:: Easy Ownership ::3 years of no mortgage interest, taxes and community fees

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Welcome to Easy Ownership at the Aloha Hill Club

Aloha Hill Club is excited to launch a unique and limited opportunity to purchase property with no running costs,

no mortgage interest and no community fees for the first 3 years of ownership.

Property investment is one of the best ways to provide favourable long term returns, but owning a property does incur running costs.

However, with “Easy Ownership” the Aloha Hill Club pays for all these running costs, thus enhancing investment

returns for the owner.

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“Easy Ownership” provides investors with a totally unique and cost effective method of purchasing a property in the Aloha Hill Club.

To take advantage property buyers need only meet the following criteria:

• Purchase a fully furnished luxury apartment in the Aloha Hill Club• Maximum mortgage of 70% Loan to Value (LTV)• Register your property in the ‘Aloha Hill Club Rental Programme’

for up to 3 years• Participate in the ‘Aloha Hill Club Rental Programme’

for a minimum of 1 year

Participation requirements

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Unique features with Easy Ownership

• Guaranteed security of money placed in segregated bank account to cover costs

• No mortgage interest for 3 years *• No community fees for 3 years• No utility bills for 3 years• No household & contents insurance for 3

years• No property and amenity tax (IBI & Basura)

for 3 years • Aloha Hill Club manages your property free

of charge• 26 weeks personal use including 2 weeks in

high season

Benefit of Easy Ownership

“Easy Ownership” allows property owners to test rental market performance without risk and removes

the pressure to independently cover running costs through private holiday letting.

Participation requirements

*Aloha Hill Club will cover the interest expense on the mortgage in line with the terms offered by Aloha Hill Club’s mortgage partners, NYKREDIT and CajaMar, or similar terms from alternative mortgage providers.

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How can Aloha Hill Club provide all these features through Easy Ownership?

The location and quality of a property are always the main drivers for rentability. Add to this the unique professional concierge services and superior onsite facilities and it is clear that there will be a high rental demand for Aloha Hill Club property.

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Location, location, location...

• Situated at the heart of “Golf Valley” in Nueva Andalucía, • A sought after residential area of Marbella – surrounded by

four major golf courses.• 7 minutes drive to Puerto Banús.• 15 minutes drive to Marbella’s historic town centre.• 50 minutes drive to Malaga and Gibraltar international

airports.

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Facilities

• Indoor gym, sauna and spa• 2 outdoor swimming pools (including 1 heated)• Indoor children’s playground• Tennis and padel court• Golf putting green• Bodega and private wine cellar• Shuttle bus for Aloha Hill Club residents• Concierge Service

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Aloha Hill Club Rental Programme

Upon joining the AHC Rental Programme, all income received from letting your property will remain with the Aloha Hill Club.

The Aloha Hill Club provides a professional rental and property management service, at no cost to the owner. Owners have the option

of leaving the programme after the first 12 months.

Owners placing their property in the AHC Rental Programme will get a feel for the rental market via access to their apartment rental records.

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Professional concierge service

A key benefit of owning a luxury apartment at the Aloha Hill Club is the concierge services desk, designed to enhance the Aloha Hill Club experience for owners and guests.

The concierge services desk is a unique feature that elevates the Aloha Hill Club above other property investment opportunities in Marbella.

In recognition of excellence, the Aloha Hill Club has been selected to provide training to students as part of the “Masters in Hospitality” programme at the Complutense University of Madrid.

Security, security, security

Once you have purchased your property with “Easy Ownership”, the Aloha Hill Club will guarantee payment of your apartment running costs (community fees, utilities, property taxes and mortgage interest payments) by placing into a segregated bank account, an amount of

money equal to the full three year running costs of your property.

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Why invest in Aloha Hill Club now?

The Spanish property market has seen significant price declines over the last 5 years. The Aloha Hill Club development is currently offered up to 60% lower than the market high of 2007, which means there is real potential for significant long-term

With “Easy Ownership”, paying no running costs during the first three years of owning your property represents considerable short

term savings and a reduction in risk.

capital gains. Furthermore, until December 31st 2012, anyone purchasing property in Spain will pay only 50% of the standard capital gains tax rate, irrespective of when the property is resold in the future.

