, Tristate Signature Homes LOCATION: 167 Avenue & 127th Street

7 MORNINGSIDE DEVELOPER: Reid Worldwide Corporation BUILDERS: Fekete Homes, Rococo Homes LOCATION: backing onto Lois Hole Provincial Park at Big Lake

8 TUSCANY HILLS & UPPER TUSCANY DEVELOPER: United Communities BUILDERS: OPEN LOCATION: North corner of 127th Street & 195 Avenue

9 PALISADES DEVELOPER: MLC Group BUILDERS: Bedrock Homes, Landmark Communities, Landmark Homes, Landmark Legacy LOCATION: South of 167th Avenue & East of 139 Street

10 LEGACY POINTE DEVELOPER: Concept Realty BUILDERS: Concept Homes Master Builder LOCATION: 18230 - 104A Ave.t

11 STARLING AT BIG LAKE DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, Kirkland Homes, Green Living Homes, Rohit Communities, Cameron Homes, Art Custom Homes, Gill Built Homes LOCATION: North on Anthony Henday Drive, take Ray Gibbons Drive, left on 137 Ave

12 HUDSON PARK DEVELOPER: Beaverbrook Developments BUILDERS: Dolce Vita Homes, Cameron Homes LOCATION: Just off 137 Ave & 141 St.

37

2 LAKE LOTS REMAINING

97 St. & 176 Ave.

Castlebrook is an architecturally controlled neighbourhood which protects the value of your investment. Choose from a variety of lots,

including walkout lots backing onto the lake.

Welcome to

780.413.7150www.canterradevelopments.com

LOTS AVAILABLE TO THE PUBLIC

38

NORTHWEST

The schools are nearby, the stores are there, and the roads are built – all that’s missing is you.

fit rightYOU’LL

IN

homesinhudson.ca

Showhomes Now Open

137 Ave.

142 Ave.

127

St.

140

St.

H

udson Rd. Cumberland Rd. 142 Ave.

2 min.Playground

5 min.School

15 min.Downtown

7 min.to Henday

2 min. Starbucks

2 min.Tim

Hortons

39

NORTHWEST


NORTHWEST

StarlingAtBigLake.com

HOMEBUYERS ARE FLOCKING TO STARLING AT BIG LAKE! A little bird told them they could win $25,000 for buying a single family home before August 31, 2014! Immediate possessions available. Featuring homes from 7 of Edmonton’s leading builders.

Art Custom Homes • Cameron Homes • Celebration Homes • Gill Built Homes Green Living Homes • Kirkland Homes • Rohit Communities

LEARN MORE! VISIT THE SHOWHOMES AT 137 AVE & RAY GIBBON DR

For Contest Rules and Regulations Visit StarlingatBigLake.com/About/25000-Contest/

41

NORTHWEST

//IN THE NEWS

Albertans tops among Canadians IN TERMS OF PAYING DOWN THEIR MORTGAGES FASTER

A new CIBC poll finds there has been a significant decrease in the number of Canadians using today’s low interest rates as an opportunity to accelerate repayment of their mortgages. Alberta residents, however, are among the tops in the country at taking actions to pay down their mortgages faster.

While more than half of Canadians with mortgages (55 per cent) are taking one or more actions to pay their mortgages down sooner, a similar poll last year found that more than two-thirds (68 per cent) were taking steps to accelerate their repayments. The poll also finds Canadians with mortgages saying, on average, that they will be 58 years of age before they become mortgage-free.

KEY FINDINGS OF THE POLL INCLUDE:» 55 per cent of Canadians with mortgages are taking one or

more actions to repay their mortgage faster, down from 68 per cent in a similar poll last year

» Among those taking some action: • 32 per cent accelerated their payment frequency

(down from 42 per cent in 2013) • 28 per cent increased their payment amount

(compared to 30 per cent last year) • 18 per cent made a prepayment / lump sum payment

(15 per cent in 2013)» 58 is the average age that Canadians with mortgages expect

to be mortgage-free, a small increase from age 57 in last year’s poll

“A mortgage is the largest debt most Canadians will take on in their lifetime, and being mortgage-free is an important goal for many,” says Barry Gollom, vice-president, secured lending and product policy, CIBC. “With current low interest rates, this may be an opportune time to make progress against your mortgage – even a few small changes can make a big difference in the length of time it takes to pay off your mortgage and the amount you pay in interest charges.”

Recent research from CIBC shows that Canadians are spending more this year on other items such as home renovations (up 30 per cent from a year ago), and summer vacations (up 20 per cent from last year).

“With mortgage rates remaining relatively stable and at historic lows for the last few years, some Canadians may not be as focused on paying down their mortgages as when interest rates are higher,” says Gollom. “Generally, paying off debt as quickly as possible is a smart decision, but you do need to ensure you’re not focusing on your mortgage at the expense of your other financial plans, or by increasing debt elsewhere.”

Paying off your mortgage sooner can result in significant savings, which can have a large impact when applied to your other financial goals.

Here are some specific examples to show how the savings can add up, using a mortgage of $250,000 (the Canadian average), with a 4.99-per-cent interest rate and a 25-year amortization, and regular monthly payments of $1,453:» Increase payment amount: Taking the regular monthly

payment amount and topping it up by $147 per month would save you four years and $34,362 in interest on your mortgage.

» Accelerate payment frequency: Most Canadians are paid every two weeks; aligning your mortgage payments with your pay deposit and making accelerated bi-weekly payments of $726 would result in saving four years off the life of your mortgage, and a reduction of $30,970 in interest charges. Combining this with increased payments as above (an extra $74 bi-weekly) would together save you seven years and $57,182.

» Make pre-payments/lump sum payments: Not a lot of families have a few thousand “extra” dollars lying around, but even using your annual tax refund towards your mortgage can make a difference. The average Canadian tax refund is $1,600 – applying that amount to your mortgage each year would reduce the amortization by four years and save you $33,103 in interest. Using all three of these strategies in combination would shave nine years off the life of your mortgage, and result in total savings of $73,785.

“Employing one or more of these strategies does take some planning and discipline,” says Gollom. “If becoming mortgage-free sooner is something you want to achieve, it’s important to look at your mortgage as part of your overall financial picture, and to balance your mortgage payment plan against your other goals.”

AVERAGE AGE CANADIANS EXPECT TO BE MORTGAGE-FREE, BY REGION:National 58Atlantic Canada 57Quebec 56Ontario 57Manitoba and Saskatchewan 58Alberta 55British Columbia 66

PERCENTAGE OF CANADIANS WHO HAVE TAKEN SOME ACTION TO REPAY THEIR MORTGAGE FASTER, BY REGION:National 55%Atlantic Canada 48%Quebec 48%Ontario 61%Manitoba and Saskatchewan 51%Alberta 65%British Columbia 47%


4

6

8

3

2

170 S

t.

18

4 S

t.

Camp

bell R

d.

156 S

t.

Giroux Rd.

Bell

eros

e D

r.

Si

r Wins

ton Churchill

Ave.

Levasseur Rd.

Boudreau Rd.

167 Ave.

St. Albert Tr.

He'b

ert R

d.

St. Albert Rd.

TO MORINVILLE

TO EDMONTON

Laco

mbe D

r.

Erin Ridge Dr.

Poirier Ave.

McKenny Ave.

Sturge

on Rive

r

Villeneuve Rd.

Everitt

Dr.

Twnship 544

Hog

an R

d.

12

7 S

t.

Boudreau Rd. St

urge

on R

d.

Starkey Rd.

Oak Vista Dr.

SturgeonCounty

RR

. 2

61

Hig

hway

2

Ray Gibbon D

r.

Coal M

ine Rd.

1

5

7

1 LACOMBE PARK ESTATES DEVELOPER: Genstar Development Co. BUILDERS: OPEN LOCATION: Giroux Rd. & Lacombe Dr.

2 NORTH RIDGE DEVELOPER: Genstar Development Co. BUILDERS: Ironstone Homes, San Rufo Homes, Vista Homes LOCATION: Northridge Dr. and Hogan Rd.

3 ERIN RIDGE DEVELOPER: Qualico Communities BUILDERS: Daytona Homes Master Builder, Parkwood Master Builder LOCATION: Coal Mine Road and Everitt Drive.

4 UPPER MANOR POINTE DEVELOPER: Upper Manor Pointe BUILDERS: Open LOCATION: Corner of Coal Mine Road & Starkey road

5 THE CLUB & RESIDENCES OF RIVER’S GATE DEVELOPER: Beaverbrook Developments BUILDERS: Las Palmas Estate Homes, Alquinn Homes, Heredity Homes, Open LOCATION: Sturgeon Road between the Sturgeon Valley Golf Course & Riverlot 56 Natural Area

6 TUSCANY HILLS & UPPER TUSCANY DEVELOPER: United Communities BUILDERS: OPEN to the Public LOCATION: North corner of 127th Street & 195 Ave

7 PINNACLE RIDGE ESTATES DEVELOPER: Pinnacorp Investments Inc. BUILDERS: Marco Antonio Homes, Alves Construction Inc, Heredity Homes, Design Innovation, Open LOCATION: Starkey Road & Bellerose Drive on Sturgeon River

8 REGENCY HEIGHTS ESTATES IN KINGSWOOD DEVELOPER: Canterra Developments Corp. BUILDERS: DiGiuseppe Interior Design, Las Palmas Estate Homes LOCATION: Poirer Ave, just off Sir Winston Churchill Ave.

st. albertAREA INFO• POPULATION: 60,994

• LOCATED: Just minutes northwest of Edmonton with great access to St. Albert Trail, Anthony Henday Drive and Hwy 2

• SCHOOLS: 30 schools offering specialized programming through Catholic, Public and Francophone school systems. Easy access to Post-secondary education by transit or roadway.

• GROCERY/SHOPPING: 8 grocery stores including all major grocery chains plus speciality organic stores. Full shopping amenities from independent to big box stores.

• RECREATION FACILITIES: 28 ball diamonds, 47 soccer/football fields, 4 Regulation Rugby Fields, 1 regulation BMX track, 7 pools, 3 NHL size hockey arenas, 2 indoor arenas and 27 outdoor ice surfaces, Arden Theatre, Historic sites, Art Gallery, Museum

• MEDICAL FACILITIES: Sturgeon Community Hospital, 2 medical centres, St. Albert & Sturgeon Primary Care Network, plus other health practitioners.

• PARKS & PATHWAYS: 85 km of the Red Willow Trail system connecting all residents to the river valley. 76 city/school playgrounds, and 2 dog friendly parks

Cultivate Family in St. Albert!

http://movetostalbert.ca

43

Mortgage solutions that work for you.

SAVING І BORROWING І INVESTING І KNOW-HOW

NEW DELHI

Eloise Alves Mortgage SpecialistATB FinancialPhone: 780-886-5133Fax: 780-665-4341 Email: [email protected]

Whether you’re buying your first one or your fifth, at ATB, we’ll work together to sort out the details and get you into the home of your dreams. Call Eloise today to find the right mortgage option for you.

My son often needs to be told a story before he falls

asleep. Although his mom’s gossip magazines are full of

entertaining tales of deceit, he prefers dad’s true stories

of found fortune and history. Stories like the one that

starts…

“Once upon a time in the year 2006, everyone in the city

of Edmonton awoke to find their home values had

significantly jumped in just 12 months. By the end of

2007, prices had jumped again to record levels.”

I tell my son this well-known tale to wish him sweet

dreams. In simple terms, the drastic price increase was

due to supply and demand, however, the number of

factors that affected supply and demand were

numerous and complicated. As is often the case, there’s

not one simple cause or answer.

In 2006 and 2007, the scales were clearly tipped in the

direction of high demand and low supply – therefore,

prices increased. The demand was so high that 80% of

homes in the re-sale market sold in the same month

they were listed.

The events that followed in 2008, however, show how

quickly (and drastically) the market can change. Falling

prices and decreasing profits caused new housing

starts to plummet to less than half of those in 2007.

Unfortunately, many in the housing industry lost their

jobs.

So, what happened in 2008?

You might think the global downturn caused by the

sub-prime mortgage crisis in the U.S. was to fully blame,

but it wasn’t. The mortgage crisis did have a large effect

on consumer confidence and the overall market, but it

doesn’t provide the full story. And most of us with children

know they don’t like to go to bed without all the details.

The truth is a supply shock in the re-sale market began in

the second half of 2007 – months before the mortgage

crisis in the U.S. became evident. Edmonton’s re-sale

market set record highs in unsold inventory. Housing

starts fell significantly, while a record level of new

single-family homes and multi-family units remained

unsold. In a nutshell, the demand had dried up and there

was too much supply.

So, where am I going with this? Well, so far this year the

re-sale and new housing market in Edmonton has

surpassed numerous levels reached in 2007, and in many

cases historically. It seems the only record this market

hasn’t broken yet is price growth. Are we travelling on the

same path as 2006, 2007 (and 2008)?

To be continued…

LIVE IN THE MOMENT, BUT LEARN FROM THE PAST. (PART 1)

From left to right:Michael MelnychukAlex RuffiniEmmett Hartfield

Intelligence House is Edmonton’s newest and most innovative Real Estate Marketing Agency with a focus on market intelligence as well as full marketing and sales services to real estate industry professionals.


35 Ave. 1Ca

meron

Height

s Dr.

5 HAMPTON TERRACE DEVELOPER: Qualico Communities BUILDERS: Rohit Communities, Sterling Homes LOCATION: Lessard Road & 199 Street

6 EDGEMONT Developer: Brookfield Residential BUILDERS: Brookfield Homes, Daytona Homes and Look Homes LOCATION: Lessard Road and 199 street, to Edgemont Way

7 COPPERWOOD DEVELOPER: The Grange South

West Property Corporation BUILDERS: Open LOCATION: Hemingway Rd. & 199 Street (between 45 Ave. & 62 Ave.)

