eBay DevCon: It's All About The Money
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Transcript of eBay DevCon: It's All About The Money
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You can share this information with others.Don’t forget to tag it eBay DevCon 09.Don t forget to tag it eBay DevCon 09.© 2009, eBay Inc. Some rights reserved.eBay and the eBay logo are among the registered trademarks of eBay Inc. PayPal and the PayPal logo are trademarks of PayPal, Inc. Other trademarks and brands are the property of their respective owners.
C i t P Fit d St tConversion to Paper: Fits and Starts
First Paper MoneyFirst Paper MoneyChina, 600 - 1455
W t C i t PWestern Conversion to Paper
Bank of England Notes
An Assignat Note (France)
John Law Notes (France)
Th P t R i it d C t li d A tThe Past Revisited: Centralized Accounts
Credited with coiningthe term, “Credit Card”
R ti V l C t llRepresenting Value Centrally
Western Union’s A i EWestern Union sCard (on-us only)
American Express
Bloomingdale’s gDiners Club Card
D t li d V l th h N t kDecentralized Value through Networksle nt ks
Payment Network
Exa
mp
Pay
me
Net
wor
Network
AcquirerBank
IssuerBankVa
lue
Rec
orde
dby
Ban
kR b
of
Buyer(Consumer)
Seller(Merchant)
n B
ehal
f N
etw
ork
Use
rs
On
A h R i d GApproach Required Governance
Payment NetworkNetwork
OperatingRules
AcquirerBank
IssuerBank
Buyer(Consumer)
Seller(Merchant)
Th W b C d N t P t T tiThe Web: Card Not Present TransactionsShift of Risk for
Payment Network
Card Not Present TransactionsTo Merchants
Network
OperatingRules
AcquirerBank
IssuerBank
Buyer(Consumer)
Seller(Merchant)
S ti th E tSupporting the Ecosystem
Payment NetworkNetwork
AcquirerBank
IssuerBank
Pay Flow Gateway Consumer WalletExpress Checkoutay o Gate ay Co su e a etp ess C ec outWebsite Payments Pro
Buyer(Consumer)
Seller(Merchant) Marketplace
O t it All S ll N d D lOpportunity: All Sellers Need Developers
Payment NetworkNetwork
AcquirerBank
IssuerBank
Pay Flow Gateway Consumer WalletExpress Checkoutay o Gate ay Co su e a etp ess C ec outWebsite Payments Pro
Buyer(Consumer)
Seller(Merchant) Marketplace
Q&AQ&AJason Korosec
General Manager, PayPal Platform Product Management, PayPal
[email protected] @p yp