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Does “Easy Ownership” apply to all properties in the Aloha Hill Club?

The scheme only applies to 20 selected fully furnished, two bedroom, two bathroom apartments.

How much private usage of my property will I have?

Owners who purchase property through “Easy Ownership” will still be able to use their property for 26 weeks each calendar year, including two weeks usage in the high season.

Who looks after my property whilst it is under this scheme?

The Aloha Hill Club provides a first class comprehensive rental and property management service for all its owners. Our professional team is situated on site and therefore able to perform a high quality service with the utmost efficiency. Can I choose to leave the “Easy Ownership” scheme early?

After each 12 month period of participation, owners have the option to leave the scheme.

What running costs will the Aloha Hill Club guarantee to pay on my behalf?

The Aloha Hill Club will pay your mortgage interest, community fees, annual IBI and Basura property taxes, water and electricity usage,

:: FAQs :: :: FAQs ::plus your home and contents insurance. Owners will pay absolutely nothing towards these specific running costs for the first three years of ownership.

Are there any running costs that I will have to pay?

Property owners will have to pay for any optional extra utilities such as telephone, internet and satellite television.

Do I receive any rental income from my property through “Easy Ownership”? The Aloha Hill Club manages your property completely free of charge and keeps all the rental income received from properties purchased through “Easy Ownership”.

How much can I borrow when purchasing through “Easy Ownership”? Can I arrange financing with a lender of my choice?

Purchasers can borrow up to 70% of the purchase price and can make their own financing arrangements. However, the Aloha Hill Club will only cover the mortgage interest expense for 3 years for terms in line with the terms offered by Aloha Hill Club’s mortgage partners, NYKREDIT and CajaMar.

Is property more expensive when buying through “Easy Ownership”?

There is absolutely no difference in the price of a property purchased through the “Easy Ownership” scheme. Properties bought through

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:: FAQs :: :: FAQs ::“Easy Ownership” are sold fully furnished, at exactly the same price it would cost for you to buy an apartment with one of our two bedroom furniture packs, outside of the scheme.

Who is your furniture supplier?

Aloha Hill Club uses Interior Direct, a Danish company with extensive experience in delivering furniture and project management to high-end hotels and apartments. Interior Direct works exclusively with trusted suppliers offering quality furnishing solutions that come with a 5 year guarantee.

Can I furnish my property myself?

The Aloha Hill Club must offer a consistent high quality standard throughout all the apartments it uses for holiday letting and therefore each apartment must be furnished using our chosen supplier of furniture.

Why is the Aloha Hill Club offering such an attractive way to own a property?

During this current environment of austerity we recognise that over the short term many people are understandably cautious about increasing their monthly expenditure. The Aloha Hill Club is in a unique position to offer a product that really addresses this concern and allows purchasers to invest in the Aloha Hill Club without increasing their monthly outgoings.

How is the Aloha Hill Club able to guarantee payment of the running costs?

The Aloha Hill Club enjoys the privilege of a Marbella post code and is surrounded by many first class golf courses. These factors alone are huge drivers for holiday rental demand. The addition of our on site facilities, concierge desk, rental and property management service also provides the Aloha Hill Club with a robust business model that allows us to offer the “Easy Ownership” scheme to property investors.

What assurances do I have that the Aloha Hill Club will pay all these running costs on my behalf?

Once a property purchase is complete, the Aloha Hill Club will place in a segregated (escrow bank account) an amount of money equal to the first three years of the property running costs. If the Aloha Hill Club is paying the running costs for my property, will I have to declare this information to the Spanish tax authorities and will I have to pay any income tax?

As the Aloha Hill Club will be providing you with the funds to meet your running costs, these will be classed as income being generated from your property, and as such a withholding tax of 24.75% will be payable. You will have to complete an annual income tax return in Spain reflecting the income received from AHC and all the running costs incurred, which can then be offset against this income. This will then reflect a net income to you of ZERO, and as a result the withholding tax that has been paid will be refunded to you.”

TEL. +(34) 952 90 60 55www.alohahillclubmarbella.com

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Contact Aloha Hill Club today for more information about :: Easy Ownership ::