8 CAMERON HEIGHTS DEVELOPER: Cameron Heights Joint Venture BUILDERS: Canyon Spring Master Builder, Hillview Homes Master Builder, Landmark Homes, Darren’s Homes, Classic Landmark Homes, Pacesetter Homes, Kanvi Homes, Marcson Homes, Look Homes LOCATION: South on Anthony Henday to Cameron Heights Drive.

1 WOODHAVEN-EDGEMONT DEVELOPER: Walton Development and Management LP BUILDERS: Montorio Homes, Coventry Homes, Sabal Homes, Pacesetter Homes LOCATION: 199street and 35 ave

2 WEDGEWOOD DEVELOPER: Reid Worldwide Corporation BUILDERS: ReidBuilt Homes LOCATION: Corner of Lessard Road & 180th Street

3 THE PROPERTIES OF DONSDALE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Open LOCATION: 178 Street south to Lessard Road turn on Danbury Boulevard & follow the signs

4 RIVER POINTE AT CAMERON HEIGHTS DEVELOPER: Delta Square Properties Inc. BUILDERS: Birkholz Homes, Celebration Homes, Habitat Studio, Vicky’s Homes, Heredity Homes, Areo Homes, Blackstone Homes, Sunrise Homes, Open to the public. LOCATION: Take Anthony Henday turn on Cameron Heights Dr.

west

9 HAMPTON POINTE DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, open LOCATION: Take Anthony Henday, turn West on Lessard Road.

10 GRANVILLE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes, Bedrock Homes, Crimson Cove Homes, Infiniti MasterBuilt, Kanvi Homes, Kimberley CustomBuilt, Pacesetter Homes, Parkwood Master Builder, San Rufo Homes LOCATION: SW corner of Whitemud Dr. and Guardian Rd.

11 SECORD DEVELOPER: Hopewell Residential Communities BUILDERS: Daytona Homes Master Builder, Innovations by Jayman, Jayman MasterBUILT, Prominent Homes, Sabal Homes LOCATION: North of Whitemud Dr. on 215 Street

45

PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP

WWW.MYGRANVILLE.COM

TO CELEBRATE OUR 1ST BIRTHDAY, GET UP TO $20,000 OFF YOUR ESTATE HOME!

Choose From One of Our 5 Award Winning Custom Builders:EXCELLENCE in HOUSING

2014 Awards of

Win

terbu

rn R

d. (215 S

t. Nw

)

Anth

ony H

end

ay Dr

.

Guardian Rd.

199 St. N

w

62 Ave. Nw

Whitemud Dr.

COSTCO

ESTATES SHOWHOMESGinsberg Crescent

46

WEST

PROUDLY PRESENTED BY ALLDRITT LAND CORPORATION LP

WWW.MYGRANVILLE.COM

Some homes feature walkouts onto a beautiful pond or amenity space.

Only a handful of single family 3A and 3B homes remain.

Some homes available for immediate occupancy.

2B and 2C duplex lots, some with walkouts, are selling fast (no condo fees).

Stafford Greens steel and concrete condos now preselling off 62nd Avenue.

Edmonton Marriott At River Cree

Resort

Win

terbu

rn R

d. (215 S

t. Nw

)

Anth

ony H

end

ay Dr

.

Guardian Rd.

199 St. N

w

62 Ave. Nw

Whitemud Dr.

COSTCO

CASH & CARS LOTTERY HOME

& ESTATES SHOWHOMES

SHOWHOMES

DUPLEXSHOWHOMES

STAFFORD GREENS

Just Released Stage 8 Lots Now Available!

Modern Style Living With Traditional, Classic Charm

Edmonton’s most popular and exciting Craftsman inspired community. Nestled on 305 acres

in West Edmonton, Granville features plenty of green space and trails, 2 beautiful ponds,

charming masonry features including an old world bridge, a future school site, numerous

amenities nearby including Costco within walking distance, and convenient proximity to the

Whitemud and Anthony Henday freeways. Choose from an apartment style luxury condo

(starting in the $180’s), a duplex (starting in the $340’s), a single family home (starting in the

$440’s), or a refined estate home (ranging from the $650’s to $1.5 million).

Font: The Sans - Sans CapsColours: black + PMS 484

Come Home to Granville!

47

WEST

While at ratehub.ca we’re in the business of comparing mortgage rates, we know there’s more to consider than simply how the interest rate will affect your mortgage payment. Throughout the year, big banks and even smaller lenders will offer incredible promo-tional rates to bring in new clients, but many of those offers come with serious restrictions and penalties.

Before you jump at the chance to snag the lowest rate, read the fine print in your agreement to see if your new mortgage product comes with any of the following:

//MORTGAGE ADVICE

» by ALYSSA RICHARD

» LOW PREPAYMENT PRIVILEGES. Most products give mortgage holders the option to increase their monthly mortgage payment amount once per year and/or make lump-sum payments throughout the year. While many lenders offer 20 per cent/20 per cent prepayment privileges (meaning you could increase your payment by 20 per cent each year and/or make a lump-sum payment of 20 per cent of your original mortgage), some promotional rates only offer 10 per cent/10 per cent. If your goal is to become mortgage debt-free fast, this may not be the right product for you.

ALYSSA RICHARD is the Founder and CEO of ratehub.ca, a mortgage

rate comparison site that aims to empower

Canadians to make smart financial decisions.

Is the lowest rate always best?

While most mortgages in Canada are closed, some mortgage products’ restrictions are tougher than others.

» COLLATER AL CHARGE. If the lowest rate ends up being for a collateral mortgage, you’ll want to carefully consider how taking one on could affect your finances in the future. Collateral mortgages are readvanceable mortgage products that allow you to borrow money from your home at anytime, without having to refinance (and pay the legal fees to do so). Sounds great, right? Unfortunately, they also lock you into staying with that particular lender, even when your mortgage comes up for renewal. To get out of a collateral mortgage, you would need to hire a real estate lawyer (and pay legal fees).

» CLOSED MORTGAGE. While most mortgages in Canada are closed, some mortgage products’ restrictions are tougher than others. For example, the 1.99 per cent fixed-rate mortgage product Investors Group offered a couple months ago didn’t allow borrowers to prepay, negotiate or refinance their mortgage throughout the three-year term. The only way to break your mortgage in that agreement was to sell your home. Again, if you are someone who wants to pay down your mortgage debt fast or may need to borrow from your home in the future, this may not be the best product for you.

Of course, if your mortgage product comes with the lowest rate on the market and has few restrictions, you should jump at the chance to get it! But if you have any concerns about what’s included in the mortgage agree-ment, don’t be scared to shop around and f ind the right mortgage for you – even if it doesn’t come with the absolute lowest rate.


BRO10240167_Edgemont_Full_100.indd BRO10240167_Edgemont_

1GRACoL

7.5” x 10.5”7.5” x 10.5”

6.75” x 9.75”7.75” x 10.75”100%

Regan.FraserMarsha.Walters

Sean.MitchellMark.LovelyRenee.Baranieski


7-21-2014 1:51 PM7-21-2014 1:51 PM

Olivier Du Tre

Production:Volumes:Product...0240167_Edgemont_Full_100.inddEdmonton New Home Guide - South

--

--

--

--

--

3Aug 2014

Helvetica Neue LT Std


62 AVE

LESSARD RD

199

ST

AN

TH

ON

Y

HE

ND

AY

DR

EDGEMONT

WAY

N YOUR LIFE. YOUR TERMS. YOUR EDGEMONT.This family friendly neighbourhood offers a great locationwith easy access to schools, shopping, services and recreation facilities. Plus, its natural beauty is the ideal backdrop for your new home and lifestyle.

MyEdgemont.ca

LANED SHOWHOMESBrook� eld Residential

FRONT GARAGE SHOWHOMESDaytona Homes Master Builder Look Master Builder

S:6.75”S:9.75”

T:7.5”T:10.5”

B:7.75”B:10.75”

49

WEST

6 SPRING LAKE RANCH DEVELOPER: Wilcor Development Group BUILDERS: Wilcor Homes, Open LOCATION: Spring Lake Exit off of Hwy 16A & Range Road 15

7 SOUTHCREEK DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Alquinn Homes LOCATION: South of Fairway Drive & West of Boundary Road

8 THE ESTATES AT WATERS EDGE DEVELOPER: Waters Edge Developments BUILDER: Waters Edge Developments LOCATION: Only 20 mins West of Stony Plain On Hwy 43 at Gunn & Just 35 mins West of St. Albert on Hwy 37 located on the North Shore of Lac Ste Anne

9 HILLS OF TWIN LAKES DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

10 WILLOWS END DEVELOPER: Jaffer Developments BUILDER: Jaffer Developments LOCATION: 48 Street and Willow Park Road North

1 THE BRICKYARD AT OLD TOWN DEVELOPER: Old Town Development Corp. BUILDERS: Daytona Homes Master Builder, Kirkland Homes Master Builder, Lakeview Developments LOCATION: West of 50th street and 50th Ave, Stony Plain

2 GENESIS ON THE LAKES DEVELOPER: Unitech Construction Services Ltd. BUILDERS: Ashton Homes, Caribbean Homes, Fox Maple Homes, Innova Homes, Sierra Homes, Stellar Homes LOCATION: South off highway 16A onto Highway 779 (also known as 48 Street)

3 LAKE WESTERRA DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, Sterling Homes LOCATION: Golf Course Rd. & 79 Ave.

5 SILVERSTONE DEVELOPER: Qualico Communities BUILDERS: ReidBuilt Homes LOCATION: South on Boundary Rd at 44th Ave.

7

6

8

5

32

1G

enes

is D

rive

Genesis Lake Blvd.

9

10

AREA INFO• POPULATION: 10,544 and

Growing.• LOCATED: 20 km west of

Edmonton on Hwy 16A• SCHOOLS: 4 Kindergarten to grade

nine, Senior high, French Immersion & including 2 Religious schools.

• GROCERY: Extensive with new Big Box National Outlets 2 km to the east of town.

• RECREATION FACILITIES: New tri-municipal recreation complex east of town. 18 hole CPGA Championship Golf Coarse, curling, skating, library, Municipal Heritage Centre, Heritage Walk of Murals.

• MEDICAL FACILITIES: New 70 bed acute & extended care hospital. Full ambulance services. 3 Medical Clinics.

• PARKS & PATHWAYS: Extensive, including 12 km of pathways, watercourses & Lions campground.

PUBLIC SCHOOLS• FOREST GREEN

5210 - 45 Street 963-7366 [1]

• HIGH PARK 40 Highridge Way 963-2222 [1] [2]

• MEMORIAL COMPOSITE 5116 - 55 Avenue 963-2255 [3]

• MERIDIAN HEIGHTS 4119 - 43 Street 963-2280 [1][2]

• STONY PLAIN CENTRAL 5108 - 55 Avenue 963-2203 [1][2]

SEPARATE SCHOOLS• JOHN PAUL II

5801 - 48 Street 963-2526 [1][2]

PRIVATE SCHOOLS • ST. MATTHEW LUTHERAN

5014 - 53 Avenue 963-2715

[1] Elementary K-6 [2] Junior High 7-9 [3] High School 10-12

ston

y pl

ain

50

NOW

SELL

ING LO

TS

IN P

HASE 1

TO T

HE GENERAL

PUBLIC

2

6

4

1

To Edmonton

Grove Dr.

Millgrove Dr.

Kin

g St

.

Cal

ahoo

Rd

.

Cen

tury

Rd.

Pio

neer

Rd.

Jubi

lee

Par

k

McLeod Ave.

To Edmonton

Cal

ahoo

Rd

.

McLeod Ave.

Grove Dr.

Grove MeadowsDrive

Highway 16

Highway 16A

N

Longview Dr.

Jenn

ifer

Hei

ll W

ay

Asp

engl

en D

r.

Dr. Woodhaven

Brookwood Dr. Hawthorne GateSpru

ce R

idge

Roa

d

Spruce Ridge Dr.

7

10 1112

5

8

913

spruce groveAREA INFO• POPULATION: 26,271.• LOCATED: 11 km west of

Edmonton on Hwy 16 or 16A.• SCHOOLS: 9 Public & Separate

Schools.• GROCERY: 11 Grocery/

Convenience stores, Safeway, IGA Garden Market, The Real Canadian Superstore & Walmart.

• RECREATIONAL FACILITIES: Twin Ice Arena, Curling Rink, Golf Course, TransAlta Tri Leisure Centre, many soccer fields and baseball diamonds.

• MEDICAL FACILITIES: Member of the West View Regional Health Authority with almost 50 Medical & Dental practitioners.

• PARKS & PATHWAYS: 15+ km of pathways spread throughout 230 hectares of natural & developed park space.

6 SPRINGATE AT SPRUCE RIDGE DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Alquinn Homes LOCATION: On Jennifer Heil West of Tri-Leisure Center

7 GREENBURY DEVELOPER: Beaverbrook Developments BUILDERS: Western Living Homes, Dolce Vita Homes, Alquinn Homes, Cami Comfort Homes, MacLachlan & Mitchell Homes LOCATION: Grove Drive & Pioneer Road

8 HILLS OF TWIN LAKES DEVELOPER: Dyrbye Developments Ltd. BUILDERS: Open LOCATION: 2 miles North of Yellowhead Trail on highway 779 & 1.5 miles West on twp road 534

9 DEER PARK ESTATES DEVELOPER: Broadview Developments Inc. BUILDERS: Rococo Homes, Evani Homes, Patel Homes, Taillon Homes LOCATION: Grove Drive and Jennifer Heil Way

1 HILLDOWNS DEVELOPER: Robson Developments Ltd. BUILDERS: First Avenue Properties, Stylemaster by Rococo Homes, San Rufo Homes, Masterpiece Custom Homes, Celico Builders LOCATION: Grove Drive & King Street

2 VANDERBUILT COMMON DEVELOPER: SG Developments BUILDER: MacLachlan & Mitchell Homes LOCATION: Century Rd & Viscount Common

4 PARKLAND VILLAGE DEVELOPER: Parkland Village BUILDERS: Country Hills Homes LOCATION: Yellowhead Trail West To Century Rd, North 2 min.

5 HAWTHORNE AT HEATHERGLEN DEVELOPER: Qualico Communities BUILDERS: Alquinn Homes, City Homes. LOCATION: North of Hwy 16A on Jennifer Heill Way, East on Hawthorne Gate

10 KENTON VILLAGE DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, Urbanage Homes, Bedrock Homes, San Rufo Homes, and Centurion Homes LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

11 THE WOODS AT KENTON DEVELOPER: Beaverbrook Developments BUILDERS: Alquinn Homes, and Hillview Master Builder LOCATION: Century Road, South of Highway 16 at Vanderbilt Common

12 PRESCOTT DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes & MacLachlan & Mitchell Homes LOCATION: Grove Drive, East of Century Road

13 HARVEST RIDGE DEVELOPER: Lamont Land BUILDERS: Alquinn Homes, Bedrock Homes, Homexx, Lang Built Homes, Montorio Homes, Pacesetter Homes, Southbend Developments LOCATION: North of Grove Drive and

As Alberta’s 11th city, Spruce Grove is your city in the “country”. The place to live....naturally.for more information call (780) 962-7612 or visit our website at www.sprucegrove.org

51

Lots to Win!

Get to know us

Inside & Out...Lots to Love!

Inside...• Townhomes

• DuplexHomes

• StartertoEstate SingleFamilyHomes

• AdultVillas

andOut!• Schools

• 13AcrePlayField

• AtimCreekNaturalArea

• Tri-LeisureCentre

• GolfingNearby

• WalkingTrails

• ShoppingNearby

• AmpleGreenSpace

Visit our show homes for

a chance to win!

➤ In northwest Spruce Grove, just north of Grove Drive and west of Jennifer Heil Way.

HarvestRidge.ca

Homes starting at$304,000.

Lot, Home & GSt

With your support, the Stollery Children’s Hospital Foundation is able to provide life-saving equipment, research that paves the way for new treatments and cures, medical innovations and specialized training, so that every child has the chance to go home again.

DONATE TODAY. STOLLERYKIDS.CA


SPRUCE GROVE

New ShowhomesNOW OPEN

Welcome to Deer Park Estates Subdivision

The Finest New Subdivision in Spruce Grove

Deer Park Estates is conveniently located near shopping, restaurants and all the conveniences of a City, just a few short minutes away. We are walking distance to daycares and are surrounded by beauti-ful trails, fresh water ponds and thoughtfully landscaped green spaces for you and your family to enjoy Most lots can easily accommodate 3 Car garages, and also have large driveways which can convenient-ly accommodate parking for rec-reational vehicles

EVANI CUSTOM HOMES Showhome locted at #85 Danfield Place,

Contact Showsuite at 780-999-2667

www.evanihomes.com

PATEL HOMES Showhome locted at #89 Danfield Place

Contact Showsuite at 780-948-8989

www.patelhomes.com

TAILLON HOMES Showhome located at

#87 Danfield Place Contact Showsuite at

780-722-9381www.taillonhomes.com

ROCOCO HOMES INC. Showhome located at

#91 Danfield PlaceContact Showsuite at

780-962-2823 www.rococohomesinc.ca

Show home Hours: Monday-Thursday 3-8 pm

Weekends and holidays: Noon-5 pm

Private viewings are available upon request with the builder of your choice

DEERPARKESTATES.CA53

» by LYDIA MCNUTT

Right on track with the busiest moving season in Canada, my own family is packing up and moving out. Over the past couple of months, I have experienced all that comes with the home selling and buying process, and now I find myself at the peak of all the excitement.

I’ll admit that I haven’t changed homes very many times in my life. I can count my moves on one hand. And after going through the process of packing, clearing and cleaning a whole house worth of stuff – or “junk,” as my husband affectionately calls it – I can honestly say that moving officially tops my “most-hated things to do” list. The fact that my husband and I opted for a do-it-yourself move doesn’t help matters.

What also complicates things is the fact that my sale and purchase close on the same day. So, between running to my lawyer’s office, renting vans – yes, plural – packing up the last of our “junk,” moving out and moving in, it’ll be a hectic day to say the least. I must say, my husband and I are on track with it all, but I can certainly see why many choose to go with a pro rather than taking the DIY route.

Sure, doing it yourself gives you some control – of your stuff, your timing and your costs. Unless you’ve made errors in judgement, in which case, all that goes out the window.

You’ve “eyeballed” your house and its contents, and you’ve chosen a truck that “should be big enough.” But halfway through loading it, you realize you’ve packed only a quarter of your stuff and now your options are to rent a second truck, run about 20 loads of boxes to Mom and Dad’s place, or get rid of a lot of stuff. It’s not a decision you want to make at the last minute, which is when the realization that you’re not properly prepared usually sets in.

If you’ve ever moved, you’ll likely

Do-it-yourself or go with a pro?

//HOME SWEET HOME

agree that using a professional moving company is worth every penny.

Many moving companies offer services far beyond just loading the truck and driving it across town. Movers can help plan your moving day, pack and even unpack for you. They will assess the size of truck you’ll need, the amount and type of packing materials, and they know how to handle awkward and heavy pieces that might otherwise leave you scratching your head. Professional movers know to expect the unexpected, ensuring you’re not stuck at crunch time.

When you’re shopping for a moving company, don’t expect to find one at the last minute – especially if you’re moving at the end of June or July, like many other Canadians also are. Do your research and hire a reputable company well in advance.

The Canadian Association of Movers offers some tips when shopping for a moving company: » Find reputable movers through the Canadian Association

of Movers.» Check with the Better Business Bureau (BBB), and/or your

provincial government’s consumer protection agency.» Ask three movers for estimates in writing.» Get the terms and conditions of your move in writing.» Ensure you know how your goods will be protected for loss

or damage.

The next time we move – which won’t be for a very, very long time – we will seriously consider hiring a professional mover to literally shoulder some of the burden.

LYDIA MCNUTT is an award-winning writer and editor of New Condo

Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where

real estate rules. Email Lydia.McNutt@

wall2wallmedia.com, and follow her on Twitter

@LydiasTweets


Ha

rve

st Rid

ge

– Sin

gle

Fam

ily174

Harv

est R

idg

e D

r., S

pru

ce G

rove

78

0-7

33

-79

22

Ha

rve

st Rid

ge

– Re

ar P

ark

ing

L

an

e11 H

ew

itt Circ

le, S

pru

ce G

rove

78

0-7

33

-79

23

We

st Ha

ve

n P

ark

– Re

ar

Park

ing

Lan

e10

5 K

irpatric

k B

en

d – L

ed

uc

78

0-7

32-13

10

We

st Ha

ve

n P

ark

– Sin

gle

Fam

ily10

3 K

irpatric

k C

resc

en

t – Le

du

c78

0-7

32-13

12

Vita

at C

rysta

llina

Ne

ra

– Re

ar P

ark

ing

Lan

e7

715

-181 A

ve

. (2 sh

ow

ho

me

s)78

0-7

33

-79

20

Vita

at C

rysta

llina

Ne

ra

– Sin

gle

Fam

ily

Tw

o S

ho

wh

om

es

76

65

an

d 7

66

7 18

1 Ave

nu

e

78

0-7

33

-79

24

Sh

ow

ho

me

Ho

urs:

Mo

n-T

hu

r 3-8

pm

, W

ee

ke

nd

s & H

olid

ays: 12

-5p

m

Offi

ce

: 7

80

.48

9.3

02

8

sale

s@h

om

ex

x.c

a

HO

ME

XX

.CA

SH

OW

HO

ME

LO

CA

TIO

NS

TA

KE

A T

UR

N F

OR

INN

OV

AT

ION

A T

OU

CH

OF

INS

PIR

AT

ION

TIM

E T

O C

OM

E H

OM

E

Edmonton R

egionSup

ported

by

55


SOUTHWEST

southwest

1 AMBLESIDE IN WINDERMERE DEVELOPER: Windermere Ambleside II Ltd. BUILDERS: Marcson Homes, Bedrock Homes, Kimberley Homes, Homes by Avi, Kanvi Homes, Connect Homes, Averton Homes LOCATION: Terwillegar Drive and Anthony Henday Drive

2 LANGDALE IN WINDERMERE DEVELOPER: Qualico Communities BUILDERS: Coventry Homes, MacLachlan & Mitchell Homes, Pacesetter Homes, Sterling Homes, Rohit Communities, Marcson Homes, Augusta Homes LOCATION: 170 St & 7th Ave. S.W.

3 GLENRIDDING Developer: UnitedCommunities Builders: RSL - Homesby Avi, Pacesetter, Parkwood Homes, Landmark Homes. RPL - Pacesetter, Landmark Legacy Homes, Rohit Communities. Duplex Homes (front attached Garages) - Parkwood Homes, Landmark Legacy. Duplex Homes (rear attached garages) - Homes by Avi, Rohit Communities. LOCATION: 156 Street & Ellerslie Road

4 UPPER WINDERMERE DEVELOPER: Beaverbrook Developments BUILDERS: Averton Homes, Homes by Managen, Mac & Mitch Homes, Open LOCATION: Windermere Blvd. West of 170 St.

5 KESWICK ON THE RIVER DEVELOPER: MLC / Cameron Communities BUILDERS: Cameron Homes, Hillview Master Builder, Kimberley Homes, Landmark Homes, Parkwood Master Builder, Aacropolis Homes, Ace Lange Homes, Carriage Signature Homes, Perry Signature Homes, Pacesetter Homes LOCATION: West of 180th Street and South of Ellerslie Road (9th Ave)

6 WINDERMERE RIDGE DEVELOPER: Beaverbrook Developments. BUILDERS:Las Palmas Estate, Marco Antonio Homes, Open LOCATION: Windermere Blvd., West of 170 St.

7 WINDERMERE GRAND DEVELOPER: Windermere Grand BUILDERS: Audie Benson Estate Homes, Birkholtz Homes, Homes by Element Construction, and OPEN to the public LOCATION: North of 9th Avenue on the corner of Windermere Drive and Windermere Road

12

8 CREEKWOOD CHAPPELLE DEVELOPER: Delcon Creekwood BUILDERS: Alldritt Homes, Artisan Homes, Marcson Homes, Bedrock Homes, Homes by Avi, Kimberley Homes, ReidBuilt Homes, Connect Homes, Thomsen Built LOCATION: South of Ellerslie Road & West of 141 Street

9 WINDERMERE SOUTH DEVELOPER: Windermere Lands Ltd. BUILDERS: Dolce Vita Homes, Bedrock Homes, Marcson Homes LOCATION: 170th Street & Ellerslie Road

10 CHAPPELLE GARDENS DEVELOPER: Brookfield Residential BUILDERS: Lincolnberg Master Builder, Daytona Homes Master Builder, Look Master Builder, Homes By Avi, Brookfield Homes LOCATION: South of Ellerslie Road & West of 141 Street.

11 ONE AT WINDERMERE DEVELOPER: Beaverbrook Developments BUILDERS: Bedrock Homes, Dolce Vita Homes, Western Living Homes, Sunny Valley Homes, Ace Lange Homes, Kanvi Homes, open LOCATION: Winderemere Blvd. West of 170 Street

12 AMBELSIDE SOUTH DEVELOPER: Qualico Communities BUILDERS: Sterling Homes, Coventry Homes, Connect Homes, LOCATION: Ellerslie Road & 170th Street

13 GRAYDON HILL DEVELOPER: MLC Group BUILDERS: Averton Homes, Marcson Homes, Parkwood Master Builder, Landmark Communities, Lincolnberg Master Builder, Pacesetter Homes LOCATION: Ellerslie Rd, west of 127th St SW

14 GLENRIDDING HEIGHTS DEVELOPER: Rohit Land Development BUILDERS: Crimson Cove Homes, d’Cor

Homes, Lincolnberg Master Builder, Pacesetter Homes, Rohit Communities LOCATION: South of Ellerslie Road, East of 170 Street

15 PAISLEY AT HERITAGE VALLEY DEVELOPER: Brookfield Residential

BUILDERS: Innovations by Jayman, Brookfield Residential, Daytona Homes Master Builder, Coventry Homes, Homes by Avi LOCATION: South of Ellerslie Road & East of 141 Street

5757

BRO10240167_Chappelle_Map_300.indd BRO10240167_Chappelle_

1GRACoL

6.75” x 1.5”6.75” x 1.5”

NoneNone100%




7-21-2014 1:50 PM7-21-2014 1:50 PM

Olivier Du Tre

Production:Volumes:Product...0240167_Chappelle_Map_300.inddNew Home Guide

--

--

--

--

--

1Chappelle Map Banner



AN ACTIVE LIFESTYLE STARTS OUTDOORSChappelleGardens.com

T:6.75”

T:1.5”

LIVE IN AMBLESIDE ADVERTORIAL

Within hours, this growing family welcomed a new addition — a new home. With a big backyard, miles of stroller-friendly pathways and a K-9 school on the horizon, it was a perfect little slice of suburban life to grow into.

“I look forward to driving home every day,” says Kit, dad of three young daughters and Amblesider since 2007. “Everything we need is so close, we can spend a lot more time together as a family. We’re not rushing around all weekend.”

Kit is talking about Currents of Windermere — every busy family’s dream. Any errand you need to run, any item or service you need access, is likely only a stroller, wagon or bike ride away. Groceries, doctors, dentists, banks, coffee shops, home décor and renos, office supplies, drug stores, automotive repair, movies, restaurants and entertainment…the list goes on.

“Best of all, every path leads there,” says Tanya, “…and to both of the parks. We spend a lot of time at the parks. It’s like when I was kid. This whole neighbourhood just felt really homey as soon as we saw it, and we just knew it was the right place for us to put down some roots.”

Family-friendly Ambleside is making a name for itself as that big city community with the “small town feel.” Lush green spaces, tree-lined paths and two big parks paint a beautiful backdrop for watching tiny people grow into little people. Making big childhood memories of their own.

Learn more about the real stories of life in Ambleside at AmblesideWindermere.ca

By the time baby #3 was on board, Tanya and Kit knew exactly when it was time to go. Calm, cool and collected, they packed up and headed to Ambleside.

“Honey,it’s time”

TANYA, KIT, MAYSON, EDEN, AND IVY, AMBLESIDERS


SOUTHWEST

LIVE IN AMBLESIDE ADVERTORIAL

Within hours, this growing family welcomed a new addition — a new home. With a big backyard, miles of stroller-friendly pathways and a K-9 school on the horizon, it was a perfect little slice of suburban life to grow into.

“I look forward to driving home every day,” says Kit, dad of three young daughters and Amblesider since 2007. “Everything we need is so close, we can spend a lot more time together as a family. We’re not rushing around all weekend.”

Kit is talking about Currents of Windermere — every busy family’s dream. Any errand you need to run, any item or service you need access, is likely only a stroller, wagon or bike ride away. Groceries, doctors, dentists, banks, coffee shops, home décor and renos, office supplies, drug stores, automotive repair, movies, restaurants and entertainment…the list goes on.

“Best of all, every path leads there,” says Tanya, “…and to both of the parks. We spend a lot of time at the parks. It’s like when I was kid. This whole neighbourhood just felt really homey as soon as we saw it, and we just knew it was the right place for us to put down some roots.”

Family-friendly Ambleside is making a name for itself as that big city community with the “small town feel.” Lush green spaces, tree-lined paths and two big parks paint a beautiful backdrop for watching tiny people grow into little people. Making big childhood memories of their own.

Learn more about the real stories of life in Ambleside at AmblesideWindermere.ca

By the time baby #3 was on board, Tanya and Kit knew exactly when it was time to go. Calm, cool and collected, they packed up and headed to Ambleside.

“Honey,it’s time”

TANYA, KIT, MAYSON, EDEN, AND IVY, AMBLESIDERS


BRO10240167_Paisley_DPS_700.indd BRO10240167_Paisley_DPS_700

1GRACoL

15” x 10.5”15” x 10.5”

14.25” x 9.75”15.25” x 10.75”100%

Regan FraserMarsha Walters

Sean MitchellMark LovelyRenee Baranieski

Brookfield10240167

7-24-2014 12:45 PM7-24-2014 12:45 PM


Production:Volumes:Product...O10240167_Paisley_DPS_700.inddNew Home Guide

--

--

--

--

--

1Insert: August 1, 2014

Minion Pro, Avenir LT Std


UNCONVENTIONALLY UNCONVENTIONALFind the perfect � t for any personality at Paisley. Paisley’s unique mix of architectural styles creates dynamic streetscapes and an eclectic neighbourhood

harmony. Built around natural spaces and a large, centralized parkland corridor, the community uses an

unconventional, side-by-side combination of modern and traditional styles to cultivate a vibrant,

friendly lifestyle experience.

ARTISTIC style and creativity come to life at the Nepenthes Paisleyi sculptures. Created by Seattle

artist Dan Corson, these four abstract obelisks celebrate the diversity of Paisley’s colourful neighbourhood.

At night, they welcome visitors with a unique interactive lightshow that reacts to physical movement.

NATURE runs through the heart of Paisley.

Whether it’s a peaceful evening walk or a

rambunctious adventure with the kids, your new

neighbourhood offers multiple outdoor destinations,

including a full playground complex and quiet

storm pond water feature.

PaisleyCommunity.com

ELLERSLIE RD SW

41 AVE SW

170

ST

141

ST

PAISLEY RD

RA

BB

IT H

ILL

RD

28 AVE

ANTHONY HENDAY DR

111

ST

N

JAM

ES

MO

WA

TT T

R

LANED/STARTERDaytona Homes Master BuilderInnovations by Jayman

FRONT GARAGE/MOVE-UPCoventry HomesHomes by Avi

TOWNHOMEInnovations by Jayman

LANED AND FRONT-DRIVE DUPLEXBrook� eld Residential

VISIT SHOWHOMES BY THESE AWARD-WINNING BUILDERS

S:14.25”

S:9.75”

T:15”

T:10.5”

B:15.25”

B:10.75”

F:7.5”

FS:6.75”

F:7.5”

FS:6.75”

60

SOUTHWEST

BRO10240167_Paisley_DPS_700.indd BRO10240167_Paisley_DPS_700

1GRACoL

15” x 10.5”15” x 10.5”

14.25” x 9.75”15.25” x 10.75”100%

Regan FraserMarsha Walters

Sean MitchellMark LovelyRenee Baranieski

Brookfield10240167

7-24-2014 12:45 PM7-24-2014 12:45 PM


Production:Volumes:Product...O10240167_Paisley_DPS_700.inddNew Home Guide

--

--

--

--

--

1Insert: August 1, 2014

Minion Pro, Avenir LT Std


UNCONVENTIONALLY UNCONVENTIONALFind the perfect � t for any personality at Paisley. Paisley’s unique mix of architectural styles creates dynamic streetscapes and an eclectic neighbourhood

harmony. Built around natural spaces and a large, centralized parkland corridor, the community uses an

unconventional, side-by-side combination of modern and traditional styles to cultivate a vibrant,

friendly lifestyle experience.

ARTISTIC style and creativity come to life at the Nepenthes Paisleyi sculptures. Created by Seattle

artist Dan Corson, these four abstract obelisks celebrate the diversity of Paisley’s colourful neighbourhood.

At night, they welcome visitors with a unique interactive lightshow that reacts to physical movement.

NATURE runs through the heart of Paisley.

Whether it’s a peaceful evening walk or a

rambunctious adventure with the kids, your new

neighbourhood offers multiple outdoor destinations,

including a full playground complex and quiet

storm pond water feature.

PaisleyCommunity.com

ELLERSLIE RD SW

41 AVE SW

170

ST

141

ST

PAISLEY RD

RA

BB

IT H

ILL

RD

28 AVE

ANTHONY HENDAY DR

111

ST

N

JAM

ES

MO

WA

TT T

R

LANED/STARTERDaytona Homes Master BuilderInnovations by Jayman

FRONT GARAGE/MOVE-UPCoventry HomesHomes by Avi

TOWNHOMEInnovations by Jayman

LANED AND FRONT-DRIVE DUPLEXBrook� eld Residential

VISIT SHOWHOMES BY THESE AWARD-WINNING BUILDERS

S:14.25”S:9.75”

T:15”T:10.5”

B:15.25”B:10.75”

F:7.5”

FS:6.75”

F:7.5”

FS:6.75”

61

SOUTHWEST

LifeinCreekwood.com

quiet | calm | convenientA SW community south of Ellerslie Rd. at 141 St.

Find out more:

A community that invites you to enjoy the simple things in life.


SOUTHWEST

SHOWHOMES NOW OPEN!Glenridding Heights is a fresh new community located in the Windermere area of Southwest

Edmonton. The community is surrounded by amenities and features a park, which includes

a soccer field, playground and tobogganing hill, ready for you to enjoy when you move in!

Located East of 170th Street & South of Ellerslie Road

FEATURING HOMES FROM:• Crimson Cove Homes • d’Cor Homes• Lincolnberg Master Builder• Pacesetter Homes• Rohit Communities

GLENRIDDINGHEIGHTS.COM63

SOUTHWEST

You’re invited to

CreekwoodStockCreekwoods’ 3rd Annual Birthday Celebration!

quiet | calm | convenientA SW community south of

Ellerslie Rd. at 141 St.LifeinCreekwood.com

Celebrate life in Creekwoodwith our 3rd annualCreekwoodStock birthdaycelebration September20th and 21st.

We’ll have tons of live music, funfamily-friendly activities and lots

of great food - all for free!

Come out and enjoy Creekwood with us!

* Event details subject to change

www.albertabuilderconnect.com

LOOKING FOR A JOB?ALBERTA BUILDER CONNECT

JOB BOARD

A career in the residential construction industry can mean many different things including working

as an Architectural Technologist, Marketing Manager, Sales Professional, or possibly a Site Superintendent. The Alberta Builder Connect

(ABC) job board provides you with a tool to find the right career, ensuring you have all the resources necessary to achieve your goals. The entire job

search database is easily accessible. Simply search by keyword or by category and see all the recent jobs posted in Alberta. Learn more

about popular career paths in the residential construction industry. Access valuable

resources on resume writing and interview strategies to help you with your career search.

SOUTHWEST


BRO10240167_Chappelle_Full_200.indd BRO10240167_Chappelle_

1GRACoL

7.5” x 10.5”7.5” x 10.5”

6.75” x 9.75”7.75” x 10.75”100%


Sean.MitchellMark.LovelyRenee.Baranieski


7-21-2014 1:50 PM7-21-2014 1:50 PM

Olivier Du Tre

Production:Volumes:Product...240167_Chappelle_Full_200.inddEdmonton New Home Guide - South

--

--

--

--

--

2Aug 2014



Nestled adjacent to the Whitemud Creek Ravine, this developing community features an urban village park with gardens, tree-lined paths, as well as a storm pond and playground. An exclusive 5-acre Residents’ Association is currently under construction and will soon be complete with a spray park, outdoor ice rink, basketball nets, picnic tables and Club House.

AN ACTIVE LIFESTYLESTARTS OUTDOORS

ChappelleGardens.com

LANED HOMES

Brook� eld Residential

Daytona Homes Master Builder

Homes by AVI

FRONT GARAGE HOMES


Lincolnberg Master Builder

Look Master Builder

DUPLEX HOMES


TOWNHOMES


ELLERSLIE RD SW

41 AVE SW

170

ST

141

ST

RA

BB

IT H

ILL

RD

28 AVE

ANTHONY HENDAY DR

111

ST

N

JAM

ES

MO

WA

TT T

R

10 GREAT SHOWHOMES TO VIEW

S:6.75”S:9.75”

T:7.5”T:10.5”

B:7.75”B:10.75”

65

SOUTHWEST

Bank of Canada CONTINUES TO HOLD INTEREST RATEThe Bank of Canada has announced that it is maintaining its target for the overnight rate at one per cent. The Bank Rate is correspondingly 1.25 per cent and the deposit rate is .75 per cent.

Total CPI inflation has moved up to around the two per cent target in recent months, sooner than expected. Core inflation has also increased but remains below two per cent. Recent higher inflation is attributable to the temporary effects of higher energy prices, exchange rate pass-through and other sector-specific shocks, rather than to any change in domestic economic fundamentals. Over the next two years, inflation is projected to fluctuate around two per cent as these temporary effects ease and the downward pressure on inflation from economic slack and heightened retail competition gradually dissipates.

The global economy is on a lower growth track than was foreseen at the time of the April Monetary Policy Report. Serial disappointment with economic performance during the past several years has mainly reflected the impact of private-sector deleveraging, fiscal consolidation and, especially, the lingering effect of uncertainty on business investment and trade. Nevertheless, the Bank continues to project that global growth will gather momentum as these headwinds abate.

Given the downgrade to the global outlook, economic activity in Canada is now projected to be a little weaker than previously forecast. However, the Bank still expects that the lower Canadian dollar and a projected strengthening in global demand will lead to a pickup in Canadian exports and business investment and, eventually, a more sustainable growth track. Meanwhile, household imbalances continue to evolve constructively and recent data are broadly consistent with a soft landing in Canada’s housing market. Real GDP growth is projected to average around 2.25 per cent during 2014 to 2016. Consequently, the economy is expected

to reach full capacity around mid-2016, a little later than anticipated in April.

For the inflation target to be achieved on a sustained basis in 2016, the economy must reach and remain at full capacity. Closing the output gap over the time frame described above is reliant on continued stimulative monetary policy and hinges critically on stronger exports and business investment. Meanwhile, the risks associated with household imbalances, while evolving in a constructive way, are still elevated. Weighing these considerations within the Bank’s risk-management framework, the monetary policy stance remains appropriate and the target for the overnight rate remains at one per cent. The Bank is neutral with respect to the timing and direction of the next change to the policy rate, which will depend on how new information influences the outlook and assessment of risks.

The next scheduled date for announcing the overnight rate target is Sept. 3, 2014.

//IN THE NEWS


beaumont

AREA INFO• POPULATION: Approx 12,500

• LOCATED: 2 miles South of Edmonton on 50th street.

• SCHOOLS: 5 Schools from Kindergarten to Grade 12. French Immersion offered in all.

• GROCERY: Sobey s, Extra Foods

• RECREATIONAL FACILITIES: Beaumont Regional Activities Centre and numerous outdoor facilities.

• MEDICAL FACILITIES: 10 minutes to Grey Nuns Hospital. Served by Edmonton Ambulance.

• PARKS & PATHWAYS: Approximately 170 acres of parkland & km of inter-connected walkways.

•17 MINUTES TO THE AIRPORT

4 ROYAL OAKS DEVELOPER: Cancom Development BUILDERS: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: From Beaumont: West on Township Road 510 to East Vistas Blvd. (follow signs) From Edmonton: South on 101 St. to Township Road 510, east on Township Road 510 to East Vistas Blvd. (follow signs)

1 COLONIALE ESTATES DEVELOPER: ARW Development Corp. BUILDERS: Mattamy Homes LOCATION: 50 St. & Coloniale Way

2 DANSEREAU MEADOWS DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Landmark Homes, Landmark Communities, Pacesetter Homes LOCATION: West on 50th Street at Rue Montalet (follow the signs)

3 RUISSEAU DEVELOPER: Qualico Communities BUILDERS: Look Homes Master Builder. LOCATION: It is located on the south side of 50th ave at 66st.

Come visit us and discover why“Life is Better in Beaumont”

for more information call 780-929-8782

or visit our website at town.beaumont.ab.ca

67

BUILD YOUR DREAMTODAY

FOR MORE INFORMATION VISIT WWW.ROYAL-OAKS.CA OR CONTACT US AT 780.442.1111

EXECUTIVE LIFESTYLE LOTSSTARTING AT $229,000

HELLEN BUTTIGIEG is a certified professional

organizer, life coach, TV host and owner of

We Organize U. Visit her website, weorganizeu.com, for a free e-book on how to find more time, energy and inner peace. Contact Hellen

at 905.829.2219 or [email protected]

» by HELLEN BUTTIGIEG

Prices keep going up and up, so when you’re cutting costs, why not cut clutter at the same time? You don’t need to spend your hard-earned money on expensive storage solutions. Chances are, you may have the thrifty answers in your home already!

Use what you have. Before rushing out to buy bins and baskets, look around your home for things you can repurpose:› Egg cartons or ice cube trays can be used to organize earring sets, cuff links or hair accessories.

› Empty plastic baby wipes containers can be used to store crayons and markers, first aid supplies or sewing supplies, and they stack easily on a shelf.

› Empty baby food jars can be used to keep touch-up paint, spare buttons or screws and nails.

› The large clear plastic container that you can buy pre-washed salad in is perfect for storing special occasion shoes, keeping them visible yet dust-free. They are also useful for storing yarn and other craft supplies by colour; the clear boxes let you see your materials at a glace and they look attractive on a shelf.

CORRAL COIN CLUTTER. Do you have loose change in every part of your home, from your junk drawer to the kitchen counter? Grab a clear jar and label it “fun funds.” Now you have a designated place to deposit those coins, both reducing clutter and creating a little nest egg. Once the jar is full, treat yourself to a small indulgence and then begin again. You might even want to create individual fun-fund jars for each family member to encourage saving while keeping coin clutter at bay.

ZIP-LOCK BAGS – THE COST-EFFECTIVE CURE-ALL FOR CLUTTER. Plastic bags that zip shut are for more than just keeping sandwiches

Cost-effective organizing//QUICK TIPS

fresh. Use the large ones to store shoes when traveling so that they don’t soil your clothing. Use the small ones to organize the contents of your drawers by storing like with like. Place elastic bands in one bag, cotton swabs in another. Use them for band-aids, cosmetic sponges and bobby pins. Items remain sorted, clean and dust-free. Bonus: no need to label because you can see the contents clearly.

SAVE A TREE. Want to reduce the amount of paper piling up in your office, and save trees and money as well? Pull the paper out of your printer and store it in a file folder across the room. Although this may seem counter-productive, you will actually be saving time in the long run. By making it less convenient to print, you will begin to print more consciously and less often. As a result, you’ll have fewer papers to pile, sort through and file later, and you’ll spend less money on print cartridges and paper.

GO ON A NON-SHOPPING SPREE. If you can’t seem to go to the store without bringing something home, even if you don’t need the item, perhaps it’s time to take a break from shopping. For the next three months, go on a consumer diet; challenge yourself to buy only the necessities. Not only will you be saving money but excess things won’t be accumulating, and you may actually find you feel better in your space.

You might even want to create individual fun-fund jars for each family member to encourage saving while keeping coin clutter at bay.


10 CALLAGHAN IN HERITAGE VALLEY DEVELOPER: MLC Group / JCA Financial BUILDERS: Landmark Communities, Sterling Homes, Rohit Communities, Innovations by Jayman LOCATION: South on James Mowatt Trail and North of 30 Avenue SW

11 ALLARD IN HERITAGE VALLEY DEVELOPER: MLC Group / Allard Developments BUILDERS: Jayman MasterBUILT, Rohit Communities, Sterling Homes, Connect Homes, Landmark Legacy, Jaya Homes LOCATION: South on James Mowatt Trail and South of 30 Avenue SW

12 THE ORCHARDS AT ELLERSLIE DEVELOPER: Brookfield Residential BUILDERS:Front attached Homes: Homes by Avi, Sterling Homes, Jayman MasterBUILT Rear-Detached Homes: Landmark Legacy Homes, Daytona Master Builder Duplex & The Grove Townhomes: Brookfield Residential LOCATION: South off of Ellerslie on 91st Street, turn east on 25th Ave SW.

13 WALKER SUMMIT DEVELOPER:United Communities BUILDERS: RSL - Kirkland, Landmark, Morrison and Montorio Duplex - Morrison, Montorio and Innovations by Jayman LOCATION: South on Ellerslie to 66th Street

14 ROYAL OAKS DEVELOPER: Cancom Development BUILDER: Konark Homes, Cancom Homes, Infiniti Homes, Open LOCATION: South on 101 Street to Towship Road 510. Turn east to EastVistas Blvd. (follow signs)

south

91 S

t.

66 S

t.

34 Ave.

39 Ave.38 Ave.

Mill

woo

ds R

d.

111

St.

119

St.

34 Ave.

Gat

eway

Blv

d.

Cal

gary

Tra

il So

uth

Ellerslie Rd. (9th Ave.)

23 Ave.

Parso

ns Rd

.

Anthony Henday

QE II

50th

St.

101 S

treet

RR24

4

RR24

3

Jam

es M

owat

t Tr.

127 S

t.30 Ave.

30 Ave.

41st Ave. SW

Beaumont

3

2 5

13

14

1

8

9

10

11

7

6

4

12

Township Road 510 Township Road 510

814

5 WALKER LAKES NORTH DEVELOPER: MLC Group / Cameron Communities BUILDERS: Cameron Homes LOCATION: South of Ellerslie Rd. on 66 Street

6 WILLOW HAVEN DEVELOPER: Carrington Land BUILDERS : Bedrock Homes LOCATION : 5624 - 7th ave

7 WALKER LAKES STATION DEVELOPER: MLC Group / Allard Developments BUILDERS: Active Homes, Boss Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Pacesetter Homes, Sterling Homes LOCATION: South of Ellerslie Rd. on 66 St.

8 ALLARD DEVELOPER: United Communities BUILDERS: Caliber Master Builder, Kimberley Homes, White Eagle Homes, Parkwood Master Builder LOCATION: 111th Street & 30th Ave

9 RAVINES OF RICHFORD DEVELOPER: Rohit Land Development BUILDERS: Celebration Homes, OPEN LOCATION: Ellerslie Road & Blackmud Creek Ravine

1 ELLERSLIE HEIGHTS DEVELOPER: United Communities BUILDERS: Landmark Legacy, Homes by Avi, Landmark Communities, Landmark Homes, Park Royal Homes, Kirkland Homes LOCATION: North of Ellerslie Rd. on 66 Street

2 LAKE SUMMERSIDE DEVELOPER: Brookfield Residential BUILDERS: Mosaic Townhomes, Brookfield Duplexes, Innovations by Jayman, Daytona Homes Master Builder, Landmark Homes, Homes by Avi, Pacesetter Homes, Landmark Classic Homes, Canyon Spring Master builder, Aacropolis Homes LOCATION: Ellerslie Rd. & Parsons Rd.

3 CALLAGHAN DEVELOPER: Rohit Land Dev. BUILDERS: Art Custom Homes, White Eagle Homes, D’Cor Homes, Rohit Communities, Celebration Homes LOCATION: 1 km South of Ellerslie Road on 111 Street SW

4 RUTHERFORD HEIGHTS DEVELOPER: Qualico Communities BUILDERS: StreetSide LOCATION: James Mowatt Trail & Rutherford Rd.

69

Helvetica Neue LT Std (85 Heavy; OpenType)

Brookfield

Insertion Date: May 9

10207075

CALMCL-DMX7993 Cyan, Magenta, Yellow, Black

None

BRO10207075_Summerside-New home guide4-15-2014 2:31 PM

Lynn Skinner

100%

SAFETY: None TRIM: 6.75” x 1.5” Bleed: None6.75” x 1.5”

SPEC ORIGINALLY GENERATED: Oli PAGE: 1

BRO10207075_SummersideBanner_200.indd

Production Contact Numbers:403 261 7161 403 261 7152

Lakeside living without leaving the city.

LakeSummerside.com

S:6.75”

S:1.5”

T:6.75”

T:1.5”

MOVING MADE EASYSmart planning tips to save time and trouble

Moving comes with a mix of emotions that can be overwhelming. You may feel excited to live in a new home, but getting all your possessions moved can be stressful. The key to having a smooth move is staying organized and following a schedule similar to what the pros use.

//SMOOTH MOVE

continued on pg. 7270 NEW HOME GUIDE | AUGUST 1-29, 2014

BRO10207075_SummersideFP_300_REV1.indd BRO10207075_Summer-

1GRACoL

7.5” x 10.5”7.5” x 10.5”

6.75” x 9.75”8” x 11”100%

--Marsha.Walters

--Mark.LovelyLaura.Zschach

Brookfield10207075

6-26-2014 3:35 PM6-26-2014 3:35 PM

Marianne.Morrow

Archive & Photography:Volu...075_SummersideFP_300_REV1.inddEdmonton New Home Guide - South

--

--

--

--

--

1July 2014

FrescoSans Pro, Helvetica Neue LT Std, Helvetica Neue


Visit our showhomes by:

Brookfi eld ResidentialTownhomes and Duplexes

Innovations by Jayman


Landmark Homes

Homes by Avi

Pacesetter Homes

Landmark Classic Homes

Canyon Spring Master Builder

Aacropolis HomesAacropolis Homes

NELLERSLIE RD

GRANDE BLVD

SAVARYN DR

22 AVE

88

ST

SUMMERSIDE DR

91

ST

SHAW W

AY

At Lake Summerside you’ll fi nd a diverse selection of homes for growing families and fi rst-time buyers. It’s all here: the bliss of lakeside living mixed with urban convenience. Residents can enjoy the community beach club next to a 32-acre lake for swimming and sailing on those hot summer days, plus great shopping and other amenities nearby.

Lakeside living without leaving the city.

Welcome toLake Summerside

South Edmonton

LakeSummerside.com

S:6.75”S:9.75”

T:7.5”T:10.5”

B:8”B:11”

71

SOUTH

T h e fi rst step is to n ot w or r y a bou t you r u pcom ing m ove. If you follow

this sim ple t im elin e a n d va lu a ble a dvice, a ny m ove ca n be qu ick , ea sy

a n d orga n ized :

Three to four weeks prior to move day1. Estimate how large a rental truck you’ll need. In general, allow 150 cu.

ft. of truck space for each fully furnished room. For example, a 12-ft. truck offers 450 cu. ft. while a 26-ft. truck offers 1,400 cu. ft. for your items.

2. Get the packing supplies you need. Save time by ordering your moving supplies like boxes, labels, bubble wrap and packing tape online early. Sometimes, you can collect boxes at work or ask your local grocery store if they have any you may have.

3. Start packing. Begin with out-of-season and non-essential items. Remember to label boxes clearly. This is also a good time to lighten your load. If you haven’t worn or used it in a year, donate it to charity.

4. Utilize technology. Did you know you can use your smartphone to quickly and easily rent a moving truck with Penske’s new mobile rental option? Simply access pensketruckrental.com from your smartphone and the site automatically becomes an easy-to-use mobile version. A few clicks and you’ll reserve the perfect moving truck for your moving day, saving you time and headaches.

Two weeks prior to move day1. Change your address with the post office. Remember to update your

address with other important contacts such as banks, credit card companies, magazines and professional associations.

2. Call service providers and utilities to discontinue cable TV, trash collection, water, gas and electricity. If your move date is flexible, consider scheduling cut-off for a day or two after you move, just in case there is a delay and you still need those services.

3. Ask for help. Get a crew of family and friends to save the date to help on moving day. You’ll need some strong folks to help move boxes and appliances, and some others that are willing to watch children and pets so they don’t get in the way.

One day prior to move day1. Finish any remaining packing. Reserve one box for essentials which

will be the last box you pack and likely the first one you open at your new destination. Include items like checkbooks, credit cards, IDs, glasses, prescription drugs, house keys and other necessities.

2. Pick up your truck rental the day or evening before the move to save time on moving day. Penske professionals will get you familiarized with

your vehicle and help you verify the best driving directions to your new home. They’ll even check the upcoming weather and give you any necessary driving advice.

Move day1. Pack the truck. Put the heaviest items on the

truck first. When loading and unloading, be sure to bend your knees and lift with your legs, not your back. Work diligently, but be sure to take breaks and stay hydrated.

2. Leave early in the morning. You’ll run into less traffic and you’ll leave yourself extra time to unload at your destination. Take turns driving and take breaks once every two to three hours.

3. Get help unpacking. After a long drive you’ll appreciate assistance unloading the moving truck. If possible, have friends or relatives ready to help at your destination.

By using this schedule, you’ll have an easy and smooth move without headaches so you can enjoy your new home and look forward to the future.

//SMOOTH MOVE continued



SOUTH

For a limited time only FREE detached garage!

SHOWHOME ADDRESS: 346 WATT BLVD. S.W.

www.Bosshomes.ca

Showhome Hours : Monday to Thursday 3:00pm to 8:00pm Saturday and Sunday 1:00pm to 5:00pm Closed Fridays and Holidays

For more information, please see our web site, or contact our showhome at 587-524-1777

Homes SMALL ENOUGH TO LISTEN, BIG ENOUGH TO DELIVER

BOSS HOMES newest offering in the thriving community of WALKER LAKES STATION

DUPLEX UNITS

starting in the low $300’s!

Ellerslie Rd. SW

Anthony Henday DrAnthony Henday Dr

Ellerslie Rd. SW

Watt Blvd. SW

66 St. SW

91 St. NW

91 S

t. SW

50 St. SW

Watt C

o

mmon

STAINLESS STEEL APPLIANCE PACKAGEHARDWOOD FLOORSHI EFFICIENCY FURNACEREAR DECKS

YOU HAVE TO SEE IT TO BELIEVE IT.


SOUTH

SHOWHOME REVIEW//

Boss Homes Do the comparison! Buying your very first home can be a most exciting time,

but owning a Boss Home is truly an unforgettable experience. Owner Brett Paulgaard stated simply, “I am

quite proud of these homes. We are giving higher quality products for a really good price. We take such pride in building a home that’s going to last a very long time. Boss Developments is proud to be a member of the Alberta New Home Warranty Program, and the Canadian Home Builders Association. Membership in these two respected organizations shows our commitment to building quality products and to providing top level service to our clientele.”

Whether downsizing or starting a new family, Boss Homes is delighted to present the perfect duplex home for your lifestyle. With three different design models to choose, the prices range from $309,000 to $349,900 and 1,128 to $1,430 sq. ft. each with above standard features.

Check out the 1,430-sq.-ft., three-bedroom, 2.5-bathroom Boss showhome at 346 Watt Blvd. in Walker Lakes Station. Sales representative Kathy Aboughoushe will answer all your queries. See for yourself and compare what quality and luxury looks like without the big ticket price.

Functionality of a home is an absolute necessity. It starts with the exterior. The Boss exteriors boast individualized appearances with 30-year asphalt shingles, gables, porches and a variety of tasteful and relaxing colours. The veranda sits on eight-in. retaining walls attached to the house, as this ensures no shifting away in the future. The Arts & Crafts design is making a comeback, as people seek to


//SHOWHOME REVIEW

reconnect to a time where family values were important. The double drywall on each side of the party wall reduces noise transfer. The window placement on each home goes beyond the average use – they bring natural light into the rooms in a glorious manner that enhances the detail within.

It has been said that lighting makes life’s daily tasks easier, strengthens and highlights the structural features of your home, and provides romance and warmth to the environment where you spend your quiet time. Big windows with loads of natural light and stylish brushed nickel light fixtures throughout emphasize the careful planning of this fine design.

As you arrive in the spacious entryway of the showhome, the natural light is amazing as it highlights each detail of this open concept home and… it simply feels good. Your eyes are drawn to the warm colours of the open concept living room/dining room, rich engineered hardware floors that are bathed in natural light from the large windows and brushed nickel pendant chandelier.

The kitchen is absolutely perfect for family cooking or entertaining, with ample counters and cupboards and even more, the open concept gives the cook a total view of the living room and dining room. The pantry with wire

An amazingly large half bath with vanity is situated by the backdoor with an expansive closet for all those winter boots and coats.shelves and bi-fold door is easily accessible for food storage and sundries. The beautiful stainless steel stove, fridge, microwave, dishwasher and upgraded cabinets are all standard. The three-ft.-wide counter lets family sit and help prepare meals or simply visit with the cook.

Clients go to Boss Homes suppliers to make their choices of the high standard cabinets, flooring, tile and paint colours instead of just looking in books. Whole swatches of paint colours are available to choose from whether a neutral or vibrant colour, it is your choice. You get to style your own home in your own unique way.

Boss’s higher quality is apparent with each detail from four-in. baseboards and three-in. door casings, to the plush carpet leading up the wide staircase to the three bedrooms on the second floor. Generous closets in each of the bedrooms and hallway linen closet make storage a breeze. The second floor washer and dryer will make laundry day so convenient. Between the laundry and the bedrooms is the full bathroom with tub, sink, white cabinets, dark countertop, brushed nickel hardware and elongated toilet.

The master bedroom sports two large windows and is perfect for a queen or king bed.

The large en suite is brightly lit with both brushed nickel light fixture and a large window accenting the substantial glass, chrome and tile shower, elongated toilet and sink. The dark counter top contrasts with the ample white vanity cupboards and drawers.

The bright unfinished basement with large windows, and no tele posts, has potential for recreation, storage space, bathroom or even a fourth bedroom. The high efficiency furnace, 80-U.S. gallon hot water tank take up very little space.

An amazingly large half bath with vanity is situated by the backdoor with an expansive closet for all those winter boots and coats. Step through the back door to the 10-by-10-ft. pressure treated wooden deck – perfect for those summer barbecues.

Also included in the price is a double-detached garage on a convenient paved lane; finally, a place for a work bench, motorcycle or sports equipment.

Just five minutes to extensive retail shopping, fitness, banks, Starbucks, Tim Horton’s, library, schools, clinics, bus routes – whatever the family needs or wants. Soon, the development of another major retail centre, including Walmart will be completed. Proximity to transit and the Anthony Henday freeways not only makes getting around town a snap but has a significantly positive impact on property values. With easy access to major roadways and minutes to shopping centers, airport and other communities, there is so much to enjoy without the hassle of long commutes.

With every square inch utilized, this home is ready and waiting for you to make it your own at $349,990 includes GST, closing costs, appliances, deck and garage. Boss Homes really makes the difference… higher quality and lower prices... do the comparison.

Showhome address is 346 Watt Blvd., call 587.524.1777, open Monday to Thursday 3 to 8 p.m., Saturday and Sunday 1 to 5 p.m.


Suzy always wantedto be a homemaker

Get the hands-on training you need to get into the trades.Our industry-recognized programs are delivered in a supportive learning environment so that you can start to build your future now.

womenbuildingfutures.comVisit us at

74_Built Green_20/9


BRO10240167_Orchards_Full_400.indd BRO10240167_Orchards_Full_400

1GRACoL

7.5” x 10.5”7.5” x 10.5”

7” x 10”7.75” x 10.75”100%



Brookfield10240167

7-21-2014 1:51 PM7-21-2014 1:51 PM

Olivier Du Tre

Production:Volumes:Product...0240167_Orchards_Full_400.inddNew Home Guide

--

--

--

--

--

4Orchards Full Page

Archer, Gotham


IF YOU APPRECIATE DETAIL, WE HAVE THE ADDRESS FOR YOU.

In The Orchards, beauty is in the little things — like handcrafted address plaques for every house. Community members also enjoy parks and walking paths, plus a private Residents’ Association featuring a new playground. Additional exclusive amenities now under construction include an outdoor ice rink, a sliding hill, splash park, tennis courts and picnic areas, all designed to connect you with friends and neighbours.

Come to life at TheOrchards.ca

ELLERSLIE RD

25 AVE

91 ST

PA

RS

ON

S R

D

QU

EE

N E

LIZ

AB

ET

H H

WY

N

MOVE-UP HOMES FROM THE LOW $400’sHomes by AviJayman MasterBUILTSterling Homes

Visit our 17 beautiful showhomes.DUPLEXES & STARTER HOMESFROM THE LOW $300’sBrookfi eld ResidentialDaytona HomesLandmark Legacy Homes

TOWNHOMES FROM THE $270’sBrookfi eld Residential

S:7”S:10”

T:7.5”T:10.5”

B:7.75”B:10.75”

SOUTH

A last word on a hot trend

//ET CETERA

A pop of bright yellow for some summer fun. Square

Hi-Gloss Yellow Tray. $35. Visit cb2.com

Hand woven and rustic, this is a perfect fit for

entertaining outdoors. Nito Oval Serving Tray. $95.

Visit williams-sonoma.com

Showing off its grains, this American walnut tray offers contemporary

style. Willoughby Large Tray. $75. Visit crateandbarrel.com

style SERVING UP

Don’t forget the little extras: Napkin weight, ice bowl, citrus slices, bottle opener, fresh flowers➺

Fresh and light, this classic tray has an easy to clean

surface. Klack Tray. $13. Visit ikea.ca

Tip!

A tray with handles is easier to manage. Stronger materials will be more sturdy, leaving you in control with less of a balancing act. Higher edges keep items from rolling or sliding off. And practice before piling it on!

A great serving tray is the all-important accessory for outdoor entertaining. Match your tray to your outdoor decor for added sophistication.

» by ELISA KROVBLIT



SOUTH

» by YANIC SIMARD photos by TED YARWOOD

//DESIGNER ADVICE

COTTAGE

decorINSPIRED

Whether or not you can find the time for a true cottage getaway, a sense of relaxed living can be infused into homes of any form, from traditional to modern. To get the best of lakeside living, even in your urban abode, here’s my guide to the essential details of cottage-inspired decor:

COTTAGE COLOURS: It’s hard to imagine a cottage-inspired colour scheme without the calming essence of a clean, fresh white.

...continued on pg 8482 NEW HOME GUIDE | AUGUST 1-29, 2014

southeast

3 LAUREL DEVELOPER: Dream Unlimited Corp. BUILDERS: Coventry Homes, Crystal Creek Homes, Landmark Homes, Landmark Legacy Homes, Lincolnberg Master Builder, Landmark Communities LOCATION: South of 23 Avenue and East of 34 Street

4 LAUREL CROSSING DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, Landmark Homes, Tristate Signature Homes, Bedrock Homes, Connect Homes LOCATION:34 Street & 16A Avenue

1 MAPLERIDGE & OAKRIDGE COMMUNITIES DEVELOPER: Maple Ridge & Oak Ridge Communities BUILDERS: Country Hills Homes LOCATION: 17 Street between Sherwood Park Freeway and Whitemud Drive

2 TAMARACK DEVELOPER: Dream Unlimited Corp. BUILDERS: Landmark Communities, LOCATION: From Whitemud go South on 17 Street & follow the signs to Tamarack Gate

5 MAPLE CREST DEVELOPER: Dream Unlimited Corp. BUILDERS: Homes by Avi, Coventry Homes, Crystal Creek Homes, Landmark Legacy, Landmark Communities, Bedrock Homes LOCATION: Maple Road (38th Avenue NW) and 8th Street

6 WILLOW HAVEN DEVELOPER: CarringtonLand BUILDERS: Bedrock Homes LOCATION: 5624 7th Ave SW.

7 TAMARACK COMMON DEVELOPER: Qualico Communities BUILDERS: Pacesetter Homes, Sterling Homes, & Parkwood Master Builder LOCATION: 17 Street and 23 Avenue, south of Millcreek Nursery

2

83

Sturdy wood barstools, dining chairs, and benches make

perfect options for bringing in a sense of natural strength,

as their open frames still allow for an airy and relaxed

look, and they contrast soft upholstery beautifully.

›› For an earthy, zen atmosphere, pair white with off-white neutrals (greys, beiges or both) and let texture and materials become the focus – it recalls the simple beauty of sandy shores and pebbled paths without feeling too stark.

›› For a livelier nautical vibe, blue can’t be beat as a cottage-inspired favourite. In general, a cottage interior tends to choose a limited palette and stick to it, so pick one hue to repeat in smaller or larger doses from room to room (and if you want a little extra punch in a key area, try small hits of red for spice).

LET WOOD REIGN: Naturally, wood is one of the first materials you think of when you think “Cottage inspired” – but you must know how to use it right.›› To create a feeling of consistency, I typically

recommend running wood floors as far as possible, even into the kitchen – it can survive the occasional spill if you treat it properly. Embrace wood with visible graining, such as Mir Hardwood’s Reclaimed Parquet collection (which mixes woods for rich character).

›› For those who prefer a hard surface, consider an inset tile “mat” for the kitchen, entry or other wet areas – it keeps the floor flush (and there’s no sisal rug to try to wash the mud or red wine out of).

›› Plank walls give the textural look of a cottage cabin interior, but unless you live directly on the water, you may find this much wood a bit overwhelming. Paint it out a white or pale colour to maintain an airy relaxed vibe, or go for a deep espresso stain and break up the wood with white accents such as art and drapery.

TIMELESS TILE: Subway tile (such as 1-by-3-in. rectangles, typically) is a versatile classic that can appear either modern or traditional depending on the details.›› The most popular form of contemporary subway tile

is crisp white porcelain, but you don’t have to go so minimal. Consider a tile with a more organic surface shape and subtle, uneven colouring, to bring in some traditional warmth, or choose a style with a bevelled edge for a sleek touch of class.

›› A cottage inspired kitchen is also a great place to play with the colour of your tile grout – the geometric patterns of subway tile (or any other shape) can be highlighted with dark, contrast grout, or you could even choose one with a colour infused to add a playful accent.

//DESIGNER ADVICE...continued


YANIC SIMARD is the design editor of New Condo Guide and

principal designer of the Toronto Interior Design Group. Specializing in

residential and commercial projects, Yanic often applies his signature

high/low and old/new combination design

techniques in developing unique interiors. Yanic has created designs for clients in Toronto, Montreal and Miami, and has appeared

as a regular guest expert on Citytv’s CityLine. For more

information visit tidg.ca

FOCUS ON FAUCETS: Even in the most humble cottage, a slight hit of sparkle usually appears in the form of an eye-catching kitchen faucet.›› Whether your goal is a transitional or traditional style, a “bridge” faucet

(which sits above the counter on two widespread arms rather than one in the centre) adds an uncommon graceful touch.

›› If you find yourself quite often filling large pots (for soups or pastas, for example), a wall-mounted faucet placed over the stove is extremely practical, and makes the fixture even more of a standout feature.

SOFT AND STRONG: Seating in a cottage-inspired home tends toward two timelessly practical (and beautiful) categories: wood and slipcovered.›› Sturdy wood barstools, dining chairs, and benches make perfect

options for bringing in a sense of natural strength, as their open frames still allow for an airy and relaxed look, and they contrast soft upholstery beautifully.

›› Whether or not you find yourself regularly tracking sand inside, slipcovered furniture is practical for its ease of washing and for the ability to swap out looks between seasons. Plus, a skirted front on a sofa or chair communicates the relaxed cottage vibe, especially in a heavy natural fabric (such as a linen blend).

EVERYDAY BEAUTY: Cottage decor often comes down to celebrating the basic essentials of decor, such as beautiful plates, vintage servingware and stunning pots and pans.›› Open shelving is a popular trend which suits the most rustic spaces

(think simple wood plank shelves) or even more modern schemes (try vanishing floating glass). However, if you prefer to keep your storage behind closed doors, consider varying the heights of your cabinets – this creates neatly framed niches at the ceiling where you can display party serveware you use occasionally (such as elegant porcelain pitchers).

›› If you have precious plates you won’t use often (or even favourite ones that you do!) an artful arrangement over your dining table makes a classic cottage-inspired display – choose all white pieces if you want to keep the look modern. Similarly, cool copper pots hung on an open rack make a trendy metallic statement in between recipes.

VISIT BENJAMINMOORE.CA

HC-168 Chelsea Gray

2064-50 Costa Rica

Blue

CC-640 Blue Grass

CC-636 Mountain

Air

CC-10 Ultrawhite

HC-128 Clearspring

Green

Cottage colours


//HOMEBUYERS’ HELP

» by SHANE’S LANDSCAPING & CONTRACTING LTD.

Incorporating a water feature into your home’s landscaping design is a welcome addition to a property’s overall appeal. The soothing sights and sounds of running water are calming and can also mask unwanted noise such as nearby traffic or neighbors. Water features of all kinds attract birds and other wildlife that are enjoyable to observe. By adding plants, decorative rock or a custom koi pond to the water feature, you can create the illusion that you are off somewhere in “nature” while sitting in the comfort of your own backyard.

DECISIONS, DECISIONS, DECISIONSDecide on the type of water feature. Ponds set into the ground, waterfalls, streams, large bubbler rocks – the choices are endless. You also have to choose the style of the feature, which ranges from completely natural looking, made with native materials, to highly formal. When you see a design you like, take a picture or clip it out and build a file for future reference. What suits one gardener’s tastes may be unappealing or impractical for others. However, one thing is for certain – all water features will add beauty and movement

to your landscape. Consider why you want to have a water feature and what’s most important to you. Is it simply to enjoy the beautiful sights and calming sounds? Does the prospect of growing plants in water intrigue you? Is a set of bubbler rocks on the frontyard your ideal? Having a clear picture in your head (and on paper) of what you hope to achieve will go a long way toward making sure it becomes a reality. Calling a qualified landscaping professional for some advice is a great place to start.

LOCATION, LOCATION, LOCATIONStudy your space carefully and consult with your landscaping professional to determine the best place to situate your water feature. If possible, pick a location which can be viewed not only from your yard, but from the inside of your house too, such as near the kitchen window or deck. After all, if you’re going to the trouble of adding a water feature, you might as well have multiple opportunities to enjoy it. A qualified landscaping professional should have a photo album or a website, so you can easily view other projects and water features that have designed and constructed.

By taking some of this advice into consideration, the process of achieving the “yard of your dreams” will be easier. A quality outdoor living space will not only make you the envy of the neighborhood and be a welcome sanctuary for your family, children and pets for years to come, it will also increase the value of your home. It is important to hire a landscaping contractor which has extensive experience in the industry, and is a full service landscaping company.

Shane’s Landscaping & Contracting Ltd. specializes in residential, estate and acreage landscape construction. From patios to water features, driveways, retaining walls, lighting, walkways, fences, irrigation, garden beds, boulders, barbecue, fire pits and the new synthetics grasses, we can help make your landscaping beautiful. Planning your landscaping is an exciting time and we are here to help. Our team of friendly, knowledgeable and hard working staff can make your landscaping dream a reality. Call us now for a consultation.

Water features… THE CHOICES ARE ENDLESS


AREA INFO MORNINGVILLE AREA PUBLIC SCHOOLS• GEORGES H. PRIMEAU

JR. HIGH SCHOOL 811 GRANDIN DRIVE 939-3593 (2)

• GEORGES P. VANIER ELEMENTARY 10020-101 AVENUE 939-4285 (1)

• MORINVILLE CHRISTIAN SCHOOL 10015-100 Avenue 939-2987 (1) (2) (3)

• MORINVILLE COMMUNITY HIGH SCHOOL 9506 - 100 Avenue 939-6891 (3)

• NOTRE DAME ELEMENTARY 9717 MORINVILLE DRIVE 939-4020 (1)

[1] Elementary K-6[2] Junior High 7-9[3] High School 10-122 THE LAKES

DEVELOPER: Landrex Developers BUILDERS: Landmark Homes, Dynasty

Homes, Reid Built Homes LOCATION: 100 Avenue then North on Grandin Drive

3 MONTREUX DEVELOPER: Qualico Communities BUILDERS: Maxxwood Homes LOCATION: 100 Avenue then North

on Grandin Drive

1 VILLAGE CHAMPLAIN DEVELOPER: Brookhaven Developments BUILDER: Brookhaven Developments, Celebration Homes LOCATION: 100th Street & 105th Avenue

Mor

invil

le Dr.

97A Ave.

105 Ave.

99 Ave.

100 Ave.

100

St.

Hw

y. 2

101 Ave.

95 Ave.

95 S

t.

Grandin D

r.

Cardiff Rd.

10 min.to St. Albert

3

2

1

Grandin D

r.

morinville

gibbons

2 LANDING TRAILS DEVELOPER: Strata Developments BUILDERS: Rosecroft Homes, Dynasty Builders, Morrow Homes, Open LOCATION: 53 St. & 40 Ave.

1 LANDING TRAIL ACREAGES DEVELOPER: Strata Developments BUILDERS: High Grade Homes, Rosecroft Homes, Open LOCATION: 51 St. & Landing Trail Dr.

AREA INFOGIBBONS & AREA SCHOOLS• GIBBONS SCHOOL

4908 - 51 Avenue 923-2240 [Gr. 5-9]

• STURGEON COMPOSITE HIGH SCHOOL On Hwy. 37, one km. east of Hwy. 28 973-3301 [Gr. 10-12]

• LANDING TRAIL SCHOOL 5325 - 37 Avenue 923-2899 [Gr. K-4]

• REDWATER SCHOOL 5023 - 50 Avenue 942-3625 [Gr. 5-12]

N

53 Avenue

Highw

ay 28A Edm

onton50 Avenue

51 S

treet

H

ighway 28

21

Stur

geon

Rive

r

87

Hwy 19

2

1

AREA INFO• POPULATION: 6,361 and grow-

ing.

• LOCATED: Along the banks of the scenic North Saskatchewan River, 15 minutes southwest of Edmonton on Highway 60, 10 minutes from the International Airport.

• SCHOOLS: 3 Public schools, 1 Christian school & 1 Catholic school.

• GROCERY: Garden Market IGA,Extra Foods

• RECREATIONAL FACILITIES: Arena, Outdoor Swimming Pool, Ball Diamonds, Soccer Fields, Golf Course, Campground, Tennis Courts, and Community Centre.

• MEDICAL FACILITIES: Hospital, 2 Medical Clinics, and Local Ambulance.

• PARKS & PATHWAYS: Numerous Parks, Walking, Biking and Cross Country Ski Trails.

1 THE RAVINES OF DEVON DEVELOPER: Qualico Communities BUILDERS: Open LOCATION: South on Michigan

Street, left on Ravine Drive

2 FAIRFAX LANE DEVELOPER: Alldritt Land Corporation LP BUILDERS: Alldritt Homes LOCATION: South on Miquelon, left on Erie St., and left on Fairfax Close

devo

nca

lmar

AREA INFO• POPULATION: 2033• LOCATED: 10 minutes west of

Leduc on Hwy 39• SCHOOLS: CALMAR

ELEMENTARY SCHOOL (K-6), CALMAR SECONDARY SCHOOL (7-12), NEW HUMBLE(K-7)

• PLACES OF WORSHIP: 6 churches,

• RECREATIONAL FACILITIES: Mike Karabonik Arena (1 ice surface), Calmar Community Center(Curling Club)

• PARKS: 6 parks spaced throughout the municipality including water spray park, tot lot, ball diamonds, tennis courts, soccer fields, and skateboard park

• MEDICAL FACILITIES & DISTANCE/TIME TO HOSPITAL: Calmar Medical Clinic open 5 days a week), Dentist Clinic. Leduc Hospital located 15 minutes East of Calmar

• TIME TO AIRPORT: 15minutes• TOWN OF CALMAR: 750 Calmar, Alberta, T0C 0V0

1 SOUTH BRIDGE CROSSING DEVELOPER: Southbridge Crossing Developments Ltd. BUILDERS: Compass Rose Homes Inc.

LOCATION: West on Hwy 39 (50th Ave), Turn south (left) on Westview Drive

To Edmonton

Grove Dr.

Millgrove Dr.

Kin

g St

.

Cal

ahoo

Rd.

Cent

ury

Rd.

McLeod Ave.

To Edmonton

Cal

ahoo

Rd.

McLeod Ave.

Grove Dr.

Grove MeadowsDrive

48 Ave.

Highway 16A

N

2

1

3 5

4Longview Dr.

Hig

hway

79

5

6

7

Aspe

ngle

n D

r.

8

Dr. Woodhaven

Brookwood Dr.

9

11

12

10

Spruce Ridge Dr. Hawthorne Gate

48 A Ave.

49 Ave.

50 A Ave.

51 Ave.

50 S

t.

51 S

t.

52 Ave.

N

54 Ave.

Highway 3950 Ave.

Wes

tvie

w D

r.

Township Road 494A

43 Ave.

42 Ave.

Highway 39

51 S

t.

52 S

t.

Rang

e Ro

ad 2

71Ra

nge

Road

271

45 Ave.

44 Ave.

50 Ave.

50 S

t.

49 S

t.

Rang

e Ro

ad 2

65Ra

nge

Road

265

50 S

t.Westview Dr.

Centre Park

Hig

hway

795

12 1

88

Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


5.00% 10.58 7.88 6.57 5.82 5.34

5.25% 10.70 8.01 6.74 5.96 5.49

5.50% 10.82 8.14 6.85 6.10 5.64

5.75% 10.94 8.27 6.98 6.25 5.79

6.00% 11.07 8.40 7.12 6.40 5.95

6.25% 11.19 8.53 7.26 6.55 6.11

6.50% 11.31 8.66 7.41 6.70 6.26

6.75% 11.43 8.80 7.55 6.85 6.42

7.00% 11.56 8.93 7.69 7.00 6.59

7.25% 11.68 9.07 7.84 7.16 6.75

7.50% 11.81 9.21 7.99 7.32 6.91

7.75% 11.94 9.34 8.14 7.47 7.08

8.00% 12.06 9.48 8.28 7.63 7.25

8.25% 12.19 9.62 8.44 7.79 7.42

MORTGAGE PAYMENT CALCULATION CHART

AMORTIZATION PERIODSINTEREST RATES

% 10 YRS 15 YRS 20 YRS 25 YRS 30 YRS

CALCULATE YOUR MORTGAGE PAYMENTS

TOTAL PRE-TAX INCOME

MONTHLY PRE-TAX INCOME

SPOUSE’S PRE-TAX INCOME

AMOUNT OF MORTGAGE

(PRICE – DOWN PAYMENT)

DIVIDE BY 3AFFORDABLE

MONTHLY PAYMENTS

AMORTIZATION AMOUNTCHART FIGURE

AMOUNT OF MORTGAGE

DIVIDED BY 1,000

MONTHLY PAYMENTS

AMORTIZATION AMOUNT

ESTIMATED MONTHLY

TAXES & HEAT

01 Calculate the combined monthly before-tax income

of you and your spouse.

02 Divide by three. This figure is the monthly payment you

can afford to make on your home.

03 Take the total price of the home and subtract the

amount of money you expect to make as a down payment. This is the money you will have to borrow.

04 Refer to the chart on the opposite page. Look down

the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.)

05 Multiply this figure by the amount you need to borrow.

Divide by 1,000.

06 Add to this your estimated monthly heating costs and

monthly property taxes.

07 If this figure is equal to or less than one-third of your

gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

Follow these steps to see if you’ll qualify for a mortgage on your dream home

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

// HOMEBUYERS’ HELP

Calculate your mortgage payments


MORTGAGE TYPESALL MORTGAGES ARE OF TWO BASIC TYPES:

CONVENTIONAL:The buyer can borrow up to 80% of the purchase price or the value of the property, whichever is less.The buyer has to pay 20% down. A conventional mortgage cannot exceed 80% of the value of the property.

INSURED OR HIGH-R ATIO:A buyer can borrow up to 95% of the purchase price or the value of the property, whichever is less. The down payment can be as low as 5%.

MORTGAGE OPTIONSYou can choose any of these mortgage options which fit into the two basic mortgage types. Lenders may even customize these options to suit your needs.

OPEN MORTGAGE:Allows borrowers to repay all or part of the total amount of their mortgage at any time without penalty.

Because of f lexibility, this is ideal for borrowers who plan to sell their homes in the near future or who want to switch from a short-term mortgage at high interest rates to a longer term when mortgage interest rates fall.

CLOSED MORTGAGE:Usually has the lowest interest rate available but lacks the f lexible features of other mortgage options.A good choice for those who want the security of knowing their monthly payment is fixed for a longer term.

Prepayment options are available but they are subject to conditions.

PORTABLE MORTGAGE:Flexibility if borrowers move. Borrowers can take the mortgage to their new home or can transfer it (usually with the consent of the lender) to the purchaser of their old home. This is an attractive option if the rate on the existing mortgage is lower than current rates.

VARIABLE 6 months 1 year 2 years 3 years 4 years 5 years

PREPARED BY CANNEX ON JULY 19, 2014. This information is current as of the date and time posted and is subject to change without notice. © Copyright 2014 CANNEX Financial Exchanges Limited. All rights reserved.

ATB Financial 2.700 4.000 2.940 2.890 2.990 3.040 3.290

Bank of Montreal (BMO) 3.000 4.000 3.140 3.040 3.850 4.390 4.990

Bank of Nova Scotia 3.100 4.550 3.290 3.140 3.440 3.940 4.790

Bridgewater Bank - - 4.800 4.700 5.250 - 5.250

CIBC Mortgages 3.000 4.450 2.990 2.940 3.650 4.240 4.990

Canadian Western Bank 3.200 4.000 3.140 3.040 3.750 4.390 4.990

Canadian Western Trust 3.200 4.000 3.140 3.040 3.750 4.390 4.990

Effort Trust - 4.450 3.450 3.600 3.700 4.600 4.950

Equitable Bank - - 3.140 3.040 3.750 4.540 4.940

First Calgary Financial - 4.000 2.890 2.890 3.190 3.390 3.290

First National Financial 2.500 3.950 2.990 2.590 2.790 2.770 3.090

HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.340

Home Trust Company 2.500 3.950 2.890 2.890 2.790 2.940 2.990

ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.890

Investors Group Trust 3.000 4.200 3.140 3.140 3.750 4.640 4.990

Laurentian Bank Canada 3.000 4.400 3.140 3.140 3.500 4.390 4.790

League Svgs & Mortgage - 4.000 3.140 3.040 3.200 3.140 3.440

Libro Credit Union - 3.900 3.150 3.200 3.300 3.450 2.990

London Life 3.000 4.200 3.140 3.140 3.750 4.640 4.990

Manulife Bank 2.700 4.450 3.000 3.050 3.100 3.140 3.190

Manulife Trust - 4.450 3.000 3.050 3.100 3.140 3.190

National Bank 3.000 4.400 3.140 3.040 3.750 4.390 4.790

Peace Hills Trust - 4.500 3.150 3.500 3.950 3.950 3.490

President’s Choice Fin’l 3.000 6.190 3.190 2.940 3.590 4.040 4.440

Royal Bank of Canada 3.000 3.140 3.140 3.040 3.750 4.540 4.940

Servus Credit Union - 4.000 3.140 3.040 3.750 4.240 4.790

T-D Mortgage 3.000 4.000 3.090 3.040 3.440 3.940 4.790

Tangerine 3.000 - 3.190 3.240 3.490 3.690 3.790

Mortgage interest rates


Aacropolis Homes www.aacropolishomes.com

Alldritt Homes www.alldritthomes.com

Artisan Homes Inc. www.artisancommunities.ca

Bedrock Homes www.bedrockhomes.ca

Boss Homes www.bosshomes.ca

Brookfield Residential www.livebrookfield.com

Caliber Master Builder www.calibermasterbuilder.ca

Cameron Homes Inc. www.cameronhomes.ca

Cami Comfort Homes www.camicomforthomes.ca

Canyon Spring Master Builder www.canyonspringhomes.com

Carriage Signature Homes www.carriagesignature.com

Celebration Homes www.celebrationhomes.ca

Cobblestone Master Builder www.mycobblestone.ca

Concept Homes www.concepthomes.ca

Compass Rose Homes Inc. www.compassrose.ca

Country Hills Home Sales www.countryhillshomes.com

Coventry Homes www.coventry-homes.com

Daytona Homes Master Builder www.daytonahomes.ca

Dolce Vita Homes LP www. dolcevitahomes.ca

Effect Home Builders www.effecthomes.ca

Encore Master Builder www.encorehomes.ca

Enitity Homes www.entityhomes.ca

Fekete Homes www.feketehomes.ca

Green Living Homes www.greenlivinghomes.ca

Gannet Homes Master Builder www.gannethomes.com

Homes by Avi www.homesbyavi.com

Homes by Santos Construction www.santoshomes.ca

Homexx Corporation www.homexx.ca

Iconic Estate Homes www.iconichomes.ca

Impact Homes www.impacthomes.ca

Innovations by Jayman www.jayman.com

Home Builders

web directory


www.lincolnberg.com

Visit our Site Today

To Build Your

“Love Affair that Lasts!”

Jayman MasterBUILT www.jayman.com

Kimberley Homes www.buildwithkimberley.ca

Landmark Group of Builders www.landmarkgroup.ca

Lincolnberg Master Builder www.lincolnberg.com

MacLachlan & Mitchell Homes www.macmitch-homes.com

Maple Isle Homes www.mapleislehomes.ca

Marco Antonio Homes www.marcoantoniohomes.com

Mattamy Homes www.mattamyhomes.com

Pacesetter Homes www.yourpacesetter.com

Parkwood Master Builder www.parkwoodmasterbuilder.com

Perry Signature Homes Inc. www.perryhomes.ca

Pompei Homes www.pompeihomes.com

ReidBuilt Homes www.reidbuilthomes.com

Rococo Homes www.rococohomesinc.ca

Rohit Communities www.rohitcommunities.com

Rosecroft Custom Homes www.rosecroftcustom homes.com

Sabal Homes www.sabalhomes.com

San Rufo Homes www.sanrufohomes.com

S2 Squared by Sterling Homes www.sterlingsquared.ca

Sterling Homes Edmonton Ltd. www.sterlingedmonton.com

Thomsen Built www.thomsenbuilt.com

Urban Living by Landmark www.landmarkurban.ca

Urbanity Custom Homes Ltd. www.urbanityhomes.com

Vicky’s Homes www.vickyshomes.ca

White Eagle Homes Ltd www.whiteeaglehomes.ca

web directory


OUR HOMES COME IN A WIDE VARIETY

of wide varieties

www.landmarkgroup.ca

Front - Attached Garage HomesRear - Detached Garage Homes

Duplexes & Townhomes

webdirectoryad.indd 1 13-01-07 11:16 AM

Allard in Heritage Valley by MLC Group / JCA Financial www.allard.ca

Allard Heritage Valley by United Communities www.allardheritagevalley.ca

Alpine Ridge in Terrace Heights by Qualico Communities www.alpine-ridge.ca

Ambleside South by Qualico Communities www.amblesidesouth.com

Ambleside in Windermere www.amblesidewindermere.ca

Beaverbrook Developments www.beaverbrook.ca

Brookfield Residential www.livebrookfield.com

Callaghan by Rohit Land Development www.liveincallaghan.com

Cameron Communities www.cameroncommunities.ca

Cameron Heights www.cameronheights.com

Canada Lands Company www.villageatgriesbach.com

Canterra Developments Corp. www.canterradevelopments.com

Chappelle Gardens by Brookfield Residential www.chappellegardens.com

Creekwood Chappelle www.creekwoodchappelle.com

Cy Becker by Qualico Communities www.cybecker.com

Dundee Developments www.dundeedevelopments.com

Edgemont by Brookfield Residential www.myedgemont.ca

Forest Ridge by Qualico Communities www.forestridgefortsask.com

Genstar Development Company www.genstar.com

Glenridding by United Communities www.glenridding.ca

Glenridding Heights by Rohit Land Development www.glenriddingheights.com

Granville by Alldritt Land Corporation www.mygranville.com

Graydon Hill by MLC Group www.graydon-hill.com

Greenbury by Beaverbrook www.greenbury.ca

Developers/Communities

web directory


www.chappellegardens.com

GARDENS

Griesbach by Canada Lands www.villageatgriesbach.com

Hampton Pointe by Beaverbrook www.hamptonpointe.ca

Hampton Terrace by Qualico Communities www.hamptonterraceedmonton.com

Hawks Ridge at Big Lake www.hawksridge.ca

Hawthorne at Heather Glen by Qualico Communities www.hawthornesprucegrove.com

Hills of Twin Lakes www.hillsoftwinlakes.com

Hopewell Residential www.hopewellcommunities.com

Hudson Park by Beaverbrook www.homesinhudson.ca

Keswick on the River keswick-in-windermere.com

Kenton Village by Beaverbrook www.kentonvillage.ca

Lake Summerside by Brookfield Residential www.lakesummerside.com

Langdale in Windermere by Qualico Communities www.langdale-windermere.com

Laurel Crossing by Qualico Communities www.laurel-crossing.com

Laurel by Dundee Developments www.livelaurel.com

Maclab Enterprises www.maclab.com

Manning Village by Cameron Communities www.manningvillage.com

Maple Crest by Dundee Developments www.livemaplecrest.ca

McConachie Landing by MLC Group/Cameron Dev Corp www.mcconachie-landing.com

McConachie by Walton Development & Management L.P. www.mcconachie.ca

MLC Group www.mlcland.com

Montalet by United Communities www.montalet.ca

Morningside Properties www.mymorningside.com

Newcastle by Qualico Communities www.newcastle-edmonton.com

ONE at Windermere www.oneatwindermere.com

web directory


YOUR PERFECT HOME!

www.villageatgriesbach.com

web directory

Paisley at Heritage Valley by Brookfield Residential www.paisleycommunity.com

Palisades by MLC Group www.palisades.ca

Palm Cove by Qualico Communities www.palmcovesylvan.com

Prescott by Beaverbrook www.liveinprescott.ca

Qualico Communities www.qualicocommunities.com

Ravines of Devon by Qualico Communities www.theravinesofdevon.com

Ravines of Richford by Rohit Land Development www.ravinesofrichford.com

Reid Worldwide Corporation www.rwwc.ca

Robinson by Beaverbrook www.LiveInRobinson.ca

Ruisseau by Qualico Communities www.ruisseau-beaumont.com

Secord by Hopewell Residential www.liveinsecord.ca

Sienna by Qualico Communities www.sienna-fortsask.com

Silverstone by Qualico Communities www.silverstone-stonyplain.com

Southcreek by Qualico Communities www.southcreek.ca

South Pointe by MLC Group www.south-pointe.ca

Spring Lake Ranch www.springlakeranch.ca

Springate at Spruce Ridge by Qualico Communities www.springatesprucegrove.com

Spruce Village by Beaverbrook www.sprucevillage.ca

Starling at Big Lake by Rohit Land Development www.StarlingAtBigLake.com

Strata Developments www.stratadevelopments.ca

Summerwood by Qualico Communities www.summerwoodsherwoodpark.com

Suntree www.liveinsuntree.ca

Tamarack by Dundee Developments www.livetamarack.com

Tamarack Common by Qualico Communities www.tamarackcommon.com

The Club & Residences of River’s Gate by Beaverbrook. www.riversgate.ca

The Estates at Waters Edge www.WatersEdgeEstates.ca

The Orchards at Ellerslie by Brookfield Residential www.theorchards.ca

Developers/Communities


Related BusinessCanadian Home Builders’ Association - Alberta www.chbaalberta.ca

Edmonton Custom Decks www.edmontoncustomdecks.com

Edmonton New Home Information www.new-home.com

Edmonton New Home Guide www.NewHomeGuide.ca

SLC Ltd. www.shaneslandscaping.com

web directory

The Terrace at Schonsee by Brookfield Residential www.discovertheterrace.ca

Thomas Creek www.CalmarThomasCreek.com

Trumpeter by United Communities www.trumpeterbiglake.ca

Tuscany Hills by United Communities www.tuscanyhills.ca

United Communities www.unitedcommunities.com

Upper Windermere by Beaverbrook www.upperwindermere.com

Vita Crystallina Nera www.liveatvita.com

Villas on the Ravine www.villasontheravine.com

Walker Lakes North by MLC Group / Cameron Dev Corp www.walkerlakes-north.com

Walker Lakes Station by MLC Group / JCA Financial www.walkerlakes-station.ca

Walker Summit by United Communities www.walkersummit.com

Walton Development and Management L.P. www.waltondm.com

Westerra by Qualico Communities www.westerrastonyplain.com

Windermere Ridge by Beaverbrook www.windermereridge.ca

Windermere South www.windermere-south.ca

Windrose www.liveinwindrose.ca

Woodhaven - Edgemont www.woodhavenedgemont.com

The Woods at Kenton by Beaverbrook www.woodsatkenton.ca


63rd

St

Eag

lem

ont

Rue

Edmonton New Home Guide - Aug 1, 2014

Documents

Transcript of Edmonton New Home Guide - Aug 1, 2014